Sunset Bank & Savings Mortgage Lending & HMDA Data, 2020
In 2020, Sunset Bank & Savings of Waukesha, WI reported 435 mortgage applications totaling $100.3 million, up 130% from 2019. The average application was for $230,471, and applicants reported an average income of $126,374. 95% of its applications resulted in an originated loan and 3% were denied. Its largest market was Milwaukee-Waukesha-West Allis, WI (370).
| Mortgage Company & Address | Sunset Bank & Savings 521 W Sunset Drive Waukesha, WI 53189 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 435 |
| Total Mortgage Loan Application Amount | $100,255,000 |
| Average Mortgage Loan Application Amount | $230,471 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $126,374 |
| Highest Applicant Income | $870,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunset Bank & Savings filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha, Wisconsin | 254 | $ 63,660,000 | $ 250,629 | $ 127,000 |
| Milwaukee, Wisconsin | 91 | $ 15,375,000 | $ 168,956 | $ 126,000 |
| Washington, Wisconsin | 18 | $ 4,680,000 | $ 260,000 | $ 130,000 |
| Ozaukee, Wisconsin | 7 | $ 2,175,000 | $ 310,714 | $ 145,000 |
Mortgage Loan Application Detail Totals for Sunset Bank & Savings in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 304 | $70,650,000 | $232,000 | $1,235,000 | $133,000 | $870,000 |
| Home Purchase | 95 | $20,965,000 | $220,000 | $975,000 | $111,000 | $400,000 |
| Cash-out Refinancing | 36 | $8,640,000 | $240,000 | $515,000 | $111,000 | $239,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 363 | $83,605,000 | $230,000 | $515,000 | $125,000 | $595,000 |
| Not applicable | 43 | $9,575,000 | $222,000 | $1,235,000 | $0 | $0 |
| Not Provided | 10 | $2,650,000 | $265,000 | $505,000 | $152,000 | $308,000 |
| Asian | 8 | $2,060,000 | $257,000 | $435,000 | $237,000 | $870,000 |
| Hispanic | 6 | $1,170,000 | $195,000 | $255,000 | $81,000 | $114,000 |
| American Indian or Alaskan Native | 2 | $550,000 | $275,000 | $295,000 | $101,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $345,000 | $345,000 | $345,000 | $143,000 | $143,000 |
| Black or African American | 1 | $175,000 | $175,000 | $175,000 | $73,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 435 | $100,255,000 | $230,000 | $1,235,000 | $127,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 412 | $95,060,000 | $230,000 | $1,235,000 | $129,000 | $870,000 |
| Application Denied By Financial Institution | 12 | $2,620,000 | $218,000 | $395,000 | $90,000 | $159,000 |
| Application Withdrawn By Applicant | 7 | $1,285,000 | $183,000 | $385,000 | $114,000 | $178,000 |
| Application Approved But Not Accepted | 4 | $1,290,000 | $322,000 | $445,000 | $94,000 | $148,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 435 | $100,255,000 | $230,000 | $1,235,000 | $127,000 | $870,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunset Bank & Savings's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunset Bank & Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About