Security Service Mortgage Lending & HMDA Data, 2024

In 2024, Security Service of San Antonio, TX reported 8,660 mortgage applications totaling $1.7 billion, down 23% from 2023. The average application was for $201,076, and applicants reported an average income of $161,466. 47% of its applications resulted in an originated loan and 23% were denied. Its largest markets were San Antonio-New Braunfels, TX (3,416), Denver-Aurora-Lakewood, CO (645) and McAllen-Edinburg-Mission, TX (622) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,660
Total Mortgage Loan Application Amount $1,741,320,000
Average Mortgage Loan Application Amount $201,076
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $161,466
Highest Applicant Income $6,180,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 2,681 $ 418,155,000 $ 155,969 $ 147,000
Hidalgo, Texas 622 $ 97,420,000 $ 156,623 $ 143,000
Utah, Utah 399 $ 86,065,000 $ 215,701 $ 175,000
El Paso, Colorado 359 $ 55,935,000 $ 155,807 $ 141,000
Salt Lake, Utah 332 $ 74,590,000 $ 224,668 $ 167,000
Cameron, Texas 325 $ 47,285,000 $ 145,492 $ 130,000
Comal, Texas 224 $ 56,140,000 $ 250,625 $ 188,000
El Paso, Texas 213 $ 24,215,000 $ 113,685 $ 109,000
Pueblo, Colorado 193 $ 25,785,000 $ 133,601 $ 103,000
Weld, Colorado 159 $ 21,565,000 $ 135,628 $ 129,000
Guadalupe, Texas 157 $ 23,995,000 $ 152,834 $ 161,000
Jefferson, Colorado 154 $ 31,540,000 $ 204,805 $ 179,000
Denver, Colorado 137 $ 25,635,000 $ 187,116 $ 174,000
Larimer, Colorado 126 $ 18,980,000 $ 150,634 $ 150,000
Arapahoe, Colorado 123 $ 20,535,000 $ 166,951 $ 174,000
Nueces, Texas 114 $ 19,500,000 $ 171,052 $ 155,000
Adams, Colorado 105 $ 14,215,000 $ 135,380 $ 146,000
Kendall, Texas 91 $ 35,065,000 $ 385,329 $ 248,000
Medina, Texas 91 $ 16,325,000 $ 179,395 $ 122,000
Douglas, Colorado 87 $ 21,315,000 $ 245,000 $ 209,000
Travis, Texas 83 $ 36,745,000 $ 442,710 $ 237,000
Atascosa, Texas 77 $ 10,715,000 $ 139,155 $ 123,000
Harris, Texas 69 $ 15,765,000 $ 228,478 $ 252,000
Washington, Utah 65 $ 10,955,000 $ 168,538 $ 147,000
Wilson, Texas 61 $ 11,965,000 $ 196,147 $ 161,000
Uvalde, Texas 59 $ 9,335,000 $ 158,220 $ 143,000
San Patricio, Texas 54 $ 7,490,000 $ 138,703 $ 97,000
Davis, Utah 54 $ 17,480,000 $ 323,703 $ 174,000
Webb, Texas 50 $ 10,860,000 $ 217,200 $ 150,000
Summit, Utah 45 $ 49,755,000 $ 1,105,666 $ 716,000
Williamson, Texas 42 $ 7,090,000 $ 168,809 $ 163,000
Boulder, Colorado 39 $ 11,555,000 $ 296,282 $ 184,000
Mesa, Colorado 37 $ 10,895,000 $ 294,459 $ 153,000
Weber, Utah 37 $ 11,125,000 $ 300,675 $ 132,000
Wasatch, Utah 36 $ 45,100,000 $ 1,252,777 $ 532,000
Hays, Texas 35 $ 12,435,000 $ 355,285 $ 265,000
Bandera, Texas 34 $ 7,610,000 $ 223,823 $ 125,000
Tarrant, Texas 32 $ 13,740,000 $ 429,375 $ 246,000
Collin, Texas 27 $ 6,835,000 $ 253,148 $ 169,000
Denton, Texas 27 $ 9,325,000 $ 345,370 $ 273,000
Dallas, Texas 26 $ 10,310,000 $ 396,538 $ 250,000
Maverick, Texas 26 $ 4,680,000 $ 180,000 $ 279,000
Montgomery, Texas 25 $ 11,925,000 $ 477,000 $ 333,000
Fort Bend, Texas 22 $ 6,190,000 $ 281,363 $ 158,000
Val Verde, Texas 19 $ 3,385,000 $ 178,157 $ 177,000
Aransas, Texas 17 $ 3,895,000 $ 229,117 $ 141,000
Bell, Texas 17 $ 4,275,000 $ 251,470 $ 141,000
Burnet, Texas 17 $ 6,165,000 $ 362,647 $ 335,000
Kerr, Texas 16 $ 3,610,000 $ 225,625 $ 137,000
Tooele, Utah 16 $ 3,170,000 $ 198,125 $ 157,000
Teller, Colorado 15 $ 2,605,000 $ 173,666 $ 112,000
Gillespie, Texas 15 $ 4,665,000 $ 311,000 $ 117,000
Broomfield, Colorado 14 $ 2,380,000 $ 170,000 $ 150,000
Fremont, Colorado 14 $ 1,790,000 $ 127,857 $ 90,000
Starr, Texas 14 $ 2,340,000 $ 167,142 $ 120,000
Zavala, Texas 13 $ 1,695,000 $ 130,384 $ 85,000
Park, Colorado 12 $ 3,060,000 $ 255,000 $ 143,000
Ellis, Texas 12 $ 2,770,000 $ 230,833 $ 182,000
Elbert, Colorado 10 $ 1,900,000 $ 190,000 $ 150,000
Jim Wells, Texas 10 $ 1,640,000 $ 164,000 $ 186,000
McLennan, Texas 10 $ 1,800,000 $ 180,000 $ 232,000
Real, Texas 10 $ 1,210,000 $ 121,000 $ 97,000
Box Elder, Utah 10 $ 6,360,000 $ 636,000 $ 126,000
Blanco, Texas 9 $ 2,375,000 $ 263,888 $ 179,000
Rio Grande, Colorado 8 $ 1,290,000 $ 161,250 $ 100,000
Kleberg, Texas 8 $ 1,850,000 $ 231,250 $ 99,000
Cache, Utah 8 $ 1,960,000 $ 245,000 $ 115,000
Willacy, Texas 7 $ 815,000 $ 116,428 $ 78,000
Iron, Utah 7 $ 1,845,000 $ 263,571 $ 181,000
Garfield, Colorado 6 $ 1,460,000 $ 243,333 $ 175,000
Otero, Colorado 6 $ 760,000 $ 126,666 $ 102,000
Frio, Texas 6 $ 490,000 $ 81,666 $ 119,000
Tom Green, Texas 6 $ 830,000 $ 138,333 $ 83,000
Alamosa, Colorado 5 $ 385,000 $ 77,000 $ 60,000
Eagle, Colorado 5 $ 1,465,000 $ 293,000 $ 623,000
Caldwell, Texas 5 $ 455,000 $ 91,000 $ 98,000
Galveston, Texas 5 $ 1,475,000 $ 295,000 $ 331,000
La Salle, Texas 5 $ 1,875,000 $ 375,000 $ 264,000
Rockwall, Texas 5 $ 715,000 $ 143,000 $ 157,000
Las Animas, Colorado 4 $ 190,000 $ 47,500 $ 53,000
Montezuma, Colorado 4 $ 300,000 $ 75,000 $ 62,000
Montrose, Colorado 4 $ 560,000 $ 140,000 $ 86,000
Summit, Colorado 4 $ 2,440,000 $ 610,000 $ 488,000
Brazos, Texas 4 $ 940,000 $ 235,000 $ 248,000
Brown, Texas 4 $ 540,000 $ 135,000 $ 99,000
Grayson, Texas 4 $ 1,240,000 $ 310,000 $ 157,000
Hood, Texas 4 $ 490,000 $ 122,500 $ 118,000
Lubbock, Texas 4 $ 770,000 $ 192,500 $ 124,000
Parker, Texas 4 $ 620,000 $ 155,000 $ 168,000
Carbon, Utah 4 $ 1,350,000 $ 337,500 $ 164,000
Juab, Utah 4 $ 600,000 $ 150,000 $ 95,000
Chaffee, Colorado 3 $ 305,000 $ 101,666 $ 90,000
Grand, Colorado 3 $ 885,000 $ 295,000 $ 441,000
Gunnison, Colorado 3 $ 305,000 $ 101,666 $ 67,000
Huerfano, Colorado 3 $ 495,000 $ 165,000 $ 420,000
La Plata, Colorado 3 $ 355,000 $ 118,333 $ 192,000
Morgan, Colorado 3 $ 495,000 $ 165,000 $ 130,000
Bee, Texas 3 $ 165,000 $ 55,000 $ 90,000
Calhoun, Texas 3 $ 595,000 $ 198,333 $ 143,000
Dimmit, Texas 3 $ 205,000 $ 68,333 $ 87,000
Ector, Texas 3 $ 305,000 $ 101,666 $ 82,000
Kimble, Texas 3 $ 225,000 $ 75,000 $ 105,000
Llano, Texas 3 $ 415,000 $ 138,333 $ 507,000
Midland, Texas 3 $ 155,000 $ 51,666 $ 105,000
Van Zandt, Texas 3 $ 635,000 $ 211,666 $ 64,000
Morgan, Utah 3 $ 1,735,000 $ 578,333 $ 194,000
Maricopa, Arizona 2 $ 680,000 $ 340,000 $ 115,000
Costilla, Colorado 2 $ 130,000 $ 65,000 $ 161,000
Delta, Colorado 2 $ 420,000 $ 210,000 $ 96,000
Gilpin, Colorado 2 $ 210,000 $ 105,000 $ 127,000
Hinsdale, Colorado 2 $ 680,000 $ 340,000 $ 83,000
Mineral, Colorado 2 $ 610,000 $ 305,000 $ 304,000
Moffat, Colorado 2 $ 310,000 $ 155,000 $ 97,000
Bastrop, Texas 2 $ 1,130,000 $ 565,000 $ 1,824,000
Bosque, Texas 2 $ 530,000 $ 265,000 $ 104,000
Brewster, Texas 2 $ 110,000 $ 55,000 $ 46,000
Comanche, Texas 2 $ 260,000 $ 130,000 $ 71,000
Gonzales, Texas 2 $ 820,000 $ 410,000 $ 166,000
Hunt, Texas 2 $ 720,000 $ 360,000 $ 203,000
Jefferson, Texas 2 $ 130,000 $ 65,000 $ 78,000
Kaufman, Texas 2 $ 110,000 $ 55,000 $ 193,000
Kinney, Texas 2 $ 200,000 $ 100,000 $ 58,000
Lee, Texas 2 $ 300,000 $ 150,000 $ 178,000
Nacogdoches, Texas 2 $ 560,000 $ 280,000 $ 64,000
Nolan, Texas 2 $ 130,000 $ 65,000 $ 115,000
Rains, Texas 2 $ 110,000 $ 55,000 $ 57,000
Smith, Texas 2 $ 160,000 $ 80,000 $ 133,000
Taylor, Texas 2 $ 430,000 $ 215,000 $ 141,000
Victoria, Texas 2 $ 250,000 $ 125,000 $ 76,000
Zapata, Texas 2 $ 450,000 $ 225,000 $ 98,000
Daggett, Utah 2 $ 660,000 $ 330,000 $ 712,000
Sanpete, Utah 2 $ 230,000 $ 115,000 $ 121,000
Faulkner, Arkansas 1 $ 445,000 $ 445,000 $ 0
Garland, Arkansas 1 $ 295,000 $ 295,000 $ 0
Baca, Colorado 1 $ 55,000 $ 55,000 $ 66,000
Clear Creek, Colorado 1 $ 115,000 $ 115,000 $ 89,000
Conejos, Colorado 1 $ 135,000 $ 135,000 $ 80,000
Custer, Colorado 1 $ 115,000 $ 115,000 $ 232,000
Jackson, Colorado 1 $ 25,000 $ 25,000 $ 47,000
Kit Carson, Colorado 1 $ 45,000 $ 45,000 $ 140,000
Pitkin, Colorado 1 $ 205,000 $ 205,000 $ 180,000
Prowers, Colorado 1 $ 225,000 $ 225,000 $ 118,000
Routt, Colorado 1 $ 105,000 $ 105,000 $ 122,000
San Miguel, Colorado 1 $ 205,000 $ 205,000 $ 58,000
Duval, Florida 1 $ 395,000 $ 395,000 $ 614,000
Berrien, Georgia 1 $ 35,000 $ 35,000 $ 120,000
Gwinnett, Georgia 1 $ 335,000 $ 335,000 $ 0
Jackson, Georgia 1 $ 325,000 $ 325,000 $ 0
Orleans, Louisiana 1 $ 55,000 $ 55,000 $ 162,000
Rapides, Louisiana 1 $ 75,000 $ 75,000 $ 20,000
Clark, Nevada 1 $ 6,005,000 $ 6,005,000 $ 0
Forsyth, North Carolina 1 $ 55,000 $ 55,000 $ 257,000
Henderson, North Carolina 1 $ 165,000 $ 165,000 $ 60,000
Johnston, North Carolina 1 $ 35,000 $ 35,000 $ 147,000
Tulsa, Oklahoma 1 $ 5,715,000 $ 5,715,000 $ 0
Anderson, Texas 1 $ 315,000 $ 315,000 $ 135,000
Brazoria, Texas 1 $ 105,000 $ 105,000 $ 2,400,000
Burleson, Texas 1 $ 145,000 $ 145,000 $ 940,000
Cass, Texas 1 $ 15,000 $ 15,000 $ 151,000
Colorado, Texas 1 $ 55,000 $ 55,000 $ 59,000
Coryell, Texas 1 $ 55,000 $ 55,000 $ 41,000
Crockett, Texas 1 $ 65,000 $ 65,000 $ 158,000
Duval, Texas 1 $ 105,000 $ 105,000 $ 224,000
Fannin, Texas 1 $ 225,000 $ 225,000 $ 65,000
Franklin, Texas 1 $ 375,000 $ 375,000 $ 791,000
Gaines, Texas 1 $ 165,000 $ 165,000 $ 29,000
Gregg, Texas 1 $ 105,000 $ 105,000 $ 65,000
Grimes, Texas 1 $ 215,000 $ 215,000 $ 84,000
Henderson, Texas 1 $ 565,000 $ 565,000 $ 640,000
Hill, Texas 1 $ 15,000 $ 15,000 $ 112,000
Jeff Davis, Texas 1 $ 235,000 $ 235,000 $ 1,642,000
Jim Hogg, Texas 1 $ 75,000 $ 75,000 $ 145,000
Johnson, Texas 1 $ 55,000 $ 55,000 $ 84,000
Karnes, Texas 1 $ 185,000 $ 185,000 $ 99,000
Knox, Texas 1 $ 65,000 $ 65,000 $ 182,000
Lampasas, Texas 1 $ 25,000 $ 25,000 $ 1,078,000
Live Oak, Texas 1 $ 55,000 $ 55,000 $ 73,000
Mason, Texas 1 $ 235,000 $ 235,000 $ 181,000
Matagorda, Texas 1 $ 285,000 $ 285,000 $ 46,000
McCulloch, Texas 1 $ 85,000 $ 85,000 $ 128,000
Mills, Texas 1 $ 215,000 $ 215,000 $ 110,000
Moore, Texas 1 $ 345,000 $ 345,000 $ 143,000
Navarro, Texas 1 $ 75,000 $ 75,000 $ 151,000
Orange, Texas 1 $ 75,000 $ 75,000 $ 272,000
Palo Pinto, Texas 1 $ 75,000 $ 75,000 $ 377,000
Pecos, Texas 1 $ 55,000 $ 55,000 $ 245,000
Presidio, Texas 1 $ 65,000 $ 65,000 $ 92,000
Randall, Texas 1 $ 85,000 $ 85,000 $ 163,000
Rusk, Texas 1 $ 525,000 $ 525,000 $ 198,000
Sabine, Texas 1 $ 605,000 $ 605,000 $ 327,000
Somervell, Texas 1 $ 105,000 $ 105,000 $ 43,000
Stephens, Texas 1 $ 95,000 $ 95,000 $ 88,000
Sterling, Texas 1 $ 135,000 $ 135,000 $ 68,000
Walker, Texas 1 $ 65,000 $ 65,000 $ 75,000
Waller, Texas 1 $ 645,000 $ 645,000 $ 372,000
Emery, Utah 1 $ 55,000 $ 55,000 $ 57,000
Grand, Utah 1 $ 1,605,000 $ 1,605,000 $ 2,347,000
Kane, Utah 1 $ 65,000 $ 65,000 $ 212,000
Uintah, Utah 1 $ 105,000 $ 105,000 $ 136,000
Wayne, Utah 1 $ 205,000 $ 205,000 $ 135,000

Mortgage Loan Application Detail Totals for Security Service in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 4,523 $522,555,000 $115,000 $1,235,000 $144,000 $4,011,000
Home Purchase 2,035 $792,905,000 $389,000 $4,255,000 $206,000 $6,180,000
Cash-out Refinancing 1,819 $345,955,000 $190,000 $3,005,000 $146,000 $3,193,000
Refinancing 184 $69,890,000 $379,000 $6,005,000 $217,000 $3,552,000
Home Improvement 99 $10,015,000 $101,000 $455,000 $225,000 $2,641,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,133 $632,855,000 $153,000 $3,175,000 $134,000 $4,011,000
White 3,239 $772,335,000 $238,000 $4,005,000 $188,000 $6,180,000
Not Provided 649 $147,175,000 $226,000 $2,515,000 $180,000 $3,463,000
Asian 293 $94,505,000 $322,000 $3,005,000 $206,000 $3,060,000
Black or African American 258 $53,040,000 $205,000 $3,005,000 $155,000 $2,225,000
American Indian or Alaskan Native 43 $10,855,000 $252,000 $2,005,000 $156,000 $909,000
Native Hawaiian or Other Pacific Islander 38 $7,260,000 $191,000 $505,000 $171,000 $1,697,000
Not applicable 7 $23,295,000 $3,327,000 $6,005,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,654 $1,739,690,000 $201,000 $6,005,000 $161,000 $6,180,000
VA-guaranteed (Veterans Administration) 4 $1,350,000 $337,000 $515,000 $82,000 $126,000
FHA-insured (Federal Housing Administration) 2 $280,000 $140,000 $175,000 $60,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,112 $833,620,000 $202,000 $6,005,000 $154,000 $5,961,000
Application Denied By Financial Institution 1,965 $298,725,000 $152,000 $4,255,000 $140,000 $4,011,000
File Closed For Incompleteness 1,430 $292,620,000 $204,000 $3,005,000 $199,000 $6,180,000
Application Withdrawn By Applicant 751 $199,225,000 $265,000 $4,005,000 $192,000 $3,208,000
Preapproval Approved but not Accepted 209 $69,405,000 $332,000 $1,685,000 $148,000 $1,241,000
Application Approved But Not Accepted 108 $24,940,000 $230,000 $2,245,000 $191,000 $1,481,000
Preapproval Denied by Financial Institution 82 $22,030,000 $268,000 $1,135,000 $63,000 $178,000
Loan Purchased By The Institution 3 $755,000 $251,000 $325,000 $299,000 $680,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,613 $1,420,565,000 $214,000 $6,005,000 $169,000 $6,180,000
Credit History 743 $85,115,000 $114,000 $1,835,000 $184,000 $4,011,000
Debt-To-Income Ratio 686 $144,110,000 $210,000 $2,605,000 $63,000 $419,000
Other 371 $44,875,000 $120,000 $925,000 $142,000 $1,560,000
Collateral 157 $26,225,000 $167,000 $1,955,000 $176,000 $4,010,000
Unverifiable Information 62 $10,900,000 $175,000 $1,475,000 $254,000 $3,192,000
Insufficient Cash (Downpayment, Closing Cost) 19 $7,625,000 $401,000 $4,255,000 $105,000 $187,000
Employment History 9 $1,905,000 $211,000 $665,000 $124,000 $405,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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