Mortgage Lenders in Spencer, IA 51301
3 mortgage lenders are based in ZIP code 51301, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Clay County, IA in 2025.
Most active mortgage lenders in Clay County, IA (2025)
In 2025, 44 lenders made 275 home loans worth $38.3 million in Clay County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Clay County, which includes ZIP code 51301.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Northwest Bank Spencer, IA | 151 | $17.9M | $119,000 | 54.9% |
| 2 | Iowa Bankers Mortgage Corporation Johnston, IA | 21 | $3.7M | $178,000 | 7.6% |
| 3 | Central Bank Storm Lake, IA | 10 | $1.7M | $171,000 | 3.6% |
| 4 | Flanagan State Bank Flanagan, IL | 9 | $1.7M | $193,000 | 3.3% |
| 5 | First Federal Credit Union Cedar Rapids, IA | 7 | $565K | $81,000 | 2.5% |
| 6 | US Bank, N.A. Cincinnati, OH | 5 | $1.5M | $293,000 | 1.8% |
| 7 | Mortgage Research Center Columbia, MO | 5 | $785K | $157,000 | 1.8% |
| 8 | First Colony Mortgage Corporat Orem, UT | 4 | $590K | $148,000 | 1.5% |
| 9 | Homeowners Financial Group, LLC Scottsdale, AZ | 4 | $230K | $58,000 | 1.5% |
| 10 | United Wholesale Mortgage Plymouth, MI | 3 | $605K | $202,000 | 1.1% |
See every lender in Clay County and its 2025 mortgage data · top lenders in Iowa · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Spencer, IA 51301
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Northwest Bank
705 GRAND AVE. SPENCER, IA 51301 |
* | 42,498 | $7,527,243,000 |
| Northwest Bank
101 W 5TH ST. SPENCER, IA 51301 |
* | 2,507 | $358,399,000 |
| Northwest Bank
101 W 5TH ST. SPENCER, IA 51301 |
* | 17,477 | $2,227,198,000 |
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