1 mortgage lender is based in ZIP code 55614, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Lake County, MN in 2025.
In 2025, 78 lenders made 354 home loans worth $78.7 million in Lake County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Lake County, which includes ZIP code 55614.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | North Shore Federal Credit Union Silver Bay, MN | 79 | $14.8M | $187,000 | 22.3% |
| 2 | Two Harbors FCU Two Harbors, MN | 40 | $3.9M | $98,000 | 11.3% |
| 3 | Park State Bank Duluth, MN | 37 | $8.8M | $237,000 | 10.5% |
| 4 | Bell Bank Fargo, ND | 16 | $4.3M | $270,000 | 4.5% |
| 5 | North Shore Bank of Commerce Duluth, MN | 13 | $3.6M | $280,000 | 3.7% |
| 6 | US Bank, N.A. Cincinnati, OH | 10 | $1.9M | $191,000 | 2.8% |
| 7 | United Wholesale Mortgage Plymouth, MI | 9 | $2.1M | $237,000 | 2.5% |
| 8 | Frandsen Bank & Trust Lonsdale, MN | 7 | $1.3M | $182,000 | 2.0% |
| 9 | Trustone Financial Credit Union Plymouth, MN | 6 | $1.2M | $203,000 | 1.7% |
| 10 | Ely Area Credit Union Ely, MN | 5 | $745K | $149,000 | 1.4% |
See every lender in Lake County and its 2025 mortgage data · top lenders in Minnesota · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| North Shore Federal Credit Union
85 OUTER DR SILVER BAY, MN 55614 |
* | 1,169 | $218,355,000 |
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