Sfmc, LP Mortgage Lending & HMDA Data, 2025

In 2025, Sfmc, LP of Plano, TX reported 4,910 mortgage applications totaling $1.9 billion, down 6% from 2024. The average application was for $378,830, and applicants reported an average income of $163,622. 69% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,736), Fort Worth-Arlington, TX (1,156) and Houston-The Woodlands-Sugar Land, TX (455) (applications in parentheses).

Mortgage Company & Address Sfmc, LP
5408 W Plano Pkwy
Plano, TX 75093
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,910
Total Mortgage Loan Application Amount $1,860,060,000
Average Mortgage Loan Application Amount $378,830
Highest Mortgage Loan Application Amount $5,205,000
Average Applicant Income $163,622
Highest Applicant Income $4,906,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sfmc, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sfmc, LP by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Collin, Texas 609 $ 251,755,000 $ 413,390 $ 177,000
Tarrant, Texas 549 $ 192,335,000 $ 350,336 $ 148,000
Denton, Texas 331 $ 150,985,000 $ 456,148 $ 209,000
Dallas, Texas 316 $ 129,880,000 $ 411,012 $ 202,000
Johnson, Texas 296 $ 106,760,000 $ 360,675 $ 141,000
Parker, Texas 242 $ 107,630,000 $ 444,752 $ 203,000
Ellis, Texas 217 $ 91,855,000 $ 423,294 $ 157,000
Harris, Texas 181 $ 54,405,000 $ 300,580 $ 126,000
Williamson, Texas 135 $ 51,405,000 $ 380,777 $ 145,000
Kaufman, Texas 127 $ 44,075,000 $ 347,047 $ 129,000
Bexar, Texas 107 $ 36,545,000 $ 341,542 $ 124,000
Rockwall, Texas 100 $ 47,100,000 $ 471,000 $ 166,000
Grayson, Texas 92 $ 38,590,000 $ 419,456 $ 170,000
Fort Bend, Texas 91 $ 27,795,000 $ 305,439 $ 165,000
Travis, Texas 91 $ 37,685,000 $ 414,120 $ 147,000
Hood, Texas 71 $ 23,495,000 $ 330,915 $ 136,000
Montgomery, Texas 69 $ 20,685,000 $ 299,782 $ 122,000
Wise, Texas 69 $ 27,825,000 $ 403,260 $ 162,000
Hays, Texas 67 $ 24,655,000 $ 367,985 $ 138,000
Robertson, Tennessee 55 $ 17,425,000 $ 316,818 $ 149,000
Wright, Minnesota 50 $ 21,420,000 $ 428,400 $ 134,000
Aransas, Texas 46 $ 15,350,000 $ 333,695 $ 236,000
Lafayette, Louisiana 44 $ 12,320,000 $ 280,000 $ 149,000
Washington, Minnesota 40 $ 15,120,000 $ 378,000 $ 127,000
Waller, Texas 38 $ 15,400,000 $ 405,263 $ 158,000
Anoka, Minnesota 36 $ 13,940,000 $ 387,222 $ 118,000
Hunt, Texas 36 $ 10,640,000 $ 295,555 $ 129,000
Galveston, Texas 32 $ 12,590,000 $ 393,437 $ 211,000
Sumner, Tennessee 31 $ 10,875,000 $ 350,806 $ 129,000
Brazoria, Texas 31 $ 13,085,000 $ 422,096 $ 170,000
Maricopa, Arizona 26 $ 11,470,000 $ 441,153 $ 176,000
Wake, North Carolina 26 $ 13,400,000 $ 515,384 $ 195,000
Midland, Texas 26 $ 8,640,000 $ 332,307 $ 143,000
Ector, Texas 23 $ 6,195,000 $ 269,347 $ 156,000
Cooke, Texas 22 $ 7,480,000 $ 340,000 $ 163,000
Bastrop, Texas 17 $ 6,365,000 $ 374,411 $ 135,000
Van Zandt, Texas 17 $ 5,105,000 $ 300,294 $ 117,000
Burnet, Texas 15 $ 4,845,000 $ 323,000 $ 97,000
Guadalupe, Texas 15 $ 4,825,000 $ 321,666 $ 107,000
San Patricio, Texas 15 $ 4,065,000 $ 271,000 $ 121,000
St. Landry, Louisiana 13 $ 2,655,000 $ 204,230 $ 80,000
Bee, Texas 13 $ 3,015,000 $ 231,923 $ 91,000
Hillsborough, Florida 12 $ 5,290,000 $ 440,833 $ 261,000
Hill, Texas 12 $ 3,470,000 $ 289,166 $ 132,000
Pinellas, Florida 11 $ 4,925,000 $ 447,727 $ 248,000
Comal, Texas 11 $ 5,155,000 $ 468,636 $ 182,000
Lubbock, Texas 11 $ 3,315,000 $ 301,363 $ 162,000
Liberty, Texas 9 $ 2,905,000 $ 322,777 $ 141,000
McLennan, Texas 9 $ 2,365,000 $ 262,777 $ 143,000
Smith, Texas 9 $ 2,555,000 $ 283,888 $ 117,000
Pinal, Arizona 8 $ 2,660,000 $ 332,500 $ 96,000
Johnston, North Carolina 8 $ 2,630,000 $ 328,750 $ 108,000
Montgomery, Tennessee 8 $ 1,980,000 $ 247,500 $ 139,000
Bell, Texas 8 $ 2,170,000 $ 271,250 $ 135,000
Erath, Texas 8 $ 2,650,000 $ 331,250 $ 447,000
Fannin, Texas 8 $ 3,620,000 $ 452,500 $ 182,000
Navarro, Texas 8 $ 2,140,000 $ 267,500 $ 199,000
Medina, Texas 7 $ 2,625,000 $ 375,000 $ 206,000
St. Croix, Wisconsin 7 $ 2,415,000 $ 345,000 $ 134,000
Lonoke, Arkansas 6 $ 1,310,000 $ 218,333 $ 93,000
Jackson, Georgia 6 $ 2,510,000 $ 418,333 $ 196,000
Vermilion, Louisiana 6 $ 1,360,000 $ 226,666 $ 118,000
Henderson, Texas 6 $ 4,060,000 $ 676,666 $ 903,000
Miami-Dade, Florida 5 $ 2,745,000 $ 549,000 $ 234,000
Osceola, Florida 5 $ 1,385,000 $ 277,000 $ 236,000
Volusia, Florida 5 $ 2,035,000 $ 407,000 $ 83,000
Acadia, Louisiana 5 $ 895,000 $ 179,000 $ 82,000
St. Martin, Louisiana 5 $ 1,145,000 $ 229,000 $ 80,000
Harnett, North Carolina 5 $ 1,225,000 $ 245,000 $ 108,000
Bosque, Texas 5 $ 805,000 $ 161,000 $ 626,000
Pasco, Florida 4 $ 1,880,000 $ 470,000 $ 202,000
Iberia, Louisiana 4 $ 360,000 $ 90,000 $ 59,000
Davidson, Tennessee 4 $ 1,700,000 $ 425,000 $ 180,000
Brazos, Texas 4 $ 1,430,000 $ 357,500 $ 122,000
Cameron, Texas 4 $ 1,090,000 $ 272,500 $ 111,000
Comanche, Texas 4 $ 1,110,000 $ 277,500 $ 113,000
Grimes, Texas 4 $ 1,430,000 $ 357,500 $ 120,000
Kendall, Texas 4 $ 1,590,000 $ 397,500 $ 120,000
Lamar, Texas 4 $ 810,000 $ 202,500 $ 59,000
Refugio, Texas 4 $ 1,340,000 $ 335,000 $ 414,000
Wood, Texas 4 $ 900,000 $ 225,000 $ 75,000
Citrus, Florida 3 $ 675,000 $ 225,000 $ 64,000
Orange, Florida 3 $ 1,135,000 $ 378,333 $ 191,000
Polk, Florida 3 $ 785,000 $ 261,666 $ 121,000
Lowndes, Georgia 3 $ 575,000 $ 191,666 $ 63,000
Logan, Kentucky 3 $ 715,000 $ 238,333 $ 91,000
Warren, Kentucky 3 $ 685,000 $ 228,333 $ 97,000
Evangeline, Louisiana 3 $ 305,000 $ 101,666 $ 81,000
Dakota, Minnesota 3 $ 795,000 $ 265,000 $ 107,000
Hennepin, Minnesota 3 $ 1,265,000 $ 421,666 $ 198,000
Ramsey, Minnesota 3 $ 955,000 $ 318,333 $ 106,000
Franklin, North Carolina 3 $ 1,325,000 $ 441,666 $ 125,000
Orange, North Carolina 3 $ 685,000 $ 228,333 $ 140,000
Oklahoma, Oklahoma 3 $ 785,000 $ 261,666 $ 120,000
Macon, Tennessee 3 $ 1,115,000 $ 371,666 $ 51,000
Chambers, Texas 3 $ 895,000 $ 298,333 $ 144,000
Gregg, Texas 3 $ 785,000 $ 261,666 $ 253,000
Hidalgo, Texas 3 $ 595,000 $ 198,333 $ 109,000
Hopkins, Texas 3 $ 1,055,000 $ 351,666 $ 116,000
Jefferson, Texas 3 $ 625,000 $ 208,333 $ 132,000
Nueces, Texas 3 $ 685,000 $ 228,333 $ 84,000
Palo Pinto, Texas 3 $ 575,000 $ 191,666 $ 66,000
Somervell, Texas 3 $ 1,475,000 $ 491,666 $ 220,000
Lee, Florida 2 $ 250,000 $ 125,000 $ 77,000
Manatee, Florida 2 $ 540,000 $ 270,000 $ 125,000
Marion, Florida 2 $ 520,000 $ 260,000 $ 88,000
Sarasota, Florida 2 $ 760,000 $ 380,000 $ 267,000
St. Johns, Florida 2 $ 1,180,000 $ 590,000 $ 358,000
Gwinnett, Georgia 2 $ 850,000 $ 425,000 $ 137,000
Lanier, Georgia 2 $ 420,000 $ 210,000 $ 80,000
Allen, Kentucky 2 $ 490,000 $ 245,000 $ 99,000
Simpson, Kentucky 2 $ 410,000 $ 205,000 $ 65,000
Taylor, Kentucky 2 $ 460,000 $ 230,000 $ 0
Rapides, Louisiana 2 $ 450,000 $ 225,000 $ 67,000
Durham, North Carolina 2 $ 930,000 $ 465,000 $ 185,000
Onslow, North Carolina 2 $ 360,000 $ 180,000 $ 97,000
Vance, North Carolina 2 $ 400,000 $ 200,000 $ 132,000
McCurtain, Oklahoma 2 $ 660,000 $ 330,000 $ 243,000
Cheatham, Tennessee 2 $ 790,000 $ 395,000 $ 112,000
Atascosa, Texas 2 $ 610,000 $ 305,000 $ 79,000
Caldwell, Texas 2 $ 490,000 $ 245,000 $ 56,000
Franklin, Texas 2 $ 3,130,000 $ 1,565,000 $ 597,000
Gaines, Texas 2 $ 330,000 $ 165,000 $ 55,000
Jim Wells, Texas 2 $ 650,000 $ 325,000 $ 99,000
Limestone, Texas 2 $ 280,000 $ 140,000 $ 47,000
Live Oak, Texas 2 $ 200,000 $ 100,000 $ 36,000
Robertson, Texas 2 $ 370,000 $ 185,000 $ 66,000
Rusk, Texas 2 $ 570,000 $ 285,000 $ 76,000
Webb, Texas 2 $ 170,000 $ 85,000 $ 49,000
Wharton, Texas 2 $ 390,000 $ 195,000 $ 82,000
Wilson, Texas 2 $ 900,000 $ 450,000 $ 137,000
Jackson, Alabama 1 $ 185,000 $ 185,000 $ 54,000
Coconino, Arizona 1 $ 505,000 $ 505,000 $ 170,000
Pima, Arizona 1 $ 615,000 $ 615,000 $ 197,000
Craighead, Arkansas 1 $ 105,000 $ 105,000 $ 87,000
Crittenden, Arkansas 1 $ 325,000 $ 325,000 $ 122,000
Greene, Arkansas 1 $ 135,000 $ 135,000 $ 90,000
Pulaski, Arkansas 1 $ 195,000 $ 195,000 $ 47,000
White, Arkansas 1 $ 165,000 $ 165,000 $ 64,000
Boulder, Colorado 1 $ 505,000 $ 505,000 $ 145,000
Brevard, Florida 1 $ 375,000 $ 375,000 $ 110,000
Duval, Florida 1 $ 145,000 $ 145,000 $ 96,000
Lake, Florida 1 $ 265,000 $ 265,000 $ 145,000
Levy, Florida 1 $ 255,000 $ 255,000 $ 81,000
Martin, Florida 1 $ 525,000 $ 525,000 $ 182,000
Santa Rosa, Florida 1 $ 265,000 $ 265,000 $ 79,000
Walton, Florida 1 $ 1,185,000 $ 1,185,000 $ 335,000
Berrien, Georgia 1 $ 235,000 $ 235,000 $ 113,000
Cobb, Georgia 1 $ 805,000 $ 805,000 $ 325,000
Greene, Georgia 1 $ 1,605,000 $ 1,605,000 $ 585,000
Barren, Kentucky 1 $ 245,000 $ 245,000 $ 112,000
Todd, Kentucky 1 $ 75,000 $ 75,000 $ 293,000
Caddo, Louisiana 1 $ 145,000 $ 145,000 $ 58,000
Calcasieu, Louisiana 1 $ 245,000 $ 245,000 $ 142,000
East Baton Rouge, Louisiana 1 $ 335,000 $ 335,000 $ 202,000
East Feliciana, Louisiana 1 $ 185,000 $ 185,000 $ 114,000
Jefferson, Louisiana 1 $ 465,000 $ 465,000 $ 400,000
Livingston, Louisiana 1 $ 225,000 $ 225,000 $ 49,000
Ouachita, Louisiana 1 $ 185,000 $ 185,000 $ 188,000
Sabine, Louisiana 1 $ 275,000 $ 275,000 $ 114,000
Terrebonne, Louisiana 1 $ 175,000 $ 175,000 $ 54,000
Somerset, Maine 1 $ 305,000 $ 305,000 $ 108,000
Benton, Minnesota 1 $ 295,000 $ 295,000 $ 113,000
Carlton, Minnesota 1 $ 355,000 $ 355,000 $ 153,000
Cass, Minnesota 1 $ 235,000 $ 235,000 $ 275,000
Goodhue, Minnesota 1 $ 485,000 $ 485,000 $ 191,000
Sherburne, Minnesota 1 $ 535,000 $ 535,000 $ 98,000
St. Louis, Minnesota 1 $ 305,000 $ 305,000 $ 83,000
Chatham, North Carolina 1 $ 375,000 $ 375,000 $ 329,000
Cumberland, North Carolina 1 $ 325,000 $ 325,000 $ 118,000
Hertford, North Carolina 1 $ 115,000 $ 115,000 $ 85,000
Mecklenburg, North Carolina 1 $ 255,000 $ 255,000 $ 528,000
Wayne, North Carolina 1 $ 245,000 $ 245,000 $ 180,000
Wilkes, North Carolina 1 $ 275,000 $ 275,000 $ 130,000
Atoka, Oklahoma 1 $ 355,000 $ 355,000 $ 202,000
Canadian, Oklahoma 1 $ 405,000 $ 405,000 $ 124,000
Pittsburg, Oklahoma 1 $ 705,000 $ 705,000 $ 392,000
Pushmataha, Oklahoma 1 $ 215,000 $ 215,000 $ 138,000
Rogers, Oklahoma 1 $ 85,000 $ 85,000 $ 57,000
Minnehaha, South Dakota 1 $ 305,000 $ 305,000 $ 115,000
Hickman, Tennessee 1 $ 305,000 $ 305,000 $ 244,000
Rutherford, Tennessee 1 $ 395,000 $ 395,000 $ 113,000
Shelby, Tennessee 1 $ 205,000 $ 205,000 $ 75,000
Trousdale, Tennessee 1 $ 375,000 $ 375,000 $ 119,000
Anderson, Texas 1 $ 155,000 $ 155,000 $ 75,000
Andrews, Texas 1 $ 315,000 $ 315,000 $ 150,000
Austin, Texas 1 $ 275,000 $ 275,000 $ 118,000
Bandera, Texas 1 $ 185,000 $ 185,000 $ 49,000
Brown, Texas 1 $ 595,000 $ 595,000 $ 230,000
Calhoun, Texas 1 $ 285,000 $ 285,000 $ 441,000
Camp, Texas 1 $ 1,045,000 $ 1,045,000 $ 837,000
Cass, Texas 1 $ 265,000 $ 265,000 $ 77,000
Cherokee, Texas 1 $ 665,000 $ 665,000 $ 383,000
Eastland, Texas 1 $ 265,000 $ 265,000 $ 62,000
Gillespie, Texas 1 $ 675,000 $ 675,000 $ 198,000
Goliad, Texas 1 $ 225,000 $ 225,000 $ 96,000
Hamilton, Texas 1 $ 305,000 $ 305,000 $ 100,000
Hansford, Texas 1 $ 245,000 $ 245,000 $ 132,000
Hardin, Texas 1 $ 245,000 $ 245,000 $ 92,000
Harrison, Texas 1 $ 155,000 $ 155,000 $ 37,000
Houston, Texas 1 $ 125,000 $ 125,000 $ 79,000
Jasper, Texas 1 $ 255,000 $ 255,000 $ 228,000
Kleberg, Texas 1 $ 75,000 $ 75,000 $ 56,000
Leon, Texas 1 $ 285,000 $ 285,000 $ 161,000
Maverick, Texas 1 $ 45,000 $ 45,000 $ 105,000
Mitchell, Texas 1 $ 235,000 $ 235,000 $ 156,000
Nacogdoches, Texas 1 $ 135,000 $ 135,000 $ 34,000
Nolan, Texas 1 $ 175,000 $ 175,000 $ 62,000
Pecos, Texas 1 $ 235,000 $ 235,000 $ 94,000
Polk, Texas 1 $ 185,000 $ 185,000 $ 120,000
Rains, Texas 1 $ 215,000 $ 215,000 $ 73,000
Titus, Texas 1 $ 385,000 $ 385,000 $ 104,000
Upshur, Texas 1 $ 115,000 $ 115,000 $ 47,000
Walker, Texas 1 $ 755,000 $ 755,000 $ 208,000
Young, Texas 1 $ 285,000 $ 285,000 $ 121,000
Polk, Wisconsin 1 $ 325,000 $ 325,000 $ 127,000

Mortgage Loan Application Detail Totals for Sfmc, LP in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,402 $1,677,380,000 $381,000 $5,205,000 $160,000 $4,906,000
Refinancing 283 $109,175,000 $385,000 $2,425,000 $186,000 $1,780,000
Cash-out Refinancing 219 $72,565,000 $331,000 $1,405,000 $208,000 $3,790,000
Other Purpose 6 $940,000 $156,000 $315,000 $146,000 $276,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,841 $722,065,000 $392,000 $5,205,000 $177,000 $4,906,000
Not Provided 1,781 $658,975,000 $370,000 $1,545,000 $166,000 $3,790,000
Hispanic 687 $235,465,000 $342,000 $1,265,000 $129,000 $921,000
Black or African American 346 $142,160,000 $410,000 $1,805,000 $144,000 $805,000
Asian 235 $94,085,000 $400,000 $1,265,000 $166,000 $742,000
American Indian or Alaskan Native 16 $5,970,000 $373,000 $575,000 $121,000 $192,000
Native Hawaiian or Other Pacific Islander 4 $1,340,000 $335,000 $485,000 $95,000 $137,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,564 $982,340,000 $383,000 $5,205,000 $195,000 $4,906,000
FHA-insured (Federal Housing Administration) 1,785 $632,605,000 $354,000 $725,000 $123,000 $1,211,000
VA-guaranteed (Veterans Administration) 527 $236,695,000 $449,000 $1,625,000 $145,000 $837,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $8,420,000 $247,000 $455,000 $91,000 $220,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,375 $1,277,815,000 $378,000 $2,425,000 $160,000 $3,790,000
Application Withdrawn By Applicant 665 $244,605,000 $367,000 $5,205,000 $186,000 $4,906,000
Application Approved But Not Accepted 544 $215,510,000 $396,000 $2,565,000 $173,000 $1,667,000
Application Denied By Financial Institution 234 $84,250,000 $360,000 $835,000 $122,000 $580,000
File Closed For Incompleteness 92 $37,880,000 $411,000 $1,405,000 $158,000 $638,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,676 $1,775,810,000 $379,000 $5,205,000 $165,000 $4,906,000
Debt-To-Income Ratio 125 $47,375,000 $379,000 $745,000 $110,000 $357,000
Credit History 50 $14,660,000 $293,000 $805,000 $119,000 $430,000
Collateral 28 $11,190,000 $399,000 $835,000 $177,000 $543,000
Other 15 $4,855,000 $323,000 $615,000 $113,000 $334,000
Insufficient Cash (Downpayment, Closing Cost) 9 $3,585,000 $398,000 $585,000 $164,000 $580,000
Unverifiable Information 4 $1,400,000 $350,000 $445,000 $114,000 $171,000
Employment History 2 $940,000 $470,000 $495,000 $149,000 $189,000
Credit Application Incomplete 1 $245,000 $245,000 $245,000 $108,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sfmc, LP's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sfmc, LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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