Sierra Pacific Mortgage Co. Inc Mortgage Lending & HMDA Data, 2025

In 2025, Sierra Pacific Mortgage Co. Inc of Folsom, CA reported 11,333 mortgage applications totaling $4.4 billion, up 1% from 2024. The average application was for $386,362, and applicants reported an average income of $161,486. 66% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (456), Dallas-Plano-Irving, TX (427) and Wichita, KS (410) (applications in parentheses).

Mortgage Company & Address Sierra Pacific Mortgage Co. Inc
1180 Iron Point Rd, Suite 200
Folsom, CA 95630
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,333
Total Mortgage Loan Application Amount $4,378,645,000
Average Mortgage Loan Application Amount $386,362
Highest Mortgage Loan Application Amount $8,025,000
Average Applicant Income $161,486
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sierra Pacific Mortgage Co. Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sierra Pacific Mortgage Co. Inc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 456 $ 255,670,000 $ 560,679 $ 209,000
Sedgwick, Kansas 331 $ 74,615,000 $ 225,422 $ 100,000
Kern, California 321 $ 107,085,000 $ 333,598 $ 135,000
Sacramento, California 260 $ 112,630,000 $ 433,192 $ 140,000
San Diego, California 247 $ 144,965,000 $ 586,902 $ 198,000
Maricopa, Arizona 218 $ 86,630,000 $ 397,385 $ 163,000
Riverside, California 188 $ 85,180,000 $ 453,085 $ 167,000
Fresno, California 187 $ 68,885,000 $ 368,368 $ 163,000
Orange, California 176 $ 105,840,000 $ 601,363 $ 229,000
Tarrant, Texas 164 $ 52,320,000 $ 319,024 $ 145,000
San Bernardino, California 141 $ 61,415,000 $ 435,567 $ 145,000
San Joaquin, California 136 $ 56,890,000 $ 418,308 $ 134,000
Denton, Texas 128 $ 57,960,000 $ 452,812 $ 189,000
Collin, Texas 126 $ 59,880,000 $ 475,238 $ 235,000
Clark, Nevada 125 $ 43,035,000 $ 344,280 $ 141,000
Multnomah, Oregon 122 $ 47,550,000 $ 389,754 $ 214,000
Harris, Texas 113 $ 33,735,000 $ 298,539 $ 137,000
Madera, California 112 $ 40,780,000 $ 364,107 $ 143,000
Ventura, California 111 $ 56,405,000 $ 508,153 $ 163,000
Dallas, Texas 101 $ 40,365,000 $ 399,653 $ 158,000
Contra Costa, California 99 $ 52,885,000 $ 534,191 $ 213,000
Cook, Illinois 93 $ 26,245,000 $ 282,204 $ 137,000
Middlesex, Massachusetts 85 $ 37,265,000 $ 438,411 $ 173,000
Palm Beach, Florida 81 $ 25,975,000 $ 320,679 $ 225,000
Klamath, Oregon 81 $ 21,555,000 $ 266,111 $ 135,000
Washington, Tennessee 79 $ 26,025,000 $ 329,430 $ 121,000
Graham, Arizona 78 $ 24,320,000 $ 311,794 $ 130,000
Spokane, Washington 77 $ 27,985,000 $ 363,441 $ 162,000
Placer, California 72 $ 34,880,000 $ 484,444 $ 250,000
Cache, Utah 72 $ 30,670,000 $ 425,972 $ 139,000
Worcester, Massachusetts 71 $ 26,045,000 $ 366,830 $ 205,000
Jefferson, Colorado 63 $ 31,235,000 $ 495,793 $ 171,000
Sonoma, California 62 $ 32,340,000 $ 521,612 $ 205,000
Alameda, California 61 $ 34,365,000 $ 563,360 $ 181,000
Butler, Kansas 60 $ 12,650,000 $ 210,833 $ 94,000
Stanislaus, California 59 $ 20,325,000 $ 344,491 $ 121,000
Tulare, California 59 $ 20,125,000 $ 341,101 $ 114,000
Arapahoe, Colorado 59 $ 28,225,000 $ 478,389 $ 193,000
Broward, Florida 59 $ 21,685,000 $ 367,542 $ 156,000
Lane, Oregon 59 $ 19,825,000 $ 336,016 $ 185,000
Miami-Dade, Florida 58 $ 18,090,000 $ 311,896 $ 235,000
Utah, Utah 58 $ 26,960,000 $ 464,827 $ 152,000
Essex, Massachusetts 57 $ 30,195,000 $ 529,736 $ 160,000
Baltimore, Maryland 56 $ 18,850,000 $ 336,607 $ 136,000
Salt Lake, Utah 56 $ 24,620,000 $ 439,642 $ 150,000
Anne Arundel, Maryland 51 $ 22,095,000 $ 433,235 $ 184,000
Nevada, California 50 $ 19,790,000 $ 395,800 $ 156,000
Orange, Florida 50 $ 18,000,000 $ 360,000 $ 148,000
Prince George's, Maryland 50 $ 18,270,000 $ 365,400 $ 136,000
Sullivan, Tennessee 49 $ 14,295,000 $ 291,734 $ 109,000
Jackson, Missouri 48 $ 14,610,000 $ 304,375 $ 150,000
Washington, Oregon 48 $ 20,460,000 $ 426,250 $ 131,000
El Paso, Texas 48 $ 13,040,000 $ 271,666 $ 120,000
Denver, Colorado 47 $ 24,465,000 $ 520,531 $ 209,000
Solano, California 46 $ 21,200,000 $ 460,869 $ 154,000
Pierce, Washington 46 $ 21,680,000 $ 471,304 $ 155,000
Bernalillo, New Mexico 45 $ 13,185,000 $ 293,000 $ 158,000
Hennepin, Minnesota 44 $ 16,050,000 $ 364,772 $ 138,000
Douglas, Colorado 43 $ 23,145,000 $ 538,255 $ 226,000
Montgomery, Texas 43 $ 14,875,000 $ 345,930 $ 168,000
Hillsborough, Florida 42 $ 12,980,000 $ 309,047 $ 101,000
Washoe, Nevada 42 $ 18,150,000 $ 432,142 $ 194,000
Deschutes, Oregon 42 $ 20,430,000 $ 486,428 $ 334,000
Prince William, Virginia 42 $ 21,460,000 $ 510,952 $ 132,000
Santa Clara, California 41 $ 29,005,000 $ 707,439 $ 276,000
Montgomery, Maryland 41 $ 17,515,000 $ 427,195 $ 189,000
Plymouth, Massachusetts 41 $ 17,195,000 $ 419,390 $ 197,000
Lancaster, Pennsylvania 41 $ 10,785,000 $ 263,048 $ 92,000
Clackamas, Oregon 40 $ 18,160,000 $ 454,000 $ 399,000
Yavapai, Arizona 39 $ 13,575,000 $ 348,076 $ 109,000
Hillsborough, New Hampshire 39 $ 16,455,000 $ 421,923 $ 169,000
Providence, Rhode Island 39 $ 14,435,000 $ 370,128 $ 116,000
Ellis, Texas 39 $ 15,625,000 $ 400,641 $ 172,000
Butte, California 37 $ 10,445,000 $ 282,297 $ 129,000
Imperial, California 37 $ 12,625,000 $ 341,216 $ 113,000
El Dorado, California 36 $ 15,350,000 $ 426,388 $ 191,000
Adams, Colorado 36 $ 16,620,000 $ 461,666 $ 203,000
Fairfax, Virginia 36 $ 19,010,000 $ 528,055 $ 177,000
Clark, Washington 36 $ 14,390,000 $ 399,722 $ 182,000
Chatham, Georgia 35 $ 11,745,000 $ 335,571 $ 162,000
Marion, Oregon 35 $ 12,625,000 $ 360,714 $ 110,000
Pinellas, Florida 34 $ 11,820,000 $ 347,647 $ 165,000
Baltimore City, Maryland 33 $ 7,705,000 $ 233,484 $ 118,000
Pima, Arizona 32 $ 12,010,000 $ 375,312 $ 149,000
Shasta, California 31 $ 9,975,000 $ 321,774 $ 107,000
Knox, Tennessee 30 $ 10,300,000 $ 343,333 $ 125,000
Santa Barbara, California 29 $ 13,725,000 $ 473,275 $ 157,000
Norfolk, Massachusetts 29 $ 14,755,000 $ 508,793 $ 201,000
Dona Ana, New Mexico 29 $ 8,405,000 $ 289,827 $ 111,000
Virginia Beach, Virginia 29 $ 12,505,000 $ 431,206 $ 157,000
Pinal, Arizona 28 $ 8,760,000 $ 312,857 $ 137,000
Yolo, California 28 $ 12,750,000 $ 455,357 $ 170,000
Yuba, California 28 $ 10,090,000 $ 360,357 $ 114,000
Honolulu, Hawaii 28 $ 13,760,000 $ 491,428 $ 238,000
Jackson, Oregon 28 $ 10,530,000 $ 376,071 $ 155,000
Davis, Utah 28 $ 12,780,000 $ 456,428 $ 141,000
Larimer, Colorado 27 $ 13,915,000 $ 515,370 $ 190,000
Johnson, Kansas 27 $ 10,525,000 $ 389,814 $ 172,000
St. Lucie, Florida 26 $ 8,070,000 $ 310,384 $ 131,000
Barnstable, Massachusetts 26 $ 7,260,000 $ 279,230 $ 190,000
Bristol, Massachusetts 26 $ 9,820,000 $ 377,692 $ 138,000
Galveston, Texas 26 $ 8,520,000 $ 327,692 $ 157,000
Johnson, Texas 26 $ 9,450,000 $ 363,461 $ 144,000
Williamson, Texas 26 $ 11,570,000 $ 445,000 $ 229,000
King, Washington 26 $ 14,190,000 $ 545,769 $ 189,000
Calaveras, California 25 $ 7,945,000 $ 317,800 $ 143,000
Merced, California 25 $ 8,435,000 $ 337,400 $ 106,000
Howard, Maryland 25 $ 10,005,000 $ 400,200 $ 171,000
El Paso, Colorado 24 $ 9,250,000 $ 385,416 $ 178,000
DuPage, Illinois 24 $ 8,320,000 $ 346,666 $ 142,000
Linn, Oregon 24 $ 8,230,000 $ 342,916 $ 125,000
Snohomish, Washington 24 $ 12,120,000 $ 505,000 $ 163,000
Rockingham, New Hampshire 23 $ 10,485,000 $ 455,869 $ 178,000
Loudoun, Virginia 23 $ 11,185,000 $ 486,304 $ 158,000
Benton, Washington 23 $ 7,545,000 $ 328,043 $ 124,000
Boulder, Colorado 22 $ 13,840,000 $ 629,090 $ 172,000
Ada, Idaho 22 $ 10,050,000 $ 456,818 $ 155,000
Harford, Maryland 22 $ 7,300,000 $ 331,818 $ 213,000
Sutter, California 21 $ 8,245,000 $ 392,619 $ 140,000
Pasco, Florida 21 $ 6,085,000 $ 289,761 $ 110,000
Polk, Florida 21 $ 4,765,000 $ 226,904 $ 116,000
Carroll, Maryland 21 $ 8,575,000 $ 408,333 $ 170,000
Greene, Tennessee 21 $ 5,515,000 $ 262,619 $ 88,000
Bexar, Texas 21 $ 5,555,000 $ 264,523 $ 144,000
San Mateo, California 20 $ 12,460,000 $ 623,000 $ 325,000
Suffolk, Massachusetts 20 $ 9,620,000 $ 481,000 $ 156,000
Fort Bend, Texas 20 $ 7,430,000 $ 371,500 $ 143,000
Parker, Texas 20 $ 8,990,000 $ 449,500 $ 160,000
Travis, Texas 20 $ 8,490,000 $ 424,500 $ 202,000
Volusia, Florida 19 $ 6,215,000 $ 327,105 $ 172,000
Marion, Indiana 19 $ 4,415,000 $ 232,368 $ 136,000
Ramsey, Minnesota 19 $ 5,055,000 $ 266,052 $ 102,000
Allegheny, Pennsylvania 19 $ 5,405,000 $ 284,473 $ 151,000
San Luis Obispo, California 18 $ 11,540,000 $ 641,111 $ 243,000
New Castle, Delaware 18 $ 6,490,000 $ 360,555 $ 138,000
Marion, Florida 18 $ 3,870,000 $ 215,000 $ 87,000
Will, Illinois 18 $ 7,300,000 $ 405,555 $ 181,000
Otero, New Mexico 18 $ 4,970,000 $ 276,111 $ 138,000
Kings, California 17 $ 5,325,000 $ 313,235 $ 109,000
Lee, Florida 17 $ 5,215,000 $ 306,764 $ 134,000
Cowley, Kansas 17 $ 2,605,000 $ 153,235 $ 77,000
Dakota, Minnesota 17 $ 5,335,000 $ 313,823 $ 136,000
York, Pennsylvania 17 $ 3,845,000 $ 226,176 $ 110,000
Carter, Tennessee 17 $ 3,675,000 $ 216,176 $ 77,000
Grayson, Texas 17 $ 7,695,000 $ 452,647 $ 203,000
Weber, Utah 17 $ 7,205,000 $ 423,823 $ 128,000
Stafford, Virginia 17 $ 7,385,000 $ 434,411 $ 116,000
Lake, California 16 $ 4,740,000 $ 296,250 $ 118,000
Lincoln, Oregon 16 $ 5,840,000 $ 365,000 $ 133,000
Yamhill, Oregon 16 $ 6,800,000 $ 425,000 $ 158,000
Rockwall, Texas 16 $ 6,960,000 $ 435,000 $ 177,000
Duval, Florida 15 $ 3,635,000 $ 242,333 $ 96,000
Osceola, Florida 15 $ 4,225,000 $ 281,666 $ 99,000
Hawaii, Hawaii 15 $ 7,995,000 $ 533,000 $ 238,000
Sandoval, New Mexico 15 $ 4,825,000 $ 321,666 $ 154,000
Craven, North Carolina 15 $ 4,805,000 $ 320,333 $ 167,000
Campbell, Tennessee 15 $ 3,455,000 $ 230,333 $ 102,000
Lubbock, Texas 15 $ 3,345,000 $ 223,000 $ 98,000
Mariposa, California 14 $ 4,510,000 $ 322,142 $ 104,000
Tehama, California 14 $ 3,510,000 $ 250,714 $ 86,000
Sussex, Delaware 14 $ 5,610,000 $ 400,714 $ 170,000
Citrus, Florida 14 $ 2,620,000 $ 187,142 $ 168,000
Seminole, Florida 14 $ 4,560,000 $ 325,714 $ 103,000
St. Johns, Florida 14 $ 4,540,000 $ 324,285 $ 127,000
Orange, New York 14 $ 7,130,000 $ 509,285 $ 206,000
McLennan, Texas 14 $ 3,650,000 $ 260,714 $ 104,000
Navajo, Arizona 13 $ 4,015,000 $ 308,846 $ 169,000
Lonoke, Arkansas 13 $ 2,025,000 $ 155,769 $ 224,000
Mendocino, California 13 $ 4,655,000 $ 358,076 $ 369,000
Polk, Iowa 13 $ 3,125,000 $ 240,384 $ 85,000
Frederick, Maryland 13 $ 5,665,000 $ 435,769 $ 219,000
Oakland, Michigan 13 $ 4,935,000 $ 379,615 $ 138,000
Wayne, Michigan 13 $ 3,315,000 $ 255,000 $ 117,000
Brunswick, North Carolina 13 $ 3,035,000 $ 233,461 $ 41,000
Mecklenburg, North Carolina 13 $ 4,925,000 $ 378,846 $ 157,000
Umatilla, Oregon 13 $ 3,935,000 $ 302,692 $ 117,000
Montgomery, Pennsylvania 13 $ 4,535,000 $ 348,846 $ 321,000
Kent, Rhode Island 13 $ 4,395,000 $ 338,076 $ 108,000
Hamblen, Tennessee 13 $ 3,545,000 $ 272,692 $ 85,000
Chesapeake, Virginia 13 $ 4,975,000 $ 382,692 $ 164,000
Chesterfield, Virginia 13 $ 5,305,000 $ 408,076 $ 131,000
San Francisco, California 12 $ 7,720,000 $ 643,333 $ 252,000
Fulton, Georgia 12 $ 4,990,000 $ 415,833 $ 199,000
Lake, Illinois 12 $ 6,130,000 $ 510,833 $ 207,000
Sangamon, Illinois 12 $ 1,780,000 $ 148,333 $ 76,000
Johnson, Indiana 12 $ 4,570,000 $ 380,833 $ 125,000
Appanoose, Iowa 12 $ 1,740,000 $ 145,000 $ 62,000
Ingham, Michigan 12 $ 1,330,000 $ 110,833 $ 136,000
Clay, Missouri 12 $ 3,830,000 $ 319,166 $ 131,000
Rockland, New York 12 $ 7,070,000 $ 589,166 $ 392,000
Kaufman, Texas 12 $ 3,570,000 $ 297,500 $ 314,000
Box Elder, Utah 12 $ 4,750,000 $ 395,833 $ 106,000
Iron, Utah 12 $ 3,550,000 $ 295,833 $ 199,000
Washington, Utah 12 $ 4,210,000 $ 350,833 $ 110,000
Fauquier, Virginia 12 $ 4,940,000 $ 411,666 $ 307,000
Henrico, Virginia 12 $ 4,660,000 $ 388,333 $ 120,000
Dane, Wisconsin 12 $ 4,530,000 $ 377,500 $ 198,000
Marin, California 11 $ 7,645,000 $ 695,000 $ 357,000
Western Connecticut Planning Region, Connecticut 11 $ 3,545,000 $ 322,272 $ 198,000
Cobb, Georgia 11 $ 3,055,000 $ 277,727 $ 127,000
Harvey, Kansas 11 $ 1,405,000 $ 127,727 $ 56,000
Hampden, Massachusetts 11 $ 2,855,000 $ 259,545 $ 116,000
Dauphin, Pennsylvania 11 $ 2,315,000 $ 210,454 $ 85,000
Shelby, Tennessee 11 $ 1,905,000 $ 173,181 $ 89,000
Santa Cruz, California 10 $ 7,220,000 $ 722,000 $ 260,000
Tuolumne, California 10 $ 2,130,000 $ 213,000 $ 1,086,000
District of Columbia, District Of Columbia 10 $ 3,780,000 $ 378,000 $ 211,000
Putnam, Florida 10 $ 2,380,000 $ 238,000 $ 103,000
Mahaska, Iowa 10 $ 1,710,000 $ 171,000 $ 64,000
Marion, Iowa 10 $ 2,200,000 $ 220,000 $ 91,000
Washington, Maryland 10 $ 3,040,000 $ 304,000 $ 104,000
Anoka, Minnesota 10 $ 3,300,000 $ 330,000 $ 100,000
Kings, New York 10 $ 11,240,000 $ 1,124,000 $ 507,000
Wake, North Carolina 10 $ 4,690,000 $ 469,000 $ 181,000
Benton, Oregon 10 $ 4,120,000 $ 412,000 $ 159,000
Bucks, Pennsylvania 10 $ 4,480,000 $ 448,000 $ 382,000
Greenville, South Carolina 10 $ 3,500,000 $ 350,000 $ 142,000
Horry, South Carolina 10 $ 2,330,000 $ 233,000 $ 81,000
Hancock, Tennessee 10 $ 2,050,000 $ 205,000 $ 66,000
Hawkins, Tennessee 10 $ 2,800,000 $ 280,000 $ 107,000
Outagamie, Wisconsin 10 $ 2,790,000 $ 279,000 $ 110,000
Weld, Colorado 9 $ 3,825,000 $ 425,000 $ 169,000
Hernando, Florida 9 $ 2,495,000 $ 277,222 $ 61,000
Gwinnett, Georgia 9 $ 3,055,000 $ 339,444 $ 156,000
Kootenai, Idaho 9 $ 3,785,000 $ 420,555 $ 137,000
Douglas, Nebraska 9 $ 2,155,000 $ 239,444 $ 99,000
Bergen, New Jersey 9 $ 4,145,000 $ 460,555 $ 194,000
Middlesex, New Jersey 9 $ 3,365,000 $ 373,888 $ 263,000
Douglas, Oregon 9 $ 2,525,000 $ 280,555 $ 95,000
Morrow, Oregon 9 $ 2,145,000 $ 238,333 $ 120,000
Chester, Pennsylvania 9 $ 4,315,000 $ 479,444 $ 178,000
Lebanon, Pennsylvania 9 $ 2,465,000 $ 273,888 $ 106,000
Lehigh, Pennsylvania 9 $ 2,435,000 $ 270,555 $ 117,000
Philadelphia, Pennsylvania 9 $ 3,385,000 $ 376,111 $ 151,000
Claiborne, Tennessee 9 $ 1,865,000 $ 207,222 $ 97,000
Monroe, Tennessee 9 $ 2,225,000 $ 247,222 $ 76,000
Brazoria, Texas 9 $ 3,145,000 $ 349,444 $ 134,000
Fannin, Texas 9 $ 3,965,000 $ 440,555 $ 150,000
Hood, Texas 9 $ 2,925,000 $ 325,000 $ 87,000
Franklin, Washington 9 $ 2,855,000 $ 317,222 $ 92,000
Mohave, Arizona 8 $ 1,710,000 $ 213,750 $ 105,000
Pulaski, Arkansas 8 $ 1,020,000 $ 127,500 $ 0
Monterey, California 8 $ 5,180,000 $ 647,500 $ 173,000
Brevard, Florida 8 $ 2,270,000 $ 283,750 $ 163,000
Forsyth, Georgia 8 $ 4,630,000 $ 578,750 $ 261,000
Kane, Illinois 8 $ 2,530,000 $ 316,250 $ 144,000
Sumner, Kansas 8 $ 1,430,000 $ 178,750 $ 70,000
Genesee, Michigan 8 $ 1,120,000 $ 140,000 $ 134,000
Washington, Minnesota 8 $ 3,220,000 $ 402,500 $ 129,000
Monmouth, New Jersey 8 $ 5,070,000 $ 633,750 $ 287,000
Cleveland, North Carolina 8 $ 1,640,000 $ 205,000 $ 64,000
Oklahoma, Oklahoma 8 $ 1,890,000 $ 236,250 $ 245,000
Wallowa, Oregon 8 $ 2,090,000 $ 261,250 $ 153,000
Brazos, Texas 8 $ 2,630,000 $ 328,750 $ 98,000
Portsmouth, Virginia 8 $ 2,200,000 $ 275,000 $ 99,000
Spotsylvania, Virginia 8 $ 3,100,000 $ 387,500 $ 104,000
Flagler, Florida 7 $ 1,655,000 $ 236,428 $ 173,000
Indian River, Florida 7 $ 2,925,000 $ 417,857 $ 236,000
Lake, Florida 7 $ 2,355,000 $ 336,428 $ 93,000
Sarasota, Florida 7 $ 2,725,000 $ 389,285 $ 155,000
Maui, Hawaii 7 $ 5,855,000 $ 836,428 $ 224,000
Wayne, Iowa 7 $ 1,045,000 $ 149,285 $ 94,000
Reno, Kansas 7 $ 855,000 $ 122,142 $ 56,000
Jefferson, Kentucky 7 $ 1,995,000 $ 285,000 $ 201,000
Morris, New Jersey 7 $ 2,515,000 $ 359,285 $ 149,000
Ocean, New Jersey 7 $ 4,885,000 $ 697,857 $ 470,000
Gaston, North Carolina 7 $ 2,265,000 $ 323,571 $ 112,000
Canadian, Oklahoma 7 $ 1,475,000 $ 210,714 $ 243,000
Polk, Oregon 7 $ 2,535,000 $ 362,142 $ 139,000
Cumberland, Pennsylvania 7 $ 1,405,000 $ 200,714 $ 114,000
Scott, Tennessee 7 $ 1,755,000 $ 250,714 $ 70,000
Newport News, Virginia 7 $ 1,855,000 $ 265,000 $ 77,000
Norfolk, Virginia 7 $ 2,115,000 $ 302,142 $ 124,000
Klickitat, Washington 7 $ 2,325,000 $ 332,142 $ 164,000
Whatcom, Washington 7 $ 2,485,000 $ 355,000 $ 174,000
Lee, Alabama 6 $ 1,030,000 $ 171,666 $ 173,000
Benton, Arkansas 6 $ 1,590,000 $ 265,000 $ 178,000
Craighead, Arkansas 6 $ 2,170,000 $ 361,666 $ 0
Broomfield, Colorado 6 $ 3,400,000 $ 566,666 $ 194,000
Charlotte, Florida 6 $ 1,250,000 $ 208,333 $ 99,000
Martin, Florida 6 $ 1,540,000 $ 256,666 $ 90,000
Okaloosa, Florida 6 $ 2,550,000 $ 425,000 $ 141,000
Bulloch, Georgia 6 $ 1,520,000 $ 253,333 $ 98,000
Effingham, Georgia 6 $ 1,590,000 $ 265,000 $ 134,000
Towns, Georgia 6 $ 2,080,000 $ 346,666 $ 146,000
Hamilton, Indiana 6 $ 1,990,000 $ 331,666 $ 192,000
Calvert, Maryland 6 $ 2,380,000 $ 396,666 $ 187,000
Charles, Maryland 6 $ 1,790,000 $ 298,333 $ 156,000
Queen Anne's, Maryland 6 $ 2,460,000 $ 410,000 $ 156,000
Carroll, New Hampshire 6 $ 2,210,000 $ 368,333 $ 120,000
Merrimack, New Hampshire 6 $ 2,820,000 $ 470,000 $ 217,000
Essex, New Jersey 6 $ 4,280,000 $ 713,333 $ 364,000
Hudson, New Jersey 6 $ 1,870,000 $ 311,666 $ 197,000
Grant, New Mexico 6 $ 1,350,000 $ 225,000 $ 84,000
Queens, New York 6 $ 4,590,000 $ 765,000 $ 296,000
Union, North Carolina 6 $ 2,320,000 $ 386,666 $ 161,000
Cuyahoga, Ohio 6 $ 1,160,000 $ 193,333 $ 142,000
Tulsa, Oklahoma 6 $ 1,350,000 $ 225,000 $ 73,000
Washington, Rhode Island 6 $ 2,040,000 $ 340,000 $ 107,000
Beaufort, South Carolina 6 $ 2,170,000 $ 361,666 $ 227,000
Berkeley, South Carolina 6 $ 1,910,000 $ 318,333 $ 101,000
Grainger, Tennessee 6 $ 2,160,000 $ 360,000 $ 110,000
Gregg, Texas 6 $ 1,210,000 $ 201,666 $ 69,000
Harrison, Texas 6 $ 1,890,000 $ 315,000 $ 290,000
Henderson, Texas 6 $ 1,990,000 $ 331,666 $ 223,000
Van Zandt, Texas 6 $ 1,570,000 $ 261,666 $ 187,000
Wise, Texas 6 $ 1,660,000 $ 276,666 $ 69,000
Manassas, Virginia 6 $ 2,700,000 $ 450,000 $ 102,000
Skamania, Washington 6 $ 1,400,000 $ 233,333 $ 103,000
Thurston, Washington 6 $ 3,050,000 $ 508,333 $ 129,000
Yakima, Washington 6 $ 1,910,000 $ 318,333 $ 109,000
Yuma, Arizona 5 $ 1,055,000 $ 211,000 $ 102,000
Amador, California 5 $ 1,555,000 $ 311,000 $ 143,000
Del Norte, California 5 $ 2,035,000 $ 407,000 $ 168,000
Napa, California 5 $ 2,035,000 $ 407,000 $ 480,000
Montezuma, Colorado 5 $ 1,615,000 $ 323,000 $ 151,000
Summit, Colorado 5 $ 3,595,000 $ 719,000 $ 197,000
Manatee, Florida 5 $ 1,785,000 $ 357,000 $ 255,000
Cherokee, Georgia 5 $ 1,585,000 $ 317,000 $ 90,000
Tattnall, Georgia 5 $ 795,000 $ 159,000 $ 74,000
Canyon, Idaho 5 $ 1,785,000 $ 357,000 $ 117,000
Kendall, Illinois 5 $ 1,265,000 $ 253,000 $ 151,000
McHenry, Illinois 5 $ 1,555,000 $ 311,000 $ 140,000
Floyd, Indiana 5 $ 1,045,000 $ 209,000 $ 70,000
Carver, Minnesota 5 $ 2,115,000 $ 423,000 $ 161,000
Cheshire, New Hampshire 5 $ 1,595,000 $ 319,000 $ 131,000
Grafton, New Hampshire 5 $ 3,575,000 $ 715,000 $ 155,000
Burlington, New Jersey 5 $ 1,675,000 $ 335,000 $ 111,000
Passaic, New Jersey 5 $ 2,585,000 $ 517,000 $ 206,000
Eddy, New Mexico 5 $ 1,395,000 $ 279,000 $ 99,000
Valencia, New Mexico 5 $ 1,255,000 $ 251,000 $ 96,000
Cleveland, Oklahoma 5 $ 995,000 $ 199,000 $ 262,000
Crook, Oregon 5 $ 1,505,000 $ 301,000 $ 110,000
Tillamook, Oregon 5 $ 1,735,000 $ 347,000 $ 134,000
Berks, Pennsylvania 5 $ 1,385,000 $ 277,000 $ 101,000
Northampton, Pennsylvania 5 $ 2,295,000 $ 459,000 $ 141,000
York, South Carolina 5 $ 2,775,000 $ 555,000 $ 225,000
Sevier, Tennessee 5 $ 1,775,000 $ 355,000 $ 128,000
Unicoi, Tennessee 5 $ 1,265,000 $ 253,000 $ 86,000
Burnet, Texas 5 $ 2,435,000 $ 487,000 $ 188,000
Cameron, Texas 5 $ 2,195,000 $ 439,000 $ 134,000
Gillespie, Texas 5 $ 2,015,000 $ 403,000 $ 266,000
Hunt, Texas 5 $ 1,095,000 $ 219,000 $ 98,000
Liberty, Texas 5 $ 1,185,000 $ 237,000 $ 77,000
Midland, Texas 5 $ 1,305,000 $ 261,000 $ 117,000
Nueces, Texas 5 $ 1,565,000 $ 313,000 $ 87,000
Kane, Utah 5 $ 1,375,000 $ 275,000 $ 170,000
Richmond City, Virginia 5 $ 1,895,000 $ 379,000 $ 159,000
Cochise, Arizona 4 $ 1,470,000 $ 367,500 $ 183,000
Coconino, Arizona 4 $ 1,850,000 $ 462,500 $ 152,000
Gila, Arizona 4 $ 1,250,000 $ 312,500 $ 122,000
Glenn, California 4 $ 1,360,000 $ 340,000 $ 116,000
Elbert, Colorado 4 $ 2,100,000 $ 525,000 $ 153,000
Mesa, Colorado 4 $ 1,470,000 $ 367,500 $ 134,000
Montrose, Colorado 4 $ 1,610,000 $ 402,500 $ 163,000
Park, Colorado 4 $ 2,160,000 $ 540,000 $ 178,000
Collier, Florida 4 $ 1,240,000 $ 310,000 $ 92,000
Santa Rosa, Florida 4 $ 1,090,000 $ 272,500 $ 80,000
Sumter, Florida 4 $ 1,470,000 $ 367,500 $ 100,000
Bibb, Georgia 4 $ 800,000 $ 200,000 $ 144,000
Clayton, Georgia 4 $ 1,170,000 $ 292,500 $ 128,000
Liberty, Georgia 4 $ 1,300,000 $ 325,000 $ 85,000
Valley, Idaho 4 $ 1,910,000 $ 477,500 $ 226,000
St. Mary's, Maryland 4 $ 1,370,000 $ 342,500 $ 107,000
Worcester, Maryland 4 $ 1,270,000 $ 317,500 $ 174,000
Macomb, Michigan 4 $ 1,010,000 $ 252,500 $ 278,000
Sherburne, Minnesota 4 $ 1,380,000 $ 345,000 $ 117,000
Cass, Missouri 4 $ 2,850,000 $ 712,500 $ 362,000
Platte, Missouri 4 $ 1,620,000 $ 405,000 $ 185,000
St. Charles, Missouri 4 $ 1,360,000 $ 340,000 $ 118,000
Lyon, Nevada 4 $ 1,190,000 $ 297,500 $ 95,000
Nye, Nevada 4 $ 1,040,000 $ 260,000 $ 96,000
Camden, New Jersey 4 $ 1,470,000 $ 367,500 $ 153,000
Buncombe, North Carolina 4 $ 1,650,000 $ 412,500 $ 148,000
Guilford, North Carolina 4 $ 1,280,000 $ 320,000 $ 115,000
Jackson, North Carolina 4 $ 550,000 $ 137,500 $ 101,000
Johnston, North Carolina 4 $ 1,140,000 $ 285,000 $ 177,000
Franklin, Ohio 4 $ 850,000 $ 212,500 $ 251,000
Columbia, Oregon 4 $ 1,330,000 $ 332,500 $ 118,000
Adams, Pennsylvania 4 $ 1,150,000 $ 287,500 $ 119,000
Delaware, Pennsylvania 4 $ 1,530,000 $ 382,500 $ 129,000
Lexington, South Carolina 4 $ 980,000 $ 245,000 $ 263,000
Blount, Tennessee 4 $ 1,190,000 $ 297,500 $ 97,000
Cumberland, Tennessee 4 $ 1,220,000 $ 305,000 $ 64,000
Loudon, Tennessee 4 $ 1,330,000 $ 332,500 $ 96,000
Roane, Tennessee 4 $ 920,000 $ 230,000 $ 62,000
Union, Tennessee 4 $ 1,300,000 $ 325,000 $ 100,000
Williamson, Tennessee 4 $ 2,060,000 $ 515,000 $ 252,000
Cooke, Texas 4 $ 1,090,000 $ 272,500 $ 49,000
Hays, Texas 4 $ 1,290,000 $ 322,500 $ 138,000
Jefferson, Texas 4 $ 1,180,000 $ 295,000 $ 125,000
Waller, Texas 4 $ 920,000 $ 230,000 $ 130,000
Summit, Utah 4 $ 1,470,000 $ 367,500 $ 321,000
Tooele, Utah 4 $ 1,880,000 $ 470,000 $ 142,000
Frederick, Virginia 4 $ 1,360,000 $ 340,000 $ 462,000
Goochland, Virginia 4 $ 2,130,000 $ 532,500 $ 124,000
Hampton, Virginia 4 $ 1,060,000 $ 265,000 $ 77,000
James City, Virginia 4 $ 1,740,000 $ 435,000 $ 139,000
Louisa, Virginia 4 $ 1,300,000 $ 325,000 $ 136,000
Roanoke, Virginia 4 $ 1,400,000 $ 350,000 $ 167,000
Kitsap, Washington 4 $ 2,290,000 $ 572,500 $ 209,000
Stevens, Washington 4 $ 1,480,000 $ 370,000 $ 99,000
Milwaukee, Wisconsin 4 $ 1,800,000 $ 450,000 $ 790,000
Racine, Wisconsin 4 $ 350,000 $ 87,500 $ 156,000
Winnebago, Wisconsin 4 $ 1,040,000 $ 260,000 $ 110,000
Calhoun, Alabama 3 $ 335,000 $ 111,666 $ 113,000
Jefferson, Alabama 3 $ 665,000 $ 221,666 $ 106,000
Mobile, Alabama 3 $ 285,000 $ 95,000 $ 46,000
Tallapoosa, Alabama 3 $ 975,000 $ 325,000 $ 481,000
Greenlee, Arizona 3 $ 975,000 $ 325,000 $ 92,000
Faulkner, Arkansas 3 $ 875,000 $ 291,666 $ 118,000
San Benito, California 3 $ 1,995,000 $ 665,000 $ 174,000
Eagle, Colorado 3 $ 2,045,000 $ 681,666 $ 237,000
La Plata, Colorado 3 $ 1,405,000 $ 468,333 $ 136,000
Pueblo, Colorado 3 $ 1,305,000 $ 435,000 $ 118,000
Northeastern Connecticut Planning Region, Connecticut 3 $ 505,000 $ 168,333 $ 136,000
South Central Connecticut Planning Region, Connecticut 3 $ 1,005,000 $ 335,000 $ 152,000
Alachua, Florida 3 $ 895,000 $ 298,333 $ 100,000
Escambia, Florida 3 $ 1,105,000 $ 368,333 $ 81,000
Bryan, Georgia 3 $ 915,000 $ 305,000 $ 125,000
Coweta, Georgia 3 $ 875,000 $ 291,666 $ 87,000
DeKalb, Georgia 3 $ 1,695,000 $ 565,000 $ 222,000
Evans, Georgia 3 $ 655,000 $ 218,333 $ 100,000
Murray, Georgia 3 $ 685,000 $ 228,333 $ 127,000
Toombs, Georgia 3 $ 1,035,000 $ 345,000 $ 104,000
Union, Georgia 3 $ 345,000 $ 115,000 $ 271,000
Bonner, Idaho 3 $ 1,525,000 $ 508,333 $ 105,000
Boundary, Idaho 3 $ 1,465,000 $ 488,333 $ 143,000
Franklin, Idaho 3 $ 1,435,000 $ 478,333 $ 180,000
Christian, Illinois 3 $ 435,000 $ 145,000 $ 51,000
Boone, Indiana 3 $ 825,000 $ 275,000 $ 81,000
Hancock, Indiana 3 $ 725,000 $ 241,666 $ 73,000
Dallas, Iowa 3 $ 875,000 $ 291,666 $ 130,000
Barton, Kansas 3 $ 445,000 $ 148,333 $ 89,000
Wyandotte, Kansas 3 $ 805,000 $ 268,333 $ 82,000
Bell, Kentucky 3 $ 475,000 $ 158,333 $ 50,000
Clinton, Michigan 3 $ 975,000 $ 325,000 $ 158,000
Eaton, Michigan 3 $ 275,000 $ 91,666 $ 130,000
Livingston, Michigan 3 $ 825,000 $ 275,000 $ 95,000
Monroe, Michigan 3 $ 285,000 $ 95,000 $ 88,000
Washtenaw, Michigan 3 $ 905,000 $ 301,666 $ 172,000
Crow Wing, Minnesota 3 $ 545,000 $ 181,666 $ 90,000
Scott, Minnesota 3 $ 875,000 $ 291,666 $ 90,000
Wright, Minnesota 3 $ 715,000 $ 238,333 $ 93,000
Sarpy, Nebraska 3 $ 535,000 $ 178,333 $ 95,000
Douglas, Nevada 3 $ 1,185,000 $ 395,000 $ 105,000
Belknap, New Hampshire 3 $ 1,615,000 $ 538,333 $ 266,000
Mercer, New Jersey 3 $ 1,555,000 $ 518,333 $ 163,000
Union, New Jersey 3 $ 1,985,000 $ 661,666 $ 272,000
Warren, New Jersey 3 $ 1,385,000 $ 461,666 $ 176,000
Santa Fe, New Mexico 3 $ 975,000 $ 325,000 $ 110,000
Cabarrus, North Carolina 3 $ 1,135,000 $ 378,333 $ 110,000
Cumberland, North Carolina 3 $ 725,000 $ 241,666 $ 81,000
Henderson, North Carolina 3 $ 1,385,000 $ 461,666 $ 226,000
Iredell, North Carolina 3 $ 1,535,000 $ 511,666 $ 133,000
Onslow, North Carolina 3 $ 805,000 $ 268,333 $ 141,000
Wagoner, Oklahoma 3 $ 485,000 $ 161,666 $ 151,000
Clatsop, Oregon 3 $ 2,365,000 $ 788,333 $ 388,000
Coos, Oregon 3 $ 635,000 $ 211,666 $ 116,000
Centre, Pennsylvania 3 $ 915,000 $ 305,000 $ 104,000
Franklin, Pennsylvania 3 $ 1,155,000 $ 385,000 $ 192,000
Lackawanna, Pennsylvania 3 $ 515,000 $ 171,666 $ 118,000
Schuylkill, Pennsylvania 3 $ 475,000 $ 158,333 $ 66,000
Charleston, South Carolina 3 $ 1,575,000 $ 525,000 $ 235,000
Dorchester, South Carolina 3 $ 1,175,000 $ 391,666 $ 135,000
Anderson, Tennessee 3 $ 755,000 $ 251,666 $ 117,000
McMinn, Tennessee 3 $ 605,000 $ 201,666 $ 52,000
Morgan, Tennessee 3 $ 595,000 $ 198,333 $ 64,000
Sumner, Tennessee 3 $ 365,000 $ 121,666 $ 156,000
Atascosa, Texas 3 $ 745,000 $ 248,333 $ 88,000
Bastrop, Texas 3 $ 1,225,000 $ 408,333 $ 160,000
Grimes, Texas 3 $ 1,255,000 $ 418,333 $ 155,000
Guadalupe, Texas 3 $ 725,000 $ 241,666 $ 93,000
Kerr, Texas 3 $ 1,095,000 $ 365,000 $ 150,000
Smith, Texas 3 $ 1,355,000 $ 451,666 $ 369,000
Somervell, Texas 3 $ 1,105,000 $ 368,333 $ 0
Upshur, Texas 3 $ 645,000 $ 215,000 $ 82,000
Rich, Utah 3 $ 865,000 $ 288,333 $ 298,000
Wasatch, Utah 3 $ 935,000 $ 311,666 $ 101,000
Alexandria, Virginia 3 $ 545,000 $ 181,666 $ 121,000
Arlington, Virginia 3 $ 1,085,000 $ 361,666 $ 212,000
Bristol, Virginia 3 $ 525,000 $ 175,000 $ 55,000
Hanover, Virginia 3 $ 1,075,000 $ 358,333 $ 121,000
Shenandoah, Virginia 3 $ 985,000 $ 328,333 $ 70,000
Suffolk, Virginia 3 $ 1,015,000 $ 338,333 $ 88,000
Washington, Virginia 3 $ 1,005,000 $ 335,000 $ 115,000
Asotin, Washington 3 $ 865,000 $ 288,333 $ 103,000
Cowlitz, Washington 3 $ 1,125,000 $ 375,000 $ 155,000
Walla Walla, Washington 3 $ 935,000 $ 311,666 $ 113,000
Berkeley, West Virginia 3 $ 1,065,000 $ 355,000 $ 112,000
Anchorage, Alaska 2 $ 710,000 $ 355,000 $ 152,000
Baxter, Arkansas 2 $ 300,000 $ 150,000 $ 71,000
Colusa, California 2 $ 640,000 $ 320,000 $ 115,000
Humboldt, California 2 $ 470,000 $ 235,000 $ 123,000
Lassen, California 2 $ 440,000 $ 220,000 $ 57,000
Siskiyou, California 2 $ 480,000 $ 240,000 $ 98,000
Fremont, Colorado 2 $ 1,520,000 $ 760,000 $ 277,000
Gilpin, Colorado 2 $ 1,380,000 $ 690,000 $ 278,000
Teller, Colorado 2 $ 760,000 $ 380,000 $ 112,000
Naugatuck Valley Planning Region, Connecticut 2 $ 1,000,000 $ 500,000 $ 188,000
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Mortgage Loan Application Detail Totals for Sierra Pacific Mortgage Co. Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,569 $3,446,635,000 $402,000 $2,485,000 $157,000 $9,999,000
Cash-out Refinancing 1,100 $382,900,000 $348,000 $1,505,000 $172,000 $9,999,000
Refinancing 996 $442,440,000 $444,000 $8,025,000 $182,000 $1,918,000
Other Purpose 366 $49,040,000 $133,000 $755,000 $163,000 $5,500,000
Home Improvement 302 $57,630,000 $190,000 $1,235,000 $181,000 $3,259,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,109 $1,916,205,000 $375,000 $8,025,000 $165,000 $9,999,000
Hispanic 2,138 $774,250,000 $362,000 $1,525,000 $134,000 $5,665,000
Not Provided 1,705 $676,175,000 $396,000 $2,485,000 $178,000 $5,500,000
Asian 1,051 $486,855,000 $463,000 $2,205,000 $183,000 $3,259,000
Not applicable 769 $317,625,000 $413,000 $1,935,000 $0 $0
Black or African American 460 $167,870,000 $364,000 $1,085,000 $135,000 $1,458,000
American Indian or Alaskan Native 72 $25,830,000 $358,000 $805,000 $137,000 $540,000
Native Hawaiian or Other Pacific Islander 29 $13,835,000 $477,000 $1,405,000 $208,000 $2,148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,635 $3,385,705,000 $392,000 $8,025,000 $178,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,143 $783,085,000 $365,000 $1,275,000 $110,000 $1,080,000
VA-guaranteed (Veterans Administration) 399 $170,335,000 $426,000 $1,435,000 $132,000 $477,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 156 $39,520,000 $253,000 $605,000 $85,000 $177,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,434 $2,862,760,000 $385,000 $2,485,000 $159,000 $9,999,000
Application Withdrawn By Applicant 1,927 $794,265,000 $412,000 $8,025,000 $173,000 $9,999,000
Application Denied By Financial Institution 868 $284,810,000 $328,000 $1,785,000 $140,000 $3,600,000
Loan Purchased By The Institution 769 $317,625,000 $413,000 $1,935,000 $0 $0
Application Approved But Not Accepted 208 $62,450,000 $300,000 $1,495,000 $198,000 $1,918,000
File Closed For Incompleteness 108 $49,460,000 $457,000 $2,205,000 $180,000 $1,628,000
Preapproval Approved but not Accepted 14 $4,940,000 $352,000 $775,000 $127,000 $373,000
Preapproval Denied by Financial Institution 5 $2,335,000 $467,000 $605,000 $144,000 $252,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,460 $4,091,500,000 $391,000 $8,025,000 $163,000 $9,999,000
Debt-To-Income Ratio 218 $62,640,000 $287,000 $1,495,000 $98,000 $666,000
Employment History 143 $46,515,000 $325,000 $935,000 $114,000 $663,000
Collateral 118 $38,580,000 $326,000 $975,000 $184,000 $3,600,000
Credit Application Incomplete 108 $39,720,000 $367,000 $1,165,000 $219,000 $1,507,000
Insufficient Cash (Downpayment, Closing Cost) 93 $32,475,000 $349,000 $1,165,000 $120,000 $492,000
Unverifiable Information 83 $29,115,000 $350,000 $805,000 $129,000 $471,000
Credit History 62 $21,600,000 $348,000 $1,405,000 $169,000 $1,034,000
Other 48 $16,500,000 $343,000 $1,785,000 $175,000 $1,379,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sierra Pacific Mortgage Co. Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sierra Pacific Mortgage Co. Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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