1 mortgage lender is based in Saranac Lake, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Franklin County, NY in 2025.
In 2025, 66 lenders made 380 home loans worth $74.3 million in Franklin County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Franklin County, which includes Saranac Lake.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Community Bank, N.A. Canton, NY | 104 | $14.8M | $142,000 | 27.4% |
| 2 | Nbt Bank NA Norwich, NY | 27 | $6.0M | $224,000 | 7.1% |
| 3 | Absolute Home Mortgage Fairfield, NJ | 27 | $4.6M | $172,000 | 7.1% |
| 4 | Keybank National Association Cleveland, OH | 15 | $2.9M | $191,000 | 3.9% |
| 5 | Homestead Funding Corp. Albany, NY | 15 | $2.6M | $172,000 | 3.9% |
| 6 | Adirondack Bank Utica, NY | 8 | $1.5M | $189,000 | 2.1% |
| 7 | Genesee Regional Bank Rochester, NY | 8 | $1.3M | $156,000 | 2.1% |
| 8 | US Bank, N.A. Cincinnati, OH | 6 | $2.3M | $383,000 | 1.6% |
| 9 | Sefcu Services, LLC Albany, NY | 6 | $1.4M | $230,000 | 1.6% |
| 10 | Farm Credit East Aca Enfield, CT | 5 | $1.9M | $375,000 | 1.3% |
See every lender in Franklin County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Adirondack Bank, NA
67 MAIN STREET, PO BOX 750 SARANAC LAKE, NY 12983 |
* | 615 | $37,258,000 |
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