Spring Eq, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Spring Eq, LLC of Conshohocken, PA reported 19,750 mortgage applications totaling $1.5 billion, up 65% from 2018. The average application was for $75,112, and applicants reported an average income of $148,056. 25% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (948), Los Angeles-Long Beach-Glendale, CA (896) and Riverside-San Bernardino-Ontario, CA (758) (applications in parentheses).
| Mortgage Company & Address | Spring Eq, LLC 1 West Elm Street Suite 450 Conshohocken, PA 19428 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 19,750 |
| Total Mortgage Loan Application Amount | $1,483,470,000 |
| Average Mortgage Loan Application Amount | $75,112 |
| Highest Mortgage Loan Application Amount | $1,945,000 |
| Average Applicant Income | $148,056 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,248 | $ 72,120,000 | $ 57,788 | $ 94,487 |
| Atlanta-Sandy Springs-Roswell, GA | 948 | $ 66,390,000 | $ 70,031 | $ 141,000 |
| Los Angeles-Long Beach-Glendale, CA | 896 | $ 100,480,000 | $ 112,142 | $ 196,000 |
| Riverside-San Bernardino-Ontario, CA | 758 | $ 62,430,000 | $ 82,361 | $ 141,000 |
| Phoenix-Mesa-Scottsdale, AZ | 686 | $ 46,740,000 | $ 68,134 | $ 149,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 537 | $ 40,755,000 | $ 75,893 | $ 180,474 |
| Chicago-Naperville, IL | 435 | $ 28,225,000 | $ 64,885 | $ 149,000 |
| San Diego-Carlsbad, CA | 423 | $ 48,115,000 | $ 113,747 | $ 210,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 403 | $ 31,055,000 | $ 77,059 | $ 169,000 |
| Tampa-St. Petersburg-Clearwater, FL | 400 | $ 28,800,000 | $ 72,000 | $ 145,000 |
| Denver-Aurora-Lakewood, CO | 393 | $ 31,775,000 | $ 80,852 | $ 155,000 |
| Anaheim-Santa Ana-Irvine, CA | 388 | $ 47,230,000 | $ 121,726 | $ 224,000 |
| New York-Newark, NY | 384 | $ 30,990,000 | $ 80,703 | $ 191,000 |
| Orlando-Kissimmee-Sanford, FL | 334 | $ 21,710,000 | $ 65,000 | $ 132,000 |
| Oakland-Hayward-Berkeley, CA | 325 | $ 36,595,000 | $ 112,600 | $ 203,000 |
| Charlotte-Concord-Gastonia, NC-SC | 301 | $ 18,935,000 | $ 62,906 | $ 145,312 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 295 | $ 21,865,000 | $ 74,118 | $ 122,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 250 | $ 14,930,000 | $ 59,720 | $ 151,732 |
| Baltimore-Columbia-Towson, MD | 249 | $ 20,305,000 | $ 81,546 | $ 163,000 |
| Newark, NJ-PA | 245 | $ 22,105,000 | $ 90,224 | $ 174,555 |
| Seattle-Bellevue-Everett, WA | 229 | $ 22,695,000 | $ 99,104 | $ 171,000 |
| Warren-Troy-Farmington Hills, MI | 219 | $ 12,925,000 | $ 59,018 | $ 133,000 |
| Miami-Miami Beach-Kendall, FL | 214 | $ 18,480,000 | $ 86,355 | $ 139,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 201 | $ 16,365,000 | $ 81,417 | $ 263,049 |
| New York-Jersey City-White Plains, NY-NJ | 196 | $ 17,720,000 | $ 90,408 | $ 147,000 |
| Montgomery County-Bucks County-Chester County, PA | 193 | $ 13,715,000 | $ 71,062 | $ 122,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 193 | $ 14,455,000 | $ 74,896 | $ 134,000 |
| Jacksonville, FL | 172 | $ 11,230,000 | $ 65,290 | $ 155,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 170 | $ 10,560,000 | $ 62,117 | $ 136,000 |
| Raleigh, NC | 164 | $ 12,690,000 | $ 77,378 | $ 116,000 |
| Camden, NJ | 162 | $ 10,500,000 | $ 64,814 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 155 | $ 27,575,000 | $ 177,903 | $ 239,000 |
| Pittsburgh, PA | 140 | $ 7,860,000 | $ 56,142 | $ 84,000 |
| Washington-Baltimore-Arlington, DC | 137 | $ 14,855,000 | $ 108,430 | $ 153,000 |
| Stockton-Lodi, CA | 135 | $ 12,605,000 | $ 93,370 | $ 180,000 |
| Columbus, OH | 130 | $ 7,950,000 | $ 61,153 | $ 107,000 |
| Indianapolis-Carmel-Anderson, IN | 126 | $ 6,730,000 | $ 53,412 | $ 101,000 |
| Houston-The Woodlands-Sugar Land, TX | 124 | $ 7,380,000 | $ 59,516 | $ 121,000 |
| Tucson, AZ | 123 | $ 7,025,000 | $ 57,113 | $ 130,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 116 | $ 10,810,000 | $ 93,189 | $ 175,000 |
| Richmond, VA | 114 | $ 6,040,000 | $ 52,982 | $ 142,000 |
| Cincinnati, OH-KY-IN | 110 | $ 5,360,000 | $ 48,727 | $ 100,200 |
| Hartford-West Hartford-East Hartford, CT | 110 | $ 5,590,000 | $ 50,818 | $ 130,000 |
| Philadelphia, PA | 109 | $ 8,215,000 | $ 75,366 | $ 186,000 |
| San Francisco-Redwood City-South San Francisco, CA | 105 | $ 18,115,000 | $ 172,523 | $ 324,000 |
| Dallas-Plano-Irving, TX | 97 | $ 5,395,000 | $ 55,618 | $ 105,000 |
| North Port-Sarasota-Bradenton, FL | 96 | $ 7,310,000 | $ 76,145 | $ 110,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 96 | $ 5,540,000 | $ 57,708 | $ 112,343 |
| Bakersfield, CA | 95 | $ 6,315,000 | $ 66,473 | $ 85,000 |
| Modesto, CA | 94 | $ 6,340,000 | $ 67,446 | $ 143,000 |
| Colorado Springs, CO | 92 | $ 8,290,000 | $ 90,108 | $ 153,000 |
| Cleveland-Elyria, OH | 89 | $ 4,505,000 | $ 50,617 | $ 113,000 |
| Vallejo-Fairfield, CA | 89 | $ 6,615,000 | $ 74,325 | $ 164,000 |
| Palm Bay-Melbourne-Titusville, FL | 88 | $ 5,690,000 | $ 64,659 | $ 99,000 |
| Bridgeport-Stamford-Norwalk, CT | 87 | $ 7,665,000 | $ 88,103 | $ 343,000 |
| Cape Coral-Fort Myers, FL | 86 | $ 5,280,000 | $ 61,395 | $ 83,000 |
| Tacoma-Lakewood, WA | 83 | $ 6,875,000 | $ 82,831 | $ 91,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 82 | $ 5,920,000 | $ 72,195 | $ 62,000 |
| Kansas City, MO-KS | 77 | $ 5,525,000 | $ 71,753 | $ 158,000 |
| Detroit-Dearborn-Livonia, MI | 74 | $ 3,370,000 | $ 45,540 | $ 73,000 |
| Port St. Lucie, FL | 74 | $ 5,720,000 | $ 77,297 | $ 84,000 |
| Fresno, CA | 73 | $ 5,585,000 | $ 76,506 | $ 195,000 |
| Wilmington, DE-MD-NJ | 73 | $ 3,735,000 | $ 51,164 | $ 136,205 |
| Lakeland-Winter Haven, FL | 71 | $ 3,605,000 | $ 50,774 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 71 | $ 3,885,000 | $ 54,718 | $ 78,042 |
| Allentown-Bethlehem-Easton, PA-NJ | 69 | $ 3,695,000 | $ 53,550 | $ 145,768 |
| Elgin, IL | 67 | $ 3,825,000 | $ 57,089 | $ 101,000 |
| Memphis, TN-MS-AR | 63 | $ 3,875,000 | $ 61,507 | $ 107,396 |
| New Haven-Milford, CT | 63 | $ 3,565,000 | $ 56,587 | $ 175,000 |
| Salinas, CA | 60 | $ 8,900,000 | $ 148,333 | $ 144,000 |
| Lake County-Kenosha County, IL-WI | 59 | $ 4,205,000 | $ 71,271 | $ 246,271 |
| Santa Maria-Santa Barbara, CA | 58 | $ 6,310,000 | $ 108,793 | $ 149,000 |
| Birmingham-Hoover, AL | 57 | $ 2,985,000 | $ 52,368 | $ 137,000 |
| Knoxville, TN | 57 | $ 3,495,000 | $ 61,315 | $ 88,000 |
| Providence-Warwick, RI-MA | 57 | $ 3,575,000 | $ 62,719 | $ 95,000 |
| Greensboro-High Point, NC | 54 | $ 2,660,000 | $ 49,259 | $ 100,000 |
| Fort Worth-Arlington, TX | 52 | $ 3,250,000 | $ 62,500 | $ 94,000 |
| San Antonio-New Braunfels, TX | 52 | $ 2,960,000 | $ 56,923 | $ 100,000 |
| Winston-Salem, NC | 52 | $ 2,100,000 | $ 40,384 | $ 100,000 |
| Greeley, CO | 51 | $ 3,575,000 | $ 70,098 | $ 176,000 |
| Rockingham County-Strafford County, NH | 49 | $ 3,235,000 | $ 66,020 | $ 174,000 |
| Visalia-Porterville, CA | 49 | $ 3,395,000 | $ 69,285 | $ 208,000 |
| Salisbury, MD-DE | 48 | $ 2,970,000 | $ 61,875 | $ 294,166 |
| Manchester-Nashua, NH | 47 | $ 3,165,000 | $ 67,340 | $ 166,000 |
| Durham-Chapel Hill, NC | 46 | $ 3,170,000 | $ 68,913 | $ 96,000 |
| Fort Collins, CO | 46 | $ 4,060,000 | $ 88,260 | $ 124,000 |
| Milwaukee-Waukesha-West Allis, WI | 45 | $ 1,925,000 | $ 42,777 | $ 148,000 |
| Santa Rosa, CA | 45 | $ 5,715,000 | $ 127,000 | $ 120,000 |
| Spokane-Spokane Valley, WA | 43 | $ 2,395,000 | $ 55,697 | $ 90,000 |
| Grand Rapids-Wyoming, MI | 42 | $ 2,190,000 | $ 52,142 | $ 134,000 |
| New Orleans-Metairie, LA | 41 | $ 2,595,000 | $ 63,292 | $ 164,000 |
| Bremerton-Silverdale, WA | 40 | $ 3,910,000 | $ 97,750 | $ 336,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 40 | $ 3,020,000 | $ 75,500 | $ 114,000 |
| Lancaster, PA | 40 | $ 2,160,000 | $ 54,000 | $ 125,000 |
| Naples-Immokalee-Marco Island, FL | 39 | $ 4,445,000 | $ 113,974 | $ 173,000 |
| Pensacola-Ferry Pass-Brent, FL | 39 | $ 2,285,000 | $ 58,589 | $ 92,000 |
| Salem, OR | 39 | $ 2,605,000 | $ 66,794 | $ 86,000 |
| Baton Rouge, LA | 38 | $ 2,760,000 | $ 72,631 | $ 102,000 |
| Eugene, OR | 35 | $ 2,275,000 | $ 65,000 | $ 116,000 |
| Harrisburg-Carlisle, PA | 35 | $ 1,845,000 | $ 52,714 | $ 85,000 |
| Wichita, KS | 35 | $ 1,885,000 | $ 53,857 | $ 90,000 |
| Asheville, NC | 34 | $ 2,460,000 | $ 72,352 | $ 96,000 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 1,730,000 | $ 50,882 | $ 123,000 |
| Prescott Valley-Prescott, AZ | 34 | $ 2,230,000 | $ 65,588 | $ 208,000 |
| Chattanooga, TN-GA | 33 | $ 1,895,000 | $ 57,424 | $ 59,484 |
| Gary, IN | 33 | $ 1,855,000 | $ 56,212 | $ 243,000 |
| Ocala, FL | 33 | $ 1,645,000 | $ 49,848 | $ 66,000 |
| Omaha-Council Bluffs, NE-IA | 33 | $ 1,695,000 | $ 51,363 | $ 171,484 |
| Savannah, GA | 33 | $ 2,255,000 | $ 68,333 | $ 124,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 32 | $ 3,160,000 | $ 98,750 | $ 280,000 |
| Akron, OH | 31 | $ 1,295,000 | $ 41,774 | $ 273,000 |
| Punta Gorda, FL | 31 | $ 2,015,000 | $ 65,000 | $ 84,000 |
| Austin-Round Rock, TX | 30 | $ 1,800,000 | $ 60,000 | $ 191,000 |
| Lansing-East Lansing, MI | 30 | $ 1,840,000 | $ 61,333 | $ 336,000 |
| Trenton, NJ | 30 | $ 1,650,000 | $ 55,000 | $ 111,000 |
| Gainesville, GA | 29 | $ 1,785,000 | $ 61,551 | $ 120,000 |
| Boulder, CO | 28 | $ 3,970,000 | $ 141,785 | $ 252,000 |
| Atlantic City-Hammonton, NJ | 26 | $ 1,550,000 | $ 59,615 | $ 171,000 |
| Merced, CA | 26 | $ 2,570,000 | $ 98,846 | $ 102,000 |
| Olympia-Tumwater, WA | 26 | $ 1,910,000 | $ 73,461 | $ 98,000 |
| San Rafael, CA | 26 | $ 4,010,000 | $ 154,230 | $ 322,000 |
| York-Hanover, PA | 26 | $ 1,300,000 | $ 50,000 | $ 96,000 |
| Bellingham, WA | 25 | $ 2,435,000 | $ 97,400 | $ 79,000 |
| Lexington-Fayette, KY | 25 | $ 885,000 | $ 35,400 | $ 73,000 |
| Mobile, AL | 25 | $ 1,435,000 | $ 57,400 | $ 87,000 |
| Rockford, IL | 25 | $ 865,000 | $ 34,600 | $ 73,000 |
| Wilmington, NC | 25 | $ 1,715,000 | $ 68,600 | $ 93,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 1,430,000 | $ 59,583 | $ 85,000 |
| Reading, PA | 24 | $ 1,210,000 | $ 50,416 | $ 73,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 24 | $ 1,150,000 | $ 47,916 | $ 210,000 |
| Canton-Massillon, OH | 23 | $ 1,325,000 | $ 57,608 | $ 111,000 |
| Santa Cruz-Watsonville, CA | 23 | $ 3,505,000 | $ 152,391 | $ 248,000 |
| Chico, CA | 22 | $ 1,820,000 | $ 82,727 | $ 136,000 |
| Columbus, GA-AL | 22 | $ 1,160,000 | $ 52,727 | $ 102,000 |
| Fort Wayne, IN | 22 | $ 1,230,000 | $ 55,909 | $ 153,000 |
| Grand Junction, CO | 22 | $ 1,330,000 | $ 60,454 | $ 104,000 |
| Hickory-Lenoir-Morganton, NC | 22 | $ 890,000 | $ 40,454 | $ 126,000 |
| Kennewick-Richland, WA | 22 | $ 1,310,000 | $ 59,545 | $ 115,000 |
| Sebastian-Vero Beach, FL | 22 | $ 1,040,000 | $ 47,272 | $ 91,000 |
| Athens-Clarke County, GA | 21 | $ 1,135,000 | $ 54,047 | $ 62,000 |
| Bend-Redmond, OR | 21 | $ 895,000 | $ 42,619 | $ 215,000 |
| Dayton-Springfield-Kettering, OH | 21 | $ 885,000 | $ 42,142 | $ 89,000 |
| Roanoke, VA | 21 | $ 895,000 | $ 42,619 | $ 73,000 |
| St. Louis, MO-IL | 21 | $ 1,045,000 | $ 49,761 | $ 96,000 |
| Tallahassee, FL | 21 | $ 1,405,000 | $ 66,904 | $ 108,000 |
| Yuba City, CA | 21 | $ 1,275,000 | $ 60,714 | $ 183,000 |
| Fayetteville, NC | 19 | $ 905,000 | $ 47,631 | $ 172,000 |
| Green Bay, WI | 19 | $ 1,265,000 | $ 66,578 | $ 234,000 |
| Toledo, OH | 19 | $ 805,000 | $ 42,368 | $ 81,000 |
| Dover, DE | 18 | $ 1,060,000 | $ 58,888 | $ 79,000 |
| Elkhart-Goshen, IN | 18 | $ 620,000 | $ 34,444 | $ 97,000 |
| Rochester, MN | 18 | $ 1,030,000 | $ 57,222 | $ 91,000 |
| Youngstown-Warren-Boardman, OH-PA | 18 | $ 710,000 | $ 39,444 | $ 128,388 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 1,015,000 | $ 59,705 | $ 141,000 |
| Flint, MI | 17 | $ 795,000 | $ 46,764 | $ 134,000 |
| Lynchburg, VA | 17 | $ 585,000 | $ 34,411 | $ 250,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 625,000 | $ 36,764 | $ 72,705 |
| Augusta-Richmond County, GA-SC | 16 | $ 960,000 | $ 60,000 | $ 92,000 |
| Charlottesville, VA | 16 | $ 940,000 | $ 58,750 | $ 296,000 |
| Hanford-Corcoran, CA | 16 | $ 1,320,000 | $ 82,500 | $ 106,000 |
| Madera, CA | 16 | $ 710,000 | $ 44,375 | $ 78,000 |
| Montgomery, AL | 16 | $ 640,000 | $ 40,000 | $ 80,000 |
| Napa, CA | 16 | $ 1,720,000 | $ 107,500 | $ 273,000 |
| Redding, CA | 16 | $ 1,120,000 | $ 70,000 | $ 137,000 |
| Ann Arbor, MI | 15 | $ 645,000 | $ 43,000 | $ 87,000 |
| Evansville, IN-KY | 15 | $ 685,000 | $ 45,666 | $ 85,733 |
| Kalamazoo-Portage, MI | 15 | $ 675,000 | $ 45,000 | $ 82,000 |
| Norwich-New London, CT | 15 | $ 1,065,000 | $ 71,000 | $ 70,000 |
| Yakima, WA | 15 | $ 675,000 | $ 45,000 | $ 82,000 |
| Des Moines-West Des Moines, IA | 14 | $ 790,000 | $ 56,428 | $ 74,000 |
| El Paso, TX | 14 | $ 810,000 | $ 57,857 | $ 92,000 |
| Erie, PA | 14 | $ 520,000 | $ 37,142 | $ 48,000 |
| South Bend-Mishawaka, IN-MI | 14 | $ 800,000 | $ 57,142 | $ 144,285 |
| California-Lexington Park, MD | 13 | $ 925,000 | $ 71,153 | $ 98,000 |
| Daphne-Fairhope-Foley, AL | 13 | $ 1,355,000 | $ 104,230 | $ 110,000 |
| El Centro, CA | 13 | $ 475,000 | $ 36,538 | $ 221,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 585,000 | $ 45,000 | $ 123,000 |
| Lincoln, NE | 13 | $ 685,000 | $ 52,692 | $ 272,000 |
| Peoria, IL | 13 | $ 505,000 | $ 38,846 | $ 63,000 |
| Winchester, VA-WV | 13 | $ 515,000 | $ 39,615 | $ 92,000 |
| Albany, OR | 12 | $ 880,000 | $ 73,333 | $ 65,000 |
| Dalton, GA | 12 | $ 720,000 | $ 60,000 | $ 34,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 500,000 | $ 41,666 | $ 52,333 |
| Killeen-Temple, TX | 12 | $ 590,000 | $ 49,166 | $ 77,000 |
| Madison, WI | 12 | $ 500,000 | $ 41,666 | $ 62,000 |
| Ocean City, NJ | 12 | $ 800,000 | $ 66,666 | $ 116,000 |
| Auburn-Opelika, AL | 11 | $ 735,000 | $ 66,818 | $ 89,000 |
| Clarksville, TN-KY | 11 | $ 885,000 | $ 80,454 | $ 63,000 |
| Lafayette, LA | 11 | $ 615,000 | $ 55,909 | $ 69,000 |
| Lebanon, PA | 11 | $ 675,000 | $ 61,363 | $ 84,000 |
| Longview, WA | 11 | $ 725,000 | $ 65,909 | $ 92,000 |
| Medford, OR | 11 | $ 625,000 | $ 56,818 | $ 111,000 |
| Muskegon, MI | 11 | $ 365,000 | $ 33,181 | $ 59,000 |
| Topeka, KS | 11 | $ 405,000 | $ 36,818 | $ 81,000 |
| Worcester, MA-CT | 11 | $ 755,000 | $ 68,636 | $ 149,000 |
| Albany, GA | 10 | $ 550,000 | $ 55,000 | $ 80,000 |
| Burlington, NC | 10 | $ 420,000 | $ 42,000 | $ 72,000 |
| Duluth, MN-WI | 10 | $ 410,000 | $ 41,000 | $ 45,000 |
| Flagstaff, AZ | 10 | $ 500,000 | $ 50,000 | $ 297,000 |
| Homosassa Springs, FL | 10 | $ 520,000 | $ 52,000 | $ 35,000 |
| Jackson, MI | 10 | $ 380,000 | $ 38,000 | $ 97,000 |
| Lake Charles, LA | 10 | $ 1,060,000 | $ 106,000 | $ 334,000 |
| Macon-Bibb County, GA | 10 | $ 670,000 | $ 67,000 | $ 225,000 |
| Monroe, MI | 10 | $ 470,000 | $ 47,000 | $ 69,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 500,000 | $ 50,000 | $ 84,000 |
| Pueblo, CO | 10 | $ 610,000 | $ 61,000 | $ 73,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 530,000 | $ 53,000 | $ 66,000 |
| Bloomington, IN | 9 | $ 785,000 | $ 87,222 | $ 112,000 |
| Carbondale-Marion, IL | 9 | $ 355,000 | $ 39,444 | $ 47,000 |
| Fort Smith, AR-OK | 9 | $ 345,000 | $ 38,333 | $ 98,000 |
| Mansfield, OH | 9 | $ 385,000 | $ 42,777 | $ 170,000 |
| Racine, WI | 9 | $ 415,000 | $ 46,111 | $ 60,000 |
| Saginaw, MI | 9 | $ 385,000 | $ 42,777 | $ 77,000 |
| Sebring, FL | 9 | $ 715,000 | $ 79,444 | $ 109,000 |
| Staunton-Waynesboro, VA | 9 | $ 335,000 | $ 37,222 | $ 83,000 |
| Vineland-Bridgeton, NJ | 9 | $ 415,000 | $ 46,111 | $ 100,000 |
| East Stroudsburg, PA | 8 | $ 470,000 | $ 58,750 | $ 100,000 |
| Gainesville, FL | 8 | $ 540,000 | $ 67,500 | $ 135,000 |
| Harrisonburg, VA | 8 | $ 370,000 | $ 46,250 | $ 139,000 |
| Hot Springs, AR | 8 | $ 350,000 | $ 43,750 | $ 65,000 |
| Janesville-Beloit, WI | 8 | $ 290,000 | $ 36,250 | $ 72,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 320,000 | $ 40,000 | $ 85,750 |
| Lafayette-West Lafayette, IN | 8 | $ 300,000 | $ 37,500 | $ 90,000 |
| Manhattan, KS | 8 | $ 400,000 | $ 50,000 | $ 56,000 |
| Niles-Benton Harbor, MI | 8 | $ 390,000 | $ 48,750 | $ 76,000 |
| Panama City, FL | 8 | $ 760,000 | $ 95,000 | $ 42,000 |
| Shreveport-Bossier City, LA | 8 | $ 480,000 | $ 60,000 | $ 757,000 |
| St. Cloud, MN | 8 | $ 580,000 | $ 72,500 | $ 112,000 |
| Yuma, AZ | 8 | $ 580,000 | $ 72,500 | $ 120,000 |
| Appleton, WI | 7 | $ 255,000 | $ 36,428 | $ 104,000 |
| Bowling Green, KY | 7 | $ 375,000 | $ 53,571 | $ 76,000 |
| Grand Island, NE | 7 | $ 365,000 | $ 52,142 | $ 949,000 |
| Grants Pass, OR | 7 | $ 455,000 | $ 65,000 | $ 35,000 |
| Huntsville, AL | 7 | $ 205,000 | $ 29,285 | $ 190,000 |
| Jacksonville, NC | 7 | $ 335,000 | $ 47,857 | $ 87,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 285,000 | $ 40,714 | $ 62,000 |
| New Bern, NC | 7 | $ 365,000 | $ 52,142 | $ 121,000 |
| Tuscaloosa, AL | 7 | $ 355,000 | $ 50,714 | $ 138,000 |
| Warner Robins, GA | 7 | $ 565,000 | $ 80,714 | $ 46,000 |
| Altoona, PA | 6 | $ 290,000 | $ 48,333 | $ 43,000 |
| Battle Creek, MI | 6 | $ 230,000 | $ 38,333 | $ 45,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 410,000 | $ 68,333 | $ 269,000 |
| Champaign-Urbana, IL | 6 | $ 380,000 | $ 63,333 | $ 78,000 |
| Cleveland, TN | 6 | $ 290,000 | $ 48,333 | $ 286,000 |
| Corvallis, OR | 6 | $ 650,000 | $ 108,333 | $ 578,000 |
| Dothan, AL | 6 | $ 290,000 | $ 48,333 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 350,000 | $ 58,333 | $ 60,000 |
| Florence-Muscle Shoals, AL | 6 | $ 260,000 | $ 43,333 | $ 75,000 |
| Fond Du Lac, WI | 6 | $ 230,000 | $ 38,333 | $ 61,000 |
| Gadsden, AL | 6 | $ 280,000 | $ 46,666 | $ 63,000 |
| Johnstown, PA | 6 | $ 320,000 | $ 53,333 | $ 76,000 |
| Lawrence, KS | 6 | $ 220,000 | $ 36,666 | $ 227,000 |
| Oshkosh-Neenah, WI | 6 | $ 200,000 | $ 33,333 | $ 85,000 |
| Wenatchee, WA | 6 | $ 350,000 | $ 58,333 | $ 93,000 |
| Brownsville-Harlingen, TX | 5 | $ 245,000 | $ 49,000 | $ 48,000 |
| Brunswick, GA | 5 | $ 215,000 | $ 43,000 | $ 121,000 |
| College Station-Bryan, TX | 5 | $ 135,000 | $ 27,000 | $ 83,000 |
| Goldsboro, NC | 5 | $ 155,000 | $ 31,000 | $ 47,000 |
| Hammond, LA | 5 | $ 235,000 | $ 47,000 | $ 99,000 |
| Jackson, TN | 5 | $ 185,000 | $ 37,000 | $ 83,000 |
| Morristown, TN | 5 | $ 215,000 | $ 43,000 | $ 36,000 |
| Muncie, IN | 5 | $ 165,000 | $ 33,000 | $ 52,000 |
| Rocky Mount, NC | 5 | $ 175,000 | $ 35,000 | $ 58,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 140,000 | $ 35,000 | $ 112,000 |
| Corpus Christi, TX | 4 | $ 210,000 | $ 52,500 | $ 110,000 |
| Danville, IL | 4 | $ 130,000 | $ 32,500 | $ 67,000 |
| Kokomo, IN | 4 | $ 180,000 | $ 45,000 | $ 67,000 |
| Mankato-North Mankato, MN | 4 | $ 110,000 | $ 27,500 | $ 60,000 |
| Monroe, LA | 4 | $ 290,000 | $ 72,500 | $ 67,000 |
| Owensboro, KY | 4 | $ 100,000 | $ 25,000 | $ 89,000 |
| Sheboygan, WI | 4 | $ 120,000 | $ 30,000 | $ 65,000 |
| Springfield, IL | 4 | $ 160,000 | $ 40,000 | $ 108,000 |
| State College, PA | 4 | $ 140,000 | $ 35,000 | $ 101,000 |
| The Villages, FL | 4 | $ 950,000 | $ 237,500 | $ 27,000 |
| Valdosta, GA | 4 | $ 220,000 | $ 55,000 | $ 84,000 |
| Waco, TX | 4 | $ 180,000 | $ 45,000 | $ 63,000 |
| Walla Walla, WA | 4 | $ 140,000 | $ 35,000 | $ 61,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 180,000 | $ 45,000 | $ 33,000 |
| Williamsport, PA | 4 | $ 180,000 | $ 45,000 | $ 54,000 |
| Alexandria, LA | 3 | $ 215,000 | $ 71,666 | $ 51,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 145,000 | $ 48,333 | $ 38,000 |
| Beaumont-Port Arthur, TX | 3 | $ 155,000 | $ 51,666 | $ 170,000 |
| Bloomington, IL | 3 | $ 165,000 | $ 55,000 | $ 52,000 |
| Columbia, SC | 3 | $ 215,000 | $ 71,666 | $ 62,000 |
| Columbus, IN | 3 | $ 105,000 | $ 35,000 | $ 125,000 |
| Fargo, ND-MN | 3 | $ 75,000 | $ 25,000 | $ 69,000 |
| Greenville, NC | 3 | $ 85,000 | $ 28,333 | $ 123,000 |
| Houma-Thibodaux, LA | 3 | $ 175,000 | $ 58,333 | $ 76,000 |
| Johnson City, TN | 3 | $ 85,000 | $ 28,333 | $ 78,000 |
| Kankakee, IL | 3 | $ 135,000 | $ 45,000 | $ 61,000 |
| Longview, TX | 3 | $ 85,000 | $ 28,333 | $ 65,000 |
| Lubbock, TX | 3 | $ 185,000 | $ 61,666 | $ 56,000 |
| Pine Bluff, AR | 3 | $ 175,000 | $ 58,333 | $ 39,000 |
| Terre Haute, IN | 3 | $ 75,000 | $ 25,000 | $ 93,000 |
| Abilene, TX | 2 | $ 60,000 | $ 30,000 | $ 93,000 |
| Charleston-North Charleston, SC | 2 | $ 170,000 | $ 85,000 | $ 158,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 110,000 | $ 55,000 | $ 91,500 |
| Decatur, AL | 2 | $ 70,000 | $ 35,000 | $ 118,000 |
| Eau Claire, WI | 2 | $ 110,000 | $ 55,000 | $ 146,000 |
| Gettysburg, PA | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 50,000 | $ 25,000 | $ 455,000 |
| Hinesville, GA | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Jonesboro, AR | 2 | $ 70,000 | $ 35,000 | $ 74,000 |
| Laredo, TX | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| Michigan City-La Porte, IN | 2 | $ 50,000 | $ 25,000 | $ 95,000 |
| Odessa, TX | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Rome, GA | 2 | $ 70,000 | $ 35,000 | $ 468,000 |
| Sherman-Denison, TX | 2 | $ 50,000 | $ 25,000 | $ 100,000 |
| Sioux City, IA-NE-SD | 2 | $ 70,000 | $ 35,000 | $ 45,500 |
| Springfield, OH | 2 | $ 110,000 | $ 55,000 | $ 27,000 |
| Texarkana, TX-AR | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Tyler, TX | 2 | $ 50,000 | $ 25,000 | $ 89,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 150,000 | $ 75,000 | $ 91,000 |
| Wausau, WI | 2 | $ 220,000 | $ 110,000 | $ 235,000 |
| Wheeling, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| Amarillo, TX | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Ames, IA | 1 | $ 35,000 | $ 35,000 | $ 420,000 |
| Anchorage, AK | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Bay City, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Boston, MA | 1 | $ 35,000 | $ 35,000 | $ 152,000 |
| Cedar Rapids, IA | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Cumberland, MD-WV | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Decatur, IL | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Iowa City, IA | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Las Cruces, NM | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Lewiston, ID-WA | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Lima, OH | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Midland, MI | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Missoula, MT | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Oklahoma City, OK | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Portland-South Portland, ME | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Provo-Orem, UT | 1 | $ 35,000 | $ 35,000 | $ 0 |
| San Angelo, TX | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Spartanburg, SC | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 9,555 | $574,285,000 | $60,000 | $765,000 | $158,000 | $9,600,000 |
| Home Improvement | 6,858 | $402,870,000 | $58,000 | $505,000 | $144,000 | $8,497,000 |
| Cash-out Refinancing | 2,031 | $356,365,000 | $175,000 | $1,945,000 | $70,000 | $3,685,000 |
| Refinancing | 989 | $112,005,000 | $113,000 | $845,000 | $193,000 | $4,500,000 |
| Home Purchase | 317 | $37,945,000 | $119,000 | $755,000 | $296,000 | $4,860,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,362 | $719,480,000 | $63,000 | $765,000 | $167,000 | $9,600,000 |
| Not Provided | 4,523 | $503,285,000 | $111,000 | $1,945,000 | $102,000 | $8,497,000 |
| Hispanic | 1,685 | $105,935,000 | $62,000 | $445,000 | $134,000 | $3,728,000 |
| Black or African American | 1,099 | $63,465,000 | $57,000 | $595,000 | $130,000 | $6,000,000 |
| Asian | 929 | $80,605,000 | $86,000 | $505,000 | $167,000 | $7,062,000 |
| Native Hawaiian or Other Pacific Islander | 60 | $4,120,000 | $68,000 | $225,000 | $209,000 | $2,368,000 |
| American Indian or Alaskan Native | 49 | $2,945,000 | $60,000 | $305,000 | $212,000 | $3,793,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,340 | $1,385,440,000 | $71,000 | $1,945,000 | $151,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 340 | $76,590,000 | $225,000 | $725,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 70 | $21,440,000 | $306,000 | $915,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 10,159 | $651,685,000 | $64,000 | $765,000 | $105,000 | $3,646,000 |
| Loan Originated | 4,868 | $314,380,000 | $64,000 | $505,000 | $280,000 | $8,497,000 |
| Application Withdrawn By Applicant | 4,355 | $490,605,000 | $112,000 | $1,945,000 | $101,000 | $9,600,000 |
| Application Approved But Not Accepted | 368 | $26,800,000 | $72,000 | $505,000 | $138,000 | $1,100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,591 | $831,785,000 | $86,000 | $1,945,000 | $193,000 | $9,600,000 |
| Debt-To-Income Ratio | 3,917 | $241,485,000 | $61,000 | $505,000 | $73,000 | $3,646,000 |
| Credit Application Incomplete | 3,892 | $275,610,000 | $70,000 | $765,000 | $136,000 | $2,640,000 |
| Collateral | 1,603 | $83,075,000 | $51,000 | $435,000 | $99,000 | $1,865,000 |
| Credit History | 429 | $26,845,000 | $62,000 | $505,000 | $107,000 | $1,200,000 |
| Other | 176 | $12,680,000 | $72,000 | $405,000 | $136,000 | $1,360,000 |
| Unverifiable Information | 135 | $11,485,000 | $85,000 | $505,000 | $166,000 | $2,825,000 |
| Employment History | 7 | $505,000 | $72,000 | $105,000 | $111,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Spring Eq, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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