Security America Mortgage, Inc. Mortgage Lending & HMDA Data, 2015
In 2015, Security America Mortgage, Inc. of Houston, TX reported 362 mortgage applications totaling $83.6 million. The average application was for $230,864, and applicants reported an average income of $87,535. 86% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (103), Dallas-Plano-Irving, TX (10) and Fort Worth-Arlington, TX (10) (applications in parentheses).
| Mortgage Company & Address | Security America Mortgage, Inc. 7514 Shadyvilla Ln, Ste A Houston, TX 77055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 362 |
| Total Mortgage Loan Application Amount | $83,573,000 |
| Average Mortgage Loan Application Amount | $230,864 |
| Highest Mortgage Loan Application Amount | $714,000 |
| Average Applicant Income | $87,535 |
| Highest Applicant Income | $340,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security America Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Security America Mortgage, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 306 | $70,203,000 | $229,000 | $714,000 | $88,000 | $340,000 |
| Refinancing | 56 | $13,370,000 | $238,000 | $656,000 | $85,000 | $231,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 220 | $51,099,000 | $232,000 | $714,000 | $88,000 | $340,000 |
| Hispanic | 65 | $14,189,000 | $218,000 | $508,000 | $93,000 | $289,000 |
| Black or African American | 58 | $13,451,000 | $231,000 | $531,000 | $82,000 | $190,000 |
| Asian | 15 | $3,935,000 | $262,000 | $554,000 | $88,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $689,000 | $229,000 | $341,000 | $94,000 | $134,000 |
| American Indian or Alaskan Native | 1 | $210,000 | $210,000 | $210,000 | $47,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 276 | $64,860,000 | $235,000 | $714,000 | $82,000 | $340,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 85 | $18,490,000 | $217,000 | $508,000 | $107,000 | $289,000 |
| FHA-insured (Federal Housing Administration) | 1 | $223,000 | $223,000 | $223,000 | $79,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 311 | $71,541,000 | $230,000 | $714,000 | $87,000 | $340,000 |
| Application Denied By Financial Institution | 29 | $6,013,000 | $207,000 | $508,000 | $93,000 | $200,000 |
| Application Withdrawn By Applicant | 22 | $6,019,000 | $273,000 | $619,000 | $97,000 | $285,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 1 | $224,000 | $224,000 | $224,000 | $54,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security America Mortgage, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security America Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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