Sunflower Bank, N.A. Mortgage Lending & HMDA Data, 2024
In 2024, Sunflower Bank, N.A. of Dallas, TX reported 4,407 mortgage applications totaling $1.8 billion, up 8% from 2023. The average application was for $409,815, and applicants reported an average income of $169,962. 68% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Spokane-Spokane Valley, WA (602), Denver-Aurora-Lakewood, CO (454) and Phoenix-Mesa-Scottsdale, AZ (317) (applications in parentheses).
| Mortgage Company & Address | Sunflower Bank, N.A. 3025 Cortland Circle - Po Box 800 Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,407 |
| Total Mortgage Loan Application Amount | $1,806,055,000 |
| Average Mortgage Loan Application Amount | $409,815 |
| Highest Mortgage Loan Application Amount | $30,005,000 |
| Average Applicant Income | $169,962 |
| Highest Applicant Income | $6,177,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunflower Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane-Spokane Valley, WA | 602 | $ 220,770,000 | $ 366,727 | $ 128,000 |
| Outside any metro area | 495 | $ 187,655,000 | $ 379,101 | $ 159,002 |
| Denver-Aurora-Lakewood, CO | 454 | $ 242,740,000 | $ 534,669 | $ 216,000 |
| Phoenix-Mesa-Scottsdale, AZ | 317 | $ 165,795,000 | $ 523,012 | $ 213,000 |
| Dallas-Plano-Irving, TX | 297 | $ 118,335,000 | $ 398,434 | $ 174,000 |
| Boise City, ID | 260 | $ 102,480,000 | $ 394,153 | $ 141,000 |
| Albuquerque, NM | 169 | $ 41,665,000 | $ 246,538 | $ 112,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 145 | $ 77,175,000 | $ 532,241 | $ 189,241 |
| San Antonio-New Braunfels, TX | 142 | $ 62,700,000 | $ 441,549 | $ 184,000 |
| El Paso, TX | 132 | $ 32,450,000 | $ 245,833 | $ 104,000 |
| Austin-Round Rock, TX | 126 | $ 48,790,000 | $ 387,222 | $ 186,000 |
| Fort Worth-Arlington, TX | 81 | $ 27,515,000 | $ 339,691 | $ 175,000 |
| Houston-The Woodlands-Sugar Land, TX | 79 | $ 36,185,000 | $ 458,037 | $ 222,000 |
| Santa Fe, NM | 71 | $ 34,775,000 | $ 489,788 | $ 205,000 |
| Grants Pass, OR | 65 | $ 24,655,000 | $ 379,307 | $ 106,000 |
| Tacoma-Lakewood, WA | 53 | $ 22,605,000 | $ 426,509 | $ 133,000 |
| Kansas City, MO-KS | 52 | $ 17,670,000 | $ 339,807 | $ 182,788 |
| Coeur D'Alene, ID | 44 | $ 19,450,000 | $ 442,045 | $ 143,000 |
| Lawrence, KS | 44 | $ 10,990,000 | $ 249,772 | $ 130,000 |
| Medford, OR | 43 | $ 13,635,000 | $ 317,093 | $ 195,000 |
| Bend-Redmond, OR | 41 | $ 21,595,000 | $ 526,707 | $ 340,000 |
| Wichita, KS | 41 | $ 10,845,000 | $ 264,512 | $ 104,000 |
| Warren-Troy-Farmington Hills, MI | 38 | $ 10,510,000 | $ 276,578 | $ 141,000 |
| Flint, MI | 37 | $ 7,525,000 | $ 203,378 | $ 106,000 |
| Prescott Valley-Prescott, AZ | 20 | $ 8,620,000 | $ 431,000 | $ 224,000 |
| Boulder, CO | 19 | $ 9,245,000 | $ 486,578 | $ 226,000 |
| Greeley, CO | 17 | $ 7,555,000 | $ 444,411 | $ 154,000 |
| Longview, WA | 15 | $ 5,485,000 | $ 365,666 | $ 170,000 |
| Topeka, KS | 15 | $ 2,885,000 | $ 192,333 | $ 80,000 |
| Las Vegas-Henderson-Paradise, NV | 14 | $ 6,250,000 | $ 446,428 | $ 206,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 7,440,000 | $ 620,000 | $ 203,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 4,670,000 | $ 389,166 | $ 150,000 |
| Manhattan, KS | 11 | $ 2,115,000 | $ 192,272 | $ 93,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 4,705,000 | $ 427,727 | $ 176,000 |
| Oklahoma City, OK | 10 | $ 2,970,000 | $ 297,000 | $ 164,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 10 | $ 5,090,000 | $ 509,000 | $ 226,000 |
| Waco, TX | 10 | $ 1,780,000 | $ 178,000 | $ 63,000 |
| Colorado Springs, CO | 9 | $ 4,785,000 | $ 531,666 | $ 253,000 |
| Fort Collins, CO | 9 | $ 4,495,000 | $ 499,444 | $ 356,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 5,025,000 | $ 558,333 | $ 171,000 |
| Olympia-Tumwater, WA | 9 | $ 4,285,000 | $ 476,111 | $ 131,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 2,760,000 | $ 345,000 | $ 122,875 |
| Flagstaff, AZ | 8 | $ 7,600,000 | $ 950,000 | $ 564,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 2,930,000 | $ 366,250 | $ 85,000 |
| Pueblo, CO | 8 | $ 1,960,000 | $ 245,000 | $ 96,000 |
| San Diego-Carlsbad, CA | 7 | $ 14,015,000 | $ 2,002,142 | $ 730,000 |
| Albany, OR | 6 | $ 2,740,000 | $ 456,666 | $ 132,000 |
| Bremerton-Silverdale, WA | 6 | $ 3,110,000 | $ 518,333 | $ 192,000 |
| Goldsboro, NC | 6 | $ 1,600,000 | $ 266,666 | $ 78,000 |
| Kennewick-Richland, WA | 6 | $ 1,930,000 | $ 321,666 | $ 95,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,480,000 | $ 246,666 | $ 108,000 |
| Midland, TX | 6 | $ 1,670,000 | $ 278,333 | $ 143,000 |
| Tucson, AZ | 6 | $ 3,380,000 | $ 563,333 | $ 215,000 |
| Las Cruces, NM | 5 | $ 1,385,000 | $ 277,000 | $ 95,000 |
| Raleigh, NC | 5 | $ 1,755,000 | $ 351,000 | $ 222,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 2,315,000 | $ 463,000 | $ 317,000 |
| Salem, OR | 5 | $ 1,975,000 | $ 395,000 | $ 124,000 |
| Sherman-Denison, TX | 5 | $ 2,015,000 | $ 403,000 | $ 195,000 |
| St. Louis, MO-IL | 5 | $ 1,885,000 | $ 377,000 | $ 136,000 |
| Washington, DC-MD | 5 | $ 2,575,000 | $ 515,000 | $ 235,800 |
| Atlanta-Sandy Springs-Roswell, GA | 4 | $ 1,330,000 | $ 332,500 | $ 89,000 |
| Beaumont-Port Arthur, TX | 4 | $ 580,000 | $ 145,000 | $ 111,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 1,250,000 | $ 312,500 | $ 197,000 |
| Everett, WA | 4 | $ 2,020,000 | $ 505,000 | $ 152,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,560,000 | $ 390,000 | $ 279,000 |
| Jacksonville, FL | 4 | $ 1,370,000 | $ 342,500 | $ 362,000 |
| Lewiston, ID-WA | 4 | $ 1,680,000 | $ 420,000 | $ 202,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 770,000 | $ 192,500 | $ 72,000 |
| Reno, NV | 4 | $ 2,310,000 | $ 577,500 | $ 201,000 |
| Amarillo, TX | 3 | $ 325,000 | $ 108,333 | $ 267,000 |
| Arlington-Alexandria-Reston, VA-WV | 3 | $ 1,285,000 | $ 428,333 | $ 162,000 |
| Clarksville, TN-KY | 3 | $ 1,025,000 | $ 341,666 | $ 99,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 1,295,000 | $ 431,666 | $ 142,000 |
| Harrisburg-Carlisle, PA | 3 | $ 665,000 | $ 221,666 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 665,000 | $ 221,666 | $ 160,000 |
| Lakewood-New Brunswick, NJ | 3 | $ 1,955,000 | $ 651,666 | $ 173,000 |
| Lexington-Fayette, KY | 3 | $ 655,000 | $ 218,333 | $ 80,000 |
| Odessa, TX | 3 | $ 925,000 | $ 308,333 | $ 133,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,465,000 | $ 488,333 | $ 255,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 1,085,000 | $ 361,666 | $ 196,000 |
| Tyler, TX | 3 | $ 1,145,000 | $ 381,666 | $ 222,000 |
| Ann Arbor, MI | 2 | $ 1,000,000 | $ 500,000 | $ 324,000 |
| Asheville, NC | 2 | $ 1,200,000 | $ 600,000 | $ 212,000 |
| Bakersfield, CA | 2 | $ 690,000 | $ 345,000 | $ 87,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 710,000 | $ 355,000 | $ 158,000 |
| Bowling Green, KY | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| Bozeman, MT | 2 | $ 1,000,000 | $ 500,000 | $ 471,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 640,000 | $ 320,000 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 1,150,000 | $ 575,000 | $ 298,000 |
| Chattanooga, TN-GA | 2 | $ 850,000 | $ 425,000 | $ 202,500 |
| Chicago-Naperville, IL | 2 | $ 1,120,000 | $ 560,000 | $ 271,000 |
| Cincinnati, OH-KY-IN | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| Cleveland, OH | 2 | $ 970,000 | $ 485,000 | $ 367,000 |
| Columbus, OH | 2 | $ 750,000 | $ 375,000 | $ 125,000 |
| Corpus Christi, TX | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Corvallis, OR | 2 | $ 760,000 | $ 380,000 | $ 182,000 |
| Durham-Chapel Hill, NC | 2 | $ 670,000 | $ 335,000 | $ 342,000 |
| Fayetteville, NC | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 1,760,000 | $ 880,000 | $ 383,000 |
| Grand Junction, CO | 2 | $ 640,000 | $ 320,000 | $ 139,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 670,000 | $ 335,000 | $ 143,000 |
| Greensboro-High Point, NC | 2 | $ 630,000 | $ 315,000 | $ 82,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 630,000 | $ 315,000 | $ 199,000 |
| Idaho Falls, ID | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 470,000 | $ 235,000 | $ 139,000 |
| Killeen-Temple, TX | 2 | $ 790,000 | $ 395,000 | $ 116,000 |
| Knoxville, TN | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Lake Charles, LA | 2 | $ 640,000 | $ 320,000 | $ 244,000 |
| Lansing-East Lansing, MI | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Longview, TX | 2 | $ 810,000 | $ 405,000 | $ 275,000 |
| Marietta, GA | 2 | $ 1,210,000 | $ 605,000 | $ 250,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 710,000 | $ 355,000 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 920,000 | $ 460,000 | $ 214,000 |
| Mobile, AL | 2 | $ 520,000 | $ 260,000 | $ 174,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 300,000 | $ 150,000 | $ 151,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 850,000 | $ 425,000 | $ 126,000 |
| Pittsburgh, PA | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Provo-Orem, UT | 2 | $ 820,000 | $ 410,000 | $ 158,000 |
| Rochester, MN | 2 | $ 530,000 | $ 265,000 | $ 122,000 |
| Saginaw, MI | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Salt Lake City, UT | 2 | $ 1,010,000 | $ 505,000 | $ 498,000 |
| San Rafael, CA | 2 | $ 1,040,000 | $ 520,000 | $ 176,000 |
| Savannah, GA | 2 | $ 850,000 | $ 425,000 | $ 217,000 |
| Springfield, MO | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| Vallejo-Fairfield, CA | 2 | $ 870,000 | $ 435,000 | $ 132,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Wenatchee, WA | 2 | $ 950,000 | $ 475,000 | $ 116,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 1,140,000 | $ 570,000 | $ 1,030,000 |
| Winston-Salem, NC | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Abilene, TX | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 7,505,000 | $ 7,505,000 | $ 2,510,000 |
| Anchorage, AK | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Auburn-Opelika, AL | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| Bellingham, WA | 1 | $ 555,000 | $ 555,000 | $ 157,000 |
| Billings, MT | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Boston, MA | 1 | $ 435,000 | $ 435,000 | $ 181,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 8,005,000 | $ 8,005,000 | $ 3,010,000 |
| Camden, NJ | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Carson City, NV | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| Casper, WY | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Charleston-North Charleston, SC | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Cheyenne, WY | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| College Station-Bryan, TX | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Columbia, SC | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 575,000 | $ 575,000 | $ 167,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 755,000 | $ 755,000 | $ 268,000 |
| Dubuque, IA | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| El Centro, CA | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Elgin, IL | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Eugene, OR | 1 | $ 525,000 | $ 525,000 | $ 118,000 |
| Fairbanks, AK | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Florence, SC | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Fort Wayne, IN | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Gainesville, FL | 1 | $ 535,000 | $ 535,000 | $ 195,000 |
| Green Bay, WI | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Harrisonburg, VA | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| Hattiesburg, MS | 1 | $ 215,000 | $ 215,000 | $ 437,000 |
| Hot Springs, AR | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Huntsville, AL | 1 | $ 195,000 | $ 195,000 | $ 220,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Lakeland-Winter Haven, FL | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Lynchburg, VA | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Memphis, TN-MS-AR | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 525,000 | $ 525,000 | $ 144,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Monroe, MI | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Montgomery, AL | 1 | $ 265,000 | $ 265,000 | $ 142,000 |
| Morristown, TN | 1 | $ 505,000 | $ 505,000 | $ 163,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 555,000 | $ 555,000 | $ 181,000 |
| Muskegon, MI | 1 | $ 305,000 | $ 305,000 | $ 137,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 685,000 | $ 685,000 | $ 293,000 |
| New Orleans-Metairie, LA | 1 | $ 525,000 | $ 525,000 | $ 254,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Ocala, FL | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Panama City, FL | 1 | $ 575,000 | $ 575,000 | $ 171,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Philadelphia, PA | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 495,000 | $ 495,000 | $ 208,000 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Providence-Warwick, RI-MA | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Racine, WI | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Rapid City, SD | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Richmond, VA | 1 | $ 275,000 | $ 275,000 | $ 40,000 |
| Rochester, NY | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| San Angelo, TX | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 405,000 | $ 405,000 | $ 46,000 |
| Santa Rosa, CA | 1 | $ 985,000 | $ 985,000 | $ 1,202,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| St. Joseph, MO-KS | 1 | $ 305,000 | $ 305,000 | $ 400,000 |
| Tampa, FL | 1 | $ 445,000 | $ 445,000 | $ 204,000 |
| Texarkana, TX-AR | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Traverse City, MI | 1 | $ 195,000 | $ 195,000 | $ 245,000 |
| Tuscaloosa, AL | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Twin Falls, ID | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Victoria, TX | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Wildwood-The Villages, FL | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Wilmington, NC | 1 | $ 295,000 | $ 295,000 | $ 213,000 |
| Yakima, WA | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Yuma, AZ | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Sunflower Bank, N.A. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,438 | $1,381,150,000 | $401,000 | $9,375,000 | $170,000 | $6,177,000 |
| Refinancing | 453 | $206,955,000 | $456,000 | $4,645,000 | $181,000 | $3,096,000 |
| Cash-out Refinancing | 382 | $173,270,000 | $453,000 | $30,005,000 | $145,000 | $2,510,000 |
| Other Purpose | 69 | $28,265,000 | $409,000 | $8,005,000 | $230,000 | $3,010,000 |
| Home Improvement | 65 | $16,415,000 | $252,000 | $1,005,000 | $174,000 | $2,454,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,677 | $1,142,865,000 | $426,000 | $30,005,000 | $182,000 | $6,177,000 |
| Hispanic | 753 | $246,485,000 | $327,000 | $9,005,000 | $124,000 | $3,076,000 |
| Not Provided | 514 | $226,400,000 | $440,000 | $4,005,000 | $180,000 | $3,096,000 |
| Black or African American | 201 | $73,465,000 | $365,000 | $1,655,000 | $148,000 | $1,125,000 |
| Asian | 198 | $94,200,000 | $475,000 | $4,005,000 | $185,000 | $995,000 |
| American Indian or Alaskan Native | 51 | $16,925,000 | $331,000 | $885,000 | $125,000 | $498,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,200,000 | $400,000 | $565,000 | $151,000 | $261,000 |
| Not applicable | 5 | $2,515,000 | $503,000 | $665,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,111 | $1,300,555,000 | $418,000 | $9,375,000 | $193,000 | $6,177,000 |
| FHA-insured (Federal Housing Administration) | 852 | $279,790,000 | $328,000 | $775,000 | $103,000 | $617,000 |
| VA-guaranteed (Veterans Administration) | 431 | $223,335,000 | $518,000 | $30,005,000 | $133,000 | $552,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,375,000 | $182,000 | $345,000 | $65,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,000 | $1,202,490,000 | $400,000 | $9,375,000 | $171,000 | $6,177,000 |
| Application Withdrawn By Applicant | 993 | $446,605,000 | $449,000 | $30,005,000 | $173,000 | $5,224,000 |
| Application Denied By Financial Institution | 259 | $92,735,000 | $358,000 | $7,505,000 | $130,000 | $3,096,000 |
| File Closed For Incompleteness | 134 | $55,580,000 | $414,000 | $2,805,000 | $180,000 | $1,501,000 |
| Application Approved But Not Accepted | 16 | $6,130,000 | $383,000 | $595,000 | $246,000 | $1,228,000 |
| Loan Purchased By The Institution | 5 | $2,515,000 | $503,000 | $665,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,148 | $1,713,320,000 | $413,000 | $30,005,000 | $172,000 | $6,177,000 |
| Debt-To-Income Ratio | 94 | $34,210,000 | $363,000 | $2,045,000 | $97,000 | $1,163,000 |
| Credit History | 79 | $30,365,000 | $384,000 | $7,505,000 | $120,000 | $2,510,000 |
| Collateral | 44 | $11,010,000 | $250,000 | $795,000 | $159,000 | $2,750,000 |
| Other | 16 | $8,420,000 | $526,000 | $4,005,000 | $307,000 | $3,096,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,605,000 | $354,000 | $735,000 | $142,000 | $354,000 |
| Unverifiable Information | 6 | $1,980,000 | $330,000 | $435,000 | $112,000 | $384,000 |
| Credit Application Incomplete | 4 | $1,280,000 | $320,000 | $485,000 | $144,000 | $285,000 |
| Employment History | 3 | $865,000 | $288,000 | $325,000 | $69,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About