Summit Funding.Inc Mortgage Lending & HMDA Data, 2024

In 2024, Summit Funding.Inc of Sacramento, CA reported 8,768 mortgage applications totaling $3.0 billion, down 1% from 2023. The average application was for $346,293, and applicants reported an average income of $149,160. 67% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Eugene, OR (547), Kansas City, MO-KS (468) and Chattanooga, TN-GA (435) (applications in parentheses).

Mortgage Company & Address Summit Funding.Inc
2135 Butano Drive Suite 150
Sacramento, CA 95825
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 8,768
Total Mortgage Loan Application Amount $3,036,300,000
Average Mortgage Loan Application Amount $346,293
Highest Mortgage Loan Application Amount $6,205,000
Average Applicant Income $149,160
Highest Applicant Income $9,477,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Summit Funding.Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Summit Funding.Inc by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lane, Oregon 547 $ 207,045,000 $ 378,510 $ 136,000
Hamilton, Tennessee 268 $ 71,990,000 $ 268,619 $ 116,000
Jackson, Missouri 225 $ 60,095,000 $ 267,088 $ 123,000
San Joaquin, California 221 $ 85,485,000 $ 386,809 $ 145,000
Cook, Illinois 215 $ 91,375,000 $ 425,000 $ 191,000
Sacramento, California 185 $ 72,345,000 $ 391,054 $ 171,000
Klamath, Oregon 180 $ 50,710,000 $ 281,722 $ 114,000
Bexar, Texas 167 $ 52,765,000 $ 315,958 $ 122,000
Washoe, Nevada 146 $ 53,440,000 $ 366,027 $ 135,000
Benton, Washington 129 $ 32,535,000 $ 252,209 $ 118,000
Los Angeles, California 113 $ 99,255,000 $ 878,362 $ 451,000
Johnson, Kansas 108 $ 44,580,000 $ 412,777 $ 163,000
Monterey, California 103 $ 49,795,000 $ 483,446 $ 223,000
Volusia, Florida 93 $ 27,285,000 $ 293,387 $ 123,000
McLennan, Texas 91 $ 17,455,000 $ 191,813 $ 148,000
Linn, Oregon 90 $ 34,750,000 $ 386,111 $ 114,000
Pima, Arizona 88 $ 26,150,000 $ 297,159 $ 128,000
Maricopa, Arizona 86 $ 30,340,000 $ 352,790 $ 138,000
Webb, Texas 85 $ 15,825,000 $ 186,176 $ 82,000
Whitfield, Georgia 75 $ 15,415,000 $ 205,533 $ 91,000
Lewis, Washington 75 $ 23,775,000 $ 317,000 $ 107,000
Spokane, Washington 75 $ 20,325,000 $ 271,000 $ 101,000
Humboldt, California 73 $ 25,425,000 $ 348,287 $ 128,000
Walker, Georgia 73 $ 15,515,000 $ 212,534 $ 84,000
Bannock, Idaho 73 $ 15,745,000 $ 215,684 $ 84,000
Catoosa, Georgia 67 $ 16,005,000 $ 238,880 $ 97,000
Shasta, California 64 $ 19,080,000 $ 298,125 $ 110,000
Franklin, Washington 62 $ 16,010,000 $ 258,225 $ 125,000
Bradley, Tennessee 61 $ 15,335,000 $ 251,393 $ 99,000
San Diego, California 60 $ 46,630,000 $ 777,166 $ 330,000
Harris, Texas 60 $ 22,240,000 $ 370,666 $ 323,000
Kern, California 59 $ 14,405,000 $ 244,152 $ 112,000
Bonneville, Idaho 58 $ 16,230,000 $ 279,827 $ 82,000
Cass, Missouri 56 $ 17,080,000 $ 305,000 $ 129,000
Johnston, North Carolina 56 $ 14,090,000 $ 251,607 $ 100,000
Douglas, Oregon 56 $ 18,620,000 $ 332,500 $ 144,000
Kootenai, Idaho 55 $ 20,665,000 $ 375,727 $ 126,000
Montgomery, Texas 54 $ 18,380,000 $ 340,370 $ 136,000
Gwinnett, Georgia 53 $ 17,995,000 $ 339,528 $ 177,000
Taylor, Texas 49 $ 10,905,000 $ 222,551 $ 89,000
Dallas, Texas 46 $ 12,520,000 $ 272,173 $ 137,000
Deschutes, Oregon 45 $ 23,725,000 $ 527,222 $ 220,000
Miami-Dade, Florida 42 $ 31,530,000 $ 750,714 $ 636,000
Ada, Idaho 42 $ 16,190,000 $ 385,476 $ 121,000
Forsyth, North Carolina 42 $ 17,290,000 $ 411,666 $ 173,000
Travis, Texas 42 $ 20,070,000 $ 477,857 $ 200,000
Fulton, Georgia 41 $ 18,275,000 $ 445,731 $ 352,000
Mecklenburg, North Carolina 41 $ 16,275,000 $ 396,951 $ 161,000
Spotsylvania, Virginia 41 $ 15,365,000 $ 374,756 $ 124,000
Wake, North Carolina 39 $ 14,505,000 $ 371,923 $ 139,000
El Paso, Texas 39 $ 9,745,000 $ 249,871 $ 131,000
Canyon, Idaho 38 $ 11,550,000 $ 303,947 $ 120,000
White Pine, Nevada 37 $ 5,905,000 $ 159,594 $ 125,000
Santa Fe, New Mexico 36 $ 13,640,000 $ 378,888 $ 190,000
Hunt, Texas 36 $ 6,610,000 $ 183,611 $ 97,000
Riverside, California 35 $ 18,835,000 $ 538,142 $ 313,000
Chatham, Georgia 35 $ 7,945,000 $ 227,000 $ 95,000
Placer, California 33 $ 16,725,000 $ 506,818 $ 193,000
Adams, Colorado 32 $ 8,920,000 $ 278,750 $ 129,000
Okaloosa, Florida 32 $ 15,240,000 $ 476,250 $ 130,000
Orleans, Louisiana 31 $ 8,605,000 $ 277,580 $ 157,000
Clay, Missouri 31 $ 9,435,000 $ 304,354 $ 124,000
Columbia, Georgia 30 $ 8,790,000 $ 293,000 $ 130,000
Weld, Colorado 29 $ 10,185,000 $ 351,206 $ 155,000
Stanislaus, California 28 $ 11,200,000 $ 400,000 $ 153,000
East Baton Rouge, Louisiana 27 $ 3,845,000 $ 142,407 $ 76,000
Orange, California 26 $ 22,730,000 $ 874,230 $ 650,000
DeKalb, Georgia 26 $ 7,310,000 $ 281,153 $ 101,000
Plumas, California 25 $ 6,265,000 $ 250,600 $ 175,000
Sonoma, California 25 $ 19,515,000 $ 780,600 $ 230,000
Denver, Colorado 25 $ 9,025,000 $ 361,000 $ 186,000
Lyon, Nevada 25 $ 6,145,000 $ 245,800 $ 82,000
St. Tammany, Louisiana 24 $ 5,350,000 $ 222,916 $ 100,000
Smith, Texas 24 $ 4,870,000 $ 202,916 $ 91,000
San Bernardino, California 23 $ 7,955,000 $ 345,869 $ 378,000
Jackson, Oregon 23 $ 8,185,000 $ 355,869 $ 115,000
Fresno, California 22 $ 7,950,000 $ 361,363 $ 167,000
Jefferson, Colorado 22 $ 8,700,000 $ 395,454 $ 153,000
Cobb, Georgia 22 $ 9,270,000 $ 421,363 $ 150,000
Tangipahoa, Louisiana 22 $ 2,740,000 $ 124,545 $ 64,000
Lassen, California 21 $ 4,065,000 $ 193,571 $ 104,000
Tehama, California 21 $ 5,235,000 $ 249,285 $ 117,000
Yolo, California 21 $ 8,155,000 $ 388,333 $ 142,000
Jefferson, Louisiana 21 $ 3,405,000 $ 162,142 $ 104,000
Gaston, North Carolina 21 $ 6,155,000 $ 293,095 $ 102,000
Guadalupe, Texas 21 $ 6,545,000 $ 311,666 $ 112,000
Harnett, North Carolina 20 $ 3,990,000 $ 199,500 $ 92,000
Marion, Oregon 20 $ 7,470,000 $ 373,500 $ 119,000
Sullivan, Tennessee 20 $ 2,700,000 $ 135,000 $ 62,000
Bell, Texas 20 $ 6,190,000 $ 309,500 $ 116,000
Franklin, Ohio 19 $ 4,665,000 $ 245,526 $ 144,000
Williamson, Tennessee 19 $ 10,065,000 $ 529,736 $ 261,000
Collin, Texas 19 $ 8,135,000 $ 428,157 $ 516,000
Stafford, Virginia 19 $ 7,215,000 $ 379,736 $ 138,000
Broward, Florida 18 $ 7,080,000 $ 393,333 $ 144,000
Davidson, Tennessee 18 $ 6,770,000 $ 376,111 $ 168,000
Hillsborough, Florida 17 $ 5,345,000 $ 314,411 $ 156,000
Hall, Georgia 17 $ 5,455,000 $ 320,882 $ 148,000
Davidson, North Carolina 17 $ 4,315,000 $ 253,823 $ 91,000
Clackamas, Oregon 17 $ 7,945,000 $ 467,352 $ 193,000
Yakima, Washington 17 $ 3,895,000 $ 229,117 $ 98,000
Solano, California 16 $ 6,100,000 $ 381,250 $ 135,000
Bingham, Idaho 16 $ 4,360,000 $ 272,500 $ 68,000
Carson City, Nevada 16 $ 5,370,000 $ 335,625 $ 102,000
Clark, Nevada 16 $ 4,310,000 $ 269,375 $ 125,000
Sequatchie, Tennessee 16 $ 3,470,000 $ 216,875 $ 96,000
Kaufman, Texas 16 $ 4,200,000 $ 262,500 $ 124,000
Tarrant, Texas 16 $ 4,200,000 $ 262,500 $ 123,000
Contra Costa, California 15 $ 7,695,000 $ 513,000 $ 295,000
Arapahoe, Colorado 15 $ 4,795,000 $ 319,666 $ 121,000
Benton, Oregon 15 $ 5,905,000 $ 393,666 $ 127,000
Rutherford, Tennessee 15 $ 6,395,000 $ 426,333 $ 138,000
Pinal, Arizona 14 $ 2,840,000 $ 202,857 $ 81,000
Boulder, Colorado 14 $ 4,170,000 $ 297,857 $ 99,000
Orange, Florida 14 $ 5,520,000 $ 394,285 $ 374,000
Santa Rosa, Florida 14 $ 4,830,000 $ 345,000 $ 171,000
McHenry, Illinois 14 $ 2,600,000 $ 185,714 $ 95,000
Wilson, Tennessee 14 $ 6,180,000 $ 441,428 $ 134,000
Amador, California 13 $ 4,615,000 $ 355,000 $ 139,000
Calaveras, California 13 $ 3,305,000 $ 254,230 $ 98,000
El Dorado, California 13 $ 6,195,000 $ 476,538 $ 205,000
Barrow, Georgia 13 $ 3,935,000 $ 302,692 $ 93,000
Liberty, Georgia 13 $ 2,805,000 $ 215,769 $ 70,000
Murray, Georgia 13 $ 2,875,000 $ 221,153 $ 74,000
Power, Idaho 13 $ 2,105,000 $ 161,923 $ 83,000
Providence, Rhode Island 13 $ 3,555,000 $ 273,461 $ 99,000
Comal, Texas 13 $ 6,025,000 $ 463,461 $ 246,000
Johnson, Texas 13 $ 6,005,000 $ 461,923 $ 208,000
Jefferson, Idaho 12 $ 2,550,000 $ 212,500 $ 86,000
Kane, Illinois 12 $ 4,770,000 $ 397,500 $ 226,000
Lake, Illinois 12 $ 3,400,000 $ 283,333 $ 125,000
Williamson, Texas 12 $ 4,940,000 $ 411,666 $ 144,000
Grant, Washington 12 $ 1,530,000 $ 127,500 $ 85,000
Trinity, California 11 $ 3,405,000 $ 309,545 $ 121,000
El Paso, Colorado 11 $ 3,135,000 $ 285,000 $ 111,000
Larimer, Colorado 11 $ 3,985,000 $ 362,272 $ 119,000
Pinellas, Florida 11 $ 5,565,000 $ 505,909 $ 219,000
Seminole, Florida 11 $ 3,795,000 $ 345,000 $ 123,000
Honolulu, Hawaii 11 $ 8,915,000 $ 810,454 $ 299,000
Caribou, Idaho 11 $ 1,925,000 $ 175,000 $ 67,000
Madison, Idaho 11 $ 3,855,000 $ 350,454 $ 111,000
Wyandotte, Kansas 11 $ 2,215,000 $ 201,363 $ 116,000
Lafayette, Missouri 11 $ 2,185,000 $ 198,636 $ 86,000
Denton, Texas 11 $ 3,885,000 $ 353,181 $ 411,000
Henderson, Texas 11 $ 1,845,000 $ 167,727 $ 91,000
Orange, Virginia 11 $ 3,425,000 $ 311,363 $ 115,000
Santa Clara, California 10 $ 5,480,000 $ 548,000 $ 322,000
Walton, Georgia 10 $ 2,900,000 $ 290,000 $ 128,000
DuPage, Illinois 10 $ 5,710,000 $ 571,000 $ 310,000
Sandoval, New Mexico 10 $ 3,400,000 $ 340,000 $ 127,000
Durham, North Carolina 10 $ 2,740,000 $ 274,000 $ 181,000
Union, North Carolina 10 $ 5,050,000 $ 505,000 $ 205,000
Lincoln, Oregon 10 $ 2,910,000 $ 291,000 $ 161,000
Galveston, Texas 10 $ 4,150,000 $ 415,000 $ 294,000
Santa Cruz, California 9 $ 5,875,000 $ 652,777 $ 198,000
Escambia, Florida 9 $ 2,615,000 $ 290,555 $ 233,000
Flagler, Florida 9 $ 1,865,000 $ 207,222 $ 80,000
Lee, Florida 9 $ 2,695,000 $ 299,444 $ 183,000
Palm Beach, Florida 9 $ 2,765,000 $ 307,222 $ 160,000
Pasco, Florida 9 $ 3,785,000 $ 420,555 $ 316,000
Chattooga, Georgia 9 $ 1,435,000 $ 159,444 $ 70,000
Henry, Georgia 9 $ 3,495,000 $ 388,333 $ 116,000
Richmond, Georgia 9 $ 1,885,000 $ 209,444 $ 92,000
Hawaii, Hawaii 9 $ 6,585,000 $ 731,666 $ 289,000
Johnson, Missouri 9 $ 2,565,000 $ 285,000 $ 95,000
Churchill, Nevada 9 $ 3,075,000 $ 341,666 $ 131,000
Douglas, Nevada 9 $ 3,375,000 $ 375,000 $ 174,000
Cleveland, North Carolina 9 $ 2,255,000 $ 250,555 $ 72,000
Cumberland, North Carolina 9 $ 1,335,000 $ 148,333 $ 85,000
Polk, Oregon 9 $ 3,785,000 $ 420,555 $ 111,000
Caroline, Virginia 9 $ 2,325,000 $ 258,333 $ 119,000
Mohave, Arizona 8 $ 2,370,000 $ 296,250 $ 143,000
Mendocino, California 8 $ 2,780,000 $ 347,500 $ 141,000
Siskiyou, California 8 $ 1,790,000 $ 223,750 $ 85,000
Sutter, California 8 $ 1,980,000 $ 247,500 $ 104,000
Yuba, California 8 $ 1,970,000 $ 246,250 $ 129,000
Douglas, Colorado 8 $ 2,280,000 $ 285,000 $ 127,000
Floyd, Georgia 8 $ 1,310,000 $ 163,750 $ 76,000
Jackson, Georgia 8 $ 2,940,000 $ 367,500 $ 95,000
Leavenworth, Kansas 8 $ 2,500,000 $ 312,500 $ 211,000
St. John the Baptist, Louisiana 8 $ 1,720,000 $ 215,000 $ 79,000
Catawba, North Carolina 8 $ 2,450,000 $ 306,250 $ 141,000
Guilford, North Carolina 8 $ 1,820,000 $ 227,500 $ 85,000
Lincoln, North Carolina 8 $ 1,850,000 $ 231,250 $ 103,000
Spartanburg, South Carolina 8 $ 1,660,000 $ 207,500 $ 64,000
Burnet, Texas 8 $ 2,740,000 $ 342,500 $ 111,000
Ellis, Texas 8 $ 2,100,000 $ 262,500 $ 116,000
Rockwall, Texas 8 $ 2,910,000 $ 363,750 $ 218,000
Alameda, California 7 $ 4,735,000 $ 676,428 $ 973,000
Merced, California 7 $ 2,025,000 $ 289,285 $ 149,000
Manatee, Florida 7 $ 2,675,000 $ 382,142 $ 381,000
Dade, Georgia 7 $ 1,455,000 $ 207,857 $ 103,000
Forsyth, Georgia 7 $ 5,345,000 $ 763,571 $ 220,000
McDuffie, Georgia 7 $ 1,015,000 $ 145,000 $ 72,000
Payette, Idaho 7 $ 2,675,000 $ 382,142 $ 128,000
Miami, Kansas 7 $ 1,755,000 $ 250,714 $ 105,000
Livingston, Louisiana 7 $ 1,105,000 $ 157,857 $ 111,000
Wicomico, Maryland 7 $ 2,145,000 $ 306,428 $ 138,000
Plymouth, Massachusetts 7 $ 3,205,000 $ 457,857 $ 179,000
Multnomah, Oregon 7 $ 3,255,000 $ 465,000 $ 197,000
Chesterfield, South Carolina 7 $ 1,295,000 $ 185,000 $ 86,000
Washington, Tennessee 7 $ 2,875,000 $ 410,714 $ 356,000
Kendall, Texas 7 $ 2,725,000 $ 389,285 $ 108,000
Parker, Texas 7 $ 3,955,000 $ 565,000 $ 462,000
Van Zandt, Texas 7 $ 2,495,000 $ 356,428 $ 121,000
Fredericksburg, Virginia 7 $ 2,765,000 $ 395,000 $ 183,000
Louisa, Virginia 7 $ 1,775,000 $ 253,571 $ 92,000
Westmoreland, Virginia 7 $ 2,045,000 $ 292,142 $ 125,000
Pierce, Washington 7 $ 4,935,000 $ 705,000 $ 644,000
Santa Cruz, Arizona 6 $ 1,350,000 $ 225,000 $ 92,000
Butte, California 6 $ 2,140,000 $ 356,666 $ 152,000
Ventura, California 6 $ 4,500,000 $ 750,000 $ 283,000
Broomfield, Colorado 6 $ 2,080,000 $ 346,666 $ 178,000
Banks, Georgia 6 $ 2,190,000 $ 365,000 $ 169,000
Bryan, Georgia 6 $ 1,920,000 $ 320,000 $ 103,000
Bonner, Idaho 6 $ 2,340,000 $ 390,000 $ 149,000
Elmore, Idaho 6 $ 1,810,000 $ 301,666 $ 85,000
Franklin, Idaho 6 $ 1,280,000 $ 213,333 $ 95,000
Shoshone, Idaho 6 $ 1,380,000 $ 230,000 $ 99,000
Platte, Missouri 6 $ 1,900,000 $ 316,666 $ 125,000
Alamance, North Carolina 6 $ 970,000 $ 161,666 $ 71,000
Iredell, North Carolina 6 $ 1,760,000 $ 293,333 $ 197,000
Richmond, North Carolina 6 $ 1,250,000 $ 208,333 $ 67,000
Rutherford, North Carolina 6 $ 1,200,000 $ 200,000 $ 68,000
Coos, Oregon 6 $ 1,530,000 $ 255,000 $ 119,000
Washington, Oregon 6 $ 2,270,000 $ 378,333 $ 129,000
Greenville, South Carolina 6 $ 1,710,000 $ 285,000 $ 123,000
Lancaster, South Carolina 6 $ 2,250,000 $ 375,000 $ 138,000
Lexington, South Carolina 6 $ 1,380,000 $ 230,000 $ 98,000
Richland, South Carolina 6 $ 1,760,000 $ 293,333 $ 109,000
York, South Carolina 6 $ 2,320,000 $ 386,666 $ 139,000
Blount, Tennessee 6 $ 1,020,000 $ 170,000 $ 79,000
Knox, Tennessee 6 $ 1,910,000 $ 318,333 $ 148,000
McMinn, Tennessee 6 $ 960,000 $ 160,000 $ 64,000
Prince William, Virginia 6 $ 2,850,000 $ 475,000 $ 116,000
Clark, Washington 6 $ 2,010,000 $ 335,000 $ 196,000
Snohomish, Washington 6 $ 3,110,000 $ 518,333 $ 136,000
Del Norte, California 5 $ 2,185,000 $ 437,000 $ 91,000
Madera, California 5 $ 1,775,000 $ 355,000 $ 164,000
Tulare, California 5 $ 1,805,000 $ 361,000 $ 93,000
Bulloch, Georgia 5 $ 1,395,000 $ 279,000 $ 97,000
Houston, Georgia 5 $ 945,000 $ 189,000 $ 65,000
Long, Georgia 5 $ 1,005,000 $ 201,000 $ 69,000
Paulding, Georgia 5 $ 1,575,000 $ 315,000 $ 131,000
Oneida, Idaho 5 $ 905,000 $ 181,000 $ 121,000
Teton, Idaho 5 $ 2,785,000 $ 557,000 $ 123,000
Will, Illinois 5 $ 2,605,000 $ 521,000 $ 218,000
Prince George's, Maryland 5 $ 2,035,000 $ 407,000 $ 185,000
Bristol, Massachusetts 5 $ 1,985,000 $ 397,000 $ 112,000
Burlington, New Jersey 5 $ 1,275,000 $ 255,000 $ 112,000
Nash, North Carolina 5 $ 1,345,000 $ 269,000 $ 85,000
Wayne, North Carolina 5 $ 805,000 $ 161,000 $ 55,000
Jefferson, Oregon 5 $ 1,835,000 $ 367,000 $ 151,000
Josephine, Oregon 5 $ 1,865,000 $ 373,000 $ 169,000
Horry, South Carolina 5 $ 2,025,000 $ 405,000 $ 185,000
Greene, Tennessee 5 $ 1,475,000 $ 295,000 $ 79,000
Maury, Tennessee 5 $ 1,605,000 $ 321,000 $ 91,000
Fort Bend, Texas 5 $ 1,555,000 $ 311,000 $ 167,000
Hays, Texas 5 $ 1,755,000 $ 351,000 $ 241,000
Liberty, Texas 5 $ 395,000 $ 79,000 $ 47,000
Nueces, Texas 5 $ 1,635,000 $ 327,000 $ 151,000
Walker, Texas 5 $ 1,195,000 $ 239,000 $ 116,000
Wood, Texas 5 $ 505,000 $ 101,000 $ 57,000
Fairfax, Virginia 5 $ 2,695,000 $ 539,000 $ 180,000
King George, Virginia 5 $ 2,115,000 $ 423,000 $ 132,000
Cowlitz, Washington 5 $ 1,505,000 $ 301,000 $ 111,000
Thurston, Washington 5 $ 2,125,000 $ 425,000 $ 122,000
Walla Walla, Washington 5 $ 1,345,000 $ 269,000 $ 94,000
Shelby, Alabama 4 $ 1,540,000 $ 385,000 $ 155,000
Inyo, California 4 $ 820,000 $ 205,000 $ 105,000
San Mateo, California 4 $ 3,120,000 $ 780,000 $ 922,000
Sierra, California 4 $ 810,000 $ 202,500 $ 143,000
Polk, Florida 4 $ 1,250,000 $ 312,500 $ 115,000
Walton, Florida 4 $ 2,230,000 $ 557,500 $ 324,000
Cherokee, Georgia 4 $ 1,610,000 $ 402,500 $ 174,000
Douglas, Georgia 4 $ 1,030,000 $ 257,500 $ 60,000
Effingham, Georgia 4 $ 850,000 $ 212,500 $ 115,000
Gordon, Georgia 4 $ 780,000 $ 195,000 $ 226,000
Newton, Georgia 4 $ 1,200,000 $ 300,000 $ 90,000
Tattnall, Georgia 4 $ 1,030,000 $ 257,500 $ 86,000
Washington, Idaho 4 $ 770,000 $ 192,500 $ 81,000
Washington, Louisiana 4 $ 710,000 $ 177,500 $ 54,000
Middlesex, Massachusetts 4 $ 1,890,000 $ 472,500 $ 212,000
Greene, Missouri 4 $ 900,000 $ 225,000 $ 130,000
Bernalillo, New Mexico 4 $ 970,000 $ 242,500 $ 75,000
Carteret, North Carolina 4 $ 1,790,000 $ 447,500 $ 311,000
Randolph, North Carolina 4 $ 990,000 $ 247,500 $ 73,000
Clatsop, Oregon 4 $ 1,780,000 $ 445,000 $ 218,000
Northampton, Pennsylvania 4 $ 1,150,000 $ 287,500 $ 93,000
Kent, Rhode Island 4 $ 1,530,000 $ 382,500 $ 117,000
Hamblen, Tennessee 4 $ 1,290,000 $ 322,500 $ 124,000
Marion, Tennessee 4 $ 1,640,000 $ 410,000 $ 139,000
Montgomery, Tennessee 4 $ 1,270,000 $ 317,500 $ 69,000
Rhea, Tennessee 4 $ 1,190,000 $ 297,500 $ 83,000
Bosque, Texas 4 $ 490,000 $ 122,500 $ 80,000
Brazoria, Texas 4 $ 680,000 $ 170,000 $ 0
Coryell, Texas 4 $ 520,000 $ 130,000 $ 87,000
Fannin, Texas 4 $ 1,090,000 $ 272,500 $ 146,000
Hill, Texas 4 $ 850,000 $ 212,500 $ 103,000
Hood, Texas 4 $ 750,000 $ 187,500 $ 109,000
Medina, Texas 4 $ 1,520,000 $ 380,000 $ 117,000
King, Washington 4 $ 1,510,000 $ 377,500 $ 237,000
DeKalb, Alabama 3 $ 845,000 $ 281,666 $ 62,000
Modoc, California 3 $ 535,000 $ 178,333 $ 149,000
Nevada, California 3 $ 1,595,000 $ 531,666 $ 266,000
San Benito, California 3 $ 2,375,000 $ 791,666 $ 269,000
Brevard, Florida 3 $ 585,000 $ 195,000 $ 58,000
Charlotte, Florida 3 $ 885,000 $ 295,000 $ 193,000
Osceola, Florida 3 $ 7,585,000 $ 2,528,333 $ 820,000
Bartow, Georgia 3 $ 505,000 $ 168,333 $ 92,000
Dawson, Georgia 3 $ 785,000 $ 261,666 $ 79,000
Emanuel, Georgia 3 $ 585,000 $ 195,000 $ 67,000
Fayette, Georgia 3 $ 885,000 $ 295,000 $ 78,000
Habersham, Georgia 3 $ 665,000 $ 221,666 $ 78,000
Stephens, Georgia 3 $ 475,000 $ 158,333 $ 45,000
Bear Lake, Idaho 3 $ 1,535,000 $ 511,666 $ 66,000
Gem, Idaho 3 $ 1,635,000 $ 545,000 $ 128,000
Lewis, Idaho 3 $ 375,000 $ 125,000 $ 85,000
Twin Falls, Idaho 3 $ 515,000 $ 171,666 $ 61,000
Franklin, Kansas 3 $ 825,000 $ 275,000 $ 93,000
Shawnee, Kansas 3 $ 555,000 $ 185,000 $ 116,000
Ascension, Louisiana 3 $ 595,000 $ 198,333 $ 112,000
Barnstable, Massachusetts 3 $ 1,485,000 $ 495,000 $ 217,000
Henry, Missouri 3 $ 565,000 $ 188,333 $ 72,000
Saline, Missouri 3 $ 865,000 $ 288,333 $ 103,000
Elko, Nevada 3 $ 805,000 $ 268,333 $ 156,000
Rio Arriba, New Mexico 3 $ 835,000 $ 278,333 $ 141,000
Alleghany, North Carolina 3 $ 1,215,000 $ 405,000 $ 90,000
Caldwell, North Carolina 3 $ 385,000 $ 128,333 $ 66,000
Franklin, North Carolina 3 $ 1,405,000 $ 468,333 $ 163,000
Hoke, North Carolina 3 $ 565,000 $ 188,333 $ 110,000
New Hanover, North Carolina 3 $ 1,345,000 $ 448,333 $ 211,000
Rowan, North Carolina 3 $ 835,000 $ 278,333 $ 79,000
Sampson, North Carolina 3 $ 425,000 $ 141,666 $ 67,000
Stanly, North Carolina 3 $ 795,000 $ 265,000 $ 82,000
Stokes, North Carolina 3 $ 285,000 $ 95,000 $ 46,000
Surry, North Carolina 3 $ 805,000 $ 268,333 $ 100,000
Wilson, North Carolina 3 $ 1,315,000 $ 438,333 $ 188,000
Umatilla, Oregon 3 $ 905,000 $ 301,666 $ 92,000
Beaufort, South Carolina 3 $ 1,605,000 $ 535,000 $ 142,000
Carter, Tennessee 3 $ 705,000 $ 235,000 $ 85,000
Hawkins, Tennessee 3 $ 275,000 $ 91,666 $ 34,000
Callahan, Texas 3 $ 555,000 $ 185,000 $ 97,000
Falls, Texas 3 $ 555,000 $ 185,000 $ 88,000
Jones, Texas 3 $ 675,000 $ 225,000 $ 69,000
San Jacinto, Texas 3 $ 725,000 $ 241,666 $ 160,000
Upshur, Texas 3 $ 235,000 $ 78,333 $ 35,000
Chesterfield, Virginia 3 $ 1,015,000 $ 338,333 $ 148,000
Henrico, Virginia 3 $ 565,000 $ 188,333 $ 77,000
Northumberland, Virginia 3 $ 655,000 $ 218,333 $ 55,000
Grays Harbor, Washington 3 $ 725,000 $ 241,666 $ 101,000
Okanogan, Washington 3 $ 635,000 $ 211,666 $ 83,000
Baldwin, Alabama 2 $ 710,000 $ 355,000 $ 0
Cullman, Alabama 2 $ 950,000 $ 475,000 $ 101,000
Jackson, Alabama 2 $ 130,000 $ 65,000 $ 65,000
Coconino, Arizona 2 $ 1,240,000 $ 620,000 $ 144,000
Yavapai, Arizona 2 $ 1,510,000 $ 755,000 $ 60,000
Kings, California 2 $ 990,000 $ 495,000 $ 190,000
San Francisco, California 2 $ 720,000 $ 360,000 $ 254,000
Santa Barbara, California 2 $ 3,850,000 $ 1,925,000 $ 978,000
Tuolumne, California 2 $ 540,000 $ 270,000 $ 74,000
Archuleta, Colorado 2 $ 1,250,000 $ 625,000 $ 155,000
Duval, Florida 2 $ 350,000 $ 175,000 $ 99,000
Lake, Florida 2 $ 580,000 $ 290,000 $ 98,000
Sarasota, Florida 2 $ 1,490,000 $ 745,000 $ 141,000
Bibb, Georgia 2 $ 210,000 $ 105,000 $ 43,000
Burke, Georgia 2 $ 270,000 $ 135,000 $ 39,000
Carroll, Georgia 2 $ 480,000 $ 240,000 $ 87,000
Evans, Georgia 2 $ 410,000 $ 205,000 $ 89,000
Fannin, Georgia 2 $ 700,000 $ 350,000 $ 163,000
Gilmer, Georgia 2 $ 800,000 $ 400,000 $ 227,000
Hart, Georgia 2 $ 760,000 $ 380,000 $ 206,000
Heard, Georgia 2 $ 280,000 $ 140,000 $ 102,000
Madison, Georgia 2 $ 530,000 $ 265,000 $ 128,000
Polk, Georgia 2 $ 510,000 $ 255,000 $ 213,000
Rockdale, Georgia 2 $ 610,000 $ 305,000 $ 77,000
Ware, Georgia 2 $ 90,000 $ 45,000 $ 42,000
White, Georgia 2 $ 810,000 $ 405,000 $ 110,000
Maui, Hawaii 2 $ 3,750,000 $ 1,875,000 $ 219,000
Boise, Idaho 2 $ 1,360,000 $ 680,000 $ 172,000
Fremont, Idaho 2 $ 1,790,000 $ 895,000 $ 529,000
Valley, Idaho 2 $ 900,000 $ 450,000 $ 92,000
Boone, Illinois 2 $ 230,000 $ 115,000 $ 60,000
Kendall, Illinois 2 $ 600,000 $ 300,000 $ 156,000
Hamilton, Indiana 2 $ 830,000 $ 415,000 $ 168,000
Sedgwick, Kansas 2 $ 460,000 $ 230,000 $ 81,000
Lafourche, Louisiana 2 $ 160,000 $ 80,000 $ 57,000
St. Bernard, Louisiana 2 $ 140,000 $ 70,000 $ 46,000
York, Maine 2 $ 570,000 $ 285,000 $ 97,000
Baltimore, Maryland 2 $ 1,390,000 $ 695,000 $ 224,000
Baltimore City, Maryland 2 $ 240,000 $ 120,000 $ 0
Somerset, Maryland 2 $ 270,000 $ 135,000 $ 74,000
Washington, Maryland 2 $ 460,000 $ 230,000 $ 130,000
Worcester, Maryland 2 $ 920,000 $ 460,000 $ 202,000
Suffolk, Massachusetts 2 $ 1,790,000 $ 895,000 $ 241,000
Oakland, Michigan 2 $ 1,340,000 $ 670,000 $ 0
Itasca, Minnesota 2 $ 260,000 $ 130,000 $ 343,000
Bates, Missouri 2 $ 240,000 $ 120,000 $ 51,000
Benton, Missouri 2 $ 570,000 $ 285,000 $ 302,000
Storey, Nevada 2 $ 510,000 $ 255,000 $ 67,000
Hillsborough, New Hampshire 2 $ 360,000 $ 180,000 $ 258,000
Ocean, New Jersey 2 $ 950,000 $ 475,000 $ 217,000
Los Alamos, New Mexico 2 $ 580,000 $ 290,000 $ 59,000
Alexander, North Carolina 2 $ 490,000 $ 245,000 $ 108,000
Ashe, North Carolina 2 $ 540,000 $ 270,000 $ 66,000
Cabarrus, North Carolina 2 $ 760,000 $ 380,000 $ 110,000
Davie, North Carolina 2 $ 670,000 $ 335,000 $ 79,000
Duplin, North Carolina 2 $ 220,000 $ 110,000 $ 76,000
Granville, North Carolina 2 $ 280,000 $ 140,000 $ 72,000
Greene, North Carolina 2 $ 180,000 $ 90,000 $ 84,000
Orange, North Carolina 2 $ 670,000 $ 335,000 $ 115,000
Pitt, North Carolina 2 $ 640,000 $ 320,000 $ 78,000
Rockingham, North Carolina 2 $ 210,000 $ 105,000 $ 72,000
Vance, North Carolina 2 $ 160,000 $ 80,000 $ 42,000
Butler, Ohio 2 $ 550,000 $ 275,000 $ 181,000
Licking, Ohio 2 $ 440,000 $ 220,000 $ 102,000
Muskingum, Ohio 2 $ 150,000 $ 75,000 $ 45,000
Oklahoma, Oklahoma 2 $ 330,000 $ 165,000 $ 258,000
Wagoner, Oklahoma 2 $ 750,000 $ 375,000 $ 111,000
Crook, Oregon 2 $ 780,000 $ 390,000 $ 96,000
Malheur, Oregon 2 $ 620,000 $ 310,000 $ 67,000
Aiken, South Carolina 2 $ 640,000 $ 320,000 $ 83,000
Anderson, South Carolina 2 $ 950,000 $ 475,000 $ 167,000
Charleston, South Carolina 2 $ 530,000 $ 265,000 $ 64,000
Cheatham, Tennessee 2 $ 300,000 $ 150,000 $ 85,000
Putnam, Tennessee 2 $ 370,000 $ 185,000 $ 75,000
Shelby, Tennessee 2 $ 110,000 $ 55,000 $ 30,000
Sumner, Tennessee 2 $ 930,000 $ 465,000 $ 140,000
Weakley, Tennessee 2 $ 240,000 $ 120,000 $ 74,000
Aransas, Texas 2 $ 720,000 $ 360,000 $ 124,000
Brazos, Texas 2 $ 430,000 $ 215,000 $ 152,000
Colorado, Texas 2 $ 550,000 $ 275,000 $ 98,000
Hopkins, Texas 2 $ 840,000 $ 420,000 $ 260,000
Jasper, Texas 2 $ 280,000 $ 140,000 $ 130,000
Kerr, Texas 2 $ 590,000 $ 295,000 $ 113,000
Lavaca, Texas 2 $ 560,000 $ 280,000 $ 159,000
Limestone, Texas 2 $ 220,000 $ 110,000 $ 59,000
Madison, Texas 2 $ 790,000 $ 395,000 $ 143,000
Palo Pinto, Texas 2 $ 900,000 $ 450,000 $ 70,000
Wise, Texas 2 $ 1,060,000 $ 530,000 $ 293,000
Salt Lake, Utah 2 $ 730,000 $ 365,000 $ 383,000
Amelia, Virginia 2 $ 290,000 $ 145,000 $ 40,000
Culpeper, Virginia 2 $ 630,000 $ 315,000 $ 110,000
Hanover, Virginia 2 $ 860,000 $ 430,000 $ 124,000
Richmond City, Virginia 2 $ 410,000 $ 205,000 $ 125,000
Columbia, Washington 2 $ 370,000 $ 185,000 $ 63,000
Island, Washington 2 $ 930,000 $ 465,000 $ 95,000
Kitsap, Washington 2 $ 400,000 $ 200,000 $ 113,000
Kittitas, Washington 2 $ 510,000 $ 255,000 $ 106,000
Lincoln, Washington 2 $ 330,000 $ 165,000 $ 95,000
Mason, Washington 2 $ 680,000 $ 340,000 $ 135,000
Whatcom, Washington 2 $ 550,000 $ 275,000 $ 112,000
Whitman, Washington 2 $ 320,000 $ 160,000 $ 77,000
Campbell, Wyoming 2 $ 490,000 $ 245,000 $ 100,000
Lincoln, Wyoming 2 $ 1,050,000 $ 525,000 $ 264,000
Sublette, Wyoming 2 $ 810,000 $ 405,000 $ 84,000
Chilton, Alabama 1 $ 235,000 $ 235,000 $ 67,000
Jefferson, Alabama 1 $ 235,000 $ 235,000 $ 58,000
Lauderdale, Alabama 1 $ 105,000 $ 105,000 $ 25,000
Limestone, Alabama 1 $ 115,000 $ 115,000 $ 49,000
Marshall, Alabama 1 $ 245,000 $ 245,000 $ 269,000
Navajo, Arizona 1 $ 415,000 $ 415,000 $ 267,000
Crawford, Arkansas 1 $ 165,000 $ 165,000 $ 78,000
Crittenden, Arkansas 1 $ 105,000 $ 105,000 $ 40,000
Marion, Arkansas 1 $ 215,000 $ 215,000 $ 79,000
Pulaski, Arkansas 1 $ 95,000 $ 95,000 $ 137,000
Colusa, California 1 $ 295,000 $ 295,000 $ 108,000
Glenn, California 1 $ 295,000 $ 295,000 $ 97,000
Imperial, California 1 $ 115,000 $ 115,000 $ 249,000
Lake, California 1 $ 285,000 $ 285,000 $ 179,000
Marin, California 1 $ 605,000 $ 605,000 $ 275,000
San Luis Obispo, California 1 $ 665,000 $ 665,000 $ 256,000
Costilla, Colorado 1 $ 395,000 $ 395,000 $ 131,000
Eagle, Colorado 1 $ 685,000 $ 685,000 $ 359,000
Elbert, Colorado 1 $ 755,000 $ 755,000 $ 242,000
Mesa, Colorado 1 $ 295,000 $ 295,000 $ 160,000
Teller, Colorado 1 $ 495,000 $ 495,000 $ 175,000
Capitol Planning Region, Connecticut 1 $ 465,000 $ 465,000 $ 160,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 365,000 $ 365,000 $ 116,000
New Castle, Delaware 1 $ 305,000 $ 305,000 $ 80,000
District of Columbia, District Of Columbia 1 $ 435,000 $ 435,000 $ 116,000
Bay, Florida 1 $ 405,000 $ 405,000 $ 169,000
Calhoun, Florida 1 $ 215,000 $ 215,000 $ 0
Clay, Florida 1 $ 185,000 $ 185,000 $ 0
Collier, Florida 1 $ 945,000 $ 945,000 $ 1,306,000
Hernando, Florida 1 $ 55,000 $ 55,000 $ 72,000
Highlands, Florida 1 $ 475,000 $ 475,000 $ 164,000
Marion, Florida 1 $ 185,000 $ 185,000 $ 50,000
Monroe, Florida 1 $ 755,000 $ 755,000 $ 480,000
Nassau, Florida 1 $ 275,000 $ 275,000 $ 117,000
St. Lucie, Florida 1 $ 295,000 $ 295,000 $ 117,000
Sumter, Florida 1 $ 185,000 $ 185,000 $ 48,000
Baldwin, Georgia 1 $ 135,000 $ 135,000 $ 62,000
Clarke, Georgia 1 $ 275,000 $ 275,000 $ 267,000
Coweta, Georgia 1 $ 355,000 $ 355,000 $ 72,000
Dodge, Georgia 1 $ 155,000 $ 155,000 $ 58,000
Elbert, Georgia 1 $ 95,000 $ 95,000 $ 31,000
Franklin, Georgia 1 $ 275,000 $ 275,000 $ 97,000
Glynn, Georgia 1 $ 105,000 $ 105,000 $ 83,000
Jasper, Georgia 1 $ 305,000 $ 305,000 $ 61,000
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Mortgage Loan Application Detail Totals for Summit Funding.Inc in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,693 $2,599,255,000 $337,000 $6,205,000 $142,000 $9,477,000
Refinancing 495 $241,625,000 $488,000 $4,705,000 $219,000 $2,140,000
Cash-out Refinancing 402 $152,110,000 $378,000 $2,605,000 $169,000 $4,704,000
Other Purpose 155 $37,745,000 $243,000 $1,805,000 $235,000 $2,396,000
Home Improvement 23 $5,565,000 $241,000 $755,000 $116,000 $261,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,036 $1,759,210,000 $349,000 $4,555,000 $143,000 $5,700,000
Hispanic 1,654 $515,330,000 $311,000 $6,205,000 $138,000 $4,235,000
Not Provided 1,028 $400,810,000 $389,000 $4,705,000 $184,000 $9,477,000
Black or African American 542 $160,880,000 $296,000 $2,405,000 $124,000 $2,159,000
Asian 419 $170,065,000 $405,000 $2,255,000 $202,000 $4,826,000
American Indian or Alaskan Native 70 $22,880,000 $326,000 $875,000 $122,000 $480,000
Native Hawaiian or Other Pacific Islander 19 $7,125,000 $375,000 $905,000 $127,000 $335,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,748 $1,998,440,000 $347,000 $6,205,000 $172,000 $9,477,000
FHA-insured (Federal Housing Administration) 2,276 $732,010,000 $321,000 $1,045,000 $100,000 $821,000
VA-guaranteed (Veterans Administration) 687 $291,585,000 $424,000 $2,275,000 $122,000 $568,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $14,265,000 $250,000 $455,000 $82,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,889 $1,975,015,000 $335,000 $6,205,000 $146,000 $4,730,000
Application Withdrawn By Applicant 1,866 $678,190,000 $363,000 $4,705,000 $156,000 $5,700,000
Application Denied By Financial Institution 461 $152,935,000 $331,000 $2,395,000 $144,000 $4,704,000
Preapproval Approved but not Accepted 406 $185,200,000 $456,000 $2,275,000 $162,000 $9,477,000
Preapproval Denied by Financial Institution 81 $26,665,000 $329,000 $1,925,000 $77,000 $545,000
Application Approved But Not Accepted 50 $14,260,000 $285,000 $1,665,000 $126,000 $1,207,000
File Closed For Incompleteness 15 $4,035,000 $269,000 $765,000 $106,000 $231,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,226 $2,856,700,000 $347,000 $6,205,000 $149,000 $9,477,000
Debt-To-Income Ratio 230 $78,200,000 $340,000 $2,395,000 $90,000 $629,000
Collateral 95 $30,505,000 $321,000 $2,005,000 $177,000 $4,704,000
Other 79 $24,625,000 $311,000 $1,805,000 $224,000 $2,967,000
Credit History 72 $22,790,000 $316,000 $1,205,000 $98,000 $280,000
Unverifiable Information 21 $6,835,000 $325,000 $1,125,000 $173,000 $864,000
Insufficient Cash (Downpayment, Closing Cost) 18 $7,200,000 $400,000 $1,405,000 $193,000 $1,529,000
Credit Application Incomplete 14 $4,430,000 $316,000 $765,000 $242,000 $1,389,000
Employment History 13 $5,015,000 $385,000 $1,925,000 $154,000 $558,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding.Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Summit Funding.Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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