Mortgage Lenders in Saint Cloud, MN
7 mortgage lenders are based in Saint Cloud, MN, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Stearns County, MN in 2025.
Most active mortgage lenders in Stearns County, MN (2025)
In 2025, 225 lenders made 3,149 home loans worth $821.4 million in Stearns County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Stearns County, which includes Saint Cloud.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Magnifi Financial Credit Union Melrose, MN | 355 | $62.6M | $176,000 | 11.3% |
| 2 | Homeowners Financial Group, LLC Scottsdale, AZ | 151 | $29.1M | $193,000 | 4.8% |
| 3 | St. Cloud Financial Credit Union Saint Cloud, MN | 149 | $19.9M | $134,000 | 4.7% |
| 4 | Liberty Bank Minnesota St Cloud, MN | 147 | $34.6M | $235,000 | 4.7% |
| 5 | United Wholesale Mortgage Plymouth, MI | 117 | $31.6M | $270,000 | 3.7% |
| 6 | Plaza Home Mortgage, Inc San Diego, CA | 106 | $28.3M | $267,000 | 3.4% |
| 7 | Deerwood Bank Waite Park, MN | 91 | $21.9M | $241,000 | 2.9% |
| 8 | Trustone Financial Credit Union Plymouth, MN | 82 | $10.4M | $127,000 | 2.6% |
| 9 | US Bank, N.A. Cincinnati, OH | 81 | $15.3M | $189,000 | 2.6% |
| 10 | Affinity Plus Federal Credit Union Saint Paul, MN | 69 | $7.8M | $113,000 | 2.2% |
See every lender in Stearns County and its 2025 mortgage data · top lenders in Minnesota · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Saint Cloud, MN
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bremer Bank NA (St Cloud)
1100 ST GERMAIN ST CLOUD, MN 56301 |
* | 7,051 | $1,141,133,000 |
| Great River Federal CU
1532 W ST GERMAIN STREET ST CLOUD, MN 56301 |
* | 4,501 | $508,062,000 |
| Liberty Bank Minnesota
111 7TH AVE S ST CLOUD, MN 56301 |
* | 8,079 | $1,710,839,000 |
| Liberty Savings Bank FSB
111 7TH AVE S SAINT CLOUD, MN 56301 |
* | 6,352 | $1,001,210,000 |
| Liberty Savings Bank FSB
111 7TH AVENUE SOUTH, P.O. BOX 40 ST. CLOUD, MN 56302 |
* | 13,077 | $1,969,470,000 |
| St. Cloud Financial Credit Union
3030 1ST ST S SAINT CLOUD, MN 56301 |
* | 6,372 | $863,127,000 |
| Stearns Bank National Association
4191 2ND ST S ST. CLOUD, MN 56301 |
* | 4,799 | $1,141,343,000 |
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