Security Bank Mortgage Lending & HMDA Data, 2025

In 2025, Security Bank of Dyersburg, TN reported 113 mortgage applications totaling $19.2 million, up 53% from 2024. The average application was for $169,513, and applicants reported an average income of $114,761. 96% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Jackson, TN (39), Crestview-Fort Walton Beach-Destin, FL (1) and Manhattan, KS (1) (applications in parentheses).

Mortgage Company & Address Security Bank
120 N Mill Ave
Dyersburg, TN 38024
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2019  
Total Number of Mortgage Applications 113
Total Mortgage Loan Application Amount $19,155,000
Average Mortgage Loan Application Amount $169,513
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $114,761
Highest Applicant Income $676,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Security Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 76 $13,720,000 $180,000 $755,000 $109,000 $676,000
Refinancing 17 $2,855,000 $167,000 $345,000 $113,000 $308,000
Home Improvement 9 $1,195,000 $132,000 $805,000 $187,000 $611,000
Cash-out Refinancing 8 $1,250,000 $156,000 $215,000 $105,000 $214,000
Other Purpose 3 $135,000 $45,000 $65,000 $80,000 $118,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 97 $16,525,000 $170,000 $805,000 $119,000 $676,000
Not applicable 8 $1,730,000 $216,000 $345,000 $0 $0
Hispanic 5 $675,000 $135,000 $185,000 $63,000 $90,000
Black or African American 2 $40,000 $20,000 $25,000 $45,000 $83,000
Not Provided 1 $185,000 $185,000 $185,000 $98,000 $98,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 77 $12,015,000 $156,000 $805,000 $129,000 $676,000
FHA-insured (Federal Housing Administration) 27 $5,605,000 $207,000 $345,000 $92,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,055,000 $150,000 $215,000 $71,000 $109,000
VA-guaranteed (Veterans Administration) 2 $480,000 $240,000 $255,000 $85,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 108 $18,550,000 $171,000 $805,000 $117,000 $676,000
Application Withdrawn By Applicant 5 $605,000 $121,000 $185,000 $72,000 $103,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 113 $19,155,000 $169,000 $805,000 $115,000 $676,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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