Dundee Bank Mortgage Lending & HMDA Data, 2021
In 2021, Dundee Bank of Omaha, NE reported 1,088 mortgage applications totaling $266.7 million, down 27% from 2020. The average application was for $245,101, and applicants reported an average income of $125,883. 86% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,016), Lincoln, NE (14) and Phoenix-Mesa-Scottsdale, AZ (9) (applications in parentheses).
| Mortgage Company & Address | Dundee Bank 5015 Underwood Ave Omaha, NE 68132 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,088 |
| Total Mortgage Loan Application Amount | $266,670,000 |
| Average Mortgage Loan Application Amount | $245,101 |
| Highest Mortgage Loan Application Amount | $14,005,000 |
| Average Applicant Income | $125,883 |
| Highest Applicant Income | $1,089,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dundee Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Omaha-Council Bluffs, NE-IA | 1,016 | $ 250,220,000 | $ 246,279 | $ 123,270 |
| Outside any metro area | 37 | $ 7,085,000 | $ 191,486 | $ 112,567 |
| Lincoln, NE | 14 | $ 2,930,000 | $ 209,285 | $ 108,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9 | $ 3,705,000 | $ 411,666 | $ 345,000 |
| Chicago-Naperville, IL | 1 | $ 295,000 | $ 295,000 | $ 313,000 |
| Dallas-Plano-Irving, TX | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Grand Island, NE | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Jefferson City, MO | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Kansas City, MO-KS | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Reno, NV | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Sioux City, IA-NE-SD | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Sioux Falls, SD | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 115,000 | $ 115,000 | $ 248,000 |
| Tucson, AZ | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Dundee Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 552 | $131,920,000 | $238,000 | $3,125,000 | $119,000 | $994,000 |
| Refinancing | 359 | $95,815,000 | $266,000 | $14,005,000 | $133,000 | $1,006,000 |
| Cash-out Refinancing | 175 | $38,485,000 | $219,000 | $805,000 | $133,000 | $1,089,000 |
| Home Improvement | 2 | $450,000 | $225,000 | $295,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 760 | $175,530,000 | $230,000 | $805,000 | $129,000 | $1,089,000 |
| Not applicable | 137 | $51,485,000 | $375,000 | $14,005,000 | $0 | $0 |
| Not Provided | 69 | $13,975,000 | $202,000 | $525,000 | $130,000 | $475,000 |
| Hispanic | 50 | $9,180,000 | $183,000 | $535,000 | $78,000 | $366,000 |
| Asian | 48 | $11,030,000 | $229,000 | $435,000 | $126,000 | $542,000 |
| Black or African American | 21 | $4,115,000 | $195,000 | $425,000 | $118,000 | $822,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,090,000 | $545,000 | $965,000 | $43,000 | $43,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,003 | $248,205,000 | $247,000 | $14,005,000 | $131,000 | $1,089,000 |
| FHA-insured (Federal Housing Administration) | 79 | $16,515,000 | $209,000 | $365,000 | $69,000 | $181,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,950,000 | $325,000 | $805,000 | $110,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 934 | $232,960,000 | $249,000 | $14,005,000 | $129,000 | $1,089,000 |
| Application Withdrawn By Applicant | 87 | $19,775,000 | $227,000 | $545,000 | $111,000 | $523,000 |
| Application Denied By Financial Institution | 59 | $12,695,000 | $215,000 | $805,000 | $97,000 | $627,000 |
| Application Approved But Not Accepted | 8 | $1,240,000 | $155,000 | $455,000 | $55,000 | $91,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,029 | $253,975,000 | $246,000 | $14,005,000 | $127,000 | $1,089,000 |
| Other | 21 | $5,115,000 | $243,000 | $805,000 | $120,000 | $384,000 |
| Debt-To-Income Ratio | 21 | $4,005,000 | $190,000 | $425,000 | $50,000 | $117,000 |
| Credit History | 8 | $1,370,000 | $171,000 | $725,000 | $49,000 | $93,000 |
| Credit Application Incomplete | 4 | $840,000 | $210,000 | $465,000 | $205,000 | $627,000 |
| Collateral | 3 | $1,175,000 | $391,000 | $545,000 | $188,000 | $322,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $90,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $114,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dundee Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dundee Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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