Saygo Home Loans, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Saygo Home Loans, LLC of Scottsdale, AZ reported 2,469 mortgage applications totaling $955.9 million, down 14% from 2024. The average application was for $387,154, and applicants reported an average income of $119,273. 27% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (161), Atlanta-Sandy Springs-Roswell, GA (107) and Charlotte-Concord-Gastonia, NC-SC (88) (applications in parentheses).
| Mortgage Company & Address | Saygo Home Loans, LLC 8155 E Indian Bend Rd, Ste 107 Scottsdale, AZ 85250 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 2,469 |
| Total Mortgage Loan Application Amount | $955,885,000 |
| Average Mortgage Loan Application Amount | $387,154 |
| Highest Mortgage Loan Application Amount | $5,475,000 |
| Average Applicant Income | $119,273 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Saygo Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Saygo Home Loans, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,430 | $532,900,000 | $372,000 | $5,475,000 | $103,000 | $1,068,000 |
| Refinancing | 1,015 | $409,695,000 | $403,000 | $2,005,000 | $135,000 | $3,000,000 |
| Home Purchase | 23 | $13,235,000 | $575,000 | $1,955,000 | $436,000 | $6,000,000 |
| Other Purpose | 1 | $55,000 | $55,000 | $55,000 | $144,000 | $144,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,380 | $517,630,000 | $375,000 | $1,955,000 | $120,000 | $6,000,000 |
| Not Provided | 423 | $189,145,000 | $447,000 | $5,475,000 | $132,000 | $1,300,000 |
| Black or African American | 322 | $108,900,000 | $338,000 | $1,605,000 | $89,000 | $295,000 |
| Hispanic | 164 | $60,770,000 | $370,000 | $875,000 | $121,000 | $802,000 |
| Asian | 122 | $57,480,000 | $471,000 | $1,235,000 | $147,000 | $520,000 |
| Not applicable | 35 | $12,935,000 | $369,000 | $775,000 | $92,000 | $186,000 |
| American Indian or Alaskan Native | 19 | $7,255,000 | $381,000 | $705,000 | $102,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,770,000 | $442,000 | $535,000 | $126,000 | $186,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 975 | $411,625,000 | $422,000 | $5,475,000 | $158,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 836 | $279,490,000 | $334,000 | $995,000 | $94,000 | $395,000 |
| VA-guaranteed (Veterans Administration) | 658 | $264,770,000 | $402,000 | $1,605,000 | $95,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 920 | $348,520,000 | $378,000 | $2,005,000 | $117,000 | $3,000,000 |
| Loan Originated | 676 | $260,760,000 | $385,000 | $2,225,000 | $120,000 | $6,000,000 |
| File Closed For Incompleteness | 643 | $263,145,000 | $409,000 | $5,475,000 | $132,000 | $1,296,000 |
| Application Denied By Financial Institution | 216 | $77,580,000 | $359,000 | $1,855,000 | $89,000 | $444,000 |
| Application Approved But Not Accepted | 14 | $5,880,000 | $420,000 | $705,000 | $103,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,253 | $878,305,000 | $389,000 | $5,475,000 | $122,000 | $6,000,000 |
| Debt-To-Income Ratio | 120 | $45,100,000 | $375,000 | $1,855,000 | $84,000 | $312,000 |
| Credit History | 54 | $18,530,000 | $343,000 | $735,000 | $100,000 | $444,000 |
| Collateral | 27 | $9,055,000 | $335,000 | $635,000 | $95,000 | $204,000 |
| Other | 9 | $2,885,000 | $320,000 | $425,000 | $74,000 | $123,000 |
| Unverifiable Information | 2 | $990,000 | $495,000 | $665,000 | $136,000 | $190,000 |
| Employment History | 2 | $510,000 | $255,000 | $295,000 | $75,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $245,000 | $245,000 | $245,000 | $118,000 | $118,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Saygo Home Loans, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Saygo Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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