Southstate Bank, National Association Mortgage Lending & HMDA Data, 2025

In 2025, Southstate Bank, National Association of Winter Haven, FL reported 15,446 mortgage applications totaling $5.5 billion, down 2% from 2024. The average application was for $353,726, and applicants reported an average income of $196,030. 65% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (1,207), Charleston-North Charleston, SC (995) and Augusta-Richmond County, GA-SC (880) (applications in parentheses).

Mortgage Company & Address Southstate Bank, National Association
1101 1st Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 15,446
Total Mortgage Loan Application Amount $5,463,660,000
Average Mortgage Loan Application Amount $353,726
Highest Mortgage Loan Application Amount $59,505,000
Average Applicant Income $196,030
Highest Applicant Income $7,259,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstate Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstate Bank, National Association by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Charleston, South Carolina 659 $ 259,625,000 $ 393,968 $ 243,000
Jefferson, Alabama 591 $ 92,665,000 $ 156,793 $ 87,000
Polk, Florida 534 $ 97,170,000 $ 181,966 $ 115,000
Beaufort, South Carolina 422 $ 187,050,000 $ 443,246 $ 253,000
Mecklenburg, North Carolina 412 $ 213,990,000 $ 519,393 $ 316,000
Greenville, South Carolina 383 $ 123,135,000 $ 321,501 $ 228,000
Richmond, Georgia 382 $ 66,530,000 $ 174,162 $ 112,000
Fulton, Georgia 339 $ 224,515,000 $ 662,286 $ 340,000
Horry, South Carolina 322 $ 54,110,000 $ 168,043 $ 125,000
York, South Carolina 309 $ 86,165,000 $ 278,851 $ 187,000
Columbia, Georgia 302 $ 108,280,000 $ 358,543 $ 196,000
Orange, Florida 282 $ 118,830,000 $ 421,382 $ 222,000
Chatham, Georgia 212 $ 120,500,000 $ 568,396 $ 409,000
Anderson, South Carolina 206 $ 50,930,000 $ 247,233 $ 161,000
Berkeley, South Carolina 205 $ 53,265,000 $ 259,829 $ 159,000
Manatee, Florida 201 $ 67,475,000 $ 335,696 $ 215,000
Baldwin, Alabama 193 $ 92,005,000 $ 476,709 $ 288,000
DeKalb, Georgia 191 $ 71,165,000 $ 372,591 $ 220,000
Sarasota, Florida 190 $ 70,400,000 $ 370,526 $ 230,000
Osceola, Florida 187 $ 45,635,000 $ 244,037 $ 128,000
Marion, Florida 186 $ 36,860,000 $ 198,172 $ 145,000
Richland, South Carolina 182 $ 46,790,000 $ 257,087 $ 164,000
Hillsborough, Florida 180 $ 62,970,000 $ 349,833 $ 272,000
Gaston, North Carolina 180 $ 35,610,000 $ 197,833 $ 132,000
Volusia, Florida 174 $ 36,100,000 $ 207,471 $ 141,000
Pickens, South Carolina 170 $ 49,750,000 $ 292,647 $ 151,000
Cobb, Georgia 162 $ 55,680,000 $ 343,703 $ 291,000
Madison, Alabama 160 $ 77,870,000 $ 486,687 $ 223,000
Dallas, Texas 159 $ 125,455,000 $ 789,025 $ 125,000
Lake, Florida 154 $ 37,870,000 $ 245,909 $ 128,000
Oconee, South Carolina 154 $ 58,220,000 $ 378,051 $ 190,000
Spartanburg, South Carolina 153 $ 51,885,000 $ 339,117 $ 152,000
Aiken, South Carolina 151 $ 37,975,000 $ 251,490 $ 155,000
Lexington, South Carolina 146 $ 31,490,000 $ 215,684 $ 162,000
Pasco, Florida 144 $ 70,350,000 $ 488,541 $ 124,000
St. Lucie, Florida 141 $ 35,445,000 $ 251,382 $ 208,000
Lee, Alabama 140 $ 24,410,000 $ 174,357 $ 194,000
Pinellas, Florida 133 $ 55,755,000 $ 419,210 $ 305,000
Indian River, Florida 132 $ 51,570,000 $ 390,681 $ 280,000
Dorchester, South Carolina 131 $ 24,715,000 $ 188,664 $ 117,000
Seminole, Florida 122 $ 51,600,000 $ 422,950 $ 223,000
Miami-Dade, Florida 121 $ 45,125,000 $ 372,933 $ 240,000
Broward, Florida 112 $ 53,010,000 $ 473,303 $ 249,000
St. Johns, Florida 109 $ 42,045,000 $ 385,733 $ 213,000
Gwinnett, Georgia 104 $ 91,270,000 $ 877,596 $ 178,000
Florence, South Carolina 100 $ 10,140,000 $ 101,400 $ 93,000
Palm Beach, Florida 95 $ 43,795,000 $ 461,000 $ 245,000
Habersham, Georgia 95 $ 15,685,000 $ 165,105 $ 102,000
Union, North Carolina 95 $ 40,025,000 $ 421,315 $ 257,000
Georgetown, South Carolina 94 $ 30,160,000 $ 320,851 $ 181,000
Wake, North Carolina 87 $ 38,815,000 $ 446,149 $ 284,000
Martin, Florida 86 $ 40,960,000 $ 476,279 $ 245,000
Larimer, Colorado 82 $ 16,260,000 $ 198,292 $ 122,000
Walton, Florida 81 $ 59,785,000 $ 738,086 $ 436,000
Orangeburg, South Carolina 81 $ 9,405,000 $ 116,111 $ 93,000
Highlands, Florida 80 $ 11,470,000 $ 143,375 $ 94,000
Troup, Georgia 75 $ 9,435,000 $ 125,800 $ 101,000
Harris, Texas 73 $ 62,515,000 $ 856,369 $ 322,000
Duval, Florida 71 $ 21,975,000 $ 309,507 $ 226,000
Brunswick, North Carolina 71 $ 29,085,000 $ 409,647 $ 174,000
Alachua, Florida 69 $ 23,485,000 $ 340,362 $ 187,000
Brevard, Florida 61 $ 21,965,000 $ 360,081 $ 217,000
Rowan, North Carolina 60 $ 8,440,000 $ 140,666 $ 92,000
New Hanover, North Carolina 59 $ 18,265,000 $ 309,576 $ 265,000
Escambia, Florida 57 $ 19,145,000 $ 335,877 $ 241,000
Monroe, Florida 56 $ 34,830,000 $ 621,964 $ 333,000
Collin, Texas 56 $ 26,120,000 $ 466,428 $ 303,000
Travis, Texas 55 $ 51,975,000 $ 945,000 $ 349,000
Limestone, Alabama 53 $ 23,815,000 $ 449,339 $ 163,000
Colleton, South Carolina 53 $ 7,795,000 $ 147,075 $ 94,000
Okeechobee, Florida 50 $ 9,770,000 $ 195,400 $ 140,000
Hall, Georgia 50 $ 14,170,000 $ 283,400 $ 175,000
Iredell, North Carolina 50 $ 20,810,000 $ 416,200 $ 302,000
Greenwood, South Carolina 50 $ 8,780,000 $ 175,600 $ 105,000
Union, Georgia 49 $ 12,775,000 $ 260,714 $ 127,000
Grayson, Texas 49 $ 13,245,000 $ 270,306 $ 143,000
Jackson, Georgia 48 $ 13,670,000 $ 284,791 $ 152,000
Chambers, Alabama 47 $ 4,455,000 $ 94,787 $ 73,000
Cherokee, Georgia 47 $ 17,985,000 $ 382,659 $ 265,000
Jasper, South Carolina 47 $ 12,915,000 $ 274,787 $ 111,000
Fannin, Georgia 46 $ 9,340,000 $ 203,043 $ 129,000
Lee, Florida 44 $ 13,570,000 $ 308,409 $ 206,000
Santa Rosa, Florida 44 $ 16,930,000 $ 384,772 $ 193,000
Douglas, Colorado 43 $ 32,655,000 $ 759,418 $ 245,000
Weld, Colorado 43 $ 46,185,000 $ 1,074,069 $ 113,000
Chesterfield, Virginia 43 $ 10,515,000 $ 244,534 $ 161,000
Putnam, Florida 42 $ 7,180,000 $ 170,952 $ 90,000
Coweta, Georgia 42 $ 10,040,000 $ 239,047 $ 187,000
Denton, Texas 41 $ 27,695,000 $ 675,487 $ 458,000
Shelby, Alabama 38 $ 9,870,000 $ 259,736 $ 164,000
Sumter, Florida 37 $ 7,075,000 $ 191,216 $ 142,000
Cabarrus, North Carolina 37 $ 9,175,000 $ 247,972 $ 142,000
Charlotte, Florida 36 $ 7,620,000 $ 211,666 $ 191,000
Barrow, Georgia 35 $ 5,525,000 $ 157,857 $ 103,000
Bryan, Georgia 34 $ 9,370,000 $ 275,588 $ 206,000
Towns, Georgia 34 $ 6,300,000 $ 185,294 $ 119,000
Henrico, Virginia 34 $ 30,480,000 $ 896,470 $ 252,000
Abbeville, South Carolina 31 $ 4,545,000 $ 146,612 $ 87,000
Lancaster, South Carolina 31 $ 10,555,000 $ 340,483 $ 198,000
Flagler, Florida 28 $ 5,060,000 $ 180,714 $ 241,000
Rockwall, Texas 27 $ 14,215,000 $ 526,481 $ 230,000
Laurens, South Carolina 26 $ 4,990,000 $ 191,923 $ 111,000
Boulder, Colorado 25 $ 7,505,000 $ 300,200 $ 179,000
El Paso, Colorado 25 $ 16,965,000 $ 678,600 $ 145,000
Citrus, Florida 25 $ 3,135,000 $ 125,400 $ 70,000
Hernando, Florida 25 $ 7,505,000 $ 300,200 $ 145,000
Richmond City, Virginia 25 $ 9,745,000 $ 389,800 $ 286,000
Clarke, Georgia 24 $ 6,180,000 $ 257,500 $ 188,000
Edgefield, South Carolina 24 $ 7,550,000 $ 314,583 $ 141,000
Hunt, Texas 24 $ 7,650,000 $ 318,750 $ 120,000
Tarrant, Texas 24 $ 10,260,000 $ 427,500 $ 235,000
Ellis, Texas 23 $ 7,425,000 $ 322,826 $ 102,000
Henry, Georgia 22 $ 6,200,000 $ 281,818 $ 112,000
White, Georgia 21 $ 3,745,000 $ 178,333 $ 87,000
Union, South Carolina 21 $ 1,755,000 $ 83,571 $ 56,000
Rabun, Georgia 20 $ 5,340,000 $ 267,000 $ 154,000
Stephens, Georgia 20 $ 1,910,000 $ 95,500 $ 69,000
Fort Bend, Texas 20 $ 9,800,000 $ 490,000 $ 153,000
Adams, Colorado 19 $ 4,205,000 $ 221,315 $ 107,000
Okaloosa, Florida 19 $ 7,125,000 $ 375,000 $ 257,000
Banks, Georgia 19 $ 3,925,000 $ 206,578 $ 146,000
Arapahoe, Colorado 18 $ 5,880,000 $ 326,666 $ 183,000
Clarendon, South Carolina 18 $ 3,280,000 $ 182,222 $ 112,000
Newberry, South Carolina 18 $ 3,690,000 $ 205,000 $ 125,000
Morgan, Alabama 17 $ 4,985,000 $ 293,235 $ 148,000
Gilmer, Georgia 17 $ 3,505,000 $ 206,176 $ 113,000
Durham, North Carolina 17 $ 6,455,000 $ 379,705 $ 250,000
Chester, South Carolina 17 $ 2,945,000 $ 173,235 $ 149,000
DeSoto, Florida 16 $ 1,880,000 $ 117,500 $ 119,000
Effingham, Georgia 16 $ 4,310,000 $ 269,375 $ 123,000
Lincoln, North Carolina 16 $ 5,320,000 $ 332,500 $ 264,000
Calhoun, South Carolina 16 $ 1,820,000 $ 113,750 $ 150,000
Saluda, South Carolina 16 $ 2,020,000 $ 126,250 $ 86,000
McLennan, Texas 16 $ 8,120,000 $ 507,500 $ 341,000
Williamson, Texas 16 $ 5,330,000 $ 333,125 $ 302,000
Walker, Alabama 15 $ 3,075,000 $ 205,000 $ 111,000
Clay, Florida 15 $ 2,765,000 $ 184,333 $ 90,000
Forsyth, Georgia 15 $ 7,105,000 $ 473,666 $ 375,000
Fairfield, South Carolina 15 $ 2,315,000 $ 154,333 $ 100,000
Sumter, South Carolina 15 $ 1,365,000 $ 91,000 $ 55,000
Jefferson, Colorado 14 $ 8,540,000 $ 610,000 $ 268,000
Carroll, Georgia 14 $ 2,740,000 $ 195,714 $ 141,000
Hart, Georgia 14 $ 2,630,000 $ 187,857 $ 197,000
Catawba, North Carolina 14 $ 5,900,000 $ 421,428 $ 273,000
Clay, North Carolina 14 $ 3,010,000 $ 215,000 $ 103,000
Bamberg, South Carolina 14 $ 1,500,000 $ 107,142 $ 72,000
Hanover, Virginia 14 $ 4,360,000 $ 311,428 $ 241,000
Denver, Colorado 13 $ 9,525,000 $ 732,692 $ 248,000
Collier, Florida 13 $ 7,305,000 $ 561,923 $ 279,000
Franklin, Georgia 13 $ 2,515,000 $ 193,461 $ 76,000
Oconee, Georgia 13 $ 3,835,000 $ 295,000 $ 252,000
Buncombe, North Carolina 13 $ 6,015,000 $ 462,692 $ 344,000
Macon, North Carolina 13 $ 7,575,000 $ 582,692 $ 408,000
Montgomery, Alabama 12 $ 2,310,000 $ 192,500 $ 155,000
St. Clair, Alabama 12 $ 2,740,000 $ 228,333 $ 162,000
Leon, Florida 12 $ 5,470,000 $ 455,833 $ 166,000
Paulding, Georgia 12 $ 3,140,000 $ 261,666 $ 148,000
Watauga, North Carolina 12 $ 8,840,000 $ 736,666 $ 418,000
Columbus, North Carolina 11 $ 1,485,000 $ 135,000 $ 75,000
Pender, North Carolina 11 $ 3,495,000 $ 317,727 $ 478,000
Kershaw, South Carolina 11 $ 1,475,000 $ 134,090 $ 124,000
Cooke, Texas 11 $ 4,625,000 $ 420,454 $ 234,000
Petersburg, Virginia 11 $ 1,305,000 $ 118,636 $ 56,000
Virginia Beach, Virginia 11 $ 7,705,000 $ 700,454 $ 392,000
Tallapoosa, Alabama 10 $ 2,600,000 $ 260,000 $ 221,000
Nassau, Florida 10 $ 5,850,000 $ 585,000 $ 425,000
Bulloch, Georgia 10 $ 1,970,000 $ 197,000 $ 410,000
Fayette, Georgia 10 $ 6,560,000 $ 656,000 $ 384,000
Hampton, South Carolina 10 $ 1,340,000 $ 134,000 $ 129,000
Marshall, Alabama 9 $ 3,405,000 $ 378,333 $ 204,000
Bay, Florida 9 $ 2,855,000 $ 317,222 $ 158,000
Muscogee, Georgia 9 $ 1,165,000 $ 129,444 $ 57,000
Newton, Georgia 9 $ 3,065,000 $ 340,555 $ 105,000
Cleveland, North Carolina 9 $ 3,985,000 $ 442,777 $ 197,000
Transylvania, North Carolina 9 $ 7,925,000 $ 880,555 $ 406,000
Hays, Texas 9 $ 13,485,000 $ 1,498,333 $ 290,000
Johnson, Texas 9 $ 1,905,000 $ 211,666 $ 104,000
Dallas, Alabama 8 $ 440,000 $ 55,000 $ 42,000
Gadsden, Florida 8 $ 2,010,000 $ 251,250 $ 69,000
Levy, Florida 8 $ 2,210,000 $ 276,250 $ 72,000
Bibb, Georgia 8 $ 2,340,000 $ 292,500 $ 162,000
Burke, Georgia 8 $ 1,530,000 $ 191,250 $ 85,000
Clayton, Georgia 8 $ 1,340,000 $ 167,500 $ 99,000
Douglas, Georgia 8 $ 2,910,000 $ 363,750 $ 108,000
Harris, Georgia 8 $ 2,170,000 $ 271,250 $ 302,000
Liberty, Georgia 8 $ 1,400,000 $ 175,000 $ 114,000
McDuffie, Georgia 8 $ 1,070,000 $ 133,750 $ 80,000
Chatham, North Carolina 8 $ 5,690,000 $ 711,250 $ 387,000
Cherokee, North Carolina 8 $ 1,290,000 $ 161,250 $ 199,000
Forsyth, North Carolina 8 $ 1,720,000 $ 215,000 $ 162,000
Henderson, North Carolina 8 $ 6,410,000 $ 801,250 $ 321,000
Marion, South Carolina 8 $ 900,000 $ 112,500 $ 80,000
Fairfax, Virginia 8 $ 1,310,000 $ 163,750 $ 69,000
Elmore, Alabama 7 $ 3,775,000 $ 539,285 $ 320,000
Mobile, Alabama 7 $ 1,015,000 $ 145,000 $ 58,000
Talladega, Alabama 7 $ 905,000 $ 129,285 $ 68,000
Hendry, Florida 7 $ 1,075,000 $ 153,571 $ 92,000
Lumpkin, Georgia 7 $ 36,965,000 $ 5,280,714 $ 115,000
Madison, Georgia 7 $ 1,175,000 $ 167,857 $ 115,000
Jackson, North Carolina 7 $ 6,455,000 $ 922,142 $ 1,028,000
Johnston, North Carolina 7 $ 1,725,000 $ 246,428 $ 135,000
Orange, North Carolina 7 $ 2,285,000 $ 326,428 $ 353,000
Cherokee, South Carolina 7 $ 815,000 $ 116,428 $ 62,000
Sevier, Tennessee 7 $ 3,655,000 $ 522,142 $ 329,000
Brazos, Texas 7 $ 1,315,000 $ 187,857 $ 62,000
Kaufman, Texas 7 $ 3,195,000 $ 456,428 $ 177,000
Montgomery, Texas 7 $ 3,375,000 $ 482,142 $ 384,000
Routt, Colorado 6 $ 6,540,000 $ 1,090,000 $ 500,000
Glynn, Georgia 6 $ 6,400,000 $ 1,066,666 $ 303,000
Gordon, Georgia 6 $ 1,120,000 $ 186,666 $ 60,000
Meriwether, Georgia 6 $ 1,100,000 $ 183,333 $ 91,000
Walton, Georgia 6 $ 1,740,000 $ 290,000 $ 147,000
Barnwell, South Carolina 6 $ 730,000 $ 121,666 $ 57,000
Darlington, South Carolina 6 $ 770,000 $ 128,333 $ 86,000
Knox, Tennessee 6 $ 5,700,000 $ 950,000 $ 486,000
Goochland, Virginia 6 $ 3,580,000 $ 596,666 $ 491,000
Dale, Alabama 5 $ 815,000 $ 163,000 $ 73,000
Russell, Alabama 5 $ 785,000 $ 157,000 $ 69,000
Tuscaloosa, Alabama 5 $ 1,125,000 $ 225,000 $ 96,000
Gilchrist, Florida 5 $ 705,000 $ 141,000 $ 149,000
Dawson, Georgia 5 $ 1,305,000 $ 261,000 $ 159,000
Lincoln, Georgia 5 $ 1,335,000 $ 267,000 $ 150,000
Pickens, Georgia 5 $ 485,000 $ 97,000 $ 125,000
Rockdale, Georgia 5 $ 1,505,000 $ 301,000 $ 202,000
Caswell, North Carolina 5 $ 525,000 $ 105,000 $ 116,000
Onslow, North Carolina 5 $ 1,015,000 $ 203,000 $ 120,000
McCormick, South Carolina 5 $ 905,000 $ 181,000 $ 79,000
Hood, Texas 5 $ 805,000 $ 161,000 $ 103,000
Parker, Texas 5 $ 1,825,000 $ 365,000 $ 156,000
Waller, Texas 5 $ 1,195,000 $ 239,000 $ 145,000
Cherokee, Alabama 4 $ 1,420,000 $ 355,000 $ 135,000
Marion, Alabama 4 $ 630,000 $ 157,500 $ 89,000
Columbia, Florida 4 $ 1,310,000 $ 327,500 $ 264,000
Bartow, Georgia 4 $ 2,590,000 $ 647,500 $ 215,000
Greene, Georgia 4 $ 4,230,000 $ 1,057,500 $ 533,000
Haralson, Georgia 4 $ 1,180,000 $ 295,000 $ 71,000
Heard, Georgia 4 $ 520,000 $ 130,000 $ 53,000
Jefferson, Georgia 4 $ 410,000 $ 102,500 $ 85,000
Morgan, Georgia 4 $ 1,410,000 $ 352,500 $ 118,000
Prince George's, Maryland 4 $ 1,440,000 $ 360,000 $ 87,000
Caldwell, North Carolina 4 $ 1,170,000 $ 292,500 $ 101,000
Cumberland, North Carolina 4 $ 500,000 $ 125,000 $ 55,000
Franklin, North Carolina 4 $ 780,000 $ 195,000 $ 146,000
Guilford, North Carolina 4 $ 1,600,000 $ 400,000 $ 346,000
Moore, North Carolina 4 $ 3,050,000 $ 762,500 $ 1,208,000
Chesterfield, South Carolina 4 $ 290,000 $ 72,500 $ 139,000
Lee, South Carolina 4 $ 500,000 $ 125,000 $ 57,000
Marlboro, South Carolina 4 $ 240,000 $ 60,000 $ 78,000
Williamsburg, South Carolina 4 $ 480,000 $ 120,000 $ 56,000
Davidson, Tennessee 4 $ 2,480,000 $ 620,000 $ 302,000
Chesapeake, Virginia 4 $ 3,890,000 $ 972,500 $ 707,000
Norfolk, Virginia 4 $ 8,350,000 $ 2,087,500 $ 179,000
Calhoun, Alabama 3 $ 365,000 $ 121,666 $ 69,000
Fayette, Alabama 3 $ 255,000 $ 85,000 $ 81,000
Jackson, Alabama 3 $ 1,365,000 $ 455,000 $ 167,000
Maricopa, Arizona 3 $ 3,275,000 $ 1,091,666 $ 1,853,000
Eagle, Colorado 3 $ 3,295,000 $ 1,098,333 $ 0
Elbert, Colorado 3 $ 215,000 $ 71,666 $ 173,000
Teller, Colorado 3 $ 295,000 $ 98,333 $ 74,000
Gulf, Florida 3 $ 895,000 $ 298,333 $ 235,000
Hardee, Florida 3 $ 435,000 $ 145,000 $ 59,000
Washington, Florida 3 $ 255,000 $ 85,000 $ 46,000
Coffee, Georgia 3 $ 495,000 $ 165,000 $ 51,000
McIntosh, Georgia 3 $ 1,475,000 $ 491,666 $ 171,000
Monroe, Georgia 3 $ 1,085,000 $ 361,666 $ 562,000
Putnam, Georgia 3 $ 2,615,000 $ 871,666 $ 225,000
Whitfield, Georgia 3 $ 705,000 $ 235,000 $ 142,000
Alamance, North Carolina 3 $ 565,000 $ 188,333 $ 50,000
Avery, North Carolina 3 $ 3,145,000 $ 1,048,333 $ 525,000
Bladen, North Carolina 3 $ 565,000 $ 188,333 $ 61,000
Burke, North Carolina 3 $ 1,825,000 $ 608,333 $ 328,000
Polk, North Carolina 3 $ 395,000 $ 131,666 $ 179,000
Robeson, North Carolina 3 $ 465,000 $ 155,000 $ 55,000
Stanly, North Carolina 3 $ 795,000 $ 265,000 $ 205,000
Swain, North Carolina 3 $ 615,000 $ 205,000 $ 205,000
Dillon, South Carolina 3 $ 355,000 $ 118,333 $ 93,000
Shelby, Tennessee 3 $ 465,000 $ 155,000 $ 358,000
Williamson, Tennessee 3 $ 1,345,000 $ 448,333 $ 157,000
Wilson, Tennessee 3 $ 2,025,000 $ 675,000 $ 0
Bexar, Texas 3 $ 415,000 $ 138,333 $ 99,000
Burnet, Texas 3 $ 2,245,000 $ 748,333 $ 349,000
Fannin, Texas 3 $ 3,085,000 $ 1,028,333 $ 541,000
Galveston, Texas 3 $ 835,000 $ 278,333 $ 104,000
Hopkins, Texas 3 $ 475,000 $ 158,333 $ 102,000
Van Zandt, Texas 3 $ 1,365,000 $ 455,000 $ 142,000
Powhatan, Virginia 3 $ 575,000 $ 191,666 $ 103,000
Southampton, Virginia 3 $ 395,000 $ 131,666 $ 40,000
Blount, Alabama 2 $ 260,000 $ 130,000 $ 1,060,000
Clarke, Alabama 2 $ 230,000 $ 115,000 $ 160,000
Coffee, Alabama 2 $ 260,000 $ 130,000 $ 74,000
Macon, Alabama 2 $ 70,000 $ 35,000 $ 56,000
Winston, Alabama 2 $ 1,910,000 $ 955,000 $ 297,000
Clear Creek, Colorado 2 $ 2,440,000 $ 1,220,000 $ 79,000
Grand, Colorado 2 $ 3,690,000 $ 1,845,000 $ 1,107,000
La Plata, Colorado 2 $ 4,950,000 $ 2,475,000 $ 849,000
Logan, Colorado 2 $ 230,000 $ 115,000 $ 202,000
Pitkin, Colorado 2 $ 4,210,000 $ 2,105,000 $ 1,675,000
Elbert, Georgia 2 $ 230,000 $ 115,000 $ 85,000
Floyd, Georgia 2 $ 1,190,000 $ 595,000 $ 449,000
Jones, Georgia 2 $ 690,000 $ 345,000 $ 159,000
Lowndes, Georgia 2 $ 2,230,000 $ 1,115,000 $ 929,000
Polk, Georgia 2 $ 180,000 $ 90,000 $ 118,000
Upson, Georgia 2 $ 370,000 $ 185,000 $ 73,000
Warren, Georgia 2 $ 260,000 $ 130,000 $ 44,000
Cook, Illinois 2 $ 950,000 $ 475,000 $ 390,000
Wyandotte, Kansas 2 $ 430,000 $ 215,000 $ 0
Oakland, Michigan 2 $ 390,000 $ 195,000 $ 118,000
Lafayette, Mississippi 2 $ 410,000 $ 205,000 $ 220,000
St. Francois, Missouri 2 $ 510,000 $ 255,000 $ 0
Westchester, New York 2 $ 1,410,000 $ 705,000 $ 143,000
Camden, North Carolina 2 $ 460,000 $ 230,000 $ 109,000
Davidson, North Carolina 2 $ 230,000 $ 115,000 $ 215,000
Harnett, North Carolina 2 $ 210,000 $ 105,000 $ 69,000
Lee, North Carolina 2 $ 230,000 $ 115,000 $ 69,000
Nash, North Carolina 2 $ 270,000 $ 135,000 $ 81,000
Pitt, North Carolina 2 $ 290,000 $ 145,000 $ 45,000
Rutherford, North Carolina 2 $ 1,500,000 $ 750,000 $ 530,000
Wayne, North Carolina 2 $ 160,000 $ 80,000 $ 69,000
Pike, Pennsylvania 2 $ 610,000 $ 305,000 $ 90,000
Allendale, South Carolina 2 $ 190,000 $ 95,000 $ 34,000
McNairy, Tennessee 2 $ 150,000 $ 75,000 $ 72,000
Sumner, Tennessee 2 $ 46,820,000 $ 23,410,000 $ 246,000
Bastrop, Texas 2 $ 690,000 $ 345,000 $ 157,000
Coryell, Texas 2 $ 490,000 $ 245,000 $ 158,000
Howard, Texas 2 $ 300,000 $ 150,000 $ 60,000
Llano, Texas 2 $ 2,650,000 $ 1,325,000 $ 320,000
Nueces, Texas 2 $ 1,240,000 $ 620,000 $ 444,000
Potter, Texas 2 $ 8,160,000 $ 4,080,000 $ 0
Rains, Texas 2 $ 590,000 $ 295,000 $ 110,000
Amelia, Virginia 2 $ 270,000 $ 135,000 $ 71,000
Carroll, Virginia 2 $ 180,000 $ 90,000 $ 62,000
Colonial Heights, Virginia 2 $ 390,000 $ 195,000 $ 87,000
New Kent, Virginia 2 $ 150,000 $ 75,000 $ 105,000
Northumberland, Virginia 2 $ 450,000 $ 225,000 $ 135,000
Prince George, Virginia 2 $ 450,000 $ 225,000 $ 138,000
Westmoreland, Virginia 2 $ 640,000 $ 320,000 $ 269,000
Bibb, Alabama 1 $ 175,000 $ 175,000 $ 113,000
Cleburne, Alabama 1 $ 95,000 $ 95,000 $ 46,000
Crenshaw, Alabama 1 $ 105,000 $ 105,000 $ 14,000
Cullman, Alabama 1 $ 275,000 $ 275,000 $ 128,000
DeKalb, Alabama 1 $ 315,000 $ 315,000 $ 225,000
Houston, Alabama 1 $ 165,000 $ 165,000 $ 38,000
Lamar, Alabama 1 $ 95,000 $ 95,000 $ 36,000
Lauderdale, Alabama 1 $ 365,000 $ 365,000 $ 135,000
Randolph, Alabama 1 $ 135,000 $ 135,000 $ 160,000
Sumter, Alabama 1 $ 75,000 $ 75,000 $ 42,000
Wilcox, Alabama 1 $ 95,000 $ 95,000 $ 42,000
Yavapai, Arizona 1 $ 255,000 $ 255,000 $ 316,000
Craighead, Arkansas 1 $ 385,000 $ 385,000 $ 288,000
Orange, California 1 $ 835,000 $ 835,000 $ 273,000
San Diego, California 1 $ 885,000 $ 885,000 $ 515,000
Chaffee, Colorado 1 $ 295,000 $ 295,000 $ 0
Fremont, Colorado 1 $ 505,000 $ 505,000 $ 0
Huerfano, Colorado 1 $ 505,000 $ 505,000 $ 0
Park, Colorado 1 $ 1,525,000 $ 1,525,000 $ 316,000
District of Columbia, District Of Columbia 1 $ 755,000 $ 755,000 $ 376,000
Baker, Florida 1 $ 255,000 $ 255,000 $ 130,000
Dixie, Florida 1 $ 165,000 $ 165,000 $ 87,000
Franklin, Florida 1 $ 935,000 $ 935,000 $ 256,000
Glades, Florida 1 $ 255,000 $ 255,000 $ 60,000
Hamilton, Florida 1 $ 205,000 $ 205,000 $ 107,000
Jackson, Florida 1 $ 145,000 $ 145,000 $ 53,000
Suwannee, Florida 1 $ 75,000 $ 75,000 $ 0
Union, Florida 1 $ 125,000 $ 125,000 $ 98,000
Wakulla, Florida 1 $ 505,000 $ 505,000 $ 173,000
Appling, Georgia 1 $ 595,000 $ 595,000 $ 287,000
Catoosa, Georgia 1 $ 785,000 $ 785,000 $ 0
Clinch, Georgia 1 $ 125,000 $ 125,000 $ 43,000
Crisp, Georgia 1 $ 75,000 $ 75,000 $ 286,000
Dade, Georgia 1 $ 155,000 $ 155,000 $ 184,000
Dougherty, Georgia 1 $ 25,000 $ 25,000 $ 116,000
Glascock, Georgia 1 $ 205,000 $ 205,000 $ 146,000
Irwin, Georgia 1 $ 355,000 $ 355,000 $ 76,000
Johnson, Georgia 1 $ 445,000 $ 445,000 $ 140,000
Laurens, Georgia 1 $ 175,000 $ 175,000 $ 53,000
Lee, Georgia 1 $ 395,000 $ 395,000 $ 346,000
Murray, Georgia 1 $ 335,000 $ 335,000 $ 271,000
Pierce, Georgia 1 $ 135,000 $ 135,000 $ 68,000
Pike, Georgia 1 $ 105,000 $ 105,000 $ 33,000
Sumter, Georgia 1 $ 535,000 $ 535,000 $ 0
Taylor, Georgia 1 $ 125,000 $ 125,000 $ 78,000
Thomas, Georgia 1 $ 365,000 $ 365,000 $ 135,000
Walker, Georgia 1 $ 105,000 $ 105,000 $ 33,000
Ware, Georgia 1 $ 195,000 $ 195,000 $ 107,000
Wilkinson, Georgia 1 $ 205,000 $ 205,000 $ 46,000
Edwards, Illinois 1 $ 65,000 $ 65,000 $ 46,000
Marion, Indiana 1 $ 405,000 $ 405,000 $ 0
Lee, Iowa 1 $ 255,000 $ 255,000 $ 0
Polk, Iowa 1 $ 1,935,000 $ 1,935,000 $ 0
Johnson, Kansas 1 $ 185,000 $ 185,000 $ 0
Boone, Kentucky 1 $ 335,000 $ 335,000 $ 291,000
Warren, Kentucky 1 $ 125,000 $ 125,000 $ 58,000
Caddo, Louisiana 1 $ 295,000 $ 295,000 $ 229,000
East Baton Rouge, Louisiana 1 $ 195,000 $ 195,000 $ 41,000
Orleans, Louisiana 1 $ 465,000 $ 465,000 $ 127,000
Hancock, Maine 1 $ 585,000 $ 585,000 $ 326,000
Montgomery, Maryland 1 $ 525,000 $ 525,000 $ 154,000
Grand Traverse, Michigan 1 $ 305,000 $ 305,000 $ 450,000
Kalamazoo, Michigan 1 $ 415,000 $ 415,000 $ 125,000
Kent, Michigan 1 $ 475,000 $ 475,000 $ 94,000
Washtenaw, Michigan 1 $ 805,000 $ 805,000 $ 279,000
Clay, Minnesota 1 $ 2,615,000 $ 2,615,000 $ 0
Winona, Minnesota 1 $ 2,215,000 $ 2,215,000 $ 0
Alcorn, Mississippi 1 $ 85,000 $ 85,000 $ 58,000
Greene, Mississippi 1 $ 125,000 $ 125,000 $ 90,000
Hancock, Mississippi 1 $ 445,000 $ 445,000 $ 97,000
Jackson, Mississippi 1 $ 185,000 $ 185,000 $ 1,082,000
Jasper, Mississippi 1 $ 75,000 $ 75,000 $ 72,000
Lamar, Mississippi 1 $ 65,000 $ 65,000 $ 42,000
Prentiss, Mississippi 1 $ 45,000 $ 45,000 $ 17,000
Smith, Mississippi 1 $ 55,000 $ 55,000 $ 30,000
Tippah, Mississippi 1 $ 95,000 $ 95,000 $ 102,000
Tishomingo, Mississippi 1 $ 65,000 $ 65,000 $ 94,000
Jackson, Missouri 1 $ 165,000 $ 165,000 $ 0
Phelps, Missouri 1 $ 255,000 $ 255,000 $ 75,000
Platte, Missouri 1 $ 195,000 $ 195,000 $ 63,000
Washoe, Nevada 1 $ 795,000 $ 795,000 $ 796,000
Belknap, New Hampshire 1 $ 805,000 $ 805,000 $ 395,000
Cape May, New Jersey 1 $ 705,000 $ 705,000 $ 281,000
Niagara, New York 1 $ 255,000 $ 255,000 $ 371,000
Ashe, North Carolina 1 $ 265,000 $ 265,000 $ 239,000
Carteret, North Carolina 1 $ 875,000 $ 875,000 $ 312,000
Craven, North Carolina 1 $ 35,000 $ 35,000 $ 89,000
Currituck, North Carolina 1 $ 1,495,000 $ 1,495,000 $ 1,249,000
Haywood, North Carolina 1 $ 315,000 $ 315,000 $ 117,000
Hoke, North Carolina 1 $ 145,000 $ 145,000 $ 96,000
Lenoir, North Carolina 1 $ 185,000 $ 185,000 $ 41,000
Madison, North Carolina 1 $ 45,000 $ 45,000 $ 71,000
McDowell, North Carolina 1 $ 165,000 $ 165,000 $ 77,000
Mitchell, North Carolina 1 $ 415,000 $ 415,000 $ 307,000
Northampton, North Carolina 1 $ 75,000 $ 75,000 $ 77,000
Pasquotank, North Carolina 1 $ 365,000 $ 365,000 $ 125,000
Richmond, North Carolina 1 $ 215,000 $ 215,000 $ 170,000
Rockingham, North Carolina 1 $ 165,000 $ 165,000 $ 46,000
Scotland, North Carolina 1 $ 195,000 $ 195,000 $ 52,000
Stokes, North Carolina 1 $ 35,000 $ 35,000 $ 27,000
Wilkes, North Carolina 1 $ 185,000 $ 185,000 $ 97,000
Wilson, North Carolina 1 $ 85,000 $ 85,000 $ 148,000
Yadkin, North Carolina 1 $ 105,000 $ 105,000 $ 58,000
Yancey, North Carolina 1 $ 175,000 $ 175,000 $ 72,000
Fulton, Ohio 1 $ 375,000 $ 375,000 $ 214,000
Lucas, Ohio 1 $ 115,000 $ 115,000 $ 207,000
Mahoning, Ohio 1 $ 455,000 $ 455,000 $ 0
Union, Ohio 1 $ 105,000 $ 105,000 $ 59,000
Bryan, Oklahoma 1 $ 475,000 $ 475,000 $ 126,000
Cleveland, Oklahoma 1 $ 115,000 $ 115,000 $ 353,000
Coal, Oklahoma 1 $ 55,000 $ 55,000 $ 26,000
Tulsa, Oklahoma 1 $ 475,000 $ 475,000 $ 523,000
Deschutes, Oregon 1 $ 1,975,000 $ 1,975,000 $ 0
Bucks, Pennsylvania 1 $ 475,000 $ 475,000 $ 0
Butler, Pennsylvania 1 $ 185,000 $ 185,000 $ 74,000
Lancaster, Pennsylvania 1 $ 265,000 $ 265,000 $ 293,000
Philadelphia, Pennsylvania 1 $ 155,000 $ 155,000 $ 96,000
Schuylkill, Pennsylvania 1 $ 165,000 $ 165,000 $ 47,000
Westmoreland, Pennsylvania 1 $ 225,000 $ 225,000 $ 85,000
Blount, Tennessee 1 $ 4,005,000 $ 4,005,000 $ 1,967,000
Dyer, Tennessee 1 $ 225,000 $ 225,000 $ 87,000
Hamilton, Tennessee 1 $ 255,000 $ 255,000 $ 70,000
Jefferson, Tennessee 1 $ 565,000 $ 565,000 $ 0
Lincoln, Tennessee 1 $ 105,000 $ 105,000 $ 130,000
Loudon, Tennessee 1 $ 545,000 $ 545,000 $ 247,000
Roane, Tennessee 1 $ 915,000 $ 915,000 $ 312,000
Tipton, Tennessee 1 $ 405,000 $ 405,000 $ 0
Union, Tennessee 1 $ 85,000 $ 85,000 $ 80,000
Washington, Tennessee 1 $ 285,000 $ 285,000 $ 187,000
Aransas, Texas 1 $ 905,000 $ 905,000 $ 685,000
Bell, Texas 1 $ 205,000 $ 205,000 $ 130,000
Bosque, Texas 1 $ 1,365,000 $ 1,365,000 $ 12,000
Brazoria, Texas 1 $ 1,305,000 $ 1,305,000 $ 0
Comal, Texas 1 $ 355,000 $ 355,000 $ 100,000
Erath, Texas 1 $ 215,000 $ 215,000 $ 65,000
Gillespie, Texas 1 $ 1,465,000 $ 1,465,000 $ 0
Grimes, Texas 1 $ 695,000 $ 695,000 $ 316,000
Henderson, Texas 1 $ 815,000 $ 815,000 $ 442,000
Hidalgo, Texas 1 $ 365,000 $ 365,000 $ 221,000
Hill, Texas 1 $ 645,000 $ 645,000 $ 182,000
Kendall, Texas 1 $ 465,000 $ 465,000 $ 117,000
Kerr, Texas 1 $ 525,000 $ 525,000 $ 204,000
Lubbock, Texas 1 $ 135,000 $ 135,000 $ 393,000
Mason, Texas 1 $ 915,000 $ 915,000 $ 998,000
Polk, Texas 1 $ 805,000 $ 805,000 $ 826,000
Randall, Texas 1 $ 285,000 $ 285,000 $ 99,000
Rusk, Texas 1 $ 185,000 $ 185,000 $ 131,000
San Jacinto, Texas 1 $ 515,000 $ 515,000 $ 246,000
Somervell, Texas 1 $ 735,000 $ 735,000 $ 0
Victoria, Texas 1 $ 125,000 $ 125,000 $ 88,000
Washington, Texas 1 $ 765,000 $ 765,000 $ 588,000
Wichita, Texas 1 $ 55,000 $ 55,000 $ 72,000
Wise, Texas 1 $ 35,000 $ 35,000 $ 194,000
Salt Lake, Utah 1 $ 95,000 $ 95,000 $ 130,000
Summit, Utah 1 $ 3,005,000 $ 3,005,000 $ 1,126,000
Utah, Utah 1 $ 505,000 $ 505,000 $ 400,000
Wasatch, Utah 1 $ 3,715,000 $ 3,715,000 $ 7,146,000
Alleghany, Virginia 1 $ 205,000 $ 205,000 $ 58,000
Caroline, Virginia 1 $ 495,000 $ 495,000 $ 300,000
Culpeper, Virginia 1 $ 365,000 $ 365,000 $ 715,000
Greensville, Virginia 1 $ 215,000 $ 215,000 $ 113,000
King William, Virginia 1 $ 115,000 $ 115,000 $ 157,000
Lancaster, Virginia 1 $ 185,000 $ 185,000 $ 308,000
Lexington, Virginia 1 $ 285,000 $ 285,000 $ 298,000
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Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,113 $3,685,805,000 $454,000 $59,505,000 $187,000 $7,146,000
Home Improvement 3,620 $649,590,000 $179,000 $3,505,000 $197,000 $7,259,000
Refinancing 1,742 $678,210,000 $389,000 $10,505,000 $247,000 $4,705,000
Other Purpose 1,559 $279,455,000 $179,000 $4,005,000 $187,000 $3,324,000
Cash-out Refinancing 412 $170,600,000 $414,000 $2,455,000 $184,000 $2,598,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,015 $3,283,005,000 $327,000 $6,505,000 $215,000 $7,259,000
Black or African American 1,866 $335,330,000 $179,000 $2,255,000 $92,000 $1,773,000
Not Provided 1,537 $536,645,000 $349,000 $5,005,000 $235,000 $4,730,000
Hispanic 1,258 $326,920,000 $259,000 $3,005,000 $135,000 $2,669,000
Asian 358 $161,480,000 $451,000 $2,755,000 $251,000 $2,010,000
Not applicable 340 $802,800,000 $2,361,000 $59,505,000 $0 $0
American Indian or Alaskan Native 57 $15,855,000 $278,000 $1,575,000 $176,000 $989,000
Native Hawaiian or Other Pacific Islander 12 $1,430,000 $119,000 $325,000 $83,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,428 $5,135,440,000 $355,000 $59,505,000 $202,000 $7,259,000
FHA-insured (Federal Housing Administration) 709 $203,225,000 $286,000 $625,000 $98,000 $1,487,000
VA-guaranteed (Veterans Administration) 274 $115,990,000 $423,000 $1,645,000 $144,000 $660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $9,005,000 $257,000 $455,000 $82,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,967 $3,918,535,000 $393,000 $59,505,000 $215,000 $6,000,000
Application Denied By Financial Institution 3,118 $648,640,000 $208,000 $15,005,000 $126,000 $3,324,000
Application Withdrawn By Applicant 1,949 $752,715,000 $386,000 $15,925,000 $210,000 $7,259,000
Application Approved But Not Accepted 274 $67,590,000 $246,000 $4,005,000 $176,000 $2,915,000
File Closed For Incompleteness 121 $71,045,000 $587,000 $3,505,000 $246,000 $1,194,000
Loan Purchased By The Institution 17 $5,135,000 $302,000 $595,000 $49,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,328 $4,815,020,000 $390,000 $59,505,000 $214,000 $7,259,000
Debt-To-Income Ratio 1,689 $357,725,000 $211,000 $15,005,000 $93,000 $1,150,000
Credit History 556 $82,210,000 $147,000 $4,875,000 $144,000 $3,324,000
Collateral 314 $72,480,000 $230,000 $3,005,000 $207,000 $2,400,000
Credit Application Incomplete 266 $52,440,000 $197,000 $3,005,000 $177,000 $1,224,000
Other 97 $24,255,000 $250,000 $2,245,000 $155,000 $1,440,000
Unverifiable Information 96 $37,730,000 $393,000 $2,315,000 $200,000 $2,700,000
Employment History 64 $9,790,000 $152,000 $1,005,000 $65,000 $484,000
Insufficient Cash (Downpayment, Closing Cost) 36 $12,010,000 $333,000 $3,005,000 $129,000 $888,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstate Bank, National Association's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstate Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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