Sallie Mae Home Loans Mortgage Lending & HMDA Data, 2005

In 2005, Sallie Mae Home Loans of Novi, MI reported 7,100 mortgage applications totaling $1.0 billion, up 99% from 2004. The average application was for $142,790, and applicants reported an average income of $72,263. 86% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,570), Warren-Farmington Hills-Troy, MI (1,569) and Detroit-Livonia-Dearborn, MI (1,052) (applications in parentheses).

Mortgage Company & Address Sallie Mae Home Loans
28175 Cabot Dr
Novi, MI 48377
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,100
Total Mortgage Loan Application Amount $1,013,809,000
Average Mortgage Loan Application Amount $142,790
Highest Mortgage Loan Application Amount $1,365,000
Average Applicant Income $72,263
Highest Applicant Income $2,557,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sallie Mae Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sallie Mae Home Loans by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,485 $ 248,482,000 $ 167,327 $ 80,000
Wayne, Michigan 1,052 $ 133,915,000 $ 127,295 $ 61,000
Oakland, Michigan 889 $ 137,161,000 $ 154,286 $ 73,000
Washtenaw, Michigan 517 $ 73,591,000 $ 142,342 $ 79,000
Macomb, Michigan 401 $ 45,869,000 $ 114,386 $ 68,000
Livingston, Michigan 251 $ 37,364,000 $ 148,860 $ 79,000
Pima, Arizona 172 $ 23,092,000 $ 134,255 $ 58,000
Pinal, Arizona 85 $ 12,416,000 $ 146,070 $ 62,000
Cook, Illinois 67 $ 9,877,000 $ 147,417 $ 85,000
Jackson, Michigan 66 $ 7,320,000 $ 110,909 $ 57,000
Hamilton, Indiana 59 $ 8,197,000 $ 138,932 $ 65,000
Genesee, Michigan 56 $ 6,379,000 $ 113,910 $ 66,000
Ingham, Michigan 56 $ 5,791,000 $ 103,410 $ 65,000
Marion, Indiana 46 $ 5,053,000 $ 109,847 $ 65,000
Kent, Michigan 44 $ 5,537,000 $ 125,840 $ 68,000
Coconino, Arizona 42 $ 7,675,000 $ 182,738 $ 80,000
Lenawee, Michigan 32 $ 3,391,000 $ 105,968 $ 65,000
Fairfax, Virginia 31 $ 7,633,000 $ 246,225 $ 114,000
Monroe, Michigan 28 $ 2,992,000 $ 106,857 $ 62,000
Mohave, Arizona 26 $ 3,423,000 $ 131,653 $ 93,000
Yavapai, Arizona 26 $ 4,430,000 $ 170,384 $ 80,000
Los Angeles, California 26 $ 6,324,000 $ 243,230 $ 79,000
Yuma, Arizona 24 $ 3,183,000 $ 132,625 $ 72,000
Arapahoe, Colorado 24 $ 3,240,000 $ 135,000 $ 81,000
St. Clair, Michigan 23 $ 2,792,000 $ 121,391 $ 62,000
St. Charles, Missouri 23 $ 2,698,000 $ 117,304 $ 65,000
Denver, Colorado 22 $ 3,244,000 $ 147,454 $ 89,000
El Paso, Colorado 22 $ 2,771,000 $ 125,954 $ 62,000
St. Louis, Missouri 21 $ 2,910,000 $ 138,571 $ 103,000
Jefferson, Colorado 20 $ 2,885,000 $ 144,250 $ 86,000
Douglas, Colorado 19 $ 2,811,000 $ 147,947 $ 85,000
Lake, Indiana 19 $ 1,832,000 $ 96,421 $ 54,000
Cochise, Arizona 16 $ 2,418,000 $ 151,125 $ 72,000
Orange, California 16 $ 4,394,000 $ 274,625 $ 92,000
Kalamazoo, Michigan 16 $ 1,289,000 $ 80,562 $ 50,000
Ottawa, Michigan 15 $ 1,784,000 $ 118,933 $ 89,000
San Diego, California 14 $ 3,498,000 $ 249,857 $ 86,000
Elkhart, Indiana 13 $ 1,043,000 $ 80,230 $ 64,000
Multnomah, Oregon 13 $ 1,877,000 $ 144,384 $ 51,000
Harris, Texas 13 $ 1,762,000 $ 135,538 $ 58,000
Larimer, Colorado 12 $ 1,224,000 $ 102,000 $ 67,000
St. Joseph, Indiana 12 $ 820,000 $ 68,333 $ 66,000
Jackson, Missouri 12 $ 1,313,000 $ 109,416 $ 57,000
Tulsa, Oklahoma 12 $ 1,533,000 $ 127,750 $ 60,000
King, Washington 12 $ 2,074,000 $ 172,833 $ 56,000
Navajo, Arizona 11 $ 1,356,000 $ 123,272 $ 154,000
DuPage, Illinois 11 $ 1,655,000 $ 150,454 $ 69,000
Hancock, Indiana 11 $ 1,340,000 $ 121,818 $ 57,000
Roscommon, Michigan 11 $ 1,228,000 $ 111,636 $ 102,000
Loudoun, Virginia 11 $ 2,407,000 $ 218,818 $ 122,000
Madison, Indiana 10 $ 938,000 $ 93,800 $ 43,000
Shiawassee, Michigan 10 $ 1,201,000 $ 120,100 $ 61,000
Hennepin, Minnesota 10 $ 1,368,000 $ 136,800 $ 84,000
Norfolk, Virginia 10 $ 1,101,000 $ 110,100 $ 52,000
Milwaukee, Wisconsin 10 $ 1,123,000 $ 112,300 $ 41,000
Gila, Arizona 9 $ 826,000 $ 91,777 $ 94,000
Lee, Florida 9 $ 2,530,000 $ 281,111 $ 110,000
Pinellas, Florida 9 $ 1,218,000 $ 135,333 $ 56,000
Madison, Illinois 9 $ 1,105,000 $ 122,777 $ 76,000
Saginaw, Michigan 9 $ 723,000 $ 80,333 $ 89,000
Kenosha, Wisconsin 9 $ 1,237,000 $ 137,444 $ 91,000
Riverside, California 8 $ 1,817,000 $ 227,125 $ 78,000
Hendricks, Indiana 8 $ 867,000 $ 108,375 $ 62,000
Porter, Indiana 8 $ 795,000 $ 99,375 $ 67,000
Mecosta, Michigan 8 $ 476,000 $ 59,500 $ 40,000
Van Buren, Michigan 8 $ 948,000 $ 118,500 $ 77,000
Clay, Missouri 8 $ 896,000 $ 112,000 $ 57,000
Washington, Oregon 8 $ 1,121,000 $ 140,125 $ 42,000
Bexar, Texas 8 $ 1,159,000 $ 144,875 $ 52,000
Henrico, Virginia 8 $ 847,000 $ 105,875 $ 71,000
Virginia Beach, Virginia 8 $ 2,019,000 $ 252,375 $ 45,000
San Bernardino, California 7 $ 1,680,000 $ 240,000 $ 72,000
Boulder, Colorado 7 $ 1,009,000 $ 144,142 $ 115,000
Weld, Colorado 7 $ 746,000 $ 106,571 $ 75,000
Sangamon, Illinois 7 $ 525,000 $ 75,000 $ 65,000
Emmet, Michigan 7 $ 1,023,000 $ 146,142 $ 68,000
Gladwin, Michigan 7 $ 722,000 $ 103,142 $ 107,000
Hillsdale, Michigan 7 $ 711,000 $ 101,571 $ 161,000
Chisago, Minnesota 7 $ 980,000 $ 140,000 $ 73,000
St. Louis City, Missouri 7 $ 1,113,000 $ 159,000 $ 67,000
Bernalillo, New Mexico 7 $ 1,090,000 $ 155,714 $ 80,000
Dona Ana, New Mexico 7 $ 725,000 $ 103,571 $ 79,000
Hamilton, Ohio 7 $ 846,000 $ 120,857 $ 77,000
Bell, Texas 7 $ 711,000 $ 101,571 $ 60,000
Nueces, Texas 7 $ 712,000 $ 101,714 $ 133,000
Chesterfield, Virginia 7 $ 1,135,000 $ 162,142 $ 55,000
Whatcom, Washington 7 $ 993,000 $ 141,857 $ 126,000
Garland, Arkansas 6 $ 314,000 $ 52,333 $ 41,000
Adams, Colorado 6 $ 857,000 $ 142,833 $ 54,000
Pasco, Florida 6 $ 913,000 $ 152,166 $ 106,000
Volusia, Florida 6 $ 1,042,000 $ 173,666 $ 131,000
Lake, Illinois 6 $ 859,000 $ 143,166 $ 64,000
McHenry, Illinois 6 $ 552,000 $ 92,000 $ 89,000
Will, Illinois 6 $ 676,000 $ 112,666 $ 70,000
Sedgwick, Kansas 6 $ 545,000 $ 90,833 $ 82,000
Crawford, Michigan 6 $ 499,000 $ 83,166 $ 47,000
Eaton, Michigan 6 $ 636,000 $ 106,000 $ 85,000
Grand Traverse, Michigan 6 $ 730,000 $ 121,666 $ 55,000
Ramsey, Minnesota 6 $ 632,000 $ 105,333 $ 107,000
Knox, Tennessee 6 $ 716,000 $ 119,333 $ 61,000
Hampton, Virginia 6 $ 765,000 $ 127,500 $ 48,000
Prince William, Virginia 6 $ 1,572,000 $ 262,000 $ 71,000
Spotsylvania, Virginia 6 $ 1,185,000 $ 197,500 $ 77,000
Spokane, Washington 6 $ 868,000 $ 144,666 $ 47,000
Kern, California 5 $ 882,000 $ 176,400 $ 113,000
Sacramento, California 5 $ 1,193,000 $ 238,600 $ 59,000
Broward, Florida 5 $ 685,000 $ 137,000 $ 91,000
Duval, Florida 5 $ 527,000 $ 105,400 $ 50,000
Honolulu, Hawaii 5 $ 1,638,000 $ 327,600 $ 120,000
Kane, Illinois 5 $ 596,000 $ 119,200 $ 73,000
Allen, Indiana 5 $ 597,000 $ 119,400 $ 64,000
Johnson, Indiana 5 $ 514,000 $ 102,800 $ 69,000
Alcona, Michigan 5 $ 301,000 $ 60,200 $ 87,000
Bay, Michigan 5 $ 489,000 $ 97,800 $ 118,000
Branch, Michigan 5 $ 471,000 $ 94,200 $ 34,000
Charlevoix, Michigan 5 $ 487,000 $ 97,400 $ 57,000
Huron, Michigan 5 $ 374,000 $ 74,800 $ 48,000
Ionia, Michigan 5 $ 465,000 $ 93,000 $ 80,000
Isabella, Michigan 5 $ 513,000 $ 102,600 $ 90,000
Lapeer, Michigan 5 $ 535,000 $ 107,000 $ 69,000
Tuscola, Michigan 5 $ 547,000 $ 109,400 $ 58,000
Boone, Missouri 5 $ 479,000 $ 95,800 $ 93,000
Lucas, Ohio 5 $ 1,009,000 $ 201,800 $ 59,000
Clackamas, Oregon 5 $ 854,000 $ 170,800 $ 83,000
Marion, Oregon 5 $ 525,000 $ 105,000 $ 34,000
Dallas, Texas 5 $ 792,000 $ 158,400 $ 67,000
Chesapeake, Virginia 5 $ 768,000 $ 153,600 $ 90,000
Manassas, Virginia 5 $ 923,000 $ 184,600 $ 63,000
Dane, Wisconsin 5 $ 543,000 $ 108,600 $ 41,000
Waukesha, Wisconsin 5 $ 981,000 $ 196,200 $ 76,000
Solano, California 4 $ 802,000 $ 200,500 $ 53,000
Montezuma, Colorado 4 $ 579,000 $ 144,750 $ 26,000
Park, Colorado 4 $ 420,000 $ 105,000 $ 47,000
Collier, Florida 4 $ 2,422,000 $ 605,500 $ 309,000
Ada, Idaho 4 $ 444,000 $ 111,000 $ 52,000
Clark, Indiana 4 $ 336,000 $ 84,000 $ 85,000
Greene, Indiana 4 $ 375,000 $ 93,750 $ 81,000
Kosciusko, Indiana 4 $ 312,000 $ 78,000 $ 60,000
Johnson, Kansas 4 $ 757,000 $ 189,250 $ 57,000
Jefferson, Kentucky 4 $ 413,000 $ 103,250 $ 58,000
Alger, Michigan 4 $ 545,000 $ 136,250 $ 118,000
Barry, Michigan 4 $ 368,000 $ 92,000 $ 34,000
Benzie, Michigan 4 $ 574,000 $ 143,500 $ 79,000
Berrien, Michigan 4 $ 277,000 $ 69,250 $ 50,000
Calhoun, Michigan 4 $ 274,000 $ 68,500 $ 59,000
Cass, Michigan 4 $ 475,000 $ 118,750 $ 83,000
Midland, Michigan 4 $ 293,000 $ 73,250 $ 49,000
Muskegon, Michigan 4 $ 567,000 $ 141,750 $ 93,000
Wright, Minnesota 4 $ 384,000 $ 96,000 $ 53,000
Jasper, Missouri 4 $ 326,000 $ 81,500 $ 47,000
Jefferson, Missouri 4 $ 527,000 $ 131,750 $ 69,000
St. Francois, Missouri 4 $ 371,000 $ 92,750 $ 68,000
Sandoval, New Mexico 4 $ 502,000 $ 125,500 $ 86,000
Butler, Ohio 4 $ 774,000 $ 193,500 $ 75,000
Franklin, Ohio 4 $ 456,000 $ 114,000 $ 49,000
Oklahoma, Oklahoma 4 $ 217,000 $ 54,250 $ 36,000
Lane, Oregon 4 $ 438,000 $ 109,500 $ 71,000
Arlington, Virginia 4 $ 751,000 $ 187,750 $ 87,000
Lynchburg, Virginia 4 $ 203,000 $ 50,750 $ 50,000
Pierce, Washington 4 $ 598,000 $ 149,500 $ 104,000
Anchorage, Alaska 3 $ 635,000 $ 211,666 $ 227,000
Benton, Arkansas 3 $ 262,000 $ 87,333 $ 43,000
Saline, Arkansas 3 $ 258,000 $ 86,000 $ 62,000
Stanislaus, California 3 $ 483,000 $ 161,000 $ 57,000
Fremont, Colorado 3 $ 408,000 $ 136,000 $ 69,000
Garfield, Colorado 3 $ 422,000 $ 140,666 $ 56,000
Pueblo, Colorado 3 $ 294,000 $ 98,000 $ 40,000
Brevard, Florida 3 $ 637,000 $ 212,333 $ 133,000
Hillsborough, Florida 3 $ 398,000 $ 132,666 $ 66,000
Miami-Dade, Florida 3 $ 519,000 $ 173,000 $ 51,000
Orange, Florida 3 $ 542,000 $ 180,666 $ 56,000
Tazewell, Illinois 3 $ 249,000 $ 83,000 $ 38,000
Winnebago, Illinois 3 $ 126,000 $ 42,000 $ 81,000
Boone, Indiana 3 $ 186,000 $ 62,000 $ 111,000
Henry, Indiana 3 $ 389,000 $ 129,666 $ 31,000
Tippecanoe, Indiana 3 $ 218,000 $ 72,666 $ 75,000
Whitley, Indiana 3 $ 312,000 $ 104,000 $ 60,000
Douglas, Kansas 3 $ 426,000 $ 142,000 $ 57,000
Cheboygan, Michigan 3 $ 275,000 $ 91,666 $ 75,000
Clinton, Michigan 3 $ 519,000 $ 173,000 $ 45,000
Houghton, Michigan 3 $ 358,000 $ 119,333 $ 103,000
Iosco, Michigan 3 $ 258,000 $ 86,000 $ 24,000
Mackinac, Michigan 3 $ 494,000 $ 164,666 $ 116,000
Marquette, Michigan 3 $ 128,000 $ 42,666 $ 37,000
Oceana, Michigan 3 $ 497,000 $ 165,666 $ 96,000
Otsego, Michigan 3 $ 298,000 $ 99,333 $ 81,000
Sanilac, Michigan 3 $ 205,000 $ 68,333 $ 195,000
Buchanan, Missouri 3 $ 191,000 $ 63,666 $ 151,000
Cape Girardeau, Missouri 3 $ 181,000 $ 60,333 $ 57,000
Polk, Missouri 3 $ 236,000 $ 78,666 $ 43,000
Saline, Missouri 3 $ 171,000 $ 57,000 $ 47,000
Yellowstone, Montana 3 $ 432,000 $ 144,000 $ 62,000
McKinley, New Mexico 3 $ 313,000 $ 104,333 $ 85,000
Stark, Ohio 3 $ 205,000 $ 68,333 $ 37,000
Summit, Ohio 3 $ 285,000 $ 95,000 $ 42,000
Cleveland, Oklahoma 3 $ 542,000 $ 180,666 $ 41,000
Benton, Oregon 3 $ 671,000 $ 223,666 $ 120,000
Deschutes, Oregon 3 $ 420,000 $ 140,000 $ 108,000
Linn, Oregon 3 $ 428,000 $ 142,666 $ 38,000
Davidson, Tennessee 3 $ 238,000 $ 79,333 $ 38,000
Montgomery, Tennessee 3 $ 525,000 $ 175,000 $ 100,000
Brazoria, Texas 3 $ 528,000 $ 176,000 $ 87,000
Fort Bend, Texas 3 $ 356,000 $ 118,666 $ 76,000
Kaufman, Texas 3 $ 548,000 $ 182,666 $ 85,000
Montgomery, Texas 3 $ 466,000 $ 155,333 $ 35,000
Travis, Texas 3 $ 597,000 $ 199,000 $ 148,000
Newport News, Virginia 3 $ 563,000 $ 187,666 $ 60,000
Rockingham, Virginia 3 $ 234,000 $ 78,000 $ 39,000
Stafford, Virginia 3 $ 475,000 $ 158,333 $ 62,000
Marathon, Wisconsin 3 $ 299,000 $ 99,666 $ 53,000
Madison, Alabama 2 $ 123,000 $ 61,500 $ 51,000
Apache, Arizona 2 $ 235,000 $ 117,500 $ 128,000
Santa Cruz, Arizona 2 $ 119,000 $ 59,500 $ 63,000
Crittenden, Arkansas 2 $ 124,000 $ 62,000 $ 45,000
Pulaski, Arkansas 2 $ 146,000 $ 73,000 $ 73,000
Union, Arkansas 2 $ 173,000 $ 86,500 $ 52,000
Alameda, California 2 $ 562,000 $ 281,000 $ 74,000
Fresno, California 2 $ 808,000 $ 404,000 $ 221,000
Humboldt, California 2 $ 725,000 $ 362,500 $ 0
Placer, California 2 $ 593,000 $ 296,500 $ 97,000
San Francisco, California 2 $ 760,000 $ 380,000 $ 107,000
San Joaquin, California 2 $ 477,000 $ 238,500 $ 21,000
Santa Clara, California 2 $ 552,000 $ 276,000 $ 44,000
Shasta, California 2 $ 664,000 $ 332,000 $ 92,000
Tulare, California 2 $ 155,000 $ 77,500 $ 31,000
Tuolumne, California 2 $ 511,000 $ 255,500 $ 108,000
Clear Creek, Colorado 2 $ 270,000 $ 135,000 $ 79,000
Grand, Colorado 2 $ 240,000 $ 120,000 $ 75,000
Alachua, Florida 2 $ 202,000 $ 101,000 $ 96,000
Bay, Florida 2 $ 212,000 $ 106,000 $ 36,000
Leon, Florida 2 $ 232,000 $ 116,000 $ 64,000
Polk, Florida 2 $ 116,000 $ 58,000 $ 27,000
Sarasota, Florida 2 $ 468,000 $ 234,000 $ 160,000
Bonner, Idaho 2 $ 218,000 $ 109,000 $ 75,000
Canyon, Idaho 2 $ 149,000 $ 74,500 $ 66,000
Kootenai, Idaho 2 $ 455,000 $ 227,500 $ 52,000
Twin Falls, Idaho 2 $ 132,000 $ 66,000 $ 131,000
DeKalb, Illinois 2 $ 130,000 $ 65,000 $ 65,000
Grundy, Illinois 2 $ 186,000 $ 93,000 $ 56,000
Kankakee, Illinois 2 $ 300,000 $ 150,000 $ 61,000
Peoria, Illinois 2 $ 159,000 $ 79,500 $ 44,000
Piatt, Illinois 2 $ 142,000 $ 71,000 $ 76,000
Bartholomew, Indiana 2 $ 96,000 $ 48,000 $ 69,000
Floyd, Indiana 2 $ 177,000 $ 88,500 $ 55,000
Huntington, Indiana 2 $ 65,000 $ 32,500 $ 34,000
Jackson, Indiana 2 $ 152,000 $ 76,000 $ 51,000
Monroe, Indiana 2 $ 280,000 $ 140,000 $ 29,000
Montgomery, Indiana 2 $ 75,000 $ 37,500 $ 42,000
Putnam, Indiana 2 $ 201,000 $ 100,500 $ 56,000
Warrick, Indiana 2 $ 194,000 $ 97,000 $ 59,000
Allamakee, Iowa 2 $ 162,000 $ 81,000 $ 42,000
Polk, Iowa 2 $ 127,000 $ 63,500 $ 34,000
Crawford, Kansas 2 $ 181,000 $ 90,500 $ 47,000
Wyandotte, Kansas 2 $ 179,000 $ 89,500 $ 38,000
Allegan, Michigan 2 $ 263,000 $ 131,500 $ 62,000
Antrim, Michigan 2 $ 256,000 $ 128,000 $ 54,000
Clare, Michigan 2 $ 136,000 $ 68,000 $ 62,000
Lake, Michigan 2 $ 340,000 $ 170,000 $ 178,000
Manistee, Michigan 2 $ 130,000 $ 65,000 $ 77,000
Montcalm, Michigan 2 $ 97,000 $ 48,500 $ 34,000
Montmorency, Michigan 2 $ 362,000 $ 181,000 $ 129,000
Newaygo, Michigan 2 $ 158,000 $ 79,000 $ 66,000
St. Joseph, Michigan 2 $ 191,000 $ 95,500 $ 78,000
Cass, Minnesota 2 $ 173,000 $ 86,500 $ 80,000
Crow Wing, Minnesota 2 $ 170,000 $ 85,000 $ 37,000
Otter Tail, Minnesota 2 $ 191,000 $ 95,500 $ 78,000
Sherburne, Minnesota 2 $ 195,000 $ 97,500 $ 51,000
Pike, Mississippi 2 $ 392,000 $ 196,000 $ 151,000
Cass, Missouri 2 $ 189,000 $ 94,500 $ 60,000
Christian, Missouri 2 $ 184,000 $ 92,000 $ 33,000
Crawford, Missouri 2 $ 92,000 $ 46,000 $ 41,000
Greene, Missouri 2 $ 119,000 $ 59,500 $ 46,000
Harrison, Missouri 2 $ 74,000 $ 37,000 $ 45,000
Laclede, Missouri 2 $ 100,000 $ 50,000 $ 62,000
Perry, Missouri 2 $ 155,000 $ 77,500 $ 44,000
Platte, Missouri 2 $ 193,000 $ 96,500 $ 60,000
Pulaski, Missouri 2 $ 156,000 $ 78,000 $ 58,000
Gallatin, Montana 2 $ 260,000 $ 130,000 $ 84,000
Missoula, Montana 2 $ 265,000 $ 132,500 $ 0
Ravalli, Montana 2 $ 546,000 $ 273,000 $ 78,000
San Juan, New Mexico 2 $ 333,000 $ 166,500 $ 68,000
Delaware, Ohio 2 $ 540,000 $ 270,000 $ 91,000
Montgomery, Ohio 2 $ 302,000 $ 151,000 $ 54,000
Scioto, Ohio 2 $ 216,000 $ 108,000 $ 26,000
Wood, Ohio 2 $ 471,000 $ 235,500 $ 61,000
Canadian, Oklahoma 2 $ 174,000 $ 87,000 $ 46,000
Johnston, Oklahoma 2 $ 128,000 $ 64,000 $ 66,000
Osage, Oklahoma 2 $ 164,000 $ 82,000 $ 81,000
Rogers, Oklahoma 2 $ 152,000 $ 76,000 $ 46,000
Woods, Oklahoma 2 $ 132,000 $ 66,000 $ 180,000
Anderson, South Carolina 2 $ 370,000 $ 185,000 $ 146,000
Charleston, South Carolina 2 $ 390,000 $ 195,000 $ 47,000
Horry, South Carolina 2 $ 169,000 $ 84,500 $ 104,000
Campbell, Tennessee 2 $ 395,000 $ 197,500 $ 205,000
Hamblen, Tennessee 2 $ 124,000 $ 62,000 $ 47,000
Warren, Tennessee 2 $ 95,000 $ 47,500 $ 50,000
Williamson, Tennessee 2 $ 299,000 $ 149,500 $ 107,000
Brazos, Texas 2 $ 241,000 $ 120,500 $ 36,000
Collin, Texas 2 $ 247,000 $ 123,500 $ 126,000
Denton, Texas 2 $ 221,000 $ 110,500 $ 55,000
El Paso, Texas 2 $ 557,000 $ 278,500 $ 107,000
Kleberg, Texas 2 $ 142,000 $ 71,000 $ 52,000
Tarrant, Texas 2 $ 256,000 $ 128,000 $ 86,000
Albemarle, Virginia 2 $ 201,000 $ 100,500 $ 44,000
Bedford, Virginia 2 $ 266,000 $ 133,000 $ 73,000
Dinwiddie, Virginia 2 $ 120,000 $ 60,000 $ 51,000
Halifax, Virginia 2 $ 212,000 $ 106,000 $ 40,000
James City, Virginia 2 $ 225,000 $ 112,500 $ 59,000
Nelson, Virginia 2 $ 125,000 $ 62,500 $ 115,000
Page, Virginia 2 $ 242,000 $ 121,000 $ 56,000
Pulaski, Virginia 2 $ 153,000 $ 76,500 $ 51,000
Roanoke, Virginia 2 $ 209,000 $ 104,500 $ 65,000
Smyth, Virginia 2 $ 125,000 $ 62,500 $ 36,000
Southampton, Virginia 2 $ 318,000 $ 159,000 $ 87,000
Tazewell, Virginia 2 $ 126,000 $ 63,000 $ 60,000
York, Virginia 2 $ 235,000 $ 117,500 $ 63,000
Benton, Washington 2 $ 183,000 $ 91,500 $ 56,000
Lewis, Washington 2 $ 336,000 $ 168,000 $ 42,000
Walla Walla, Washington 2 $ 174,000 $ 87,000 $ 77,000
Yakima, Washington 2 $ 132,000 $ 66,000 $ 98,000
Adams, Wisconsin 2 $ 144,000 $ 72,000 $ 55,000
Columbia, Wisconsin 2 $ 157,000 $ 78,500 $ 62,000
Douglas, Wisconsin 2 $ 196,000 $ 98,000 $ 68,000
Kewaunee, Wisconsin 2 $ 247,000 $ 123,500 $ 55,000
Outagamie, Wisconsin 2 $ 126,000 $ 63,000 $ 48,000
Portage, Wisconsin 2 $ 129,000 $ 64,500 $ 48,000
Washington, Wisconsin 2 $ 149,000 $ 74,500 $ 30,000
Natrona, Wyoming 2 $ 202,000 $ 101,000 $ 56,000
Jefferson, Arkansas 1 $ 40,000 $ 40,000 $ 41,000
White, Arkansas 1 $ 94,000 $ 94,000 $ 42,000
Calaveras, California 1 $ 82,000 $ 82,000 $ 180,000
Madera, California 1 $ 340,000 $ 340,000 $ 48,000
Mendocino, California 1 $ 288,000 $ 288,000 $ 55,000
San Benito, California 1 $ 203,000 $ 203,000 $ 34,000
San Luis Obispo, California 1 $ 290,000 $ 290,000 $ 162,000
Sutter, California 1 $ 189,000 $ 189,000 $ 43,000
Broomfield, Colorado 1 $ 190,000 $ 190,000 $ 63,000
Eagle, Colorado 1 $ 360,000 $ 360,000 $ 85,000
La Plata, Colorado 1 $ 240,000 $ 240,000 $ 128,000
Morgan, Colorado 1 $ 43,000 $ 43,000 $ 55,000
Rio Grande, Colorado 1 $ 140,000 $ 140,000 $ 44,000
San Miguel, Colorado 1 $ 101,000 $ 101,000 $ 101,000
Teller, Colorado 1 $ 71,000 $ 71,000 $ 52,000
Yuma, Colorado 1 $ 27,000 $ 27,000 $ 45,000
Lake, Florida 1 $ 225,000 $ 225,000 $ 52,000
Manatee, Florida 1 $ 170,000 $ 170,000 $ 28,000
Palm Beach, Florida 1 $ 180,000 $ 180,000 $ 34,000
St. Johns, Florida 1 $ 375,000 $ 375,000 $ 101,000
Walton, Florida 1 $ 300,000 $ 300,000 $ 0
Chatham, Georgia 1 $ 253,000 $ 253,000 $ 57,000
Henry, Georgia 1 $ 102,000 $ 102,000 $ 108,000
Hawaii, Hawaii 1 $ 225,000 $ 225,000 $ 21,000
Kauai, Hawaii 1 $ 200,000 $ 200,000 $ 0
Maui, Hawaii 1 $ 480,000 $ 480,000 $ 0
Shoshone, Idaho 1 $ 98,000 $ 98,000 $ 67,000
Cumberland, Illinois 1 $ 63,000 $ 63,000 $ 20,000
Livingston, Illinois 1 $ 82,000 $ 82,000 $ 0
Massac, Illinois 1 $ 136,000 $ 136,000 $ 0
Ogle, Illinois 1 $ 238,000 $ 238,000 $ 87,000
Whiteside, Illinois 1 $ 76,000 $ 76,000 $ 37,000
Dearborn, Indiana 1 $ 118,000 $ 118,000 $ 53,000
Grant, Indiana 1 $ 92,000 $ 92,000 $ 52,000
Jasper, Indiana 1 $ 110,000 $ 110,000 $ 53,000
LaPorte, Indiana 1 $ 103,000 $ 103,000 $ 28,000
Marshall, Indiana 1 $ 115,000 $ 115,000 $ 80,000
Parke, Indiana 1 $ 65,000 $ 65,000 $ 175,000
Sullivan, Indiana 1 $ 104,000 $ 104,000 $ 58,000
Vanderburgh, Indiana 1 $ 107,000 $ 107,000 $ 46,000
Vigo, Indiana 1 $ 195,000 $ 195,000 $ 77,000
Wabash, Indiana 1 $ 86,000 $ 86,000 $ 0
Wells, Indiana 1 $ 96,000 $ 96,000 $ 46,000
White, Indiana 1 $ 146,000 $ 146,000 $ 52,000
Greene, Iowa 1 $ 108,000 $ 108,000 $ 85,000
Lee, Iowa 1 $ 150,000 $ 150,000 $ 60,000
Scott, Iowa 1 $ 29,000 $ 29,000 $ 56,000
Washington, Iowa 1 $ 120,000 $ 120,000 $ 71,000
Atchison, Kansas 1 $ 59,000 $ 59,000 $ 41,000
Cowley, Kansas 1 $ 110,000 $ 110,000 $ 0
Miami, Kansas 1 $ 59,000 $ 59,000 $ 54,000
Osage, Kansas 1 $ 74,000 $ 74,000 $ 55,000
Republic, Kansas 1 $ 41,000 $ 41,000 $ 30,000
Shawnee, Kansas 1 $ 102,000 $ 102,000 $ 44,000
Stanton, Kansas 1 $ 62,000 $ 62,000 $ 35,000
Floyd, Kentucky 1 $ 170,000 $ 170,000 $ 38,000
Kenton, Kentucky 1 $ 87,000 $ 87,000 $ 20,000
St. Mary's, Maryland 1 $ 283,000 $ 283,000 $ 64,000
Middlesex, Massachusetts 1 $ 30,000 $ 30,000 $ 0
Alpena, Michigan 1 $ 114,000 $ 114,000 $ 129,000
Arenac, Michigan 1 $ 87,000 $ 87,000 $ 22,000
Chippewa, Michigan 1 $ 168,000 $ 168,000 $ 0
Delta, Michigan 1 $ 79,000 $ 79,000 $ 43,000
Dickinson, Michigan 1 $ 46,000 $ 46,000 $ 45,000
Gogebic, Michigan 1 $ 244,000 $ 244,000 $ 131,000
Keweenaw, Michigan 1 $ 179,000 $ 179,000 $ 311,000
Mason, Michigan 1 $ 100,000 $ 100,000 $ 75,000
Missaukee, Michigan 1 $ 100,000 $ 100,000 $ 88,000
Ogemaw, Michigan 1 $ 175,000 $ 175,000 $ 174,000
Oscoda, Michigan 1 $ 136,000 $ 136,000 $ 191,000
Brown, Minnesota 1 $ 130,000 $ 130,000 $ 57,000
Dakota, Minnesota 1 $ 156,000 $ 156,000 $ 0
Kandiyohi, Minnesota 1 $ 292,000 $ 292,000 $ 108,000
Stearns, Minnesota 1 $ 200,000 $ 200,000 $ 49,000
Watonwan, Minnesota 1 $ 120,000 $ 120,000 $ 49,000
Adams, Mississippi 1 $ 30,000 $ 30,000 $ 47,000
DeSoto, Mississippi 1 $ 76,000 $ 76,000 $ 36,000
Hinds, Mississippi 1 $ 168,000 $ 168,000 $ 75,000
Barton, Missouri 1 $ 100,000 $ 100,000 $ 58,000
Moniteau, Missouri 1 $ 45,000 $ 45,000 $ 94,000
New Madrid, Missouri 1 $ 152,000 $ 152,000 $ 101,000
Nodaway, Missouri 1 $ 66,000 $ 66,000 $ 66,000
Osage, Missouri 1 $ 72,000 $ 72,000 $ 37,000
Flathead, Montana 1 $ 136,000 $ 136,000 $ 119,000
Lewis and Clark, Montana 1 $ 174,000 $ 174,000 $ 0
Eddy, New Mexico 1 $ 131,000 $ 131,000 $ 61,000
Taos, New Mexico 1 $ 160,000 $ 160,000 $ 239,000
Adams, Ohio 1 $ 81,000 $ 81,000 $ 25,000
Auglaize, Ohio 1 $ 100,000 $ 100,000 $ 34,000
Fairfield, Ohio 1 $ 263,000 $ 263,000 $ 69,000
Greene, Ohio 1 $ 145,000 $ 145,000 $ 43,000
Lake, Ohio 1 $ 128,000 $ 128,000 $ 33,000
Mahoning, Ohio 1 $ 89,000 $ 89,000 $ 49,000
Marion, Ohio 1 $ 74,000 $ 74,000 $ 47,000
Medina, Ohio 1 $ 230,000 $ 230,000 $ 75,000
Seneca, Ohio 1 $ 144,000 $ 144,000 $ 48,000
Shelby, Ohio 1 $ 104,000 $ 104,000 $ 130,000
Union, Ohio 1 $ 244,000 $ 244,000 $ 90,000
Warren, Ohio 1 $ 174,000 $ 174,000 $ 50,000
Comanche, Oklahoma 1 $ 125,000 $ 125,000 $ 71,000
Logan, Oklahoma 1 $ 41,000 $ 41,000 $ 88,000
McIntosh, Oklahoma 1 $ 154,000 $ 154,000 $ 93,000
Noble, Oklahoma 1 $ 350,000 $ 350,000 $ 65,000
Washington, Oklahoma 1 $ 82,000 $ 82,000 $ 30,000
Jackson, Oregon 1 $ 223,000 $ 223,000 $ 58,000
Klamath, Oregon 1 $ 148,000 $ 148,000 $ 46,000
Yamhill, Oregon 1 $ 210,000 $ 210,000 $ 30,000
Greenville, South Carolina 1 $ 233,000 $ 233,000 $ 75,000
Lexington, South Carolina 1 $ 92,000 $ 92,000 $ 26,000
York, South Carolina 1 $ 94,000 $ 94,000 $ 61,000
Lincoln, South Dakota 1 $ 68,000 $ 68,000 $ 78,000
Hamilton, Tennessee 1 $ 190,000 $ 190,000 $ 66,000
Shelby, Tennessee 1 $ 72,000 $ 72,000 $ 71,000
Sullivan, Tennessee 1 $ 98,000 $ 98,000 $ 186,000
Angelina, Texas 1 $ 256,000 $ 256,000 $ 132,000
Cameron, Texas 1 $ 136,000 $ 136,000 $ 69,000
Cherokee, Texas 1 $ 48,000 $ 48,000 $ 48,000
Comal, Texas 1 $ 155,000 $ 155,000 $ 84,000
Ellis, Texas 1 $ 147,000 $ 147,000 $ 57,000
Franklin, Texas 1 $ 55,000 $ 55,000 $ 44,000
Frio, Texas 1 $ 116,000 $ 116,000 $ 94,000
Galveston, Texas 1 $ 212,000 $ 212,000 $ 52,000
Gregg, Texas 1 $ 45,000 $ 45,000 $ 17,000
Grimes, Texas 1 $ 47,000 $ 47,000 $ 41,000
Hardin, Texas 1 $ 57,000 $ 57,000 $ 55,000
Hays, Texas 1 $ 282,000 $ 282,000 $ 118,000
Hood, Texas 1 $ 270,000 $ 270,000 $ 111,000
Hunt, Texas 1 $ 82,000 $ 82,000 $ 47,000
Jefferson, Texas 1 $ 55,000 $ 55,000 $ 45,000
Lampasas, Texas 1 $ 113,000 $ 113,000 $ 43,000
Live Oak, Texas 1 $ 185,000 $ 185,000 $ 38,000
Titus, Texas 1 $ 173,000 $ 173,000 $ 97,000
Webb, Texas 1 $ 129,000 $ 129,000 $ 48,000
Williamson, Texas 1 $ 177,000 $ 177,000 $ 98,000
Wilson, Texas 1 $ 144,000 $ 144,000 $ 82,000
Accomack, Virginia 1 $ 166,000 $ 166,000 $ 22,000
Danville, Virginia 1 $ 196,000 $ 196,000 $ 99,000
Frederick, Virginia 1 $ 272,000 $ 272,000 $ 100,000
Isle of Wight, Virginia 1 $ 275,000 $ 275,000 $ 83,000
Northumberland, Virginia 1 $ 180,000 $ 180,000 $ 65,000
Orange, Virginia 1 $ 210,000 $ 210,000 $ 48,000
Portsmouth, Virginia 1 $ 22,000 $ 22,000 $ 44,000
Prince Edward, Virginia 1 $ 200,000 $ 200,000 $ 81,000
Prince George, Virginia 1 $ 241,000 $ 241,000 $ 51,000
Richmond City, Virginia 1 $ 123,000 $ 123,000 $ 45,000
Shenandoah, Virginia 1 $ 170,000 $ 170,000 $ 105,000
Warren, Virginia 1 $ 173,000 $ 173,000 $ 43,000
Asotin, Washington 1 $ 100,000 $ 100,000 $ 480,000
Clark, Washington 1 $ 228,000 $ 228,000 $ 0
Kitsap, Washington 1 $ 245,000 $ 245,000 $ 54,000
Pacific, Washington 1 $ 55,000 $ 55,000 $ 0
Barron, Wisconsin 1 $ 80,000 $ 80,000 $ 36,000
Brown, Wisconsin 1 $ 114,000 $ 114,000 $ 70,000
Dodge, Wisconsin 1 $ 158,000 $ 158,000 $ 57,000
Fond du Lac, Wisconsin 1 $ 108,000 $ 108,000 $ 71,000
Grant, Wisconsin 1 $ 22,000 $ 22,000 $ 49,000
Menominee, Wisconsin 1 $ 260,000 $ 260,000 $ 128,000
Ozaukee, Wisconsin 1 $ 70,000 $ 70,000 $ 112,000
Price, Wisconsin 1 $ 100,000 $ 100,000 $ 50,000
Trempealeau, Wisconsin 1 $ 301,000 $ 301,000 $ 72,000
Walworth, Wisconsin 1 $ 220,000 $ 220,000 $ 33,000

Mortgage Loan Application Detail Totals for Sallie Mae Home Loans in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,053 $563,497,000 $139,968 $1,365,000 $72,625 $2,557,000
Refinancing 3,037 $448,842,000 $136,931 $1,000,000 $67,620 $681,000
Home Improvement 10 $1,470,000 $136,500 $501,000 $136,500 $452,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,882 $833,192,000 $140,500 $1,365,000 $68,382 $2,557,000
Black or African American 472 $68,978,000 $151,588 $565,000 $85,647 $2,000,000
Hispanic 320 $43,274,000 $131,055 $360,000 $49,666 $240,000
Asian 190 $32,030,000 $149,615 $675,000 $86,769 $330,000
Not Provided 183 $27,623,000 $160,333 $515,000 $86,888 $468,000
American Indian or Alaskan Native 32 $5,362,000 $144,100 $1,000,000 $62,300 $516,000
Native Hawaiian or Other Pacific Islander 20 $3,194,000 $145,428 $480,000 $77,285 $180,000
Not applicable 1 $156,000 $156,000 $156,000 $39,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,908 $984,022,000 $132,666 $1,365,000 $74,121 $2,557,000
FHA-insured (Federal Housing Administration) 113 $14,380,000 $117,545 $229,000 $44,636 $142,000
VA-guaranteed (Veterans Administration) 78 $15,382,000 $212,470 $360,000 $65,588 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $25,000 $25,000 $25,000 $41,000 $41,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,086 $875,750,000 $145,875 $1,365,000 $74,031 $2,557,000
Application Denied By Financial Institution 377 $49,765,000 $121,923 $502,000 $65,115 $282,000
Application Withdrawn By Applicant 373 $50,197,000 $144,368 $991,000 $83,263 $311,000
Application Approved But Not Accepted 246 $35,783,000 $163,555 $532,000 $60,666 $314,000
File Closed For Incompleteness 10 $1,243,000 $101,500 $515,000 $36,000 $174,000
Preapproval Approved but not Accepted 5 $736,000 $172,333 $264,000 $94,666 $158,000
Preapproval Denied by Financial Institution 3 $335,000 $111,000 $168,000 $144,000 $208,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 117 $14,732,000 $137,368 $480,000 $79,052 $240,000
Debt-To-Income Ratio 96 $13,355,000 $129,615 $502,000 $50,384 $121,000
Credit History 75 $10,802,000 $145,777 $445,000 $64,222 $240,000
Other 61 $7,136,000 $114,333 $383,000 $73,533 $208,000
Unverifiable Information 13 $1,724,000 $134,800 $340,000 $66,600 $219,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,387,000 $121,750 $259,000 $117,250 $282,000
Employment History 7 $834,000 $117,333 $212,000 $81,000 $200,000
Credit Application Incomplete 1 $130,000 $130,000 $130,000 $62,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sallie Mae Home Loans's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sallie Mae Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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