Mortgage Lenders in Somerset, KY
1 mortgage lender is based in Somerset, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Pulaski County, KY in 2025.
Most active mortgage lenders in Pulaski County, KY (2025)
In 2025, 147 lenders made 1,242 home loans worth $224.9 million in Pulaski County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Pulaski County, which includes Somerset.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | L&N Federal Credit Union Louisville, KY | 114 | $13.7M | $120,000 | 9.2% |
| 2 | The Citizens National Bank of Somerset Somerset, KY | 113 | $22.3M | $197,000 | 9.1% |
| 3 | New American Funding, Llc. Tustin, CA | 111 | $15.7M | $141,000 | 8.9% |
| 4 | Community Trust Bank, Inc. Pikeville, KY | 76 | $13.0M | $170,000 | 6.1% |
| 5 | United Wholesale Mortgage Plymouth, MI | 44 | $11.1M | $252,000 | 3.5% |
| 6 | United Cumberland Bank Whitley City, KY | 42 | $9.9M | $236,000 | 3.4% |
| 7 | South Central Bank Inc Glasgow, KY | 32 | $3.9M | $122,000 | 2.6% |
| 8 | Mortgage Research Center Columbia, MO | 31 | $8.4M | $270,000 | 2.5% |
| 9 | First Southern National Bank Stanford, KY | 24 | $2.6M | $107,000 | 1.9% |
| 10 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 21 | $2.8M | $135,000 | 1.7% |
See every lender in Pulaski County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Somerset, KY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| The Citizens National Bank of Somerset
44 PUBLIC SQ, PO BOX 760 SOMERSET, KY 42502 |
* | 4,901 | $740,263,000 |
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