Mortgage Lenders in Schenectady, NY
3 mortgage lenders are based in Schenectady, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Schenectady County, NY in 2025.
Most active mortgage lenders in Schenectady County, NY (2025)
In 2025, 144 lenders made 3,227 home loans worth $678.9 million in Schenectady County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Schenectady County, which includes Schenectady.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union Albany, NY | 457 | $45.5M | $100,000 | 14.2% |
| 2 | Trustco Bank Albany, NY | 280 | $48.6M | $173,000 | 8.7% |
| 3 | Homestead Funding Corp. Albany, NY | 279 | $76.7M | $275,000 | 8.6% |
| 4 | Sefcu Services, LLC Albany, NY | 271 | $74.1M | $273,000 | 8.4% |
| 5 | Sunmark Credit Union Latham, NY | 238 | $38.7M | $162,000 | 7.4% |
| 6 | United Wholesale Mortgage Plymouth, MI | 193 | $48.3M | $250,000 | 6.0% |
| 7 | First New York Federal Credit Union Albany, NY | 131 | $18.4M | $140,000 | 4.1% |
| 8 | Premium Mortgage Corporation Rochester, NY | 83 | $22.0M | $265,000 | 2.6% |
| 9 | Citizens Bank, NA Providence, RI | 76 | $10.0M | $132,000 | 2.4% |
| 10 | First National Bank of Scotia Scotia, NY | 65 | $15.5M | $239,000 | 2.0% |
See every lender in Schenectady County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Schenectady, NY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First National Bank of Scotia
201 MOHAWK AVE SCOTIA, NY 12302 |
* | 4,992 | $728,880,000 |
| Hartford Funding, Ltd.
322 BALLSTON RD. GLENVILLE, NY 12302 |
* | 5 | $614,000 |
| Trustco Bank
5 SARNOWSKI DRIVE GLENVILLE, NY 12302 |
* | 29,025 | $4,229,502,000 |
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