Stearns Lending, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 38,815 |
| Total Mortgage Loan Application Amount | $9,691,716,000 |
| Average Mortgage Loan Application Amount | $241,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $9,544,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Stearns Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stearns Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Stearns Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stearns Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Stearns Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stearns Lending, Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 4,847 | $ 1,415,909,000 | $ 292,000 | $ 93,000 |
| Salt Lake County Utah | 2,301 | $ 503,190,000 | $ 218,000 | $ 65,000 |
| Sonoma County California | 2,036 | $ 595,579,000 | $ 292,000 | $ 105,000 |
| Orange County California | 1,881 | $ 633,360,000 | $ 336,000 | $ 116,000 |
| Riverside County California | 1,873 | $ 389,821,000 | $ 208,000 | $ 74,000 |
| San Bernardino County California | 1,598 | $ 312,356,000 | $ 195,000 | $ 75,000 |
| Santa Clara County California | 1,577 | $ 569,545,000 | $ 361,000 | $ 126,000 |
| Sacramento County California | 1,185 | $ 235,261,000 | $ 198,000 | $ 72,000 |
| San Diego County California | 1,125 | $ 349,019,000 | $ 310,000 | $ 109,000 |
| Maricopa County Arizona | 1,082 | $ 209,957,000 | $ 194,000 | $ 75,000 |
| Stanislaus County California | 1,007 | $ 157,563,000 | $ 156,000 | $ 62,000 |
| Alameda County California | 938 | $ 302,799,000 | $ 322,000 | $ 111,000 |
| Utah County Utah | 932 | $ 203,401,000 | $ 218,000 | $ 64,000 |
| San Joaquin County California | 918 | $ 169,373,000 | $ 184,000 | $ 65,000 |
| Contra Costa County California | 880 | $ 242,698,000 | $ 275,000 | $ 93,000 |
| Davis County Utah | 649 | $ 139,783,000 | $ 215,000 | $ 64,000 |
| Weber County Utah | 532 | $ 92,882,000 | $ 174,000 | $ 51,000 |
| Monterey County California | 419 | $ 102,171,000 | $ 243,000 | $ 88,000 |
| Ventura County California | 416 | $ 135,190,000 | $ 324,000 | $ 113,000 |
| San Mateo County California | 385 | $ 156,371,000 | $ 406,000 | $ 125,000 |
| Placer County California | 381 | $ 104,200,000 | $ 273,000 | $ 112,000 |
| Fresno County California | 359 | $ 59,540,000 | $ 165,000 | $ 61,000 |
| Pima County Arizona | 322 | $ 58,107,000 | $ 180,000 | $ 66,000 |
| Kern County California | 276 | $ 50,490,000 | $ 182,000 | $ 71,000 |
| Solano County California | 275 | $ 61,118,000 | $ 222,000 | $ 79,000 |
| Clark County Nevada | 266 | $ 48,358,000 | $ 181,000 | $ 60,000 |
| San Francisco County California | 246 | $ 104,256,000 | $ 423,000 | $ 152,000 |
| Nevada County California | 230 | $ 60,838,000 | $ 264,000 | $ 106,000 |
| Santa Cruz County California | 204 | $ 74,049,000 | $ 362,000 | $ 129,000 |
| Marin County California | 198 | $ 80,346,000 | $ 405,000 | $ 157,000 |
| El Dorado County California | 188 | $ 52,812,000 | $ 280,000 | $ 114,000 |
| Merced County California | 180 | $ 24,988,000 | $ 138,000 | $ 56,000 |
| Tooele County Utah | 177 | $ 34,406,000 | $ 194,000 | $ 57,000 |
| Ada County Idaho | 162 | $ 29,193,000 | $ 180,000 | $ 55,000 |
| Denver County Colorado | 159 | $ 27,359,000 | $ 172,000 | $ 69,000 |
| Mendocino County California | 156 | $ 38,557,000 | $ 247,000 | $ 99,000 |
| Arapahoe County Colorado | 145 | $ 28,519,000 | $ 196,000 | $ 59,000 |
| Cook County Illinois | 144 | $ 30,086,000 | $ 208,000 | $ 66,000 |
| Bernalillo County New Mexico | 135 | $ 25,932,000 | $ 192,000 | $ 67,000 |
| Pinal County Arizona | 131 | $ 17,534,000 | $ 133,000 | $ 57,000 |
| Shasta County California | 131 | $ 28,104,000 | $ 214,000 | $ 70,000 |
| Box Elder County Utah | 127 | $ 20,889,000 | $ 164,000 | $ 45,000 |
| Jefferson County Colorado | 121 | $ 28,750,000 | $ 237,000 | $ 73,000 |
| Madera County California | 117 | $ 18,571,000 | $ 158,000 | $ 83,000 |
| Washington County Oregon | 115 | $ 26,273,000 | $ 228,000 | $ 67,000 |
| El Paso County Colorado | 114 | $ 25,438,000 | $ 223,000 | $ 54,000 |
| Adams County Colorado | 113 | $ 20,176,000 | $ 178,000 | $ 52,000 |
| Spokane County Washington | 112 | $ 18,316,000 | $ 163,000 | $ 55,000 |
| Napa County California | 111 | $ 40,599,000 | $ 365,000 | $ 114,000 |
| Washington County Utah | 111 | $ 22,453,000 | $ 202,000 | $ 92,000 |
| Lake County California | 104 | $ 21,231,000 | $ 204,000 | $ 84,000 |
| Ocean County New Jersey | 103 | $ 24,153,000 | $ 234,000 | $ 66,000 |
| King County Washington | 103 | $ 33,501,000 | $ 325,000 | $ 99,000 |
| Lane County Oregon | 99 | $ 19,082,000 | $ 192,000 | $ 62,000 |
| Multnomah County Oregon | 98 | $ 22,441,000 | $ 228,000 | $ 93,000 |
| Yolo County California | 96 | $ 21,598,000 | $ 224,000 | $ 71,000 |
| Essex County New Jersey | 95 | $ 28,532,000 | $ 300,000 | $ 75,000 |
| Middlesex County New Jersey | 93 | $ 25,936,000 | $ 278,000 | $ 77,000 |
| Calaveras County California | 88 | $ 18,321,000 | $ 208,000 | $ 92,000 |
| Bergen County New Jersey | 87 | $ 30,475,000 | $ 350,000 | $ 115,000 |
| Tuolumne County California | 85 | $ 18,755,000 | $ 220,000 | $ 87,000 |
| Butte County California | 81 | $ 18,040,000 | $ 222,000 | $ 83,000 |
| Tulare County California | 80 | $ 13,405,000 | $ 167,000 | $ 61,000 |
| Cache County Utah | 79 | $ 14,036,000 | $ 177,000 | $ 52,000 |
| Pierce County Washington | 79 | $ 20,462,000 | $ 259,000 | $ 78,000 |
| Douglas County Colorado | 77 | $ 21,263,000 | $ 276,000 | $ 86,000 |
| Hillsborough County Florida | 76 | $ 13,600,000 | $ 178,000 | $ 72,000 |
| Union County New Jersey | 75 | $ 19,074,000 | $ 254,000 | $ 72,000 |
| Santa Barbara County California | 74 | $ 24,046,000 | $ 324,000 | $ 107,000 |
| Broward County Florida | 74 | $ 15,157,000 | $ 204,000 | $ 79,000 |
| Weld County Colorado | 72 | $ 14,201,000 | $ 197,000 | $ 63,000 |
| Uintah County Utah | 72 | $ 13,876,000 | $ 192,000 | $ 75,000 |
| San Luis Obispo County California | 71 | $ 24,741,000 | $ 348,000 | $ 146,000 |
| San Benito County California | 70 | $ 18,584,000 | $ 265,000 | $ 102,000 |
| Clark County Washington | 68 | $ 14,137,000 | $ 207,000 | $ 52,000 |
| Baltimore County Maryland | 67 | $ 14,551,000 | $ 217,000 | $ 66,000 |
| Hudson County New Jersey | 66 | $ 18,982,000 | $ 287,000 | $ 75,000 |
| Canyon County Idaho | 65 | $ 8,807,000 | $ 135,000 | $ 35,000 |
| Monmouth County New Jersey | 65 | $ 19,787,000 | $ 304,000 | $ 110,000 |
| Morris County New Jersey | 64 | $ 20,536,000 | $ 320,000 | $ 92,000 |
| DuPage County Illinois | 61 | $ 12,886,000 | $ 211,000 | $ 71,000 |
| Miami-Dade County Florida | 58 | $ 11,654,000 | $ 200,000 | $ 72,000 |
| Clackamas County Oregon | 57 | $ 14,365,000 | $ 252,000 | $ 72,000 |
| Deschutes County Oregon | 55 | $ 10,772,000 | $ 195,000 | $ 63,000 |
| Marion County Oregon | 53 | $ 10,041,000 | $ 189,000 | $ 62,000 |
| Somerset County New Jersey | 52 | $ 13,777,000 | $ 264,000 | $ 122,000 |
| Passaic County New Jersey | 51 | $ 15,480,000 | $ 303,000 | $ 65,000 |
| Mohave County Arizona | 50 | $ 8,800,000 | $ 176,000 | $ 74,000 |
| Baltimore City County Maryland | 49 | $ 8,754,000 | $ 178,000 | $ 51,000 |
| Montgomery County Maryland | 49 | $ 16,351,000 | $ 333,000 | $ 109,000 |
| Anne Arundel County Maryland | 47 | $ 13,110,000 | $ 278,000 | $ 87,000 |
| Yuba County California | 46 | $ 8,750,000 | $ 190,000 | $ 48,000 |
| Larimer County Colorado | 46 | $ 10,102,000 | $ 219,000 | $ 72,000 |
| Boulder County Colorado | 45 | $ 10,824,000 | $ 240,000 | $ 107,000 |
| Summit County Utah | 44 | $ 16,027,000 | $ 364,000 | $ 185,000 |
| Palm Beach County Florida | 43 | $ 10,996,000 | $ 255,000 | $ 77,000 |
| Burlington County New Jersey | 43 | $ 9,343,000 | $ 217,000 | $ 73,000 |
| Honolulu County Hawaii | 42 | $ 16,819,000 | $ 400,000 | $ 96,000 |
| Prince George's County Maryland | 42 | $ 11,332,000 | $ 269,000 | $ 61,000 |
| Klamath County Oregon | 42 | $ 6,446,000 | $ 153,000 | $ 71,000 |
| Mono County California | 40 | $ 12,972,000 | $ 324,000 | $ 180,000 |
| Washoe County Nevada | 40 | $ 9,249,000 | $ 231,000 | $ 97,000 |
| Bonneville County Idaho | 39 | $ 6,454,000 | $ 165,000 | $ 50,000 |
| Yavapai County Arizona | 38 | $ 7,515,000 | $ 197,000 | $ 79,000 |
| Pinellas County Florida | 38 | $ 6,532,000 | $ 171,000 | $ 68,000 |
| Bannock County Idaho | 38 | $ 5,321,000 | $ 140,000 | $ 44,000 |
| Cochise County Arizona | 36 | $ 6,125,000 | $ 170,000 | $ 68,000 |
| Kings County California | 36 | $ 6,457,000 | $ 179,000 | $ 70,000 |
| Sevier County Utah | 35 | $ 5,583,000 | $ 159,000 | $ 61,000 |
| Snohomish County Washington | 35 | $ 10,310,000 | $ 294,000 | $ 62,000 |
| Wasatch County Utah | 33 | $ 8,623,000 | $ 261,000 | $ 96,000 |
| Mesa County Colorado | 32 | $ 7,086,000 | $ 221,000 | $ 73,000 |
| Pasco County Florida | 32 | $ 4,690,000 | $ 146,000 | $ 53,000 |
| Bristol County Massachusetts | 32 | $ 7,971,000 | $ 249,000 | $ 54,000 |
| Santa Fe County New Mexico | 32 | $ 6,920,000 | $ 216,000 | $ 65,000 |
| Columbia County Oregon | 32 | $ 6,058,000 | $ 189,000 | $ 67,000 |
| Fairfax County Virginia | 32 | $ 9,793,000 | $ 306,000 | $ 149,000 |
| Valencia County New Mexico | 31 | $ 5,020,000 | $ 161,000 | $ 44,000 |
| Imperial County California | 29 | $ 4,028,000 | $ 138,000 | $ 57,000 |
| Tehama County California | 29 | $ 4,783,000 | $ 164,000 | $ 75,000 |
| Sandoval County New Mexico | 29 | $ 5,361,000 | $ 184,000 | $ 58,000 |
| Douglas County Oregon | 29 | $ 5,014,000 | $ 172,000 | $ 73,000 |
| Sutter County California | 28 | $ 5,600,000 | $ 200,000 | $ 53,000 |
| Hartford County Connecticut | 28 | $ 5,635,000 | $ 201,000 | $ 71,000 |
| Sussex County New Jersey | 28 | $ 7,189,000 | $ 256,000 | $ 82,000 |
| Yamhill County Oregon | 27 | $ 5,302,000 | $ 196,000 | $ 79,000 |
| Winnebago County Illinois | 26 | $ 3,516,000 | $ 135,000 | $ 59,000 |
| Thurston County Washington | 26 | $ 5,848,000 | $ 224,000 | $ 46,000 |
| Kane County Illinois | 24 | $ 4,139,000 | $ 172,000 | $ 75,000 |
| Middlesex County Massachusetts | 24 | $ 7,095,000 | $ 295,000 | $ 107,000 |
| Mercer County New Jersey | 24 | $ 5,469,000 | $ 227,000 | $ 50,000 |
| Sanpete County Utah | 24 | $ 3,713,000 | $ 154,000 | $ 59,000 |
| Virginia Beach County Virginia | 24 | $ 6,022,000 | $ 250,000 | $ 62,000 |
| Humboldt County California | 23 | $ 5,723,000 | $ 248,000 | $ 95,000 |
| Duval County Florida | 23 | $ 4,008,000 | $ 174,000 | $ 35,000 |
| Hawaii County Hawaii | 23 | $ 7,791,000 | $ 338,000 | $ 88,000 |
| Will County Illinois | 23 | $ 4,559,000 | $ 198,000 | $ 66,000 |
| Dona Ana County New Mexico | 23 | $ 4,334,000 | $ 188,000 | $ 66,000 |
| Iron County Utah | 23 | $ 4,372,000 | $ 190,000 | $ 82,000 |
| Chesapeake County Virginia | 23 | $ 5,256,000 | $ 228,000 | $ 56,000 |
| Stevens County Washington | 23 | $ 3,885,000 | $ 168,000 | $ 59,000 |
| Yuma County Arizona | 22 | $ 3,920,000 | $ 178,000 | $ 51,000 |
| Lee County Florida | 22 | $ 3,594,000 | $ 163,000 | $ 76,000 |
| Siskiyou County California | 21 | $ 3,692,000 | $ 175,000 | $ 99,000 |
| Windham County Connecticut | 21 | $ 3,910,000 | $ 186,000 | $ 64,000 |
| Orange County Florida | 21 | $ 4,076,000 | $ 194,000 | $ 95,000 |
| St. Lucie County Florida | 21 | $ 4,217,000 | $ 200,000 | $ 79,000 |
| Maui County Hawaii | 21 | $ 7,533,000 | $ 358,000 | $ 107,000 |
| Frederick County Maryland | 21 | $ 5,575,000 | $ 265,000 | $ 104,000 |
| Harford County Maryland | 21 | $ 5,245,000 | $ 249,000 | $ 51,000 |
| Douglas County Nevada | 21 | $ 7,607,000 | $ 362,000 | $ 120,000 |
| Duchesne County Utah | 21 | $ 3,997,000 | $ 190,000 | $ 78,000 |
| Polk County Oregon | 20 | $ 4,417,000 | $ 220,000 | $ 61,000 |
| Prince William County Virginia | 20 | $ 4,898,000 | $ 244,000 | $ 66,000 |
| Coconino County Arizona | 19 | $ 4,702,000 | $ 247,000 | $ 164,000 |
| Polk County Florida | 19 | $ 2,536,000 | $ 133,000 | $ 45,000 |
| Seminole County Florida | 19 | $ 3,800,000 | $ 200,000 | $ 58,000 |
| Bingham County Idaho | 19 | $ 2,971,000 | $ 156,000 | $ 49,000 |
| Kootenai County Idaho | 19 | $ 4,288,000 | $ 225,000 | $ 76,000 |
| Camden County New Jersey | 19 | $ 3,538,000 | $ 186,000 | $ 57,000 |
| Chaves County New Mexico | 19 | $ 1,842,000 | $ 96,000 | $ 39,000 |
| Amador County California | 18 | $ 3,849,000 | $ 213,000 | $ 77,000 |
| Grand County Colorado | 18 | $ 3,144,000 | $ 174,000 | $ 94,000 |
| Pueblo County Colorado | 18 | $ 2,315,000 | $ 128,000 | $ 40,000 |
| Jackson County Oregon | 18 | $ 4,954,000 | $ 275,000 | $ 112,000 |
| Morgan County Utah | 18 | $ 4,599,000 | $ 255,000 | $ 64,000 |
| Kitsap County Washington | 18 | $ 3,818,000 | $ 212,000 | $ 54,000 |
| Navajo County Arizona | 17 | $ 3,044,000 | $ 179,000 | $ 92,000 |
| New Haven County Connecticut | 17 | $ 3,632,000 | $ 213,000 | $ 54,000 |
| Brevard County Florida | 17 | $ 2,797,000 | $ 164,000 | $ 58,000 |
| Manatee County Florida | 17 | $ 2,728,000 | $ 160,000 | $ 69,000 |
| Lake County Illinois | 17 | $ 3,709,000 | $ 218,000 | $ 91,000 |
| Hunterdon County New Jersey | 17 | $ 4,931,000 | $ 290,000 | $ 106,000 |
| Osceola County Florida | 16 | $ 2,710,000 | $ 169,000 | $ 62,000 |
| Emery County Utah | 16 | $ 1,688,000 | $ 105,000 | $ 51,000 |
| Plumas County California | 15 | $ 2,870,000 | $ 191,000 | $ 121,000 |
| La Plata County Colorado | 15 | $ 3,676,000 | $ 245,000 | $ 71,000 |
| Fairfield County Connecticut | 15 | $ 4,121,000 | $ 274,000 | $ 64,000 |
| Hernando County Florida | 15 | $ 2,434,000 | $ 162,000 | $ 44,000 |
| Carroll County Maryland | 15 | $ 3,458,000 | $ 230,000 | $ 60,000 |
| Plymouth County Massachusetts | 15 | $ 3,222,000 | $ 214,000 | $ 69,000 |
| Routt County Colorado | 14 | $ 4,970,000 | $ 355,000 | $ 200,000 |
| Barnstable County Massachusetts | 14 | $ 3,797,000 | $ 271,000 | $ 70,000 |
| Essex County Massachusetts | 14 | $ 3,138,000 | $ 224,000 | $ 61,000 |
| Linn County Oregon | 14 | $ 2,125,000 | $ 151,000 | $ 39,000 |
| Harris County Texas | 14 | $ 2,099,000 | $ 149,000 | $ 58,000 |
| Millard County Utah | 14 | $ 1,790,000 | $ 127,000 | $ 44,000 |
| Benton County Washington | 14 | $ 2,110,000 | $ 150,000 | $ 72,000 |
| Inyo County California | 13 | $ 3,326,000 | $ 255,000 | $ 111,000 |
| Eagle County Colorado | 13 | $ 5,123,000 | $ 394,000 | $ 136,000 |
| Elbert County Colorado | 13 | $ 3,383,000 | $ 260,000 | $ 86,000 |
| Volusia County Florida | 13 | $ 2,226,000 | $ 171,000 | $ 89,000 |
| Howard County Maryland | 13 | $ 4,247,000 | $ 326,000 | $ 121,000 |
| Warren County New Jersey | 13 | $ 3,496,000 | $ 268,000 | $ 84,000 |
| Carbon County Utah | 13 | $ 1,420,000 | $ 109,000 | $ 52,000 |
| Newport News County Virginia | 13 | $ 2,338,000 | $ 179,000 | $ 45,000 |
| Mason County Washington | 13 | $ 2,335,000 | $ 179,000 | $ 63,000 |
| Santa Cruz County Arizona | 12 | $ 1,313,000 | $ 109,000 | $ 36,000 |
| Twin Falls County Idaho | 12 | $ 1,756,000 | $ 146,000 | $ 25,000 |
| Atlantic County New Jersey | 12 | $ 3,111,000 | $ 259,000 | $ 99,000 |
| Mariposa County California | 11 | $ 2,552,000 | $ 232,000 | $ 284,000 |
| Broomfield County Colorado | 11 | $ 2,835,000 | $ 257,000 | $ 74,000 |
| Park County Colorado | 11 | $ 2,093,000 | $ 190,000 | $ 76,000 |
| Flagler County Florida | 11 | $ 1,721,000 | $ 156,000 | $ 52,000 |
| Lake County Florida | 11 | $ 1,569,000 | $ 142,000 | $ 56,000 |
| Franklin County Idaho | 11 | $ 1,954,000 | $ 177,000 | $ 59,000 |
| Payette County Idaho | 11 | $ 1,720,000 | $ 156,000 | $ 41,000 |
| Norfolk County Massachusetts | 11 | $ 2,825,000 | $ 256,000 | $ 62,000 |
| Norfolk County Virginia | 11 | $ 1,950,000 | $ 177,000 | $ 60,000 |
| Cowlitz County Washington | 11 | $ 1,918,000 | $ 174,000 | $ 52,000 |
| Gila County Arizona | 10 | $ 1,551,000 | $ 155,000 | $ 85,000 |
| Garfield County Colorado | 10 | $ 3,854,000 | $ 385,000 | $ 81,000 |
| Fulton County Georgia | 10 | $ 1,833,000 | $ 183,000 | $ 44,000 |
| Lyon County Nevada | 10 | $ 1,521,000 | $ 152,000 | $ 50,000 |
| Benton County Oregon | 10 | $ 1,786,000 | $ 178,000 | $ 49,000 |
| Josephine County Oregon | 10 | $ 2,380,000 | $ 238,000 | $ 55,000 |
| Dallas County Texas | 10 | $ 2,994,000 | $ 299,000 | $ 378,000 |
| Graham County Arizona | 9 | $ 1,280,000 | $ 142,000 | $ 55,000 |
| Citrus County Florida | 9 | $ 1,583,000 | $ 175,000 | $ 89,000 |
| Marion County Florida | 9 | $ 1,353,000 | $ 150,000 | $ 28,000 |
| Charles County Maryland | 9 | $ 2,537,000 | $ 281,000 | $ 45,000 |
| Worcester County Massachusetts | 9 | $ 1,808,000 | $ 200,000 | $ 86,000 |
| Juab County Utah | 9 | $ 1,430,000 | $ 158,000 | $ 56,000 |
| Island County Washington | 9 | $ 1,915,000 | $ 212,000 | $ 60,000 |
| Whatcom County Washington | 9 | $ 2,489,000 | $ 276,000 | $ 64,000 |
| Trinity County California | 8 | $ 1,877,000 | $ 234,000 | $ 75,000 |
| Montezuma County Colorado | 8 | $ 1,417,000 | $ 177,000 | $ 44,000 |
| DeKalb County Georgia | 8 | $ 1,189,000 | $ 148,000 | $ 33,000 |
| Gwinnett County Georgia | 8 | $ 4,164,000 | $ 520,000 | $ 228,000 |
| Kauai County Hawaii | 8 | $ 2,819,000 | $ 352,000 | $ 93,000 |
| McHenry County Illinois | 8 | $ 1,571,000 | $ 196,000 | $ 35,000 |
| Worcester County Maryland | 8 | $ 2,033,000 | $ 254,000 | $ 163,000 |
| Cape May County New Jersey | 8 | $ 2,040,000 | $ 255,000 | $ 123,000 |
| Gloucester County New Jersey | 8 | $ 1,751,000 | $ 218,000 | $ 51,000 |
| Coos County Oregon | 8 | $ 1,252,000 | $ 156,000 | $ 96,000 |
| Jefferson County Oregon | 8 | $ 984,000 | $ 123,000 | $ 32,000 |
| Lincoln County Oregon | 8 | $ 1,613,000 | $ 201,000 | $ 73,000 |
| Loudoun County Virginia | 8 | $ 2,509,000 | $ 313,000 | $ 141,000 |
| Skagit County Washington | 8 | $ 2,079,000 | $ 259,000 | $ 66,000 |
| Summit County Colorado | 7 | $ 2,001,000 | $ 285,000 | $ 91,000 |
| Tolland County Connecticut | 7 | $ 1,492,000 | $ 213,000 | $ 59,000 |
| Alachua County Florida | 7 | $ 1,026,000 | $ 146,000 | $ 60,000 |
| Sarasota County Florida | 7 | $ 1,541,000 | $ 220,000 | $ 67,000 |
| Bibb County Georgia | 7 | $ 1,167,000 | $ 166,000 | $ 64,000 |
| Kendall County Illinois | 7 | $ 1,211,000 | $ 173,000 | $ 54,000 |
| San Juan County New Mexico | 7 | $ 1,279,000 | $ 182,000 | $ 48,000 |
| Horry County South Carolina | 7 | $ 1,483,000 | $ 211,000 | $ 77,000 |
| Grand County Utah | 7 | $ 1,406,000 | $ 200,000 | $ 111,000 |
| Litchfield County Connecticut | 6 | $ 1,181,000 | $ 196,000 | $ 69,000 |
| Middlesex County Connecticut | 6 | $ 1,757,000 | $ 292,000 | $ 80,000 |
| New London County Connecticut | 6 | $ 1,245,000 | $ 207,000 | $ 68,000 |
| Bay County Florida | 6 | $ 1,210,000 | $ 201,000 | $ 71,000 |
| Clay County Florida | 6 | $ 845,000 | $ 140,000 | $ 48,000 |
| Collier County Florida | 6 | $ 1,293,000 | $ 215,000 | $ 129,000 |
| Paulding County Georgia | 6 | $ 1,285,000 | $ 214,000 | $ 47,000 |
| Calvert County Maryland | 6 | $ 1,751,000 | $ 291,000 | $ 61,000 |
| Nye County Nevada | 6 | $ 1,274,000 | $ 212,000 | $ 106,000 |
| Eddy County New Mexico | 6 | $ 791,000 | $ 131,000 | $ 71,000 |
| Lea County New Mexico | 6 | $ 851,000 | $ 141,000 | $ 83,000 |
| Taos County New Mexico | 6 | $ 1,782,000 | $ 297,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 6 | $ 957,000 | $ 159,000 | $ 46,000 |
| Bexar County Texas | 6 | $ 1,283,000 | $ 213,000 | $ 43,000 |
| Tarrant County Texas | 6 | $ 665,000 | $ 110,000 | $ 95,000 |
| Rich County Utah | 6 | $ 2,010,000 | $ 335,000 | $ 109,000 |
| San Juan County Utah | 6 | $ 921,000 | $ 153,000 | $ 67,000 |
| Chesterfield County Virginia | 6 | $ 1,127,000 | $ 187,000 | $ 53,000 |
| Hampton County Virginia | 6 | $ 997,000 | $ 166,000 | $ 36,000 |
| Henrico County Virginia | 6 | $ 1,016,000 | $ 169,000 | $ 32,000 |
| Chelan County Washington | 6 | $ 1,171,000 | $ 195,000 | $ 62,000 |
| Douglas County Washington | 6 | $ 1,335,000 | $ 222,000 | $ 64,000 |
| Franklin County Washington | 6 | $ 928,000 | $ 154,000 | $ 6,000 |
| San Juan County Washington | 6 | $ 2,260,000 | $ 376,000 | $ 120,000 |
| Colusa County California | 5 | $ 1,165,000 | $ 233,000 | $ 205,000 |
| Glenn County California | 5 | $ 820,000 | $ 164,000 | $ 72,000 |
| Lassen County California | 5 | $ 1,049,000 | $ 209,000 | $ 22,000 |
| Fremont County Colorado | 5 | $ 819,000 | $ 163,000 | $ 52,000 |
| Teller County Colorado | 5 | $ 1,230,000 | $ 246,000 | $ 89,000 |
| Sumter County Florida | 5 | $ 900,000 | $ 180,000 | $ 50,000 |
| Henry County Georgia | 5 | $ 857,000 | $ 171,000 | $ 82,000 |
| Blaine County Idaho | 5 | $ 1,664,000 | $ 332,000 | $ 96,000 |
| Jefferson County Idaho | 5 | $ 741,000 | $ 148,000 | $ 50,000 |
| Madison County Idaho | 5 | $ 911,000 | $ 182,000 | $ 47,000 |
| Rock Island County Illinois | 5 | $ 443,000 | $ 88,000 | $ 46,000 |
| Scott County Iowa | 5 | $ 932,000 | $ 186,000 | $ 93,000 |
| Churchill County Nevada | 5 | $ 906,000 | $ 181,000 | $ 52,000 |
| Salem County New Jersey | 5 | $ 810,000 | $ 162,000 | $ 76,000 |
| Allegheny County Pennsylvania | 5 | $ 860,000 | $ 172,000 | $ 20,000 |
| Arlington County Virginia | 5 | $ 1,803,000 | $ 360,000 | $ 99,000 |
| Isle of Wight County Virginia | 5 | $ 1,706,000 | $ 341,000 | $ 81,000 |
| Suffolk County Virginia | 5 | $ 1,120,000 | $ 224,000 | $ 43,000 |
| Grays Harbor County Washington | 5 | $ 1,105,000 | $ 221,000 | $ 119,000 |
| La Paz County Arizona | 4 | $ 667,000 | $ 166,000 | $ 116,000 |
| Charlotte County Florida | 4 | $ 645,000 | $ 161,000 | $ 64,000 |
| Leon County Florida | 4 | $ 882,000 | $ 220,000 | $ 68,000 |
| Monroe County Florida | 4 | $ 1,333,000 | $ 333,000 | $ 76,000 |
| St. Johns County Florida | 4 | $ 1,387,000 | $ 346,000 | $ 188,000 |
| Cobb County Georgia | 4 | $ 632,000 | $ 158,000 | $ 27,000 |
| Boise County Idaho | 4 | $ 1,075,000 | $ 268,000 | $ 52,000 |
| Bonner County Idaho | 4 | $ 702,000 | $ 175,000 | $ 37,000 |
| Oneida County Idaho | 4 | $ 378,000 | $ 94,000 | $ 41,000 |
| Queen Anne's County Maryland | 4 | $ 1,235,000 | $ 308,000 | $ 25,000 |
| Crook County Oregon | 4 | $ 705,000 | $ 176,000 | $ 89,000 |
| Wasco County Oregon | 4 | $ 1,146,000 | $ 286,000 | $ 184,000 |
| Anderson County South Carolina | 4 | $ 392,000 | $ 98,000 | $ 47,000 |
| Williamson County Texas | 4 | $ 771,000 | $ 192,000 | $ 47,000 |
| Garfield County Utah | 4 | $ 619,000 | $ 154,000 | $ 39,000 |
| Piute County Utah | 4 | $ 609,000 | $ 152,000 | $ 51,000 |
| Portsmouth County Virginia | 4 | $ 610,000 | $ 152,000 | $ 23,000 |
| Kittitas County Washington | 4 | $ 1,062,000 | $ 265,000 | $ 95,000 |
| Lincoln County Washington | 4 | $ 632,000 | $ 158,000 | $ 88,000 |
| Yakima County Washington | 4 | $ 683,000 | $ 170,000 | $ 13,000 |
| Waukesha County Wisconsin | 4 | $ 886,000 | $ 221,000 | $ 35,000 |
| Alpine County California | 3 | $ 747,000 | $ 249,000 | $ 328,000 |
| Del Norte County California | 3 | $ 766,000 | $ 255,000 | $ 75,000 |
| Lake County Colorado | 3 | $ 675,000 | $ 225,000 | $ 37,000 |
| Las Animas County Colorado | 3 | $ 394,000 | $ 131,000 | $ 24,000 |
| Montrose County Colorado | 3 | $ 654,000 | $ 218,000 | $ 176,000 |
| Pitkin County Colorado | 3 | $ 946,000 | $ 315,000 | $ 265,000 |
| Indian River County Florida | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Martin County Florida | 3 | $ 891,000 | $ 297,000 | $ 133,000 |
| Okaloosa County Florida | 3 | $ 542,000 | $ 180,000 | $ 42,000 |
| Fremont County Idaho | 3 | $ 745,000 | $ 248,000 | $ 56,000 |
| Owyhee County Idaho | 3 | $ 658,000 | $ 219,000 | $ 137,000 |
| Teton County Idaho | 3 | $ 740,000 | $ 246,000 | $ 45,000 |
| Washington County Idaho | 3 | $ 850,000 | $ 283,000 | $ 71,000 |
| Boone County Illinois | 3 | $ 482,000 | $ 160,000 | $ 73,000 |
| Stephenson County Illinois | 3 | $ 571,000 | $ 190,000 | $ 61,000 |
| Linn County Iowa | 3 | $ 482,000 | $ 160,000 | $ 56,000 |
| Polk County Iowa | 3 | $ 526,000 | $ 175,000 | $ 76,000 |
| St. Mary's County Maryland | 3 | $ 817,000 | $ 272,000 | $ 70,000 |
| Talbot County Maryland | 3 | $ 891,000 | $ 297,000 | $ 91,000 |
| Suffolk County Massachusetts | 3 | $ 860,000 | $ 286,000 | $ 21,000 |
| Carson City County Nevada | 3 | $ 532,000 | $ 177,000 | $ 160,000 |
| Cumberland County New Jersey | 3 | $ 537,000 | $ 179,000 | $ 58,000 |
| Colfax County New Mexico | 3 | $ 363,000 | $ 121,000 | $ 71,000 |
| Malheur County Oregon | 3 | $ 226,000 | $ 75,000 | $ 41,000 |
| Tillamook County Oregon | 3 | $ 735,000 | $ 245,000 | $ 256,000 |
| Umatilla County Oregon | 3 | $ 409,000 | $ 136,000 | $ 61,000 |
| Lancaster County Pennsylvania | 3 | $ 436,000 | $ 145,000 | $ 39,000 |
| Northampton County Pennsylvania | 3 | $ 496,000 | $ 165,000 | $ 85,000 |
| Cameron County Texas | 3 | $ 330,000 | $ 110,000 | $ 26,000 |
| Travis County Texas | 3 | $ 778,000 | $ 259,000 | $ 19,000 |
| Beaver County Utah | 3 | $ 366,000 | $ 122,000 | $ 30,000 |
| Caroline County Virginia | 3 | $ 632,000 | $ 210,000 | $ 73,000 |
| Colonial Heights County Virginia | 3 | $ 493,000 | $ 164,000 | $ 79,000 |
| Henry County Virginia | 3 | $ 302,000 | $ 100,000 | $ 40,000 |
| Stafford County Virginia | 3 | $ 457,000 | $ 152,000 | $ 81,000 |
| Adams County Washington | 3 | $ 322,000 | $ 107,000 | $ 50,000 |
| Lewis County Washington | 3 | $ 463,000 | $ 154,000 | $ 30,000 |
| Alamosa County Colorado | 2 | $ 586,000 | $ 293,000 | $ 104,000 |
| Archuleta County Colorado | 2 | $ 376,000 | $ 188,000 | $ 126,000 |
| Custer County Colorado | 2 | $ 527,000 | $ 263,000 | $ 131,000 |
| Gilpin County Colorado | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Moffat County Colorado | 2 | $ 355,000 | $ 177,000 | $ 48,000 |
| Morgan County Colorado | 2 | $ 313,000 | $ 156,000 | $ 20,000 |
| San Miguel County Colorado | 2 | $ 476,000 | $ 238,000 | $ 67,000 |
| Escambia County Florida | 2 | $ 309,000 | $ 154,000 | $ 21,000 |
| Highlands County Florida | 2 | $ 199,000 | $ 99,000 | $ 27,000 |
| Jackson County Florida | 2 | $ 336,000 | $ 168,000 | $ 40,000 |
| Okeechobee County Florida | 2 | $ 213,000 | $ 106,000 | $ 33,000 |
| Santa Rosa County Florida | 2 | $ 622,000 | $ 311,000 | $ 73,000 |
| Walton County Florida | 2 | $ 394,000 | $ 197,000 | $ 57,000 |
| Butts County Georgia | 2 | $ 173,000 | $ 86,000 | $ 24,000 |
| Dawson County Georgia | 2 | $ 302,000 | $ 151,000 | $ 34,000 |
| Fayette County Georgia | 2 | $ 319,000 | $ 159,000 | $ 18,000 |
| Harris County Georgia | 2 | $ 615,000 | $ 307,000 | $ 150,000 |
| Jones County Georgia | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Richmond County Georgia | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Caribou County Idaho | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Minidoka County Idaho | 2 | $ 206,000 | $ 103,000 | $ 85,000 |
| Power County Idaho | 2 | $ 364,000 | $ 182,000 | $ 64,000 |
| DeKalb County Illinois | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Henry County Illinois | 2 | $ 261,000 | $ 130,000 | $ 144,000 |
| Lee County Illinois | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Ogle County Illinois | 2 | $ 349,000 | $ 174,000 | $ 63,000 |
| Whiteside County Illinois | 2 | $ 199,000 | $ 99,000 | $ 15,000 |
| Allegany County Maryland | 2 | $ 405,000 | $ 202,000 | $ 52,000 |
| Washington County Maryland | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Elko County Nevada | 2 | $ 316,000 | $ 158,000 | $ 27,000 |
| Pershing County Nevada | 2 | $ 289,000 | $ 144,000 | $ 68,000 |
| Cibola County New Mexico | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| Curry County New Mexico | 2 | $ 325,000 | $ 162,000 | $ 53,000 |
| Grant County New Mexico | 2 | $ 293,000 | $ 146,000 | $ 31,000 |
| Lincoln County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| McKinley County New Mexico | 2 | $ 189,000 | $ 94,000 | $ 62,000 |
| Otero County New Mexico | 2 | $ 307,000 | $ 153,000 | $ 271,000 |
| Rio Arriba County New Mexico | 2 | $ 505,000 | $ 252,000 | $ 68,000 |
| Torrance County New Mexico | 2 | $ 337,000 | $ 168,000 | $ 41,000 |
| Chester County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 95,000 |
| Delaware County Pennsylvania | 2 | $ 344,000 | $ 172,000 | $ 38,000 |
| Lehigh County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 90,000 |
| Montgomery County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 199,000 |
| York County Pennsylvania | 2 | $ 436,000 | $ 218,000 | $ 75,000 |
| York County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 62,000 |
| Bowie County Texas | 2 | $ 359,000 | $ 179,000 | $ 108,000 |
| El Paso County Texas | 2 | $ 426,000 | $ 213,000 | $ 92,000 |
| Fort Bend County Texas | 2 | $ 418,000 | $ 209,000 | $ 27,000 |
| Accomack County Virginia | 2 | $ 279,000 | $ 139,000 | $ 48,000 |
| Albemarle County Virginia | 2 | $ 821,000 | $ 410,000 | $ 139,000 |
| Alexandria County Virginia | 2 | $ 654,000 | $ 327,000 | $ 113,000 |
| Gloucester County Virginia | 2 | $ 489,000 | $ 244,000 | $ 63,000 |
| King William County Virginia | 2 | $ 380,000 | $ 190,000 | $ 41,000 |
| Lunenburg County Virginia | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| Lynchburg County Virginia | 2 | $ 269,000 | $ 134,000 | $ 38,000 |
| Manassas County Virginia | 2 | $ 216,000 | $ 108,000 | $ 28,000 |
| Petersburg County Virginia | 2 | $ 206,000 | $ 103,000 | $ 36,000 |
| Powhatan County Virginia | 2 | $ 552,000 | $ 276,000 | $ 66,000 |
| Roanoke County Virginia | 2 | $ 351,000 | $ 175,000 | $ 60,000 |
| Salem County Virginia | 2 | $ 345,000 | $ 172,000 | $ 46,000 |
| York County Virginia | 2 | $ 845,000 | $ 422,000 | $ 157,000 |
| Grant County Washington | 2 | $ 485,000 | $ 242,000 | $ 0 |
| Whitman County Washington | 2 | $ 442,000 | $ 221,000 | $ 82,000 |
| Chippewa County Wisconsin | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Outagamie County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 25,000 |
| Juneau County Alaska | 1 | $ 461,000 | $ 461,000 | $ 149,000 |
| Greenlee County Arizona | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Modoc County California | 1 | $ 147,000 | $ 147,000 | $ 80,000 |
| Clear Creek County Colorado | 1 | $ 368,000 | $ 368,000 | $ 238,000 |
| Delta County Colorado | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Gunnison County Colorado | 1 | $ 414,000 | $ 414,000 | $ 169,000 |
| Huerfano County Colorado | 1 | $ 229,000 | $ 229,000 | $ 85,000 |
| Lincoln County Colorado | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Logan County Colorado | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Otero County Colorado | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Rio Grande County Colorado | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Kent County Delaware | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Calhoun County Florida | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Gadsden County Florida | 1 | $ 380,000 | $ 380,000 | $ 92,000 |
| Levy County Florida | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Madison County Florida | 1 | $ 171,000 | $ 171,000 | $ 125,000 |
| Putnam County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Carroll County Georgia | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Chatham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Coweta County Georgia | 1 | $ 417,000 | $ 417,000 | $ 599,000 |
| Dade County Georgia | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Dougherty County Georgia | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Douglas County Georgia | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Forsyth County Georgia | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Hall County Georgia | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Hart County Georgia | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Jasper County Georgia | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Jefferson County Georgia | 1 | $ 316,000 | $ 316,000 | $ 107,000 |
| Rockdale County Georgia | 1 | $ 79,000 | $ 79,000 | $ 151,000 |
| Thomas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Tift County Georgia | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Whitfield County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Adams County Idaho | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Bear Lake County Idaho | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Benewah County Idaho | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Butte County Idaho | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Cassia County Idaho | 1 | $ 232,000 | $ 232,000 | $ 66,000 |
| Custer County Idaho | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Gem County Idaho | 1 | $ 129,000 | $ 129,000 | $ 55,000 |
| Idaho County Idaho | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Jerome County Idaho | 1 | $ 146,000 | $ 146,000 | $ 34,000 |
| Latah County Idaho | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| Lemhi County Idaho | 1 | $ 276,000 | $ 276,000 | $ 69,000 |
| Nez Perce County Idaho | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Valley County Idaho | 1 | $ 257,000 | $ 257,000 | $ 281,000 |
| Champaign County Illinois | 1 | $ 117,000 | $ 117,000 | $ 87,000 |
| Grundy County Illinois | 1 | $ 257,000 | $ 257,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 157,000 | $ 157,000 | $ 35,000 |
| Marion County Illinois | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Massac County Illinois | 1 | $ 121,000 | $ 121,000 | $ 78,000 |
| Mercer County Illinois | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Peoria County Illinois | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Sangamon County Illinois | 1 | $ 198,000 | $ 198,000 | $ 113,000 |
| St. Clair County Illinois | 1 | $ 204,000 | $ 204,000 | $ 95,000 |
| Des Moines County Iowa | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Jasper County Iowa | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Jefferson County Iowa | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Jones County Iowa | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Kossuth County Iowa | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Pottawattamie County Iowa | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Caroline County Maryland | 1 | $ 221,000 | $ 221,000 | $ 54,000 |
| Cecil County Maryland | 1 | $ 270,000 | $ 270,000 | $ 964,000 |
| Dorchester County Maryland | 1 | $ 201,000 | $ 201,000 | $ 130,000 |
| Garrett County Maryland | 1 | $ 185,000 | $ 185,000 | $ 28,000 |
| Kent County Maryland | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Somerset County Maryland | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Jackson County Missouri | 1 | $ 256,000 | $ 256,000 | $ 140,000 |
| Lander County Nevada | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Storey County Nevada | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| White Pine County Nevada | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 120,000 | $ 120,000 | $ 140,000 |
| Catron County New Mexico | 1 | $ 177,000 | $ 177,000 | $ 156,000 |
| Socorro County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Baker County Oregon | 1 | $ 101,000 | $ 101,000 | $ 75,000 |
| Curry County Oregon | 1 | $ 95,000 | $ 95,000 | $ 253,000 |
| Hood River County Oregon | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
| Lake County Oregon | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Sherman County Oregon | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| Cumberland County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Lackawanna County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Perry County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Pike County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 92,000 |
| Washington County Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 150,000 |
| Greenville County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 318,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,596 | $5,410,782,000 | $276,000 | $2,000,000 | $90,000 | $9,544,000 |
| Home Purchase | 19,184 | $4,272,987,000 | $222,000 | $1,725,000 | $81,000 | $2,601,000 |
| Home Improvement | 35 | $7,947,000 | $227,000 | $416,000 | $126,000 | $1,205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,921 | $6,456,888,000 | $259,000 | $2,000,000 | $92,000 | $5,791,000 |
| Hispanic | 8,639 | $1,802,180,000 | $208,000 | $1,170,000 | $65,000 | $9,544,000 |
| Asian | 3,389 | $981,462,000 | $289,000 | $2,000,000 | $101,000 | $3,056,000 |
| Black or African American | 1,331 | $313,143,000 | $235,000 | $1,100,000 | $67,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 315 | $80,378,000 | $255,000 | $676,000 | $77,000 | $315,000 |
| American Indian or Alaskan Native | 111 | $28,306,000 | $255,000 | $660,000 | $98,000 | $556,000 |
| Not Provided | 109 | $29,359,000 | $269,000 | $752,000 | $86,000 | $417,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,372 | $5,767,663,000 | $269,000 | $2,000,000 | $108,000 | $9,544,000 |
| FHA-insured (Federal Housing Administration) | 15,018 | $3,404,578,000 | $226,000 | $1,100,000 | $59,000 | $2,601,000 |
| VA-guaranteed (Veterans Administration) | 1,534 | $366,851,000 | $239,000 | $730,000 | $56,000 | $617,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 891 | $152,624,000 | $171,000 | $449,000 | $49,000 | $350,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,549 | $5,432,786,000 | $240,000 | $1,400,000 | $83,000 | $9,544,000 |
| Application Approved But Not Accepted | 7,438 | $1,960,195,000 | $263,000 | $1,676,000 | $93,000 | $5,791,000 |
| Application Denied By Financial Institution | 6,338 | $1,644,362,000 | $259,000 | $2,000,000 | $87,000 | $3,056,000 |
| File Closed For Incompleteness | 1,455 | $379,639,000 | $260,000 | $1,500,000 | $85,000 | $1,763,000 |
| Application Withdrawn By Applicant | 1,034 | $274,514,000 | $265,000 | $1,930,000 | $94,000 | $2,132,000 |
| Loan Purchased By The Institution | 1 | $220,000 | $220,000 | $220,000 | $122,000 | $122,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,190 | $618,845,000 | $282,000 | $2,000,000 | $79,000 | $2,310,000 |
| Other | 1,243 | $314,108,000 | $252,000 | $2,000,000 | $110,000 | $2,233,000 |
| Credit History | 996 | $224,898,000 | $225,000 | $2,000,000 | $62,000 | $3,056,000 |
| Collateral | 898 | $228,797,000 | $254,000 | $1,725,000 | $104,000 | $1,757,000 |
| Credit Application Incomplete | 331 | $91,728,000 | $277,000 | $1,088,000 | $94,000 | $835,000 |
| Unverifiable Information | 254 | $64,326,000 | $253,000 | $2,000,000 | $92,000 | $702,000 |
| Mortgage Insurance Denied | 196 | $45,990,000 | $234,000 | $575,000 | $77,000 | $334,000 |
| Employment History | 181 | $41,159,000 | $227,000 | $742,000 | $70,000 | $329,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $12,952,000 | $315,000 | $1,200,000 | $108,000 | $540,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.