Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2020

In 2020, Credit Human Federal Credit Un of San Antonio, TX reported 21,207 mortgage applications totaling $2.0 billion, up 12% from 2019. The average application was for $92,280, and applicants reported an average income of $67,277. 19% of its applications resulted in an originated loan and 58% were denied. Its largest markets were San Antonio-New Braunfels, TX (989), Riverside-San Bernardino-Ontario, CA (540) and San Diego-Carlsbad, CA (501) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,207
Total Mortgage Loan Application Amount $1,956,995,000
Average Mortgage Loan Application Amount $92,280
Highest Mortgage Loan Application Amount $895,000
Average Applicant Income $67,277
Highest Applicant Income $3,666,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 749 $ 81,555,000 $ 108,885 $ 82,000
San Diego, California 501 $ 56,985,000 $ 113,742 $ 83,000
Los Angeles, California 446 $ 52,430,000 $ 117,556 $ 87,000
Maricopa, Arizona 331 $ 19,585,000 $ 59,169 $ 71,000
Santa Clara, California 305 $ 50,555,000 $ 165,754 $ 116,000
Riverside, California 280 $ 23,290,000 $ 83,178 $ 74,000
Orange, California 268 $ 31,620,000 $ 117,985 $ 93,000
San Bernardino, California 260 $ 21,130,000 $ 81,269 $ 77,000
Marion, Oregon 204 $ 17,930,000 $ 87,892 $ 59,000
Sacramento, California 168 $ 13,960,000 $ 83,095 $ 68,000
Ventura, California 149 $ 16,785,000 $ 112,651 $ 82,000
Pinal, Arizona 148 $ 9,230,000 $ 62,364 $ 76,000
Harris, Texas 148 $ 15,540,000 $ 105,000 $ 95,000
Snohomish, Washington 138 $ 14,290,000 $ 103,550 $ 73,000
Pierce, Washington 119 $ 11,445,000 $ 96,176 $ 67,000
Alameda, California 116 $ 16,940,000 $ 146,034 $ 104,000
Contra Costa, California 112 $ 14,510,000 $ 129,553 $ 85,000
Yamhill, Oregon 103 $ 10,395,000 $ 100,922 $ 63,000
Yavapai, Arizona 98 $ 8,160,000 $ 83,265 $ 66,000
Clackamas, Oregon 95 $ 8,485,000 $ 89,315 $ 65,000
Horry, South Carolina 95 $ 9,335,000 $ 98,263 $ 73,000
Sonoma, California 94 $ 11,890,000 $ 126,489 $ 83,000
Pima, Arizona 93 $ 5,295,000 $ 56,935 $ 64,000
Pinellas, Florida 87 $ 5,685,000 $ 65,344 $ 73,000
Lane, Oregon 82 $ 6,820,000 $ 83,170 $ 60,000
Clark, Nevada 77 $ 4,185,000 $ 54,350 $ 54,000
Calcasieu, Louisiana 76 $ 6,200,000 $ 81,578 $ 67,000
Escambia, Florida 73 $ 3,585,000 $ 49,109 $ 42,000
King, Washington 72 $ 6,240,000 $ 86,666 $ 75,000
Linn, Oregon 70 $ 5,940,000 $ 84,857 $ 55,000
Saratoga, New York 69 $ 4,475,000 $ 64,855 $ 57,000
Guadalupe, Texas 68 $ 7,500,000 $ 110,294 $ 75,000
Tangipahoa, Louisiana 67 $ 5,125,000 $ 76,492 $ 60,000
Lancaster, Pennsylvania 67 $ 4,755,000 $ 70,970 $ 59,000
Stanislaus, California 66 $ 4,990,000 $ 75,606 $ 70,000
Brazoria, Texas 64 $ 5,740,000 $ 89,687 $ 85,000
Tarrant, Texas 62 $ 5,330,000 $ 85,967 $ 63,000
Deschutes, Oregon 61 $ 6,295,000 $ 103,196 $ 61,000
San Joaquin, California 60 $ 5,230,000 $ 87,166 $ 70,000
Ontario, New York 60 $ 3,970,000 $ 66,166 $ 59,000
Washington, Oregon 60 $ 4,690,000 $ 78,166 $ 65,000
Clark, Washington 58 $ 5,210,000 $ 89,827 $ 63,000
Spokane, Washington 57 $ 4,705,000 $ 82,543 $ 58,000
Napa, California 54 $ 6,750,000 $ 125,000 $ 99,000
Solano, California 54 $ 5,920,000 $ 109,629 $ 85,000
Colleton, South Carolina 54 $ 4,590,000 $ 85,000 $ 49,000
Liberty, Texas 54 $ 4,780,000 $ 88,518 $ 72,000
El Paso, Texas 53 $ 4,595,000 $ 86,698 $ 50,000
Montgomery, Texas 53 $ 6,065,000 $ 114,433 $ 91,000
El Dorado, California 52 $ 4,640,000 $ 89,230 $ 78,000
Placer, California 52 $ 4,500,000 $ 86,538 $ 67,000
Ada, Idaho 51 $ 4,085,000 $ 80,098 $ 55,000
Livingston, Louisiana 51 $ 4,115,000 $ 80,686 $ 61,000
Bastrop, Texas 51 $ 4,395,000 $ 86,176 $ 65,000
Thurston, Washington 50 $ 5,060,000 $ 101,200 $ 73,000
Hillsborough, Florida 49 $ 2,815,000 $ 57,448 $ 64,000
Lake, Illinois 49 $ 4,835,000 $ 98,673 $ 80,000
Multnomah, Oregon 49 $ 3,685,000 $ 75,204 $ 67,000
Comal, Texas 47 $ 6,225,000 $ 132,446 $ 102,000
Lehigh, Pennsylvania 46 $ 2,460,000 $ 53,478 $ 52,000
Lee, Florida 45 $ 2,635,000 $ 58,555 $ 83,000
San Luis Obispo, California 44 $ 6,510,000 $ 147,954 $ 87,000
Pike, Kentucky 44 $ 3,700,000 $ 84,090 $ 55,000
Fresno, California 43 $ 2,795,000 $ 65,000 $ 66,000
Kern, California 43 $ 2,815,000 $ 65,465 $ 60,000
Broward, Florida 42 $ 2,790,000 $ 66,428 $ 77,000
Kerr, Texas 42 $ 3,560,000 $ 84,761 $ 67,000
Niagara, New York 41 $ 2,455,000 $ 59,878 $ 62,000
Jackson, Oregon 41 $ 3,545,000 $ 86,463 $ 66,000
Polk, Oregon 41 $ 3,715,000 $ 90,609 $ 54,000
Yolo, California 40 $ 3,300,000 $ 82,500 $ 67,000
Ector, Texas 40 $ 4,220,000 $ 105,500 $ 79,000
Travis, Texas 40 $ 3,070,000 $ 76,750 $ 57,000
Baldwin, Alabama 39 $ 3,755,000 $ 96,282 $ 78,000
Brevard, Florida 39 $ 2,455,000 $ 62,948 $ 68,000
Skagit, Washington 39 $ 3,625,000 $ 92,948 $ 81,000
Butte, California 38 $ 3,320,000 $ 87,368 $ 60,000
Monterey, California 38 $ 4,620,000 $ 121,578 $ 87,000
Kootenai, Idaho 38 $ 3,360,000 $ 88,421 $ 52,000
Mesa, Colorado 37 $ 2,435,000 $ 65,810 $ 51,000
Pasco, Florida 37 $ 2,545,000 $ 68,783 $ 60,000
Brazos, Texas 37 $ 2,885,000 $ 77,972 $ 85,000
Chester, Pennsylvania 36 $ 3,430,000 $ 95,277 $ 64,000
Wilson, Texas 36 $ 4,480,000 $ 124,444 $ 89,000
Laurel, Kentucky 35 $ 2,935,000 $ 83,857 $ 50,000
Saline, Arkansas 34 $ 2,750,000 $ 80,882 $ 55,000
Polk, Florida 34 $ 2,180,000 $ 64,117 $ 67,000
Volusia, Florida 34 $ 2,540,000 $ 74,705 $ 67,000
Montgomery, Pennsylvania 34 $ 2,960,000 $ 87,058 $ 75,000
Yuma, Arizona 33 $ 3,015,000 $ 91,363 $ 170,000
El Paso, Colorado 33 $ 2,455,000 $ 74,393 $ 67,000
Orange, Texas 33 $ 2,825,000 $ 85,606 $ 68,000
Shasta, California 32 $ 1,890,000 $ 59,062 $ 68,000
Seminole, Florida 32 $ 2,530,000 $ 79,062 $ 61,000
Washoe, Nevada 32 $ 2,350,000 $ 73,437 $ 49,000
Berks, Pennsylvania 32 $ 2,840,000 $ 88,750 $ 68,000
San Mateo, California 31 $ 6,465,000 $ 208,548 $ 173,000
Santa Cruz, California 31 $ 5,565,000 $ 179,516 $ 85,000
Citrus, Florida 31 $ 2,775,000 $ 89,516 $ 62,000
Bucks, Pennsylvania 31 $ 2,435,000 $ 78,548 $ 65,000
Douglas, Oregon 30 $ 2,150,000 $ 71,666 $ 67,000
Monongalia, West Virginia 30 $ 1,820,000 $ 60,666 $ 51,000
Merced, California 29 $ 2,215,000 $ 76,379 $ 61,000
Floyd, Kentucky 29 $ 2,425,000 $ 83,620 $ 56,000
Oneida, New York 29 $ 2,065,000 $ 71,206 $ 65,000
Fort Bend, Texas 29 $ 3,235,000 $ 111,551 $ 79,000
Lake, Florida 28 $ 3,450,000 $ 123,214 $ 59,000
Carteret, North Carolina 28 $ 1,930,000 $ 68,928 $ 107,000
Salt Lake, Utah 28 $ 2,170,000 $ 77,500 $ 66,000
Smith, Texas 27 $ 2,365,000 $ 87,592 $ 65,000
Marion, Florida 26 $ 3,130,000 $ 120,384 $ 65,000
Benton, Oregon 26 $ 2,290,000 $ 88,076 $ 63,000
Angelina, Texas 26 $ 2,150,000 $ 82,692 $ 67,000
Caldwell, Texas 26 $ 2,210,000 $ 85,000 $ 59,000
Victoria, Texas 26 $ 2,250,000 $ 86,538 $ 70,000
White, Arkansas 25 $ 1,995,000 $ 79,800 $ 52,000
Amador, California 25 $ 1,985,000 $ 79,400 $ 60,000
Manatee, Florida 25 $ 1,555,000 $ 62,200 $ 65,000
Creek, Oklahoma 25 $ 2,345,000 $ 93,800 $ 84,000
Bandera, Texas 25 $ 3,075,000 $ 123,000 $ 87,000
Ellis, Texas 25 $ 2,045,000 $ 81,800 $ 55,000
Davis, Utah 25 $ 1,305,000 $ 52,200 $ 48,000
Wayne, West Virginia 25 $ 2,535,000 $ 101,400 $ 49,000
Santa Barbara, California 24 $ 3,000,000 $ 125,000 $ 91,000
Adams, Colorado 24 $ 1,850,000 $ 77,083 $ 69,000
Ascension, Louisiana 24 $ 2,070,000 $ 86,250 $ 58,000
Dona Ana, New Mexico 24 $ 2,240,000 $ 93,333 $ 61,000
Oswego, New York 24 $ 1,560,000 $ 65,000 $ 53,000
York, Pennsylvania 24 $ 1,430,000 $ 59,583 $ 63,000
Kenosha, Wisconsin 24 $ 1,540,000 $ 64,166 $ 70,000
Pulaski, Arkansas 23 $ 1,995,000 $ 86,739 $ 59,000
Columbia, Florida 23 $ 1,965,000 $ 85,434 $ 70,000
Martin, Florida 23 $ 1,475,000 $ 64,130 $ 98,000
Orange, Florida 23 $ 1,495,000 $ 65,000 $ 66,000
Orange, New York 23 $ 1,835,000 $ 79,782 $ 64,000
Cuyahoga, Ohio 23 $ 885,000 $ 38,478 $ 52,000
Northampton, Pennsylvania 23 $ 1,615,000 $ 70,217 $ 58,000
Greenville, South Carolina 23 $ 1,705,000 $ 74,130 $ 46,000
Atascosa, Texas 23 $ 1,885,000 $ 81,956 $ 89,000
Henderson, Texas 23 $ 1,865,000 $ 81,086 $ 80,000
Kaufman, Texas 23 $ 2,275,000 $ 98,913 $ 59,000
Kitsap, Washington 23 $ 2,335,000 $ 101,521 $ 66,000
Lawrence, Kentucky 22 $ 2,380,000 $ 108,181 $ 55,000
Lafayette, Louisiana 22 $ 1,740,000 $ 79,090 $ 49,000
Curry, Oregon 22 $ 2,260,000 $ 102,727 $ 79,000
Lebanon, Pennsylvania 22 $ 1,320,000 $ 60,000 $ 48,000
Spartanburg, South Carolina 22 $ 2,540,000 $ 115,454 $ 51,000
Fayette, Texas 22 $ 1,780,000 $ 80,909 $ 85,000
Knox, Kentucky 21 $ 1,505,000 $ 71,666 $ 43,000
St. Tammany, Louisiana 21 $ 1,775,000 $ 84,523 $ 46,000
San Juan, New Mexico 21 $ 2,255,000 $ 107,380 $ 44,000
Galveston, Texas 21 $ 1,795,000 $ 85,476 $ 63,000
Hardin, Texas 21 $ 2,105,000 $ 100,238 $ 81,000
Johnson, Texas 21 $ 2,085,000 $ 99,285 $ 81,000
Medina, Texas 21 $ 2,425,000 $ 115,476 $ 81,000
Midland, Texas 21 $ 1,945,000 $ 92,619 $ 68,000
Mohave, Arizona 20 $ 1,450,000 $ 72,500 $ 113,000
Hot Spring, Arkansas 20 $ 1,560,000 $ 78,000 $ 62,000
Hernando, Florida 20 $ 1,770,000 $ 88,500 $ 60,000
Otero, New Mexico 20 $ 2,120,000 $ 106,000 $ 56,000
Burleson, Texas 20 $ 1,970,000 $ 98,500 $ 78,000
Chambers, Texas 20 $ 1,810,000 $ 90,500 $ 78,000
Kendall, Texas 20 $ 3,540,000 $ 177,000 $ 105,000
Tom Green, Texas 20 $ 1,960,000 $ 98,000 $ 70,000
Walker, Texas 20 $ 1,700,000 $ 85,000 $ 77,000
Weber, Utah 20 $ 1,050,000 $ 52,500 $ 57,000
Humboldt, California 19 $ 995,000 $ 52,368 $ 50,000
Murray, Georgia 19 $ 1,835,000 $ 96,578 $ 43,000
Rapides, Louisiana 19 $ 1,355,000 $ 71,315 $ 66,000
Onondaga, New York 19 $ 1,155,000 $ 60,789 $ 42,000
Grayson, Texas 19 $ 1,555,000 $ 81,842 $ 89,000
Hays, Texas 19 $ 1,655,000 $ 87,105 $ 104,000
Lubbock, Texas 19 $ 1,735,000 $ 91,315 $ 50,000
Nueces, Texas 19 $ 1,165,000 $ 61,315 $ 87,000
Polk, Texas 19 $ 1,655,000 $ 87,105 $ 63,000
Chilton, Alabama 18 $ 1,510,000 $ 83,888 $ 67,000
Marin, California 18 $ 3,140,000 $ 174,444 $ 121,000
Sussex, Delaware 18 $ 1,070,000 $ 59,444 $ 84,000
Beauregard, Louisiana 18 $ 1,320,000 $ 73,333 $ 61,000
Jefferson, New York 18 $ 1,070,000 $ 59,444 $ 56,000
Dorchester, South Carolina 18 $ 1,900,000 $ 105,555 $ 68,000
Georgetown, South Carolina 18 $ 1,770,000 $ 98,333 $ 45,000
Austin, Texas 18 $ 1,410,000 $ 78,333 $ 90,000
San Jacinto, Texas 18 $ 1,440,000 $ 80,000 $ 77,000
Jefferson, Arkansas 17 $ 1,315,000 $ 77,352 $ 59,000
Collier, Florida 17 $ 1,765,000 $ 103,823 $ 98,000
St. Helena, Louisiana 17 $ 1,085,000 $ 63,823 $ 49,000
St. Martin, Louisiana 17 $ 1,605,000 $ 94,411 $ 74,000
Wayne, Michigan 17 $ 765,000 $ 45,000 $ 42,000
Lincoln, Mississippi 17 $ 1,075,000 $ 63,235 $ 61,000
Columbia, New York 17 $ 1,135,000 $ 66,764 $ 61,000
Erie, New York 17 $ 955,000 $ 56,176 $ 65,000
Lincoln, Oregon 17 $ 2,175,000 $ 127,941 $ 89,000
Bell, Texas 17 $ 1,355,000 $ 79,705 $ 52,000
Kent, Delaware 16 $ 1,370,000 $ 85,625 $ 60,000
Grayson, Kentucky 16 $ 1,660,000 $ 103,750 $ 80,000
Herkimer, New York 16 $ 1,130,000 $ 70,625 $ 74,000
Sullivan, New York 16 $ 870,000 $ 54,375 $ 48,000
Johnston, North Carolina 16 $ 1,100,000 $ 68,750 $ 45,000
Mayes, Oklahoma 16 $ 1,190,000 $ 74,375 $ 66,000
Hamilton, Tennessee 16 $ 1,620,000 $ 101,250 $ 54,000
Bee, Texas 16 $ 1,240,000 $ 77,500 $ 52,000
Gonzales, Texas 16 $ 1,910,000 $ 119,375 $ 71,000
Walla Walla, Washington 16 $ 1,110,000 $ 69,375 $ 59,000
Garland, Arkansas 15 $ 1,335,000 $ 89,000 $ 73,000
Lonoke, Arkansas 15 $ 1,245,000 $ 83,000 $ 54,000
Sarasota, Florida 15 $ 965,000 $ 64,333 $ 65,000
Whitfield, Georgia 15 $ 1,365,000 $ 91,000 $ 47,000
Cook, Illinois 15 $ 675,000 $ 45,000 $ 40,000
Jefferson Davis, Louisiana 15 $ 1,025,000 $ 68,333 $ 48,000
Vermilion, Louisiana 15 $ 1,065,000 $ 71,000 $ 54,000
Broome, New York 15 $ 1,055,000 $ 70,333 $ 57,000
Chenango, New York 15 $ 785,000 $ 52,333 $ 49,000
Clinton, New York 15 $ 1,265,000 $ 84,333 $ 73,000
Brunswick, North Carolina 15 $ 1,205,000 $ 80,333 $ 68,000
Lorain, Ohio 15 $ 735,000 $ 49,000 $ 63,000
Blount, Tennessee 15 $ 1,575,000 $ 105,000 $ 62,000
Cameron, Texas 15 $ 985,000 $ 65,666 $ 75,000
Denton, Texas 15 $ 1,475,000 $ 98,333 $ 75,000
Gillespie, Texas 15 $ 1,395,000 $ 93,000 $ 70,000
Grimes, Texas 15 $ 1,325,000 $ 88,333 $ 97,000
Benton, Washington 15 $ 1,065,000 $ 71,000 $ 57,000
Grant, Washington 15 $ 1,505,000 $ 100,333 $ 94,000
Yakima, Washington 15 $ 1,575,000 $ 105,000 $ 65,000
Mobile, Alabama 14 $ 1,210,000 $ 86,428 $ 77,000
Craighead, Arkansas 14 $ 1,050,000 $ 75,000 $ 62,000
Faulkner, Arkansas 14 $ 1,100,000 $ 78,571 $ 46,000
Grant, Arkansas 14 $ 1,190,000 $ 85,000 $ 66,000
Sutter, California 14 $ 1,200,000 $ 85,714 $ 70,000
Charlotte, Florida 14 $ 930,000 $ 66,428 $ 59,000
Highlands, Florida 14 $ 670,000 $ 47,857 $ 63,000
Carter, Kentucky 14 $ 1,220,000 $ 87,142 $ 84,000
Whitley, Kentucky 14 $ 1,030,000 $ 73,571 $ 48,000
Oakland, Michigan 14 $ 720,000 $ 51,428 $ 57,000
Ottawa, Michigan 14 $ 1,190,000 $ 85,000 $ 75,000
Cayuga, New York 14 $ 840,000 $ 60,000 $ 66,000
Greene, New York 14 $ 880,000 $ 62,857 $ 74,000
Madison, New York 14 $ 980,000 $ 70,000 $ 59,000
Muskingum, Ohio 14 $ 1,430,000 $ 102,142 $ 56,000
Hampton, South Carolina 14 $ 1,140,000 $ 81,428 $ 61,000
Lee, Texas 14 $ 1,030,000 $ 73,571 $ 51,000
Nacogdoches, Texas 14 $ 1,270,000 $ 90,714 $ 65,000
Waller, Texas 14 $ 1,320,000 $ 94,285 $ 109,000
Williamson, Texas 14 $ 1,720,000 $ 122,857 $ 108,000
Cowlitz, Washington 14 $ 950,000 $ 67,857 $ 39,000
Lewis, Washington 14 $ 1,490,000 $ 106,428 $ 70,000
Inyo, California 13 $ 995,000 $ 76,538 $ 101,000
Tulare, California 13 $ 645,000 $ 49,615 $ 58,000
Weld, Colorado 13 $ 985,000 $ 75,769 $ 64,000
Bullitt, Kentucky 13 $ 1,155,000 $ 88,846 $ 45,000
Johnson, Kentucky 13 $ 1,135,000 $ 87,307 $ 63,000
Plaquemines, Louisiana 13 $ 1,215,000 $ 93,461 $ 80,000
Washington, Louisiana 13 $ 935,000 $ 71,923 $ 37,000
Eddy, New Mexico 13 $ 1,135,000 $ 87,307 $ 54,000
Otsego, New York 13 $ 1,005,000 $ 77,307 $ 38,000
Rensselaer, New York 13 $ 565,000 $ 43,461 $ 42,000
Franklin, Ohio 13 $ 795,000 $ 61,153 $ 57,000
Scioto, Ohio 13 $ 1,455,000 $ 111,923 $ 64,000
Washington, Ohio 13 $ 1,135,000 $ 87,307 $ 45,000
Muskogee, Oklahoma 13 $ 975,000 $ 75,000 $ 53,000
Westmoreland, Pennsylvania 13 $ 665,000 $ 51,153 $ 54,000
Aiken, South Carolina 13 $ 1,345,000 $ 103,461 $ 55,000
Greene, Tennessee 13 $ 1,205,000 $ 92,692 $ 47,000
Aransas, Texas 13 $ 1,045,000 $ 80,384 $ 95,000
Bowie, Texas 13 $ 885,000 $ 68,076 $ 55,000
Hidalgo, Texas 13 $ 925,000 $ 71,153 $ 89,000
Parker, Texas 13 $ 1,165,000 $ 89,615 $ 89,000
Robertson, Texas 13 $ 1,185,000 $ 91,153 $ 63,000
Kanawha, West Virginia 13 $ 1,035,000 $ 79,615 $ 69,000
Coconino, Arizona 12 $ 1,000,000 $ 83,333 $ 136,000
Nevada, California 12 $ 990,000 $ 82,500 $ 81,000
Boulder, Colorado 12 $ 1,390,000 $ 115,833 $ 66,000
Palm Beach, Florida 12 $ 830,000 $ 69,166 $ 58,000
Sumter, Florida 12 $ 1,760,000 $ 146,666 $ 71,000
Clay, Kentucky 12 $ 1,080,000 $ 90,000 $ 50,000
Jackson, Kentucky 12 $ 940,000 $ 78,333 $ 56,000
Letcher, Kentucky 12 $ 1,120,000 $ 93,333 $ 62,000
Magoffin, Kentucky 12 $ 1,250,000 $ 104,166 $ 54,000
St. Landry, Louisiana 12 $ 870,000 $ 72,500 $ 66,000
Rankin, Mississippi 12 $ 1,220,000 $ 101,666 $ 76,000
Bernalillo, New Mexico 12 $ 720,000 $ 60,000 $ 47,000
Monroe, New York 12 $ 670,000 $ 55,833 $ 51,000
Henderson, North Carolina 12 $ 1,110,000 $ 92,500 $ 50,000
Lawrence, Ohio 12 $ 1,300,000 $ 108,333 $ 79,000
Cherokee, Oklahoma 12 $ 1,120,000 $ 93,333 $ 88,000
Cumberland, Pennsylvania 12 $ 770,000 $ 64,166 $ 52,000
Monroe, Pennsylvania 12 $ 1,100,000 $ 91,666 $ 77,000
Knox, Tennessee 12 $ 1,270,000 $ 105,833 $ 82,000
Tipton, Tennessee 12 $ 1,310,000 $ 109,166 $ 59,000
DeWitt, Texas 12 $ 1,260,000 $ 105,000 $ 93,000
McLennan, Texas 12 $ 1,220,000 $ 101,666 $ 94,000
Clallam, Washington 12 $ 1,130,000 $ 94,166 $ 59,000
Miller, Arkansas 11 $ 955,000 $ 86,818 $ 60,000
Poinsett, Arkansas 11 $ 1,055,000 $ 95,909 $ 42,000
Tuolumne, California 11 $ 885,000 $ 80,454 $ 68,000
Osceola, Florida 11 $ 785,000 $ 71,363 $ 53,000
Suwannee, Florida 11 $ 1,215,000 $ 110,454 $ 65,000
Walton, Florida 11 $ 1,305,000 $ 118,636 $ 69,000
Walker, Georgia 11 $ 1,255,000 $ 114,090 $ 48,000
Canyon, Idaho 11 $ 935,000 $ 85,000 $ 41,000
Wayne, Mississippi 11 $ 875,000 $ 79,545 $ 56,000
Lea, New Mexico 11 $ 1,235,000 $ 112,272 $ 98,000
Tulsa, Oklahoma 11 $ 955,000 $ 86,818 $ 57,000
Columbia, Oregon 11 $ 885,000 $ 80,454 $ 70,000
Coos, Oregon 11 $ 795,000 $ 72,272 $ 55,000
Florence, South Carolina 11 $ 1,255,000 $ 114,090 $ 56,000
Laurens, South Carolina 11 $ 905,000 $ 82,272 $ 58,000
Jefferson, Tennessee 11 $ 1,645,000 $ 149,545 $ 65,000
Brown, Texas 11 $ 915,000 $ 83,181 $ 69,000
Calhoun, Texas 11 $ 935,000 $ 85,000 $ 96,000
Cherokee, Texas 11 $ 1,165,000 $ 105,909 $ 89,000
Colorado, Texas 11 $ 725,000 $ 65,909 $ 72,000
Dallas, Texas 11 $ 1,245,000 $ 113,181 $ 53,000
Harrison, Texas 11 $ 905,000 $ 82,272 $ 53,000
Lavaca, Texas 11 $ 1,075,000 $ 97,727 $ 79,000
Madison, Texas 11 $ 985,000 $ 89,545 $ 82,000
Navarro, Texas 11 $ 1,005,000 $ 91,363 $ 58,000
San Patricio, Texas 11 $ 1,145,000 $ 104,090 $ 84,000
Upshur, Texas 11 $ 885,000 $ 80,454 $ 76,000
Van Zandt, Texas 11 $ 1,035,000 $ 94,090 $ 78,000
Whatcom, Washington 11 $ 1,005,000 $ 91,363 $ 74,000
Logan, West Virginia 11 $ 1,005,000 $ 91,363 $ 52,000
Autauga, Alabama 10 $ 910,000 $ 91,000 $ 89,000
Cullman, Alabama 10 $ 660,000 $ 66,000 $ 57,000
Morgan, Alabama 10 $ 760,000 $ 76,000 $ 64,000
Crittenden, Arkansas 10 $ 890,000 $ 89,000 $ 52,000
Greene, Arkansas 10 $ 800,000 $ 80,000 $ 44,000
Mississippi, Arkansas 10 $ 1,170,000 $ 117,000 $ 54,000
Imperial, California 10 $ 550,000 $ 55,000 $ 44,000
Levy, Florida 10 $ 1,010,000 $ 101,000 $ 64,000
Crisp, Georgia 10 $ 960,000 $ 96,000 $ 82,000
Gordon, Georgia 10 $ 1,020,000 $ 102,000 $ 45,000
Pulaski, Kentucky 10 $ 990,000 $ 99,000 $ 74,000
Rockcastle, Kentucky 10 $ 920,000 $ 92,000 $ 71,000
Warren, Kentucky 10 $ 990,000 $ 99,000 $ 57,000
Lafourche, Louisiana 10 $ 830,000 $ 83,000 $ 64,000
Livingston, Michigan 10 $ 560,000 $ 56,000 $ 69,000
Washtenaw, Michigan 10 $ 720,000 $ 72,000 $ 56,000
Jones, Mississippi 10 $ 640,000 $ 64,000 $ 73,000
Simpson, Mississippi 10 $ 770,000 $ 77,000 $ 52,000
Cattaraugus, New York 10 $ 640,000 $ 64,000 $ 54,000
Dutchess, New York 10 $ 820,000 $ 82,000 $ 71,000
McIntosh, Oklahoma 10 $ 800,000 $ 80,000 $ 99,000
Wagoner, Oklahoma 10 $ 1,080,000 $ 108,000 $ 80,000
Josephine, Oregon 10 $ 840,000 $ 84,000 $ 76,000
Hawkins, Tennessee 10 $ 760,000 $ 76,000 $ 33,000
Burnet, Texas 10 $ 1,320,000 $ 132,000 $ 93,000
Collin, Texas 10 $ 900,000 $ 90,000 $ 75,000
Jefferson, Texas 10 $ 1,110,000 $ 111,000 $ 73,000
Newton, Texas 10 $ 850,000 $ 85,000 $ 63,000
Taylor, Texas 10 $ 890,000 $ 89,000 $ 88,000
Washington, Texas 10 $ 930,000 $ 93,000 $ 72,000
Wise, Texas 10 $ 1,050,000 $ 105,000 $ 69,000
Mason, Washington 10 $ 1,010,000 $ 101,000 $ 95,000
Lee, Alabama 9 $ 755,000 $ 83,888 $ 48,000
Navajo, Arizona 9 $ 855,000 $ 95,000 $ 67,000
Cleburne, Arkansas 9 $ 805,000 $ 89,444 $ 74,000
Lawrence, Arkansas 9 $ 875,000 $ 97,222 $ 51,000
St. Francis, Arkansas 9 $ 705,000 $ 78,333 $ 62,000
Union, Arkansas 9 $ 835,000 $ 92,777 $ 74,000
Calaveras, California 9 $ 1,045,000 $ 116,111 $ 87,000
Mendocino, California 9 $ 1,085,000 $ 120,555 $ 73,000
Jefferson, Colorado 9 $ 705,000 $ 78,333 $ 75,000
Alachua, Florida 9 $ 725,000 $ 80,555 $ 48,000
Burke, Georgia 9 $ 1,135,000 $ 126,111 $ 64,000
Toombs, Georgia 9 $ 775,000 $ 86,111 $ 66,000
Perry, Kentucky 9 $ 655,000 $ 72,777 $ 46,000
St. Charles, Missouri 9 $ 425,000 $ 47,222 $ 49,000
Lewis, New York 9 $ 765,000 $ 85,000 $ 69,000
Orleans, New York 9 $ 475,000 $ 52,777 $ 57,000
Tioga, New York 9 $ 565,000 $ 62,777 $ 51,000
Wake, North Carolina 9 $ 545,000 $ 60,555 $ 42,000
Lake, Ohio 9 $ 615,000 $ 68,333 $ 53,000
Cleveland, Oklahoma 9 $ 715,000 $ 79,444 $ 76,000
Osage, Oklahoma 9 $ 845,000 $ 93,888 $ 83,000
Pittsburg, Oklahoma 9 $ 635,000 $ 70,555 $ 52,000
Dauphin, Pennsylvania 9 $ 385,000 $ 42,777 $ 41,000
Jasper, South Carolina 9 $ 785,000 $ 87,222 $ 44,000
Orangeburg, South Carolina 9 $ 1,145,000 $ 127,222 $ 50,000
Coffee, Tennessee 9 $ 835,000 $ 92,777 $ 41,000
Sequatchie, Tennessee 9 $ 955,000 $ 106,111 $ 60,000
Anderson, Texas 9 $ 955,000 $ 106,111 $ 95,000
Cass, Texas 9 $ 725,000 $ 80,555 $ 73,000
Hill, Texas 9 $ 875,000 $ 97,222 $ 84,000
Hockley, Texas 9 $ 1,055,000 $ 117,222 $ 81,000
Houston, Texas 9 $ 665,000 $ 73,888 $ 72,000
Jim Wells, Texas 9 $ 645,000 $ 71,666 $ 78,000
Milam, Texas 9 $ 785,000 $ 87,222 $ 103,000
Sabine, Texas 9 $ 895,000 $ 99,444 $ 110,000
Tyler, Texas 9 $ 755,000 $ 83,888 $ 60,000
Putnam, West Virginia 9 $ 765,000 $ 85,000 $ 48,000
Coffee, Alabama 8 $ 580,000 $ 72,500 $ 84,000
Elmore, Alabama 8 $ 720,000 $ 90,000 $ 85,000
Houston, Alabama 8 $ 580,000 $ 72,500 $ 55,000
Shelby, Alabama 8 $ 690,000 $ 86,250 $ 72,000
Tallapoosa, Alabama 8 $ 550,000 $ 68,750 $ 44,000
Montrose, Colorado 8 $ 510,000 $ 63,750 $ 40,000
New Castle, Delaware 8 $ 410,000 $ 51,250 $ 68,000
Bay, Florida 8 $ 1,000,000 $ 125,000 $ 78,000
Duval, Florida 8 $ 740,000 $ 92,500 $ 54,000
Santa Rosa, Florida 8 $ 680,000 $ 85,000 $ 61,000
Colquitt, Georgia 8 $ 730,000 $ 91,250 $ 74,000
Gilmer, Georgia 8 $ 990,000 $ 123,750 $ 61,000
Richmond, Georgia 8 $ 920,000 $ 115,000 $ 55,000
Thomas, Georgia 8 $ 730,000 $ 91,250 $ 59,000
Breckinridge, Kentucky 8 $ 940,000 $ 117,500 $ 83,000
Butler, Kentucky 8 $ 600,000 $ 75,000 $ 55,000
Estill, Kentucky 8 $ 740,000 $ 92,500 $ 67,000
Hardin, Kentucky 8 $ 940,000 $ 117,500 $ 72,000
Harlan, Kentucky 8 $ 620,000 $ 77,500 $ 53,000
Knott, Kentucky 8 $ 680,000 $ 85,000 $ 45,000
Madison, Kentucky 8 $ 790,000 $ 98,750 $ 51,000
McCracken, Kentucky 8 $ 970,000 $ 121,250 $ 111,000
Acadia, Louisiana 8 $ 790,000 $ 98,750 $ 61,000
Bossier, Louisiana 8 $ 850,000 $ 106,250 $ 565,000
Caddo, Louisiana 8 $ 810,000 $ 101,250 $ 70,000
Cameron, Louisiana 8 $ 730,000 $ 91,250 $ 78,000
East Feliciana, Louisiana 8 $ 710,000 $ 88,750 $ 68,000
Webster, Louisiana 8 $ 850,000 $ 106,250 $ 57,000
Macomb, Michigan 8 $ 370,000 $ 46,250 $ 50,000
Copiah, Mississippi 8 $ 520,000 $ 65,000 $ 69,000
Delaware, New York 8 $ 1,010,000 $ 126,250 $ 66,000
Schoharie, New York 8 $ 740,000 $ 92,500 $ 81,000
Seneca, New York 8 $ 540,000 $ 67,500 $ 74,000
St. Lawrence, New York 8 $ 550,000 $ 68,750 $ 52,000
Ulster, New York 8 $ 740,000 $ 92,500 $ 69,000
Haywood, North Carolina 8 $ 560,000 $ 70,000 $ 54,000
Athens, Ohio 8 $ 780,000 $ 97,500 $ 80,000
Gallia, Ohio 8 $ 740,000 $ 92,500 $ 43,000
Greene, Ohio 8 $ 430,000 $ 53,750 $ 44,000
Delaware, Oklahoma 8 $ 720,000 $ 90,000 $ 92,000
Pottawatomie, Oklahoma 8 $ 670,000 $ 83,750 $ 64,000
Rogers, Oklahoma 8 $ 540,000 $ 67,500 $ 70,000
Crook, Oregon 8 $ 540,000 $ 67,500 $ 80,000
Allegheny, Pennsylvania 8 $ 390,000 $ 48,750 $ 72,000
Butler, Pennsylvania 8 $ 350,000 $ 43,750 $ 49,000
Charleston, South Carolina 8 $ 970,000 $ 121,250 $ 84,000
Greenwood, South Carolina 8 $ 630,000 $ 78,750 $ 58,000
Pickens, South Carolina 8 $ 580,000 $ 72,500 $ 69,000
Marion, Tennessee 8 $ 790,000 $ 98,750 $ 63,000
Sumner, Tennessee 8 $ 830,000 $ 103,750 $ 36,000
Callahan, Texas 8 $ 580,000 $ 72,500 $ 60,000
Gregg, Texas 8 $ 850,000 $ 106,250 $ 56,000
Leon, Texas 8 $ 1,150,000 $ 143,750 $ 82,000
Limestone, Texas 8 $ 1,170,000 $ 146,250 $ 106,000
Marion, Texas 8 $ 590,000 $ 73,750 $ 47,000
Matagorda, Texas 8 $ 910,000 $ 113,750 $ 96,000
Rusk, Texas 8 $ 710,000 $ 88,750 $ 58,000
Carroll, Virginia 8 $ 720,000 $ 90,000 $ 35,000
Mason, West Virginia 8 $ 730,000 $ 91,250 $ 62,000
Mingo, West Virginia 8 $ 820,000 $ 102,500 $ 62,000
Wood, West Virginia 8 $ 690,000 $ 86,250 $ 54,000
Pike, Alabama 7 $ 395,000 $ 56,428 $ 81,000
Apache, Arizona 7 $ 835,000 $ 119,285 $ 75,000
Arkansas, Arkansas 7 $ 535,000 $ 76,428 $ 76,000
Ashley, Arkansas 7 $ 455,000 $ 65,000 $ 59,000
Hempstead, Arkansas 7 $ 485,000 $ 69,285 $ 57,000
Lincoln, Arkansas 7 $ 755,000 $ 107,857 $ 51,000
Pike, Arkansas 7 $ 495,000 $ 70,714 $ 60,000
Jackson, Florida 7 $ 805,000 $ 115,000 $ 55,000
Miami-Dade, Florida 7 $ 485,000 $ 69,285 $ 47,000
Payette, Idaho 7 $ 515,000 $ 73,571 $ 44,000
Effingham, Illinois 7 $ 385,000 $ 55,000 $ 47,000
Graves, Kentucky 7 $ 775,000 $ 110,714 $ 54,000
Hopkins, Kentucky 7 $ 855,000 $ 122,142 $ 85,000
Martin, Kentucky 7 $ 515,000 $ 73,571 $ 29,000
Montgomery, Kentucky 7 $ 745,000 $ 106,428 $ 78,000
Ohio, Kentucky 7 $ 625,000 $ 89,285 $ 40,000
Allen, Louisiana 7 $ 405,000 $ 57,857 $ 49,000
Iberville, Louisiana 7 $ 485,000 $ 69,285 $ 47,000
Sabine, Louisiana 7 $ 705,000 $ 100,714 $ 104,000
Vernon, Louisiana 7 $ 435,000 $ 62,142 $ 56,000
Amite, Mississippi 7 $ 555,000 $ 79,285 $ 123,000
Marshall, Mississippi 7 $ 575,000 $ 82,142 $ 76,000
Livingston, New York 7 $ 475,000 $ 67,857 $ 51,000
Rockland, New York 7 $ 525,000 $ 75,000 $ 84,000
Steuben, New York 7 $ 535,000 $ 76,428 $ 71,000
Washington, New York 7 $ 585,000 $ 83,571 $ 62,000
Wayne, New York 7 $ 395,000 $ 56,428 $ 54,000
Wyoming, New York 7 $ 295,000 $ 42,142 $ 46,000
Onslow, North Carolina 7 $ 475,000 $ 67,857 $ 65,000
Randolph, North Carolina 7 $ 525,000 $ 75,000 $ 52,000
Licking, Ohio 7 $ 445,000 $ 63,571 $ 45,000
Meigs, Ohio 7 $ 705,000 $ 100,714 $ 50,000
Okmulgee, Oklahoma 7 $ 705,000 $ 100,714 $ 83,000
Klamath, Oregon 7 $ 575,000 $ 82,142 $ 53,000
Adams, Pennsylvania 7 $ 315,000 $ 45,000 $ 37,000
Franklin, Pennsylvania 7 $ 355,000 $ 50,714 $ 48,000
Marion, South Carolina 7 $ 775,000 $ 110,714 $ 49,000
York, South Carolina 7 $ 725,000 $ 103,571 $ 58,000
Claiborne, Tennessee 7 $ 715,000 $ 102,142 $ 40,000
McMinn, Tennessee 7 $ 1,065,000 $ 152,142 $ 81,000
Sevier, Tennessee 7 $ 585,000 $ 83,571 $ 49,000
Andrews, Texas 7 $ 715,000 $ 102,142 $ 83,000
Shelby, Texas 7 $ 485,000 $ 69,285 $ 131,000
Trinity, Texas 7 $ 535,000 $ 76,428 $ 77,000
Wharton, Texas 7 $ 725,000 $ 103,571 $ 65,000
Wythe, Virginia 7 $ 515,000 $ 73,571 $ 48,000
St. Croix, Wisconsin 7 $ 435,000 $ 62,142 $ 53,000
Jefferson, Alabama 6 $ 470,000 $ 78,333 $ 62,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,503 $1,706,625,000 $92,000 $895,000 $65,000 $3,666,000
Refinancing 1,973 $192,155,000 $97,000 $535,000 $84,000 $876,000
Other Purpose 293 $22,405,000 $76,000 $435,000 $76,000 $900,000
Cash-out Refinancing 290 $28,750,000 $99,000 $515,000 $82,000 $543,000
Home Improvement 148 $7,060,000 $47,000 $165,000 $83,000 $480,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,765 $1,245,735,000 $90,000 $895,000 $68,000 $1,113,000
Hispanic 3,374 $321,970,000 $95,000 $465,000 $68,000 $915,000
Not Provided 1,829 $174,105,000 $95,000 $805,000 $72,000 $732,000
Black or African American 1,542 $138,310,000 $89,000 $435,000 $55,000 $3,666,000
American Indian or Alaskan Native 281 $26,175,000 $93,000 $595,000 $58,000 $224,000
Asian 238 $28,540,000 $119,000 $495,000 $82,000 $320,000
Native Hawaiian or Other Pacific Islander 31 $3,635,000 $117,000 $295,000 $66,000 $118,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,207 $1,956,995,000 $92,000 $895,000 $68,000 $3,666,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 12,333 $1,167,765,000 $94,000 $895,000 $59,000 $3,666,000
Application Approved But Not Accepted 4,601 $408,685,000 $88,000 $515,000 $77,000 $1,113,000
Loan Originated 4,002 $349,780,000 $87,000 $535,000 $81,000 $804,000
Application Withdrawn By Applicant 250 $27,460,000 $109,000 $485,000 $98,000 $900,000
File Closed For Incompleteness 21 $3,305,000 $157,000 $375,000 $93,000 $204,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,874 $789,230,000 $88,000 $535,000 $79,000 $1,113,000
Credit History 8,633 $791,575,000 $91,000 $895,000 $58,000 $3,666,000
Debt-To-Income Ratio 2,372 $245,760,000 $103,000 $595,000 $50,000 $325,000
Insufficient Cash (Downpayment, Closing Cost) 472 $43,660,000 $92,000 $335,000 $85,000 $312,000
Other 273 $28,005,000 $102,000 $345,000 $87,000 $648,000
Credit Application Incomplete 251 $26,085,000 $103,000 $355,000 $71,000 $501,000
Collateral 173 $16,135,000 $93,000 $495,000 $91,000 $450,000
Employment History 104 $10,800,000 $103,000 $805,000 $62,000 $240,000
Unverifiable Information 53 $5,605,000 $105,000 $295,000 $78,000 $308,000
Mortgage Insurance Denied 2 $140,000 $70,000 $85,000 $89,000 $144,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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