Seaside National Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Seaside National Bank & Trust of Orlando, FL reported 106 mortgage applications totaling $49.1 million, up 49% from 2018. The average application was for $463,018, and applicants reported an average income of $443,971. 59% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (36), West Palm Beach-Boca Raton-Delray Beach, FL (23) and Tampa-St. Petersburg-Clearwater, FL (8) (applications in parentheses).
| Mortgage Company & Address | Seaside National Bank & Trust 201 S Orange Ave, Ste 1350 Orlando, FL 32801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 106 |
| Total Mortgage Loan Application Amount | $49,080,000 |
| Average Mortgage Loan Application Amount | $463,018 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $443,971 |
| Highest Applicant Income | $3,747,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Seaside National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Seaside National Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 52 | $26,750,000 | $514,000 | $1,705,000 | $553,000 | $3,747,000 |
| Refinancing | 23 | $9,735,000 | $423,000 | $1,485,000 | $375,000 | $2,163,000 |
| Cash-out Refinancing | 22 | $8,370,000 | $380,000 | $2,305,000 | $315,000 | $885,000 |
| Other Purpose | 5 | $2,785,000 | $557,000 | $2,005,000 | $210,000 | $551,000 |
| Home Improvement | 4 | $1,440,000 | $360,000 | $905,000 | $425,000 | $665,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 61 | $31,905,000 | $523,000 | $1,705,000 | $443,000 | $3,747,000 |
| Not applicable | 35 | $11,985,000 | $342,000 | $2,305,000 | $0 | $0 |
| White | 10 | $5,190,000 | $519,000 | $2,005,000 | $535,000 | $1,885,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103 | $48,455,000 | $470,000 | $2,305,000 | $457,000 | $3,747,000 |
| FHA-insured (Federal Housing Administration) | 2 | $390,000 | $195,000 | $215,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 63 | $37,425,000 | $594,000 | $2,305,000 | $533,000 | $3,747,000 |
| Loan Purchased By The Institution | 25 | $3,345,000 | $133,000 | $285,000 | $0 | $0 |
| Application Denied By Financial Institution | 8 | $2,380,000 | $297,000 | $445,000 | $189,000 | $604,000 |
| Application Withdrawn By Applicant | 7 | $3,335,000 | $476,000 | $905,000 | $235,000 | $420,000 |
| Application Approved But Not Accepted | 3 | $2,595,000 | $865,000 | $1,705,000 | $270,000 | $461,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 98 | $46,700,000 | $476,000 | $2,305,000 | $496,000 | $3,747,000 |
| Debt-To-Income Ratio | 4 | $1,280,000 | $320,000 | $445,000 | $41,000 | $71,000 |
| Collateral | 2 | $390,000 | $195,000 | $205,000 | $442,000 | $604,000 |
| Other | 1 | $435,000 | $435,000 | $435,000 | $305,000 | $305,000 |
| Unverifiable Information | 1 | $275,000 | $275,000 | $275,000 | $164,000 | $164,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seaside National Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seaside National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About