State Employees' Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees' Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | State Employees' Credit Union P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,818 |
| Total Mortgage Loan Application Amount | $2,272,927,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $980,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $2,604,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 2,089 | $ 349,900,000 | $ 167,000 | $ 83,000 |
| Buncombe County North Carolina | 733 | $ 114,726,000 | $ 156,000 | $ 69,000 |
| Mecklenburg County North Carolina | 698 | $ 106,797,000 | $ 153,000 | $ 77,000 |
| Guilford County North Carolina | 697 | $ 96,287,000 | $ 138,000 | $ 67,000 |
| Durham County North Carolina | 495 | $ 75,208,000 | $ 151,000 | $ 75,000 |
| Johnston County North Carolina | 419 | $ 55,723,000 | $ 132,000 | $ 68,000 |
| Orange County North Carolina | 412 | $ 71,160,000 | $ 172,000 | $ 86,000 |
| Burke County North Carolina | 359 | $ 39,672,000 | $ 110,000 | $ 60,000 |
| New Hanover County North Carolina | 351 | $ 59,244,000 | $ 168,000 | $ 75,000 |
| Forsyth County North Carolina | 317 | $ 40,091,000 | $ 126,000 | $ 70,000 |
| Brunswick County North Carolina | 301 | $ 49,217,000 | $ 163,000 | $ 73,000 |
| Pitt County North Carolina | 297 | $ 34,550,000 | $ 116,000 | $ 70,000 |
| Catawba County North Carolina | 268 | $ 34,120,000 | $ 127,000 | $ 71,000 |
| Iredell County North Carolina | 243 | $ 36,301,000 | $ 149,000 | $ 73,000 |
| Alamance County North Carolina | 231 | $ 31,630,000 | $ 136,000 | $ 68,000 |
| Cumberland County North Carolina | 231 | $ 21,769,000 | $ 94,000 | $ 66,000 |
| Chatham County North Carolina | 229 | $ 34,167,000 | $ 149,000 | $ 69,000 |
| Cabarrus County North Carolina | 228 | $ 33,848,000 | $ 148,000 | $ 71,000 |
| Gaston County North Carolina | 218 | $ 26,768,000 | $ 122,000 | $ 70,000 |
| Henderson County North Carolina | 215 | $ 35,828,000 | $ 166,000 | $ 69,000 |
| Randolph County North Carolina | 208 | $ 23,963,000 | $ 115,000 | $ 64,000 |
| Union County North Carolina | 208 | $ 32,035,000 | $ 154,000 | $ 74,000 |
| Wilkes County North Carolina | 202 | $ 21,092,000 | $ 104,000 | $ 60,000 |
| Davidson County North Carolina | 197 | $ 24,685,000 | $ 125,000 | $ 71,000 |
| Wayne County North Carolina | 197 | $ 19,038,000 | $ 96,000 | $ 62,000 |
| Carteret County North Carolina | 194 | $ 34,733,000 | $ 179,000 | $ 78,000 |
| Rowan County North Carolina | 190 | $ 23,001,000 | $ 121,000 | $ 67,000 |
| Surry County North Carolina | 189 | $ 18,192,000 | $ 96,000 | $ 55,000 |
| Moore County North Carolina | 183 | $ 24,047,000 | $ 131,000 | $ 67,000 |
| Robeson County North Carolina | 172 | $ 14,869,000 | $ 86,000 | $ 61,000 |
| Macon County North Carolina | 166 | $ 21,947,000 | $ 132,000 | $ 63,000 |
| Harnett County North Carolina | 165 | $ 16,954,000 | $ 102,000 | $ 61,000 |
| Franklin County North Carolina | 160 | $ 18,390,000 | $ 114,000 | $ 60,000 |
| Montgomery County North Carolina | 158 | $ 14,884,000 | $ 94,000 | $ 60,000 |
| Stanly County North Carolina | 157 | $ 17,895,000 | $ 113,000 | $ 61,000 |
| Nash County North Carolina | 151 | $ 17,214,000 | $ 114,000 | $ 64,000 |
| Rutherford County North Carolina | 147 | $ 15,593,000 | $ 106,000 | $ 61,000 |
| Wilson County North Carolina | 145 | $ 15,320,000 | $ 105,000 | $ 68,000 |
| McDowell County North Carolina | 141 | $ 14,894,000 | $ 105,000 | $ 57,000 |
| Watauga County North Carolina | 136 | $ 21,656,000 | $ 159,000 | $ 79,000 |
| Caldwell County North Carolina | 132 | $ 14,784,000 | $ 112,000 | $ 67,000 |
| Craven County North Carolina | 131 | $ 17,636,000 | $ 134,000 | $ 65,000 |
| Jackson County North Carolina | 131 | $ 18,537,000 | $ 141,000 | $ 69,000 |
| Haywood County North Carolina | 126 | $ 17,196,000 | $ 136,000 | $ 70,000 |
| Cleveland County North Carolina | 125 | $ 13,204,000 | $ 105,000 | $ 62,000 |
| Granville County North Carolina | 124 | $ 15,046,000 | $ 121,000 | $ 69,000 |
| Rockingham County North Carolina | 119 | $ 12,458,000 | $ 104,000 | $ 60,000 |
| Edgecombe County North Carolina | 114 | $ 9,488,000 | $ 83,000 | $ 65,000 |
| Onslow County North Carolina | 112 | $ 12,575,000 | $ 112,000 | $ 71,000 |
| Cherokee County North Carolina | 103 | $ 13,940,000 | $ 135,000 | $ 64,000 |
| Yancey County North Carolina | 98 | $ 12,630,000 | $ 128,000 | $ 58,000 |
| Lincoln County North Carolina | 96 | $ 14,100,000 | $ 146,000 | $ 77,000 |
| Lenoir County North Carolina | 95 | $ 8,993,000 | $ 94,000 | $ 61,000 |
| Richmond County North Carolina | 95 | $ 7,614,000 | $ 80,000 | $ 59,000 |
| Beaufort County North Carolina | 93 | $ 9,503,000 | $ 102,000 | $ 64,000 |
| Hertford County North Carolina | 92 | $ 9,455,000 | $ 102,000 | $ 61,000 |
| Mitchell County North Carolina | 91 | $ 11,099,000 | $ 121,000 | $ 65,000 |
| Halifax County North Carolina | 89 | $ 7,903,000 | $ 88,000 | $ 60,000 |
| Bladen County North Carolina | 88 | $ 7,484,000 | $ 85,000 | $ 60,000 |
| Pasquotank County North Carolina | 88 | $ 13,069,000 | $ 148,000 | $ 69,000 |
| Dare County North Carolina | 84 | $ 15,665,000 | $ 186,000 | $ 77,000 |
| Vance County North Carolina | 77 | $ 8,157,000 | $ 105,000 | $ 61,000 |
| Swain County North Carolina | 76 | $ 9,836,000 | $ 129,000 | $ 58,000 |
| Alexander County North Carolina | 73 | $ 9,056,000 | $ 124,000 | $ 58,000 |
| Bertie County North Carolina | 72 | $ 5,297,000 | $ 73,000 | $ 53,000 |
| Columbus County North Carolina | 72 | $ 8,107,000 | $ 112,000 | $ 60,000 |
| Sampson County North Carolina | 72 | $ 6,092,000 | $ 84,000 | $ 60,000 |
| Hoke County North Carolina | 71 | $ 6,622,000 | $ 93,000 | $ 60,000 |
| Pender County North Carolina | 68 | $ 9,220,000 | $ 135,000 | $ 92,000 |
| Duplin County North Carolina | 67 | $ 4,044,000 | $ 60,000 | $ 46,000 |
| Person County North Carolina | 67 | $ 7,875,000 | $ 117,000 | $ 64,000 |
| Lee County North Carolina | 61 | $ 7,636,000 | $ 125,000 | $ 65,000 |
| Ashe County North Carolina | 59 | $ 8,583,000 | $ 145,000 | $ 81,000 |
| Davie County North Carolina | 58 | $ 8,568,000 | $ 147,000 | $ 76,000 |
| Scotland County North Carolina | 58 | $ 5,152,000 | $ 88,000 | $ 59,000 |
| Caswell County North Carolina | 57 | $ 6,400,000 | $ 112,000 | $ 55,000 |
| Avery County North Carolina | 56 | $ 6,651,000 | $ 118,000 | $ 63,000 |
| Northampton County North Carolina | 56 | $ 3,674,000 | $ 65,000 | $ 56,000 |
| Madison County North Carolina | 52 | $ 6,573,000 | $ 126,000 | $ 66,000 |
| Horry County South Carolina | 51 | $ 8,890,000 | $ 174,000 | $ 113,000 |
| Yadkin County North Carolina | 46 | $ 5,649,000 | $ 122,000 | $ 74,000 |
| Graham County North Carolina | 41 | $ 5,619,000 | $ 137,000 | $ 68,000 |
| Anson County North Carolina | 40 | $ 3,497,000 | $ 87,000 | $ 60,000 |
| Stokes County North Carolina | 40 | $ 3,084,000 | $ 77,000 | $ 56,000 |
| Martin County North Carolina | 39 | $ 3,634,000 | $ 93,000 | $ 71,000 |
| Warren County North Carolina | 39 | $ 3,489,000 | $ 89,000 | $ 61,000 |
| York County South Carolina | 38 | $ 6,979,000 | $ 183,000 | $ 81,000 |
| Currituck County North Carolina | 35 | $ 6,116,000 | $ 174,000 | $ 65,000 |
| Chowan County North Carolina | 32 | $ 5,036,000 | $ 157,000 | $ 74,000 |
| Greene County North Carolina | 28 | $ 2,349,000 | $ 83,000 | $ 54,000 |
| Washington County North Carolina | 27 | $ 2,328,000 | $ 86,000 | $ 46,000 |
| Clay County North Carolina | 25 | $ 3,057,000 | $ 122,000 | $ 65,000 |
| Perquimans County North Carolina | 22 | $ 2,521,000 | $ 114,000 | $ 56,000 |
| Camden County North Carolina | 21 | $ 2,999,000 | $ 142,000 | $ 55,000 |
| Polk County North Carolina | 21 | $ 3,332,000 | $ 158,000 | $ 64,000 |
| Alleghany County North Carolina | 18 | $ 2,034,000 | $ 113,000 | $ 70,000 |
| Transylvania County North Carolina | 18 | $ 2,731,000 | $ 151,000 | $ 70,000 |
| Gates County North Carolina | 15 | $ 1,050,000 | $ 70,000 | $ 61,000 |
| Jones County North Carolina | 14 | $ 1,615,000 | $ 115,000 | $ 62,000 |
| Hyde County North Carolina | 13 | $ 1,070,000 | $ 82,000 | $ 50,000 |
| Pamlico County North Carolina | 12 | $ 1,004,000 | $ 83,000 | $ 75,000 |
| Spartanburg County South Carolina | 12 | $ 1,469,000 | $ 122,000 | $ 64,000 |
| Carroll County Virginia | 12 | $ 1,688,000 | $ 140,000 | $ 95,000 |
| Johnson County Tennessee | 10 | $ 1,070,000 | $ 107,000 | $ 41,000 |
| DeKalb County Georgia | 9 | $ 2,115,000 | $ 235,000 | $ 86,000 |
| Tyrrell County North Carolina | 9 | $ 969,000 | $ 107,000 | $ 55,000 |
| Greenville County South Carolina | 9 | $ 1,317,000 | $ 146,000 | $ 60,000 |
| Cobb County Georgia | 8 | $ 1,685,000 | $ 210,000 | $ 81,000 |
| Charleston County South Carolina | 8 | $ 2,186,000 | $ 273,000 | $ 140,000 |
| Richland County South Carolina | 7 | $ 828,000 | $ 118,000 | $ 71,000 |
| Fulton County Georgia | 6 | $ 1,561,000 | $ 260,000 | $ 117,000 |
| Patrick County Virginia | 6 | $ 1,025,000 | $ 170,000 | $ 72,000 |
| Lancaster County South Carolina | 5 | $ 724,000 | $ 144,000 | $ 69,000 |
| Carter County Tennessee | 5 | $ 577,000 | $ 115,000 | $ 64,000 |
| Davidson County Tennessee | 5 | $ 810,000 | $ 162,000 | $ 78,000 |
| Knox County Tennessee | 5 | $ 878,000 | $ 175,000 | $ 134,000 |
| Pittsylvania County Virginia | 5 | $ 765,000 | $ 153,000 | $ 83,000 |
| Portsmouth County Virginia | 5 | $ 696,000 | $ 139,000 | $ 53,000 |
| Hillsborough County Florida | 4 | $ 1,675,000 | $ 418,000 | $ 141,000 |
| Gwinnett County Georgia | 4 | $ 824,000 | $ 206,000 | $ 56,000 |
| Georgetown County South Carolina | 4 | $ 734,000 | $ 183,000 | $ 66,000 |
| Pickens County South Carolina | 4 | $ 682,000 | $ 170,000 | $ 74,000 |
| Shelby County Tennessee | 4 | $ 485,000 | $ 121,000 | $ 161,000 |
| Grayson County Virginia | 4 | $ 277,000 | $ 69,000 | $ 51,000 |
| Orange County Florida | 3 | $ 528,000 | $ 176,000 | $ 79,000 |
| Cherokee County Georgia | 3 | $ 909,000 | $ 303,000 | $ 74,000 |
| Towns County Georgia | 3 | $ 862,000 | $ 287,000 | $ 201,000 |
| Beaufort County South Carolina | 3 | $ 642,000 | $ 214,000 | $ 85,000 |
| Grainger County Tennessee | 3 | $ 254,000 | $ 84,000 | $ 54,000 |
| Hamilton County Tennessee | 3 | $ 598,000 | $ 199,000 | $ 52,000 |
| Sullivan County Tennessee | 3 | $ 246,000 | $ 82,000 | $ 33,000 |
| Chesapeake County Virginia | 3 | $ 955,000 | $ 318,000 | $ 104,000 |
| Chesterfield County Virginia | 3 | $ 567,000 | $ 189,000 | $ 65,000 |
| Danville County Virginia | 3 | $ 191,000 | $ 63,000 | $ 49,000 |
| Harrisonburg County Virginia | 3 | $ 909,000 | $ 303,000 | $ 94,000 |
| Mecklenburg County Virginia | 3 | $ 337,000 | $ 112,000 | $ 74,000 |
| Montgomery County Virginia | 3 | $ 273,000 | $ 91,000 | $ 181,000 |
| Prince William County Virginia | 3 | $ 962,000 | $ 320,000 | $ 115,000 |
| Suffolk County Virginia | 3 | $ 286,000 | $ 95,000 | $ 53,000 |
| Clay County Florida | 2 | $ 515,000 | $ 257,000 | $ 54,000 |
| Duval County Florida | 2 | $ 218,000 | $ 109,000 | $ 55,000 |
| Indian River County Florida | 2 | $ 464,000 | $ 232,000 | $ 80,000 |
| Volusia County Florida | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| Rabun County Georgia | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Union County Georgia | 2 | $ 255,000 | $ 127,000 | $ 26,000 |
| Anderson County South Carolina | 2 | $ 158,000 | $ 79,000 | $ 60,000 |
| Chesterfield County South Carolina | 2 | $ 39,000 | $ 19,000 | $ 42,000 |
| Dillon County South Carolina | 2 | $ 291,000 | $ 145,000 | $ 57,000 |
| Lexington County South Carolina | 2 | $ 236,000 | $ 118,000 | $ 76,000 |
| Blount County Tennessee | 2 | $ 246,000 | $ 123,000 | $ 53,000 |
| Cocke County Tennessee | 2 | $ 131,000 | $ 65,000 | $ 18,000 |
| Sevier County Tennessee | 2 | $ 254,000 | $ 127,000 | $ 57,000 |
| Roanoke City County Virginia | 2 | $ 390,000 | $ 195,000 | $ 87,000 |
| Broward County Florida | 1 | $ 122,000 | $ 122,000 | $ 80,000 |
| Citrus County Florida | 1 | $ 41,000 | $ 41,000 | $ 118,000 |
| Columbia County Florida | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Flagler County Florida | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Hernando County Florida | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Lee County Florida | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Levy County Florida | 1 | $ 183,000 | $ 183,000 | $ 111,000 |
| Miami-Dade County Florida | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Okaloosa County Florida | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Osceola County Florida | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Pasco County Florida | 1 | $ 180,000 | $ 180,000 | $ 215,000 |
| Santa Rosa County Florida | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Bartow County Georgia | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Chatham County Georgia | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Douglas County Georgia | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Fannin County Georgia | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Henry County Georgia | 1 | $ 167,000 | $ 167,000 | $ 86,000 |
| Jones County Georgia | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Liberty County Georgia | 1 | $ 166,000 | $ 166,000 | $ 86,000 |
| Oconee County Georgia | 1 | $ 292,000 | $ 292,000 | $ 95,000 |
| Walker County Georgia | 1 | $ 156,000 | $ 156,000 | $ 81,000 |
| White County Georgia | 1 | $ 207,000 | $ 207,000 | $ 49,000 |
| Charles County Maryland | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Howard County Maryland | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Sullivan County New Hampshire | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Aiken County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Calhoun County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 135,000 |
| Cherokee County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Colleton County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Dorchester County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 78,000 |
| Florence County South Carolina | 1 | $ 232,000 | $ 232,000 | $ 92,000 |
| Laurens County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Marlboro County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Oconee County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 112,000 |
| Sumter County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Claiborne County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Greene County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Hamblen County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Loudon County Tennessee | 1 | $ 379,000 | $ 379,000 | $ 103,000 |
| Montgomery County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Alleghany County Virginia | 1 | $ 420,000 | $ 420,000 | $ 98,000 |
| Bedford County Virginia | 1 | $ 169,000 | $ 169,000 | $ 129,000 |
| Brunswick County Virginia | 1 | $ 94,000 | $ 94,000 | $ 99,000 |
| Campbell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Charlottesville County Virginia | 1 | $ 151,000 | $ 151,000 | $ 199,000 |
| Fairfax County Virginia | 1 | $ 197,000 | $ 197,000 | $ 42,000 |
| Franklin City County Virginia | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Galax County Virginia | 1 | $ 82,000 | $ 82,000 | $ 66,000 |
| Halifax County Virginia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Hanover County Virginia | 1 | $ 398,000 | $ 398,000 | $ 164,000 |
| Henrico County Virginia | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Isle of Wight County Virginia | 1 | $ 266,000 | $ 266,000 | $ 156,000 |
| James City County Virginia | 1 | $ 270,000 | $ 270,000 | $ 78,000 |
| Lynchburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Richmond City County Virginia | 1 | $ 177,000 | $ 177,000 | $ 31,000 |
| Roanoke County Virginia | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Rockingham County Virginia | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Smyth County Virginia | 1 | $ 126,000 | $ 126,000 | $ 80,000 |
| Spotsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Tazewell County Virginia | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Washington County Virginia | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| York County Virginia | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees' Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,169 | $1,236,327,000 | $134,000 | $980,000 | $71,000 | $2,604,000 |
| Home Purchase | 6,926 | $1,010,467,000 | $145,000 | $900,000 | $71,000 | $1,520,000 |
| Home Improvement | 723 | $26,133,000 | $36,000 | $500,000 | $56,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,135 | $1,823,717,000 | $138,000 | $980,000 | $72,000 | $2,604,000 |
| Black or African American | 2,613 | $310,889,000 | $118,000 | $620,000 | $61,000 | $663,000 |
| Not Provided | 524 | $62,356,000 | $119,000 | $750,000 | $65,000 | $420,000 |
| Hispanic | 252 | $35,663,000 | $141,000 | $498,000 | $68,000 | $307,000 |
| American Indian or Alaskan Native | 156 | $16,685,000 | $106,000 | $400,000 | $63,000 | $198,000 |
| Asian | 122 | $21,409,000 | $175,000 | $529,000 | $86,000 | $268,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,208,000 | $138,000 | $224,000 | $50,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,818 | $2,272,927,000 | $135,000 | $980,000 | $70,000 | $2,604,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,457 | $1,584,144,000 | $138,000 | $980,000 | $74,000 | $2,604,000 |
| Application Denied By Financial Institution | 2,357 | $276,044,000 | $117,000 | $822,000 | $53,000 | $382,000 |
| Application Withdrawn By Applicant | 1,476 | $204,947,000 | $138,000 | $750,000 | $67,000 | $663,000 |
| Application Approved But Not Accepted | 998 | $147,066,000 | $147,000 | $750,000 | $74,000 | $1,520,000 |
| Loan Purchased By The Institution | 352 | $36,776,000 | $104,000 | $365,000 | $59,000 | $205,000 |
| File Closed For Incompleteness | 177 | $23,545,000 | $133,000 | $399,000 | $57,000 | $184,000 |
| Preapproval Approved but not Accepted | 1 | $405,000 | $405,000 | $405,000 | $132,000 | $132,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,180 | $130,225,000 | $110,000 | $411,000 | $53,000 | $299,000 |
| Debt-To-Income Ratio | 668 | $88,248,000 | $132,000 | $664,000 | $46,000 | $199,000 |
| Collateral | 249 | $29,919,000 | $120,000 | $822,000 | $69,000 | $382,000 |
| Other | 130 | $14,480,000 | $111,000 | $455,000 | $54,000 | $153,000 |
| Credit Application Incomplete | 42 | $2,332,000 | $55,000 | $204,000 | $60,000 | $240,000 |
| Unverifiable Information | 36 | $4,953,000 | $137,000 | $328,000 | $56,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $3,985,000 | $132,000 | $350,000 | $61,000 | $289,000 |
| Employment History | 21 | $1,771,000 | $84,000 | $203,000 | $52,000 | $109,000 |
| Mortgage Insurance Denied | 1 | $131,000 | $131,000 | $131,000 | $40,000 | $40,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.