Stearns Lending, LLC Mortgage Lending & HMDA Data, 2009
In 2009, Stearns Lending, LLC of Santa Ana, CA reported 38,815 mortgage applications totaling $9.7 billion, up 112% from 2008. The average application was for $249,689, and applicants reported an average income of $85,584. 58% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,847), Riverside-San Bernardino-Ontario, CA (3,471) and Salt Lake City, UT (2,522) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 38,815 |
| Total Mortgage Loan Application Amount | $9,691,716,000 |
| Average Mortgage Loan Application Amount | $249,689 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $85,584 |
| Highest Applicant Income | $9,544,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,847 | $ 1,415,909,000 | $ 292,120 | $ 93,000 |
| Salt Lake, Utah | 2,301 | $ 503,190,000 | $ 218,683 | $ 65,000 |
| Sonoma, California | 2,036 | $ 595,579,000 | $ 292,524 | $ 105,000 |
| Orange, California | 1,881 | $ 633,360,000 | $ 336,714 | $ 116,000 |
| Riverside, California | 1,873 | $ 389,821,000 | $ 208,126 | $ 74,000 |
| San Bernardino, California | 1,598 | $ 312,356,000 | $ 195,466 | $ 75,000 |
| Santa Clara, California | 1,577 | $ 569,545,000 | $ 361,157 | $ 126,000 |
| Sacramento, California | 1,185 | $ 235,261,000 | $ 198,532 | $ 72,000 |
| San Diego, California | 1,125 | $ 349,019,000 | $ 310,239 | $ 109,000 |
| Maricopa, Arizona | 1,082 | $ 209,957,000 | $ 194,045 | $ 75,000 |
| Stanislaus, California | 1,007 | $ 157,563,000 | $ 156,467 | $ 62,000 |
| Alameda, California | 938 | $ 302,799,000 | $ 322,813 | $ 111,000 |
| Utah, Utah | 932 | $ 203,401,000 | $ 218,241 | $ 64,000 |
| San Joaquin, California | 918 | $ 169,373,000 | $ 184,502 | $ 65,000 |
| Contra Costa, California | 880 | $ 242,698,000 | $ 275,793 | $ 93,000 |
| Davis, Utah | 649 | $ 139,783,000 | $ 215,382 | $ 64,000 |
| Weber, Utah | 532 | $ 92,882,000 | $ 174,590 | $ 51,000 |
| Monterey, California | 419 | $ 102,171,000 | $ 243,844 | $ 88,000 |
| Ventura, California | 416 | $ 135,190,000 | $ 324,975 | $ 113,000 |
| San Mateo, California | 385 | $ 156,371,000 | $ 406,158 | $ 125,000 |
| Placer, California | 381 | $ 104,200,000 | $ 273,490 | $ 112,000 |
| Fresno, California | 359 | $ 59,540,000 | $ 165,849 | $ 61,000 |
| Pima, Arizona | 322 | $ 58,107,000 | $ 180,456 | $ 66,000 |
| Kern, California | 276 | $ 50,490,000 | $ 182,934 | $ 71,000 |
| Solano, California | 275 | $ 61,118,000 | $ 222,247 | $ 79,000 |
| Clark, Nevada | 266 | $ 48,358,000 | $ 181,796 | $ 60,000 |
| San Francisco, California | 246 | $ 104,256,000 | $ 423,804 | $ 152,000 |
| Nevada, California | 230 | $ 60,838,000 | $ 264,513 | $ 106,000 |
| Santa Cruz, California | 204 | $ 74,049,000 | $ 362,985 | $ 129,000 |
| Marin, California | 198 | $ 80,346,000 | $ 405,787 | $ 157,000 |
| El Dorado, California | 188 | $ 52,812,000 | $ 280,914 | $ 114,000 |
| Merced, California | 180 | $ 24,988,000 | $ 138,822 | $ 56,000 |
| Tooele, Utah | 177 | $ 34,406,000 | $ 194,384 | $ 57,000 |
| Ada, Idaho | 162 | $ 29,193,000 | $ 180,203 | $ 55,000 |
| Denver, Colorado | 159 | $ 27,359,000 | $ 172,069 | $ 69,000 |
| Mendocino, California | 156 | $ 38,557,000 | $ 247,160 | $ 99,000 |
| Arapahoe, Colorado | 145 | $ 28,519,000 | $ 196,682 | $ 59,000 |
| Cook, Illinois | 144 | $ 30,086,000 | $ 208,930 | $ 66,000 |
| Bernalillo, New Mexico | 135 | $ 25,932,000 | $ 192,088 | $ 67,000 |
| Pinal, Arizona | 131 | $ 17,534,000 | $ 133,847 | $ 57,000 |
| Shasta, California | 131 | $ 28,104,000 | $ 214,534 | $ 70,000 |
| Box Elder, Utah | 127 | $ 20,889,000 | $ 164,480 | $ 45,000 |
| Jefferson, Colorado | 121 | $ 28,750,000 | $ 237,603 | $ 73,000 |
| Madera, California | 117 | $ 18,571,000 | $ 158,726 | $ 83,000 |
| Washington, Oregon | 115 | $ 26,273,000 | $ 228,460 | $ 67,000 |
| El Paso, Colorado | 114 | $ 25,438,000 | $ 223,140 | $ 54,000 |
| Adams, Colorado | 113 | $ 20,176,000 | $ 178,548 | $ 52,000 |
| Spokane, Washington | 112 | $ 18,316,000 | $ 163,535 | $ 55,000 |
| Napa, California | 111 | $ 40,599,000 | $ 365,756 | $ 114,000 |
| Washington, Utah | 111 | $ 22,453,000 | $ 202,279 | $ 92,000 |
| Lake, California | 104 | $ 21,231,000 | $ 204,144 | $ 84,000 |
| Ocean, New Jersey | 103 | $ 24,153,000 | $ 234,495 | $ 66,000 |
| King, Washington | 103 | $ 33,501,000 | $ 325,252 | $ 99,000 |
| Lane, Oregon | 99 | $ 19,082,000 | $ 192,747 | $ 62,000 |
| Multnomah, Oregon | 98 | $ 22,441,000 | $ 228,989 | $ 93,000 |
| Yolo, California | 96 | $ 21,598,000 | $ 224,979 | $ 71,000 |
| Essex, New Jersey | 95 | $ 28,532,000 | $ 300,336 | $ 75,000 |
| Middlesex, New Jersey | 93 | $ 25,936,000 | $ 278,881 | $ 77,000 |
| Calaveras, California | 88 | $ 18,321,000 | $ 208,193 | $ 92,000 |
| Bergen, New Jersey | 87 | $ 30,475,000 | $ 350,287 | $ 115,000 |
| Tuolumne, California | 85 | $ 18,755,000 | $ 220,647 | $ 87,000 |
| Butte, California | 81 | $ 18,040,000 | $ 222,716 | $ 83,000 |
| Tulare, California | 80 | $ 13,405,000 | $ 167,562 | $ 61,000 |
| Cache, Utah | 79 | $ 14,036,000 | $ 177,670 | $ 52,000 |
| Pierce, Washington | 79 | $ 20,462,000 | $ 259,012 | $ 78,000 |
| Douglas, Colorado | 77 | $ 21,263,000 | $ 276,142 | $ 86,000 |
| Hillsborough, Florida | 76 | $ 13,600,000 | $ 178,947 | $ 72,000 |
| Union, New Jersey | 75 | $ 19,074,000 | $ 254,320 | $ 72,000 |
| Santa Barbara, California | 74 | $ 24,046,000 | $ 324,945 | $ 107,000 |
| Broward, Florida | 74 | $ 15,157,000 | $ 204,824 | $ 79,000 |
| Weld, Colorado | 72 | $ 14,201,000 | $ 197,236 | $ 63,000 |
| Uintah, Utah | 72 | $ 13,876,000 | $ 192,722 | $ 75,000 |
| San Luis Obispo, California | 71 | $ 24,741,000 | $ 348,464 | $ 146,000 |
| San Benito, California | 70 | $ 18,584,000 | $ 265,485 | $ 102,000 |
| Clark, Washington | 68 | $ 14,137,000 | $ 207,897 | $ 52,000 |
| Baltimore, Maryland | 67 | $ 14,551,000 | $ 217,179 | $ 66,000 |
| Hudson, New Jersey | 66 | $ 18,982,000 | $ 287,606 | $ 75,000 |
| Canyon, Idaho | 65 | $ 8,807,000 | $ 135,492 | $ 35,000 |
| Monmouth, New Jersey | 65 | $ 19,787,000 | $ 304,415 | $ 110,000 |
| Morris, New Jersey | 64 | $ 20,536,000 | $ 320,875 | $ 92,000 |
| DuPage, Illinois | 61 | $ 12,886,000 | $ 211,245 | $ 71,000 |
| Miami-Dade, Florida | 58 | $ 11,654,000 | $ 200,931 | $ 72,000 |
| Clackamas, Oregon | 57 | $ 14,365,000 | $ 252,017 | $ 72,000 |
| Deschutes, Oregon | 55 | $ 10,772,000 | $ 195,854 | $ 63,000 |
| Marion, Oregon | 53 | $ 10,041,000 | $ 189,452 | $ 62,000 |
| Somerset, New Jersey | 52 | $ 13,777,000 | $ 264,942 | $ 122,000 |
| Passaic, New Jersey | 51 | $ 15,480,000 | $ 303,529 | $ 65,000 |
| Mohave, Arizona | 50 | $ 8,800,000 | $ 176,000 | $ 74,000 |
| Baltimore City, Maryland | 49 | $ 8,754,000 | $ 178,653 | $ 51,000 |
| Montgomery, Maryland | 49 | $ 16,351,000 | $ 333,693 | $ 109,000 |
| Anne Arundel, Maryland | 47 | $ 13,110,000 | $ 278,936 | $ 87,000 |
| Yuba, California | 46 | $ 8,750,000 | $ 190,217 | $ 48,000 |
| Larimer, Colorado | 46 | $ 10,102,000 | $ 219,608 | $ 72,000 |
| Boulder, Colorado | 45 | $ 10,824,000 | $ 240,533 | $ 107,000 |
| Summit, Utah | 44 | $ 16,027,000 | $ 364,250 | $ 185,000 |
| Palm Beach, Florida | 43 | $ 10,996,000 | $ 255,720 | $ 77,000 |
| Burlington, New Jersey | 43 | $ 9,343,000 | $ 217,279 | $ 73,000 |
| Honolulu, Hawaii | 42 | $ 16,819,000 | $ 400,452 | $ 96,000 |
| Prince George's, Maryland | 42 | $ 11,332,000 | $ 269,809 | $ 61,000 |
| Klamath, Oregon | 42 | $ 6,446,000 | $ 153,476 | $ 71,000 |
| Mono, California | 40 | $ 12,972,000 | $ 324,300 | $ 180,000 |
| Washoe, Nevada | 40 | $ 9,249,000 | $ 231,225 | $ 97,000 |
| Bonneville, Idaho | 39 | $ 6,454,000 | $ 165,487 | $ 50,000 |
| Yavapai, Arizona | 38 | $ 7,515,000 | $ 197,763 | $ 79,000 |
| Pinellas, Florida | 38 | $ 6,532,000 | $ 171,894 | $ 68,000 |
| Bannock, Idaho | 38 | $ 5,321,000 | $ 140,026 | $ 44,000 |
| Cochise, Arizona | 36 | $ 6,125,000 | $ 170,138 | $ 68,000 |
| Kings, California | 36 | $ 6,457,000 | $ 179,361 | $ 70,000 |
| Sevier, Utah | 35 | $ 5,583,000 | $ 159,514 | $ 61,000 |
| Snohomish, Washington | 35 | $ 10,310,000 | $ 294,571 | $ 62,000 |
| Wasatch, Utah | 33 | $ 8,623,000 | $ 261,303 | $ 96,000 |
| Mesa, Colorado | 32 | $ 7,086,000 | $ 221,437 | $ 73,000 |
| Pasco, Florida | 32 | $ 4,690,000 | $ 146,562 | $ 53,000 |
| Bristol, Massachusetts | 32 | $ 7,971,000 | $ 249,093 | $ 54,000 |
| Santa Fe, New Mexico | 32 | $ 6,920,000 | $ 216,250 | $ 65,000 |
| Columbia, Oregon | 32 | $ 6,058,000 | $ 189,312 | $ 67,000 |
| Fairfax, Virginia | 32 | $ 9,793,000 | $ 306,031 | $ 149,000 |
| Valencia, New Mexico | 31 | $ 5,020,000 | $ 161,935 | $ 44,000 |
| Imperial, California | 29 | $ 4,028,000 | $ 138,896 | $ 57,000 |
| Tehama, California | 29 | $ 4,783,000 | $ 164,931 | $ 75,000 |
| Sandoval, New Mexico | 29 | $ 5,361,000 | $ 184,862 | $ 58,000 |
| Douglas, Oregon | 29 | $ 5,014,000 | $ 172,896 | $ 73,000 |
| Sutter, California | 28 | $ 5,600,000 | $ 200,000 | $ 53,000 |
| Hartford, Connecticut | 28 | $ 5,635,000 | $ 201,250 | $ 71,000 |
| Sussex, New Jersey | 28 | $ 7,189,000 | $ 256,750 | $ 82,000 |
| Yamhill, Oregon | 27 | $ 5,302,000 | $ 196,370 | $ 79,000 |
| Winnebago, Illinois | 26 | $ 3,516,000 | $ 135,230 | $ 59,000 |
| Thurston, Washington | 26 | $ 5,848,000 | $ 224,923 | $ 46,000 |
| Kane, Illinois | 24 | $ 4,139,000 | $ 172,458 | $ 75,000 |
| Middlesex, Massachusetts | 24 | $ 7,095,000 | $ 295,625 | $ 107,000 |
| Mercer, New Jersey | 24 | $ 5,469,000 | $ 227,875 | $ 50,000 |
| Sanpete, Utah | 24 | $ 3,713,000 | $ 154,708 | $ 59,000 |
| Virginia Beach, Virginia | 24 | $ 6,022,000 | $ 250,916 | $ 62,000 |
| Humboldt, California | 23 | $ 5,723,000 | $ 248,826 | $ 95,000 |
| Duval, Florida | 23 | $ 4,008,000 | $ 174,260 | $ 35,000 |
| Hawaii, Hawaii | 23 | $ 7,791,000 | $ 338,739 | $ 88,000 |
| Will, Illinois | 23 | $ 4,559,000 | $ 198,217 | $ 66,000 |
| Dona Ana, New Mexico | 23 | $ 4,334,000 | $ 188,434 | $ 66,000 |
| Iron, Utah | 23 | $ 4,372,000 | $ 190,086 | $ 82,000 |
| Chesapeake, Virginia | 23 | $ 5,256,000 | $ 228,521 | $ 56,000 |
| Stevens, Washington | 23 | $ 3,885,000 | $ 168,913 | $ 59,000 |
| Yuma, Arizona | 22 | $ 3,920,000 | $ 178,181 | $ 51,000 |
| Lee, Florida | 22 | $ 3,594,000 | $ 163,363 | $ 76,000 |
| Siskiyou, California | 21 | $ 3,692,000 | $ 175,809 | $ 99,000 |
| Windham, Connecticut | 21 | $ 3,910,000 | $ 186,190 | $ 64,000 |
| Orange, Florida | 21 | $ 4,076,000 | $ 194,095 | $ 95,000 |
| St. Lucie, Florida | 21 | $ 4,217,000 | $ 200,809 | $ 79,000 |
| Maui, Hawaii | 21 | $ 7,533,000 | $ 358,714 | $ 107,000 |
| Frederick, Maryland | 21 | $ 5,575,000 | $ 265,476 | $ 104,000 |
| Harford, Maryland | 21 | $ 5,245,000 | $ 249,761 | $ 51,000 |
| Douglas, Nevada | 21 | $ 7,607,000 | $ 362,238 | $ 120,000 |
| Duchesne, Utah | 21 | $ 3,997,000 | $ 190,333 | $ 78,000 |
| Polk, Oregon | 20 | $ 4,417,000 | $ 220,850 | $ 61,000 |
| Prince William, Virginia | 20 | $ 4,898,000 | $ 244,900 | $ 66,000 |
| Coconino, Arizona | 19 | $ 4,702,000 | $ 247,473 | $ 164,000 |
| Polk, Florida | 19 | $ 2,536,000 | $ 133,473 | $ 45,000 |
| Seminole, Florida | 19 | $ 3,800,000 | $ 200,000 | $ 58,000 |
| Bingham, Idaho | 19 | $ 2,971,000 | $ 156,368 | $ 49,000 |
| Kootenai, Idaho | 19 | $ 4,288,000 | $ 225,684 | $ 76,000 |
| Camden, New Jersey | 19 | $ 3,538,000 | $ 186,210 | $ 57,000 |
| Chaves, New Mexico | 19 | $ 1,842,000 | $ 96,947 | $ 39,000 |
| Amador, California | 18 | $ 3,849,000 | $ 213,833 | $ 77,000 |
| Grand, Colorado | 18 | $ 3,144,000 | $ 174,666 | $ 94,000 |
| Pueblo, Colorado | 18 | $ 2,315,000 | $ 128,611 | $ 40,000 |
| Jackson, Oregon | 18 | $ 4,954,000 | $ 275,222 | $ 112,000 |
| Morgan, Utah | 18 | $ 4,599,000 | $ 255,500 | $ 64,000 |
| Kitsap, Washington | 18 | $ 3,818,000 | $ 212,111 | $ 54,000 |
| Navajo, Arizona | 17 | $ 3,044,000 | $ 179,058 | $ 92,000 |
| New Haven, Connecticut | 17 | $ 3,632,000 | $ 213,647 | $ 54,000 |
| Brevard, Florida | 17 | $ 2,797,000 | $ 164,529 | $ 58,000 |
| Manatee, Florida | 17 | $ 2,728,000 | $ 160,470 | $ 69,000 |
| Lake, Illinois | 17 | $ 3,709,000 | $ 218,176 | $ 91,000 |
| Hunterdon, New Jersey | 17 | $ 4,931,000 | $ 290,058 | $ 106,000 |
| Osceola, Florida | 16 | $ 2,710,000 | $ 169,375 | $ 62,000 |
| Emery, Utah | 16 | $ 1,688,000 | $ 105,500 | $ 51,000 |
| Plumas, California | 15 | $ 2,870,000 | $ 191,333 | $ 121,000 |
| La Plata, Colorado | 15 | $ 3,676,000 | $ 245,066 | $ 71,000 |
| Fairfield, Connecticut | 15 | $ 4,121,000 | $ 274,733 | $ 64,000 |
| Hernando, Florida | 15 | $ 2,434,000 | $ 162,266 | $ 44,000 |
| Carroll, Maryland | 15 | $ 3,458,000 | $ 230,533 | $ 60,000 |
| Plymouth, Massachusetts | 15 | $ 3,222,000 | $ 214,800 | $ 69,000 |
| Routt, Colorado | 14 | $ 4,970,000 | $ 355,000 | $ 200,000 |
| Barnstable, Massachusetts | 14 | $ 3,797,000 | $ 271,214 | $ 70,000 |
| Essex, Massachusetts | 14 | $ 3,138,000 | $ 224,142 | $ 61,000 |
| Linn, Oregon | 14 | $ 2,125,000 | $ 151,785 | $ 39,000 |
| Harris, Texas | 14 | $ 2,099,000 | $ 149,928 | $ 58,000 |
| Millard, Utah | 14 | $ 1,790,000 | $ 127,857 | $ 44,000 |
| Benton, Washington | 14 | $ 2,110,000 | $ 150,714 | $ 72,000 |
| Inyo, California | 13 | $ 3,326,000 | $ 255,846 | $ 111,000 |
| Eagle, Colorado | 13 | $ 5,123,000 | $ 394,076 | $ 136,000 |
| Elbert, Colorado | 13 | $ 3,383,000 | $ 260,230 | $ 86,000 |
| Volusia, Florida | 13 | $ 2,226,000 | $ 171,230 | $ 89,000 |
| Howard, Maryland | 13 | $ 4,247,000 | $ 326,692 | $ 121,000 |
| Warren, New Jersey | 13 | $ 3,496,000 | $ 268,923 | $ 84,000 |
| Carbon, Utah | 13 | $ 1,420,000 | $ 109,230 | $ 52,000 |
| Newport News, Virginia | 13 | $ 2,338,000 | $ 179,846 | $ 45,000 |
| Mason, Washington | 13 | $ 2,335,000 | $ 179,615 | $ 63,000 |
| Santa Cruz, Arizona | 12 | $ 1,313,000 | $ 109,416 | $ 36,000 |
| Twin Falls, Idaho | 12 | $ 1,756,000 | $ 146,333 | $ 25,000 |
| Atlantic, New Jersey | 12 | $ 3,111,000 | $ 259,250 | $ 99,000 |
| Mariposa, California | 11 | $ 2,552,000 | $ 232,000 | $ 284,000 |
| Broomfield, Colorado | 11 | $ 2,835,000 | $ 257,727 | $ 74,000 |
| Park, Colorado | 11 | $ 2,093,000 | $ 190,272 | $ 76,000 |
| Flagler, Florida | 11 | $ 1,721,000 | $ 156,454 | $ 52,000 |
| Lake, Florida | 11 | $ 1,569,000 | $ 142,636 | $ 56,000 |
| Franklin, Idaho | 11 | $ 1,954,000 | $ 177,636 | $ 59,000 |
| Payette, Idaho | 11 | $ 1,720,000 | $ 156,363 | $ 41,000 |
| Norfolk, Massachusetts | 11 | $ 2,825,000 | $ 256,818 | $ 62,000 |
| Norfolk, Virginia | 11 | $ 1,950,000 | $ 177,272 | $ 60,000 |
| Cowlitz, Washington | 11 | $ 1,918,000 | $ 174,363 | $ 52,000 |
| Gila, Arizona | 10 | $ 1,551,000 | $ 155,100 | $ 85,000 |
| Garfield, Colorado | 10 | $ 3,854,000 | $ 385,400 | $ 81,000 |
| Fulton, Georgia | 10 | $ 1,833,000 | $ 183,300 | $ 44,000 |
| Lyon, Nevada | 10 | $ 1,521,000 | $ 152,100 | $ 50,000 |
| Benton, Oregon | 10 | $ 1,786,000 | $ 178,600 | $ 49,000 |
| Josephine, Oregon | 10 | $ 2,380,000 | $ 238,000 | $ 55,000 |
| Dallas, Texas | 10 | $ 2,994,000 | $ 299,400 | $ 378,000 |
| Graham, Arizona | 9 | $ 1,280,000 | $ 142,222 | $ 55,000 |
| Citrus, Florida | 9 | $ 1,583,000 | $ 175,888 | $ 89,000 |
| Marion, Florida | 9 | $ 1,353,000 | $ 150,333 | $ 28,000 |
| Charles, Maryland | 9 | $ 2,537,000 | $ 281,888 | $ 45,000 |
| Worcester, Massachusetts | 9 | $ 1,808,000 | $ 200,888 | $ 86,000 |
| Juab, Utah | 9 | $ 1,430,000 | $ 158,888 | $ 56,000 |
| Island, Washington | 9 | $ 1,915,000 | $ 212,777 | $ 60,000 |
| Whatcom, Washington | 9 | $ 2,489,000 | $ 276,555 | $ 64,000 |
| Trinity, California | 8 | $ 1,877,000 | $ 234,625 | $ 75,000 |
| Montezuma, Colorado | 8 | $ 1,417,000 | $ 177,125 | $ 44,000 |
| DeKalb, Georgia | 8 | $ 1,189,000 | $ 148,625 | $ 33,000 |
| Gwinnett, Georgia | 8 | $ 4,164,000 | $ 520,500 | $ 228,000 |
| Kauai, Hawaii | 8 | $ 2,819,000 | $ 352,375 | $ 93,000 |
| McHenry, Illinois | 8 | $ 1,571,000 | $ 196,375 | $ 35,000 |
| Worcester, Maryland | 8 | $ 2,033,000 | $ 254,125 | $ 163,000 |
| Cape May, New Jersey | 8 | $ 2,040,000 | $ 255,000 | $ 123,000 |
| Gloucester, New Jersey | 8 | $ 1,751,000 | $ 218,875 | $ 51,000 |
| Coos, Oregon | 8 | $ 1,252,000 | $ 156,500 | $ 96,000 |
| Jefferson, Oregon | 8 | $ 984,000 | $ 123,000 | $ 32,000 |
| Lincoln, Oregon | 8 | $ 1,613,000 | $ 201,625 | $ 73,000 |
| Loudoun, Virginia | 8 | $ 2,509,000 | $ 313,625 | $ 141,000 |
| Skagit, Washington | 8 | $ 2,079,000 | $ 259,875 | $ 66,000 |
| Summit, Colorado | 7 | $ 2,001,000 | $ 285,857 | $ 91,000 |
| Tolland, Connecticut | 7 | $ 1,492,000 | $ 213,142 | $ 59,000 |
| Alachua, Florida | 7 | $ 1,026,000 | $ 146,571 | $ 60,000 |
| Sarasota, Florida | 7 | $ 1,541,000 | $ 220,142 | $ 67,000 |
| Bibb, Georgia | 7 | $ 1,167,000 | $ 166,714 | $ 64,000 |
| Kendall, Illinois | 7 | $ 1,211,000 | $ 173,000 | $ 54,000 |
| San Juan, New Mexico | 7 | $ 1,279,000 | $ 182,714 | $ 48,000 |
| Horry, South Carolina | 7 | $ 1,483,000 | $ 211,857 | $ 77,000 |
| Grand, Utah | 7 | $ 1,406,000 | $ 200,857 | $ 111,000 |
| Litchfield, Connecticut | 6 | $ 1,181,000 | $ 196,833 | $ 69,000 |
| Middlesex, Connecticut | 6 | $ 1,757,000 | $ 292,833 | $ 80,000 |
| New London, Connecticut | 6 | $ 1,245,000 | $ 207,500 | $ 68,000 |
| Bay, Florida | 6 | $ 1,210,000 | $ 201,666 | $ 71,000 |
| Clay, Florida | 6 | $ 845,000 | $ 140,833 | $ 48,000 |
| Collier, Florida | 6 | $ 1,293,000 | $ 215,500 | $ 129,000 |
| Paulding, Georgia | 6 | $ 1,285,000 | $ 214,166 | $ 47,000 |
| Calvert, Maryland | 6 | $ 1,751,000 | $ 291,833 | $ 61,000 |
| Nye, Nevada | 6 | $ 1,274,000 | $ 212,333 | $ 106,000 |
| Eddy, New Mexico | 6 | $ 791,000 | $ 131,833 | $ 71,000 |
| Lea, New Mexico | 6 | $ 851,000 | $ 141,833 | $ 83,000 |
| Taos, New Mexico | 6 | $ 1,782,000 | $ 297,000 | $ 87,000 |
| Philadelphia, Pennsylvania | 6 | $ 957,000 | $ 159,500 | $ 46,000 |
| Bexar, Texas | 6 | $ 1,283,000 | $ 213,833 | $ 43,000 |
| Tarrant, Texas | 6 | $ 665,000 | $ 110,833 | $ 95,000 |
| Rich, Utah | 6 | $ 2,010,000 | $ 335,000 | $ 109,000 |
| San Juan, Utah | 6 | $ 921,000 | $ 153,500 | $ 67,000 |
| Chesterfield, Virginia | 6 | $ 1,127,000 | $ 187,833 | $ 53,000 |
| Hampton, Virginia | 6 | $ 997,000 | $ 166,166 | $ 36,000 |
| Henrico, Virginia | 6 | $ 1,016,000 | $ 169,333 | $ 32,000 |
| Chelan, Washington | 6 | $ 1,171,000 | $ 195,166 | $ 62,000 |
| Douglas, Washington | 6 | $ 1,335,000 | $ 222,500 | $ 64,000 |
| Franklin, Washington | 6 | $ 928,000 | $ 154,666 | $ 6,000 |
| San Juan, Washington | 6 | $ 2,260,000 | $ 376,666 | $ 120,000 |
| Colusa, California | 5 | $ 1,165,000 | $ 233,000 | $ 205,000 |
| Glenn, California | 5 | $ 820,000 | $ 164,000 | $ 72,000 |
| Lassen, California | 5 | $ 1,049,000 | $ 209,800 | $ 22,000 |
| Fremont, Colorado | 5 | $ 819,000 | $ 163,800 | $ 52,000 |
| Teller, Colorado | 5 | $ 1,230,000 | $ 246,000 | $ 89,000 |
| Sumter, Florida | 5 | $ 900,000 | $ 180,000 | $ 50,000 |
| Henry, Georgia | 5 | $ 857,000 | $ 171,400 | $ 82,000 |
| Blaine, Idaho | 5 | $ 1,664,000 | $ 332,800 | $ 96,000 |
| Jefferson, Idaho | 5 | $ 741,000 | $ 148,200 | $ 50,000 |
| Madison, Idaho | 5 | $ 911,000 | $ 182,200 | $ 47,000 |
| Rock Island, Illinois | 5 | $ 443,000 | $ 88,600 | $ 46,000 |
| Scott, Iowa | 5 | $ 932,000 | $ 186,400 | $ 93,000 |
| Churchill, Nevada | 5 | $ 906,000 | $ 181,200 | $ 52,000 |
| Salem, New Jersey | 5 | $ 810,000 | $ 162,000 | $ 76,000 |
| Allegheny, Pennsylvania | 5 | $ 860,000 | $ 172,000 | $ 20,000 |
| Arlington, Virginia | 5 | $ 1,803,000 | $ 360,600 | $ 99,000 |
| Isle of Wight, Virginia | 5 | $ 1,706,000 | $ 341,200 | $ 81,000 |
| Suffolk, Virginia | 5 | $ 1,120,000 | $ 224,000 | $ 43,000 |
| Grays Harbor, Washington | 5 | $ 1,105,000 | $ 221,000 | $ 119,000 |
| La Paz, Arizona | 4 | $ 667,000 | $ 166,750 | $ 116,000 |
| Charlotte, Florida | 4 | $ 645,000 | $ 161,250 | $ 64,000 |
| Leon, Florida | 4 | $ 882,000 | $ 220,500 | $ 68,000 |
| Monroe, Florida | 4 | $ 1,333,000 | $ 333,250 | $ 76,000 |
| St. Johns, Florida | 4 | $ 1,387,000 | $ 346,750 | $ 188,000 |
| Cobb, Georgia | 4 | $ 632,000 | $ 158,000 | $ 27,000 |
| Boise, Idaho | 4 | $ 1,075,000 | $ 268,750 | $ 52,000 |
| Bonner, Idaho | 4 | $ 702,000 | $ 175,500 | $ 37,000 |
| Oneida, Idaho | 4 | $ 378,000 | $ 94,500 | $ 41,000 |
| Queen Anne's, Maryland | 4 | $ 1,235,000 | $ 308,750 | $ 25,000 |
| Crook, Oregon | 4 | $ 705,000 | $ 176,250 | $ 89,000 |
| Wasco, Oregon | 4 | $ 1,146,000 | $ 286,500 | $ 184,000 |
| Anderson, South Carolina | 4 | $ 392,000 | $ 98,000 | $ 47,000 |
| Williamson, Texas | 4 | $ 771,000 | $ 192,750 | $ 47,000 |
| Garfield, Utah | 4 | $ 619,000 | $ 154,750 | $ 39,000 |
| Piute, Utah | 4 | $ 609,000 | $ 152,250 | $ 51,000 |
| Portsmouth, Virginia | 4 | $ 610,000 | $ 152,500 | $ 23,000 |
| Kittitas, Washington | 4 | $ 1,062,000 | $ 265,500 | $ 95,000 |
| Lincoln, Washington | 4 | $ 632,000 | $ 158,000 | $ 88,000 |
| Yakima, Washington | 4 | $ 683,000 | $ 170,750 | $ 13,000 |
| Waukesha, Wisconsin | 4 | $ 886,000 | $ 221,500 | $ 35,000 |
| Alpine, California | 3 | $ 747,000 | $ 249,000 | $ 328,000 |
| Del Norte, California | 3 | $ 766,000 | $ 255,333 | $ 75,000 |
| Lake, Colorado | 3 | $ 675,000 | $ 225,000 | $ 37,000 |
| Las Animas, Colorado | 3 | $ 394,000 | $ 131,333 | $ 24,000 |
| Montrose, Colorado | 3 | $ 654,000 | $ 218,000 | $ 176,000 |
| Pitkin, Colorado | 3 | $ 946,000 | $ 315,333 | $ 265,000 |
| Indian River, Florida | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Martin, Florida | 3 | $ 891,000 | $ 297,000 | $ 133,000 |
| Okaloosa, Florida | 3 | $ 542,000 | $ 180,666 | $ 42,000 |
| Fremont, Idaho | 3 | $ 745,000 | $ 248,333 | $ 56,000 |
| Owyhee, Idaho | 3 | $ 658,000 | $ 219,333 | $ 137,000 |
| Teton, Idaho | 3 | $ 740,000 | $ 246,666 | $ 45,000 |
| Washington, Idaho | 3 | $ 850,000 | $ 283,333 | $ 71,000 |
| Boone, Illinois | 3 | $ 482,000 | $ 160,666 | $ 73,000 |
| Stephenson, Illinois | 3 | $ 571,000 | $ 190,333 | $ 61,000 |
| Linn, Iowa | 3 | $ 482,000 | $ 160,666 | $ 56,000 |
| Polk, Iowa | 3 | $ 526,000 | $ 175,333 | $ 76,000 |
| St. Mary's, Maryland | 3 | $ 817,000 | $ 272,333 | $ 70,000 |
| Talbot, Maryland | 3 | $ 891,000 | $ 297,000 | $ 91,000 |
| Suffolk, Massachusetts | 3 | $ 860,000 | $ 286,666 | $ 21,000 |
| Carson City, Nevada | 3 | $ 532,000 | $ 177,333 | $ 160,000 |
| Cumberland, New Jersey | 3 | $ 537,000 | $ 179,000 | $ 58,000 |
| Colfax, New Mexico | 3 | $ 363,000 | $ 121,000 | $ 71,000 |
| Malheur, Oregon | 3 | $ 226,000 | $ 75,333 | $ 41,000 |
| Tillamook, Oregon | 3 | $ 735,000 | $ 245,000 | $ 256,000 |
| Umatilla, Oregon | 3 | $ 409,000 | $ 136,333 | $ 61,000 |
| Lancaster, Pennsylvania | 3 | $ 436,000 | $ 145,333 | $ 39,000 |
| Northampton, Pennsylvania | 3 | $ 496,000 | $ 165,333 | $ 85,000 |
| Cameron, Texas | 3 | $ 330,000 | $ 110,000 | $ 26,000 |
| Travis, Texas | 3 | $ 778,000 | $ 259,333 | $ 19,000 |
| Beaver, Utah | 3 | $ 366,000 | $ 122,000 | $ 30,000 |
| Caroline, Virginia | 3 | $ 632,000 | $ 210,666 | $ 73,000 |
| Colonial Heights, Virginia | 3 | $ 493,000 | $ 164,333 | $ 79,000 |
| Henry, Virginia | 3 | $ 302,000 | $ 100,666 | $ 40,000 |
| Stafford, Virginia | 3 | $ 457,000 | $ 152,333 | $ 81,000 |
| Adams, Washington | 3 | $ 322,000 | $ 107,333 | $ 50,000 |
| Lewis, Washington | 3 | $ 463,000 | $ 154,333 | $ 30,000 |
| Alamosa, Colorado | 2 | $ 586,000 | $ 293,000 | $ 104,000 |
| Archuleta, Colorado | 2 | $ 376,000 | $ 188,000 | $ 126,000 |
| Custer, Colorado | 2 | $ 527,000 | $ 263,500 | $ 131,000 |
| Gilpin, Colorado | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Moffat, Colorado | 2 | $ 355,000 | $ 177,500 | $ 48,000 |
| Morgan, Colorado | 2 | $ 313,000 | $ 156,500 | $ 20,000 |
| San Miguel, Colorado | 2 | $ 476,000 | $ 238,000 | $ 67,000 |
| Escambia, Florida | 2 | $ 309,000 | $ 154,500 | $ 21,000 |
| Highlands, Florida | 2 | $ 199,000 | $ 99,500 | $ 27,000 |
| Jackson, Florida | 2 | $ 336,000 | $ 168,000 | $ 40,000 |
| Okeechobee, Florida | 2 | $ 213,000 | $ 106,500 | $ 33,000 |
| Santa Rosa, Florida | 2 | $ 622,000 | $ 311,000 | $ 73,000 |
| Walton, Florida | 2 | $ 394,000 | $ 197,000 | $ 57,000 |
| Butts, Georgia | 2 | $ 173,000 | $ 86,500 | $ 24,000 |
| Dawson, Georgia | 2 | $ 302,000 | $ 151,000 | $ 34,000 |
| Fayette, Georgia | 2 | $ 319,000 | $ 159,500 | $ 18,000 |
| Harris, Georgia | 2 | $ 615,000 | $ 307,500 | $ 150,000 |
| Jones, Georgia | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Richmond, Georgia | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Caribou, Idaho | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Minidoka, Idaho | 2 | $ 206,000 | $ 103,000 | $ 85,000 |
| Power, Idaho | 2 | $ 364,000 | $ 182,000 | $ 64,000 |
| DeKalb, Illinois | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Henry, Illinois | 2 | $ 261,000 | $ 130,500 | $ 144,000 |
| Lee, Illinois | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Ogle, Illinois | 2 | $ 349,000 | $ 174,500 | $ 63,000 |
| Whiteside, Illinois | 2 | $ 199,000 | $ 99,500 | $ 15,000 |
| Allegany, Maryland | 2 | $ 405,000 | $ 202,500 | $ 52,000 |
| Washington, Maryland | 2 | $ 369,000 | $ 184,500 | $ 0 |
| Elko, Nevada | 2 | $ 316,000 | $ 158,000 | $ 27,000 |
| Pershing, Nevada | 2 | $ 289,000 | $ 144,500 | $ 68,000 |
| Cibola, New Mexico | 2 | $ 145,000 | $ 72,500 | $ 35,000 |
| Curry, New Mexico | 2 | $ 325,000 | $ 162,500 | $ 53,000 |
| Grant, New Mexico | 2 | $ 293,000 | $ 146,500 | $ 31,000 |
| Lincoln, New Mexico | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| McKinley, New Mexico | 2 | $ 189,000 | $ 94,500 | $ 62,000 |
| Otero, New Mexico | 2 | $ 307,000 | $ 153,500 | $ 271,000 |
| Rio Arriba, New Mexico | 2 | $ 505,000 | $ 252,500 | $ 68,000 |
| Torrance, New Mexico | 2 | $ 337,000 | $ 168,500 | $ 41,000 |
| Chester, Pennsylvania | 2 | $ 383,000 | $ 191,500 | $ 95,000 |
| Delaware, Pennsylvania | 2 | $ 344,000 | $ 172,000 | $ 38,000 |
| Lehigh, Pennsylvania | 2 | $ 323,000 | $ 161,500 | $ 90,000 |
| Montgomery, Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 199,000 |
| York, Pennsylvania | 2 | $ 436,000 | $ 218,000 | $ 75,000 |
| York, South Carolina | 2 | $ 252,000 | $ 126,000 | $ 62,000 |
| Bowie, Texas | 2 | $ 359,000 | $ 179,500 | $ 108,000 |
| El Paso, Texas | 2 | $ 426,000 | $ 213,000 | $ 92,000 |
| Fort Bend, Texas | 2 | $ 418,000 | $ 209,000 | $ 27,000 |
| Accomack, Virginia | 2 | $ 279,000 | $ 139,500 | $ 48,000 |
| Albemarle, Virginia | 2 | $ 821,000 | $ 410,500 | $ 139,000 |
| Alexandria, Virginia | 2 | $ 654,000 | $ 327,000 | $ 113,000 |
| Gloucester, Virginia | 2 | $ 489,000 | $ 244,500 | $ 63,000 |
| King William, Virginia | 2 | $ 380,000 | $ 190,000 | $ 41,000 |
| Lunenburg, Virginia | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| Lynchburg, Virginia | 2 | $ 269,000 | $ 134,500 | $ 38,000 |
| Manassas, Virginia | 2 | $ 216,000 | $ 108,000 | $ 28,000 |
| Petersburg, Virginia | 2 | $ 206,000 | $ 103,000 | $ 36,000 |
| Powhatan, Virginia | 2 | $ 552,000 | $ 276,000 | $ 66,000 |
| Roanoke, Virginia | 2 | $ 351,000 | $ 175,500 | $ 60,000 |
| Salem, Virginia | 2 | $ 345,000 | $ 172,500 | $ 46,000 |
| York, Virginia | 2 | $ 845,000 | $ 422,500 | $ 157,000 |
| Grant, Washington | 2 | $ 485,000 | $ 242,500 | $ 0 |
| Whitman, Washington | 2 | $ 442,000 | $ 221,000 | $ 82,000 |
| Chippewa, Wisconsin | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Outagamie, Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 25,000 |
| Juneau, Alaska | 1 | $ 461,000 | $ 461,000 | $ 149,000 |
| Greenlee, Arizona | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Modoc, California | 1 | $ 147,000 | $ 147,000 | $ 80,000 |
| Clear Creek, Colorado | 1 | $ 368,000 | $ 368,000 | $ 238,000 |
| Delta, Colorado | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Gunnison, Colorado | 1 | $ 414,000 | $ 414,000 | $ 169,000 |
| Huerfano, Colorado | 1 | $ 229,000 | $ 229,000 | $ 85,000 |
| Lincoln, Colorado | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Logan, Colorado | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Otero, Colorado | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Rio Grande, Colorado | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Kent, Delaware | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Calhoun, Florida | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Gadsden, Florida | 1 | $ 380,000 | $ 380,000 | $ 92,000 |
| Levy, Florida | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Madison, Florida | 1 | $ 171,000 | $ 171,000 | $ 125,000 |
| Putnam, Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Carroll, Georgia | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Chatham, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Coweta, Georgia | 1 | $ 417,000 | $ 417,000 | $ 599,000 |
| Dade, Georgia | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Dougherty, Georgia | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Douglas, Georgia | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Forsyth, Georgia | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Hall, Georgia | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Hart, Georgia | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Jasper, Georgia | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Jefferson, Georgia | 1 | $ 316,000 | $ 316,000 | $ 107,000 |
| Rockdale, Georgia | 1 | $ 79,000 | $ 79,000 | $ 151,000 |
| Thomas, Georgia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Tift, Georgia | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Whitfield, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Adams, Idaho | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Bear Lake, Idaho | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Benewah, Idaho | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Butte, Idaho | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Cassia, Idaho | 1 | $ 232,000 | $ 232,000 | $ 66,000 |
| Custer, Idaho | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Gem, Idaho | 1 | $ 129,000 | $ 129,000 | $ 55,000 |
| Idaho, Idaho | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Jerome, Idaho | 1 | $ 146,000 | $ 146,000 | $ 34,000 |
| Latah, Idaho | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| Lemhi, Idaho | 1 | $ 276,000 | $ 276,000 | $ 69,000 |
| Nez Perce, Idaho | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Valley, Idaho | 1 | $ 257,000 | $ 257,000 | $ 281,000 |
| Champaign, Illinois | 1 | $ 117,000 | $ 117,000 | $ 87,000 |
| Grundy, Illinois | 1 | $ 257,000 | $ 257,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 157,000 | $ 157,000 | $ 35,000 |
| Marion, Illinois | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Massac, Illinois | 1 | $ 121,000 | $ 121,000 | $ 78,000 |
| Mercer, Illinois | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Peoria, Illinois | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Sangamon, Illinois | 1 | $ 198,000 | $ 198,000 | $ 113,000 |
| St. Clair, Illinois | 1 | $ 204,000 | $ 204,000 | $ 95,000 |
| Des Moines, Iowa | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Jasper, Iowa | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Jefferson, Iowa | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Jones, Iowa | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Kossuth, Iowa | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Pottawattamie, Iowa | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Caroline, Maryland | 1 | $ 221,000 | $ 221,000 | $ 54,000 |
| Cecil, Maryland | 1 | $ 270,000 | $ 270,000 | $ 964,000 |
| Dorchester, Maryland | 1 | $ 201,000 | $ 201,000 | $ 130,000 |
| Garrett, Maryland | 1 | $ 185,000 | $ 185,000 | $ 28,000 |
| Kent, Maryland | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Somerset, Maryland | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hampshire, Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Jackson, Missouri | 1 | $ 256,000 | $ 256,000 | $ 140,000 |
| Lander, Nevada | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Storey, Nevada | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| White Pine, Nevada | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 120,000 | $ 120,000 | $ 140,000 |
| Catron, New Mexico | 1 | $ 177,000 | $ 177,000 | $ 156,000 |
| Socorro, New Mexico | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Baker, Oregon | 1 | $ 101,000 | $ 101,000 | $ 75,000 |
| Curry, Oregon | 1 | $ 95,000 | $ 95,000 | $ 253,000 |
| Hood River, Oregon | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
| Lake, Oregon | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Sherman, Oregon | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| Cumberland, Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Lackawanna, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Perry, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Pike, Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 92,000 |
| Washington, Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 150,000 |
| Greenville, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 318,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,596 | $5,410,782,000 | $276,000 | $2,000,000 | $90,000 | $9,544,000 |
| Home Purchase | 19,184 | $4,272,987,000 | $222,000 | $1,725,000 | $81,000 | $2,601,000 |
| Home Improvement | 35 | $7,947,000 | $227,000 | $416,000 | $126,000 | $1,205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,921 | $6,456,888,000 | $259,000 | $2,000,000 | $92,000 | $5,791,000 |
| Hispanic | 8,639 | $1,802,180,000 | $208,000 | $1,170,000 | $65,000 | $9,544,000 |
| Asian | 3,389 | $981,462,000 | $289,000 | $2,000,000 | $101,000 | $3,056,000 |
| Black or African American | 1,331 | $313,143,000 | $235,000 | $1,100,000 | $67,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 315 | $80,378,000 | $255,000 | $676,000 | $77,000 | $315,000 |
| American Indian or Alaskan Native | 111 | $28,306,000 | $255,000 | $660,000 | $98,000 | $556,000 |
| Not Provided | 109 | $29,359,000 | $269,000 | $752,000 | $86,000 | $417,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,372 | $5,767,663,000 | $269,000 | $2,000,000 | $108,000 | $9,544,000 |
| FHA-insured (Federal Housing Administration) | 15,018 | $3,404,578,000 | $226,000 | $1,100,000 | $59,000 | $2,601,000 |
| VA-guaranteed (Veterans Administration) | 1,534 | $366,851,000 | $239,000 | $730,000 | $56,000 | $617,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 891 | $152,624,000 | $171,000 | $449,000 | $49,000 | $350,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,549 | $5,432,786,000 | $240,000 | $1,400,000 | $83,000 | $9,544,000 |
| Application Approved But Not Accepted | 7,438 | $1,960,195,000 | $263,000 | $1,676,000 | $93,000 | $5,791,000 |
| Application Denied By Financial Institution | 6,338 | $1,644,362,000 | $259,000 | $2,000,000 | $87,000 | $3,056,000 |
| File Closed For Incompleteness | 1,455 | $379,639,000 | $260,000 | $1,500,000 | $85,000 | $1,763,000 |
| Application Withdrawn By Applicant | 1,034 | $274,514,000 | $265,000 | $1,930,000 | $94,000 | $2,132,000 |
| Loan Purchased By The Institution | 1 | $220,000 | $220,000 | $220,000 | $122,000 | $122,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,190 | $618,845,000 | $282,000 | $2,000,000 | $79,000 | $2,310,000 |
| Other | 1,243 | $314,108,000 | $252,000 | $2,000,000 | $110,000 | $2,233,000 |
| Credit History | 996 | $224,898,000 | $225,000 | $2,000,000 | $62,000 | $3,056,000 |
| Collateral | 898 | $228,797,000 | $254,000 | $1,725,000 | $104,000 | $1,757,000 |
| Credit Application Incomplete | 331 | $91,728,000 | $277,000 | $1,088,000 | $94,000 | $835,000 |
| Unverifiable Information | 254 | $64,326,000 | $253,000 | $2,000,000 | $92,000 | $702,000 |
| Mortgage Insurance Denied | 196 | $45,990,000 | $234,000 | $575,000 | $77,000 | $334,000 |
| Employment History | 181 | $41,159,000 | $227,000 | $742,000 | $70,000 | $329,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $12,952,000 | $315,000 | $1,200,000 | $108,000 | $540,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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