1 mortgage lender is based in Stanford, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Lincoln County, KY in 2025.
In 2025, 92 lenders made 465 home loans worth $70.5 million in Lincoln County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Lincoln County, which includes Stanford.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | New American Funding, Llc. Tustin, CA | 42 | $6.7M | $160,000 | 9.0% |
| 2 | First Southern National Bank Stanford, KY | 41 | $3.5M | $86,000 | 8.8% |
| 3 | Whitaker Bank Inc Lexington, KY | 23 | $2.4M | $104,000 | 4.9% |
| 4 | T2 Financial LLC Westerville, OH | 19 | $4.3M | $224,000 | 4.1% |
| 5 | Abound Federal Credit Union Radcliff, KY | 19 | $2.7M | $140,000 | 4.1% |
| 6 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 18 | $2.3M | $126,000 | 3.9% |
| 7 | United Wholesale Mortgage Plymouth, MI | 17 | $3.1M | $184,000 | 3.7% |
| 8 | Community Trust Bank, Inc. Pikeville, KY | 14 | $1.4M | $96,000 | 3.0% |
| 9 | 21st Mortgage Knoxville, TN | 12 | $1.4M | $113,000 | 2.6% |
| 10 | Mortgage Research Center Columbia, MO | 11 | $2.7M | $248,000 | 2.4% |
See every lender in Lincoln County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First Southern National Bank
99 LANCASTER STREET STANFORD, KY 40484 |
* | 14,510 | $1,582,215,000 |
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