Shea Mortgage Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Shea Mortgage Inc. of Scottsdale, AZ reported 1,453 mortgage applications totaling $852.8 million, up 3% from 2024. The average application was for $586,947, and applicants reported an average income of $237,938. 77% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (448), Denver-Aurora-Lakewood, CO (311) and Charlotte-Concord-Gastonia, NC-SC (111) (applications in parentheses).

Mortgage Company & Address Shea Mortgage Inc.
14350 N. 87th Street, Suite 350
Scottsdale, AZ 85260
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,453
Total Mortgage Loan Application Amount $852,835,000
Average Mortgage Loan Application Amount $586,947
Highest Mortgage Loan Application Amount $1,655,000
Average Applicant Income $237,938
Highest Applicant Income $2,461,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shea Mortgage Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Shea Mortgage Inc. by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Phoenix-Mesa-Scottsdale, AZ 448 $ 258,300,000 $ 576,562 $ 230,000
Denver-Aurora-Lakewood, CO 311 $ 218,295,000 $ 701,913 $ 282,000
Charlotte-Concord-Gastonia, NC-SC 111 $ 59,925,000 $ 539,864 $ 225,927
Houston-The Woodlands-Sugar Land, TX 107 $ 47,015,000 $ 439,392 $ 189,000
Las Vegas-Henderson-Paradise, NV 80 $ 34,790,000 $ 434,875 $ 241,000
San Diego-Carlsbad, CA 69 $ 51,865,000 $ 751,666 $ 267,000
Oxnard-Thousand Oaks-Ventura, CA 56 $ 41,170,000 $ 735,178 $ 242,000
Riverside-San Bernardino-Ontario, CA 38 $ 22,750,000 $ 598,684 $ 222,000
Tacoma-Lakewood, WA 38 $ 18,660,000 $ 491,052 $ 190,000
Boise City, ID 26 $ 11,080,000 $ 426,153 $ 173,000
Prescott Valley-Prescott, AZ 21 $ 10,045,000 $ 478,333 $ 228,000
San Jose-Sunnyvale-Santa Clara, CA 21 $ 8,695,000 $ 414,047 $ 180,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 21 $ 12,925,000 $ 615,476 $ 313,000
Winchester, VA-WV 18 $ 7,940,000 $ 441,111 $ 170,000
Stockton-Lodi, CA 17 $ 10,275,000 $ 604,411 $ 187,000
Anaheim-Santa Ana-Irvine, CA 13 $ 11,235,000 $ 864,230 $ 306,000
Oakland-Hayward-Berkeley, CA 13 $ 8,165,000 $ 628,076 $ 191,000
Sacramento--Roseville--Arden-Arcade, CA 12 $ 4,540,000 $ 378,333 $ 258,000
Arlington-Alexandria-Reston, VA-WV 10 $ 4,120,000 $ 412,000 $ 201,000
Ocala, FL 10 $ 2,430,000 $ 243,000 $ 121,000
Salinas, CA 10 $ 7,250,000 $ 725,000 $ 366,000
Los Angeles-Long Beach-Glendale, CA 2 $ 720,000 $ 360,000 $ 192,000
Seattle-Bellevue-Everett, WA 1 $ 645,000 $ 645,000 $ 217,000

Mortgage Loan Application Detail Totals for Shea Mortgage Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,452 $852,340,000 $587,000 $1,655,000 $238,000 $2,461,000
Refinancing 1 $495,000 $495,000 $495,000 $148,000 $148,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 839 $481,675,000 $574,000 $1,655,000 $250,000 $1,457,000
Asian 302 $191,840,000 $635,000 $1,625,000 $215,000 $772,000
Not Provided 125 $71,965,000 $575,000 $1,655,000 $252,000 $2,461,000
Hispanic 114 $66,140,000 $580,000 $1,455,000 $222,000 $1,366,000
Black or African American 62 $33,340,000 $537,000 $975,000 $178,000 $494,000
American Indian or Alaskan Native 9 $6,005,000 $667,000 $1,155,000 $292,000 $569,000
Native Hawaiian or Other Pacific Islander 2 $1,870,000 $935,000 $1,075,000 $300,000 $301,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,288 $752,930,000 $584,000 $1,655,000 $246,000 $2,461,000
VA-guaranteed (Veterans Administration) 100 $65,140,000 $651,000 $1,565,000 $191,000 $410,000
FHA-insured (Federal Housing Administration) 65 $34,765,000 $534,000 $835,000 $162,000 $380,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,124 $635,610,000 $565,000 $1,655,000 $235,000 $2,461,000
Application Withdrawn By Applicant 299 $197,515,000 $660,000 $1,565,000 $260,000 $1,457,000
Application Denied By Financial Institution 26 $17,560,000 $675,000 $1,295,000 $143,000 $278,000
Application Approved But Not Accepted 4 $2,150,000 $537,000 $805,000 $196,000 $304,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,427 $835,275,000 $585,000 $1,655,000 $240,000 $2,461,000
Debt-To-Income Ratio 20 $14,070,000 $703,000 $1,295,000 $134,000 $278,000
Credit History 3 $1,505,000 $501,000 $615,000 $162,000 $256,000
Employment History 2 $1,480,000 $740,000 $855,000 $194,000 $260,000
Other 1 $505,000 $505,000 $505,000 $160,000 $160,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Shea Mortgage Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Shea Mortgage Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List