Mortgage Lenders in Salt Lake City, UT
61 mortgage lenders are based in Salt Lake City, UT, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Salt Lake County, UT in 2025.
Most active mortgage lenders in Salt Lake County, UT (2025)
In 2025, 358 lenders made 28,618 home loans worth $11.4 billion in Salt Lake County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Salt Lake County, which includes Salt Lake City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | America First Federal Credit Union Riverdale, UT | 3,636 | $520.3M | $143,000 | 12.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,980 | $1.5B | $490,000 | 10.4% |
| 3 | Mountain America Federal Credit Union Sandy, UT | 2,412 | $448.2M | $186,000 | 8.4% |
| 4 | Intercap Lending Inc Salt Lake City, UT | 1,185 | $531.3M | $448,000 | 4.1% |
| 5 | Kind Lending, LLC Irvine, CA | 741 | $351.6M | $474,000 | 2.6% |
| 6 | Cyprus Federal Credit Union West Jordan, UT | 738 | $136.8M | $185,000 | 2.6% |
| 7 | Securitynational Mortgage Company Salt Lake City, UT | 701 | $257.6M | $367,000 | 2.4% |
| 8 | Canyon View Credit Union Salt Lake City, UT | 696 | $111.3M | $160,000 | 2.4% |
| 9 | First Colony Mortgage Corporat Orem, UT | 660 | $284.4M | $431,000 | 2.3% |
| 10 | Guild Mortgage Company San Diego, CA | 611 | $263.9M | $432,000 | 2.1% |
See every lender in Salt Lake County and its 2025 mortgage data · top lenders in Utah · the top 100 lenders nationwide
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender List and Loan Application Totals
for Lenders in Salt Lake City, UT
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Advanced Funding Home Mortgage
6589 SOUTH 1300 EAST, SUITE 200 SALT LAKE CITY, UT 84121 |
* | 87 | $14,917,000 |
| American Express Bank, FSB
4315 SOUTH 2700 WEST SALT LAKE CITY, UT 84184 |
* | 9,204 | $1,456,081,000 |
| American Express Centurion Bk
4315 SOUTH 2700 WEST SALT LAKE CITY, UT 84184 |
* | 1,671 | $86,010,000 |
| Arcadia Mortgage
802 EAST WINCHESTER, STE. 100 MURRAY, UT 84107 |
* | 1,026 | $174,067,000 |
| Beam Lending LLC
1086 UT-193 #102 COTTONWOOD HEIGHTS, UT 84121 |
* | 325 | $153,205,000 |
| Beehive Credit Union
1467 SO MAIN STREET SALT LAKE CITY, UT 84115 |
* | 206 | $22,883,000 |
| Black Square Real Estate, Inc.
807 EAST SOUTH TEMPLE STE 200 SALT LAKE CITY, UT 84102 |
* | 507 | $135,320,000 |
| Brighton Bank
7101 SOUTH HIGHLAND DRIVE SALT LAKE CITY, UT 84121 |
* | 65 | $8,388,000 |
| Canyon View Credit Union
PO BOX 58025 SALT LAKE CITY, UT 84158 |
* | 29,675 | $5,068,633,000 |
| Capital Financial Services Inc
1100 EAST 6600 SOUTH, STE 100 SALT LAKE CITY, UT 84121 |
* | 345 | $96,310,000 |
| Celtic Bank
268 S. STATE ST., SUITE 300 SALT LAKE CITY, UT 84111 |
* | 2,735 | $608,098,000 |
| Chi Financial LP
4750 WEST WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | 1,515 | $204,084,000 |
| Conseco Bank, Inc.
2825 E. COTTONWOOD PARKWAY, SUITE 230 SALT LAKE CITY, UT 84121 |
* | 17,937 | $779,477,000 |
| Deseret First Credit Union
3999 PARKWAY BOULEVARD WEST VALLEY CITY, UT 84120 |
* | 21,054 | $2,429,064,000 |
| Deseret First Credit Union
147 NORTH 200 WEST SALT LAKE CITY, UT 84103 |
* | 809 | $67,488,000 |
| Everlend Mortgage Company
5300 SOUTH 360 WEST, SUITE 350 SALT LAKE CITY, UT 84123 |
* | 2,379 | $651,714,000 |
| First Reliance Mortgage Corp.
7084 SOUTH 2300 EAST STE 200 SALT LAKE CITY, UT 84121 |
* | 235 | $30,993,000 |
| First Utah Bank
3826 S 2300 E SALT LAKE CITY, UT 84109 |
* | 2,317 | $517,022,000 |
| First Utah Bank
115 1300 S SALT LAKE CITY, UT 84109 |
* | 1 | $18,255,000 |
| First Utah Bank
3826 S 2300 E SALT LAKE CITY, UT 84109 |
* | 56 | $12,570,000 |
| Franklin Templeton Bk & Trust
47 WEST 200 SOUTH, SUITE 500 SALT LAKE CITY, UT 84101 |
* | 36 | $27,036,000 |
| Franklin Templeton Bk & Trust
47 WEST 200 SOUTH, SUITE 500 SALT LAKE CITY, UT 84101 |
* | 585 | $177,231,000 |
| Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | 380,802 | $32,777,673,000 |
| Granite Credit Union
3675 SOUTH 900 EAST SALT LAKE CITY, UT 84106 |
* | 524 | $55,057,000 |
| Granite Federal Credit Union
3675 S 900 E SALT LAKE CITY, UT 84106 |
* | 9,239 | $1,829,150,000 |
| Graystone Funding Company, LLC
1966 EAST 6200 SOUTH SALT LAKE CITY, UT 84121 |
* | 13,512 | $3,185,843,000 |
| Graystone Mortgage Corporation
1935 EAST VINE STREET, SUITE 300 SALT LAKE CITY, UT 84121 |
* | 1,702 | $236,648,000 |
| Graystone Mortgage, LLC
1935 EAST VINE STREET SALT LAKE CITY, UT 84121 |
* | 8,349 | $1,530,813,000 |
| Health Care Credit Union
769 EAST SOUTH TEMPLE SALT LAKE CITY, UT 84102 |
* | 271 | $28,817,000 |
| Hi-Land Credit Union
965 E WOODOAK LANE SLC, UT 84117 |
* | 38 | $7,122,000 |
| Holladay Bank & Trust
PO BOX 17576 HOLLADAY, UT 84117 |
* | 98 | $27,000,000 |
| Home Savings Bank
3539 SOUTH MAIN STREET, P.O. BOX 651480 SALT LAKE CITY, UT 84165 |
* | 669 | $192,030,000 |
| Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | 205,257 | $30,276,393,000 |
| Infinity Mortgage Company, LLC
676 EAST VINE STREET #5 SALT LAKE CITY, UT 84107 |
* | 153 | $24,179,000 |
| Integrity Funding, LLC
1495 E 3300 S SALT LAKE CITY, UT 84107 |
* | 81 | $14,985,000 |
| Intercap Lending Inc
910 EAST 6600 SOUTH SALT LAKE CITY, UT 84121 |
* | 80,417 | $26,636,663,000 |
| Lifetime Home Loans, LLC
6629 S 1300 E SALT LAKE CITY, UT 84121 |
* | 12 | $6,040,000 |
| Lime Financial Services, Ltd.
3815 SOUTH WEST TEMPLE SALT LAKE CITY, UT 84115 |
* | 82,144 | $16,016,859,000 |
| Mth Lending Group LP
4750 WEST, WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | 1,712 | $308,529,000 |
| Premier Mortgage Services
1930 EAST FORT UNION BLVD SALT LAKE CITY, UT 84121 |
* | 1,160 | $155,769,000 |
| Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | 180,581 | $31,542,190,000 |
| Primary Residential Mortgage, Inc.
1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | 513,159 | $118,949,987,000 |
| Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2 MURRAY, UT 84107 |
* | 90,840 | $15,057,278,000 |
| Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2 MURRAY, UT 84107 |
* | 35,891 | $7,075,755,000 |
| Salt Lake Credit Union
1380 SO. MAIN STREET SALT LAKE CITY, UT 84115 |
* | 558 | $63,321,000 |
| Security Lending Wholesale Lc
1018 WEST ATHERTON DRIVE SALT LAKE CITY, UT 84123 |
* | 5,872 | $960,011,000 |
| Securitynational Mortgage Company
5300 SOUTH 360 WEST SALT LAKE CITY, UT 84123 |
* | 341,021 | $75,343,577,000 |
| Spectrum Funding Corporation
7084 SOUTH 2300 EAST SLC, UT 84121 |
* | 12,134 | $1,785,744,000 |
| Thrivent Bank
2855 EAST COTTONWOOD PARKWAY SUITE 100 SALT LAKE, UT 84121 |
* | 265 | $44,415,000 |
| Transwest Credit Union
37 WEST 1700 SOUTH SALT LAKE CITY, UT 84115 |
* | 3,462 | $582,034,000 |
| UBS Bank USA
299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | 83,669 | $98,137,549,000 |
| UBS Bank, USA
299 SOUTH MAIN STREET - SUITE 2275 SALT LAKE CITY, UT 84111 |
* | 1,554 | $1,781,447,000 |
| United Security Financial Corp
930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | 42,271 | $9,376,335,000 |
| United Security Mortgage
868 E. 5900 SOUTH SUITE P MURRAY, UT 84107 |
* | 96 | $20,179,000 |
| Utah Central Credit Union
25 EAST 1700 SOUTH SALT LAKE, UT 84115 |
* | 673 | $85,643,000 |
| Utah First Credit Union
200 E SOUTH TEMPLE SALT LAKE CITY, UT 84111 |
* | 11,121 | $1,611,691,000 |
| Utah Mortgage Loan Corp
488 E 6400 S, 300 SALT LAKE CITY, UT 84107 |
* | 5,384 | $995,980,000 |
| Utah Power Credit Union
957 E 6600 S SALT LAKE CITY, UT 84121 |
* | 5,845 | $851,476,000 |
| Western Fidelity Mortgage
1166 EAST BRICKYARD ROAD SALT LAKE CITY, UT 84106 |
* | 392 | $50,794,000 |
| Wright Experss Fsc
3995 SOUTH 700 EAST, SUITE 450 SALT LAKE CITY, UT 84107 |
* | 4,583 | $641,886,000 |
| Zions First National Bank
ONE S MAIN ST 11TH FL SALT LAKE CITY, UT 84133 |
* | 66,005 | $12,129,302,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lenders in Salt Lake City: Frequently Asked Questions
What is the easiest type of mortgage to get approved for?
FHA loans typically have the most flexible requirements with credit scores as low as 580 and down payments of just 3.5%. These government-backed loans help first-time homebuyers and those with less-than-perfect credit. VA loans are another excellent option for veterans, often requiring no down payment.
What are the current mortgage rates in Salt Lake City?
Rates average around 6.25% for 30-year fixed mortgages in Salt Lake City, though they fluctuate daily based on market conditions and your financial profile. Contact our specialists for personalized rate quotes.
What is the best mortgage lender right now?
The "best" lender depends on your specific financial situation. Some excel with first-time buyers, others with jumbo loans. We recommend comparing 3-5 lenders based on rates, fees, customer service, and programs that match your circumstances.
What is the average mortgage payment in Salt Lake City?
The average payment is approximately $2,100 monthly for a median-priced home. This varies based on down payment, interest rate, loan term, property taxes, insurance, and whether you need PMI.
Who are the top 10 mortgage lenders?
Top lenders in Salt Lake City include Rocket Mortgage, Wells Fargo, America First Credit Union, U.S. Bank, Mountain America Credit Union, Guild Mortgage, Utah Housing Corporation, Primary Residential Mortgage, SecurityNational Mortgage, and Zions Bank.
What is the mortgage rate in Salt Lake City Utah?
Current rates range from 6.7% to 6.93% for conventional 30-year fixed mortgages. Adjustable-rate and shorter-term loans may offer lower initial rates. Your personal rate depends on credit score, down payment, and debt-to-income ratio.
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