Servis One, Inc Mortgage Lending & HMDA Data, 2019

In 2019, Servis One, Inc of Irving, TX reported 67 mortgage applications totaling $17.0 million. The average application was for $253,208, and applicants reported an average income of $70,805. 60% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Dallas-Plano-Irving, TX (11), Houston-The Woodlands-Sugar Land, TX (7) and Austin-Round Rock, TX (4) (applications in parentheses).

Mortgage Company & Address Servis One, Inc
4200 Regent Blvd Suit B200
Irving, TX 75063
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2019  
Total Number of Mortgage Applications 67
Total Mortgage Loan Application Amount $16,965,000
Average Mortgage Loan Application Amount $253,208
Highest Mortgage Loan Application Amount $715,000
Average Applicant Income $70,805
Highest Applicant Income $186,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servis One, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servis One, Inc by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas-Plano-Irving, TX 11 $ 2,445,000 $ 222,272 $ 62,000
Houston-The Woodlands-Sugar Land, TX 7 $ 1,585,000 $ 226,428 $ 76,000
Austin-Round Rock, TX 4 $ 1,380,000 $ 345,000 $ 97,000
Outside any metro area 4 $ 680,000 $ 170,000 $ 81,000
Riverside-San Bernardino-Ontario, CA 4 $ 1,570,000 $ 392,500 $ 99,000
Los Angeles-Long Beach-Glendale, CA 3 $ 825,000 $ 275,000 $ 61,000
Oakland-Hayward-Berkeley, CA 3 $ 1,505,000 $ 501,666 $ 131,000
Anaheim-Santa Ana-Irvine, CA 2 $ 530,000 $ 265,000 $ 44,000
Fort Worth-Arlington, TX 2 $ 410,000 $ 205,000 $ 59,000
Philadelphia, PA 2 $ 430,000 $ 215,000 $ 55,000
Redding, CA 2 $ 720,000 $ 360,000 $ 112,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 590,000 $ 295,000 $ 78,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 330,000 $ 165,000 $ 53,000
Baltimore-Columbia-Towson, MD 1 $ 415,000 $ 415,000 $ 182,000
Fort Collins, CO 1 $ 245,000 $ 245,000 $ 57,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 155,000 $ 155,000 $ 39,000
Greeley, CO 1 $ 215,000 $ 215,000 $ 42,000
Homosassa Springs, FL 1 $ 115,000 $ 115,000 $ 19,000
Miami-Miami Beach-Kendall, FL 1 $ 165,000 $ 165,000 $ 23,000
Odessa, TX 1 $ 125,000 $ 125,000 $ 85,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 295,000 $ 295,000 $ 73,000
Port St. Lucie, FL 1 $ 155,000 $ 155,000 $ 39,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 235,000 $ 235,000 $ 57,000
Santa Rosa, CA 1 $ 405,000 $ 405,000 $ 103,000
Sherman-Denison, TX 1 $ 115,000 $ 115,000 $ 17,000
St. Louis, MO-IL 1 $ 145,000 $ 145,000 $ 37,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 115,000 $ 115,000 $ 16,000
The Villages, FL 1 $ 165,000 $ 165,000 $ 54,000
Vallejo-Fairfield, CA 1 $ 455,000 $ 455,000 $ 60,000
Visalia-Porterville, CA 1 $ 135,000 $ 135,000 $ 72,000
Warren-Troy-Farmington Hills, MI 1 $ 105,000 $ 105,000 $ 56,000
Washington-Baltimore-Arlington, DC 1 $ 205,000 $ 205,000 $ 25,000

Mortgage Loan Application Detail Totals for Servis One, Inc in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 35 $9,835,000 $281,000 $485,000 $71,000 $155,000
Refinancing 31 $6,715,000 $216,000 $715,000 $67,000 $186,000
Home Purchase 1 $415,000 $415,000 $415,000 $182,000 $182,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 45 $11,065,000 $245,000 $715,000 $71,000 $186,000
Hispanic 9 $2,595,000 $288,000 $445,000 $75,000 $117,000
Not Provided 7 $1,485,000 $212,000 $355,000 $52,000 $96,000
Asian 3 $985,000 $328,000 $455,000 $64,000 $93,000
Black or African American 2 $660,000 $330,000 $415,000 $113,000 $182,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $77,000 $77,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FSA/RHS (Farm Service Agency or Rural Housing Service) 67 $16,965,000 $253,000 $715,000 $71,000 $186,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 40 $9,960,000 $249,000 $485,000 $70,000 $119,000
Application Withdrawn By Applicant 24 $6,030,000 $251,000 $715,000 $72,000 $186,000
Application Denied By Financial Institution 3 $975,000 $325,000 $405,000 $73,000 $103,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 64 $15,990,000 $249,000 $715,000 $71,000 $186,000
Unverifiable Information 2 $570,000 $285,000 $405,000 $58,000 $93,000
Debt-To-Income Ratio 1 $405,000 $405,000 $405,000 $103,000 $103,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servis One, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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