Servisfirst Bank Mortgage Lending & HMDA Data, 2024

In 2024, Servisfirst Bank of Birmingham, AL reported 1,642 mortgage applications totaling $818.8 million, up 33% from 2023. The average application was for $498,678, and applicants reported an average income of $312,419. 81% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Tallahassee, FL (277), Birmingham-Hoover, AL (199) and Nashville-Davidson--Murfreesboro--Franklin, TN (154) (applications in parentheses).

Mortgage Company & Address Servisfirst Bank
2500 Woodcrest Place
Birmingham, AL 35209
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,642
Total Mortgage Loan Application Amount $818,830,000
Average Mortgage Loan Application Amount $498,678
Highest Mortgage Loan Application Amount $22,755,000
Average Applicant Income $312,419
Highest Applicant Income $9,550,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servisfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servisfirst Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Leon, Florida 243 $ 86,985,000 $ 357,962 $ 192,000
Jefferson, Alabama 130 $ 48,080,000 $ 369,846 $ 303,000
Davidson, Tennessee 88 $ 66,130,000 $ 751,477 $ 326,000
Charleston, South Carolina 87 $ 63,355,000 $ 728,218 $ 359,000
Madison, Alabama 82 $ 33,490,000 $ 408,414 $ 317,000
Baldwin, Alabama 59 $ 25,365,000 $ 429,915 $ 254,000
Shelby, Alabama 57 $ 24,845,000 $ 435,877 $ 309,000
Houston, Alabama 55 $ 11,225,000 $ 204,090 $ 261,000
Lee, Alabama 54 $ 17,190,000 $ 318,333 $ 182,000
Mobile, Alabama 52 $ 14,550,000 $ 279,807 $ 253,000
Escambia, Florida 52 $ 23,370,000 $ 449,423 $ 335,000
Fulton, Georgia 37 $ 22,955,000 $ 620,405 $ 650,000
Houston, Georgia 36 $ 10,640,000 $ 295,555 $ 119,000
Williamson, Tennessee 33 $ 25,955,000 $ 786,515 $ 371,000
Montgomery, Alabama 31 $ 10,745,000 $ 346,612 $ 281,000
Mecklenburg, North Carolina 25 $ 11,495,000 $ 459,800 $ 215,000
Berkeley, South Carolina 21 $ 10,355,000 $ 493,095 $ 210,000
Dale, Alabama 16 $ 4,160,000 $ 260,000 $ 162,000
Walton, Florida 15 $ 16,065,000 $ 1,071,000 $ 857,000
Santa Rosa, Florida 14 $ 7,260,000 $ 518,571 $ 215,000
Limestone, Alabama 13 $ 4,315,000 $ 331,923 $ 257,000
Wakulla, Florida 13 $ 4,005,000 $ 308,076 $ 119,000
Tuscaloosa, Alabama 12 $ 4,830,000 $ 402,500 $ 1,009,000
Gadsden, Florida 12 $ 3,620,000 $ 301,666 $ 125,000
Sarasota, Florida 12 $ 16,900,000 $ 1,408,333 $ 603,000
Cobb, Georgia 12 $ 4,150,000 $ 345,833 $ 124,000
Dorchester, South Carolina 12 $ 3,070,000 $ 255,833 $ 147,000
Okaloosa, Florida 11 $ 8,795,000 $ 799,545 $ 491,000
Elmore, Alabama 10 $ 5,750,000 $ 575,000 $ 372,000
St. Clair, Alabama 10 $ 2,930,000 $ 293,000 $ 191,000
Jefferson, Florida 9 $ 3,005,000 $ 333,888 $ 153,000
Carroll, Georgia 9 $ 2,155,000 $ 239,444 $ 178,000
Rutherford, Tennessee 9 $ 2,755,000 $ 306,111 $ 179,000
Shelby, Tennessee 9 $ 9,375,000 $ 1,041,666 $ 1,810,000
Russell, Alabama 7 $ 1,065,000 $ 152,142 $ 124,000
Tallapoosa, Alabama 7 $ 4,995,000 $ 713,571 $ 217,000
Bay, Florida 7 $ 4,775,000 $ 682,142 $ 207,000
Hillsborough, Florida 7 $ 12,705,000 $ 1,815,000 $ 985,000
Jackson, Florida 7 $ 1,735,000 $ 247,857 $ 107,000
DeKalb, Georgia 7 $ 1,425,000 $ 203,571 $ 303,000
Muscogee, Georgia 7 $ 2,385,000 $ 340,714 $ 138,000
Coffee, Alabama 6 $ 760,000 $ 126,666 $ 85,000
Pinellas, Florida 6 $ 10,070,000 $ 1,678,333 $ 555,000
Jackson, Mississippi 6 $ 3,070,000 $ 511,666 $ 237,000
Sumner, Tennessee 6 $ 1,800,000 $ 300,000 $ 290,000
Virginia Beach, Virginia 6 $ 1,470,000 $ 245,000 $ 468,000
Cullman, Alabama 5 $ 1,965,000 $ 393,000 $ 414,000
Marshall, Alabama 5 $ 2,095,000 $ 419,000 $ 216,000
Morgan, Alabama 5 $ 995,000 $ 199,000 $ 97,000
Douglas, Georgia 5 $ 1,035,000 $ 207,000 $ 173,000
Gwinnett, Georgia 5 $ 2,015,000 $ 403,000 $ 145,000
Iredell, North Carolina 5 $ 3,105,000 $ 621,000 $ 295,000
Maury, Tennessee 5 $ 1,325,000 $ 265,000 $ 101,000
Coosa, Alabama 4 $ 1,470,000 $ 367,500 $ 219,000
Dallas, Alabama 4 $ 1,320,000 $ 330,000 $ 357,000
Etowah, Alabama 4 $ 1,500,000 $ 375,000 $ 382,000
Talladega, Alabama 4 $ 1,950,000 $ 487,500 $ 389,000
Collier, Florida 4 $ 1,290,000 $ 322,500 $ 420,000
Manatee, Florida 4 $ 3,400,000 $ 850,000 $ 900,000
Harris, Georgia 4 $ 910,000 $ 227,500 $ 2,521,000
Gaston, North Carolina 4 $ 3,590,000 $ 897,500 $ 309,000
Montgomery, Tennessee 4 $ 820,000 $ 205,000 $ 81,000
Wilson, Tennessee 4 $ 2,780,000 $ 695,000 $ 371,000
Henry, Alabama 3 $ 1,165,000 $ 388,333 $ 274,000
Franklin, Florida 3 $ 1,665,000 $ 555,000 $ 589,000
Monroe, Florida 3 $ 3,905,000 $ 1,301,666 $ 0
Orange, Florida 3 $ 4,845,000 $ 1,615,000 $ 644,000
Polk, Florida 3 $ 1,285,000 $ 428,333 $ 151,000
Forsyth, Georgia 3 $ 1,075,000 $ 358,333 $ 596,000
Brunswick, North Carolina 3 $ 2,395,000 $ 798,333 $ 308,000
Macon, North Carolina 3 $ 3,195,000 $ 1,065,000 $ 438,000
Chesapeake, Virginia 3 $ 905,000 $ 301,666 $ 169,000
Norfolk, Virginia 3 $ 715,000 $ 238,333 $ 432,000
Barbour, Alabama 2 $ 940,000 $ 470,000 $ 375,000
Chambers, Alabama 2 $ 290,000 $ 145,000 $ 37,000
Randolph, Alabama 2 $ 300,000 $ 150,000 $ 111,000
Palm Beach, Florida 2 $ 550,000 $ 275,000 $ 1,809,000
Seminole, Florida 2 $ 2,510,000 $ 1,255,000 $ 563,000
Gilmer, Georgia 2 $ 980,000 $ 490,000 $ 330,000
Paulding, Georgia 2 $ 1,730,000 $ 865,000 $ 251,000
Richmond, Georgia 2 $ 420,000 $ 210,000 $ 77,000
Madison, Mississippi 2 $ 980,000 $ 490,000 $ 191,000
Buncombe, North Carolina 2 $ 870,000 $ 435,000 $ 207,000
Durham, North Carolina 2 $ 340,000 $ 170,000 $ 288,000
Transylvania, North Carolina 2 $ 2,950,000 $ 1,475,000 $ 1,130,000
Calhoun, South Carolina 2 $ 380,000 $ 190,000 $ 155,000
Blount, Tennessee 2 $ 900,000 $ 450,000 $ 174,000
Cheatham, Tennessee 2 $ 530,000 $ 265,000 $ 161,000
Dickson, Tennessee 2 $ 780,000 $ 390,000 $ 82,000
Knox, Tennessee 2 $ 2,630,000 $ 1,315,000 $ 1,451,000
Monroe, Tennessee 2 $ 1,340,000 $ 670,000 $ 249,000
Robertson, Tennessee 2 $ 430,000 $ 215,000 $ 92,000
Harris, Texas 2 $ 680,000 $ 340,000 $ 104,000
Autauga, Alabama 1 $ 355,000 $ 355,000 $ 203,000
Blount, Alabama 1 $ 65,000 $ 65,000 $ 37,000
Butler, Alabama 1 $ 205,000 $ 205,000 $ 66,000
Covington, Alabama 1 $ 45,000 $ 45,000 $ 0
Escambia, Alabama 1 $ 285,000 $ 285,000 $ 130,000
Geneva, Alabama 1 $ 155,000 $ 155,000 $ 0
Lawrence, Alabama 1 $ 245,000 $ 245,000 $ 331,000
Macon, Alabama 1 $ 65,000 $ 65,000 $ 17,000
Walker, Alabama 1 $ 425,000 $ 425,000 $ 209,000
Orange, California 1 $ 405,000 $ 405,000 $ 116,000
Jefferson, Colorado 1 $ 255,000 $ 255,000 $ 270,000
Pitkin, Colorado 1 $ 3,405,000 $ 3,405,000 $ 2,688,000
Broward, Florida 1 $ 525,000 $ 525,000 $ 112,000
Dixie, Florida 1 $ 75,000 $ 75,000 $ 54,000
Duval, Florida 1 $ 415,000 $ 415,000 $ 94,000
Flagler, Florida 1 $ 2,005,000 $ 2,005,000 $ 1,509,000
Lee, Florida 1 $ 255,000 $ 255,000 $ 170,000
Madison, Florida 1 $ 275,000 $ 275,000 $ 138,000
Martin, Florida 1 $ 755,000 $ 755,000 $ 453,000
Okeechobee, Florida 1 $ 22,755,000 $ 22,755,000 $ 0
Osceola, Florida 1 $ 17,005,000 $ 17,005,000 $ 0
Pasco, Florida 1 $ 355,000 $ 355,000 $ 107,000
Bartow, Georgia 1 $ 445,000 $ 445,000 $ 242,000
Chatham, Georgia 1 $ 1,425,000 $ 1,425,000 $ 0
Dade, Georgia 1 $ 205,000 $ 205,000 $ 391,000
Early, Georgia 1 $ 205,000 $ 205,000 $ 87,000
Fannin, Georgia 1 $ 1,585,000 $ 1,585,000 $ 1,117,000
Floyd, Georgia 1 $ 215,000 $ 215,000 $ 450,000
Hall, Georgia 1 $ 375,000 $ 375,000 $ 132,000
Meriwether, Georgia 1 $ 255,000 $ 255,000 $ 109,000
Newton, Georgia 1 $ 305,000 $ 305,000 $ 58,000
Peach, Georgia 1 $ 385,000 $ 385,000 $ 117,000
Seminole, Georgia 1 $ 295,000 $ 295,000 $ 536,000
Thomas, Georgia 1 $ 175,000 $ 175,000 $ 52,000
Marshall, Kentucky 1 $ 1,265,000 $ 1,265,000 $ 1,214,000
Jefferson, Louisiana 1 $ 995,000 $ 995,000 $ 446,000
Orleans, Louisiana 1 $ 175,000 $ 175,000 $ 100,000
Knox, Maine 1 $ 265,000 $ 265,000 $ 330,000
Baltimore, Maryland 1 $ 425,000 $ 425,000 $ 722,000
Nantucket, Massachusetts 1 $ 2,595,000 $ 2,595,000 $ 2,893,000
Lee, Mississippi 1 $ 255,000 $ 255,000 $ 90,000
Greene, Missouri 1 $ 555,000 $ 555,000 $ 626,000
Douglas, Nebraska 1 $ 165,000 $ 165,000 $ 85,000
Suffolk, New York 1 $ 1,005,000 $ 1,005,000 $ 0
Cabarrus, North Carolina 1 $ 655,000 $ 655,000 $ 206,000
Guilford, North Carolina 1 $ 905,000 $ 905,000 $ 2,183,000
Harnett, North Carolina 1 $ 245,000 $ 245,000 $ 208,000
Haywood, North Carolina 1 $ 175,000 $ 175,000 $ 142,000
Hertford, North Carolina 1 $ 75,000 $ 75,000 $ 88,000
Jackson, North Carolina 1 $ 305,000 $ 305,000 $ 543,000
Johnston, North Carolina 1 $ 465,000 $ 465,000 $ 194,000
Rowan, North Carolina 1 $ 165,000 $ 165,000 $ 59,000
Union, North Carolina 1 $ 1,765,000 $ 1,765,000 $ 381,000
Wake, North Carolina 1 $ 105,000 $ 105,000 $ 133,000
Yadkin, North Carolina 1 $ 105,000 $ 105,000 $ 22,000
Yancey, North Carolina 1 $ 935,000 $ 935,000 $ 1,392,000
Anderson, South Carolina 1 $ 5,755,000 $ 5,755,000 $ 0
Colleton, South Carolina 1 $ 665,000 $ 665,000 $ 314,000
Georgetown, South Carolina 1 $ 1,465,000 $ 1,465,000 $ 650,000
Greenville, South Carolina 1 $ 755,000 $ 755,000 $ 250,000
Lexington, South Carolina 1 $ 195,000 $ 195,000 $ 140,000
Orangeburg, South Carolina 1 $ 325,000 $ 325,000 $ 154,000
Pickens, South Carolina 1 $ 495,000 $ 495,000 $ 298,000
Spartanburg, South Carolina 1 $ 225,000 $ 225,000 $ 70,000
York, South Carolina 1 $ 15,000 $ 15,000 $ 74,000
Campbell, Tennessee 1 $ 865,000 $ 865,000 $ 451,000
Fayette, Tennessee 1 $ 305,000 $ 305,000 $ 78,000
Grundy, Tennessee 1 $ 1,005,000 $ 1,005,000 $ 1,001,000
Hamilton, Tennessee 1 $ 535,000 $ 535,000 $ 306,000
Hickman, Tennessee 1 $ 1,505,000 $ 1,505,000 $ 3,370,000
Loudon, Tennessee 1 $ 275,000 $ 275,000 $ 126,000
Macon, Tennessee 1 $ 265,000 $ 265,000 $ 107,000
Marshall, Tennessee 1 $ 2,245,000 $ 2,245,000 $ 2,100,000
Overton, Tennessee 1 $ 415,000 $ 415,000 $ 121,000
Sevier, Tennessee 1 $ 225,000 $ 225,000 $ 262,000
Smith, Tennessee 1 $ 235,000 $ 235,000 $ 129,000
Summit, Utah 1 $ 1,435,000 $ 1,435,000 $ 0
Patrick, Virginia 1 $ 455,000 $ 455,000 $ 1,102,000

Mortgage Loan Application Detail Totals for Servisfirst Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,041 $494,995,000 $475,000 $22,755,000 $229,000 $7,069,000
Home Improvement 189 $57,705,000 $305,000 $2,965,000 $412,000 $8,065,000
Refinancing 166 $144,060,000 $867,000 $6,565,000 $555,000 $9,550,000
Other Purpose 146 $75,900,000 $519,000 $5,605,000 $511,000 $5,398,000
Cash-out Refinancing 100 $46,170,000 $461,000 $3,455,000 $300,000 $2,943,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,088 $520,910,000 $478,000 $7,005,000 $341,000 $9,550,000
Not Provided 187 $89,345,000 $477,000 $5,605,000 $304,000 $2,084,000
Not applicable 115 $123,185,000 $1,071,000 $22,755,000 $0 $0
Black or African American 110 $30,240,000 $274,000 $1,205,000 $138,000 $1,250,000
Hispanic 78 $25,570,000 $327,000 $1,565,000 $219,000 $2,524,000
Asian 56 $26,220,000 $468,000 $4,075,000 $244,000 $2,148,000
American Indian or Alaskan Native 8 $3,360,000 $420,000 $1,295,000 $237,000 $568,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,484 $767,590,000 $517,000 $22,755,000 $335,000 $9,550,000
FHA-insured (Federal Housing Administration) 97 $27,005,000 $278,000 $905,000 $98,000 $228,000
VA-guaranteed (Veterans Administration) 61 $24,235,000 $397,000 $895,000 $135,000 $445,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,332 $652,230,000 $489,000 $16,005,000 $318,000 $8,065,000
Application Withdrawn By Applicant 219 $95,655,000 $436,000 $4,075,000 $295,000 $9,550,000
Application Denied By Financial Institution 47 $40,495,000 $861,000 $22,755,000 $152,000 $2,084,000
Loan Purchased By The Institution 25 $5,665,000 $226,000 $765,000 $70,000 $78,000
Application Approved But Not Accepted 17 $22,625,000 $1,330,000 $17,005,000 $302,000 $1,478,000
File Closed For Incompleteness 2 $2,160,000 $1,080,000 $2,005,000 $1,938,000 $2,893,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,595 $778,335,000 $487,000 $17,005,000 $316,000 $9,550,000
Debt-To-Income Ratio 19 $30,465,000 $1,603,000 $22,755,000 $126,000 $360,000
Credit History 16 $2,190,000 $136,000 $255,000 $73,000 $216,000
Collateral 7 $6,025,000 $860,000 $5,605,000 $383,000 $2,084,000
Other 3 $1,335,000 $445,000 $805,000 $243,000 $383,000
Employment History 2 $480,000 $240,000 $265,000 $60,000 $69,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servisfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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