Servis One, Inc Mortgage Lending & HMDA Data, 2025

In 2025, Servis One, Inc of Irving, TX reported 602 mortgage applications totaling $160.1 million, up 59% from 2024. The average application was for $265,980, and applicants reported an average income of $101,750. 39% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Chicago-Naperville, IL (25), Atlanta-Sandy Springs-Roswell, GA (13) and Houston-The Woodlands-Sugar Land, TX (11) (applications in parentheses).

Mortgage Company & Address Servis One, Inc
4200 Regent Blvd Suit B200
Irving, TX 75063
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2019  
Total Number of Mortgage Applications 602
Total Mortgage Loan Application Amount $160,120,000
Average Mortgage Loan Application Amount $265,980
Highest Mortgage Loan Application Amount $1,135,000
Average Applicant Income $101,750
Highest Applicant Income $5,100,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servis One, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servis One, Inc by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 92 $ 18,790,000 $ 204,239 $ 64,777
Chicago-Naperville, IL 25 $ 6,055,000 $ 242,200 $ 114,000
Atlanta-Sandy Springs-Roswell, GA 13 $ 3,285,000 $ 252,692 $ 58,000
Houston-The Woodlands-Sugar Land, TX 11 $ 1,785,000 $ 162,272 $ 130,000
Los Angeles-Long Beach-Glendale, CA 10 $ 4,260,000 $ 426,000 $ 114,000
Riverside-San Bernardino-Ontario, CA 9 $ 3,365,000 $ 373,888 $ 86,000
Greenville-Anderson-Mauldin, SC 8 $ 2,020,000 $ 252,500 $ 28,000
Baltimore-Columbia-Towson, MD 7 $ 1,755,000 $ 250,714 $ 272,000
Dallas-Plano-Irving, TX 7 $ 1,435,000 $ 205,000 $ 109,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 3,335,000 $ 476,428 $ 135,000
Phoenix-Mesa-Scottsdale, AZ 7 $ 2,115,000 $ 302,142 $ 102,000
San Diego-Carlsbad, CA 7 $ 3,285,000 $ 469,285 $ 899,000
Columbus, OH 6 $ 1,550,000 $ 258,333 $ 109,000
Denver-Aurora-Lakewood, CO 6 $ 1,610,000 $ 268,333 $ 163,000
Fort Worth-Arlington, TX 6 $ 1,800,000 $ 300,000 $ 141,000
Grand Rapids-Wyoming, MI 6 $ 2,270,000 $ 378,333 $ 401,000
Jacksonville, FL 6 $ 1,650,000 $ 275,000 $ 59,000
Milwaukee-Waukesha-West Allis, WI 6 $ 1,620,000 $ 270,000 $ 77,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 6 $ 1,830,000 $ 305,000 $ 49,000
San Antonio-New Braunfels, TX 6 $ 1,380,000 $ 230,000 $ 48,000
Seattle-Bellevue-Everett, WA 6 $ 2,990,000 $ 498,333 $ 137,000
Tacoma-Lakewood, WA 6 $ 1,730,000 $ 288,333 $ 174,000
Warren-Troy-Farmington Hills, MI 6 $ 1,640,000 $ 273,333 $ 105,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 1,285,000 $ 257,000 $ 93,600
Huntington-Ashland, WV-KY-OH 5 $ 1,265,000 $ 253,000 $ 116,400
Knoxville, TN 5 $ 1,485,000 $ 297,000 $ 123,000
Lakeland-Winter Haven, FL 5 $ 1,625,000 $ 325,000 $ 0
Montgomery County-Bucks County-Chester County, PA 5 $ 1,055,000 $ 211,000 $ 110,000
Portland-Vancouver-Hillsboro, OR-WA 5 $ 2,255,000 $ 451,000 $ 185,000
Tampa, FL 5 $ 1,415,000 $ 283,000 $ 95,000
Yakima, WA 5 $ 1,105,000 $ 221,000 $ 86,000
Appleton, WI 4 $ 600,000 $ 150,000 $ 96,000
Austin-Round Rock, TX 4 $ 1,250,000 $ 312,500 $ 63,000
Boise City, ID 4 $ 840,000 $ 210,000 $ 57,000
Canton-Massillon, OH 4 $ 980,000 $ 245,000 $ 79,000
Cape Coral-Fort Myers, FL 4 $ 950,000 $ 237,500 $ 124,000
Cincinnati, OH-KY-IN 4 $ 690,000 $ 172,500 $ 72,000
Everett, WA 4 $ 1,330,000 $ 332,500 $ 104,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 4 $ 1,820,000 $ 455,000 $ 99,000
Indianapolis-Carmel-Anderson, IN 4 $ 780,000 $ 195,000 $ 119,000
Kansas City, MO-KS 4 $ 940,000 $ 235,000 $ 64,500
Lake County-Porter County-Jasper County, IN 4 $ 510,000 $ 127,500 $ 97,000
Lexington-Fayette, KY 4 $ 830,000 $ 207,500 $ 192,000
Louisville/Jefferson County, KY-IN 4 $ 790,000 $ 197,500 $ 58,250
Madison, WI 4 $ 1,400,000 $ 350,000 $ 146,000
Marietta, GA 4 $ 1,820,000 $ 455,000 $ 220,000
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 1,190,000 $ 297,500 $ 47,000
North Port-Sarasota-Bradenton, FL 4 $ 1,120,000 $ 280,000 $ 43,000
Oakland-Hayward-Berkeley, CA 4 $ 2,280,000 $ 570,000 $ 213,000
Racine, WI 4 $ 620,000 $ 155,000 $ 52,000
Sacramento--Roseville--Arden-Arcade, CA 4 $ 1,610,000 $ 402,500 $ 140,000
San Angelo, TX 4 $ 1,020,000 $ 255,000 $ 0
Spartanburg, SC 4 $ 990,000 $ 247,500 $ 0
Washington, DC-MD 4 $ 1,170,000 $ 292,500 $ 157,500
Washington-Baltimore-Arlington, DC 4 $ 1,670,000 $ 417,500 $ 167,000
Charleston-North Charleston, SC 3 $ 1,185,000 $ 395,000 $ 0
Cleveland, OH 3 $ 435,000 $ 145,000 $ 43,000
Daphne-Fairhope-Foley, AL 3 $ 865,000 $ 288,333 $ 36,000
El Paso, TX 3 $ 515,000 $ 171,666 $ 154,000
Elgin, IL 3 $ 265,000 $ 88,333 $ 146,000
Hinesville, GA 3 $ 855,000 $ 285,000 $ 50,000
Huntsville, AL 3 $ 1,555,000 $ 518,333 $ 100,000
Killeen-Temple, TX 3 $ 365,000 $ 121,666 $ 49,000
Little Rock-North Little Rock-Conway, AR 3 $ 555,000 $ 185,000 $ 54,000
Salt Lake City, UT 3 $ 1,195,000 $ 398,333 $ 156,000
St. Louis, MO-IL 3 $ 495,000 $ 165,000 $ 63,000
West Palm Beach-Boca Raton-Delray Beach, FL 3 $ 635,000 $ 211,666 $ 8,000
Youngstown-Warren-Boardman, OH-PA 3 $ 805,000 $ 268,333 $ 67,000
Albuquerque, NM 2 $ 500,000 $ 250,000 $ 69,000
Bellingham, WA 2 $ 830,000 $ 415,000 $ 0
Bowling Green, KY 2 $ 520,000 $ 260,000 $ 0
Chattanooga, TN-GA 2 $ 900,000 $ 450,000 $ 191,000
Cheyenne, WY 2 $ 530,000 $ 265,000 $ 183,000
Clarksville, TN-KY 2 $ 1,160,000 $ 580,000 $ 169,000
Columbia, SC 2 $ 450,000 $ 225,000 $ 131,000
Columbus, GA-AL 2 $ 550,000 $ 275,000 $ 75,500
Detroit-Dearborn-Livonia, MI 2 $ 370,000 $ 185,000 $ 129,000
Dothan, AL 2 $ 480,000 $ 240,000 $ 47,000
Duluth, MN-WI 2 $ 520,000 $ 260,000 $ 0
Fayetteville-Springdale-Rogers, AR-MO 2 $ 300,000 $ 150,000 $ 20,000
Fort Wayne, IN 2 $ 320,000 $ 160,000 $ 74,000
Great Falls, MT 2 $ 180,000 $ 90,000 $ 128,000
Hartford-West Hartford-East Hartford, CT 2 $ 500,000 $ 250,000 $ 0
Helena, MT 2 $ 670,000 $ 335,000 $ 89,000
Joplin, MO 2 $ 450,000 $ 225,000 $ 102,000
Kankakee, IL 2 $ 620,000 $ 310,000 $ 0
Kennewick-Richland, WA 2 $ 380,000 $ 190,000 $ 57,000
Macon-Bibb County, GA 2 $ 310,000 $ 155,000 $ 70,000
Memphis, TN-MS-AR 2 $ 710,000 $ 355,000 $ 0
Merced, CA 2 $ 390,000 $ 195,000 $ 125,000
Missoula, MT 2 $ 110,000 $ 55,000 $ 51,000
Mobile, AL 2 $ 530,000 $ 265,000 $ 42,000
Montgomery, AL 2 $ 360,000 $ 180,000 $ 76,000
Ogden-Clearfield, UT 2 $ 480,000 $ 240,000 $ 118,000
Oklahoma City, OK 2 $ 370,000 $ 185,000 $ 41,000
Orlando-Kissimmee-Sanford, FL 2 $ 770,000 $ 385,000 $ 0
Oshkosh-Neenah, WI 2 $ 400,000 $ 200,000 $ 67,000
Palm Bay-Melbourne-Titusville, FL 2 $ 970,000 $ 485,000 $ 252,000
Pensacola-Ferry Pass-Brent, FL 2 $ 330,000 $ 165,000 $ 0
Pittsburgh, PA 2 $ 460,000 $ 230,000 $ 81,000
Prescott Valley-Prescott, AZ 2 $ 590,000 $ 295,000 $ 42,000
Punta Gorda, FL 2 $ 590,000 $ 295,000 $ 0
Rapid City, SD 2 $ 640,000 $ 320,000 $ 115,000
Rome, GA 2 $ 440,000 $ 220,000 $ 196,000
Savannah, GA 2 $ 560,000 $ 280,000 $ 62,000
Spokane-Spokane Valley, WA 2 $ 650,000 $ 325,000 $ 0
Springfield, MO 2 $ 480,000 $ 240,000 $ 100,000
Stockton-Lodi, CA 2 $ 630,000 $ 315,000 $ 183,000
Topeka, KS 2 $ 300,000 $ 150,000 $ 65,000
Tuscaloosa, AL 2 $ 340,000 $ 170,000 $ 29,000
Warner Robins, GA 2 $ 410,000 $ 205,000 $ 85,000
Wheeling, WV-OH 2 $ 260,000 $ 130,000 $ 63,000
Akron, OH 1 $ 165,000 $ 165,000 $ 110,000
Albany, GA 1 $ 215,000 $ 215,000 $ 0
Amarillo, TX 1 $ 165,000 $ 165,000 $ 32,000
Augusta-Richmond County, GA-SC 1 $ 245,000 $ 245,000 $ 73,000
Battle Creek, MI 1 $ 255,000 $ 255,000 $ 0
Bend-Redmond, OR 1 $ 125,000 $ 125,000 $ 127,000
Billings, MT 1 $ 205,000 $ 205,000 $ 133,000
Birmingham-Hoover, AL 1 $ 205,000 $ 205,000 $ 52,000
Bloomington, IN 1 $ 275,000 $ 275,000 $ 61,000
Boulder, CO 1 $ 105,000 $ 105,000 $ 101,000
Bremerton-Silverdale, WA 1 $ 455,000 $ 455,000 $ 0
Cedar Rapids, IA 1 $ 85,000 $ 85,000 $ 131,000
Chambersburg-Waynesboro, PA 1 $ 245,000 $ 245,000 $ 123,000
Columbia, MO 1 $ 285,000 $ 285,000 $ 0
Dalton, GA 1 $ 165,000 $ 165,000 $ 0
Decatur, AL 1 $ 295,000 $ 295,000 $ 199,000
Des Moines-West Des Moines, IA 1 $ 365,000 $ 365,000 $ 129,000
Eau Claire, WI 1 $ 205,000 $ 205,000 $ 74,000
Evansville, IN-KY 1 $ 75,000 $ 75,000 $ 33,000
Flagstaff, AZ 1 $ 395,000 $ 395,000 $ 0
Fort Collins, CO 1 $ 65,000 $ 65,000 $ 107,000
Fresno, CA 1 $ 415,000 $ 415,000 $ 90,000
Green Bay, WI 1 $ 165,000 $ 165,000 $ 0
Greensboro-High Point, NC 1 $ 565,000 $ 565,000 $ 225,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 265,000 $ 265,000 $ 0
Harrisburg-Carlisle, PA 1 $ 315,000 $ 315,000 $ 117,000
Homosassa Springs, FL 1 $ 175,000 $ 175,000 $ 150,000
Jacksonville, NC 1 $ 305,000 $ 305,000 $ 124,000
Janesville-Beloit, WI 1 $ 95,000 $ 95,000 $ 48,000
Johnson City, TN 1 $ 235,000 $ 235,000 $ 0
Kalamazoo-Portage, MI 1 $ 335,000 $ 335,000 $ 191,000
Lake Havasu City-Kingman, AZ 1 $ 85,000 $ 85,000 $ 65,000
Lawton, OK 1 $ 495,000 $ 495,000 $ 395,000
Lexington Park, MD 1 $ 285,000 $ 285,000 $ 103,000
Lincoln, NE 1 $ 195,000 $ 195,000 $ 62,000
Lubbock, TX 1 $ 185,000 $ 185,000 $ 0
Miami-Miami Beach-Kendall, FL 1 $ 455,000 $ 455,000 $ 0
Michigan City-La Porte, IN 1 $ 95,000 $ 95,000 $ 64,000
Midland, TX 1 $ 285,000 $ 285,000 $ 250,000
Modesto, CA 1 $ 605,000 $ 605,000 $ 0
New Orleans-Metairie, LA 1 $ 265,000 $ 265,000 $ 378,000
Ocala, FL 1 $ 95,000 $ 95,000 $ 96,000
Omaha-Council Bluffs, NE-IA 1 $ 285,000 $ 285,000 $ 0
Paducah, KY-IL 1 $ 205,000 $ 205,000 $ 0
Peoria, IL 1 $ 185,000 $ 185,000 $ 180,000
Portland-South Portland, ME 1 $ 385,000 $ 385,000 $ 94,000
Providence-Warwick, RI-MA 1 $ 505,000 $ 505,000 $ 0
Rockingham County-Strafford County, NH 1 $ 125,000 $ 125,000 $ 185,000
Salem, OR 1 $ 365,000 $ 365,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 765,000 $ 765,000 $ 345,000
Santa Rosa, CA 1 $ 675,000 $ 675,000 $ 102,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 145,000 $ 145,000 $ 97,000
Sheboygan, WI 1 $ 175,000 $ 175,000 $ 0
Sherman-Denison, TX 1 $ 375,000 $ 375,000 $ 228,000
Shreveport-Bossier City, LA 1 $ 135,000 $ 135,000 $ 28,000
Sioux Falls, SD 1 $ 155,000 $ 155,000 $ 77,000
St. Petersburg-Clearwater-Largo, FL 1 $ 305,000 $ 305,000 $ 202,000
Tallahassee, FL 1 $ 245,000 $ 245,000 $ 121,000
Toledo, OH 1 $ 95,000 $ 95,000 $ 79,000
Traverse City, MI 1 $ 335,000 $ 335,000 $ 86,000
Tucson, AZ 1 $ 245,000 $ 245,000 $ 0
Tulsa, OK 1 $ 145,000 $ 145,000 $ 108,000
Tyler, TX 1 $ 85,000 $ 85,000 $ 66,000
Valdosta, GA 1 $ 245,000 $ 245,000 $ 0
Visalia-Porterville, CA 1 $ 245,000 $ 245,000 $ 54,000
Waterbury-Shelton, CT 1 $ 195,000 $ 195,000 $ 62,000
Waterloo-Cedar Falls, IA 1 $ 155,000 $ 155,000 $ 0
Wausau, WI 1 $ 155,000 $ 155,000 $ 107,000
Wichita, KS 1 $ 185,000 $ 185,000 $ 91,000
Yuba City, CA 1 $ 215,000 $ 215,000 $ 52,000

Mortgage Loan Application Detail Totals for Servis One, Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 327 $100,945,000 $308,000 $1,135,000 $66,000 $1,260,000
Cash-out Refinancing 263 $54,735,000 $208,000 $805,000 $144,000 $5,100,000
Home Purchase 12 $4,440,000 $370,000 $1,005,000 $150,000 $345,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 324 $83,330,000 $257,000 $805,000 $129,000 $5,100,000
Not Provided 132 $38,350,000 $290,000 $1,135,000 $69,000 $349,000
Black or African American 73 $19,205,000 $263,000 $665,000 $71,000 $267,000
Hispanic 60 $14,380,000 $239,000 $805,000 $116,000 $1,260,000
Asian 13 $4,855,000 $373,000 $905,000 $182,000 $390,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 254 $57,420,000 $226,000 $1,005,000 $166,000 $5,100,000
FHA-insured (Federal Housing Administration) 183 $52,025,000 $284,000 $905,000 $52,000 $357,000
VA-guaranteed (Veterans Administration) 165 $50,675,000 $307,000 $1,135,000 $48,000 $349,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 292 $80,390,000 $275,000 $1,135,000 $102,000 $5,100,000
Loan Originated 233 $57,995,000 $248,000 $815,000 $121,000 $390,000
Application Denied By Financial Institution 77 $21,735,000 $282,000 $1,005,000 $106,000 $552,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 525 $138,385,000 $263,000 $1,135,000 $109,000 $5,100,000
Credit Application Incomplete 42 $13,250,000 $315,000 $1,005,000 $114,000 $552,000
Other 11 $3,055,000 $277,000 $705,000 $150,000 $516,000
Credit History 10 $2,720,000 $272,000 $805,000 $67,000 $199,000
Debt-To-Income Ratio 8 $1,920,000 $240,000 $665,000 $79,000 $131,000
Collateral 4 $450,000 $112,000 $245,000 $102,000 $181,000
Insufficient Cash (Downpayment, Closing Cost) 2 $340,000 $170,000 $175,000 $61,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servis One, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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