2 mortgage lenders are based in Spearfish, SD, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Lawrence County, SD in 2025.
In 2025, 93 lenders made 678 home loans worth $219.5 million in Lawrence County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Lawrence County, which includes Spearfish.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Black Hills Federal Credit Union Rapid City, SD | 82 | $17.1M | $208,000 | 12.1% |
| 2 | CMG Mortgage Inc San Ramon, IL | 79 | $26.1M | $331,000 | 11.7% |
| 3 | First Interstate Bank Billings, MT | 68 | $12.3M | $180,000 | 10.0% |
| 4 | Pioneer Bank & Trust Spearfish, SD | 51 | $18.9M | $370,000 | 7.5% |
| 5 | United Wholesale Mortgage Plymouth, MI | 37 | $14.5M | $393,000 | 5.5% |
| 6 | Black Hills Community Bank, NA Rapid City, SD | 28 | $9.3M | $334,000 | 4.1% |
| 7 | Gateway First Bank Jenks, OK | 24 | $6.9M | $288,000 | 3.5% |
| 8 | Bankwest, Inc. Pierre, SD | 21 | $5.3M | $251,000 | 3.1% |
| 9 | Granite Bank Cold Spring, MN | 17 | $5.4M | $317,000 | 2.5% |
| 10 | American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 15 | $4.9M | $324,000 | 2.2% |
See every lender in Lawrence County and its 2025 mortgage data · top lenders in South Dakota · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A SPEARFISH, SD 57783 |
* | 4,310 | $891,505,000 |
| Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A SPEARFISH, SD 57783 |
* | 2,326 | $232,357,000 |
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