Sharonview Federal CU Mortgage Lending & HMDA Data, 2025
In 2025, Sharonview Federal CU of Indian Land, SC reported 1,090 mortgage applications totaling $120.9 million, down 16% from 2024. The average application was for $110,944, and applicants reported an average income of $121,165. 43% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (488), Greenville-Anderson-Mauldin, SC (159) and Spartanburg, SC (54) (applications in parentheses).
| Mortgage Company & Address | Sharonview Federal CU 1081 Red Ventures Dr. Indian Land, SC 29707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,090 |
| Total Mortgage Loan Application Amount | $120,930,000 |
| Average Mortgage Loan Application Amount | $110,944 |
| Highest Mortgage Loan Application Amount | $635,000 |
| Average Applicant Income | $121,165 |
| Highest Applicant Income | $1,698,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sharonview Federal CU filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg, North Carolina | 174 | $ 25,750,000 | $ 147,988 | $ 160,000 |
| Greenville, South Carolina | 126 | $ 11,890,000 | $ 94,365 | $ 103,000 |
| Rowan, North Carolina | 93 | $ 10,175,000 | $ 109,408 | $ 98,000 |
| Cleveland, North Carolina | 67 | $ 7,395,000 | $ 110,373 | $ 103,000 |
| Gaston, North Carolina | 63 | $ 6,545,000 | $ 103,888 | $ 99,000 |
| York, South Carolina | 53 | $ 6,605,000 | $ 124,622 | $ 144,000 |
| Spartanburg, South Carolina | 52 | $ 4,730,000 | $ 90,961 | $ 99,000 |
| New Hanover, North Carolina | 42 | $ 3,810,000 | $ 90,714 | $ 102,000 |
| Union, North Carolina | 42 | $ 6,550,000 | $ 155,952 | $ 189,000 |
| Cumberland, North Carolina | 25 | $ 1,735,000 | $ 69,400 | $ 107,000 |
| Robeson, North Carolina | 21 | $ 1,965,000 | $ 93,571 | $ 76,000 |
| Lancaster, South Carolina | 20 | $ 3,000,000 | $ 150,000 | $ 222,000 |
| Cabarrus, North Carolina | 18 | $ 1,810,000 | $ 100,555 | $ 122,000 |
| Florence, South Carolina | 18 | $ 980,000 | $ 54,444 | $ 65,000 |
| Anderson, South Carolina | 17 | $ 1,535,000 | $ 90,294 | $ 96,000 |
| Iredell, North Carolina | 14 | $ 1,750,000 | $ 125,000 | $ 103,000 |
| Bladen, North Carolina | 13 | $ 1,155,000 | $ 88,846 | $ 86,000 |
| Darlington, South Carolina | 12 | $ 460,000 | $ 38,333 | $ 58,000 |
| Pickens, South Carolina | 12 | $ 780,000 | $ 65,000 | $ 67,000 |
| Brunswick, North Carolina | 10 | $ 1,520,000 | $ 152,000 | $ 112,000 |
| Lincoln, North Carolina | 10 | $ 1,520,000 | $ 152,000 | $ 155,000 |
| Somerset, New Jersey | 9 | $ 1,215,000 | $ 135,000 | $ 133,000 |
| Catawba, North Carolina | 9 | $ 1,265,000 | $ 140,555 | $ 149,000 |
| Davidson, North Carolina | 8 | $ 290,000 | $ 36,250 | $ 69,000 |
| Davie, North Carolina | 7 | $ 525,000 | $ 75,000 | $ 73,000 |
| Cherokee, South Carolina | 6 | $ 340,000 | $ 56,666 | $ 83,000 |
| Johnston, North Carolina | 5 | $ 455,000 | $ 91,000 | $ 114,000 |
| Horry, South Carolina | 5 | $ 715,000 | $ 143,000 | $ 133,000 |
| Hunterdon, New Jersey | 4 | $ 970,000 | $ 242,500 | $ 125,000 |
| Ocean, New Jersey | 4 | $ 320,000 | $ 80,000 | $ 128,000 |
| Guilford, North Carolina | 4 | $ 360,000 | $ 90,000 | $ 59,000 |
| Hoke, North Carolina | 4 | $ 220,000 | $ 55,000 | $ 90,000 |
| Rockingham, North Carolina | 4 | $ 200,000 | $ 50,000 | $ 160,000 |
| Wake, North Carolina | 4 | $ 710,000 | $ 177,500 | $ 134,000 |
| Laurens, South Carolina | 4 | $ 380,000 | $ 95,000 | $ 67,000 |
| Gwinnett, Georgia | 3 | $ 365,000 | $ 121,666 | $ 129,000 |
| Onslow, North Carolina | 3 | $ 295,000 | $ 98,333 | $ 87,000 |
| Beaufort, South Carolina | 3 | $ 265,000 | $ 88,333 | $ 137,000 |
| Berkeley, South Carolina | 3 | $ 225,000 | $ 75,000 | $ 56,000 |
| Charleston, South Carolina | 3 | $ 85,000 | $ 28,333 | $ 36,000 |
| Dillon, South Carolina | 3 | $ 325,000 | $ 108,333 | $ 109,000 |
| Lexington, South Carolina | 3 | $ 155,000 | $ 51,666 | $ 75,000 |
| San Bernardino, California | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Essex, New Jersey | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
| Middlesex, New Jersey | 2 | $ 150,000 | $ 75,000 | $ 173,000 |
| Union, New Jersey | 2 | $ 360,000 | $ 180,000 | $ 412,000 |
| Warren, New Jersey | 2 | $ 290,000 | $ 145,000 | $ 186,000 |
| Columbus, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| Duplin, North Carolina | 2 | $ 260,000 | $ 130,000 | $ 361,000 |
| Haywood, North Carolina | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Pender, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 88,000 |
| Rutherford, North Carolina | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Sampson, North Carolina | 2 | $ 150,000 | $ 75,000 | $ 595,000 |
| Stanly, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 94,000 |
| Stokes, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 115,000 |
| Wayne, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 49,000 |
| Wilkes, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 149,000 |
| Northampton, Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 100,000 |
| Aiken, South Carolina | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Greenwood, South Carolina | 2 | $ 360,000 | $ 180,000 | $ 134,000 |
| Union, South Carolina | 2 | $ 80,000 | $ 40,000 | $ 97,000 |
| Denver, Colorado | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| El Paso, Colorado | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Alachua, Florida | 1 | $ 315,000 | $ 315,000 | $ 195,000 |
| Broward, Florida | 1 | $ 155,000 | $ 155,000 | $ 673,000 |
| Hernando, Florida | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Hillsborough, Florida | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Marion, Florida | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Miami-Dade, Florida | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Orange, Florida | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Chatham, Georgia | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Effingham, Georgia | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Fulton, Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Hall, Georgia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Jackson, Georgia | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Baltimore City, Maryland | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Clark, Nevada | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Bergen, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 286,000 |
| Gloucester, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 476,000 |
| Monmouth, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 227,000 |
| Sussex, New Jersey | 1 | $ 325,000 | $ 325,000 | $ 444,000 |
| Alamance, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Buncombe, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Burke, North Carolina | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Caldwell, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Carteret, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Dare, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 323,000 |
| Harnett, North Carolina | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Lee, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Nash, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Northampton, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 384,000 |
| Orange, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Randolph, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Richmond, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Scotland, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Surry, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Allegheny, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Monroe, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Montgomery, Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 437,000 |
| Wayne, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Chester, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clarendon, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Lee, South Carolina | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Marion, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Oconee, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Richland, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Cumberland, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Montgomery, Texas | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Washington, Vermont | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Fairfax, Virginia | 1 | $ 255,000 | $ 255,000 | $ 333,000 |
| Fluvanna, Virginia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Hampton, Virginia | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Hopewell, Virginia | 1 | $ 65,000 | $ 65,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for Sharonview Federal CU in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 521 | $52,015,000 | $99,000 | $555,000 | $113,000 | $1,500,000 |
| Home Improvement | 433 | $46,535,000 | $107,000 | $505,000 | $125,000 | $1,698,000 |
| Refinancing | 130 | $20,670,000 | $159,000 | $535,000 | $141,000 | $1,560,000 |
| Home Purchase | 4 | $1,410,000 | $352,000 | $635,000 | $164,000 | $377,000 |
| Cash-out Refinancing | 2 | $300,000 | $150,000 | $155,000 | $43,000 | $62,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 578 | $61,050,000 | $105,000 | $555,000 | $128,000 | $1,698,000 |
| White | 380 | $46,690,000 | $122,000 | $635,000 | $114,000 | $650,000 |
| Black or African American | 77 | $6,225,000 | $80,000 | $425,000 | $90,000 | $1,176,000 |
| Hispanic | 39 | $3,835,000 | $98,000 | $295,000 | $135,000 | $1,500,000 |
| Asian | 11 | $2,675,000 | $243,000 | $535,000 | $207,000 | $420,000 |
| American Indian or Alaskan Native | 4 | $320,000 | $80,000 | $115,000 | $72,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,090 | $120,930,000 | $110,000 | $635,000 | $121,000 | $1,698,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 543 | $51,985,000 | $95,000 | $555,000 | $109,000 | $1,698,000 |
| Loan Originated | 471 | $60,525,000 | $128,000 | $635,000 | $133,000 | $757,000 |
| Application Approved But Not Accepted | 65 | $6,745,000 | $103,000 | $355,000 | $125,000 | $673,000 |
| Application Withdrawn By Applicant | 11 | $1,675,000 | $152,000 | $395,000 | $244,000 | $1,176,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 547 | $68,945,000 | $126,000 | $635,000 | $134,000 | $1,176,000 |
| Debt-To-Income Ratio | 179 | $23,125,000 | $129,000 | $555,000 | $82,000 | $675,000 |
| Other | 146 | $8,970,000 | $61,000 | $355,000 | $107,000 | $1,560,000 |
| Credit History | 118 | $10,080,000 | $85,000 | $355,000 | $122,000 | $1,500,000 |
| Collateral | 54 | $4,980,000 | $92,000 | $305,000 | $170,000 | $1,698,000 |
| Unverifiable Information | 39 | $4,415,000 | $113,000 | $535,000 | $116,000 | $380,000 |
| Credit Application Incomplete | 5 | $295,000 | $59,000 | $105,000 | $114,000 | $243,000 |
| Employment History | 2 | $120,000 | $60,000 | $85,000 | $66,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sharonview Federal CU's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sharonview Federal CU's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
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