Sovereign Bank Mortgage Lending & HMDA Data, 2005
In 2005, Sovereign Bank of Wyomissing, PA reported 108,929 mortgage applications totaling $15.5 billion, up 29% from 2004. The average application was for $142,010, and applicants reported an average income of $50,404. 44% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Philadelphia, PA (7,881), Edison, NJ (5,264) and Chicago-Naperville-Joliet, IL (4,547) (applications in parentheses).
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 108,929 |
| Total Mortgage Loan Application Amount | $15,469,095,000 |
| Average Mortgage Loan Application Amount | $142,010 |
| Highest Mortgage Loan Application Amount | $17,900,000 |
| Average Applicant Income | $50,404 |
| Highest Applicant Income | $9,790,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 2,876 | $ 325,206,000 | $ 113,075 | $ 48,000 |
| Cook, Illinois | 2,396 | $ 443,528,000 | $ 185,111 | $ 59,000 |
| Middlesex, Massachusetts | 2,200 | $ 404,906,000 | $ 184,048 | $ 94,000 |
| Providence, Rhode Island | 2,090 | $ 281,350,000 | $ 134,617 | $ 63,000 |
| Monmouth, New Jersey | 2,000 | $ 297,233,000 | $ 148,616 | $ 69,000 |
| Berks, Pennsylvania | 1,915 | $ 188,501,000 | $ 98,433 | $ 44,000 |
| Hartford, Connecticut | 1,804 | $ 278,367,000 | $ 154,305 | $ 63,000 |
| Bristol, Massachusetts | 1,788 | $ 269,174,000 | $ 150,544 | $ 68,000 |
| Ocean, New Jersey | 1,732 | $ 220,375,000 | $ 127,237 | $ 66,000 |
| Montgomery, Pennsylvania | 1,657 | $ 275,631,000 | $ 166,343 | $ 84,000 |
| Worcester, Massachusetts | 1,616 | $ 238,513,000 | $ 147,594 | $ 73,000 |
| Plymouth, Massachusetts | 1,508 | $ 286,349,000 | $ 189,886 | $ 72,000 |
| Essex, Massachusetts | 1,472 | $ 245,024,000 | $ 166,456 | $ 73,000 |
| Lancaster, Pennsylvania | 1,449 | $ 156,980,000 | $ 108,336 | $ 65,000 |
| Maricopa, Arizona | 1,402 | $ 118,097,000 | $ 84,234 | $ 63,000 |
| Delaware, Pennsylvania | 1,372 | $ 173,835,000 | $ 126,701 | $ 75,000 |
| Los Angeles, California | 1,313 | $ 333,155,000 | $ 253,735 | $ 52,000 |
| York, Pennsylvania | 1,273 | $ 119,183,000 | $ 93,623 | $ 60,000 |
| Middlesex, New Jersey | 1,266 | $ 170,088,000 | $ 134,350 | $ 64,000 |
| Norfolk, Massachusetts | 1,247 | $ 266,068,000 | $ 213,366 | $ 75,000 |
| Suffolk, Massachusetts | 1,247 | $ 229,799,000 | $ 184,281 | $ 69,000 |
| Bucks, Pennsylvania | 1,142 | $ 206,174,000 | $ 180,537 | $ 77,000 |
| Barnstable, Massachusetts | 1,032 | $ 254,597,000 | $ 246,702 | $ 81,000 |
| Chester, Pennsylvania | 834 | $ 144,403,000 | $ 173,145 | $ 71,000 |
| Clark, Nevada | 781 | $ 75,229,000 | $ 96,323 | $ 41,000 |
| Cumberland, Pennsylvania | 765 | $ 79,113,000 | $ 103,415 | $ 60,000 |
| Mercer, New Jersey | 764 | $ 91,128,000 | $ 119,277 | $ 72,000 |
| DuPage, Illinois | 726 | $ 146,415,000 | $ 201,673 | $ 67,000 |
| Union, New Jersey | 693 | $ 103,851,000 | $ 149,857 | $ 67,000 |
| Miami-Dade, Florida | 692 | $ 64,910,000 | $ 93,800 | $ 53,000 |
| Schuylkill, Pennsylvania | 687 | $ 47,371,000 | $ 68,953 | $ 38,000 |
| Northampton, Pennsylvania | 632 | $ 68,077,000 | $ 107,716 | $ 55,000 |
| Contra Costa, California | 623 | $ 247,396,000 | $ 397,104 | $ 35,000 |
| San Diego, California | 623 | $ 151,573,000 | $ 243,295 | $ 49,000 |
| Dauphin, Pennsylvania | 612 | $ 54,139,000 | $ 88,462 | $ 55,000 |
| New Haven, Connecticut | 599 | $ 77,313,000 | $ 129,070 | $ 59,000 |
| Kent, Rhode Island | 591 | $ 81,552,000 | $ 137,989 | $ 60,000 |
| Riverside, California | 574 | $ 79,123,000 | $ 137,844 | $ 110,000 |
| Lehigh, Pennsylvania | 574 | $ 61,366,000 | $ 106,909 | $ 46,000 |
| Essex, New Jersey | 556 | $ 93,636,000 | $ 168,410 | $ 68,000 |
| Broward, Florida | 550 | $ 72,496,000 | $ 131,810 | $ 67,000 |
| Lycoming, Pennsylvania | 533 | $ 40,190,000 | $ 75,403 | $ 57,000 |
| Wake, North Carolina | 532 | $ 87,710,000 | $ 164,868 | $ 56,000 |
| San Bernardino, California | 530 | $ 64,390,000 | $ 121,490 | $ 45,000 |
| Fairfield, Connecticut | 525 | $ 139,395,000 | $ 265,514 | $ 64,000 |
| Rockingham, New Hampshire | 523 | $ 80,295,000 | $ 153,527 | $ 88,000 |
| Will, Illinois | 508 | $ 76,271,000 | $ 150,139 | $ 62,000 |
| Morris, New Jersey | 501 | $ 84,889,000 | $ 169,439 | $ 79,000 |
| New Castle, Delaware | 497 | $ 72,637,000 | $ 146,150 | $ 51,000 |
| Lake, Illinois | 491 | $ 104,410,000 | $ 212,647 | $ 69,000 |
| Burlington, New Jersey | 490 | $ 63,689,000 | $ 129,977 | $ 65,000 |
| Marion, Indiana | 479 | $ 50,931,000 | $ 106,327 | $ 50,000 |
| Alameda, California | 460 | $ 187,926,000 | $ 408,534 | $ 30,000 |
| Hillsborough, New Hampshire | 459 | $ 58,243,000 | $ 126,891 | $ 69,000 |
| Oakland, Michigan | 452 | $ 73,272,000 | $ 162,106 | $ 39,000 |
| Saratoga, New York | 447 | $ 71,402,000 | $ 159,736 | $ 66,000 |
| Orange, California | 444 | $ 157,133,000 | $ 353,903 | $ 66,000 |
| Camden, New Jersey | 417 | $ 45,597,000 | $ 109,345 | $ 57,000 |
| Hampden, Massachusetts | 416 | $ 49,183,000 | $ 118,228 | $ 52,000 |
| Prince George's, Maryland | 413 | $ 53,616,000 | $ 129,820 | $ 59,000 |
| Kane, Illinois | 411 | $ 68,666,000 | $ 167,070 | $ 66,000 |
| Wayne, Michigan | 409 | $ 38,462,000 | $ 94,039 | $ 54,000 |
| Suffolk, New York | 400 | $ 99,964,000 | $ 249,910 | $ 50,000 |
| St. Louis, Missouri | 398 | $ 49,544,000 | $ 124,482 | $ 65,000 |
| Albany, New York | 397 | $ 60,406,000 | $ 152,156 | $ 72,000 |
| Orange, Florida | 386 | $ 39,120,000 | $ 101,347 | $ 21,000 |
| Palm Beach, Florida | 380 | $ 64,310,000 | $ 169,236 | $ 39,000 |
| Lebanon, Pennsylvania | 379 | $ 39,498,000 | $ 104,216 | $ 47,000 |
| Mecklenburg, North Carolina | 374 | $ 40,041,000 | $ 107,061 | $ 52,000 |
| King, Washington | 369 | $ 64,791,000 | $ 175,585 | $ 39,000 |
| Sacramento, California | 355 | $ 51,567,000 | $ 145,259 | $ 31,000 |
| Bergen, New Jersey | 355 | $ 77,057,000 | $ 217,061 | $ 80,000 |
| Nantucket, Massachusetts | 354 | $ 203,675,000 | $ 575,353 | $ 196,000 |
| Lee, Florida | 353 | $ 47,740,000 | $ 135,240 | $ 25,000 |
| Milwaukee, Wisconsin | 332 | $ 23,912,000 | $ 72,024 | $ 31,000 |
| Hennepin, Minnesota | 328 | $ 36,452,000 | $ 111,134 | $ 46,000 |
| McHenry, Illinois | 324 | $ 52,203,000 | $ 161,120 | $ 52,000 |
| Harris, Texas | 323 | $ 32,449,000 | $ 100,461 | $ 33,000 |
| Montgomery, Maryland | 319 | $ 76,178,000 | $ 238,802 | $ 67,000 |
| Hillsborough, Florida | 317 | $ 24,544,000 | $ 77,425 | $ 54,000 |
| Sussex, New Jersey | 315 | $ 36,387,000 | $ 115,514 | $ 65,000 |
| Allen, Indiana | 310 | $ 30,383,000 | $ 98,009 | $ 34,000 |
| Monroe, Indiana | 308 | $ 41,774,000 | $ 135,629 | $ 55,000 |
| Johnson, Kansas | 306 | $ 36,817,000 | $ 120,316 | $ 51,000 |
| Baltimore, Maryland | 302 | $ 29,749,000 | $ 98,506 | $ 56,000 |
| Fairfax, Virginia | 299 | $ 80,355,000 | $ 268,745 | $ 64,000 |
| Washington, Rhode Island | 296 | $ 54,614,000 | $ 184,506 | $ 72,000 |
| Santa Clara, California | 284 | $ 124,697,000 | $ 439,073 | $ 49,000 |
| Cape May, New Jersey | 283 | $ 110,088,000 | $ 389,003 | $ 125,000 |
| Fulton, Georgia | 277 | $ 30,599,000 | $ 110,465 | $ 51,000 |
| Atlantic, New Jersey | 268 | $ 61,335,000 | $ 228,861 | $ 91,000 |
| Hamilton, Indiana | 267 | $ 44,185,000 | $ 165,486 | $ 64,000 |
| Gloucester, New Jersey | 267 | $ 35,244,000 | $ 132,000 | $ 62,000 |
| Somerset, New Jersey | 266 | $ 49,306,000 | $ 185,360 | $ 86,000 |
| Salt Lake, Utah | 266 | $ 12,222,000 | $ 45,947 | $ 16,000 |
| Jackson, Missouri | 263 | $ 24,705,000 | $ 93,935 | $ 67,000 |
| Macomb, Michigan | 252 | $ 24,967,000 | $ 99,075 | $ 55,000 |
| Arapahoe, Colorado | 248 | $ 18,329,000 | $ 73,907 | $ 29,000 |
| Anne Arundel, Maryland | 248 | $ 36,737,000 | $ 148,133 | $ 55,000 |
| Luzerne, Pennsylvania | 239 | $ 22,876,000 | $ 95,715 | $ 48,000 |
| Denver, Colorado | 237 | $ 18,055,000 | $ 76,181 | $ 28,000 |
| Franklin, Ohio | 237 | $ 19,056,000 | $ 80,405 | $ 21,000 |
| Cobb, Georgia | 235 | $ 25,412,000 | $ 108,136 | $ 47,000 |
| Lake, Indiana | 235 | $ 25,218,000 | $ 107,310 | $ 41,000 |
| San Joaquin, California | 230 | $ 33,669,000 | $ 146,386 | $ 24,000 |
| Allegheny, Pennsylvania | 230 | $ 15,802,000 | $ 68,704 | $ 61,000 |
| Stanislaus, California | 228 | $ 22,177,000 | $ 97,267 | $ 17,000 |
| St. Charles, Missouri | 225 | $ 19,262,000 | $ 85,608 | $ 40,000 |
| Gwinnett, Georgia | 222 | $ 14,319,000 | $ 64,500 | $ 29,000 |
| Pima, Arizona | 221 | $ 15,823,000 | $ 71,597 | $ 45,000 |
| Dallas, Texas | 211 | $ 22,957,000 | $ 108,800 | $ 15,000 |
| El Paso, Colorado | 210 | $ 15,316,000 | $ 72,933 | $ 43,000 |
| Jefferson, Colorado | 210 | $ 19,133,000 | $ 91,109 | $ 41,000 |
| Vanderburgh, Indiana | 209 | $ 21,503,000 | $ 102,885 | $ 42,000 |
| Westchester, New York | 208 | $ 63,666,000 | $ 306,086 | $ 41,000 |
| Adams, Colorado | 205 | $ 11,292,000 | $ 55,082 | $ 25,000 |
| Passaic, New Jersey | 204 | $ 35,572,000 | $ 174,372 | $ 68,000 |
| Fresno, California | 202 | $ 16,787,000 | $ 83,103 | $ 47,000 |
| Pierce, Washington | 202 | $ 15,217,000 | $ 75,331 | $ 7,000 |
| Schenectady, New York | 200 | $ 23,935,000 | $ 119,675 | $ 47,000 |
| DeKalb, Georgia | 199 | $ 14,903,000 | $ 74,889 | $ 33,000 |
| Tarrant, Texas | 198 | $ 13,859,000 | $ 69,994 | $ 0 |
| Cuyahoga, Ohio | 197 | $ 16,797,000 | $ 85,263 | $ 29,000 |
| Multnomah, Oregon | 194 | $ 17,078,000 | $ 88,030 | $ 0 |
| Prince William, Virginia | 188 | $ 29,655,000 | $ 157,739 | $ 47,000 |
| Snohomish, Washington | 188 | $ 14,070,000 | $ 74,840 | $ 22,000 |
| Pinellas, Florida | 187 | $ 14,912,000 | $ 79,743 | $ 57,000 |
| Nassau, New York | 187 | $ 49,736,000 | $ 265,967 | $ 42,000 |
| Queens, New York | 187 | $ 44,796,000 | $ 239,550 | $ 54,000 |
| Hamilton, Ohio | 186 | $ 14,648,000 | $ 78,752 | $ 48,000 |
| Tolland, Connecticut | 183 | $ 26,547,000 | $ 145,065 | $ 83,000 |
| Newport, Rhode Island | 179 | $ 32,708,000 | $ 182,726 | $ 86,000 |
| Hudson, New Jersey | 178 | $ 29,838,000 | $ 167,629 | $ 70,000 |
| Litchfield, Connecticut | 177 | $ 25,392,000 | $ 143,457 | $ 61,000 |
| Washington, Maryland | 177 | $ 22,653,000 | $ 127,983 | $ 51,000 |
| Kern, California | 174 | $ 15,653,000 | $ 89,959 | $ 66,000 |
| Dakota, Minnesota | 174 | $ 14,780,000 | $ 84,942 | $ 42,000 |
| Clinton, Pennsylvania | 171 | $ 9,724,000 | $ 56,865 | $ 70,000 |
| Guilford, North Carolina | 170 | $ 17,906,000 | $ 105,329 | $ 37,000 |
| Bristol, Rhode Island | 169 | $ 26,014,000 | $ 153,928 | $ 81,000 |
| Middlesex, Connecticut | 164 | $ 28,411,000 | $ 173,237 | $ 68,000 |
| Duval, Florida | 164 | $ 14,241,000 | $ 86,835 | $ 21,000 |
| Franklin, Pennsylvania | 163 | $ 15,558,000 | $ 95,447 | $ 54,000 |
| Shelby, Tennessee | 162 | $ 26,616,000 | $ 164,296 | $ 28,000 |
| Brevard, Florida | 161 | $ 22,523,000 | $ 139,894 | $ 17,000 |
| Dukes, Massachusetts | 161 | $ 69,051,000 | $ 428,888 | $ 165,000 |
| Washington, Oregon | 160 | $ 11,116,000 | $ 69,475 | $ 31,000 |
| Chittenden, Vermont | 159 | $ 25,501,000 | $ 160,383 | $ 69,000 |
| Anoka, Minnesota | 158 | $ 10,548,000 | $ 66,759 | $ 127,000 |
| New London, Connecticut | 157 | $ 27,291,000 | $ 173,828 | $ 68,000 |
| Rensselaer, New York | 157 | $ 20,208,000 | $ 128,713 | $ 64,000 |
| Baltimore City, Maryland | 152 | $ 13,662,000 | $ 89,881 | $ 35,000 |
| Northumberland, Pennsylvania | 148 | $ 10,226,000 | $ 69,094 | $ 50,000 |
| Seminole, Florida | 147 | $ 16,679,000 | $ 113,462 | $ 32,000 |
| Stark, Ohio | 147 | $ 14,051,000 | $ 95,585 | $ 36,000 |
| Collier, Florida | 146 | $ 45,765,000 | $ 313,458 | $ 55,000 |
| Centre, Pennsylvania | 145 | $ 24,012,000 | $ 165,600 | $ 72,000 |
| Jefferson, Missouri | 144 | $ 14,701,000 | $ 102,090 | $ 43,000 |
| Volusia, Florida | 143 | $ 17,167,000 | $ 120,048 | $ 31,000 |
| Howard, Maryland | 143 | $ 26,682,000 | $ 186,587 | $ 78,000 |
| Lucas, Ohio | 143 | $ 9,852,000 | $ 68,895 | $ 37,000 |
| District of Columbia, District Of Columbia | 142 | $ 42,764,000 | $ 301,154 | $ 52,000 |
| Fulton, New York | 142 | $ 15,292,000 | $ 107,690 | $ 45,000 |
| Kings, New York | 138 | $ 32,190,000 | $ 233,260 | $ 45,000 |
| Summit, Ohio | 135 | $ 10,808,000 | $ 80,059 | $ 21,000 |
| Ventura, California | 128 | $ 44,865,000 | $ 350,507 | $ 58,000 |
| Jefferson, Kentucky | 128 | $ 10,800,000 | $ 84,375 | $ 32,000 |
| Clark, Washington | 127 | $ 8,804,000 | $ 69,322 | $ 18,000 |
| San Mateo, California | 126 | $ 62,414,000 | $ 495,349 | $ 33,000 |
| Kent, Michigan | 125 | $ 7,983,000 | $ 63,864 | $ 59,000 |
| Douglas, Colorado | 124 | $ 13,380,000 | $ 107,903 | $ 25,000 |
| Loudoun, Virginia | 124 | $ 31,359,000 | $ 252,895 | $ 87,000 |
| Waukesha, Wisconsin | 124 | $ 15,370,000 | $ 123,951 | $ 46,000 |
| Osceola, Florida | 123 | $ 11,969,000 | $ 97,308 | $ 50,000 |
| Montgomery, Alabama | 121 | $ 17,500,000 | $ 144,628 | $ 48,000 |
| Ramsey, Minnesota | 121 | $ 10,071,000 | $ 83,231 | $ 58,000 |
| Harford, Maryland | 120 | $ 12,138,000 | $ 101,150 | $ 47,000 |
| Collin, Texas | 120 | $ 18,629,000 | $ 155,241 | $ 0 |
| St. Joseph, Indiana | 119 | $ 11,581,000 | $ 97,319 | $ 30,000 |
| Clackamas, Oregon | 119 | $ 12,717,000 | $ 106,865 | $ 10,000 |
| Adams, Pennsylvania | 119 | $ 10,972,000 | $ 92,201 | $ 71,000 |
| Davidson, Tennessee | 116 | $ 9,315,000 | $ 80,301 | $ 4,000 |
| St. Lucie, Florida | 115 | $ 13,643,000 | $ 118,634 | $ 36,000 |
| Frederick, Maryland | 115 | $ 19,421,000 | $ 168,878 | $ 55,000 |
| Erie, New York | 115 | $ 8,318,000 | $ 72,330 | $ 48,000 |
| Durham, North Carolina | 115 | $ 15,487,000 | $ 134,669 | $ 42,000 |
| Kendall, Illinois | 113 | $ 19,825,000 | $ 175,442 | $ 52,000 |
| Merrimack, New Hampshire | 113 | $ 16,092,000 | $ 142,407 | $ 61,000 |
| Dutchess, New York | 112 | $ 20,733,000 | $ 185,116 | $ 66,000 |
| Virginia Beach, Virginia | 112 | $ 12,765,000 | $ 113,973 | $ 19,000 |
| Pasco, Florida | 111 | $ 9,202,000 | $ 82,900 | $ 35,000 |
| Butler, Ohio | 111 | $ 7,132,000 | $ 64,252 | $ 29,000 |
| Polk, Florida | 110 | $ 7,514,000 | $ 68,309 | $ 33,000 |
| Washoe, Nevada | 110 | $ 22,567,000 | $ 205,154 | $ 45,000 |
| Monroe, Pennsylvania | 110 | $ 11,832,000 | $ 107,563 | $ 82,000 |
| St. Louis City, Missouri | 109 | $ 7,530,000 | $ 69,082 | $ 41,000 |
| Union, Pennsylvania | 109 | $ 7,743,000 | $ 71,036 | $ 168,000 |
| Utah, Utah | 109 | $ 6,762,000 | $ 62,036 | $ 22,000 |
| Hunterdon, New Jersey | 108 | $ 25,080,000 | $ 232,222 | $ 79,000 |
| Sussex, Delaware | 107 | $ 25,070,000 | $ 234,299 | $ 92,000 |
| Lane, Oregon | 105 | $ 8,128,000 | $ 77,409 | $ 12,000 |
| Jefferson, Alabama | 104 | $ 12,348,000 | $ 118,730 | $ 61,000 |
| Sedgwick, Kansas | 101 | $ 8,002,000 | $ 79,227 | $ 55,000 |
| Greene, Missouri | 101 | $ 8,794,000 | $ 87,069 | $ 40,000 |
| Placer, California | 100 | $ 28,549,000 | $ 285,490 | $ 16,000 |
| Solano, California | 100 | $ 21,942,000 | $ 219,420 | $ 49,000 |
| Porter, Indiana | 100 | $ 11,632,000 | $ 116,320 | $ 60,000 |
| Madison, Alabama | 99 | $ 12,065,000 | $ 121,868 | $ 105,000 |
| Henry, Georgia | 99 | $ 5,266,000 | $ 53,191 | $ 21,000 |
| Denton, Texas | 99 | $ 9,367,000 | $ 94,616 | $ 0 |
| Windham, Connecticut | 98 | $ 12,481,000 | $ 127,357 | $ 47,000 |
| Pinal, Arizona | 96 | $ 4,642,000 | $ 48,354 | $ 20,000 |
| Merced, California | 96 | $ 8,235,000 | $ 85,781 | $ 40,000 |
| San Francisco, California | 96 | $ 51,691,000 | $ 538,447 | $ 15,000 |
| Cumberland, Maine | 96 | $ 15,507,000 | $ 161,531 | $ 42,000 |
| Bernalillo, New Mexico | 96 | $ 7,111,000 | $ 74,072 | $ 31,000 |
| Orange, New York | 94 | $ 12,406,000 | $ 131,978 | $ 35,000 |
| Hendricks, Indiana | 92 | $ 9,234,000 | $ 100,369 | $ 40,000 |
| Marion, Oregon | 92 | $ 4,643,000 | $ 50,467 | $ 17,000 |
| Weld, Colorado | 91 | $ 6,580,000 | $ 72,307 | $ 32,000 |
| Genesee, Michigan | 91 | $ 7,116,000 | $ 78,197 | $ 37,000 |
| Bronx, New York | 91 | $ 11,361,000 | $ 124,846 | $ 31,000 |
| Union, North Carolina | 89 | $ 11,730,000 | $ 131,797 | $ 43,000 |
| Travis, Texas | 89 | $ 16,381,000 | $ 184,056 | $ 0 |
| Cherokee, Georgia | 87 | $ 6,626,000 | $ 76,160 | $ 24,000 |
| Knox, Tennessee | 86 | $ 4,750,000 | $ 55,232 | $ 0 |
| Chesterfield, Virginia | 85 | $ 7,200,000 | $ 84,705 | $ 54,000 |
| Richmond, New York | 84 | $ 15,428,000 | $ 183,666 | $ 46,000 |
| Lake, Florida | 81 | $ 10,736,000 | $ 132,543 | $ 26,000 |
| Clayton, Georgia | 81 | $ 3,460,000 | $ 42,716 | $ 27,000 |
| Carroll, Maryland | 81 | $ 12,040,000 | $ 148,641 | $ 71,000 |
| Charles, Maryland | 81 | $ 10,271,000 | $ 126,802 | $ 31,000 |
| Washington, Minnesota | 81 | $ 7,175,000 | $ 88,580 | $ 45,000 |
| Clay, Missouri | 81 | $ 6,999,000 | $ 86,407 | $ 53,000 |
| Forsyth, North Carolina | 81 | $ 5,937,000 | $ 73,296 | $ 42,000 |
| Dane, Wisconsin | 81 | $ 6,606,000 | $ 81,555 | $ 15,000 |
| Polk, Iowa | 80 | $ 5,030,000 | $ 62,875 | $ 53,000 |
| Warren, New Jersey | 80 | $ 12,016,000 | $ 150,200 | $ 46,000 |
| Ada, Idaho | 78 | $ 6,518,000 | $ 83,564 | $ 6,000 |
| Washtenaw, Michigan | 78 | $ 14,811,000 | $ 189,884 | $ 89,000 |
| Warren, New York | 78 | $ 9,077,000 | $ 116,371 | $ 43,000 |
| Lackawanna, Pennsylvania | 78 | $ 7,579,000 | $ 97,166 | $ 69,000 |
| Tulare, California | 74 | $ 6,518,000 | $ 88,081 | $ 11,000 |
| Kent, Delaware | 73 | $ 9,986,000 | $ 136,794 | $ 40,000 |
| Warrick, Indiana | 73 | $ 9,295,000 | $ 127,328 | $ 45,000 |
| Hampshire, Massachusetts | 72 | $ 10,710,000 | $ 148,750 | $ 57,000 |
| Douglas, Nebraska | 72 | $ 3,917,000 | $ 54,402 | $ 31,000 |
| Johnson, Indiana | 71 | $ 7,021,000 | $ 98,887 | $ 43,000 |
| Charleston, South Carolina | 71 | $ 11,384,000 | $ 160,338 | $ 57,000 |
| York, South Carolina | 71 | $ 6,434,000 | $ 90,619 | $ 15,000 |
| Henrico, Virginia | 71 | $ 7,479,000 | $ 105,338 | $ 56,000 |
| Martin, Florida | 69 | $ 18,754,000 | $ 271,797 | $ 14,000 |
| Worcester, Maryland | 69 | $ 9,738,000 | $ 141,130 | $ 67,000 |
| Lake, Ohio | 69 | $ 3,944,000 | $ 57,159 | $ 14,000 |
| Tulsa, Oklahoma | 69 | $ 3,128,000 | $ 45,333 | $ 42,000 |
| Cabarrus, North Carolina | 68 | $ 6,090,000 | $ 89,558 | $ 50,000 |
| Forsyth, Georgia | 67 | $ 8,905,000 | $ 132,910 | $ 23,000 |
| Lorain, Ohio | 67 | $ 4,436,000 | $ 66,208 | $ 1,000 |
| Greenville, South Carolina | 67 | $ 3,380,000 | $ 50,447 | $ 20,000 |
| Chatham, Georgia | 66 | $ 7,484,000 | $ 113,393 | $ 21,000 |
| Elkhart, Indiana | 66 | $ 5,040,000 | $ 76,363 | $ 36,000 |
| York, Maine | 66 | $ 10,506,000 | $ 159,181 | $ 129,000 |
| Livingston, Michigan | 66 | $ 10,989,000 | $ 166,500 | $ 73,000 |
| Horry, South Carolina | 66 | $ 7,839,000 | $ 118,772 | $ 53,000 |
| Fort Bend, Texas | 66 | $ 5,820,000 | $ 88,181 | $ 0 |
| Larimer, Colorado | 65 | $ 5,371,000 | $ 82,630 | $ 35,000 |
| Richland, South Carolina | 64 | $ 3,996,000 | $ 62,437 | $ 22,000 |
| Tippecanoe, Indiana | 62 | $ 5,951,000 | $ 95,983 | $ 50,000 |
| Cecil, Maryland | 62 | $ 9,609,000 | $ 154,983 | $ 76,000 |
| Warren, Ohio | 62 | $ 4,277,000 | $ 68,983 | $ 14,000 |
| Kenosha, Wisconsin | 62 | $ 5,718,000 | $ 92,225 | $ 58,000 |
| Sarasota, Florida | 61 | $ 9,852,000 | $ 161,508 | $ 46,000 |
| Sherburne, Minnesota | 61 | $ 4,057,000 | $ 66,508 | $ 14,000 |
| Wright, Minnesota | 61 | $ 3,663,000 | $ 60,049 | $ 12,000 |
| Spotsylvania, Virginia | 61 | $ 6,622,000 | $ 108,557 | $ 57,000 |
| El Dorado, California | 60 | $ 16,577,000 | $ 276,283 | $ 30,000 |
| Marion, Florida | 60 | $ 5,103,000 | $ 85,050 | $ 14,000 |
| Davis, Utah | 60 | $ 3,514,000 | $ 58,566 | $ 0 |
| Sonoma, California | 59 | $ 22,765,000 | $ 385,847 | $ 116,000 |
| Oneida, New York | 59 | $ 6,147,000 | $ 104,186 | $ 201,000 |
| Carbon, Pennsylvania | 59 | $ 4,988,000 | $ 84,542 | $ 64,000 |
| Perry, Pennsylvania | 59 | $ 4,905,000 | $ 83,135 | $ 50,000 |
| Westmoreland, Pennsylvania | 59 | $ 4,930,000 | $ 83,559 | $ 41,000 |
| Spokane, Washington | 59 | $ 2,598,000 | $ 44,033 | $ 0 |
| Delaware, Indiana | 58 | $ 6,443,000 | $ 111,086 | $ 45,000 |
| Berkshire, Massachusetts | 58 | $ 11,058,000 | $ 190,655 | $ 127,000 |
| Iredell, North Carolina | 58 | $ 7,485,000 | $ 129,051 | $ 18,000 |
| El Paso, Texas | 58 | $ 2,762,000 | $ 47,620 | $ 0 |
| Montgomery, Ohio | 57 | $ 3,897,000 | $ 68,368 | $ 21,000 |
| Washington, New York | 56 | $ 6,457,000 | $ 115,303 | $ 52,000 |
| Davidson, North Carolina | 56 | $ 4,935,000 | $ 88,125 | $ 27,000 |
| Weber, Utah | 56 | $ 1,882,000 | $ 33,607 | $ 0 |
| Boulder, Colorado | 55 | $ 11,497,000 | $ 209,036 | $ 27,000 |
| Manatee, Florida | 54 | $ 9,544,000 | $ 176,740 | $ 29,000 |
| St. Clair, Illinois | 54 | $ 3,354,000 | $ 62,111 | $ 32,000 |
| Ottawa, Michigan | 54 | $ 3,836,000 | $ 71,037 | $ 46,000 |
| Scott, Minnesota | 54 | $ 4,934,000 | $ 91,370 | $ 47,000 |
| Hamilton, Tennessee | 54 | $ 2,946,000 | $ 54,555 | $ 0 |
| Wyandotte, Kansas | 53 | $ 3,087,000 | $ 58,245 | $ 56,000 |
| Gaston, North Carolina | 53 | $ 5,511,000 | $ 103,981 | $ 23,000 |
| Montgomery, Texas | 53 | $ 3,520,000 | $ 66,415 | $ 0 |
| Chesapeake, Virginia | 53 | $ 4,936,000 | $ 93,132 | $ 40,000 |
| Douglas, Georgia | 52 | $ 2,443,000 | $ 46,980 | $ 16,000 |
| Ingham, Michigan | 52 | $ 4,753,000 | $ 91,403 | $ 22,000 |
| Montgomery, New York | 52 | $ 5,047,000 | $ 97,057 | $ 71,000 |
| Bexar, Texas | 52 | $ 6,033,000 | $ 116,019 | $ 0 |
| Buncombe, North Carolina | 51 | $ 5,208,000 | $ 102,117 | $ 15,000 |
| Imperial, California | 50 | $ 3,199,000 | $ 63,980 | $ 0 |
| Marin, California | 50 | $ 25,593,000 | $ 511,860 | $ 6,000 |
| Shelby, Alabama | 49 | $ 5,841,000 | $ 119,204 | $ 16,000 |
| Hancock, Indiana | 49 | $ 5,490,000 | $ 112,040 | $ 37,000 |
| Salem, New Jersey | 49 | $ 5,082,000 | $ 103,714 | $ 43,000 |
| Putnam, New York | 49 | $ 12,921,000 | $ 263,693 | $ 36,000 |
| Rockland, New York | 49 | $ 12,767,000 | $ 260,551 | $ 80,000 |
| Medina, Ohio | 49 | $ 3,807,000 | $ 77,693 | $ 27,000 |
| Clermont, Ohio | 48 | $ 3,481,000 | $ 72,520 | $ 37,000 |
| Washington, Wisconsin | 48 | $ 3,201,000 | $ 66,687 | $ 41,000 |
| Madison, Illinois | 47 | $ 2,327,000 | $ 49,510 | $ 51,000 |
| Portage, Ohio | 47 | $ 3,782,000 | $ 80,468 | $ 23,000 |
| Pike, Pennsylvania | 47 | $ 4,139,000 | $ 88,063 | $ 53,000 |
| Brown, Wisconsin | 47 | $ 3,369,000 | $ 71,680 | $ 35,000 |
| Racine, Wisconsin | 47 | $ 3,119,000 | $ 66,361 | $ 0 |
| Baldwin, Alabama | 46 | $ 10,379,000 | $ 225,630 | $ 34,000 |
| Clay, Florida | 46 | $ 3,027,000 | $ 65,804 | $ 23,000 |
| Canyon, Idaho | 46 | $ 2,149,000 | $ 46,717 | $ 0 |
| Cass, Missouri | 46 | $ 4,262,000 | $ 92,652 | $ 40,000 |
| Cumberland, New Jersey | 46 | $ 5,358,000 | $ 116,478 | $ 53,000 |
| Delaware, Ohio | 46 | $ 6,706,000 | $ 145,782 | $ 25,000 |
| Oklahoma, Oklahoma | 46 | $ 3,534,000 | $ 76,826 | $ 0 |
| Thurston, Washington | 46 | $ 3,617,000 | $ 78,630 | $ 0 |
| DeSoto, Mississippi | 45 | $ 2,131,000 | $ 47,355 | $ 0 |
| Ulster, New York | 45 | $ 7,506,000 | $ 166,800 | $ 62,000 |
| Johnston, North Carolina | 45 | $ 3,872,000 | $ 86,044 | $ 23,000 |
| Paulding, Georgia | 44 | $ 2,643,000 | $ 60,068 | $ 35,000 |
| Boone, Indiana | 44 | $ 7,226,000 | $ 164,227 | $ 75,000 |
| Greene, New York | 44 | $ 5,929,000 | $ 134,750 | $ 55,000 |
| New Hanover, North Carolina | 44 | $ 5,075,000 | $ 115,340 | $ 44,000 |
| Rutherford, Tennessee | 44 | $ 3,504,000 | $ 79,636 | $ 0 |
| Fayette, Kentucky | 43 | $ 1,525,000 | $ 35,465 | $ 36,000 |
| Montour, Pennsylvania | 43 | $ 3,123,000 | $ 72,627 | $ 56,000 |
| Lexington, South Carolina | 43 | $ 2,795,000 | $ 65,000 | $ 29,000 |
| Rock, Wisconsin | 43 | $ 2,276,000 | $ 52,930 | $ 17,000 |
| St. Johns, Florida | 42 | $ 5,503,000 | $ 131,023 | $ 32,000 |
| Strafford, New Hampshire | 42 | $ 5,402,000 | $ 128,619 | $ 63,000 |
| Washington, Pennsylvania | 42 | $ 3,568,000 | $ 84,952 | $ 41,000 |
| St. Clair, Michigan | 41 | $ 3,094,000 | $ 75,463 | $ 36,000 |
| Orange, North Carolina | 41 | $ 8,911,000 | $ 217,341 | $ 46,000 |
| Butler, Pennsylvania | 41 | $ 4,068,000 | $ 99,219 | $ 45,000 |
| Stafford, Virginia | 41 | $ 4,807,000 | $ 117,243 | $ 37,000 |
| Walworth, Wisconsin | 41 | $ 3,388,000 | $ 82,634 | $ 69,000 |
| Carroll, New Hampshire | 40 | $ 7,347,000 | $ 183,675 | $ 62,000 |
| Niagara, New York | 40 | $ 2,787,000 | $ 69,675 | $ 52,000 |
| Linn, Oregon | 40 | $ 1,955,000 | $ 48,875 | $ 0 |
| Spartanburg, South Carolina | 40 | $ 1,794,000 | $ 44,850 | $ 27,000 |
| Williamson, Texas | 40 | $ 1,577,000 | $ 39,425 | $ 0 |
| Washington, Utah | 40 | $ 3,468,000 | $ 86,700 | $ 19,000 |
| Kitsap, Washington | 40 | $ 4,708,000 | $ 117,700 | $ 0 |
| Santa Barbara, California | 39 | $ 11,971,000 | $ 306,948 | $ 29,000 |
| Shasta, California | 39 | $ 5,012,000 | $ 128,512 | $ 16,000 |
| Newton, Georgia | 39 | $ 1,665,000 | $ 42,692 | $ 18,000 |
| Lancaster, Nebraska | 39 | $ 1,881,000 | $ 48,230 | $ 18,000 |
| Newport News, Virginia | 39 | $ 2,459,000 | $ 63,051 | $ 38,000 |
| DeKalb, Illinois | 38 | $ 4,885,000 | $ 128,552 | $ 36,000 |
| Grafton, New Hampshire | 38 | $ 5,851,000 | $ 153,973 | $ 82,000 |
| Williamson, Tennessee | 38 | $ 4,808,000 | $ 126,526 | $ 37,000 |
| Elmore, Alabama | 37 | $ 6,363,000 | $ 171,972 | $ 56,000 |
| Charlotte, Florida | 37 | $ 4,375,000 | $ 118,243 | $ 27,000 |
| Winnebago, Illinois | 37 | $ 2,492,000 | $ 67,351 | $ 35,000 |
| Lawrence, Indiana | 37 | $ 3,010,000 | $ 81,351 | $ 58,000 |
| Morgan, Indiana | 37 | $ 3,873,000 | $ 104,675 | $ 31,000 |
| Catawba, North Carolina | 37 | $ 2,762,000 | $ 74,648 | $ 14,000 |
| Blair, Pennsylvania | 37 | $ 3,003,000 | $ 81,162 | $ 47,000 |
| Okaloosa, Florida | 36 | $ 6,660,000 | $ 185,000 | $ 14,000 |
| Jasper, Indiana | 36 | $ 4,588,000 | $ 127,444 | $ 54,000 |
| Monroe, New York | 36 | $ 2,252,000 | $ 62,555 | $ 25,000 |
| Cumberland, North Carolina | 36 | $ 2,004,000 | $ 55,666 | $ 23,000 |
| Randolph, North Carolina | 36 | $ 2,303,000 | $ 63,972 | $ 23,000 |
| Frederick, Virginia | 35 | $ 2,707,000 | $ 77,342 | $ 31,000 |
| Yavapai, Arizona | 34 | $ 4,409,000 | $ 129,676 | $ 21,000 |
| Linn, Iowa | 34 | $ 1,127,000 | $ 33,147 | $ 21,000 |
| Monroe, Michigan | 34 | $ 3,298,000 | $ 97,000 | $ 23,000 |
| Columbia, New York | 34 | $ 6,256,000 | $ 184,000 | $ 155,000 |
| Sumner, Tennessee | 34 | $ 1,587,000 | $ 46,676 | $ 75,000 |
| Alexandria, Virginia | 34 | $ 7,719,000 | $ 227,029 | $ 39,000 |
| Ozaukee, Wisconsin | 34 | $ 4,312,000 | $ 126,823 | $ 58,000 |
| Hernando, Florida | 33 | $ 2,556,000 | $ 77,454 | $ 20,000 |
| Coweta, Georgia | 33 | $ 2,407,000 | $ 72,939 | $ 15,000 |
| Wilkes, North Carolina | 33 | $ 3,603,000 | $ 109,181 | $ 89,000 |
| Arlington, Virginia | 33 | $ 11,048,000 | $ 334,787 | $ 59,000 |
| Tuscaloosa, Alabama | 32 | $ 2,711,000 | $ 84,718 | $ 32,000 |
| Alachua, Florida | 32 | $ 2,931,000 | $ 91,593 | $ 3,000 |
| Leon, Florida | 32 | $ 3,266,000 | $ 102,062 | $ 10,000 |
| LaPorte, Indiana | 32 | $ 3,353,000 | $ 104,781 | $ 49,000 |
| Cheshire, New Hampshire | 32 | $ 3,385,000 | $ 105,781 | $ 49,000 |
| Onondaga, New York | 32 | $ 2,377,000 | $ 74,281 | $ 54,000 |
| Jackson, Oregon | 32 | $ 2,686,000 | $ 83,937 | $ 0 |
| Mohave, Arizona | 31 | $ 2,875,000 | $ 92,741 | $ 0 |
| Sutter, California | 31 | $ 2,564,000 | $ 82,709 | $ 11,000 |
| Flagler, Florida | 31 | $ 3,515,000 | $ 113,387 | $ 13,000 |
| Rockdale, Georgia | 31 | $ 1,704,000 | $ 54,967 | $ 0 |
| Grundy, Illinois | 31 | $ 3,601,000 | $ 116,161 | $ 48,000 |
| Madison, Indiana | 31 | $ 2,602,000 | $ 83,935 | $ 50,000 |
| Henderson, North Carolina | 31 | $ 2,778,000 | $ 89,612 | $ 19,000 |
| Monterey, California | 30 | $ 8,447,000 | $ 281,566 | $ 5,000 |
| Yolo, California | 30 | $ 5,352,000 | $ 178,400 | $ 46,000 |
| Boone, Kentucky | 30 | $ 1,262,000 | $ 42,066 | $ 24,000 |
| Jackson, Michigan | 30 | $ 1,481,000 | $ 49,366 | $ 20,000 |
| Saginaw, Michigan | 30 | $ 1,671,000 | $ 55,700 | $ 7,000 |
| Sandoval, New Mexico | 30 | $ 2,594,000 | $ 86,466 | $ 24,000 |
| New York, New York | 30 | $ 18,917,000 | $ 630,566 | $ 552,000 |
| Alamance, North Carolina | 30 | $ 2,207,000 | $ 73,566 | $ 27,000 |
| Mahoning, Ohio | 30 | $ 2,109,000 | $ 70,300 | $ 22,000 |
| Deschutes, Oregon | 30 | $ 1,981,000 | $ 66,033 | $ 0 |
| Winnebago, Wisconsin | 30 | $ 1,639,000 | $ 54,633 | $ 67,000 |
| Hall, Georgia | 29 | $ 4,050,000 | $ 139,655 | $ 21,000 |
| Santa Fe, New Mexico | 29 | $ 6,979,000 | $ 240,655 | $ 0 |
| Erie, Pennsylvania | 29 | $ 2,720,000 | $ 93,793 | $ 25,000 |
| Beaufort, South Carolina | 29 | $ 4,499,000 | $ 155,137 | $ 14,000 |
| Hampton, Virginia | 29 | $ 1,795,000 | $ 61,896 | $ 71,000 |
| Norfolk, Virginia | 29 | $ 2,562,000 | $ 88,344 | $ 84,000 |
| St. Croix, Wisconsin | 29 | $ 2,835,000 | $ 97,758 | $ 12,000 |
| Whitley, Indiana | 28 | $ 2,991,000 | $ 106,821 | $ 41,000 |
| Leavenworth, Kansas | 28 | $ 2,125,000 | $ 75,892 | $ 52,000 |
| St. Mary's, Maryland | 28 | $ 4,554,000 | $ 162,642 | $ 145,000 |
| Platte, Missouri | 28 | $ 3,802,000 | $ 135,785 | $ 50,000 |
| Licking, Ohio | 28 | $ 1,880,000 | $ 67,142 | $ 0 |
| Columbia, Pennsylvania | 28 | $ 2,238,000 | $ 79,928 | $ 52,000 |
| Franklin, Vermont | 28 | $ 3,118,000 | $ 111,357 | $ 46,000 |
| San Luis Obispo, California | 27 | $ 9,051,000 | $ 335,222 | $ 14,000 |
| Pueblo, Colorado | 27 | $ 1,468,000 | $ 54,370 | $ 0 |
| Queen Anne's, Maryland | 27 | $ 4,036,000 | $ 149,481 | $ 30,000 |
| Brunswick, North Carolina | 27 | $ 6,460,000 | $ 239,259 | $ 56,000 |
| Rowan, North Carolina | 27 | $ 1,909,000 | $ 70,703 | $ 42,000 |
| Wood, Ohio | 27 | $ 2,760,000 | $ 102,222 | $ 34,000 |
| Bradley, Tennessee | 27 | $ 1,349,000 | $ 49,962 | $ 21,000 |
| Suffolk, Virginia | 27 | $ 3,772,000 | $ 139,703 | $ 22,000 |
| Dodge, Wisconsin | 27 | $ 1,806,000 | $ 66,888 | $ 31,000 |
| Lauderdale, Alabama | 26 | $ 2,747,000 | $ 105,653 | $ 71,000 |
| Butte, California | 26 | $ 3,936,000 | $ 151,384 | $ 11,000 |
| Kalamazoo, Michigan | 26 | $ 3,310,000 | $ 127,307 | $ 42,000 |
| Carver, Minnesota | 26 | $ 3,595,000 | $ 138,269 | $ 24,000 |
| Chisago, Minnesota | 26 | $ 2,686,000 | $ 103,307 | $ 32,000 |
| Franklin, Missouri | 26 | $ 2,750,000 | $ 105,769 | $ 58,000 |
| Belknap, New Hampshire | 26 | $ 4,608,000 | $ 177,230 | $ 67,000 |
| Wayne, Ohio | 26 | $ 2,256,000 | $ 86,769 | $ 38,000 |
| Roanoke, Virginia | 26 | $ 1,495,000 | $ 57,500 | $ 42,000 |
| Berkeley, West Virginia | 26 | $ 1,891,000 | $ 72,730 | $ 42,000 |
| Fond du Lac, Wisconsin | 26 | $ 2,232,000 | $ 85,846 | $ 161,000 |
| Outagamie, Wisconsin | 26 | $ 1,628,000 | $ 62,615 | $ 28,000 |
| Yuba, California | 25 | $ 2,304,000 | $ 92,160 | $ 14,000 |
| Mesa, Colorado | 25 | $ 1,173,000 | $ 46,920 | $ 33,000 |
| Carroll, Georgia | 25 | $ 2,254,000 | $ 90,160 | $ 4,000 |
| Fayette, Georgia | 25 | $ 2,529,000 | $ 101,160 | $ 61,000 |
| Walton, Georgia | 25 | $ 1,430,000 | $ 57,200 | $ 0 |
| DeKalb, Indiana | 25 | $ 2,256,000 | $ 90,240 | $ 53,000 |
| Douglas, Kansas | 25 | $ 2,217,000 | $ 88,680 | $ 23,000 |
| Christian, Missouri | 25 | $ 2,129,000 | $ 85,160 | $ 34,000 |
| Fairfield, Ohio | 25 | $ 1,757,000 | $ 70,280 | $ 29,000 |
| Calaveras, California | 24 | $ 5,268,000 | $ 219,500 | $ 74,000 |
| Escambia, Florida | 24 | $ 2,607,000 | $ 108,625 | $ 41,000 |
| Indian River, Florida | 24 | $ 4,366,000 | $ 181,916 | $ 74,000 |
| Bartow, Georgia | 24 | $ 1,415,000 | $ 58,958 | $ 23,000 |
| Clark, Indiana | 24 | $ 1,328,000 | $ 55,333 | $ 55,000 |
| Kenton, Kentucky | 24 | $ 1,287,000 | $ 53,625 | $ 32,000 |
| Lincoln, Missouri | 24 | $ 2,026,000 | $ 84,416 | $ 30,000 |
| Rockingham, North Carolina | 24 | $ 2,175,000 | $ 90,625 | $ 36,000 |
| Polk, Oregon | 24 | $ 1,729,000 | $ 72,041 | $ 0 |
| Beaver, Pennsylvania | 24 | $ 1,562,000 | $ 65,083 | $ 29,000 |
| Wayne, Pennsylvania | 24 | $ 2,625,000 | $ 109,375 | $ 62,000 |
| Berkeley, South Carolina | 24 | $ 1,799,000 | $ 74,958 | $ 0 |
| Brazoria, Texas | 24 | $ 1,621,000 | $ 67,541 | $ 0 |
| Cochise, Arizona | 23 | $ 900,000 | $ 39,130 | $ 0 |
| Citrus, Florida | 23 | $ 2,519,000 | $ 109,521 | $ 72,000 |
| Kosciusko, Indiana | 23 | $ 2,842,000 | $ 123,565 | $ 52,000 |
| Scott, Iowa | 23 | $ 1,179,000 | $ 51,260 | $ 39,000 |
| Lapeer, Michigan | 23 | $ 3,970,000 | $ 172,608 | $ 29,000 |
| Lincoln, North Carolina | 23 | $ 2,964,000 | $ 128,869 | $ 50,000 |
| Trumbull, Ohio | 23 | $ 1,118,000 | $ 48,608 | $ 47,000 |
| Roanoke City, Virginia | 23 | $ 1,552,000 | $ 67,478 | $ 32,000 |
| Sheboygan, Wisconsin | 23 | $ 1,302,000 | $ 56,608 | $ 29,000 |
| Mobile, Alabama | 22 | $ 1,047,000 | $ 47,590 | $ 0 |
| Yuma, Arizona | 22 | $ 1,268,000 | $ 57,636 | $ 19,000 |
| Napa, California | 22 | $ 12,060,000 | $ 548,181 | $ 19,000 |
| Nevada, California | 22 | $ 6,847,000 | $ 311,227 | $ 10,000 |
| Bay, Florida | 22 | $ 3,425,000 | $ 155,681 | $ 33,000 |
| Kootenai, Idaho | 22 | $ 1,560,000 | $ 70,909 | $ 0 |
| Shawnee, Kansas | 22 | $ 1,202,000 | $ 54,636 | $ 48,000 |
| Calvert, Maryland | 22 | $ 2,779,000 | $ 126,318 | $ 52,000 |
| Berrien, Michigan | 22 | $ 3,655,000 | $ 166,136 | $ 28,000 |
| Olmsted, Minnesota | 22 | $ 835,000 | $ 37,954 | $ 0 |
| Stearns, Minnesota | 22 | $ 1,097,000 | $ 49,863 | $ 0 |
| Tuscarawas, Ohio | 22 | $ 1,494,000 | $ 67,909 | $ 25,000 |
| Wilson, Tennessee | 22 | $ 2,228,000 | $ 101,272 | $ 0 |
| Cowlitz, Washington | 22 | $ 862,000 | $ 39,181 | $ 0 |
| Mason, Washington | 22 | $ 1,162,000 | $ 52,818 | $ 0 |
| Jefferson, Wisconsin | 22 | $ 1,220,000 | $ 55,454 | $ 0 |
| Madera, California | 21 | $ 1,763,000 | $ 83,952 | $ 40,000 |
| Santa Cruz, California | 21 | $ 8,787,000 | $ 418,428 | $ 21,000 |
| Santa Rosa, Florida | 21 | $ 1,517,000 | $ 72,238 | $ 87,000 |
| Catoosa, Georgia | 21 | $ 806,000 | $ 38,380 | $ 15,000 |
Mortgage Loan Application Detail Totals for Sovereign Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 49,608 | $7,929,060,000 | $130,440 | $17,900,000 | $33,020 | $9,790,000 |
| Home Purchase | 49,205 | $6,895,530,000 | $110,096 | $4,080,000 | $28,942 | $7,588,000 |
| Home Improvement | 10,116 | $644,505,000 | $53,934 | $2,296,000 | $37,239 | $8,230,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 51,003 | $8,493,173,000 | $178,693 | $4,080,000 | $75,714 | $9,790,000 |
| Not applicable | 44,424 | $4,892,522,000 | $96,490 | $17,900,000 | $19 | $193,000 |
| Not Provided | 3,876 | $561,383,000 | $144,022 | $3,550,000 | $63,295 | $3,161,000 |
| Hispanic | 3,639 | $546,883,000 | $164,968 | $1,215,000 | $59,281 | $706,000 |
| Black or African American | 3,272 | $455,644,000 | $154,843 | $3,000,000 | $64,875 | $1,480,000 |
| Asian | 2,363 | $458,234,000 | $196,571 | $3,000,000 | $77,857 | $1,605,000 |
| Native Hawaiian or Other Pacific Islander | 195 | $36,181,000 | $193,722 | $1,500,000 | $73,555 | $576,000 |
| American Indian or Alaskan Native | 157 | $25,075,000 | $183,684 | $4,000,000 | $77,631 | $1,946,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108,137 | $15,360,028,000 | $112,923 | $17,900,000 | $32,134 | $9,790,000 |
| FHA-insured (Federal Housing Administration) | 755 | $103,450,000 | $155,000 | $517,000 | $47,277 | $315,000 |
| VA-guaranteed (Veterans Administration) | 36 | $5,539,000 | $153,666 | $277,000 | $63,666 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $78,000 | $78,000 | $78,000 | $16,000 | $16,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 47,620 | $8,090,028,000 | $414,434 | $17,900,000 | $72,456 | $9,790,000 |
| Loan Purchased By The Institution | 47,124 | $5,289,006,000 | $98,490 | $1,484,000 | $8,333 | $2,123,000 |
| Application Denied By Financial Institution | 7,633 | $920,797,000 | $125,391 | $2,250,000 | $56,847 | $6,900,000 |
| Application Approved But Not Accepted | 4,114 | $673,487,000 | $156,289 | $4,000,000 | $64,736 | $4,276,000 |
| Application Withdrawn By Applicant | 2,058 | $436,265,000 | $170,363 | $4,768,000 | $64,030 | $8,230,000 |
| Preapproval Denied by Financial Institution | 317 | $46,528,000 | $146,000 | $680,000 | $45,000 | $171,000 |
| File Closed For Incompleteness | 61 | $11,479,000 | $181,000 | $540,000 | $33,190 | $282,000 |
| Preapproval Approved but not Accepted | 2 | $1,505,000 | $752,000 | $1,280,000 | $346,000 | $634,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,244 | $332,175,000 | $123,416 | $1,500,000 | $38,777 | $6,900,000 |
| Debt-To-Income Ratio | 2,058 | $253,436,000 | $134,314 | $1,980,000 | $52,657 | $610,000 |
| Collateral | 1,096 | $148,540,000 | $145,297 | $1,365,000 | $53,297 | $1,000,000 |
| Other | 822 | $134,141,000 | $149,515 | $2,250,000 | $69,909 | $1,200,000 |
| Mortgage Insurance Denied | 296 | $24,263,000 | $72,550 | $495,000 | $62,800 | $386,000 |
| Unverifiable Information | 201 | $32,166,000 | $180,000 | $1,900,000 | $58,000 | $460,000 |
| Credit Application Incomplete | 116 | $19,600,000 | $226,400 | $800,000 | $55,400 | $216,000 |
| Employment History | 66 | $10,325,000 | $197,461 | $750,000 | $55,230 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $12,679,000 | $280,454 | $2,100,000 | $35,727 | $213,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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