Spring Eq, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Spring Eq, LLC of Conshohocken, PA reported 19,750 mortgage applications totaling $1.5 billion, up 65% from 2018. The average application was for $75,112, and applicants reported an average income of $148,056. 25% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (948), Los Angeles-Long Beach-Glendale, CA (896) and Riverside-San Bernardino-Ontario, CA (758) (applications in parentheses).

Mortgage Company & Address Spring Eq, LLC
1 West Elm Street Suite 450
Conshohocken, PA 19428
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 19,750
Total Mortgage Loan Application Amount $1,483,470,000
Average Mortgage Loan Application Amount $75,112
Highest Mortgage Loan Application Amount $1,945,000
Average Applicant Income $148,056
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Spring Eq, LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 896 $ 100,480,000 $ 112,142 $ 196,000
Maricopa, Arizona 622 $ 43,740,000 $ 70,321 $ 153,000
Riverside, California 450 $ 37,450,000 $ 83,222 $ 147,000
San Diego, California 423 $ 48,115,000 $ 113,747 $ 210,000
Orange, California 388 $ 47,230,000 $ 121,726 $ 224,000
San Bernardino, California 308 $ 24,980,000 $ 81,103 $ 132,000
Broward, Florida 295 $ 21,865,000 $ 74,118 $ 122,000
Cook, Illinois 256 $ 17,690,000 $ 69,101 $ 152,000
Sacramento, California 216 $ 14,540,000 $ 67,314 $ 132,000
Miami-Dade, Florida 214 $ 18,480,000 $ 86,355 $ 139,000
Palm Beach, Florida 193 $ 14,455,000 $ 74,896 $ 134,000
Contra Costa, California 175 $ 18,495,000 $ 105,685 $ 208,000
King, Washington 166 $ 16,980,000 $ 102,289 $ 192,000
Orange, Florida 165 $ 10,365,000 $ 62,818 $ 120,000
Fulton, Georgia 163 $ 16,225,000 $ 99,539 $ 183,000
Gwinnett, Georgia 153 $ 10,445,000 $ 68,267 $ 141,000
Alameda, California 150 $ 18,100,000 $ 120,666 $ 197,000
Hillsborough, Florida 150 $ 11,800,000 $ 78,666 $ 107,000
Pinellas, Florida 148 $ 9,920,000 $ 67,027 $ 217,000
Santa Clara, California 144 $ 26,800,000 $ 186,111 $ 248,000
Mecklenburg, North Carolina 142 $ 8,840,000 $ 62,253 $ 164,000
Wake, North Carolina 136 $ 10,910,000 $ 80,220 $ 121,000
San Joaquin, California 135 $ 12,605,000 $ 93,370 $ 180,000
Cobb, Georgia 132 $ 7,940,000 $ 60,151 $ 140,000
Monmouth, New Jersey 124 $ 11,410,000 $ 92,016 $ 218,000
Pima, Arizona 123 $ 7,025,000 $ 57,113 $ 130,000
Bergen, New Jersey 122 $ 9,930,000 $ 81,393 $ 151,000
Ventura, California 116 $ 10,810,000 $ 93,189 $ 175,000
Fairfax, Virginia 114 $ 9,860,000 $ 86,491 $ 232,000
Middlesex, New Jersey 110 $ 7,780,000 $ 70,727 $ 196,000
Ocean, New Jersey 107 $ 8,295,000 $ 77,523 $ 178,000
Placer, California 106 $ 8,970,000 $ 84,622 $ 198,000
Prince George's, Maryland 106 $ 6,870,000 $ 64,811 $ 139,000
Montgomery, Maryland 103 $ 13,025,000 $ 126,456 $ 149,000
Duval, Florida 101 $ 6,295,000 $ 62,326 $ 102,000
Kern, California 95 $ 6,315,000 $ 66,473 $ 85,000
Oakland, Michigan 95 $ 6,725,000 $ 70,789 $ 122,000
Stanislaus, California 94 $ 6,340,000 $ 67,446 $ 143,000
Solano, California 89 $ 6,615,000 $ 74,325 $ 164,000
Brevard, Florida 88 $ 5,690,000 $ 64,659 $ 99,000
El Paso, Colorado 87 $ 8,085,000 $ 92,931 $ 158,000
Fairfield, Connecticut 87 $ 7,665,000 $ 88,103 $ 343,000
DeKalb, Georgia 87 $ 5,815,000 $ 66,839 $ 153,000
Lee, Florida 86 $ 5,280,000 $ 61,395 $ 83,000
Douglas, Colorado 84 $ 6,470,000 $ 77,023 $ 187,000
Baltimore, Maryland 84 $ 6,280,000 $ 74,761 $ 103,000
Pierce, Washington 83 $ 6,875,000 $ 82,831 $ 91,000
Hartford, Connecticut 82 $ 4,010,000 $ 48,902 $ 139,000
Macomb, Michigan 82 $ 3,570,000 $ 43,536 $ 140,000
Montgomery, Pennsylvania 81 $ 5,395,000 $ 66,604 $ 102,000
Adams, Colorado 80 $ 6,180,000 $ 77,250 $ 161,000
Arapahoe, Colorado 80 $ 5,940,000 $ 74,250 $ 111,000
DuPage, Illinois 79 $ 5,245,000 $ 66,392 $ 131,000
Jefferson, Colorado 77 $ 6,295,000 $ 81,753 $ 140,000
Franklin, Ohio 76 $ 4,050,000 $ 53,289 $ 85,000
Harris, Texas 76 $ 4,780,000 $ 62,894 $ 103,000
Pasco, Florida 75 $ 5,195,000 $ 69,266 $ 109,000
Morris, New Jersey 75 $ 7,415,000 $ 98,866 $ 227,000
Wayne, Michigan 74 $ 3,370,000 $ 45,540 $ 73,000
Fresno, California 73 $ 5,585,000 $ 76,506 $ 195,000
Hennepin, Minnesota 73 $ 5,375,000 $ 73,630 $ 219,000
San Mateo, California 72 $ 11,880,000 $ 165,000 $ 293,000
Loudoun, Virginia 72 $ 5,450,000 $ 75,694 $ 191,000
Polk, Florida 71 $ 3,605,000 $ 50,774 $ 112,000
Cherokee, Georgia 70 $ 4,960,000 $ 70,857 $ 139,000
Will, Illinois 70 $ 3,930,000 $ 56,142 $ 173,000
Allegheny, Pennsylvania 67 $ 4,035,000 $ 60,223 $ 79,000
Forsyth, Georgia 66 $ 5,540,000 $ 83,939 $ 232,000
Bucks, Pennsylvania 66 $ 4,060,000 $ 61,515 $ 124,000
Volusia, Florida 65 $ 4,315,000 $ 66,384 $ 64,000
Pinal, Arizona 64 $ 3,000,000 $ 46,875 $ 110,000
Burlington, New Jersey 64 $ 4,220,000 $ 65,937 $ 120,000
Prince William, Virginia 64 $ 3,930,000 $ 61,406 $ 173,000
New Haven, Connecticut 63 $ 3,565,000 $ 56,587 $ 175,000
Seminole, Florida 63 $ 4,215,000 $ 66,904 $ 204,000
Union, New Jersey 63 $ 5,785,000 $ 91,825 $ 148,000
Philadelphia, Pennsylvania 63 $ 4,215,000 $ 66,904 $ 252,000
Snohomish, Washington 63 $ 5,715,000 $ 90,714 $ 116,000
Monterey, California 60 $ 8,900,000 $ 148,333 $ 144,000
Lake, Florida 60 $ 3,750,000 $ 62,500 $ 109,000
Santa Barbara, California 58 $ 6,310,000 $ 108,793 $ 149,000
Johnson, Kansas 58 $ 4,520,000 $ 77,931 $ 171,000
New Castle, Delaware 56 $ 3,060,000 $ 54,642 $ 118,000
Washington, Oregon 56 $ 4,460,000 $ 79,642 $ 406,000
Camden, New Jersey 55 $ 3,815,000 $ 69,363 $ 112,000
Essex, New Jersey 54 $ 5,640,000 $ 104,444 $ 168,000
El Dorado, California 53 $ 4,905,000 $ 92,547 $ 206,000
Sarasota, Florida 53 $ 3,915,000 $ 73,867 $ 99,000
Anne Arundel, Maryland 53 $ 3,215,000 $ 60,660 $ 216,000
Weld, Colorado 51 $ 3,575,000 $ 70,098 $ 176,000
Davidson, Tennessee 50 $ 3,090,000 $ 61,800 $ 94,000
Dallas, Texas 50 $ 2,710,000 $ 54,200 $ 70,000
Tulare, California 49 $ 3,395,000 $ 69,285 $ 208,000
Shelby, Tennessee 49 $ 3,285,000 $ 67,040 $ 122,000
District of Columbia, District Of Columbia 48 $ 4,550,000 $ 94,791 $ 163,000
Lake, Illinois 48 $ 3,520,000 $ 73,333 $ 283,000
Denver, Colorado 47 $ 3,725,000 $ 79,255 $ 170,000
Hillsborough, New Hampshire 47 $ 3,165,000 $ 67,340 $ 166,000
Larimer, Colorado 46 $ 4,060,000 $ 88,260 $ 124,000
Osceola, Florida 46 $ 3,380,000 $ 73,478 $ 109,000
Chester, Pennsylvania 46 $ 4,260,000 $ 92,608 $ 153,000
Delaware, Pennsylvania 46 $ 4,000,000 $ 86,956 $ 95,000
Tarrant, Texas 46 $ 3,080,000 $ 66,956 $ 97,000
Sonoma, California 45 $ 5,715,000 $ 127,000 $ 120,000
Passaic, New Jersey 45 $ 3,775,000 $ 83,888 $ 137,000
St. Lucie, Florida 44 $ 3,020,000 $ 68,636 $ 82,000
Chesterfield, Virginia 44 $ 2,150,000 $ 48,863 $ 101,000
Clark, Washington 44 $ 2,740,000 $ 62,272 $ 87,000
Manatee, Florida 43 $ 3,395,000 $ 78,953 $ 124,000
Jefferson, Kentucky 43 $ 2,475,000 $ 57,558 $ 79,000
Gloucester, New Jersey 43 $ 2,465,000 $ 57,325 $ 161,000
Somerset, New Jersey 43 $ 3,505,000 $ 81,511 $ 133,000
Cuyahoga, Ohio 43 $ 1,935,000 $ 45,000 $ 82,000
Clackamas, Oregon 42 $ 4,910,000 $ 116,904 $ 288,000
Cabarrus, North Carolina 41 $ 2,635,000 $ 64,268 $ 85,000
Spokane, Washington 41 $ 2,345,000 $ 57,195 $ 92,000
Lancaster, Pennsylvania 40 $ 2,160,000 $ 54,000 $ 125,000
Kitsap, Washington 40 $ 3,910,000 $ 97,750 $ 336,000
Collier, Florida 39 $ 4,445,000 $ 113,974 $ 173,000
Henry, Georgia 39 $ 1,915,000 $ 49,102 $ 92,000
Marion, Indiana 39 $ 1,855,000 $ 47,564 $ 79,000
St. Johns, Florida 38 $ 2,590,000 $ 68,157 $ 244,000
Rockingham, New Hampshire 38 $ 2,450,000 $ 64,473 $ 203,000
Union, North Carolina 38 $ 2,630,000 $ 69,210 $ 129,000
Multnomah, Oregon 38 $ 2,930,000 $ 77,105 $ 274,000
Knox, Tennessee 38 $ 2,710,000 $ 71,315 $ 97,000
Bexar, Texas 38 $ 2,250,000 $ 59,210 $ 102,000
Paulding, Georgia 35 $ 1,805,000 $ 51,571 $ 76,000
Howard, Maryland 35 $ 6,125,000 $ 175,000 $ 253,000
Guilford, North Carolina 35 $ 1,855,000 $ 53,000 $ 87,000
Lane, Oregon 35 $ 2,275,000 $ 65,000 $ 116,000
Yavapai, Arizona 34 $ 2,230,000 $ 65,588 $ 208,000
Sussex, Delaware 34 $ 2,360,000 $ 69,411 $ 384,000
Kane, Illinois 34 $ 2,270,000 $ 66,764 $ 101,000
Frederick, Maryland 34 $ 1,830,000 $ 53,823 $ 167,000
Dakota, Minnesota 34 $ 1,800,000 $ 52,941 $ 101,000
San Francisco, California 33 $ 6,235,000 $ 188,939 $ 393,000
Marion, Florida 33 $ 1,645,000 $ 49,848 $ 66,000
Forsyth, North Carolina 33 $ 1,375,000 $ 41,666 $ 115,000
Virginia Beach, Virginia 33 $ 2,285,000 $ 69,242 $ 102,000
San Luis Obispo, California 32 $ 3,160,000 $ 98,750 $ 280,000
Washington, Minnesota 32 $ 1,930,000 $ 60,312 $ 113,000
Charlotte, Florida 31 $ 2,015,000 $ 65,000 $ 84,000
Douglas, Georgia 31 $ 1,865,000 $ 60,161 $ 101,000
Rutherford, Tennessee 31 $ 1,445,000 $ 46,612 $ 149,000
Martin, Florida 30 $ 2,700,000 $ 90,000 $ 87,000
Mercer, New Jersey 30 $ 1,650,000 $ 55,000 $ 111,000
Marion, Oregon 30 $ 1,870,000 $ 62,333 $ 81,000
Henrico, Virginia 30 $ 1,440,000 $ 48,000 $ 97,000
Jefferson, Alabama 29 $ 1,275,000 $ 43,965 $ 98,000
Benton, Arkansas 29 $ 1,675,000 $ 57,758 $ 119,000
Hall, Georgia 29 $ 1,785,000 $ 61,551 $ 120,000
Kent, Michigan 29 $ 1,525,000 $ 52,586 $ 162,000
Hudson, New Jersey 29 $ 4,015,000 $ 138,448 $ 141,000
Westmoreland, Pennsylvania 29 $ 1,585,000 $ 54,655 $ 95,000
Providence, Rhode Island 29 $ 1,105,000 $ 38,103 $ 88,000
Williamson, Tennessee 29 $ 2,715,000 $ 93,620 $ 230,000
Yolo, California 28 $ 2,640,000 $ 94,285 $ 283,000
Boulder, Colorado 28 $ 3,970,000 $ 141,785 $ 252,000
McHenry, Illinois 28 $ 1,280,000 $ 45,714 $ 112,000
Carroll, Maryland 28 $ 1,860,000 $ 66,428 $ 154,000
Harford, Maryland 28 $ 1,530,000 $ 54,642 $ 118,000
Hamilton, Ohio 28 $ 1,330,000 $ 47,500 $ 102,000
Hernando, Florida 27 $ 1,885,000 $ 69,814 $ 62,000
Marin, California 26 $ 4,010,000 $ 154,230 $ 322,000
Merced, California 26 $ 2,570,000 $ 98,846 $ 102,000
Kendall, Illinois 26 $ 1,280,000 $ 49,230 $ 113,000
Sedgwick, Kansas 26 $ 960,000 $ 36,923 $ 70,000
Atlantic, New Jersey 26 $ 1,550,000 $ 59,615 $ 171,000
Sussex, New Jersey 26 $ 1,760,000 $ 67,692 $ 107,000
York, Pennsylvania 26 $ 1,300,000 $ 50,000 $ 96,000
Thurston, Washington 26 $ 1,910,000 $ 73,461 $ 98,000
Mobile, Alabama 25 $ 1,435,000 $ 57,400 $ 87,000
Coweta, Georgia 25 $ 1,235,000 $ 49,400 $ 89,000
Anoka, Minnesota 25 $ 1,485,000 $ 59,400 $ 120,000
Northampton, Pennsylvania 25 $ 1,525,000 $ 61,000 $ 161,000
Whatcom, Washington 25 $ 2,435,000 $ 97,400 $ 79,000
Mohave, Arizona 24 $ 1,430,000 $ 59,583 $ 85,000
Clayton, Georgia 24 $ 1,050,000 $ 43,750 $ 104,000
Hamilton, Indiana 24 $ 1,400,000 $ 58,333 $ 188,000
Douglas, Nebraska 24 $ 1,120,000 $ 46,666 $ 120,000
Gaston, North Carolina 24 $ 1,330,000 $ 55,416 $ 197,000
Berks, Pennsylvania 24 $ 1,210,000 $ 50,416 $ 73,000
Hamilton, Tennessee 24 $ 1,240,000 $ 51,666 $ 66,000
Santa Cruz, California 23 $ 3,505,000 $ 152,391 $ 248,000
Lake, Indiana 23 $ 1,375,000 $ 59,782 $ 266,000
New Hanover, North Carolina 23 $ 1,565,000 $ 68,043 $ 84,000
Collin, Texas 23 $ 1,415,000 $ 61,521 $ 175,000
Chesapeake, Virginia 23 $ 1,015,000 $ 44,130 $ 182,000
Shelby, Alabama 22 $ 1,330,000 $ 60,454 $ 206,000
Butte, California 22 $ 1,820,000 $ 82,727 $ 136,000
Mesa, Colorado 22 $ 1,330,000 $ 60,454 $ 104,000
Indian River, Florida 22 $ 1,040,000 $ 47,272 $ 91,000
Fayette, Georgia 22 $ 2,110,000 $ 95,909 $ 203,000
Allen, Indiana 22 $ 1,230,000 $ 55,909 $ 153,000
Livingston, Michigan 22 $ 1,260,000 $ 57,272 $ 108,000
Summit, Ohio 22 $ 900,000 $ 40,909 $ 296,000
Dauphin, Pennsylvania 22 $ 1,200,000 $ 54,545 $ 74,000
Chatham, Georgia 21 $ 1,565,000 $ 74,523 $ 95,000
Durham, North Carolina 21 $ 1,505,000 $ 71,666 $ 101,000
Iredell, North Carolina 21 $ 1,135,000 $ 54,047 $ 174,000
Johnston, North Carolina 21 $ 1,265,000 $ 60,238 $ 93,000
Lorain, Ohio 21 $ 1,305,000 $ 62,142 $ 66,000
Deschutes, Oregon 21 $ 895,000 $ 42,619 $ 215,000
Stafford, Virginia 21 $ 1,235,000 $ 58,809 $ 148,000
Milwaukee, Wisconsin 21 $ 915,000 $ 43,571 $ 71,000
Santa Rosa, Florida 20 $ 1,240,000 $ 62,000 $ 120,000
Winnebago, Illinois 20 $ 630,000 $ 31,500 $ 81,000
Lincoln, North Carolina 20 $ 1,750,000 $ 87,500 $ 113,000
Benton, Washington 20 $ 1,130,000 $ 56,500 $ 120,000
Pulaski, Arkansas 19 $ 1,095,000 $ 57,631 $ 142,000
Escambia, Florida 19 $ 1,045,000 $ 55,000 $ 63,000
Charles, Maryland 19 $ 1,545,000 $ 81,315 $ 146,000
Ramsey, Minnesota 19 $ 925,000 $ 48,684 $ 130,000
Stark, Ohio 19 $ 1,205,000 $ 63,421 $ 123,000
Middlesex, Connecticut 18 $ 1,190,000 $ 66,111 $ 102,000
Kent, Delaware 18 $ 1,060,000 $ 58,888 $ 79,000
Clay, Florida 18 $ 1,230,000 $ 68,333 $ 87,000
Elkhart, Indiana 18 $ 620,000 $ 34,444 $ 97,000
Hunterdon, New Jersey 18 $ 930,000 $ 51,666 $ 228,000
Butler, Ohio 18 $ 690,000 $ 38,333 $ 110,000
Lehigh, Pennsylvania 18 $ 870,000 $ 48,333 $ 114,000
Fort Bend, Texas 18 $ 1,330,000 $ 73,888 $ 166,000
Alexandria, Virginia 18 $ 1,210,000 $ 67,222 $ 160,000
Spotsylvania, Virginia 18 $ 950,000 $ 52,777 $ 307,000
Flagler, Florida 17 $ 1,605,000 $ 94,411 $ 54,000
St. Tammany, Louisiana 17 $ 1,185,000 $ 69,705 $ 154,000
Genesee, Michigan 17 $ 795,000 $ 46,764 $ 134,000
Scott, Minnesota 17 $ 1,045,000 $ 61,470 $ 165,000
Warren, New Jersey 17 $ 925,000 $ 54,411 $ 194,000
Sumner, Tennessee 17 $ 855,000 $ 50,294 $ 120,000
Arlington, Virginia 17 $ 2,175,000 $ 127,941 $ 213,000
Brown, Wisconsin 17 $ 1,155,000 $ 67,941 $ 249,000
Kings, California 16 $ 1,320,000 $ 82,500 $ 106,000
Madera, California 16 $ 710,000 $ 44,375 $ 78,000
Napa, California 16 $ 1,720,000 $ 107,500 $ 273,000
Shasta, California 16 $ 1,120,000 $ 70,000 $ 137,000
Rockdale, Georgia 16 $ 1,090,000 $ 68,125 $ 39,000
Hendricks, Indiana 16 $ 930,000 $ 58,125 $ 127,000
Johnson, Indiana 16 $ 960,000 $ 60,000 $ 76,000
Jefferson, Louisiana 16 $ 1,000,000 $ 62,500 $ 158,000
Baltimore City, Maryland 16 $ 1,030,000 $ 64,375 $ 195,000
Merrimack, New Hampshire 16 $ 750,000 $ 46,875 $ 122,000
Licking, Ohio 16 $ 820,000 $ 51,250 $ 78,000
Warren, Ohio 16 $ 930,000 $ 58,125 $ 94,000
Washington, Pennsylvania 16 $ 1,070,000 $ 66,875 $ 108,000
Nevada, California 15 $ 1,235,000 $ 82,333 $ 112,000
New London, Connecticut 15 $ 1,065,000 $ 71,000 $ 70,000
Boone, Kentucky 15 $ 735,000 $ 49,000 $ 132,000
East Baton Rouge, Louisiana 15 $ 1,035,000 $ 69,000 $ 91,000
Kalamazoo, Michigan 15 $ 675,000 $ 45,000 $ 82,000
Washtenaw, Michigan 15 $ 645,000 $ 43,000 $ 87,000
Randolph, North Carolina 15 $ 645,000 $ 43,000 $ 139,000
Lake, Ohio 15 $ 675,000 $ 45,000 $ 134,000
Yamhill, Oregon 15 $ 1,025,000 $ 68,333 $ 103,000
Denton, Texas 15 $ 765,000 $ 51,000 $ 128,000
Yakima, Washington 15 $ 675,000 $ 45,000 $ 82,000
Waukesha, Wisconsin 15 $ 665,000 $ 44,333 $ 270,000
Calaveras, California 14 $ 660,000 $ 47,142 $ 90,000
Fremont, Colorado 14 $ 1,050,000 $ 75,000 $ 110,000
Barrow, Georgia 14 $ 540,000 $ 38,571 $ 66,000
Fayette, Kentucky 14 $ 530,000 $ 37,857 $ 77,000
Cecil, Maryland 14 $ 580,000 $ 41,428 $ 220,000
St. Clair, Michigan 14 $ 780,000 $ 55,714 $ 60,000
Carteret, North Carolina 14 $ 900,000 $ 64,285 $ 104,000
Rowan, North Carolina 14 $ 580,000 $ 41,428 $ 95,000
Erie, Pennsylvania 14 $ 520,000 $ 37,142 $ 48,000
El Paso, Texas 14 $ 810,000 $ 57,857 $ 92,000
Williamson, Texas 14 $ 630,000 $ 45,000 $ 283,000
Lewis, Washington 14 $ 1,030,000 $ 73,571 $ 56,000
Baldwin, Alabama 13 $ 1,355,000 $ 104,230 $ 110,000
Imperial, California 13 $ 475,000 $ 36,538 $ 221,000
Newton, Georgia 13 $ 865,000 $ 66,538 $ 78,000
Clark, Indiana 13 $ 745,000 $ 57,307 $ 51,000
St. Mary's, Maryland 13 $ 925,000 $ 71,153 $ 98,000
Washington, Maryland 13 $ 585,000 $ 45,000 $ 123,000
Lancaster, Nebraska 13 $ 685,000 $ 52,692 $ 272,000
Buncombe, North Carolina 13 $ 1,225,000 $ 94,230 $ 133,000
Wilson, North Carolina 13 $ 585,000 $ 45,000 $ 102,000
Montgomery, Ohio 13 $ 575,000 $ 44,230 $ 112,000
Beaver, Pennsylvania 13 $ 565,000 $ 43,461 $ 81,000
Wilson, Tennessee 13 $ 775,000 $ 59,615 $ 219,000
Frederick, Virginia 13 $ 515,000 $ 39,615 $ 92,000
Richmond City, Virginia 13 $ 1,015,000 $ 78,076 $ 414,000
Yuba, California 12 $ 890,000 $ 74,166 $ 151,000
Leon, Florida 12 $ 930,000 $ 77,500 $ 108,000
Monroe, Florida 12 $ 1,980,000 $ 165,000 $ 105,000
Nassau, Florida 12 $ 950,000 $ 79,166 $ 440,000
Okaloosa, Florida 12 $ 660,000 $ 55,000 $ 159,000
St. Joseph, Indiana 12 $ 610,000 $ 50,833 $ 75,000
Calvert, Maryland 12 $ 1,200,000 $ 100,000 $ 123,000
Eaton, Michigan 12 $ 680,000 $ 56,666 $ 187,000
Cape May, New Jersey 12 $ 800,000 $ 66,666 $ 116,000
Brunswick, North Carolina 12 $ 460,000 $ 38,333 $ 68,000
Catawba, North Carolina 12 $ 570,000 $ 47,500 $ 181,000
Chatham, North Carolina 12 $ 1,110,000 $ 92,500 $ 101,000
Davidson, North Carolina 12 $ 380,000 $ 31,666 $ 55,000
Clermont, Ohio 12 $ 700,000 $ 58,333 $ 79,000
Linn, Oregon 12 $ 880,000 $ 73,333 $ 65,000
Lackawanna, Pennsylvania 12 $ 600,000 $ 50,000 $ 264,000
Luzerne, Pennsylvania 12 $ 550,000 $ 45,833 $ 155,000
Lee, Alabama 11 $ 735,000 $ 66,818 $ 89,000
Washington, Arkansas 11 $ 1,345,000 $ 122,272 $ 102,000
San Benito, California 11 $ 775,000 $ 70,454 $ 128,000
Eagle, Colorado 11 $ 865,000 $ 78,636 $ 124,000
Litchfield, Connecticut 11 $ 885,000 $ 80,454 $ 91,000
Windham, Connecticut 11 $ 755,000 $ 68,636 $ 149,000
Muscogee, Georgia 11 $ 515,000 $ 46,818 $ 92,000
Polk, Iowa 11 $ 565,000 $ 51,363 $ 62,000
Kenton, Kentucky 11 $ 595,000 $ 54,090 $ 70,000
Muskegon, Michigan 11 $ 365,000 $ 33,181 $ 59,000
Wright, Minnesota 11 $ 445,000 $ 40,454 $ 259,000
Belknap, New Hampshire 11 $ 725,000 $ 65,909 $ 54,000
Strafford, New Hampshire 11 $ 785,000 $ 71,363 $ 74,000
Henderson, North Carolina 11 $ 425,000 $ 38,636 $ 97,000
Fairfield, Ohio 11 $ 745,000 $ 67,727 $ 277,000
Jackson, Oregon 11 $ 625,000 $ 56,818 $ 111,000
Lebanon, Pennsylvania 11 $ 675,000 $ 61,363 $ 84,000
Washington, Rhode Island 11 $ 1,195,000 $ 108,636 $ 94,000
Travis, Texas 11 $ 955,000 $ 86,818 $ 133,000
Cowlitz, Washington 11 $ 725,000 $ 65,909 $ 92,000
Kenosha, Wisconsin 11 $ 685,000 $ 62,272 $ 86,000
Cochise, Arizona 10 $ 530,000 $ 53,000 $ 66,000
Coconino, Arizona 10 $ 500,000 $ 50,000 $ 297,000
Siskiyou, California 10 $ 390,000 $ 39,000 $ 63,000
Pueblo, Colorado 10 $ 610,000 $ 61,000 $ 73,000
Tolland, Connecticut 10 $ 390,000 $ 39,000 $ 103,000
Citrus, Florida 10 $ 520,000 $ 52,000 $ 35,000
Bartow, Georgia 10 $ 490,000 $ 49,000 $ 60,000
Jackson, Georgia 10 $ 470,000 $ 47,000 $ 80,000
Walton, Georgia 10 $ 500,000 $ 50,000 $ 82,000
Porter, Indiana 10 $ 480,000 $ 48,000 $ 190,000
Calcasieu, Louisiana 10 $ 1,060,000 $ 106,000 $ 334,000
Jackson, Michigan 10 $ 380,000 $ 38,000 $ 97,000
Monroe, Michigan 10 $ 470,000 $ 47,000 $ 69,000
Rice, Minnesota 10 $ 430,000 $ 43,000 $ 121,000
Sherburne, Minnesota 10 $ 610,000 $ 61,000 $ 86,000
Alamance, North Carolina 10 $ 420,000 $ 42,000 $ 72,000
Cumberland, North Carolina 10 $ 550,000 $ 55,000 $ 249,000
Moore, North Carolina 10 $ 720,000 $ 72,000 $ 315,000
Delaware, Ohio 10 $ 1,710,000 $ 171,000 $ 194,000
Umatilla, Oregon 10 $ 450,000 $ 45,000 $ 101,000
Cumberland, Pennsylvania 10 $ 510,000 $ 51,000 $ 108,000
Louisa, Virginia 10 $ 460,000 $ 46,000 $ 78,000
Roanoke, Virginia 10 $ 390,000 $ 39,000 $ 65,000
Skagit, Washington 10 $ 500,000 $ 50,000 $ 84,000
Sutter, California 9 $ 385,000 $ 42,777 $ 225,000
Tuolumne, California 9 $ 1,035,000 $ 115,000 $ 50,000
Elbert, Colorado 9 $ 1,685,000 $ 187,222 $ 319,000
Garfield, Colorado 9 $ 495,000 $ 55,000 $ 224,000
La Plata, Colorado 9 $ 575,000 $ 63,888 $ 136,000
Highlands, Florida 9 $ 715,000 $ 79,444 $ 109,000
Clarke, Georgia 9 $ 565,000 $ 62,777 $ 74,000
Effingham, Georgia 9 $ 505,000 $ 56,111 $ 188,000
Morgan, Indiana 9 $ 425,000 $ 47,222 $ 77,000
Shawnee, Kansas 9 $ 305,000 $ 33,888 $ 93,000
Wyandotte, Kansas 9 $ 625,000 $ 69,444 $ 149,000
Oldham, Kentucky 9 $ 465,000 $ 51,666 $ 107,000
Ascension, Louisiana 9 $ 945,000 $ 105,000 $ 118,000
Grand Traverse, Michigan 9 $ 1,115,000 $ 123,888 $ 164,000
Saginaw, Michigan 9 $ 385,000 $ 42,777 $ 77,000
Carver, Minnesota 9 $ 455,000 $ 50,555 $ 138,000
Cumberland, New Jersey 9 $ 415,000 $ 46,111 $ 100,000
Haywood, North Carolina 9 $ 785,000 $ 87,222 $ 46,000
Portage, Ohio 9 $ 395,000 $ 43,888 $ 218,000
Richland, Ohio 9 $ 385,000 $ 42,777 $ 170,000
Polk, Oregon 9 $ 735,000 $ 81,666 $ 105,000
Carbon, Pennsylvania 9 $ 375,000 $ 41,666 $ 79,000
Pike, Pennsylvania 9 $ 575,000 $ 63,888 $ 58,000
Blount, Tennessee 9 $ 365,000 $ 40,555 $ 66,000
Montgomery, Tennessee 9 $ 585,000 $ 65,000 $ 77,000
Robertson, Tennessee 9 $ 535,000 $ 59,444 $ 117,000
Bell, Texas 9 $ 405,000 $ 45,000 $ 78,000
Galveston, Texas 9 $ 335,000 $ 37,222 $ 102,000
Albemarle, Virginia 9 $ 675,000 $ 75,000 $ 335,000
Hanover, Virginia 9 $ 575,000 $ 63,888 $ 230,000
Racine, Wisconsin 9 $ 415,000 $ 46,111 $ 60,000
Cullman, Alabama 8 $ 510,000 $ 63,750 $ 86,000
Yuma, Arizona 8 $ 580,000 $ 72,500 $ 120,000
Garland, Arkansas 8 $ 350,000 $ 43,750 $ 65,000
Broomfield, Colorado 8 $ 990,000 $ 123,750 $ 129,000
Routt, Colorado 8 $ 1,120,000 $ 140,000 $ 122,000
Bay, Florida 8 $ 760,000 $ 95,000 $ 42,000
Carroll, Georgia 8 $ 340,000 $ 42,500 $ 68,000
Gilmer, Georgia 8 $ 740,000 $ 92,500 $ 62,000
Lee, Georgia 8 $ 420,000 $ 52,500 $ 91,000
Spalding, Georgia 8 $ 420,000 $ 52,500 $ 77,000
Leavenworth, Kansas 8 $ 260,000 $ 32,500 $ 81,000
Lafayette, Louisiana 8 $ 490,000 $ 61,250 $ 55,000
West Baton Rouge, Louisiana 8 $ 350,000 $ 43,750 $ 107,000
Berrien, Michigan 8 $ 390,000 $ 48,750 $ 76,000
Ingham, Michigan 8 $ 610,000 $ 76,250 $ 65,000
Ottawa, Michigan 8 $ 480,000 $ 60,000 $ 83,000
Olmsted, Minnesota 8 $ 370,000 $ 46,250 $ 82,000
Lawrence, Ohio 8 $ 320,000 $ 40,000 $ 59,000
Lucas, Ohio 8 $ 340,000 $ 42,500 $ 84,000
Monroe, Pennsylvania 8 $ 470,000 $ 58,750 $ 100,000
Kent, Rhode Island 8 $ 350,000 $ 43,750 $ 119,000
Maury, Tennessee 8 $ 570,000 $ 71,250 $ 53,000
Brazoria, Texas 8 $ 420,000 $ 52,500 $ 155,000
Fauquier, Virginia 8 $ 530,000 $ 66,250 $ 155,000
Norfolk, Virginia 8 $ 320,000 $ 40,000 $ 55,000
Rockingham, Virginia 8 $ 370,000 $ 46,250 $ 139,000
Island, Washington 8 $ 810,000 $ 101,250 $ 52,000
Dane, Wisconsin 8 $ 320,000 $ 40,000 $ 55,000
Rock, Wisconsin 8 $ 290,000 $ 36,250 $ 72,000
St. Croix, Wisconsin 8 $ 270,000 $ 33,750 $ 99,000
Tuscaloosa, Alabama 7 $ 355,000 $ 50,714 $ 138,000
Humboldt, California 7 $ 325,000 $ 46,428 $ 117,000
Lake, California 7 $ 645,000 $ 92,142 $ 92,000
Alachua, Florida 7 $ 505,000 $ 72,142 $ 143,000
Wakulla, Florida 7 $ 395,000 $ 56,428 $ 122,000
Columbia, Georgia 7 $ 555,000 $ 79,285 $ 132,000
Dawson, Georgia 7 $ 375,000 $ 53,571 $ 95,000
Houston, Georgia 7 $ 565,000 $ 80,714 $ 46,000
Richmond, Georgia 7 $ 295,000 $ 42,142 $ 66,000
Union, Georgia 7 $ 355,000 $ 50,714 $ 40,000
DeKalb, Illinois 7 $ 275,000 $ 39,285 $ 56,000
St. Clair, Illinois 7 $ 455,000 $ 65,000 $ 90,000
Butler, Kansas 7 $ 855,000 $ 122,142 $ 90,000
Warren, Kentucky 7 $ 375,000 $ 53,571 $ 76,000
Van Buren, Michigan 7 $ 195,000 $ 27,857 $ 76,000
St. Louis, Minnesota 7 $ 275,000 $ 39,285 $ 47,000
Franklin, North Carolina 7 $ 515,000 $ 73,571 $ 96,000
Onslow, North Carolina 7 $ 335,000 $ 47,857 $ 87,000
Knox, Ohio 7 $ 615,000 $ 87,857 $ 113,000
Medina, Ohio 7 $ 485,000 $ 69,285 $ 404,000
Pickaway, Ohio 7 $ 275,000 $ 39,285 $ 89,000
Josephine, Oregon 7 $ 455,000 $ 65,000 $ 35,000
Mercer, Pennsylvania 7 $ 245,000 $ 35,000 $ 52,000
Sevier, Tennessee 7 $ 395,000 $ 56,428 $ 59,000
Hidalgo, Texas 7 $ 285,000 $ 40,714 $ 62,000
Autauga, Alabama 6 $ 190,000 $ 31,666 $ 85,000
Elmore, Alabama 6 $ 290,000 $ 48,333 $ 80,000
Etowah, Alabama 6 $ 280,000 $ 46,666 $ 63,000
Navajo, Arizona 6 $ 440,000 $ 73,333 $ 137,000
Saline, Arkansas 6 $ 270,000 $ 45,000 $ 78,000
Sebastian, Arkansas 6 $ 240,000 $ 40,000 $ 94,000
Grand, Colorado 6 $ 440,000 $ 73,333 $ 134,000
Gordon, Georgia 6 $ 350,000 $ 58,333 $ 94,000
Madison, Georgia 6 $ 260,000 $ 43,333 $ 57,000
Murray, Georgia 6 $ 380,000 $ 63,333 $ 41,000
Oconee, Georgia 6 $ 310,000 $ 51,666 $ 49,000
Whitfield, Georgia 6 $ 340,000 $ 56,666 $ 28,000
Champaign, Illinois 6 $ 380,000 $ 63,333 $ 78,000
Peoria, Illinois 6 $ 250,000 $ 41,666 $ 66,000
Tazewell, Illinois 6 $ 230,000 $ 38,333 $ 58,000
Monroe, Indiana 6 $ 660,000 $ 110,000 $ 91,000
Tippecanoe, Indiana 6 $ 250,000 $ 41,666 $ 80,000
Douglas, Kansas 6 $ 220,000 $ 36,666 $ 227,000
Madison, Kentucky 6 $ 220,000 $ 36,666 $ 86,000
Worcester, Maryland 6 $ 250,000 $ 41,666 $ 92,000
Calhoun, Michigan 6 $ 230,000 $ 38,333 $ 45,000
Lapeer, Michigan 6 $ 590,000 $ 98,333 $ 463,000
Chisago, Minnesota 6 $ 390,000 $ 65,000 $ 87,000
Stearns, Minnesota 6 $ 510,000 $ 85,000 $ 109,000
Wabasha, Minnesota 6 $ 440,000 $ 73,333 $ 60,000
Burke, North Carolina 6 $ 190,000 $ 31,666 $ 69,000
Craven, North Carolina 6 $ 290,000 $ 48,333 $ 141,000
Davie, North Carolina 6 $ 300,000 $ 50,000 $ 104,000
Granville, North Carolina 6 $ 200,000 $ 33,333 $ 70,000
Harnett, North Carolina 6 $ 240,000 $ 40,000 $ 45,000
Orange, North Carolina 6 $ 290,000 $ 48,333 $ 110,000
Greene, Ohio 6 $ 260,000 $ 43,333 $ 60,000
Ottawa, Ohio 6 $ 170,000 $ 28,333 $ 88,000
Trumbull, Ohio 6 $ 230,000 $ 38,333 $ 259,000
Tuscarawas, Ohio 6 $ 220,000 $ 36,666 $ 205,000
Benton, Oregon 6 $ 650,000 $ 108,333 $ 578,000
Blair, Pennsylvania 6 $ 290,000 $ 48,333 $ 43,000
Cambria, Pennsylvania 6 $ 320,000 $ 53,333 $ 76,000
Franklin, Pennsylvania 6 $ 410,000 $ 68,333 $ 269,000
Lawrence, Pennsylvania 6 $ 290,000 $ 48,333 $ 63,000
Schuylkill, Pennsylvania 6 $ 200,000 $ 33,333 $ 69,000
Newport, Rhode Island 6 $ 700,000 $ 116,666 $ 110,000
Bradley, Tennessee 6 $ 290,000 $ 48,333 $ 286,000
Cheatham, Tennessee 6 $ 320,000 $ 53,333 $ 63,000
Fayette, Tennessee 6 $ 270,000 $ 45,000 $ 64,000
Sullivan, Tennessee 6 $ 210,000 $ 35,000 $ 86,000
Tipton, Tennessee 6 $ 240,000 $ 40,000 $ 53,000
Montgomery, Texas 6 $ 200,000 $ 33,333 $ 225,000
Hampton, Virginia 6 $ 480,000 $ 80,000 $ 97,000
Suffolk, Virginia 6 $ 310,000 $ 51,666 $ 95,000
Grays Harbor, Washington 6 $ 420,000 $ 70,000 $ 186,000
Dodge, Wisconsin 6 $ 220,000 $ 36,666 $ 61,000
Fond du Lac, Wisconsin 6 $ 230,000 $ 38,333 $ 61,000
Walworth, Wisconsin 6 $ 310,000 $ 51,666 $ 300,000
Winnebago, Wisconsin 6 $ 200,000 $ 33,333 $ 85,000
Lauderdale, Alabama 5 $ 195,000 $ 39,000 $ 73,000
Madison, Alabama 5 $ 145,000 $ 29,000 $ 238,000
Faulkner, Arkansas 5 $ 175,000 $ 35,000 $ 167,000
Amador, California 5 $ 1,135,000 $ 227,000 $ 91,000
Plumas, California 5 $ 245,000 $ 49,000 $ 83,000
Tehama, California 5 $ 485,000 $ 97,000 $ 45,000
Archuleta, Colorado 5 $ 345,000 $ 69,000 $ 81,000
Summit, Colorado 5 $ 635,000 $ 127,000 $ 75,000
Teller, Colorado 5 $ 205,000 $ 41,000 $ 58,000
Walton, Florida 5 $ 355,000 $ 71,000 $ 98,000
Bibb, Georgia 5 $ 145,000 $ 29,000 $ 47,000
Harris, Georgia 5 $ 385,000 $ 77,000 $ 100,000
Laurens, Georgia 5 $ 175,000 $ 35,000 $ 63,000
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Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 9,555 $574,285,000 $60,000 $765,000 $158,000 $9,600,000
Home Improvement 6,858 $402,870,000 $58,000 $505,000 $144,000 $8,497,000
Cash-out Refinancing 2,031 $356,365,000 $175,000 $1,945,000 $70,000 $3,685,000
Refinancing 989 $112,005,000 $113,000 $845,000 $193,000 $4,500,000
Home Purchase 317 $37,945,000 $119,000 $755,000 $296,000 $4,860,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,362 $719,480,000 $63,000 $765,000 $167,000 $9,600,000
Not Provided 4,523 $503,285,000 $111,000 $1,945,000 $102,000 $8,497,000
Hispanic 1,685 $105,935,000 $62,000 $445,000 $134,000 $3,728,000
Black or African American 1,099 $63,465,000 $57,000 $595,000 $130,000 $6,000,000
Asian 929 $80,605,000 $86,000 $505,000 $167,000 $7,062,000
Native Hawaiian or Other Pacific Islander 60 $4,120,000 $68,000 $225,000 $209,000 $2,368,000
American Indian or Alaskan Native 49 $2,945,000 $60,000 $305,000 $212,000 $3,793,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,340 $1,385,440,000 $71,000 $1,945,000 $151,000 $9,600,000
FHA-insured (Federal Housing Administration) 340 $76,590,000 $225,000 $725,000 $0 $0
VA-guaranteed (Veterans Administration) 70 $21,440,000 $306,000 $915,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 10,159 $651,685,000 $64,000 $765,000 $105,000 $3,646,000
Loan Originated 4,868 $314,380,000 $64,000 $505,000 $280,000 $8,497,000
Application Withdrawn By Applicant 4,355 $490,605,000 $112,000 $1,945,000 $101,000 $9,600,000
Application Approved But Not Accepted 368 $26,800,000 $72,000 $505,000 $138,000 $1,100,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,591 $831,785,000 $86,000 $1,945,000 $193,000 $9,600,000
Debt-To-Income Ratio 3,917 $241,485,000 $61,000 $505,000 $73,000 $3,646,000
Credit Application Incomplete 3,892 $275,610,000 $70,000 $765,000 $136,000 $2,640,000
Collateral 1,603 $83,075,000 $51,000 $435,000 $99,000 $1,865,000
Credit History 429 $26,845,000 $62,000 $505,000 $107,000 $1,200,000
Other 176 $12,680,000 $72,000 $405,000 $136,000 $1,360,000
Unverifiable Information 135 $11,485,000 $85,000 $505,000 $166,000 $2,825,000
Employment History 7 $505,000 $72,000 $105,000 $111,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Spring Eq, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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