Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bank And Trust Compan.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Southern Bank And Trust Compan Po Box 729 Mt Olive, NC 28365 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 1,917 |
Total Mortgage Loan Application Amount | $270,363,000 |
Average Mortgage Loan Application Amount | $108,000 |
Highest Mortgage Loan Application Amount | $1,120,000 |
Average Applicant Income | $70,333 |
Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Nash County North Carolina | 205 | $ 30,753,000 | $ 150,000 | $ 95,000 |
Pitt County North Carolina | 115 | $ 15,771,000 | $ 137,000 | $ 112,000 |
Hertford County North Carolina | 87 | $ 9,913,000 | $ 113,000 | $ 89,000 |
Wake County North Carolina | 82 | $ 16,480,000 | $ 200,000 | $ 103,000 |
Dare County North Carolina | 70 | $ 16,104,000 | $ 230,000 | $ 87,000 |
Davidson County North Carolina | 61 | $ 7,321,000 | $ 120,000 | $ 64,000 |
Wayne County North Carolina | 60 | $ 7,564,000 | $ 126,000 | $ 79,000 |
Halifax County North Carolina | 59 | $ 6,020,000 | $ 102,000 | $ 60,000 |
Beaufort County North Carolina | 54 | $ 6,596,000 | $ 122,000 | $ 88,000 |
Chowan County North Carolina | 54 | $ 6,253,000 | $ 115,000 | $ 68,000 |
Bertie County North Carolina | 50 | $ 6,061,000 | $ 121,000 | $ 71,000 |
Moore County North Carolina | 48 | $ 8,401,000 | $ 175,000 | $ 64,000 |
Henry County Virginia | 47 | $ 5,527,000 | $ 117,000 | $ 70,000 |
Duplin County North Carolina | 41 | $ 4,150,000 | $ 101,000 | $ 69,000 |
Guilford County North Carolina | 41 | $ 5,806,000 | $ 141,000 | $ 82,000 |
Vance County North Carolina | 39 | $ 4,590,000 | $ 117,000 | $ 97,000 |
Forsyth County North Carolina | 36 | $ 5,839,000 | $ 162,000 | $ 90,000 |
Sampson County North Carolina | 36 | $ 4,286,000 | $ 119,000 | $ 81,000 |
Gates County North Carolina | 34 | $ 4,118,000 | $ 121,000 | $ 58,000 |
Montgomery County North Carolina | 34 | $ 4,503,000 | $ 132,000 | $ 84,000 |
Cleveland County North Carolina | 32 | $ 5,230,000 | $ 163,000 | $ 89,000 |
Edgecombe County North Carolina | 32 | $ 3,603,000 | $ 112,000 | $ 80,000 |
Northampton County North Carolina | 32 | $ 2,604,000 | $ 81,000 | $ 95,000 |
Franklin County Virginia | 30 | $ 4,804,000 | $ 160,000 | $ 63,000 |
Randolph County North Carolina | 28 | $ 3,276,000 | $ 117,000 | $ 63,000 |
Granville County North Carolina | 27 | $ 3,509,000 | $ 129,000 | $ 75,000 |
Carteret County North Carolina | 25 | $ 5,145,000 | $ 205,000 | $ 163,000 |
Lenoir County North Carolina | 25 | $ 2,902,000 | $ 116,000 | $ 55,000 |
Person County North Carolina | 20 | $ 3,368,000 | $ 168,000 | $ 136,000 |
Franklin County North Carolina | 19 | $ 2,324,000 | $ 122,000 | $ 79,000 |
Hoke County North Carolina | 17 | $ 1,623,000 | $ 95,000 | $ 53,000 |
Johnston County North Carolina | 16 | $ 1,922,000 | $ 120,000 | $ 73,000 |
Harnett County North Carolina | 15 | $ 2,414,000 | $ 160,000 | $ 97,000 |
Martinsville County Virginia | 15 | $ 1,292,000 | $ 86,000 | $ 54,000 |
Martin County North Carolina | 14 | $ 1,375,000 | $ 98,000 | $ 51,000 |
Rockingham County North Carolina | 13 | $ 1,696,000 | $ 130,000 | $ 101,000 |
Washington County North Carolina | 13 | $ 1,179,000 | $ 90,000 | $ 64,000 |
Onslow County North Carolina | 12 | $ 2,427,000 | $ 202,000 | $ 115,000 |
Wilson County North Carolina | 10 | $ 1,407,000 | $ 140,000 | $ 61,000 |
Hyde County North Carolina | 9 | $ 855,000 | $ 95,000 | $ 137,000 |
Robeson County North Carolina | 9 | $ 610,000 | $ 67,000 | $ 46,000 |
Virginia Beach County Virginia | 9 | $ 2,376,000 | $ 264,000 | $ 131,000 |
Iredell County North Carolina | 8 | $ 1,721,000 | $ 215,000 | $ 59,000 |
Perquimans County North Carolina | 8 | $ 1,029,000 | $ 128,000 | $ 54,000 |
Mecklenburg County Virginia | 8 | $ 1,045,000 | $ 130,000 | $ 140,000 |
Brunswick County North Carolina | 7 | $ 1,720,000 | $ 245,000 | $ 61,000 |
Chatham County North Carolina | 7 | $ 1,209,000 | $ 172,000 | $ 54,000 |
Warren County North Carolina | 7 | $ 786,000 | $ 112,000 | $ 73,000 |
Norfolk County Virginia | 7 | $ 973,000 | $ 139,000 | $ 149,000 |
Davie County North Carolina | 6 | $ 951,000 | $ 158,000 | $ 104,000 |
Durham County North Carolina | 6 | $ 650,000 | $ 108,000 | $ 60,000 |
Greene County North Carolina | 6 | $ 592,000 | $ 98,000 | $ 62,000 |
New Hanover County North Carolina | 6 | $ 1,344,000 | $ 224,000 | $ 136,000 |
Alamance County North Carolina | 5 | $ 738,000 | $ 147,000 | $ 56,000 |
Currituck County North Carolina | 5 | $ 1,214,000 | $ 242,000 | $ 88,000 |
Pender County North Carolina | 5 | $ 1,476,000 | $ 295,000 | $ 184,000 |
Caswell County North Carolina | 4 | $ 714,000 | $ 178,000 | $ 94,000 |
Mecklenburg County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 67,000 |
Orange County North Carolina | 4 | $ 1,085,000 | $ 271,000 | $ 87,000 |
Rowan County North Carolina | 4 | $ 819,000 | $ 204,000 | $ 129,000 |
Brunswick County Virginia | 4 | $ 510,000 | $ 127,000 | $ 60,000 |
Chesapeake County Virginia | 4 | $ 358,000 | $ 89,000 | $ 51,000 |
Patrick County Virginia | 4 | $ 1,075,000 | $ 268,000 | $ 57,000 |
Roanoke County Virginia | 4 | $ 717,000 | $ 179,000 | $ 143,000 |
Gaston County North Carolina | 3 | $ 291,000 | $ 97,000 | $ 89,000 |
Horry County South Carolina | 3 | $ 716,000 | $ 238,000 | $ 361,000 |
Isle of Wight County Virginia | 3 | $ 962,000 | $ 320,000 | $ 109,000 |
Pittsylvania County Virginia | 3 | $ 442,000 | $ 147,000 | $ 33,000 |
Craven County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 71,000 |
Pasquotank County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 158,000 |
Rutherford County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 69,000 |
Stokes County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 58,000 |
Charleston County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 248,000 |
Hampton County Virginia | 2 | $ 183,000 | $ 91,000 | $ 28,000 |
Southampton County Virginia | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
Alleghany County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
Ashe County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 229,000 |
Avery County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
Bladen County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 88,000 |
Cabarrus County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
Catawba County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 333,000 |
Cumberland County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
Jackson County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 141,000 |
Lee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
Lincoln County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
Mitchell County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
Richmond County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 16,000 |
Stanly County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
Tyrrell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
Watauga County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 300,000 |
Wilkes County North Carolina | 1 | $ 531,000 | $ 531,000 | $ 137,000 |
Richland County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 300,000 |
York County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 102,000 |
Carroll County Virginia | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
Dinwiddie County Virginia | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
Lunenburg County Virginia | 1 | $ 116,000 | $ 116,000 | $ 116,000 |
Northampton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 0 |
Portsmouth County Virginia | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
Roanoke City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,341 | $200,118,000 | $149,000 | $910,000 | $88,000 | $999,000 |
Home Purchase | 539 | $68,455,000 | $127,000 | $1,120,000 | $77,000 | $1,000,000 |
Home Improvement | 37 | $1,790,000 | $48,000 | $400,000 | $46,000 | $137,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,686 | $244,915,000 | $145,000 | $1,120,000 | $88,000 | $1,000,000 |
Black or African American | 148 | $13,270,000 | $89,000 | $380,000 | $57,000 | $376,000 |
Hispanic | 28 | $3,519,000 | $125,000 | $296,000 | $67,000 | $192,000 |
Not applicable | 26 | $4,142,000 | $159,000 | $910,000 | $0 | $0 |
Asian | 18 | $3,097,000 | $172,000 | $800,000 | $116,000 | $540,000 |
Native Hawaiian or Other Pacific Islander | 6 | $1,128,000 | $188,000 | $360,000 | $162,000 | $493,000 |
American Indian or Alaskan Native | 5 | $292,000 | $58,000 | $71,000 | $32,000 | $64,000 |
Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,792 | $257,558,000 | $143,000 | $1,120,000 | $87,000 | $1,000,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 104 | $10,100,000 | $97,000 | $240,000 | $36,000 | $99,000 |
VA-guaranteed (Veterans Administration) | 11 | $1,465,000 | $133,000 | $270,000 | $57,000 | $126,000 |
FHA-insured (Federal Housing Administration) | 10 | $1,240,000 | $124,000 | $219,000 | $54,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,274 | $180,579,000 | $141,000 | $910,000 | $91,000 | $1,000,000 |
Application Denied By Financial Institution | 262 | $31,820,000 | $121,000 | $566,000 | $57,000 | $438,000 |
Application Approved But Not Accepted | 154 | $23,679,000 | $153,000 | $417,000 | $95,000 | $721,000 |
Application Withdrawn By Applicant | 153 | $24,710,000 | $161,000 | $1,120,000 | $80,000 | $466,000 |
Preapproval Denied by Financial Institution | 65 | $7,793,000 | $119,000 | $415,000 | $42,000 | $124,000 |
File Closed For Incompleteness | 9 | $1,782,000 | $198,000 | $405,000 | $117,000 | $467,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.