Suncoast Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Suncoast Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suncoast Credit Union 6801 E Hillsborough Ave Tampa, FL 33610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,157 |
| Total Mortgage Loan Application Amount | $1,055,028,000 |
| Average Mortgage Loan Application Amount | $106,333 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,314,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Suncoast Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suncoast Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Suncoast Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suncoast Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Suncoast Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suncoast Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 1,941 | $ 240,396,000 | $ 123,000 | $ 66,000 |
| Lee County Florida | 1,671 | $ 208,084,000 | $ 124,000 | $ 66,000 |
| Pasco County Florida | 593 | $ 64,498,000 | $ 108,000 | $ 65,000 |
| Collier County Florida | 584 | $ 98,074,000 | $ 167,000 | $ 71,000 |
| Hernando County Florida | 332 | $ 31,438,000 | $ 94,000 | $ 58,000 |
| Citrus County Florida | 321 | $ 26,257,000 | $ 81,000 | $ 50,000 |
| Manatee County Florida | 273 | $ 32,903,000 | $ 120,000 | $ 62,000 |
| Charlotte County Florida | 261 | $ 24,107,000 | $ 92,000 | $ 65,000 |
| Pinellas County Florida | 145 | $ 17,922,000 | $ 123,000 | $ 77,000 |
| Sumter County Florida | 101 | $ 10,472,000 | $ 103,000 | $ 63,000 |
| Hendry County Florida | 78 | $ 8,144,000 | $ 104,000 | $ 54,000 |
| Polk County Florida | 71 | $ 8,721,000 | $ 122,000 | $ 65,000 |
| Hardee County Florida | 64 | $ 5,986,000 | $ 93,000 | $ 56,000 |
| Sarasota County Florida | 63 | $ 7,730,000 | $ 122,000 | $ 60,000 |
| Marion County Florida | 31 | $ 3,223,000 | $ 103,000 | $ 57,000 |
| DeSoto County Florida | 26 | $ 1,885,000 | $ 72,000 | $ 59,000 |
| Orange County Florida | 18 | $ 2,280,000 | $ 126,000 | $ 82,000 |
| Alachua County Florida | 16 | $ 1,903,000 | $ 118,000 | $ 71,000 |
| Broward County Florida | 13 | $ 2,044,000 | $ 157,000 | $ 89,000 |
| Leon County Florida | 11 | $ 1,253,000 | $ 113,000 | $ 65,000 |
| Levy County Florida | 11 | $ 569,000 | $ 51,000 | $ 49,000 |
| Glades County Florida | 10 | $ 1,273,000 | $ 127,000 | $ 58,000 |
| Highlands County Florida | 10 | $ 610,000 | $ 61,000 | $ 55,000 |
| Lake County Florida | 10 | $ 1,293,000 | $ 129,000 | $ 52,000 |
| Palm Beach County Florida | 10 | $ 1,844,000 | $ 184,000 | $ 80,000 |
| Miami-Dade County Florida | 9 | $ 1,211,000 | $ 134,000 | $ 61,000 |
| Seminole County Florida | 8 | $ 1,434,000 | $ 179,000 | $ 81,000 |
| Duval County Florida | 6 | $ 1,081,000 | $ 180,000 | $ 83,000 |
| Indian River County Florida | 6 | $ 1,151,000 | $ 191,000 | $ 84,000 |
| Volusia County Florida | 6 | $ 843,000 | $ 140,000 | $ 98,000 |
| Bay County Florida | 4 | $ 836,000 | $ 209,000 | $ 129,000 |
| Gilchrist County Florida | 4 | $ 148,000 | $ 37,000 | $ 54,000 |
| St. Johns County Florida | 4 | $ 460,000 | $ 115,000 | $ 64,000 |
| Suwannee County Florida | 4 | $ 244,000 | $ 61,000 | $ 35,000 |
| Columbia County Florida | 3 | $ 370,000 | $ 123,000 | $ 58,000 |
| Monroe County Florida | 3 | $ 1,062,000 | $ 354,000 | $ 156,000 |
| Hamilton County Florida | 2 | $ 276,000 | $ 138,000 | $ 32,000 |
| Martin County Florida | 2 | $ 516,000 | $ 258,000 | $ 76,000 |
| Okaloosa County Florida | 2 | $ 716,000 | $ 358,000 | $ 508,000 |
| Osceola County Florida | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Putnam County Florida | 2 | $ 278,000 | $ 139,000 | $ 63,000 |
| Wakulla County Florida | 2 | $ 285,000 | $ 142,000 | $ 93,000 |
| Brevard County Florida | 1 | $ 252,000 | $ 252,000 | $ 155,000 |
| Calhoun County Florida | 1 | $ 43,000 | $ 43,000 | $ 90,000 |
| Clay County Florida | 1 | $ 203,000 | $ 203,000 | $ 71,000 |
| Dixie County Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Flagler County Florida | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Gulf County Florida | 1 | $ 66,000 | $ 66,000 | $ 151,000 |
| Madison County Florida | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Suncoast Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,593 | $466,226,000 | $129,000 | $1,000,000 | $62,000 | $1,135,000 |
| Refinancing | 3,553 | $552,723,000 | $155,000 | $1,000,000 | $67,000 | $980,000 |
| Home Improvement | 1,011 | $36,079,000 | $35,000 | $485,000 | $63,000 | $1,314,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,031 | $557,625,000 | $138,000 | $1,000,000 | $66,000 | $1,000,000 |
| Not Provided | 2,405 | $248,549,000 | $103,000 | $1,000,000 | $66,000 | $1,135,000 |
| Hispanic | 997 | $145,898,000 | $146,000 | $734,000 | $58,000 | $500,000 |
| Black or African American | 656 | $89,835,000 | $136,000 | $650,000 | $55,000 | $1,314,000 |
| Asian | 40 | $8,279,000 | $206,000 | $650,000 | $82,000 | $350,000 |
| American Indian or Alaskan Native | 22 | $3,643,000 | $165,000 | $560,000 | $60,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,199,000 | $199,000 | $474,000 | $84,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,157 | $1,055,028,000 | $129,000 | $1,000,000 | $64,000 | $1,314,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,927 | $493,972,000 | $125,000 | $1,000,000 | $69,000 | $1,135,000 |
| Application Denied By Financial Institution | 1,640 | $196,125,000 | $119,000 | $800,000 | $55,000 | $1,314,000 |
| Application Approved But Not Accepted | 657 | $30,569,000 | $46,000 | $250,000 | $67,000 | $564,000 |
| Application Withdrawn By Applicant | 648 | $108,334,000 | $167,000 | $900,000 | $71,000 | $408,000 |
| File Closed For Incompleteness | 554 | $96,803,000 | $174,000 | $880,000 | $63,000 | $300,000 |
| Preapproval Denied by Financial Institution | 543 | $94,906,000 | $174,000 | $633,000 | $48,000 | $278,000 |
| Preapproval Approved but not Accepted | 188 | $34,319,000 | $182,000 | $450,000 | $62,000 | $218,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,138 | $158,521,000 | $139,000 | $800,000 | $45,000 | $314,000 |
| Credit History | 708 | $96,609,000 | $136,000 | $521,000 | $59,000 | $319,000 |
| Collateral | 144 | $6,885,000 | $47,000 | $250,000 | $76,000 | $366,000 |
| Employment History | 45 | $4,883,000 | $108,000 | $342,000 | $49,000 | $138,000 |
| Other | 38 | $3,775,000 | $99,000 | $295,000 | $111,000 | $1,314,000 |
| Mortgage Insurance Denied | 20 | $4,235,000 | $211,000 | $450,000 | $67,000 | $170,000 |
| Unverifiable Information | 10 | $605,000 | $60,000 | $137,000 | $39,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,357,000 | $169,000 | $255,000 | $59,000 | $80,000 |
| Credit Application Incomplete | 2 | $428,000 | $214,000 | $330,000 | $110,000 | $161,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suncoast Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suncoast Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.