Sunset Bank & Savings Mortgage Lending & HMDA Data, 2009
In 2009, Sunset Bank & Savings of Waukesha, WI reported 393 mortgage applications totaling $77.1 million, up 43% from 2008. The average application was for $196,083, and applicants reported an average income of $94,045. 88% of its applications resulted in an originated loan and 6% were denied. Its largest market was Milwaukee-Waukesha-West Allis, WI (364).
| Mortgage Company & Address | Sunset Bank & Savings 521 W Sunset Drive Waukesha, WI 53189 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 393 |
| Total Mortgage Loan Application Amount | $77,061,000 |
| Average Mortgage Loan Application Amount | $196,083 |
| Highest Mortgage Loan Application Amount | $1,238,000 |
| Average Applicant Income | $94,045 |
| Highest Applicant Income | $640,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunset Bank & Savings filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha, Wisconsin | 277 | $ 54,553,000 | $ 196,942 | $ 91,000 |
| Milwaukee, Wisconsin | 68 | $ 11,300,000 | $ 166,176 | $ 86,000 |
| Washington, Wisconsin | 15 | $ 3,336,000 | $ 222,400 | $ 128,000 |
| Ozaukee, Wisconsin | 4 | $ 1,623,000 | $ 405,750 | $ 143,000 |
Mortgage Loan Application Detail Totals for Sunset Bank & Savings in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 246 | $51,972,000 | $211,000 | $1,238,000 | $96,000 | $640,000 |
| Home Purchase | 90 | $15,282,000 | $169,000 | $508,000 | $90,000 | $560,000 |
| Home Improvement | 57 | $9,807,000 | $172,000 | $585,000 | $92,000 | $348,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 361 | $71,258,000 | $197,000 | $1,238,000 | $97,000 | $640,000 |
| Not applicable | 17 | $3,074,000 | $180,000 | $417,000 | $0 | $0 |
| Asian | 7 | $1,517,000 | $216,000 | $350,000 | $165,000 | $565,000 |
| Hispanic | 7 | $1,010,000 | $144,000 | $329,000 | $75,000 | $102,000 |
| Black or African American | 1 | $202,000 | $202,000 | $202,000 | $122,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $75,439,000 | $196,000 | $1,238,000 | $95,000 | $640,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,405,000 | $156,000 | $234,000 | $66,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 1 | $217,000 | $217,000 | $217,000 | $98,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 347 | $65,931,000 | $190,000 | $1,238,000 | $93,000 | $640,000 |
| Application Denied By Financial Institution | 24 | $5,013,000 | $208,000 | $417,000 | $93,000 | $428,000 |
| Application Withdrawn By Applicant | 10 | $2,356,000 | $235,000 | $585,000 | $87,000 | $142,000 |
| Application Approved But Not Accepted | 10 | $3,155,000 | $315,000 | $1,082,000 | $121,000 | $390,000 |
| File Closed For Incompleteness | 1 | $98,000 | $98,000 | $98,000 | $31,000 | $31,000 |
| Loan Purchased By The Institution | 1 | $508,000 | $508,000 | $508,000 | $201,000 | $201,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunset Bank & Savings's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunset Bank & Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About