South State Bank
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for South State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address South State Bank
520 Gervais Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 6,540
Total Mortgage Loan Application Amount $1,425,455,000
Average Mortgage Loan Application Amount $181,000
Highest Mortgage Loan Application Amount $2,547,000
Average Applicant Income $120,000
Highest Applicant Income $9,447,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for South State Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville County South Carolina 941 $ 244,360,000 $ 259,000 $ 160,000
Richland County South Carolina 545 $ 147,399,000 $ 270,000 $ 179,000
York County South Carolina 521 $ 109,105,000 $ 209,000 $ 109,000
Beaufort County South Carolina 514 $ 131,770,000 $ 256,000 $ 139,000
Mecklenburg County North Carolina 342 $ 114,197,000 $ 333,000 $ 211,000
Charleston County South Carolina 334 $ 115,207,000 $ 344,000 $ 223,000
Anderson County South Carolina 306 $ 53,988,000 $ 176,000 $ 96,000
Lexington County South Carolina 298 $ 70,178,000 $ 235,000 $ 170,000
Orangeburg County South Carolina 273 $ 28,018,000 $ 102,000 $ 54,000
Habersham County Georgia 191 $ 19,572,000 $ 102,000 $ 59,000
Horry County South Carolina 185 $ 31,591,000 $ 170,000 $ 112,000
Pickens County South Carolina 169 $ 25,554,000 $ 151,000 $ 91,000
Florence County South Carolina 141 $ 20,569,000 $ 145,000 $ 95,000
Oconee County South Carolina 124 $ 29,404,000 $ 237,000 $ 177,000
Spartanburg County South Carolina 117 $ 23,776,000 $ 203,000 $ 139,000
Georgetown County South Carolina 109 $ 25,425,000 $ 233,000 $ 150,000
Dorchester County South Carolina 108 $ 12,634,000 $ 116,000 $ 70,000
Jasper County South Carolina 108 $ 11,301,000 $ 104,000 $ 55,000
Colleton County South Carolina 93 $ 14,510,000 $ 156,000 $ 131,000
Jackson County Georgia 92 $ 8,300,000 $ 90,000 $ 72,000
Berkeley County South Carolina 90 $ 27,976,000 $ 310,000 $ 121,000
White County Georgia 57 $ 4,588,000 $ 80,000 $ 41,000
Hall County Georgia 56 $ 5,406,000 $ 96,000 $ 68,000
Stephens County Georgia 46 $ 2,799,000 $ 60,000 $ 44,000
Rabun County Georgia 44 $ 5,430,000 $ 123,000 $ 52,000
Calhoun County South Carolina 43 $ 5,701,000 $ 132,000 $ 57,000
Buncombe County North Carolina 42 $ 11,196,000 $ 266,000 $ 145,000
Union County North Carolina 36 $ 12,012,000 $ 333,000 $ 169,000
Barrow County Georgia 35 $ 3,285,000 $ 93,000 $ 52,000
Banks County Georgia 32 $ 2,622,000 $ 81,000 $ 37,000
Lancaster County South Carolina 29 $ 5,603,000 $ 193,000 $ 81,000
Bamberg County South Carolina 23 $ 3,011,000 $ 130,000 $ 89,000
Clarke County Georgia 18 $ 1,851,000 $ 102,000 $ 53,000
Cherokee County Georgia 17 $ 3,962,000 $ 233,000 $ 125,000
Clarendon County South Carolina 16 $ 3,529,000 $ 220,000 $ 125,000
Fairfield County South Carolina 16 $ 3,347,000 $ 209,000 $ 155,000
Williamsburg County South Carolina 16 $ 1,876,000 $ 117,000 $ 68,000
Henderson County North Carolina 15 $ 3,819,000 $ 254,000 $ 131,000
Chester County South Carolina 13 $ 2,439,000 $ 187,000 $ 150,000
Brunswick County North Carolina 12 $ 3,008,000 $ 250,000 $ 174,000
Darlington County South Carolina 12 $ 1,835,000 $ 152,000 $ 89,000
Kershaw County South Carolina 12 $ 2,202,000 $ 183,000 $ 122,000
Laurens County South Carolina 12 $ 2,254,000 $ 187,000 $ 142,000
Franklin County Georgia 11 $ 1,138,000 $ 103,000 $ 65,000
Harnett County North Carolina 11 $ 1,686,000 $ 153,000 $ 71,000
Aiken County South Carolina 11 $ 2,500,000 $ 227,000 $ 219,000
Hampton County South Carolina 11 $ 956,000 $ 86,000 $ 30,000
Marion County South Carolina 11 $ 1,305,000 $ 118,000 $ 80,000
Gwinnett County Georgia 9 $ 1,289,000 $ 143,000 $ 110,000
Wayne County North Carolina 9 $ 1,631,000 $ 181,000 $ 87,000
Newberry County South Carolina 9 $ 2,233,000 $ 248,000 $ 286,000
Cumberland County North Carolina 8 $ 1,539,000 $ 192,000 $ 102,000
Iredell County North Carolina 8 $ 4,479,000 $ 559,000 $ 447,000
Wake County North Carolina 8 $ 2,787,000 $ 348,000 $ 180,000
Chatham County Georgia 7 $ 1,143,000 $ 163,000 $ 63,000
Fulton County Georgia 7 $ 1,158,000 $ 165,000 $ 100,000
Madison County Georgia 7 $ 181,000 $ 25,000 $ 42,000
Oconee County Georgia 7 $ 1,363,000 $ 194,000 $ 91,000
Barnwell County South Carolina 7 $ 522,000 $ 74,000 $ 62,000
Ashe County North Carolina 6 $ 1,626,000 $ 271,000 $ 186,000
Cabarrus County North Carolina 6 $ 2,221,000 $ 370,000 $ 216,000
Jackson County North Carolina 6 $ 1,332,000 $ 222,000 $ 140,000
Macon County North Carolina 6 $ 779,000 $ 129,000 $ 94,000
Rutherford County North Carolina 6 $ 2,118,000 $ 353,000 $ 368,000
Watauga County North Carolina 6 $ 1,462,000 $ 243,000 $ 186,000
Sumter County South Carolina 6 $ 858,000 $ 143,000 $ 80,000
Bryan County Georgia 5 $ 1,104,000 $ 220,000 $ 97,000
Forsyth County Georgia 5 $ 1,164,000 $ 232,000 $ 303,000
Lumpkin County Georgia 5 $ 516,000 $ 103,000 $ 47,000
Towns County Georgia 5 $ 1,701,000 $ 340,000 $ 38,000
Walton County Georgia 5 $ 476,000 $ 95,000 $ 63,000
Avery County North Carolina 5 $ 1,979,000 $ 395,000 $ 304,000
Transylvania County North Carolina 5 $ 1,140,000 $ 228,000 $ 212,000
Cobb County Georgia 4 $ 629,000 $ 157,000 $ 48,000
DeKalb County Georgia 4 $ 1,012,000 $ 253,000 $ 109,000
Hart County Georgia 4 $ 884,000 $ 221,000 $ 62,000
Gaston County North Carolina 4 $ 1,168,000 $ 292,000 $ 100,000
Guilford County North Carolina 4 $ 993,000 $ 248,000 $ 179,000
Madison County North Carolina 4 $ 864,000 $ 216,000 $ 205,000
Moore County North Carolina 4 $ 963,000 $ 240,000 $ 115,000
New Hanover County North Carolina 4 $ 1,430,000 $ 357,000 $ 207,000
Orange County North Carolina 4 $ 1,697,000 $ 424,000 $ 460,000
Abbeville County South Carolina 4 $ 544,000 $ 136,000 $ 89,000
Dillon County South Carolina 4 $ 539,000 $ 134,000 $ 98,000
Clayton County Georgia 3 $ 169,000 $ 56,000 $ 29,000
Forsyth County North Carolina 3 $ 501,000 $ 167,000 $ 97,000
Polk County North Carolina 3 $ 585,000 $ 195,000 $ 212,000
Cherokee County South Carolina 3 $ 411,000 $ 137,000 $ 108,000
Greenwood County South Carolina 3 $ 900,000 $ 300,000 $ 116,000
Columbia County Georgia 2 $ 169,000 $ 84,000 $ 52,000
Fannin County Georgia 2 $ 371,000 $ 185,000 $ 132,000
Toombs County Georgia 2 $ 204,000 $ 102,000 $ 152,000
Burke County North Carolina 2 $ 435,000 $ 217,000 $ 123,000
Caldwell County North Carolina 2 $ 471,000 $ 235,000 $ 418,000
Carteret County North Carolina 2 $ 549,000 $ 274,000 $ 222,000
Cleveland County North Carolina 2 $ 555,000 $ 277,000 $ 156,000
Davidson County North Carolina 2 $ 201,000 $ 100,000 $ 58,000
Lincoln County North Carolina 2 $ 314,000 $ 157,000 $ 69,000
Onslow County North Carolina 2 $ 438,000 $ 219,000 $ 76,000
Rockingham County North Carolina 2 $ 304,000 $ 152,000 $ 43,000
Sampson County North Carolina 2 $ 495,000 $ 247,000 $ 52,000
Scotland County North Carolina 2 $ 388,000 $ 194,000 $ 75,000
Wilkes County North Carolina 2 $ 260,000 $ 130,000 $ 110,000
Baldwin County Georgia 1 $ 146,000 $ 146,000 $ 76,000
Bartow County Georgia 1 $ 475,000 $ 475,000 $ 0
Burke County Georgia 1 $ 62,000 $ 62,000 $ 0
Carroll County Georgia 1 $ 24,000 $ 24,000 $ 71,000
Dawson County Georgia 1 $ 300,000 $ 300,000 $ 141,000
Fayette County Georgia 1 $ 185,000 $ 185,000 $ 60,000
Gilmer County Georgia 1 $ 363,000 $ 363,000 $ 0
Gordon County Georgia 1 $ 150,000 $ 150,000 $ 92,000
Haralson County Georgia 1 $ 92,000 $ 92,000 $ 59,000
Lincoln County Georgia 1 $ 36,000 $ 36,000 $ 18,000
McDuffie County Georgia 1 $ 92,000 $ 92,000 $ 55,000
Pickens County Georgia 1 $ 218,000 $ 218,000 $ 92,000
Putnam County Georgia 1 $ 151,000 $ 151,000 $ 43,000
Richmond County Georgia 1 $ 360,000 $ 360,000 $ 197,000
Troup County Georgia 1 $ 160,000 $ 160,000 $ 106,000
Union County Georgia 1 $ 150,000 $ 150,000 $ 95,000
Warren County Georgia 1 $ 178,000 $ 178,000 $ 48,000
Alamance County North Carolina 1 $ 350,000 $ 350,000 $ 80,000
Catawba County North Carolina 1 $ 77,000 $ 77,000 $ 61,000
Columbus County North Carolina 1 $ 229,000 $ 229,000 $ 36,000
Craven County North Carolina 1 $ 200,000 $ 200,000 $ 124,000
Dare County North Carolina 1 $ 417,000 $ 417,000 $ 400,000
Graham County North Carolina 1 $ 73,000 $ 73,000 $ 68,000
Lee County North Carolina 1 $ 115,000 $ 115,000 $ 71,000
McDowell County North Carolina 1 $ 511,000 $ 511,000 $ 322,000
Pitt County North Carolina 1 $ 63,000 $ 63,000 $ 181,000
Robeson County North Carolina 1 $ 133,000 $ 133,000 $ 19,000
Yancey County North Carolina 1 $ 237,000 $ 237,000 $ 168,000
Chesterfield County South Carolina 1 $ 125,000 $ 125,000 $ 42,000
Saluda County South Carolina 1 $ 25,000 $ 25,000 $ 34,000
Union County South Carolina 1 $ 220,000 $ 220,000 $ 66,000
Grayson County Virginia 1 $ 100,000 $ 100,000 $ 120,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for South State Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,351 $989,785,000 $227,000 $2,547,000 $137,000 $5,157,000
Home Purchase 1,793 $397,980,000 $221,000 $1,500,000 $136,000 $9,447,000
Home Improvement 396 $37,690,000 $95,000 $1,478,000 $87,000 $1,594,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,671 $1,260,636,000 $222,000 $1,563,000 $138,000 $9,447,000
Not Provided 300 $76,459,000 $254,000 $1,840,000 $165,000 $1,924,000
Black or African American 249 $22,272,000 $89,000 $750,000 $73,000 $5,820,000
Not applicable 147 $30,269,000 $205,000 $2,547,000 $0 $0
Asian 80 $19,429,000 $242,000 $840,000 $143,000 $741,000
Hispanic 75 $12,432,000 $165,000 $975,000 $84,000 $359,000
Native Hawaiian or Other Pacific Islander 9 $2,082,000 $231,000 $408,000 $180,000 $594,000
American Indian or Alaskan Native 9 $1,876,000 $208,000 $399,000 $114,000 $267,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,087 $1,347,462,000 $221,000 $2,547,000 $139,000 $9,447,000
FHA-insured (Federal Housing Administration) 290 $41,007,000 $141,000 $336,000 $53,000 $184,000
VA-guaranteed (Veterans Administration) 126 $32,909,000 $261,000 $995,000 $68,000 $567,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $4,077,000 $110,000 $222,000 $38,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,289 $1,159,012,000 $219,000 $2,547,000 $137,000 $9,447,000
Application Denied By Financial Institution 752 $152,011,000 $202,000 $1,840,000 $116,000 $5,157,000
File Closed For Incompleteness 194 $47,129,000 $242,000 $764,000 $136,000 $690,000
Application Approved But Not Accepted 148 $34,046,000 $230,000 $818,000 $131,000 $700,000
Application Withdrawn By Applicant 140 $31,295,000 $223,000 $1,140,000 $115,000 $1,020,000
Loan Purchased By The Institution 17 $1,962,000 $115,000 $312,000 $64,000 $184,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 260 $62,739,000 $241,000 $995,000 $146,000 $2,389,000
Credit Application Incomplete 179 $43,195,000 $241,000 $1,180,000 $133,000 $1,800,000
Debt-To-Income Ratio 138 $25,981,000 $188,000 $1,000,000 $69,000 $807,000
Credit History 122 $10,830,000 $88,000 $1,840,000 $46,000 $1,258,000
Unverifiable Information 23 $5,314,000 $231,000 $749,000 $339,000 $5,157,000
Employment History 13 $1,429,000 $109,000 $331,000 $40,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,586,000 $158,000 $304,000 $87,000 $190,000
Other 5 $884,000 $176,000 $296,000 $171,000 $540,000
Mortgage Insurance Denied 1 $50,000 $50,000 $50,000 $22,000 $22,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List