Shelter Growth Capital Partners LLC Mortgage Lending & HMDA Data, 2021

In 2021, Shelter Growth Capital Partners LLC of Wilmington, DE reported 1,932 mortgage applications totaling $1.3 billion. The average application was for $697,148, and applicants reported an average income of $377,459. 54% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (233), Anaheim-Santa Ana-Irvine, CA (178) and Riverside-San Bernardino-Ontario, CA (140) (applications in parentheses).

Mortgage Company & Address Shelter Growth Capital Partners LLC
750 Washington Blvd
Wilmington, DE 06901
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  
Total Number of Mortgage Applications 1,932
Total Mortgage Loan Application Amount $1,346,890,000
Average Mortgage Loan Application Amount $697,148
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $377,459
Highest Applicant Income $7,510,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shelter Growth Capital Partners LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Shelter Growth Capital Partners LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,151 $762,015,000 $662,000 $3,005,000 $361,000 $7,510,000
Cash-out Refinancing 399 $263,645,000 $660,000 $2,945,000 $389,000 $4,464,000
Refinancing 382 $321,230,000 $840,000 $3,005,000 $415,000 $3,986,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 799 $658,965,000 $824,000 $3,005,000 $388,000 $7,510,000
Not applicable 365 $200,415,000 $549,000 $2,475,000 $0 $0
Not Provided 271 $199,325,000 $735,000 $2,855,000 $375,000 $3,570,000
Hispanic 232 $124,280,000 $535,000 $2,485,000 $349,000 $4,464,000
Asian 160 $108,430,000 $677,000 $2,935,000 $398,000 $1,918,000
Black or African American 91 $46,195,000 $507,000 $2,175,000 $251,000 $1,371,000
American Indian or Alaskan Native 7 $3,515,000 $502,000 $685,000 $1,201,000 $1,602,000
Native Hawaiian or Other Pacific Islander 3 $2,815,000 $938,000 $1,725,000 $288,000 $288,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,932 $1,346,890,000 $697,000 $3,005,000 $378,000 $7,510,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,046 $772,220,000 $738,000 $3,005,000 $396,000 $7,510,000
Loan Purchased By The Institution 365 $200,415,000 $549,000 $2,475,000 $0 $0
Application Denied By Financial Institution 257 $163,265,000 $635,000 $2,505,000 $269,000 $1,795,000
Application Withdrawn By Applicant 248 $195,110,000 $786,000 $3,005,000 $426,000 $4,464,000
Application Approved But Not Accepted 16 $15,880,000 $992,000 $2,165,000 $302,000 $503,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,675 $1,183,625,000 $706,000 $3,005,000 $401,000 $7,510,000
Collateral 83 $44,285,000 $533,000 $2,175,000 $280,000 $1,611,000
Other 46 $27,610,000 $600,000 $2,485,000 $265,000 $688,000
Credit Application Incomplete 41 $32,115,000 $783,000 $2,155,000 $373,000 $1,795,000
Debt-To-Income Ratio 36 $24,840,000 $690,000 $2,505,000 $154,000 $1,368,000
Credit History 20 $11,210,000 $560,000 $1,355,000 $415,000 $1,542,000
Unverifiable Information 18 $14,480,000 $804,000 $2,465,000 $237,000 $1,080,000
Insufficient Cash (Downpayment, Closing Cost) 11 $7,515,000 $683,000 $2,285,000 $174,000 $303,000
Employment History 2 $1,210,000 $605,000 $755,000 $147,000 $182,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Growth Capital Partners LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Shelter Growth Capital Partners LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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