Sunset Bank & Savings Mortgage Lending & HMDA Data, 2007
In 2007, Sunset Bank & Savings of Waukesha, WI reported 282 mortgage applications totaling $48.4 million, down 12% from 2006. The average application was for $171,620, and applicants reported an average income of $97,510. 88% of its applications resulted in an originated loan and 4% were denied. Its largest market was Milwaukee-Waukesha-West Allis, WI (242).
| Mortgage Company & Address | Sunset Bank & Savings 521 W Sunset Drive Waukesha, WI 53189 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 282 |
| Total Mortgage Loan Application Amount | $48,397,000 |
| Average Mortgage Loan Application Amount | $171,620 |
| Highest Mortgage Loan Application Amount | $660,000 |
| Average Applicant Income | $97,510 |
| Highest Applicant Income | $701,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunset Bank & Savings filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha, Wisconsin | 159 | $ 28,755,000 | $ 180,849 | $ 95,000 |
| Milwaukee, Wisconsin | 68 | $ 9,366,000 | $ 137,735 | $ 74,000 |
| Washington, Wisconsin | 14 | $ 2,475,000 | $ 176,785 | $ 188,000 |
| Ozaukee, Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sunset Bank & Savings in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 141 | $24,022,000 | $170,000 | $544,000 | $108,000 | $701,000 |
| Refinancing | 99 | $18,269,000 | $184,000 | $660,000 | $90,000 | $475,000 |
| Home Improvement | 42 | $6,106,000 | $145,000 | $363,000 | $80,000 | $200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 257 | $43,337,000 | $168,000 | $660,000 | $103,000 | $701,000 |
| Not applicable | 9 | $2,531,000 | $281,000 | $544,000 | $0 | $0 |
| Black or African American | 5 | $684,000 | $136,000 | $235,000 | $98,000 | $158,000 |
| Hispanic | 5 | $632,000 | $126,000 | $186,000 | $38,000 | $57,000 |
| Asian | 3 | $833,000 | $277,000 | $400,000 | $62,000 | $73,000 |
| American Indian or Alaskan Native | 2 | $225,000 | $112,000 | $169,000 | $74,000 | $74,000 |
| Not Provided | 1 | $155,000 | $155,000 | $155,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 281 | $48,230,000 | $171,000 | $660,000 | $98,000 | $701,000 |
| FHA-insured (Federal Housing Administration) | 1 | $167,000 | $167,000 | $167,000 | $66,000 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 248 | $42,829,000 | $172,000 | $660,000 | $98,000 | $701,000 |
| Application Withdrawn By Applicant | 19 | $3,549,000 | $186,000 | $405,000 | $114,000 | $461,000 |
| Application Denied By Financial Institution | 10 | $1,312,000 | $131,000 | $331,000 | $64,000 | $118,000 |
| Application Approved But Not Accepted | 4 | $542,000 | $135,000 | $200,000 | $66,000 | $88,000 |
| File Closed For Incompleteness | 1 | $165,000 | $165,000 | $165,000 | $50,000 | $50,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunset Bank & Savings's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunset Bank & Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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