Southeast Mortgage of Georgia, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Southeast Mortgage of Georgia, Inc. of Duluth, GA reported 2,096 mortgage applications totaling $616.1 million, down 3% from 2024. The average application was for $293,926, and applicants reported an average income of $126,367. 68% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,208), Marietta, GA (243) and Pensacola-Ferry Pass-Brent, FL (51) (applications in parentheses).

Mortgage Company & Address Southeast Mortgage of Georgia, Inc.
3575 Koger Blvd. Suite 400
Duluth, GA 30096
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,096
Total Mortgage Loan Application Amount $616,070,000
Average Mortgage Loan Application Amount $293,926
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $126,367
Highest Applicant Income $3,794,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southeast Mortgage of Georgia, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southeast Mortgage of Georgia, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 239 $ 83,545,000 $ 349,560 $ 159,000
DeKalb, Georgia 179 $ 43,565,000 $ 243,379 $ 110,000
Henry, Georgia 143 $ 37,545,000 $ 262,552 $ 100,000
Gwinnett, Georgia 137 $ 44,965,000 $ 328,211 $ 118,000
Cobb, Georgia 120 $ 43,920,000 $ 366,000 $ 148,000
Clayton, Georgia 107 $ 22,455,000 $ 209,859 $ 84,000
Rockdale, Georgia 67 $ 19,665,000 $ 293,507 $ 106,000
Newton, Georgia 58 $ 13,230,000 $ 228,103 $ 96,000
Cherokee, Georgia 55 $ 21,735,000 $ 395,181 $ 151,000
Paulding, Georgia 50 $ 14,120,000 $ 282,400 $ 107,000
Douglas, Georgia 47 $ 11,545,000 $ 245,638 $ 106,000
Escambia, Florida 45 $ 12,505,000 $ 277,888 $ 130,000
Fayette, Georgia 41 $ 17,405,000 $ 424,512 $ 165,000
Spalding, Georgia 32 $ 6,290,000 $ 196,562 $ 87,000
Lee, Alabama 30 $ 8,020,000 $ 267,333 $ 137,000
Coweta, Georgia 26 $ 9,070,000 $ 348,846 $ 106,000
Forsyth, Georgia 26 $ 11,410,000 $ 438,846 $ 159,000
Hall, Georgia 25 $ 10,565,000 $ 422,600 $ 224,000
Walton, Georgia 25 $ 6,555,000 $ 262,200 $ 114,000
Bibb, Georgia 24 $ 3,140,000 $ 130,833 $ 59,000
Jackson, Georgia 24 $ 8,460,000 $ 352,500 $ 191,000
Union, Georgia 21 $ 7,715,000 $ 367,380 $ 165,000
Baldwin, Alabama 20 $ 6,890,000 $ 344,500 $ 137,000
Barrow, Georgia 19 $ 5,925,000 $ 311,842 $ 116,000
Carroll, Georgia 19 $ 5,455,000 $ 287,105 $ 110,000
Clarke, Georgia 18 $ 3,890,000 $ 216,111 $ 113,000
Gilmer, Georgia 18 $ 6,280,000 $ 348,888 $ 149,000
Baldwin, Georgia 17 $ 3,305,000 $ 194,411 $ 127,000
Bartow, Georgia 16 $ 3,890,000 $ 243,125 $ 131,000
Houston, Georgia 14 $ 1,890,000 $ 135,000 $ 59,000
Fannin, Georgia 13 $ 5,365,000 $ 412,692 $ 236,000
Jones, Georgia 13 $ 3,365,000 $ 258,846 $ 100,000
Dougherty, Georgia 11 $ 1,325,000 $ 120,454 $ 60,000
Montgomery, Alabama 10 $ 1,470,000 $ 147,000 $ 83,000
Chambers, Alabama 9 $ 1,855,000 $ 206,111 $ 90,000
Pickens, Georgia 9 $ 3,305,000 $ 367,222 $ 108,000
Bulloch, Georgia 8 $ 1,770,000 $ 221,250 $ 86,000
Chatham, Georgia 8 $ 2,740,000 $ 342,500 $ 110,000
Madison, Georgia 8 $ 2,090,000 $ 261,250 $ 97,000
Putnam, Georgia 8 $ 2,700,000 $ 337,500 $ 132,000
Elmore, Alabama 7 $ 1,285,000 $ 183,571 $ 96,000
Orange, Florida 7 $ 1,465,000 $ 209,285 $ 69,000
Butts, Georgia 7 $ 1,405,000 $ 200,714 $ 74,000
Hart, Georgia 7 $ 1,255,000 $ 179,285 $ 115,000
Jasper, Georgia 7 $ 1,695,000 $ 242,142 $ 74,000
Russell, Alabama 6 $ 1,000,000 $ 166,666 $ 101,000
Bay, Florida 6 $ 2,390,000 $ 398,333 $ 251,000
Santa Rosa, Florida 6 $ 1,650,000 $ 275,000 $ 94,000
Columbia, Georgia 6 $ 1,530,000 $ 255,000 $ 123,000
Habersham, Georgia 6 $ 1,640,000 $ 273,333 $ 121,000
Upson, Georgia 6 $ 1,180,000 $ 196,666 $ 87,000
Wilkinson, Georgia 6 $ 1,100,000 $ 183,333 $ 86,000
Hillsborough, Florida 5 $ 1,835,000 $ 367,000 $ 176,000
Floyd, Georgia 5 $ 835,000 $ 167,000 $ 804,000
Franklin, Georgia 5 $ 1,415,000 $ 283,000 $ 75,000
Greene, Georgia 5 $ 1,465,000 $ 293,000 $ 98,000
Hancock, Georgia 5 $ 1,835,000 $ 367,000 $ 404,000
Liberty, Georgia 5 $ 785,000 $ 157,000 $ 69,000
Morgan, Georgia 5 $ 1,425,000 $ 285,000 $ 315,000
Muscogee, Georgia 5 $ 1,575,000 $ 315,000 $ 86,000
Washington, Georgia 5 $ 1,335,000 $ 267,000 $ 160,000
Wilkes, Georgia 5 $ 1,025,000 $ 205,000 $ 53,000
Wake, North Carolina 5 $ 3,155,000 $ 631,000 $ 172,000
Escambia, Alabama 4 $ 780,000 $ 195,000 $ 140,000
Mobile, Alabama 4 $ 600,000 $ 150,000 $ 52,000
Pinellas, Florida 4 $ 1,400,000 $ 350,000 $ 114,000
Bryan, Georgia 4 $ 1,570,000 $ 392,500 $ 184,000
Dawson, Georgia 4 $ 1,530,000 $ 382,500 $ 98,000
Effingham, Georgia 4 $ 620,000 $ 155,000 $ 77,000
Lamar, Georgia 4 $ 640,000 $ 160,000 $ 68,000
Meriwether, Georgia 4 $ 610,000 $ 152,500 $ 63,000
Oglethorpe, Georgia 4 $ 870,000 $ 217,500 $ 91,000
Towns, Georgia 4 $ 1,420,000 $ 355,000 $ 142,000
Troup, Georgia 4 $ 810,000 $ 202,500 $ 74,000
Clay, Florida 3 $ 1,215,000 $ 405,000 $ 148,000
Okaloosa, Florida 3 $ 965,000 $ 321,666 $ 218,000
Palm Beach, Florida 3 $ 1,415,000 $ 471,666 $ 167,000
Emanuel, Georgia 3 $ 205,000 $ 68,333 $ 86,000
Glynn, Georgia 3 $ 745,000 $ 248,333 $ 119,000
Monroe, Georgia 3 $ 975,000 $ 325,000 $ 80,000
Oconee, Georgia 3 $ 1,355,000 $ 451,666 $ 249,000
Peach, Georgia 3 $ 745,000 $ 248,333 $ 107,000
Pike, Georgia 3 $ 1,295,000 $ 431,666 $ 167,000
Brunswick, North Carolina 3 $ 1,385,000 $ 461,666 $ 105,000
Cherokee, North Carolina 3 $ 1,045,000 $ 348,333 $ 131,000
Hamilton, Tennessee 3 $ 775,000 $ 258,333 $ 93,000
Autauga, Alabama 2 $ 650,000 $ 325,000 $ 131,000
Clarke, Alabama 2 $ 300,000 $ 150,000 $ 90,000
Randolph, Alabama 2 $ 310,000 $ 155,000 $ 65,000
Talladega, Alabama 2 $ 190,000 $ 95,000 $ 50,000
Tallapoosa, Alabama 2 $ 160,000 $ 80,000 $ 81,000
Tuscaloosa, Alabama 2 $ 620,000 $ 310,000 $ 579,000
Duval, Florida 2 $ 700,000 $ 350,000 $ 103,000
Pasco, Florida 2 $ 530,000 $ 265,000 $ 109,000
Volusia, Florida 2 $ 930,000 $ 465,000 $ 182,000
Walton, Florida 2 $ 890,000 $ 445,000 $ 229,000
Banks, Georgia 2 $ 570,000 $ 285,000 $ 97,000
Brantley, Georgia 2 $ 240,000 $ 120,000 $ 60,000
Camden, Georgia 2 $ 320,000 $ 160,000 $ 161,000
Colquitt, Georgia 2 $ 180,000 $ 90,000 $ 36,000
Cook, Georgia 2 $ 180,000 $ 90,000 $ 49,000
Crawford, Georgia 2 $ 390,000 $ 195,000 $ 82,000
Decatur, Georgia 2 $ 130,000 $ 65,000 $ 65,000
Gordon, Georgia 2 $ 660,000 $ 330,000 $ 97,000
Grady, Georgia 2 $ 190,000 $ 95,000 $ 49,000
Haralson, Georgia 2 $ 690,000 $ 345,000 $ 81,000
Harris, Georgia 2 $ 770,000 $ 385,000 $ 117,000
Heard, Georgia 2 $ 410,000 $ 205,000 $ 96,000
Jenkins, Georgia 2 $ 290,000 $ 145,000 $ 100,000
Lowndes, Georgia 2 $ 730,000 $ 365,000 $ 161,000
Lumpkin, Georgia 2 $ 750,000 $ 375,000 $ 94,000
Polk, Georgia 2 $ 230,000 $ 115,000 $ 55,000
Richmond, Georgia 2 $ 440,000 $ 220,000 $ 153,000
Stephens, Georgia 2 $ 470,000 $ 235,000 $ 77,000
Wayne, Georgia 2 $ 220,000 $ 110,000 $ 95,000
Williamson, Tennessee 2 $ 1,740,000 $ 870,000 $ 172,000
Tarrant, Texas 2 $ 600,000 $ 300,000 $ 76,000
Calhoun, Alabama 1 $ 1,505,000 $ 1,505,000 $ 89,000
Hale, Alabama 1 $ 255,000 $ 255,000 $ 257,000
Houston, Alabama 1 $ 195,000 $ 195,000 $ 45,000
Jefferson, Alabama 1 $ 185,000 $ 185,000 $ 76,000
Limestone, Alabama 1 $ 265,000 $ 265,000 $ 77,000
Madison, Alabama 1 $ 225,000 $ 225,000 $ 131,000
Brevard, Florida 1 $ 695,000 $ 695,000 $ 419,000
Flagler, Florida 1 $ 235,000 $ 235,000 $ 481,000
Lake, Florida 1 $ 415,000 $ 415,000 $ 117,000
Nassau, Florida 1 $ 345,000 $ 345,000 $ 116,000
Osceola, Florida 1 $ 245,000 $ 245,000 $ 103,000
Polk, Florida 1 $ 465,000 $ 465,000 $ 118,000
Sarasota, Florida 1 $ 365,000 $ 365,000 $ 100,000
St. Lucie, Florida 1 $ 215,000 $ 215,000 $ 88,000
Sumter, Florida 1 $ 325,000 $ 325,000 $ 122,000
Atkinson, Georgia 1 $ 135,000 $ 135,000 $ 65,000
Bacon, Georgia 1 $ 105,000 $ 105,000 $ 53,000
Ben Hill, Georgia 1 $ 215,000 $ 215,000 $ 92,000
Bleckley, Georgia 1 $ 275,000 $ 275,000 $ 74,000
Candler, Georgia 1 $ 255,000 $ 255,000 $ 65,000
Chattooga, Georgia 1 $ 175,000 $ 175,000 $ 37,000
Laurens, Georgia 1 $ 185,000 $ 185,000 $ 89,000
Long, Georgia 1 $ 455,000 $ 455,000 $ 142,000
McIntosh, Georgia 1 $ 285,000 $ 285,000 $ 631,000
Tattnall, Georgia 1 $ 395,000 $ 395,000 $ 180,000
Toombs, Georgia 1 $ 235,000 $ 235,000 $ 70,000
White, Georgia 1 $ 475,000 $ 475,000 $ 265,000
Calhoun, Mississippi 1 $ 165,000 $ 165,000 $ 42,000
DeSoto, Mississippi 1 $ 295,000 $ 295,000 $ 59,000
Jackson, Mississippi 1 $ 245,000 $ 245,000 $ 118,000
Rankin, Mississippi 1 $ 325,000 $ 325,000 $ 320,000
Clay, North Carolina 1 $ 255,000 $ 255,000 $ 50,000
Davie, North Carolina 1 $ 545,000 $ 545,000 $ 166,000
New Hanover, North Carolina 1 $ 355,000 $ 355,000 $ 106,000
Northampton, North Carolina 1 $ 125,000 $ 125,000 $ 88,000
Onslow, North Carolina 1 $ 445,000 $ 445,000 $ 102,000
Aiken, South Carolina 1 $ 175,000 $ 175,000 $ 115,000
Charleston, South Carolina 1 $ 525,000 $ 525,000 $ 166,000
Oconee, South Carolina 1 $ 285,000 $ 285,000 $ 69,000
Richland, South Carolina 1 $ 155,000 $ 155,000 $ 281,000
Spartanburg, South Carolina 1 $ 365,000 $ 365,000 $ 89,000
Sumter, South Carolina 1 $ 325,000 $ 325,000 $ 169,000
Lincoln, Tennessee 1 $ 205,000 $ 205,000 $ 81,000
Montgomery, Tennessee 1 $ 195,000 $ 195,000 $ 33,000
Sumner, Tennessee 1 $ 405,000 $ 405,000 $ 49,000
Fort Bend, Texas 1 $ 275,000 $ 275,000 $ 85,000
Harris, Texas 1 $ 375,000 $ 375,000 $ 160,000
Travis, Texas 1 $ 655,000 $ 655,000 $ 162,000
Fairfax, Virginia 1 $ 965,000 $ 965,000 $ 280,000
Loudoun, Virginia 1 $ 1,295,000 $ 1,295,000 $ 1,615,000
New Kent, Virginia 1 $ 355,000 $ 355,000 $ 106,000
Portsmouth, Virginia 1 $ 355,000 $ 355,000 $ 86,000

Mortgage Loan Application Detail Totals for Southeast Mortgage of Georgia, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,857 $551,465,000 $296,000 $1,505,000 $127,000 $3,794,000
Refinancing 181 $62,545,000 $345,000 $1,505,000 $134,000 $533,000
Other Purpose 45 $465,000 $10,000 $15,000 $78,000 $356,000
Cash-out Refinancing 12 $1,580,000 $131,000 $385,000 $101,000 $184,000
Home Improvement 1 $15,000 $15,000 $15,000 $52,000 $52,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 874 $278,350,000 $318,000 $1,505,000 $141,000 $2,005,000
Black or African American 823 $218,255,000 $265,000 $1,505,000 $111,000 $2,077,000
Not Provided 193 $65,845,000 $341,000 $1,505,000 $123,000 $1,615,000
Hispanic 157 $37,895,000 $241,000 $705,000 $122,000 $3,794,000
Asian 42 $13,740,000 $327,000 $805,000 $133,000 $399,000
American Indian or Alaskan Native 5 $1,375,000 $275,000 $685,000 $203,000 $466,000
Native Hawaiian or Other Pacific Islander 2 $610,000 $305,000 $325,000 $125,000 $128,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,051 $283,875,000 $270,000 $1,505,000 $151,000 $3,794,000
FHA-insured (Federal Housing Administration) 872 $270,280,000 $309,000 $705,000 $98,000 $432,000
VA-guaranteed (Veterans Administration) 162 $59,400,000 $366,000 $1,295,000 $122,000 $1,615,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,515,000 $228,000 $295,000 $87,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,426 $424,380,000 $297,000 $1,505,000 $131,000 $3,794,000
Application Withdrawn By Applicant 604 $171,210,000 $283,000 $1,505,000 $119,000 $2,077,000
Application Denied By Financial Institution 44 $12,850,000 $292,000 $655,000 $90,000 $424,000
File Closed For Incompleteness 22 $7,630,000 $346,000 $845,000 $104,000 $247,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,052 $603,220,000 $293,000 $1,505,000 $127,000 $3,794,000
Credit History 17 $5,445,000 $320,000 $555,000 $81,000 $146,000
Debt-To-Income Ratio 9 $2,555,000 $283,000 $505,000 $73,000 $124,000
Collateral 5 $1,445,000 $289,000 $535,000 $165,000 $424,000
Other 5 $1,725,000 $345,000 $655,000 $124,000 $170,000
Unverifiable Information 4 $870,000 $217,000 $465,000 $60,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 4 $810,000 $202,000 $305,000 $58,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southeast Mortgage of Georgia, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southeast Mortgage of Georgia, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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