Sunset Bank & Savings Mortgage Lending & HMDA Data, 2005
In 2005, Sunset Bank & Savings of Waukesha, WI reported 372 mortgage applications totaling $67.5 million, down 30% from 2004. The average application was for $181,381, and applicants reported an average income of $95,352. 88% of its applications resulted in an originated loan and 3% were denied. Its largest market was Milwaukee-Waukesha-West Allis, WI (340).
| Mortgage Company & Address | Sunset Bank & Savings 521 W Sunset Drive Waukesha, WI 53189 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 372 |
| Total Mortgage Loan Application Amount | $67,474,000 |
| Average Mortgage Loan Application Amount | $181,381 |
| Highest Mortgage Loan Application Amount | $971,000 |
| Average Applicant Income | $95,352 |
| Highest Applicant Income | $383,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunset Bank & Savings filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha, Wisconsin | 220 | $ 41,495,000 | $ 188,613 | $ 79,000 |
| Milwaukee, Wisconsin | 92 | $ 14,327,000 | $ 155,728 | $ 73,000 |
| Washington, Wisconsin | 24 | $ 4,302,000 | $ 179,250 | $ 92,000 |
| Ozaukee, Wisconsin | 4 | $ 1,561,000 | $ 390,250 | $ 286,000 |
Mortgage Loan Application Detail Totals for Sunset Bank & Savings in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 211 | $39,394,000 | $172,500 | $852,000 | $105,000 | $383,000 |
| Refinancing | 127 | $22,875,000 | $206,500 | $971,000 | $101,000 | $350,000 |
| Home Improvement | 34 | $5,205,000 | $189,500 | $550,000 | $90,000 | $179,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 318 | $57,785,000 | $188,500 | $971,000 | $116,000 | $383,000 |
| Not applicable | 26 | $4,908,000 | $188,000 | $756,000 | $0 | $0 |
| Hispanic | 13 | $1,457,000 | $115,500 | $315,000 | $79,500 | $304,000 |
| Black or African American | 7 | $1,374,000 | $187,000 | $750,000 | $104,500 | $155,000 |
| Asian | 4 | $987,000 | $246,000 | $644,000 | $129,000 | $201,000 |
| Not Provided | 2 | $713,000 | $356,000 | $560,000 | $98,000 | $140,000 |
| American Indian or Alaskan Native | 1 | $31,000 | $31,000 | $31,000 | $122,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $219,000 | $219,000 | $219,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 371 | $67,336,000 | $183,000 | $971,000 | $102,000 | $383,000 |
| FHA-insured (Federal Housing Administration) | 1 | $138,000 | $138,000 | $138,000 | $48,000 | $48,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 327 | $55,182,000 | $175,500 | $837,000 | $106,500 | $383,000 |
| Application Withdrawn By Applicant | 16 | $3,788,000 | $204,500 | $560,000 | $102,500 | $140,000 |
| Application Approved But Not Accepted | 14 | $3,923,000 | $257,500 | $750,000 | $80,000 | $201,000 |
| Application Denied By Financial Institution | 13 | $4,358,000 | $335,000 | $971,000 | $74,000 | $216,000 |
| File Closed For Incompleteness | 2 | $223,000 | $111,000 | $123,000 | $51,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunset Bank & Savings's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunset Bank & Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About