Saxton Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Saxton Mortgage, LLC of San Diego, CA reported 1,748 mortgage applications totaling $816.4 million. The average application was for $467,036, and applicants reported an average income of $395,306. 0% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (134), Los Angeles-Long Beach-Glendale, CA (114) and Phoenix-Mesa-Scottsdale, AZ (109) (applications in parentheses).

Mortgage Company & Address Saxton Mortgage, LLC
9191 Towne Centre Drive Suite 400
San Diego, CA 92122
Federal Regulator * available with data download
Years 2025  
Total Number of Mortgage Applications 1,748
Total Mortgage Loan Application Amount $816,380,000
Average Mortgage Loan Application Amount $467,036
Highest Mortgage Loan Application Amount $7,505,000
Average Applicant Income $395,306
Highest Applicant Income $6,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Saxton Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Saxton Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,042 $524,210,000 $503,000 $7,505,000 $385,000 $3,492,000
Cash-out Refinancing 604 $228,770,000 $378,000 $3,505,000 $428,000 $6,480,000
Home Purchase 102 $63,400,000 $621,000 $1,505,000 $307,000 $6,084,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,318 $615,920,000 $467,000 $7,505,000 $409,000 $6,480,000
White 214 $87,070,000 $406,000 $1,605,000 $200,000 $600,000
Hispanic 101 $48,035,000 $475,000 $1,425,000 $304,000 $2,496,000
Asian 69 $47,395,000 $686,000 $3,505,000 $689,000 $6,084,000
Black or African American 37 $15,265,000 $412,000 $1,055,000 $168,000 $300,000
American Indian or Alaskan Native 5 $1,735,000 $347,000 $675,000 $458,000 $732,000
Native Hawaiian or Other Pacific Islander 4 $960,000 $240,000 $445,000 $36,000 $36,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 960 $438,030,000 $456,000 $7,505,000 $408,000 $6,084,000
VA-guaranteed (Veterans Administration) 495 $243,065,000 $491,000 $1,735,000 $309,000 $6,480,000
FHA-insured (Federal Housing Administration) 293 $135,285,000 $461,000 $1,205,000 $243,000 $1,800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,730 $809,120,000 $467,000 $7,505,000 $383,000 $6,480,000
Application Denied By Financial Institution 14 $5,230,000 $373,000 $705,000 $108,000 $156,000
File Closed For Incompleteness 4 $2,030,000 $507,000 $655,000 $289,000 $432,000
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,734 $811,150,000 $467,000 $7,505,000 $382,000 $6,480,000
Credit History 5 $2,405,000 $481,000 $705,000 $107,000 $156,000
Debt-To-Income Ratio 3 $1,555,000 $518,000 $625,000 $120,000 $120,000
Collateral 2 $270,000 $135,000 $225,000 $150,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 2 $660,000 $330,000 $355,000 $0 $0
Employment History 1 $55,000 $55,000 $55,000 $65,000 $65,000
Unverifiable Information 1 $285,000 $285,000 $285,000 $102,000 $102,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Saxton Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Saxton Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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