Stearns Lending, LLC Mortgage Lending & HMDA Data, 2020
In 2020, Stearns Lending, LLC of Santa Ana, CA reported 81,171 mortgage applications totaling $24.9 billion, up 28% from 2019. The average application was for $306,846, and applicants reported an average income of $113,618. 42% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (3,673), Los Angeles-Long Beach-Glendale, CA (3,265) and Riverside-San Bernardino-Ontario, CA (3,115) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 81,171 |
| Total Mortgage Loan Application Amount | $24,907,005,000 |
| Average Mortgage Loan Application Amount | $306,846 |
| Highest Mortgage Loan Application Amount | $2,245,000 |
| Average Applicant Income | $113,618 |
| Highest Applicant Income | $7,627,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 3,265 | $ 1,419,805,000 | $ 434,856 | $ 136,000 |
| Maricopa, Arizona | 2,590 | $ 741,370,000 | $ 286,243 | $ 117,000 |
| Salt Lake, Utah | 2,463 | $ 796,815,000 | $ 323,514 | $ 113,000 |
| Riverside, California | 2,199 | $ 733,845,000 | $ 333,717 | $ 117,000 |
| Cook, Illinois | 1,810 | $ 462,170,000 | $ 255,342 | $ 118,000 |
| Harris, Texas | 1,680 | $ 417,880,000 | $ 248,738 | $ 130,000 |
| Orange, California | 1,579 | $ 733,675,000 | $ 464,645 | $ 146,000 |
| Clark, Nevada | 1,481 | $ 428,155,000 | $ 289,098 | $ 96,000 |
| San Diego, California | 1,426 | $ 624,850,000 | $ 438,183 | $ 126,000 |
| Honolulu, Hawaii | 1,181 | $ 607,655,000 | $ 514,525 | $ 107,000 |
| Utah, Utah | 1,115 | $ 353,315,000 | $ 316,874 | $ 108,000 |
| Davis, Utah | 1,023 | $ 326,515,000 | $ 319,173 | $ 99,000 |
| San Bernardino, California | 916 | $ 305,540,000 | $ 333,558 | $ 115,000 |
| Santa Clara, California | 876 | $ 487,900,000 | $ 556,963 | $ 178,000 |
| Bexar, Texas | 864 | $ 210,260,000 | $ 243,356 | $ 109,000 |
| San Joaquin, California | 854 | $ 218,730,000 | $ 256,124 | $ 91,000 |
| Ventura, California | 835 | $ 367,345,000 | $ 439,934 | $ 142,000 |
| Sonoma, California | 791 | $ 343,205,000 | $ 433,887 | $ 142,000 |
| Denver, Colorado | 791 | $ 295,285,000 | $ 373,305 | $ 115,000 |
| Arapahoe, Colorado | 777 | $ 260,315,000 | $ 335,025 | $ 113,000 |
| Weber, Utah | 776 | $ 219,680,000 | $ 283,092 | $ 84,000 |
| Jefferson, Colorado | 765 | $ 276,605,000 | $ 361,575 | $ 130,000 |
| Pima, Arizona | 732 | $ 146,930,000 | $ 200,724 | $ 90,000 |
| Contra Costa, California | 715 | $ 314,925,000 | $ 440,454 | $ 142,000 |
| Travis, Texas | 714 | $ 211,810,000 | $ 296,652 | $ 148,000 |
| Alameda, California | 666 | $ 351,490,000 | $ 527,762 | $ 165,000 |
| Douglas, Colorado | 649 | $ 252,075,000 | $ 388,405 | $ 129,000 |
| Fort Bend, Texas | 565 | $ 148,305,000 | $ 262,486 | $ 133,000 |
| Fresno, California | 558 | $ 155,750,000 | $ 279,121 | $ 106,000 |
| Adams, Colorado | 527 | $ 169,525,000 | $ 321,679 | $ 93,000 |
| Palm Beach, Florida | 488 | $ 137,500,000 | $ 281,762 | $ 117,000 |
| Sacramento, California | 485 | $ 155,755,000 | $ 321,144 | $ 107,000 |
| Williamson, Texas | 456 | $ 124,740,000 | $ 273,552 | $ 125,000 |
| Montgomery, Texas | 445 | $ 118,625,000 | $ 266,573 | $ 134,000 |
| Broward, Florida | 441 | $ 128,915,000 | $ 292,324 | $ 115,000 |
| Denton, Texas | 439 | $ 127,535,000 | $ 290,512 | $ 142,000 |
| Cobb, Georgia | 431 | $ 123,255,000 | $ 285,974 | $ 106,000 |
| DuPage, Illinois | 404 | $ 114,430,000 | $ 283,242 | $ 135,000 |
| Duval, Florida | 400 | $ 102,290,000 | $ 255,725 | $ 99,000 |
| Polk, Iowa | 391 | $ 79,785,000 | $ 204,053 | $ 93,000 |
| Multnomah, Oregon | 391 | $ 122,195,000 | $ 312,519 | $ 100,000 |
| Stanislaus, California | 378 | $ 97,960,000 | $ 259,153 | $ 90,000 |
| Will, Illinois | 374 | $ 91,700,000 | $ 245,187 | $ 123,000 |
| Lackawanna, Pennsylvania | 361 | $ 56,105,000 | $ 155,415 | $ 70,000 |
| Madison, Alabama | 360 | $ 78,030,000 | $ 216,750 | $ 89,000 |
| Hennepin, Minnesota | 352 | $ 93,950,000 | $ 266,903 | $ 123,000 |
| Tarrant, Texas | 351 | $ 95,725,000 | $ 272,720 | $ 147,000 |
| Fulton, Georgia | 350 | $ 105,540,000 | $ 301,542 | $ 137,000 |
| Collin, Texas | 347 | $ 108,145,000 | $ 311,657 | $ 143,000 |
| Miami-Dade, Florida | 346 | $ 105,720,000 | $ 305,549 | $ 129,000 |
| El Paso, Colorado | 339 | $ 104,065,000 | $ 306,976 | $ 83,000 |
| Washington, Oregon | 339 | $ 109,985,000 | $ 324,439 | $ 101,000 |
| Santa Cruz, California | 337 | $ 166,575,000 | $ 494,287 | $ 155,000 |
| Placer, California | 334 | $ 131,330,000 | $ 393,203 | $ 153,000 |
| Tooele, Utah | 330 | $ 87,350,000 | $ 264,696 | $ 76,000 |
| Waukesha, Wisconsin | 324 | $ 99,350,000 | $ 306,635 | $ 150,000 |
| Luzerne, Pennsylvania | 317 | $ 46,935,000 | $ 148,059 | $ 67,000 |
| Polk, Florida | 314 | $ 65,150,000 | $ 207,484 | $ 102,000 |
| Clark, Washington | 307 | $ 92,055,000 | $ 299,853 | $ 94,000 |
| Pinal, Arizona | 299 | $ 71,445,000 | $ 238,946 | $ 104,000 |
| Okaloosa, Florida | 296 | $ 90,990,000 | $ 307,398 | $ 91,000 |
| San Mateo, California | 287 | $ 152,645,000 | $ 531,864 | $ 177,000 |
| Anchorage, Alaska | 285 | $ 93,395,000 | $ 327,701 | $ 89,000 |
| Larimer, Colorado | 284 | $ 92,620,000 | $ 326,126 | $ 103,000 |
| Lake, California | 276 | $ 64,870,000 | $ 235,036 | $ 93,000 |
| Lane, Oregon | 273 | $ 73,735,000 | $ 270,091 | $ 86,000 |
| Snohomish, Washington | 272 | $ 103,310,000 | $ 379,816 | $ 95,000 |
| King, Washington | 270 | $ 122,730,000 | $ 454,555 | $ 163,000 |
| Clackamas, Oregon | 262 | $ 96,050,000 | $ 366,603 | $ 118,000 |
| Washington, Utah | 258 | $ 74,360,000 | $ 288,217 | $ 107,000 |
| Middlesex, Massachusetts | 256 | $ 99,740,000 | $ 389,609 | $ 154,000 |
| Gwinnett, Georgia | 252 | $ 64,690,000 | $ 256,706 | $ 89,000 |
| Dallas, Texas | 252 | $ 71,620,000 | $ 284,206 | $ 151,000 |
| Weld, Colorado | 250 | $ 80,280,000 | $ 321,120 | $ 85,000 |
| Lake, Illinois | 248 | $ 70,710,000 | $ 285,120 | $ 150,000 |
| Bernalillo, New Mexico | 247 | $ 60,045,000 | $ 243,097 | $ 109,000 |
| Caldwell, North Carolina | 244 | $ 40,150,000 | $ 164,549 | $ 60,000 |
| Oakland, Michigan | 240 | $ 64,770,000 | $ 269,875 | $ 112,000 |
| Bristol, Massachusetts | 238 | $ 70,550,000 | $ 296,428 | $ 95,000 |
| Klamath, Oregon | 237 | $ 49,895,000 | $ 210,527 | $ 90,000 |
| El Paso, Texas | 232 | $ 42,910,000 | $ 184,956 | $ 90,000 |
| Monterey, California | 230 | $ 95,800,000 | $ 416,521 | $ 123,000 |
| San Benito, California | 228 | $ 105,990,000 | $ 464,868 | $ 133,000 |
| Chesterfield, Virginia | 228 | $ 53,510,000 | $ 234,692 | $ 60,000 |
| Orange, Florida | 226 | $ 61,990,000 | $ 274,292 | $ 86,000 |
| Mecklenburg, North Carolina | 224 | $ 63,880,000 | $ 285,178 | $ 111,000 |
| Galveston, Texas | 221 | $ 58,135,000 | $ 263,054 | $ 135,000 |
| Chatham, Georgia | 214 | $ 52,240,000 | $ 244,112 | $ 105,000 |
| Osceola, Florida | 211 | $ 54,925,000 | $ 260,308 | $ 74,000 |
| Cumberland, North Carolina | 210 | $ 38,490,000 | $ 183,285 | $ 90,000 |
| Yavapai, Arizona | 203 | $ 49,175,000 | $ 242,241 | $ 74,000 |
| Missoula, Montana | 200 | $ 56,780,000 | $ 283,900 | $ 106,000 |
| St. Johns, Florida | 197 | $ 47,205,000 | $ 239,619 | $ 113,000 |
| Kane, Illinois | 197 | $ 46,085,000 | $ 233,934 | $ 113,000 |
| Kern, California | 195 | $ 46,335,000 | $ 237,615 | $ 116,000 |
| Santa Barbara, California | 193 | $ 82,595,000 | $ 427,953 | $ 138,000 |
| Hillsborough, Florida | 192 | $ 48,900,000 | $ 254,687 | $ 90,000 |
| Cherokee, Georgia | 192 | $ 53,810,000 | $ 280,260 | $ 106,000 |
| DeKalb, Georgia | 192 | $ 55,170,000 | $ 287,343 | $ 131,000 |
| Wake, North Carolina | 192 | $ 55,700,000 | $ 290,104 | $ 127,000 |
| Guilford, North Carolina | 189 | $ 45,205,000 | $ 239,179 | $ 87,000 |
| Marshall, Alabama | 181 | $ 38,565,000 | $ 213,066 | $ 119,000 |
| Oklahoma, Oklahoma | 179 | $ 39,465,000 | $ 220,474 | $ 168,000 |
| Lake, Florida | 176 | $ 44,020,000 | $ 250,113 | $ 65,000 |
| Tulare, California | 175 | $ 31,455,000 | $ 179,742 | $ 96,000 |
| Pierce, Washington | 175 | $ 64,075,000 | $ 366,142 | $ 110,000 |
| Milwaukee, Wisconsin | 175 | $ 35,025,000 | $ 200,142 | $ 119,000 |
| York, South Carolina | 173 | $ 40,435,000 | $ 233,728 | $ 84,000 |
| San Francisco, California | 171 | $ 85,065,000 | $ 497,456 | $ 165,000 |
| Charleston, South Carolina | 168 | $ 53,490,000 | $ 318,392 | $ 123,000 |
| Solano, California | 167 | $ 61,505,000 | $ 368,293 | $ 112,000 |
| Plymouth, Massachusetts | 167 | $ 55,815,000 | $ 334,221 | $ 107,000 |
| Kootenai, Idaho | 164 | $ 46,570,000 | $ 283,963 | $ 96,000 |
| Boulder, Colorado | 158 | $ 65,830,000 | $ 416,645 | $ 156,000 |
| Fairfax, Virginia | 154 | $ 65,970,000 | $ 428,376 | $ 180,000 |
| Norfolk, Massachusetts | 151 | $ 59,515,000 | $ 394,139 | $ 148,000 |
| McHenry, Illinois | 150 | $ 32,810,000 | $ 218,733 | $ 101,000 |
| Umatilla, Oregon | 148 | $ 32,800,000 | $ 221,621 | $ 92,000 |
| Hays, Texas | 148 | $ 38,400,000 | $ 259,459 | $ 145,000 |
| Cache, Utah | 148 | $ 38,130,000 | $ 257,635 | $ 84,000 |
| Matanuska-Susitna, Alaska | 145 | $ 50,955,000 | $ 351,413 | $ 88,000 |
| Paulding, Georgia | 145 | $ 35,195,000 | $ 242,724 | $ 71,000 |
| Deschutes, Oregon | 145 | $ 45,305,000 | $ 312,448 | $ 103,000 |
| Jefferson, Kentucky | 141 | $ 32,945,000 | $ 233,652 | $ 94,000 |
| Providence, Rhode Island | 138 | $ 34,750,000 | $ 251,811 | $ 96,000 |
| Grayson, Texas | 134 | $ 30,330,000 | $ 226,343 | $ 188,000 |
| Coos, Oregon | 133 | $ 28,605,000 | $ 215,075 | $ 83,000 |
| Horry, South Carolina | 133 | $ 32,715,000 | $ 245,977 | $ 107,000 |
| Rockingham, New Hampshire | 132 | $ 42,530,000 | $ 322,196 | $ 118,000 |
| Monroe, Pennsylvania | 131 | $ 22,575,000 | $ 172,328 | $ 92,000 |
| Comal, Texas | 125 | $ 31,635,000 | $ 253,080 | $ 144,000 |
| Ada, Idaho | 123 | $ 36,625,000 | $ 297,764 | $ 119,000 |
| Macomb, Michigan | 123 | $ 24,305,000 | $ 197,601 | $ 70,000 |
| Forsyth, Georgia | 121 | $ 42,105,000 | $ 347,975 | $ 133,000 |
| Montgomery, Pennsylvania | 121 | $ 35,815,000 | $ 295,991 | $ 124,000 |
| Mendocino, California | 119 | $ 40,245,000 | $ 338,193 | $ 113,000 |
| Barnstable, Massachusetts | 119 | $ 38,245,000 | $ 321,386 | $ 137,000 |
| San Luis Obispo, California | 116 | $ 36,390,000 | $ 313,706 | $ 110,000 |
| Worcester, Massachusetts | 116 | $ 37,330,000 | $ 321,810 | $ 126,000 |
| Ramsey, Minnesota | 116 | $ 23,540,000 | $ 202,931 | $ 82,000 |
| Merced, California | 113 | $ 30,115,000 | $ 266,504 | $ 84,000 |
| Lee, Florida | 112 | $ 26,410,000 | $ 235,803 | $ 128,000 |
| Pinellas, Florida | 112 | $ 31,840,000 | $ 284,285 | $ 113,000 |
| Bergen, New Jersey | 112 | $ 38,560,000 | $ 344,285 | $ 141,000 |
| Brevard, Florida | 110 | $ 30,450,000 | $ 276,818 | $ 103,000 |
| Anoka, Minnesota | 110 | $ 25,630,000 | $ 233,000 | $ 108,000 |
| Forsyth, North Carolina | 109 | $ 25,425,000 | $ 233,256 | $ 145,000 |
| Brazoria, Texas | 108 | $ 27,910,000 | $ 258,425 | $ 120,000 |
| St. Louis, Missouri | 107 | $ 29,205,000 | $ 272,943 | $ 134,000 |
| Olmsted, Minnesota | 106 | $ 25,600,000 | $ 241,509 | $ 74,000 |
| Yellowstone, Montana | 106 | $ 27,200,000 | $ 256,603 | $ 95,000 |
| Summit, Utah | 106 | $ 39,750,000 | $ 375,000 | $ 174,000 |
| Mohave, Arizona | 104 | $ 23,950,000 | $ 230,288 | $ 93,000 |
| Berkeley, South Carolina | 104 | $ 25,500,000 | $ 245,192 | $ 67,000 |
| Montgomery, Alabama | 102 | $ 18,560,000 | $ 181,960 | $ 29,000 |
| Fairfield, Connecticut | 102 | $ 35,720,000 | $ 350,196 | $ 137,000 |
| Morgan, Georgia | 102 | $ 24,380,000 | $ 239,019 | $ 97,000 |
| Wayne, Michigan | 102 | $ 20,590,000 | $ 201,862 | $ 75,000 |
| Spokane, Washington | 99 | $ 23,965,000 | $ 242,070 | $ 99,000 |
| Marin, California | 98 | $ 47,210,000 | $ 481,734 | $ 178,000 |
| St. Louis, Minnesota | 95 | $ 18,775,000 | $ 197,631 | $ 94,000 |
| Montgomery, Maryland | 94 | $ 34,640,000 | $ 368,510 | $ 141,000 |
| Linn, Oregon | 94 | $ 23,990,000 | $ 255,212 | $ 88,000 |
| Box Elder, Utah | 94 | $ 24,340,000 | $ 258,936 | $ 70,000 |
| Essex, Massachusetts | 93 | $ 33,965,000 | $ 365,215 | $ 107,000 |
| St. Lucie, Florida | 92 | $ 20,760,000 | $ 225,652 | $ 91,000 |
| Effingham, Georgia | 92 | $ 18,670,000 | $ 202,934 | $ 75,000 |
| Seminole, Florida | 91 | $ 23,465,000 | $ 257,857 | $ 96,000 |
| Hillsborough, New Hampshire | 91 | $ 27,115,000 | $ 297,967 | $ 110,000 |
| Washington, Minnesota | 90 | $ 24,070,000 | $ 267,444 | $ 107,000 |
| Allegheny, Pennsylvania | 90 | $ 17,020,000 | $ 189,111 | $ 84,000 |
| Glynn, Georgia | 88 | $ 22,370,000 | $ 254,204 | $ 92,000 |
| Dakota, Minnesota | 88 | $ 21,960,000 | $ 249,545 | $ 87,000 |
| Franklin, Ohio | 88 | $ 18,790,000 | $ 213,522 | $ 100,000 |
| Pike, Pennsylvania | 88 | $ 14,710,000 | $ 167,159 | $ 106,000 |
| Davidson, North Carolina | 86 | $ 17,950,000 | $ 208,720 | $ 85,000 |
| Marion, Oregon | 86 | $ 24,110,000 | $ 280,348 | $ 82,000 |
| Marion, Indiana | 85 | $ 16,905,000 | $ 198,882 | $ 116,000 |
| Bucks, Pennsylvania | 84 | $ 24,640,000 | $ 293,333 | $ 109,000 |
| Whatcom, Washington | 82 | $ 27,240,000 | $ 332,195 | $ 76,000 |
| Jackson, Alabama | 81 | $ 14,455,000 | $ 178,456 | $ 0 |
| Santa Rosa, Florida | 81 | $ 20,055,000 | $ 247,592 | $ 49,000 |
| Middlesex, New Jersey | 81 | $ 23,305,000 | $ 287,716 | $ 125,000 |
| Lincoln, Oregon | 81 | $ 22,155,000 | $ 273,518 | $ 136,000 |
| Marion, Florida | 79 | $ 14,195,000 | $ 179,683 | $ 68,000 |
| Volusia, Florida | 79 | $ 16,945,000 | $ 214,493 | $ 109,000 |
| Prince George's, Maryland | 78 | $ 26,670,000 | $ 341,923 | $ 100,000 |
| Lycoming, Pennsylvania | 78 | $ 13,430,000 | $ 172,179 | $ 84,000 |
| Limestone, Alabama | 77 | $ 18,805,000 | $ 244,220 | $ 0 |
| Bryan, Georgia | 77 | $ 20,415,000 | $ 265,129 | $ 140,000 |
| Chisago, Minnesota | 77 | $ 18,475,000 | $ 239,935 | $ 109,000 |
| Suffolk, Massachusetts | 76 | $ 32,420,000 | $ 426,578 | $ 169,000 |
| Loudoun, Virginia | 76 | $ 33,660,000 | $ 442,894 | $ 167,000 |
| Lafayette, Louisiana | 74 | $ 15,860,000 | $ 214,324 | $ 88,000 |
| Carteret, North Carolina | 74 | $ 19,780,000 | $ 267,297 | $ 106,000 |
| Wayne, Pennsylvania | 73 | $ 12,555,000 | $ 171,986 | $ 92,000 |
| Yakima, Washington | 73 | $ 16,475,000 | $ 225,684 | $ 70,000 |
| Centre, Pennsylvania | 72 | $ 16,430,000 | $ 228,194 | $ 87,000 |
| Hamilton, Indiana | 71 | $ 18,955,000 | $ 266,971 | $ 122,000 |
| Onslow, North Carolina | 71 | $ 12,925,000 | $ 182,042 | $ 57,000 |
| Martin, Florida | 70 | $ 19,100,000 | $ 272,857 | $ 105,000 |
| Northampton, Pennsylvania | 69 | $ 15,885,000 | $ 230,217 | $ 99,000 |
| Guadalupe, Texas | 69 | $ 16,615,000 | $ 240,797 | $ 76,000 |
| Smith, Texas | 69 | $ 15,895,000 | $ 230,362 | $ 80,000 |
| Lehigh, Pennsylvania | 68 | $ 16,030,000 | $ 235,735 | $ 82,000 |
| Dorchester, South Carolina | 68 | $ 16,470,000 | $ 242,205 | $ 70,000 |
| Prince William, Virginia | 68 | $ 27,570,000 | $ 405,441 | $ 91,000 |
| St. Charles, Missouri | 67 | $ 16,205,000 | $ 241,865 | $ 107,000 |
| Philadelphia, Pennsylvania | 67 | $ 17,385,000 | $ 259,477 | $ 104,000 |
| Henrico, Virginia | 67 | $ 16,445,000 | $ 245,447 | $ 82,000 |
| Napa, California | 65 | $ 28,755,000 | $ 442,384 | $ 189,000 |
| Essex, New Jersey | 65 | $ 27,675,000 | $ 425,769 | $ 175,000 |
| Jackson, Oregon | 65 | $ 17,825,000 | $ 274,230 | $ 89,000 |
| Richland, South Carolina | 65 | $ 13,475,000 | $ 207,307 | $ 55,000 |
| Harnett, North Carolina | 64 | $ 15,280,000 | $ 238,750 | $ 93,000 |
| Coweta, Georgia | 63 | $ 18,565,000 | $ 294,682 | $ 95,000 |
| Valencia, New Mexico | 63 | $ 12,685,000 | $ 201,349 | $ 82,000 |
| Hall, Georgia | 62 | $ 15,010,000 | $ 242,096 | $ 92,000 |
| Morris, New Jersey | 62 | $ 23,120,000 | $ 372,903 | $ 136,000 |
| Lincoln, New Mexico | 62 | $ 13,820,000 | $ 222,903 | $ 111,000 |
| Kane, Utah | 62 | $ 14,920,000 | $ 240,645 | $ 52,000 |
| Douglas, Wisconsin | 62 | $ 11,140,000 | $ 179,677 | $ 79,000 |
| Elmore, Alabama | 61 | $ 11,515,000 | $ 188,770 | $ 84,000 |
| Sandoval, New Mexico | 61 | $ 15,105,000 | $ 247,622 | $ 111,000 |
| Bastrop, Texas | 61 | $ 13,635,000 | $ 223,524 | $ 194,000 |
| Butte, California | 60 | $ 14,610,000 | $ 243,500 | $ 98,000 |
| Iredell, North Carolina | 60 | $ 15,990,000 | $ 266,500 | $ 89,000 |
| Stafford, Virginia | 60 | $ 23,320,000 | $ 388,666 | $ 83,000 |
| El Dorado, California | 59 | $ 22,505,000 | $ 381,440 | $ 138,000 |
| Imperial, California | 59 | $ 8,895,000 | $ 150,762 | $ 77,000 |
| Yolo, California | 59 | $ 23,685,000 | $ 401,440 | $ 136,000 |
| Richmond City, Virginia | 59 | $ 12,895,000 | $ 218,559 | $ 77,000 |
| Calaveras, California | 58 | $ 15,120,000 | $ 260,689 | $ 159,000 |
| Fannin, Georgia | 58 | $ 14,130,000 | $ 243,620 | $ 120,000 |
| Union, North Carolina | 58 | $ 18,110,000 | $ 312,241 | $ 96,000 |
| Bristol, Rhode Island | 58 | $ 15,340,000 | $ 264,482 | $ 105,000 |
| Madera, California | 57 | $ 15,495,000 | $ 271,842 | $ 113,000 |
| Manatee, Florida | 57 | $ 16,475,000 | $ 289,035 | $ 111,000 |
| Catawba, North Carolina | 57 | $ 12,535,000 | $ 219,912 | $ 23,000 |
| Cowlitz, Washington | 57 | $ 11,445,000 | $ 200,789 | $ 63,000 |
| Broomfield, Colorado | 55 | $ 19,665,000 | $ 357,545 | $ 127,000 |
| Collier, Florida | 55 | $ 16,145,000 | $ 293,545 | $ 135,000 |
| Chester, Pennsylvania | 55 | $ 18,155,000 | $ 330,090 | $ 153,000 |
| Clinton, Pennsylvania | 54 | $ 8,040,000 | $ 148,888 | $ 73,000 |
| Pasco, Florida | 53 | $ 10,385,000 | $ 195,943 | $ 74,000 |
| Kendall, Illinois | 53 | $ 12,835,000 | $ 242,169 | $ 102,000 |
| Anne Arundel, Maryland | 53 | $ 18,935,000 | $ 357,264 | $ 109,000 |
| Coconino, Arizona | 52 | $ 14,540,000 | $ 279,615 | $ 146,000 |
| Walton, Georgia | 52 | $ 11,930,000 | $ 229,423 | $ 86,000 |
| Cleveland, Oklahoma | 52 | $ 10,540,000 | $ 202,692 | $ 147,000 |
| Cumberland, Pennsylvania | 52 | $ 10,330,000 | $ 198,653 | $ 95,000 |
| Hawaii, Hawaii | 51 | $ 21,955,000 | $ 430,490 | $ 180,000 |
| Lake, Indiana | 51 | $ 11,205,000 | $ 219,705 | $ 92,000 |
| Dallas, Iowa | 51 | $ 12,015,000 | $ 235,588 | $ 118,000 |
| Sutter, California | 50 | $ 11,230,000 | $ 224,600 | $ 90,000 |
| Pickens, Georgia | 50 | $ 12,310,000 | $ 246,200 | $ 106,000 |
| Washington, Wisconsin | 50 | $ 13,470,000 | $ 269,400 | $ 133,000 |
| Canyon, Idaho | 49 | $ 11,395,000 | $ 232,551 | $ 89,000 |
| Elko, Nevada | 48 | $ 12,960,000 | $ 270,000 | $ 0 |
| Nueces, Texas | 48 | $ 11,010,000 | $ 229,375 | $ 123,000 |
| Gordon, Georgia | 47 | $ 8,555,000 | $ 182,021 | $ 113,000 |
| Henry, Georgia | 47 | $ 9,825,000 | $ 209,042 | $ 68,000 |
| Franklin, Idaho | 47 | $ 10,235,000 | $ 217,765 | $ 84,000 |
| Baltimore, Maryland | 47 | $ 13,005,000 | $ 276,702 | $ 106,000 |
| Harford, Maryland | 47 | $ 12,755,000 | $ 271,382 | $ 77,000 |
| Ocean, New Jersey | 47 | $ 13,435,000 | $ 285,851 | $ 143,000 |
| Delaware, Pennsylvania | 47 | $ 12,765,000 | $ 271,595 | $ 113,000 |
| Elbert, Colorado | 46 | $ 18,400,000 | $ 400,000 | $ 115,000 |
| Lamar, Texas | 46 | $ 7,520,000 | $ 163,478 | $ 103,000 |
| Clayton, Georgia | 45 | $ 7,065,000 | $ 157,000 | $ 60,000 |
| Clark, Indiana | 45 | $ 8,495,000 | $ 188,777 | $ 59,000 |
| Greenville, South Carolina | 45 | $ 11,285,000 | $ 250,777 | $ 76,000 |
| Wasatch, Utah | 45 | $ 16,645,000 | $ 369,888 | $ 119,000 |
| Burlington, New Jersey | 44 | $ 12,220,000 | $ 277,727 | $ 114,000 |
| Somerset, New Jersey | 44 | $ 17,220,000 | $ 391,363 | $ 132,000 |
| San Juan, New Mexico | 44 | $ 8,140,000 | $ 185,000 | $ 78,000 |
| Wyoming, Pennsylvania | 44 | $ 7,420,000 | $ 168,636 | $ 78,000 |
| Skagit, Washington | 44 | $ 13,520,000 | $ 307,272 | $ 91,000 |
| Livingston, Michigan | 43 | $ 11,895,000 | $ 276,627 | $ 124,000 |
| Scott, Minnesota | 43 | $ 12,835,000 | $ 298,488 | $ 122,000 |
| Sherburne, Minnesota | 43 | $ 9,815,000 | $ 228,255 | $ 89,000 |
| Susquehanna, Pennsylvania | 43 | $ 6,235,000 | $ 145,000 | $ 66,000 |
| Mercer, New Jersey | 41 | $ 11,795,000 | $ 287,682 | $ 116,000 |
| Union, New Jersey | 41 | $ 14,495,000 | $ 353,536 | $ 165,000 |
| Teller, Colorado | 40 | $ 12,050,000 | $ 301,250 | $ 93,000 |
| Douglas, Georgia | 40 | $ 8,460,000 | $ 211,500 | $ 82,000 |
| Harris, Georgia | 40 | $ 11,520,000 | $ 288,000 | $ 43,000 |
| Monmouth, New Jersey | 40 | $ 14,550,000 | $ 363,750 | $ 149,000 |
| Burke, North Carolina | 40 | $ 6,910,000 | $ 172,750 | $ 91,000 |
| Spartanburg, South Carolina | 40 | $ 7,620,000 | $ 190,500 | $ 52,000 |
| Dane, Wisconsin | 40 | $ 11,250,000 | $ 281,250 | $ 117,000 |
| District of Columbia, District Of Columbia | 39 | $ 17,135,000 | $ 439,358 | $ 148,000 |
| Isanti, Minnesota | 39 | $ 8,675,000 | $ 222,435 | $ 111,000 |
| York, Pennsylvania | 39 | $ 8,115,000 | $ 208,076 | $ 89,000 |
| Kent, Rhode Island | 39 | $ 10,075,000 | $ 258,333 | $ 113,000 |
| Escambia, Florida | 38 | $ 9,150,000 | $ 240,789 | $ 120,000 |
| Oldham, Kentucky | 38 | $ 13,280,000 | $ 349,473 | $ 128,000 |
| Wright, Minnesota | 38 | $ 10,900,000 | $ 286,842 | $ 84,000 |
| Hudson, New Jersey | 38 | $ 14,840,000 | $ 390,526 | $ 143,000 |
| Johnston, North Carolina | 38 | $ 9,720,000 | $ 255,789 | $ 108,000 |
| Ellis, Texas | 38 | $ 9,710,000 | $ 255,526 | $ 90,000 |
| Sanders, Montana | 37 | $ 8,445,000 | $ 228,243 | $ 73,000 |
| Lowndes, Georgia | 36 | $ 7,540,000 | $ 209,444 | $ 89,000 |
| Hoke, North Carolina | 36 | $ 6,450,000 | $ 179,166 | $ 0 |
| Randolph, North Carolina | 36 | $ 6,980,000 | $ 193,888 | $ 42,000 |
| Jefferson, Alabama | 35 | $ 7,165,000 | $ 204,714 | $ 99,000 |
| Shasta, California | 35 | $ 9,015,000 | $ 257,571 | $ 107,000 |
| La Plata, Colorado | 35 | $ 10,955,000 | $ 313,000 | $ 107,000 |
| Canadian, Oklahoma | 34 | $ 7,150,000 | $ 210,294 | $ 88,000 |
| Nevada, California | 33 | $ 11,865,000 | $ 359,545 | $ 181,000 |
| Park, Colorado | 33 | $ 12,595,000 | $ 381,666 | $ 119,000 |
| Fayette, Georgia | 33 | $ 10,685,000 | $ 323,787 | $ 110,000 |
| Eddy, New Mexico | 33 | $ 7,875,000 | $ 238,636 | $ 76,000 |
| Parker, Texas | 33 | $ 9,625,000 | $ 291,666 | $ 82,000 |
| Racine, Wisconsin | 33 | $ 7,805,000 | $ 236,515 | $ 84,000 |
| Flagler, Florida | 32 | $ 9,220,000 | $ 288,125 | $ 82,000 |
| Sarasota, Florida | 32 | $ 9,890,000 | $ 309,062 | $ 115,000 |
| Bartow, Georgia | 32 | $ 6,890,000 | $ 215,312 | $ 67,000 |
| Maui, Hawaii | 32 | $ 16,010,000 | $ 500,312 | $ 155,000 |
| Passaic, New Jersey | 32 | $ 9,370,000 | $ 292,812 | $ 132,000 |
| Craven, North Carolina | 32 | $ 5,840,000 | $ 182,500 | $ 51,000 |
| Shelby, Tennessee | 32 | $ 9,390,000 | $ 293,437 | $ 106,000 |
| Johnson, Texas | 32 | $ 8,380,000 | $ 261,875 | $ 119,000 |
| Liberty, Georgia | 31 | $ 5,225,000 | $ 168,548 | $ 51,000 |
| Hendricks, Indiana | 31 | $ 6,325,000 | $ 204,032 | $ 79,000 |
| Ravalli, Montana | 31 | $ 8,375,000 | $ 270,161 | $ 91,000 |
| Polk, Oregon | 31 | $ 8,605,000 | $ 277,580 | $ 94,000 |
| Rockwall, Texas | 31 | $ 8,165,000 | $ 263,387 | $ 119,000 |
| Iron, Utah | 31 | $ 7,605,000 | $ 245,322 | $ 73,000 |
| Thurston, Washington | 31 | $ 10,455,000 | $ 337,258 | $ 99,000 |
| Howard, Maryland | 30 | $ 10,650,000 | $ 355,000 | $ 127,000 |
| Washtenaw, Michigan | 30 | $ 8,720,000 | $ 290,666 | $ 167,000 |
| Carver, Minnesota | 30 | $ 9,520,000 | $ 317,333 | $ 157,000 |
| Gaston, North Carolina | 30 | $ 7,000,000 | $ 233,333 | $ 85,000 |
| Lexington, South Carolina | 30 | $ 6,050,000 | $ 201,666 | $ 84,000 |
| Morgan, Utah | 30 | $ 10,530,000 | $ 351,000 | $ 108,000 |
| Arlington, Virginia | 30 | $ 11,960,000 | $ 398,666 | $ 149,000 |
| Whitman, Washington | 30 | $ 7,670,000 | $ 255,666 | $ 94,000 |
| Tuolumne, California | 29 | $ 5,125,000 | $ 176,724 | $ 110,000 |
| Summit, Colorado | 29 | $ 12,605,000 | $ 434,655 | $ 181,000 |
| Walton, Florida | 29 | $ 8,505,000 | $ 293,275 | $ 133,000 |
| Newton, Georgia | 29 | $ 6,255,000 | $ 215,689 | $ 76,000 |
| Floyd, Indiana | 29 | $ 5,935,000 | $ 204,655 | $ 91,000 |
| Buncombe, North Carolina | 29 | $ 7,085,000 | $ 244,310 | $ 59,000 |
| Cabarrus, North Carolina | 29 | $ 7,405,000 | $ 255,344 | $ 71,000 |
| Dauphin, Pennsylvania | 29 | $ 5,635,000 | $ 194,310 | $ 103,000 |
| Newport, Rhode Island | 29 | $ 9,575,000 | $ 330,172 | $ 107,000 |
| Williamson, Tennessee | 29 | $ 10,915,000 | $ 376,379 | $ 96,000 |
| Chambers, Texas | 29 | $ 7,915,000 | $ 272,931 | $ 111,000 |
| Hartford, Connecticut | 28 | $ 7,170,000 | $ 256,071 | $ 113,000 |
| Camden, Georgia | 28 | $ 6,470,000 | $ 231,071 | $ 73,000 |
| Long, Georgia | 28 | $ 6,960,000 | $ 248,571 | $ 129,000 |
| Stearns, Minnesota | 28 | $ 4,740,000 | $ 169,285 | $ 74,000 |
| Logan, Oklahoma | 28 | $ 6,700,000 | $ 239,285 | $ 0 |
| Fairbanks North Star, Alaska | 27 | $ 6,255,000 | $ 231,666 | $ 70,000 |
| Yuba, California | 27 | $ 4,735,000 | $ 175,370 | $ 82,000 |
| Durham, North Carolina | 27 | $ 6,015,000 | $ 222,777 | $ 106,000 |
| Moore, North Carolina | 27 | $ 8,295,000 | $ 307,222 | $ 116,000 |
| Washington, Rhode Island | 27 | $ 7,965,000 | $ 295,000 | $ 259,000 |
| Caldwell, Texas | 27 | $ 6,235,000 | $ 230,925 | $ 30,000 |
| Walla Walla, Washington | 27 | $ 7,945,000 | $ 294,259 | $ 101,000 |
| Lee, Alabama | 26 | $ 6,260,000 | $ 240,769 | $ 113,000 |
| New Haven, Connecticut | 26 | $ 6,440,000 | $ 247,692 | $ 114,000 |
| Kankakee, Illinois | 26 | $ 3,350,000 | $ 128,846 | $ 73,000 |
| Warren, Iowa | 26 | $ 6,250,000 | $ 240,384 | $ 95,000 |
| Johnson, Kansas | 26 | $ 6,120,000 | $ 235,384 | $ 113,000 |
| Pine, Minnesota | 26 | $ 4,630,000 | $ 178,076 | $ 36,000 |
| Brunswick, North Carolina | 26 | $ 5,990,000 | $ 230,384 | $ 90,000 |
| Marion, Ohio | 26 | $ 3,320,000 | $ 127,692 | $ 35,000 |
| Berks, Pennsylvania | 26 | $ 4,050,000 | $ 155,769 | $ 63,000 |
| Westmoreland, Pennsylvania | 26 | $ 4,620,000 | $ 177,692 | $ 84,000 |
| Midland, Texas | 26 | $ 8,880,000 | $ 341,538 | $ 182,000 |
| Polk, Wisconsin | 26 | $ 5,280,000 | $ 203,076 | $ 70,000 |
| Dona Ana, New Mexico | 25 | $ 5,165,000 | $ 206,600 | $ 91,000 |
| Haywood, North Carolina | 25 | $ 6,295,000 | $ 251,800 | $ 65,000 |
| Josephine, Oregon | 25 | $ 6,005,000 | $ 240,200 | $ 80,000 |
| Davidson, Tennessee | 25 | $ 7,585,000 | $ 303,400 | $ 111,000 |
| DeKalb, Alabama | 24 | $ 3,860,000 | $ 160,833 | $ 86,000 |
| Clear Creek, Colorado | 24 | $ 8,900,000 | $ 370,833 | $ 102,000 |
| Pueblo, Colorado | 24 | $ 4,380,000 | $ 182,500 | $ 108,000 |
| Putnam, Florida | 24 | $ 3,340,000 | $ 139,166 | $ 57,000 |
| East Baton Rouge, Louisiana | 24 | $ 5,190,000 | $ 216,250 | $ 75,000 |
| Frederick, Maryland | 24 | $ 8,800,000 | $ 366,666 | $ 125,000 |
| Orangeburg, South Carolina | 24 | $ 4,430,000 | $ 184,583 | $ 70,000 |
| Alexandria, Virginia | 24 | $ 11,490,000 | $ 478,750 | $ 121,000 |
| Montgomery, Virginia | 24 | $ 6,410,000 | $ 267,083 | $ 116,000 |
| Virginia Beach, Virginia | 24 | $ 6,510,000 | $ 271,250 | $ 96,000 |
| Kenosha, Wisconsin | 24 | $ 5,000,000 | $ 208,333 | $ 141,000 |
| Autauga, Alabama | 23 | $ 3,765,000 | $ 163,695 | $ 0 |
| Siskiyou, California | 23 | $ 4,405,000 | $ 191,521 | $ 101,000 |
| Houston, Georgia | 23 | $ 5,665,000 | $ 246,304 | $ 91,000 |
| Blaine, Idaho | 23 | $ 7,785,000 | $ 338,478 | $ 133,000 |
| Jackson, Missouri | 23 | $ 5,315,000 | $ 231,086 | $ 80,000 |
| Henderson, North Carolina | 23 | $ 4,895,000 | $ 212,826 | $ 54,000 |
| Delaware, Ohio | 23 | $ 6,435,000 | $ 279,782 | $ 122,000 |
| Lancaster, Pennsylvania | 23 | $ 5,575,000 | $ 242,391 | $ 129,000 |
| Sanpete, Utah | 23 | $ 5,245,000 | $ 228,043 | $ 93,000 |
| Campbell, Virginia | 23 | $ 4,565,000 | $ 198,478 | $ 86,000 |
| Shelby, Alabama | 22 | $ 5,640,000 | $ 256,363 | $ 136,000 |
| New Castle, Delaware | 22 | $ 5,600,000 | $ 254,545 | $ 107,000 |
| Nassau, Florida | 22 | $ 6,830,000 | $ 310,454 | $ 152,000 |
| Floyd, Georgia | 22 | $ 4,030,000 | $ 183,181 | $ 81,000 |
| Cape May, New Jersey | 22 | $ 5,220,000 | $ 237,272 | $ 109,000 |
| Cuyahoga, Ohio | 22 | $ 4,310,000 | $ 195,909 | $ 126,000 |
| Yamhill, Oregon | 22 | $ 6,150,000 | $ 279,545 | $ 75,000 |
| Spotsylvania, Virginia | 22 | $ 7,260,000 | $ 330,000 | $ 80,000 |
| Ozaukee, Wisconsin | 22 | $ 8,250,000 | $ 375,000 | $ 163,000 |
| Bay, Florida | 21 | $ 4,665,000 | $ 222,142 | $ 120,000 |
| Jackson, Georgia | 21 | $ 4,355,000 | $ 207,380 | $ 73,000 |
| Jefferson, Missouri | 21 | $ 4,535,000 | $ 215,952 | $ 80,000 |
| Schuylkill, Pennsylvania | 21 | $ 3,455,000 | $ 164,523 | $ 76,000 |
| Kitsap, Washington | 21 | $ 6,825,000 | $ 325,000 | $ 98,000 |
| Fremont, Colorado | 20 | $ 5,170,000 | $ 258,500 | $ 76,000 |
| Gilmer, Georgia | 20 | $ 4,500,000 | $ 225,000 | $ 125,000 |
| Orleans, Louisiana | 20 | $ 6,930,000 | $ 346,500 | $ 110,000 |
| St. Tammany, Louisiana | 20 | $ 5,240,000 | $ 262,000 | $ 112,000 |
| Hampden, Massachusetts | 20 | $ 3,630,000 | $ 181,500 | $ 64,000 |
| Carlton, Minnesota | 20 | $ 4,210,000 | $ 210,500 | $ 0 |
| Gallatin, Montana | 20 | $ 5,850,000 | $ 292,500 | $ 132,000 |
| Tillamook, Oregon | 20 | $ 5,550,000 | $ 277,500 | $ 98,000 |
| Carbon, Pennsylvania | 20 | $ 3,330,000 | $ 166,500 | $ 106,000 |
| Clallam, Washington | 20 | $ 5,220,000 | $ 261,000 | $ 79,000 |
| Dodge, Wisconsin | 20 | $ 4,310,000 | $ 215,500 | $ 98,000 |
| Kings, California | 19 | $ 4,535,000 | $ 238,684 | $ 79,000 |
| Grand, Colorado | 19 | $ 6,765,000 | $ 356,052 | $ 110,000 |
| Vanderburgh, Indiana | 19 | $ 2,645,000 | $ 139,210 | $ 59,000 |
| Ascension, Louisiana | 19 | $ 5,615,000 | $ 295,526 | $ 86,000 |
| Jefferson, Louisiana | 19 | $ 3,895,000 | $ 205,000 | $ 64,000 |
| Baltimore City, Maryland | 19 | $ 3,785,000 | $ 199,210 | $ 105,000 |
| Park, Montana | 19 | $ 5,465,000 | $ 287,631 | $ 155,000 |
| Tulsa, Oklahoma | 19 | $ 5,245,000 | $ 276,052 | $ 105,000 |
| Douglas, Oregon | 19 | $ 3,935,000 | $ 207,105 | $ 59,000 |
| Lancaster, South Carolina | 19 | $ 4,515,000 | $ 237,631 | $ 35,000 |
| Uintah, Utah | 19 | $ 3,465,000 | $ 182,368 | $ 67,000 |
| Hanover, Virginia | 19 | $ 5,325,000 | $ 280,263 | $ 115,000 |
| Benton, Washington | 19 | $ 5,075,000 | $ 267,105 | $ 112,000 |
| St. Croix, Wisconsin | 19 | $ 5,085,000 | $ 267,631 | $ 109,000 |
| Morgan, Alabama | 18 | $ 3,860,000 | $ 214,444 | $ 0 |
| Amador, California | 18 | $ 3,770,000 | $ 209,444 | $ 78,000 |
| Tehama, California | 18 | $ 3,040,000 | $ 168,888 | $ 91,000 |
| Barrow, Georgia | 18 | $ 4,320,000 | $ 240,000 | $ 103,000 |
| Dawson, Georgia | 18 | $ 5,840,000 | $ 324,444 | $ 116,000 |
| Rockdale, Georgia | 18 | $ 2,930,000 | $ 162,777 | $ 82,000 |
| Bonneville, Idaho | 18 | $ 3,840,000 | $ 213,333 | $ 92,000 |
| Hunterdon, New Jersey | 18 | $ 6,190,000 | $ 343,888 | $ 163,000 |
| New Hanover, North Carolina | 18 | $ 4,400,000 | $ 244,444 | $ 70,000 |
| Butler, Pennsylvania | 18 | $ 5,280,000 | $ 293,333 | $ 102,000 |
| Tom Green, Texas | 18 | $ 3,720,000 | $ 206,666 | $ 141,000 |
| Chesapeake, Virginia | 18 | $ 5,230,000 | $ 290,555 | $ 74,000 |
| Rockingham, Virginia | 18 | $ 3,770,000 | $ 209,444 | $ 72,000 |
| Navajo, Arizona | 17 | $ 3,825,000 | $ 225,000 | $ 188,000 |
| Benton, Arkansas | 17 | $ 4,605,000 | $ 270,882 | $ 110,000 |
| Mesa, Colorado | 17 | $ 5,405,000 | $ 317,941 | $ 81,000 |
| Carroll, Georgia | 17 | $ 3,175,000 | $ 186,764 | $ 51,000 |
| Grant, Indiana | 17 | $ 2,475,000 | $ 145,588 | $ 80,000 |
| Greene, Missouri | 17 | $ 3,265,000 | $ 192,058 | $ 62,000 |
| Flathead, Montana | 17 | $ 4,705,000 | $ 276,764 | $ 120,000 |
| Washoe, Nevada | 17 | $ 6,245,000 | $ 367,352 | $ 120,000 |
| Merrimack, New Hampshire | 17 | $ 4,665,000 | $ 274,411 | $ 134,000 |
| Lebanon, Pennsylvania | 17 | $ 3,735,000 | $ 219,705 | $ 88,000 |
| Brown, Wisconsin | 17 | $ 2,965,000 | $ 174,411 | $ 81,000 |
| Jefferson, Wisconsin | 17 | $ 3,585,000 | $ 210,882 | $ 74,000 |
| Charlotte, Florida | 16 | $ 2,670,000 | $ 166,875 | $ 74,000 |
| Monroe, Florida | 16 | $ 6,440,000 | $ 402,500 | $ 151,000 |
| Sumter, Florida | 16 | $ 3,740,000 | $ 233,750 | $ 56,000 |
| Bulloch, Georgia | 16 | $ 3,200,000 | $ 200,000 | $ 84,000 |
| Muscogee, Georgia | 16 | $ 3,360,000 | $ 210,000 | $ 58,000 |
| Bartholomew, Indiana | 16 | $ 2,650,000 | $ 165,625 | $ 71,000 |
| York, Maine | 16 | $ 5,110,000 | $ 319,375 | $ 145,000 |
| Santa Fe, New Mexico | 16 | $ 3,590,000 | $ 224,375 | $ 85,000 |
| Davie, North Carolina | 16 | $ 4,710,000 | $ 294,375 | $ 131,000 |
| Morrow, Oregon | 16 | $ 2,870,000 | $ 179,375 | $ 101,000 |
| Knox, Tennessee | 16 | $ 5,580,000 | $ 348,750 | $ 111,000 |
| Hood, Texas | 16 | $ 3,270,000 | $ 204,375 | $ 78,000 |
| Kaufman, Texas | 16 | $ 3,660,000 | $ 228,750 | $ 75,000 |
| Norfolk, Virginia | 16 | $ 3,820,000 | $ 238,750 | $ 62,000 |
| Island, Washington | 16 | $ 4,680,000 | $ 292,500 | $ 96,000 |
| Mariposa, California | 15 | $ 4,065,000 | $ 271,000 | $ 98,000 |
| Eagle, Colorado | 15 | $ 6,865,000 | $ 457,666 | $ 160,000 |
| Clay, Florida | 15 | $ 3,775,000 | $ 251,666 | $ 75,000 |
| Johnson, Indiana | 15 | $ 3,095,000 | $ 206,333 | $ 113,000 |
| St. Louis City, Missouri | 15 | $ 2,695,000 | $ 179,666 | $ 66,000 |
| Sussex, New Jersey | 15 | $ 4,115,000 | $ 274,333 | $ 129,000 |
| McClain, Oklahoma | 15 | $ 3,195,000 | $ 213,000 | $ 0 |
| Washington, Tennessee | 15 | $ 2,915,000 | $ 194,333 | $ 79,000 |
| Aransas, Texas | 15 | $ 2,795,000 | $ 186,333 | $ 140,000 |
| Bell, Texas | 15 | $ 2,945,000 | $ 196,333 | $ 91,000 |
| McLennan, Texas | 15 | $ 3,255,000 | $ 217,000 | $ 158,000 |
| Duchesne, Utah | 15 | $ 2,765,000 | $ 184,333 | $ 78,000 |
| Lynchburg, Virginia | 15 | $ 2,625,000 | $ 175,000 | $ 82,000 |
| Powhatan, Virginia | 15 | $ 3,045,000 | $ 203,000 | $ 70,000 |
| Indian River, Florida | 14 | $ 2,880,000 | $ 205,714 | $ 110,000 |
| Lumpkin, Georgia | 14 | $ 2,870,000 | $ 205,000 | $ 74,000 |
| Bonner, Idaho | 14 | $ 3,780,000 | $ 270,000 | $ 97,000 |
| Twin Falls, Idaho | 14 | $ 2,790,000 | $ 199,285 | $ 88,000 |
| Calcasieu, Louisiana | 14 | $ 2,790,000 | $ 199,285 | $ 75,000 |
| Carroll, Maryland | 14 | $ 4,590,000 | $ 327,857 | $ 93,000 |
| Charles, Maryland | 14 | $ 5,100,000 | $ 364,285 | $ 59,000 |
| Genesee, Michigan | 14 | $ 2,650,000 | $ 189,285 | $ 74,000 |
| Christian, Missouri | 14 | $ 2,670,000 | $ 190,714 | $ 91,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 39,668 | $11,804,250,000 | $297,000 | $2,205,000 | $105,000 | $2,240,000 |
| Refinancing | 30,935 | $9,913,795,000 | $320,000 | $2,245,000 | $124,000 | $7,627,000 |
| Cash-out Refinancing | 10,078 | $3,048,940,000 | $302,000 | $1,985,000 | $116,000 | $1,457,000 |
| Home Improvement | 490 | $140,020,000 | $285,000 | $1,305,000 | $107,000 | $763,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 32,856 | $10,039,490,000 | $305,000 | $2,205,000 | $0 | $0 |
| White | 29,176 | $8,784,410,000 | $301,000 | $2,245,000 | $119,000 | $7,627,000 |
| Hispanic | 6,665 | $1,900,645,000 | $285,000 | $1,945,000 | $92,000 | $1,200,000 |
| Not Provided | 5,699 | $1,905,315,000 | $334,000 | $1,685,000 | $121,000 | $1,457,000 |
| Asian | 4,166 | $1,522,890,000 | $365,000 | $1,505,000 | $133,000 | $1,355,000 |
| Black or African American | 2,120 | $582,120,000 | $274,000 | $1,275,000 | $89,000 | $1,830,000 |
| Native Hawaiian or Other Pacific Islander | 129 | $47,415,000 | $367,000 | $1,165,000 | $118,000 | $558,000 |
| American Indian or Alaskan Native | 124 | $38,330,000 | $309,000 | $755,000 | $115,000 | $676,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 61,258 | $19,031,070,000 | $310,000 | $2,245,000 | $129,000 | $7,627,000 |
| FHA-insured (Federal Housing Administration) | 11,402 | $3,052,280,000 | $267,000 | $1,165,000 | $72,000 | $743,000 |
| VA-guaranteed (Veterans Administration) | 7,296 | $2,576,640,000 | $353,000 | $1,995,000 | $62,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,215 | $247,015,000 | $203,000 | $945,000 | $56,000 | $264,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 33,762 | $10,363,150,000 | $306,000 | $2,005,000 | $115,000 | $3,962,000 |
| Loan Purchased By The Institution | 32,908 | $10,055,300,000 | $305,000 | $2,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 8,465 | $2,689,265,000 | $317,000 | $2,245,000 | $112,000 | $3,774,000 |
| Application Withdrawn By Applicant | 4,048 | $1,228,520,000 | $303,000 | $1,945,000 | $121,000 | $1,770,000 |
| File Closed For Incompleteness | 1,498 | $414,400,000 | $276,000 | $1,635,000 | $131,000 | $7,627,000 |
| Application Approved But Not Accepted | 490 | $156,370,000 | $319,000 | $1,175,000 | $113,000 | $750,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 72,706 | $22,217,740,000 | $305,000 | $2,205,000 | $116,000 | $7,627,000 |
| Unverifiable Information | 4,922 | $1,587,260,000 | $322,000 | $1,645,000 | $121,000 | $3,774,000 |
| Debt-To-Income Ratio | 1,143 | $364,595,000 | $318,000 | $2,245,000 | $76,000 | $428,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 571 | $186,275,000 | $326,000 | $1,665,000 | $113,000 | $1,118,000 |
| Other | 469 | $142,665,000 | $304,000 | $2,005,000 | $113,000 | $1,018,000 |
| Credit Application Incomplete | 442 | $141,580,000 | $320,000 | $1,365,000 | $125,000 | $1,200,000 |
| Collateral | 431 | $124,445,000 | $288,000 | $1,505,000 | $117,000 | $2,693,000 |
| Credit History | 394 | $115,550,000 | $293,000 | $1,925,000 | $100,000 | $2,240,000 |
| Employment History | 90 | $25,850,000 | $287,000 | $1,005,000 | $81,000 | $547,000 |
| Mortgage Insurance Denied | 3 | $1,045,000 | $348,000 | $415,000 | $55,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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