Mortgage Lenders in Saratoga Springs, NY

2 mortgage lenders are based in Saratoga Springs, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Saratoga County, NY in 2025.

Most active mortgage lenders in Saratoga County, NY (2025)

In 2025, 182 lenders made 4,929 home loans worth $1.7 billion in Saratoga County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Saratoga County, which includes Saratoga Springs.

#LenderLoans madeLoan volumeAvg. loanShare of loans
1Broadview Federal Credit Union
Albany, NY
782$87.2M$111,00015.9%
2Trustco Bank
Albany, NY
390$102.3M$262,0007.9%
3Sefcu Services, LLC
Albany, NY
388$151.5M$390,0007.9%
4Homestead Funding Corp.
Albany, NY
349$128.7M$369,0007.1%
5Arrow Bank NA
Glens Falls, NY
272$103.5M$380,0005.5%
6United Wholesale Mortgage
Plymouth, MI
175$60.3M$344,0003.6%
7Sunmark Credit Union
Latham, NY
171$28.4M$166,0003.5%
8Citizens Bank, NA
Providence, RI
158$27.5M$174,0003.2%
9First New York Federal Credit Union
Albany, NY
124$28.3M$229,0002.5%
10The Adirondack Trust Company
Saratoga Springs, NY
91$83.0M$912,0001.8%

See every lender in Saratoga County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

Mortgage Lender List and Loan Application Totals
for Lenders in Saratoga Springs, NY

Mortgage Company Phone Number Mortgage Application Count Mortgage Application Amount
Saratoga's Community Federal Credit Union
189 BALLSTON AVE
SARATOGA SPRINGS, NY 12866
* 74 $7,020,000
The Adirondack Trust Company
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* 7,186 $1,852,643,000
* Phone Numbers for Mortgage Lenders are available with a Data Download Report