Sterling National Bank
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Sterling National Bank
400 Rella Blvd.
Montebello, NY 10901
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2015  
Total Number of Mortgage Applications 1,665
Total Mortgage Loan Application Amount $809,945,000
Average Mortgage Loan Application Amount $479,666
Highest Mortgage Loan Application Amount $10,780,000
Average Applicant Income $210,333
Highest Applicant Income $4,025,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Sterling National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kings County New York 419 $ 226,321,000 $ 540,000 $ 193,000
Queens County New York 258 $ 75,948,000 $ 294,000 $ 114,000
New York County New York 250 $ 180,927,000 $ 723,000 $ 273,000
Nassau County New York 157 $ 74,049,000 $ 471,000 $ 234,000
Westchester County New York 92 $ 39,923,000 $ 433,000 $ 216,000
Suffolk County New York 82 $ 38,483,000 $ 469,000 $ 286,000
Orange County New York 65 $ 12,910,000 $ 198,000 $ 105,000
Rockland County New York 59 $ 22,977,000 $ 389,000 $ 144,000
Bronx County New York 23 $ 6,000,000 $ 260,000 $ 86,000
Essex County New Jersey 22 $ 10,968,000 $ 498,000 $ 187,000
Monmouth County New Jersey 22 $ 9,058,000 $ 411,000 $ 253,000
Fairfield County Connecticut 21 $ 25,020,000 $ 1,191,000 $ 184,000
Bergen County New Jersey 19 $ 13,059,000 $ 687,000 $ 257,000
Hudson County New Jersey 18 $ 10,849,000 $ 602,000 $ 142,000
Richmond County New York 14 $ 4,284,000 $ 306,000 $ 136,000
Ulster County New York 8 $ 1,321,000 $ 165,000 $ 126,000
Union County New Jersey 7 $ 2,885,000 $ 412,000 $ 170,000
Dutchess County New York 7 $ 1,628,000 $ 232,000 $ 186,000
Broward County Florida 6 $ 3,453,000 $ 575,000 $ 472,000
Putnam County New York 6 $ 1,960,000 $ 326,000 $ 138,000
Miami-Dade County Florida 5 $ 1,896,000 $ 379,000 $ 269,000
Palm Beach County Florida 5 $ 1,632,000 $ 326,000 $ 189,000
Morris County New Jersey 5 $ 2,501,000 $ 500,000 $ 292,000
Somerset County New Jersey 5 $ 2,839,000 $ 567,000 $ 277,000
Los Angeles County California 4 $ 1,858,000 $ 464,000 $ 175,000
Hartford County Connecticut 4 $ 853,000 $ 213,000 $ 209,000
Middlesex County Massachusetts 4 $ 1,619,000 $ 404,000 $ 249,000
Middlesex County New Jersey 3 $ 1,080,000 $ 360,000 $ 128,000
Passaic County New Jersey 3 $ 865,000 $ 288,000 $ 120,000
Sullivan County New York 3 $ 744,000 $ 248,000 $ 433,000
Pike County Pennsylvania 3 $ 395,000 $ 131,000 $ 147,000
Litchfield County Connecticut 2 $ 1,342,000 $ 671,000 $ 436,000
Middlesex County Connecticut 2 $ 238,000 $ 119,000 $ 105,000
Charlotte County Florida 2 $ 270,000 $ 135,000 $ 62,000
Lee County Florida 2 $ 294,000 $ 147,000 $ 119,000
Orange County Florida 2 $ 881,000 $ 440,000 $ 129,000
Dukes County Massachusetts 2 $ 1,550,000 $ 775,000 $ 366,000
Ocean County New Jersey 2 $ 1,060,000 $ 530,000 $ 344,000
Monroe County Pennsylvania 2 $ 168,000 $ 84,000 $ 312,000
Rutherford County Tennessee 2 $ 428,000 $ 214,000 $ 93,000
Maricopa County Arizona 1 $ 370,000 $ 370,000 $ 896,000
Alameda County California 1 $ 580,000 $ 580,000 $ 368,000
Santa Cruz County California 1 $ 590,000 $ 590,000 $ 142,000
District of Columbia County District Of Columbia 1 $ 128,000 $ 128,000 $ 230,000
Osceola County Florida 1 $ 76,000 $ 76,000 $ 50,000
Sarasota County Florida 1 $ 300,000 $ 300,000 $ 253,000
St. Lucie County Florida 1 $ 154,000 $ 154,000 $ 47,000
Chatham County Georgia 1 $ 237,000 $ 237,000 $ 477,000
Clayton County Georgia 1 $ 6,300,000 $ 6,300,000 $ 0
Fulton County Georgia 1 $ 400,000 $ 400,000 $ 227,000
Boundary County Idaho 1 $ 165,000 $ 165,000 $ 39,000
Jefferson County Louisiana 1 $ 417,000 $ 417,000 $ 192,000
Baltimore City County Maryland 1 $ 64,000 $ 64,000 $ 37,000
Montgomery County Maryland 1 $ 265,000 $ 265,000 $ 153,000
Norfolk County Massachusetts 1 $ 210,000 $ 210,000 $ 169,000
Suffolk County Massachusetts 1 $ 435,000 $ 435,000 $ 214,000
Adams County Mississippi 1 $ 1,505,000 $ 1,505,000 $ 0
Clark County Nevada 1 $ 112,000 $ 112,000 $ 186,000
Carroll County New Hampshire 1 $ 330,000 $ 330,000 $ 78,000
Camden County New Jersey 1 $ 233,000 $ 233,000 $ 133,000
Cape May County New Jersey 1 $ 448,000 $ 448,000 $ 114,000
Mercer County New Jersey 1 $ 296,000 $ 296,000 $ 278,000
Sussex County New Jersey 1 $ 208,000 $ 208,000 $ 115,000
Chenango County New York 1 $ 212,000 $ 212,000 $ 319,000
Schenectady County New York 1 $ 44,000 $ 44,000 $ 120,000
Brunswick County North Carolina 1 $ 228,000 $ 228,000 $ 263,000
Johnston County North Carolina 1 $ 375,000 $ 375,000 $ 193,000
Mecklenburg County North Carolina 1 $ 299,000 $ 299,000 $ 170,000
Rowan County North Carolina 1 $ 276,000 $ 276,000 $ 86,000
Stanly County North Carolina 1 $ 246,000 $ 246,000 $ 86,000
Ransom County North Dakota 1 $ 199,000 $ 199,000 $ 104,000
Oklahoma County Oklahoma 1 $ 260,000 $ 260,000 $ 93,000
Multnomah County Oregon 1 $ 240,000 $ 240,000 $ 194,000
Bucks County Pennsylvania 1 $ 417,000 $ 417,000 $ 94,000
Northampton County Pennsylvania 1 $ 260,000 $ 260,000 $ 141,000
Philadelphia County Pennsylvania 1 $ 204,000 $ 204,000 $ 117,000
Providence County Rhode Island 1 $ 416,000 $ 416,000 $ 225,000
Horry County South Carolina 1 $ 173,000 $ 173,000 $ 35,000
Davidson County Tennessee 1 $ 300,000 $ 300,000 $ 213,000
Ellis County Texas 1 $ 3,640,000 $ 3,640,000 $ 0
McLennan County Texas 1 $ 302,000 $ 302,000 $ 173,000
Grand County Utah 1 $ 360,000 $ 360,000 $ 234,000
Summit County Utah 1 $ 865,000 $ 865,000 $ 460,000
Windsor County Vermont 1 $ 400,000 $ 400,000 $ 257,000
Arlington County Virginia 1 $ 992,000 $ 992,000 $ 411,000
Fairfax County Virginia 1 $ 460,000 $ 460,000 $ 121,000
Rockbridge County Virginia 1 $ 227,000 $ 227,000 $ 141,000
Skagit County Washington 1 $ 191,000 $ 191,000 $ 80,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Sterling National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,181 $586,368,000 $496,000 $10,780,000 $200,000 $4,025,000
Refinancing 433 $198,855,000 $459,000 $6,300,000 $185,000 $1,334,000
Home Improvement 51 $24,722,000 $484,000 $1,600,000 $246,000 $2,624,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,177 $541,360,000 $459,000 $3,250,000 $218,000 $3,051,000
Asian 156 $64,149,000 $411,000 $4,445,000 $164,000 $1,322,000
Hispanic 134 $46,176,000 $344,000 $1,800,000 $133,000 $577,000
Black or African American 82 $28,486,000 $347,000 $1,120,000 $172,000 $4,025,000
Not Provided 72 $34,474,000 $478,000 $3,640,000 $194,000 $643,000
Not applicable 40 $94,491,000 $2,362,000 $10,780,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $809,000 $202,000 $274,000 $87,000 $115,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,591 $783,503,000 $492,000 $10,780,000 $201,000 $4,025,000
FHA-insured (Federal Housing Administration) 74 $26,442,000 $357,000 $884,000 $113,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,224 $610,094,000 $498,000 $10,780,000 $193,000 $4,025,000
Application Approved But Not Accepted 187 $90,245,000 $482,000 $3,250,000 $241,000 $2,169,000
Application Denied By Financial Institution 137 $65,889,000 $480,000 $1,788,000 $198,000 $2,442,000
Application Withdrawn By Applicant 42 $19,284,000 $459,000 $1,920,000 $178,000 $651,000
Loan Purchased By The Institution 38 $4,551,000 $119,000 $348,000 $46,000 $83,000
File Closed For Incompleteness 37 $19,882,000 $537,000 $2,925,000 $303,000 $2,988,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 55 $29,825,000 $542,000 $1,788,000 $132,000 $847,000
Collateral 46 $17,649,000 $383,000 $1,520,000 $189,000 $919,000
Other 13 $7,046,000 $542,000 $1,690,000 $570,000 $2,442,000
Credit History 9 $4,346,000 $482,000 $1,120,000 $172,000 $431,000
Unverifiable Information 7 $4,289,000 $612,000 $1,643,000 $201,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 4 $2,146,000 $536,000 $740,000 $145,000 $225,000
Employment History 2 $328,000 $164,000 $248,000 $94,000 $100,000
Credit Application Incomplete 1 $260,000 $260,000 $260,000 $93,000 $93,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List