Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2020
In 2020, Credit Human Federal Credit Un of San Antonio, TX reported 21,207 mortgage applications totaling $2.0 billion, up 12% from 2019. The average application was for $92,280, and applicants reported an average income of $67,277. 19% of its applications resulted in an originated loan and 58% were denied. Its largest markets were San Antonio-New Braunfels, TX (989), Riverside-San Bernardino-Ontario, CA (540) and San Diego-Carlsbad, CA (501) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,207 |
| Total Mortgage Loan Application Amount | $1,956,995,000 |
| Average Mortgage Loan Application Amount | $92,280 |
| Highest Mortgage Loan Application Amount | $895,000 |
| Average Applicant Income | $67,277 |
| Highest Applicant Income | $3,666,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,697 | $ 323,505,000 | $ 87,504 | $ 66,688 |
| San Antonio-New Braunfels, TX | 989 | $ 110,685,000 | $ 111,916 | $ 84,000 |
| Riverside-San Bernardino-Ontario, CA | 540 | $ 44,420,000 | $ 82,259 | $ 76,000 |
| San Diego-Carlsbad, CA | 501 | $ 56,985,000 | $ 113,742 | $ 83,000 |
| Phoenix-Mesa-Scottsdale, AZ | 479 | $ 28,815,000 | $ 60,156 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 446 | $ 52,430,000 | $ 117,556 | $ 87,000 |
| Houston-The Woodlands-Sugar Land, TX | 421 | $ 41,695,000 | $ 99,038 | $ 87,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 377 | $ 33,405,000 | $ 88,607 | $ 64,687 |
| Sacramento--Roseville--Arden-Arcade, CA | 312 | $ 26,400,000 | $ 84,615 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 308 | $ 50,910,000 | $ 165,292 | $ 116,000 |
| Anaheim-Santa Ana-Irvine, CA | 268 | $ 31,620,000 | $ 117,985 | $ 93,000 |
| Salem, OR | 245 | $ 21,645,000 | $ 88,346 | $ 58,000 |
| Oakland-Hayward-Berkeley, CA | 228 | $ 31,450,000 | $ 137,938 | $ 95,000 |
| Seattle-Bellevue-Everett, WA | 210 | $ 20,530,000 | $ 97,761 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 193 | $ 12,815,000 | $ 66,398 | $ 67,000 |
| Austin-Round Rock, TX | 150 | $ 13,050,000 | $ 87,000 | $ 71,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 149 | $ 16,785,000 | $ 112,651 | $ 82,000 |
| Baton Rouge, LA | 127 | $ 10,285,000 | $ 80,984 | $ 60,000 |
| Tacoma-Lakewood, WA | 119 | $ 11,445,000 | $ 96,176 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 110 | $ 10,540,000 | $ 95,818 | $ 72,318 |
| Fort Worth-Arlington, TX | 106 | $ 9,630,000 | $ 90,849 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 106 | $ 8,780,000 | $ 82,830 | $ 57,000 |
| Albany-Schenectady-Troy, NY | 101 | $ 6,555,000 | $ 64,900 | $ 57,000 |
| Montgomery County-Bucks County-Chester County, PA | 101 | $ 8,825,000 | $ 87,376 | $ 68,000 |
| Prescott Valley-Prescott, AZ | 98 | $ 8,160,000 | $ 83,265 | $ 66,000 |
| Rochester, NY | 95 | $ 5,985,000 | $ 63,000 | $ 57,000 |
| Orlando-Kissimmee-Sanford, FL | 94 | $ 8,260,000 | $ 87,872 | $ 61,000 |
| Santa Rosa, CA | 94 | $ 11,890,000 | $ 126,489 | $ 83,000 |
| Tucson, AZ | 93 | $ 5,295,000 | $ 56,935 | $ 64,000 |
| Dallas-Plano-Irving, TX | 89 | $ 8,305,000 | $ 93,314 | $ 61,000 |
| Lake Charles, LA | 84 | $ 6,930,000 | $ 82,500 | $ 68,000 |
| Eugene, OR | 82 | $ 6,820,000 | $ 83,170 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 81 | $ 4,265,000 | $ 52,654 | $ 44,000 |
| Las Vegas-Henderson-Paradise, NV | 77 | $ 4,185,000 | $ 54,350 | $ 54,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 74 | $ 4,440,000 | $ 60,000 | $ 54,000 |
| Lake County-Kenosha County, IL-WI | 73 | $ 6,375,000 | $ 87,328 | $ 76,712 |
| Tulsa, OK | 72 | $ 6,610,000 | $ 91,805 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 71 | $ 6,965,000 | $ 98,098 | $ 63,366 |
| Albany, OR | 70 | $ 5,940,000 | $ 84,857 | $ 55,000 |
| Boise City, ID | 70 | $ 5,590,000 | $ 79,857 | $ 54,000 |
| College Station-Bryan, TX | 70 | $ 6,040,000 | $ 86,285 | $ 79,000 |
| Lafayette, LA | 68 | $ 5,640,000 | $ 82,941 | $ 59,000 |
| Hammond, LA | 67 | $ 5,125,000 | $ 76,492 | $ 60,000 |
| Lancaster, PA | 67 | $ 4,755,000 | $ 70,970 | $ 59,000 |
| Modesto, CA | 66 | $ 4,990,000 | $ 75,606 | $ 70,000 |
| Beaumont-Port Arthur, TX | 64 | $ 6,040,000 | $ 94,375 | $ 73,000 |
| Spokane-Spokane Valley, WA | 62 | $ 5,420,000 | $ 87,419 | $ 60,000 |
| Bend-Redmond, OR | 61 | $ 6,295,000 | $ 103,196 | $ 61,000 |
| Stockton-Lodi, CA | 60 | $ 5,230,000 | $ 87,166 | $ 70,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 58 | $ 3,410,000 | $ 58,793 | $ 63,000 |
| Syracuse, NY | 57 | $ 3,695,000 | $ 64,824 | $ 51,000 |
| El Paso, TX | 56 | $ 4,910,000 | $ 87,678 | $ 50,000 |
| Napa, CA | 54 | $ 6,750,000 | $ 125,000 | $ 99,000 |
| Vallejo-Fairfield, CA | 54 | $ 5,920,000 | $ 109,629 | $ 85,000 |
| Cleveland-Elyria, OH | 53 | $ 2,565,000 | $ 48,396 | $ 56,000 |
| Olympia-Tumwater, WA | 50 | $ 5,060,000 | $ 101,200 | $ 73,000 |
| Chattanooga, TN-GA | 48 | $ 4,930,000 | $ 102,708 | $ 56,750 |
| Knoxville, TN | 48 | $ 5,000,000 | $ 104,166 | $ 66,000 |
| Greenville-Anderson-Mauldin, SC | 47 | $ 3,595,000 | $ 76,489 | $ 53,000 |
| Cape Coral-Fort Myers, FL | 45 | $ 2,635,000 | $ 58,555 | $ 83,000 |
| New Orleans-Metairie, LA | 45 | $ 4,495,000 | $ 99,888 | $ 70,000 |
| Ogden-Clearfield, UT | 45 | $ 2,355,000 | $ 52,333 | $ 52,000 |
| Utica-Rome, NY | 45 | $ 3,195,000 | $ 71,000 | $ 68,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 44 | $ 6,510,000 | $ 147,954 | $ 87,000 |
| Bakersfield, CA | 43 | $ 2,815,000 | $ 65,465 | $ 60,000 |
| Birmingham-Hoover, AL | 43 | $ 3,495,000 | $ 81,279 | $ 64,000 |
| Fresno, CA | 43 | $ 2,795,000 | $ 65,000 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 42 | $ 4,560,000 | $ 108,571 | $ 59,357 |
| Denver-Aurora-Lakewood, CO | 42 | $ 3,250,000 | $ 77,380 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 42 | $ 2,790,000 | $ 66,428 | $ 77,000 |
| Medford, OR | 41 | $ 3,545,000 | $ 86,463 | $ 66,000 |
| Jackson, MS | 40 | $ 3,250,000 | $ 81,250 | $ 65,000 |
| North Port-Sarasota-Bradenton, FL | 40 | $ 2,520,000 | $ 63,000 | $ 65,000 |
| Odessa, TX | 40 | $ 4,220,000 | $ 105,500 | $ 79,000 |
| Daphne-Fairhope-Foley, AL | 39 | $ 3,755,000 | $ 96,282 | $ 78,000 |
| Mount Vernon-Anacortes, WA | 39 | $ 3,625,000 | $ 92,948 | $ 81,000 |
| Palm Bay-Melbourne-Titusville, FL | 39 | $ 2,455,000 | $ 62,948 | $ 68,000 |
| Chico, CA | 38 | $ 3,320,000 | $ 87,368 | $ 60,000 |
| Coeur D'Alene, ID | 38 | $ 3,360,000 | $ 88,421 | $ 52,000 |
| Longview, TX | 38 | $ 3,350,000 | $ 88,157 | $ 61,000 |
| Salinas, CA | 38 | $ 4,620,000 | $ 121,578 | $ 87,000 |
| Atlanta-Sandy Springs-Roswell, GA | 37 | $ 3,505,000 | $ 94,729 | $ 55,000 |
| Grand Junction, CO | 37 | $ 2,435,000 | $ 65,810 | $ 51,000 |
| Warren-Troy-Farmington Hills, MI | 37 | $ 1,915,000 | $ 51,756 | $ 57,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 36 | $ 2,810,000 | $ 78,055 | $ 67,000 |
| Memphis, TN-MS-AR | 36 | $ 3,500,000 | $ 97,222 | $ 61,777 |
| Columbus, OH | 34 | $ 2,470,000 | $ 72,647 | $ 53,000 |
| Dalton, GA | 34 | $ 3,200,000 | $ 94,117 | $ 45,000 |
| Lakeland-Winter Haven, FL | 34 | $ 2,180,000 | $ 64,117 | $ 67,000 |
| New York-Newark, NY | 34 | $ 2,690,000 | $ 79,117 | $ 64,911 |
| Reno, NV | 34 | $ 2,550,000 | $ 75,000 | $ 49,000 |
| Colorado Springs, CO | 33 | $ 2,455,000 | $ 74,393 | $ 67,000 |
| Morgantown, WV | 33 | $ 2,025,000 | $ 61,363 | $ 53,000 |
| Pittsburgh, PA | 33 | $ 1,835,000 | $ 55,606 | $ 57,000 |
| Yuma, AZ | 33 | $ 3,015,000 | $ 91,363 | $ 170,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 3,750,000 | $ 117,187 | $ 62,000 |
| Reading, PA | 32 | $ 2,840,000 | $ 88,750 | $ 68,000 |
| Redding, CA | 32 | $ 1,890,000 | $ 59,062 | $ 68,000 |
| Victoria, TX | 32 | $ 2,740,000 | $ 85,625 | $ 73,000 |
| Homosassa Springs, FL | 31 | $ 2,775,000 | $ 89,516 | $ 62,000 |
| Salt Lake City, UT | 31 | $ 2,445,000 | $ 78,870 | $ 64,000 |
| San Francisco-Redwood City-South San Francisco, CA | 31 | $ 6,465,000 | $ 208,548 | $ 173,000 |
| Santa Cruz-Watsonville, CA | 31 | $ 5,565,000 | $ 179,516 | $ 85,000 |
| Charleston, WV | 30 | $ 2,350,000 | $ 78,333 | $ 61,000 |
| Corpus Christi, TX | 30 | $ 2,310,000 | $ 77,000 | $ 86,000 |
| Merced, CA | 29 | $ 2,215,000 | $ 76,379 | $ 61,000 |
| Port St. Lucie, FL | 29 | $ 1,795,000 | $ 61,896 | $ 88,000 |
| Asheville, NC | 28 | $ 2,390,000 | $ 85,357 | $ 53,000 |
| Charleston-North Charleston, SC | 28 | $ 2,990,000 | $ 106,785 | $ 75,000 |
| Raleigh, NC | 28 | $ 1,890,000 | $ 67,500 | $ 44,000 |
| Tyler, TX | 27 | $ 2,365,000 | $ 87,592 | $ 65,000 |
| Bowling Green, KY | 26 | $ 2,480,000 | $ 95,384 | $ 65,000 |
| Corvallis, OR | 26 | $ 2,290,000 | $ 88,076 | $ 63,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 1,520,000 | $ 58,461 | $ 64,692 |
| Ocala, FL | 26 | $ 3,130,000 | $ 120,384 | $ 65,000 |
| Pine Bluff, AR | 26 | $ 2,270,000 | $ 87,307 | $ 58,000 |
| Jonesboro, AR | 25 | $ 2,105,000 | $ 84,200 | $ 53,000 |
| Montgomery, AL | 25 | $ 2,185,000 | $ 87,400 | $ 78,000 |
| Oklahoma City, OK | 25 | $ 1,895,000 | $ 75,800 | $ 66,000 |
| Texarkana, TX-AR | 25 | $ 1,895,000 | $ 75,800 | $ 56,920 |
| Binghamton, NY | 24 | $ 1,620,000 | $ 67,500 | $ 55,000 |
| Harrisburg-Carlisle, PA | 24 | $ 1,380,000 | $ 57,500 | $ 47,000 |
| Jacksonville, FL | 24 | $ 2,300,000 | $ 95,833 | $ 62,000 |
| Las Cruces, NM | 24 | $ 2,240,000 | $ 93,333 | $ 61,000 |
| San Angelo, TX | 24 | $ 2,430,000 | $ 101,250 | $ 85,000 |
| Santa Maria-Santa Barbara, CA | 24 | $ 3,000,000 | $ 125,000 | $ 91,000 |
| York-Hanover, PA | 24 | $ 1,430,000 | $ 59,583 | $ 63,000 |
| Bremerton-Silverdale, WA | 23 | $ 2,335,000 | $ 101,521 | $ 66,000 |
| Midland, TX | 23 | $ 2,135,000 | $ 92,826 | $ 72,000 |
| Abilene, TX | 22 | $ 1,890,000 | $ 85,909 | $ 78,000 |
| Alexandria, LA | 22 | $ 1,580,000 | $ 71,818 | $ 63,000 |
| Gainesville, FL | 22 | $ 2,080,000 | $ 94,545 | $ 55,000 |
| Lebanon, PA | 22 | $ 1,320,000 | $ 60,000 | $ 48,000 |
| Louisville/Jefferson County, KY-IN | 22 | $ 1,970,000 | $ 89,545 | $ 53,227 |
| Lubbock, TX | 22 | $ 1,990,000 | $ 90,454 | $ 53,000 |
| Shreveport-Bossier City, LA | 22 | $ 2,180,000 | $ 99,090 | $ 247,000 |
| Spartanburg, SC | 22 | $ 2,540,000 | $ 115,454 | $ 51,000 |
| St. Louis, MO-IL | 22 | $ 1,330,000 | $ 60,454 | $ 54,000 |
| Farmington, NM | 21 | $ 2,255,000 | $ 107,380 | $ 44,000 |
| Kennewick-Richland, WA | 21 | $ 1,755,000 | $ 83,571 | $ 56,000 |
| Kingsport-Bristol-Bristol, TN-VA | 21 | $ 2,125,000 | $ 101,190 | $ 56,285 |
| Killeen-Temple, TX | 20 | $ 1,840,000 | $ 92,000 | $ 60,000 |
| Lake Havasu City-Kingman, AZ | 20 | $ 1,450,000 | $ 72,500 | $ 113,000 |
| Morristown, TN | 20 | $ 2,440,000 | $ 122,000 | $ 61,000 |
| Salisbury, MD-DE | 20 | $ 1,290,000 | $ 64,500 | $ 90,700 |
| Charlotte-Concord-Gastonia, NC-SC | 19 | $ 1,585,000 | $ 83,421 | $ 51,894 |
| Chicago-Naperville, IL | 19 | $ 805,000 | $ 42,368 | $ 43,000 |
| Sherman-Denison, TX | 19 | $ 1,555,000 | $ 81,842 | $ 89,000 |
| Albuquerque, NM | 18 | $ 1,240,000 | $ 68,888 | $ 55,000 |
| San Rafael, CA | 18 | $ 3,140,000 | $ 174,444 | $ 121,000 |
| Watertown-Fort Drum, NY | 18 | $ 1,070,000 | $ 59,444 | $ 56,000 |
| Yuba City, CA | 18 | $ 1,460,000 | $ 81,111 | $ 71,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 1,915,000 | $ 112,647 | $ 67,000 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 765,000 | $ 45,000 | $ 42,000 |
| Florence, SC | 17 | $ 1,665,000 | $ 97,941 | $ 53,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 1,405,000 | $ 82,647 | $ 67,000 |
| Hattiesburg, MS | 17 | $ 1,145,000 | $ 67,352 | $ 50,000 |
| Naples-Immokalee-Marco Island, FL | 17 | $ 1,765,000 | $ 103,823 | $ 98,000 |
| Cincinnati, OH-KY-IN | 16 | $ 1,080,000 | $ 67,500 | $ 46,312 |
| Dover, DE | 16 | $ 1,370,000 | $ 85,625 | $ 60,000 |
| Greensboro-High Point, NC | 16 | $ 1,010,000 | $ 63,125 | $ 81,000 |
| Mobile, AL | 16 | $ 1,400,000 | $ 87,500 | $ 75,000 |
| Walla Walla, WA | 16 | $ 1,110,000 | $ 69,375 | $ 59,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 1,375,000 | $ 91,666 | $ 64,000 |
| Brownsville-Harlingen, TX | 15 | $ 985,000 | $ 65,666 | $ 75,000 |
| Dothan, AL | 15 | $ 1,145,000 | $ 76,333 | $ 56,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 15 | $ 1,445,000 | $ 96,333 | $ 47,000 |
| Hot Springs, AR | 15 | $ 1,335,000 | $ 89,000 | $ 73,000 |
| Yakima, WA | 15 | $ 1,575,000 | $ 105,000 | $ 65,000 |
| Columbia, SC | 14 | $ 1,500,000 | $ 107,142 | $ 59,000 |
| Decatur, AL | 14 | $ 980,000 | $ 70,000 | $ 60,000 |
| Houma-Thibodaux, LA | 14 | $ 1,130,000 | $ 80,714 | $ 57,000 |
| Longview, WA | 14 | $ 950,000 | $ 67,857 | $ 39,000 |
| Punta Gorda, FL | 14 | $ 930,000 | $ 66,428 | $ 59,000 |
| Sebring, FL | 14 | $ 670,000 | $ 47,857 | $ 63,000 |
| Albany, GA | 13 | $ 1,275,000 | $ 98,076 | $ 66,000 |
| Columbus, GA-AL | 13 | $ 1,465,000 | $ 112,692 | $ 54,923 |
| Greeley, CO | 13 | $ 985,000 | $ 75,769 | $ 64,000 |
| McAllen-Edinburg-Mission, TX | 13 | $ 925,000 | $ 71,153 | $ 89,000 |
| Visalia-Porterville, CA | 13 | $ 645,000 | $ 49,615 | $ 58,000 |
| Waco, TX | 13 | $ 1,355,000 | $ 104,230 | $ 95,000 |
| Boulder, CO | 12 | $ 1,390,000 | $ 115,833 | $ 66,000 |
| East Stroudsburg, PA | 12 | $ 1,100,000 | $ 91,666 | $ 77,000 |
| Flagstaff, AZ | 12 | $ 1,000,000 | $ 83,333 | $ 136,000 |
| Glens Falls, NY | 12 | $ 890,000 | $ 74,166 | $ 52,000 |
| Gulfport-Biloxi-Pascagoula, MS | 12 | $ 790,000 | $ 65,833 | $ 54,000 |
| The Villages, FL | 12 | $ 1,760,000 | $ 146,666 | $ 71,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 12 | $ 830,000 | $ 69,166 | $ 58,000 |
| Bellingham, WA | 11 | $ 1,005,000 | $ 91,363 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 11 | $ 1,275,000 | $ 115,909 | $ 65,000 |
| Monroe, LA | 11 | $ 1,045,000 | $ 95,000 | $ 65,000 |
| Ann Arbor, MI | 10 | $ 720,000 | $ 72,000 | $ 56,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 630,000 | $ 63,000 | $ 43,000 |
| El Centro, CA | 10 | $ 550,000 | $ 55,000 | $ 44,000 |
| Grants Pass, OR | 10 | $ 840,000 | $ 84,000 | $ 76,000 |
| Kansas City, MO-KS | 10 | $ 530,000 | $ 53,000 | $ 55,800 |
| Lexington-Fayette, KY | 10 | $ 1,450,000 | $ 145,000 | $ 102,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 750,000 | $ 75,000 | $ 74,000 |
| Sumter, SC | 10 | $ 1,110,000 | $ 111,000 | $ 58,000 |
| Warner Robins, GA | 10 | $ 1,020,000 | $ 102,000 | $ 75,000 |
| Auburn-Opelika, AL | 9 | $ 755,000 | $ 83,888 | $ 48,000 |
| Clarksville, TN-KY | 9 | $ 1,225,000 | $ 136,111 | $ 51,555 |
| Huntsville, AL | 9 | $ 745,000 | $ 82,777 | $ 67,000 |
| Parkersburg-Vienna, WV | 9 | $ 945,000 | $ 105,000 | $ 55,000 |
| Wilmington, DE-MD-NJ | 9 | $ 465,000 | $ 51,666 | $ 62,444 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 700,000 | $ 87,500 | $ 67,000 |
| Jackson, TN | 8 | $ 740,000 | $ 92,500 | $ 54,000 |
| Kingston, NY | 8 | $ 740,000 | $ 92,500 | $ 69,000 |
| Panama City, FL | 8 | $ 1,000,000 | $ 125,000 | $ 78,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 660,000 | $ 82,500 | $ 42,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 410,000 | $ 51,250 | $ 65,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 355,000 | $ 50,714 | $ 48,000 |
| Cleveland, TN | 7 | $ 855,000 | $ 122,142 | $ 36,000 |
| Gettysburg, PA | 7 | $ 315,000 | $ 45,000 | $ 37,000 |
| Jacksonville, NC | 7 | $ 475,000 | $ 67,857 | $ 65,000 |
| Johnson City, TN | 7 | $ 805,000 | $ 115,000 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 485,000 | $ 69,285 | $ 47,000 |
| Owensboro, KY | 7 | $ 805,000 | $ 115,000 | $ 63,000 |
| Tallahassee, FL | 7 | $ 655,000 | $ 93,571 | $ 51,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 395,000 | $ 56,428 | $ 35,714 |
| Wenatchee, WA | 7 | $ 855,000 | $ 122,142 | $ 68,000 |
| Amarillo, TX | 6 | $ 610,000 | $ 101,666 | $ 74,000 |
| Brunswick, GA | 6 | $ 550,000 | $ 91,666 | $ 64,000 |
| Des Moines-West Des Moines, IA | 6 | $ 240,000 | $ 40,000 | $ 50,000 |
| Fayetteville, NC | 6 | $ 390,000 | $ 65,000 | $ 108,000 |
| Ithaca, NY | 6 | $ 370,000 | $ 61,666 | $ 50,000 |
| Springfield, MO | 6 | $ 210,000 | $ 35,000 | $ 24,000 |
| State College, PA | 6 | $ 270,000 | $ 45,000 | $ 54,000 |
| Ames, IA | 5 | $ 165,000 | $ 33,000 | $ 22,000 |
| Carson City, NV | 5 | $ 235,000 | $ 47,000 | $ 33,000 |
| Durham-Chapel Hill, NC | 5 | $ 285,000 | $ 57,000 | $ 56,000 |
| Eau Claire, WI | 5 | $ 275,000 | $ 55,000 | $ 63,000 |
| Erie, PA | 5 | $ 335,000 | $ 67,000 | $ 93,000 |
| Fort Smith, AR-OK | 5 | $ 415,000 | $ 83,000 | $ 55,000 |
| Hanford-Corcoran, CA | 5 | $ 275,000 | $ 55,000 | $ 62,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 215,000 | $ 43,000 | $ 43,000 |
| Laredo, TX | 5 | $ 545,000 | $ 109,000 | $ 66,000 |
| Macon-Bibb County, GA | 5 | $ 485,000 | $ 97,000 | $ 36,000 |
| Nassau County-Suffolk County, NY | 5 | $ 705,000 | $ 141,000 | $ 76,000 |
| Racine, WI | 5 | $ 345,000 | $ 69,000 | $ 102,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 505,000 | $ 101,000 | $ 78,000 |
| Tuscaloosa, AL | 5 | $ 395,000 | $ 79,000 | $ 63,000 |
| Wilmington, NC | 5 | $ 365,000 | $ 73,000 | $ 45,000 |
| Battle Creek, MI | 4 | $ 170,000 | $ 42,500 | $ 66,000 |
| Carbondale-Marion, IL | 4 | $ 400,000 | $ 100,000 | $ 44,000 |
| Champaign-Urbana, IL | 4 | $ 60,000 | $ 15,000 | $ 55,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 220,000 | $ 55,000 | $ 48,500 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 230,000 | $ 57,500 | $ 36,000 |
| Madera, CA | 4 | $ 380,000 | $ 95,000 | $ 81,000 |
| Pueblo, CO | 4 | $ 230,000 | $ 57,500 | $ 28,000 |
| Rockford, IL | 4 | $ 150,000 | $ 37,500 | $ 108,000 |
| Rocky Mount, NC | 4 | $ 240,000 | $ 60,000 | $ 23,000 |
| Sioux Falls, SD | 4 | $ 240,000 | $ 60,000 | $ 38,000 |
| Twin Falls, ID | 4 | $ 340,000 | $ 85,000 | $ 91,000 |
| Wichita Falls, TX | 4 | $ 540,000 | $ 135,000 | $ 74,000 |
| Winchester, VA-WV | 4 | $ 350,000 | $ 87,500 | $ 65,500 |
| Akron, OH | 3 | $ 105,000 | $ 35,000 | $ 30,000 |
| Altoona, PA | 3 | $ 155,000 | $ 51,666 | $ 43,000 |
| Beckley, WV | 3 | $ 415,000 | $ 138,333 | $ 72,000 |
| Bloomsburg-Berwick, PA | 3 | $ 115,000 | $ 38,333 | $ 78,000 |
| Duluth, MN-WI | 3 | $ 125,000 | $ 41,666 | $ 51,000 |
| Elgin, IL | 3 | $ 95,000 | $ 31,666 | $ 63,000 |
| Fort Collins, CO | 3 | $ 175,000 | $ 58,333 | $ 44,000 |
| Gadsden, AL | 3 | $ 255,000 | $ 85,000 | $ 51,000 |
| Lynchburg, VA | 3 | $ 115,000 | $ 38,333 | $ 48,000 |
| Monroe, MI | 3 | $ 85,000 | $ 28,333 | $ 63,000 |
| New Bern, NC | 3 | $ 135,000 | $ 45,000 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 95,000 | $ 31,666 | $ 25,333 |
| Oshkosh-Neenah, WI | 3 | $ 175,000 | $ 58,333 | $ 43,000 |
| Rapid City, SD | 3 | $ 145,000 | $ 48,333 | $ 80,000 |
| Saginaw, MI | 3 | $ 105,000 | $ 35,000 | $ 39,000 |
| Savannah, GA | 3 | $ 385,000 | $ 128,333 | $ 56,000 |
| Sebastian-Vero Beach, FL | 3 | $ 75,000 | $ 25,000 | $ 70,000 |
| Springfield, OH | 3 | $ 245,000 | $ 81,666 | $ 81,000 |
| Valdosta, GA | 3 | $ 295,000 | $ 98,333 | $ 68,000 |
| Wheeling, WV-OH | 3 | $ 395,000 | $ 131,666 | $ 53,000 |
| Wichita, KS | 3 | $ 185,000 | $ 61,666 | $ 52,000 |
| Williamsport, PA | 3 | $ 295,000 | $ 98,333 | $ 73,000 |
| Winston-Salem, NC | 3 | $ 185,000 | $ 61,666 | $ 72,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Appleton, WI | 2 | $ 80,000 | $ 40,000 | $ 21,000 |
| Billings, MT | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Burlington, NC | 2 | $ 100,000 | $ 50,000 | $ 41,000 |
| Canton-Massillon, OH | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Decatur, IL | 2 | $ 40,000 | $ 20,000 | $ 45,000 |
| Evansville, IN-KY | 2 | $ 190,000 | $ 95,000 | $ 65,000 |
| Florence-Muscle Shoals, AL | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Goldsboro, NC | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Grand Island, NE | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Jackson, MI | 2 | $ 110,000 | $ 55,000 | $ 83,000 |
| Joplin, MO | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Lansing-East Lansing, MI | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| Lewiston, ID-WA | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Logan, UT-ID | 2 | $ 130,000 | $ 65,000 | $ 26,000 |
| Manhattan, KS | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Philadelphia, PA | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Roanoke, VA | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Santa Fe, NM | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| St. George, UT | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Toledo, OH | 2 | $ 80,000 | $ 40,000 | $ 28,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 70,000 | $ 35,000 | $ 36,000 |
| California-Lexington Park, MD | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Cape Girardeau, MO-IL | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Flint, MI | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Gainesville, GA | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Grand Forks, ND-MN | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Green Bay, WI | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Greenville, NC | 1 | $ 45,000 | $ 45,000 | $ 116,000 |
| Hinesville, GA | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Janesville-Beloit, WI | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Johnstown, PA | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Lawton, OK | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Lima, OH | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Lincoln, NE | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Madison, WI | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Muncie, IN | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Ocean City, NJ | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Provo-Orem, UT | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Richmond, VA | 1 | $ 25,000 | $ 25,000 | $ 190,000 |
| Rochester, MN | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Rome, GA | 1 | $ 75,000 | $ 75,000 | $ 182,000 |
| Sioux City, IA-NE-SD | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Topeka, KS | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,503 | $1,706,625,000 | $92,000 | $895,000 | $65,000 | $3,666,000 |
| Refinancing | 1,973 | $192,155,000 | $97,000 | $535,000 | $84,000 | $876,000 |
| Other Purpose | 293 | $22,405,000 | $76,000 | $435,000 | $76,000 | $900,000 |
| Cash-out Refinancing | 290 | $28,750,000 | $99,000 | $515,000 | $82,000 | $543,000 |
| Home Improvement | 148 | $7,060,000 | $47,000 | $165,000 | $83,000 | $480,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,765 | $1,245,735,000 | $90,000 | $895,000 | $68,000 | $1,113,000 |
| Hispanic | 3,374 | $321,970,000 | $95,000 | $465,000 | $68,000 | $915,000 |
| Not Provided | 1,829 | $174,105,000 | $95,000 | $805,000 | $72,000 | $732,000 |
| Black or African American | 1,542 | $138,310,000 | $89,000 | $435,000 | $55,000 | $3,666,000 |
| American Indian or Alaskan Native | 281 | $26,175,000 | $93,000 | $595,000 | $58,000 | $224,000 |
| Asian | 238 | $28,540,000 | $119,000 | $495,000 | $82,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $3,635,000 | $117,000 | $295,000 | $66,000 | $118,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,207 | $1,956,995,000 | $92,000 | $895,000 | $68,000 | $3,666,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12,333 | $1,167,765,000 | $94,000 | $895,000 | $59,000 | $3,666,000 |
| Application Approved But Not Accepted | 4,601 | $408,685,000 | $88,000 | $515,000 | $77,000 | $1,113,000 |
| Loan Originated | 4,002 | $349,780,000 | $87,000 | $535,000 | $81,000 | $804,000 |
| Application Withdrawn By Applicant | 250 | $27,460,000 | $109,000 | $485,000 | $98,000 | $900,000 |
| File Closed For Incompleteness | 21 | $3,305,000 | $157,000 | $375,000 | $93,000 | $204,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,874 | $789,230,000 | $88,000 | $535,000 | $79,000 | $1,113,000 |
| Credit History | 8,633 | $791,575,000 | $91,000 | $895,000 | $58,000 | $3,666,000 |
| Debt-To-Income Ratio | 2,372 | $245,760,000 | $103,000 | $595,000 | $50,000 | $325,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 472 | $43,660,000 | $92,000 | $335,000 | $85,000 | $312,000 |
| Other | 273 | $28,005,000 | $102,000 | $345,000 | $87,000 | $648,000 |
| Credit Application Incomplete | 251 | $26,085,000 | $103,000 | $355,000 | $71,000 | $501,000 |
| Collateral | 173 | $16,135,000 | $93,000 | $495,000 | $91,000 | $450,000 |
| Employment History | 104 | $10,800,000 | $103,000 | $805,000 | $62,000 | $240,000 |
| Unverifiable Information | 53 | $5,605,000 | $105,000 | $295,000 | $78,000 | $308,000 |
| Mortgage Insurance Denied | 2 | $140,000 | $70,000 | $85,000 | $89,000 | $144,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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