Suntrust Banks, Inc. Mortgage Lending & HMDA Data, 2003
In 2003, Suntrust Banks, Inc. of Atlanta, GA reported 61,446 mortgage applications totaling $9.3 billion. The average application was for $151,071, and applicants reported an average income of $75,258. 21% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Atlanta, GA (3,633), Tampa-St. Petersburg-Clearwater, FL (3,195) and Orlando, FL (2,778) (applications in parentheses).
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 61,446 |
| Total Mortgage Loan Application Amount | $9,282,758,000 |
| Average Mortgage Loan Application Amount | $151,071 |
| Highest Mortgage Loan Application Amount | $23,390,000 |
| Average Applicant Income | $75,258 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Suntrust Banks, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta, GA | 3,633 | $ 689,630,000 | $ 189,823 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,195 | $ 268,999,000 | $ 84,193 | $ 56,000 |
| Orlando, FL | 2,778 | $ 293,836,000 | $ 105,772 | $ 61,000 |
| Richmond-Petersburg, VA | 1,706 | $ 188,391,000 | $ 110,428 | $ 59,000 |
| Nashville, TN | 1,573 | $ 251,193,000 | $ 159,690 | $ 71,000 |
| Lakeland-Winter Haven, FL | 1,534 | $ 72,351,000 | $ 47,164 | $ 52,000 |
| Sarasota-Bradenton, FL | 1,511 | $ 220,969,000 | $ 146,240 | $ 62,000 |
| Daytona Beach, FL | 1,463 | $ 143,632,000 | $ 98,176 | $ 56,000 |
| Baltimore, MD | 1,338 | $ 205,201,000 | $ 153,363 | $ 88,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 1,293 | $ 131,123,000 | $ 101,409 | $ 61,000 |
| Knoxville, TN | 1,250 | $ 127,429,000 | $ 101,943 | $ 80,000 |
| Miami, FL | 1,178 | $ 219,677,000 | $ 186,483 | $ 82,000 |
| Fort Myers-Cape Coral, FL | 1,025 | $ 126,006,000 | $ 122,932 | $ 59,000 |
| Chicago, IL | 896 | $ 204,173,000 | $ 227,871 | $ 69,000 |
| Fort Lauderdale, FL | 888 | $ 115,936,000 | $ 130,558 | $ 65,000 |
| Chattanooga, TN-GA | 860 | $ 66,596,000 | $ 77,437 | $ 73,000 |
| West Palm Beach-Boca Raton, FL | 846 | $ 144,807,000 | $ 171,166 | $ 69,000 |
| Denver, CO | 844 | $ 170,896,000 | $ 202,483 | $ 54,000 |
| Jacksonville, FL | 759 | $ 147,365,000 | $ 194,156 | $ 77,000 |
| Phoenix-Mesa, AZ | 714 | $ 130,452,000 | $ 182,705 | $ 68,000 |
| Melbourne-Titusville-Palm Bay, FL | 704 | $ 44,699,000 | $ 63,492 | $ 65,000 |
| Detroit, MI | 679 | $ 128,072,000 | $ 188,618 | $ 69,000 |
| Savannah, GA | 613 | $ 108,123,000 | $ 176,383 | $ 73,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 581 | $ 45,400,000 | $ 78,141 | $ 67,000 |
| Oakland, CA | 566 | $ 199,066,000 | $ 351,706 | $ 117,000 |
| Washington, DC-MD-VA-WV | 564 | $ 101,470,000 | $ 179,911 | $ 67,000 |
| Augusta-Aiken, GA-SC | 522 | $ 55,221,000 | $ 105,787 | $ 69,000 |
| San Jose, CA | 519 | $ 208,490,000 | $ 401,714 | $ 102,000 |
| Ocala, FL | 455 | $ 29,788,000 | $ 65,468 | $ 63,000 |
| Naples, FL | 450 | $ 104,347,000 | $ 231,882 | $ 77,000 |
| San Diego, CA | 447 | $ 138,155,000 | $ 309,071 | $ 109,000 |
| Punta Gorda, FL | 429 | $ 41,113,000 | $ 95,834 | $ 52,000 |
| Seattle-Bellevue-Everett, WA | 401 | $ 95,326,000 | $ 237,720 | $ 79,000 |
| Columbus, GA-AL | 381 | $ 36,795,000 | $ 96,574 | $ 64,000 |
| Macon, GA | 370 | $ 29,636,000 | $ 80,097 | $ 55,000 |
| Albany, GA | 343 | $ 20,052,000 | $ 58,460 | $ 67,000 |
| Los Angeles-Long Beach, CA | 309 | $ 104,741,000 | $ 338,967 | $ 153,000 |
| St. Louis, MO-IL | 288 | $ 56,108,000 | $ 194,819 | $ 65,000 |
| Tallahassee, FL | 264 | $ 25,688,000 | $ 97,303 | $ 64,000 |
| Pensacola, FL | 255 | $ 33,024,000 | $ 129,505 | $ 67,000 |
| Fort Pierce-Port St. Lucie, FL | 248 | $ 28,974,000 | $ 116,830 | $ 63,000 |
| Orange County, CA | 246 | $ 76,326,000 | $ 310,268 | $ 133,000 |
| Roanoke, VA | 246 | $ 18,126,000 | $ 73,682 | $ 47,000 |
| Boston, MA-NH | 244 | $ 71,216,000 | $ 291,868 | $ 122,000 |
| Portland-Vancouver, OR-WA | 244 | $ 44,815,000 | $ 183,668 | $ 63,000 |
| Raleigh-Durham-Chapel Hill, NC | 238 | $ 47,864,000 | $ 201,109 | $ 83,000 |
| Gainesville, FL | 228 | $ 30,124,000 | $ 132,122 | $ 60,000 |
| San Francisco, CA | 211 | $ 91,932,000 | $ 435,696 | $ 140,000 |
| Lynchburg, VA | 199 | $ 11,926,000 | $ 59,929 | $ 49,000 |
| Kansas City, MO-KS | 182 | $ 25,191,000 | $ 138,412 | $ 59,000 |
| Athens, GA | 169 | $ 19,274,000 | $ 114,047 | $ 78,000 |
| Charlottesville, VA | 163 | $ 26,629,000 | $ 163,368 | $ 71,000 |
| Indianapolis, IN | 162 | $ 24,181,000 | $ 149,265 | $ 58,000 |
| Florence, AL | 161 | $ 10,248,000 | $ 63,652 | $ 81,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 153 | $ 45,939,000 | $ 300,254 | $ 90,000 |
| Colorado Springs, CO | 149 | $ 26,959,000 | $ 180,932 | $ 48,000 |
| Riverside-San Bernardino, CA | 146 | $ 31,646,000 | $ 216,753 | $ 103,000 |
| Salt Lake City-Ogden, UT | 145 | $ 24,473,000 | $ 168,779 | $ 57,000 |
| Dallas, TX | 137 | $ 28,305,000 | $ 206,605 | $ 98,000 |
| Ann Arbor, MI | 124 | $ 25,002,000 | $ 201,629 | $ 83,000 |
| Panama City, FL | 124 | $ 17,900,000 | $ 144,354 | $ 65,000 |
| Milwaukee-Waukesha, WI | 118 | $ 20,511,000 | $ 173,822 | $ 88,000 |
| Cincinnati, OH-KY-IN | 113 | $ 18,624,000 | $ 164,814 | $ 56,000 |
| Las Vegas, NV-AZ | 113 | $ 21,291,000 | $ 188,415 | $ 72,000 |
| Tucson, AZ | 111 | $ 18,263,000 | $ 164,531 | $ 57,000 |
| Tulsa, OK | 103 | $ 16,615,000 | $ 161,310 | $ 62,000 |
| Albuquerque, NM | 100 | $ 15,893,000 | $ 158,930 | $ 56,000 |
| Boulder-Longmont, CO | 100 | $ 21,831,000 | $ 218,310 | $ 72,000 |
| Charleston-North Charleston, SC | 98 | $ 34,272,000 | $ 349,714 | $ 177,000 |
| Fort Collins-Loveland, CO | 98 | $ 18,165,000 | $ 185,357 | $ 50,000 |
| Omaha, NE-IA | 93 | $ 14,638,000 | $ 157,397 | $ 70,000 |
| Sacramento, CA | 91 | $ 21,020,000 | $ 230,989 | $ 93,000 |
| Minneapolis-St. Paul, MN-WI | 90 | $ 16,496,000 | $ 183,288 | $ 121,000 |
| Fort Walton Beach, FL | 89 | $ 17,408,000 | $ 195,595 | $ 109,000 |
| Houston, TX | 89 | $ 16,829,000 | $ 189,089 | $ 102,000 |
| Greeley, CO | 81 | $ 12,961,000 | $ 160,012 | $ 42,000 |
| Santa Rosa, CA | 81 | $ 21,952,000 | $ 271,012 | $ 77,000 |
| Louisville, KY-IN | 80 | $ 17,142,000 | $ 214,275 | $ 99,000 |
| Philadelphia, PA-NJ | 79 | $ 10,707,000 | $ 135,531 | $ 95,000 |
| Tacoma, WA | 77 | $ 15,279,000 | $ 198,428 | $ 56,000 |
| Columbia, SC | 74 | $ 14,312,000 | $ 193,405 | $ 81,000 |
| Lincoln, NE | 72 | $ 9,008,000 | $ 125,111 | $ 47,000 |
| Myrtle Beach, SC | 72 | $ 9,854,000 | $ 136,861 | $ 76,000 |
| Wichita, KS | 72 | $ 10,137,000 | $ 140,791 | $ 82,000 |
| Medford-Ashland, OR | 70 | $ 13,447,000 | $ 192,100 | $ 62,000 |
| Austin-San Marcos, TX | 69 | $ 12,889,000 | $ 186,797 | $ 73,000 |
| Pittsburgh, PA | 67 | $ 12,432,000 | $ 185,552 | $ 94,000 |
| Springfield, MO | 66 | $ 9,862,000 | $ 149,424 | $ 68,000 |
| Cleveland-Lorain-Elyria, OH | 61 | $ 8,389,000 | $ 137,524 | $ 64,000 |
| Birmingham, AL | 60 | $ 14,379,000 | $ 239,650 | $ 61,000 |
| Eugene-Springfield, OR | 60 | $ 11,428,000 | $ 190,466 | $ 56,000 |
| Greenville-Spartanburg-Anderson, SC | 58 | $ 15,795,000 | $ 272,327 | $ 70,000 |
| Memphis, TN-AR-MS | 58 | $ 10,355,000 | $ 178,534 | $ 93,000 |
| Hickory-Morganton-Lenoir, NC | 57 | $ 9,114,000 | $ 159,894 | $ 113,000 |
| Oklahoma City, OK | 49 | $ 7,296,000 | $ 148,897 | $ 105,000 |
| Wilmington, NC | 48 | $ 11,736,000 | $ 244,500 | $ 106,000 |
| Provo-Orem, UT | 47 | $ 8,196,000 | $ 174,382 | $ 66,000 |
| York, PA | 46 | $ 5,654,000 | $ 122,913 | $ 77,000 |
| Greensboro--Winston-Salem--High Point, NC | 44 | $ 7,372,000 | $ 167,545 | $ 79,000 |
| Stockton-Lodi, CA | 44 | $ 10,983,000 | $ 249,613 | $ 91,000 |
| Santa Cruz-Watsonville, CA | 43 | $ 15,115,000 | $ 351,511 | $ 122,000 |
| Vallejo-Fairfield-Napa, CA | 40 | $ 9,854,000 | $ 246,350 | $ 95,000 |
| Lexington, KY | 39 | $ 5,858,000 | $ 150,205 | $ 63,000 |
| Auburn-Opelika, AL | 37 | $ 3,915,000 | $ 105,810 | $ 62,000 |
| Davenport-Moline-Rock Island, IA-IL | 37 | $ 4,761,000 | $ 128,675 | $ 64,000 |
| Des Moines, IA | 37 | $ 7,080,000 | $ 191,351 | $ 104,000 |
| Hamilton-Middletown, OH | 34 | $ 4,482,000 | $ 131,823 | $ 60,000 |
| Montgomery, AL | 34 | $ 7,253,000 | $ 213,323 | $ 104,000 |
| Portland, ME | 34 | $ 6,185,000 | $ 181,911 | $ 85,000 |
| Spokane, WA | 33 | $ 4,960,000 | $ 150,303 | $ 72,000 |
| Greenville, NC | 32 | $ 4,766,000 | $ 148,937 | $ 47,000 |
| Ventura, CA | 31 | $ 10,296,000 | $ 332,129 | $ 128,000 |
| Columbus, OH | 30 | $ 4,418,000 | $ 147,266 | $ 76,000 |
| Boise City, ID | 29 | $ 3,980,000 | $ 137,241 | $ 63,000 |
| Pueblo, CO | 27 | $ 3,547,000 | $ 131,370 | $ 48,000 |
| Wilmington-Newark, DE-MD | 27 | $ 5,157,000 | $ 191,000 | $ 71,000 |
| Iowa City, IA | 26 | $ 3,605,000 | $ 138,653 | $ 84,000 |
| Bridgeport, CT | 25 | $ 5,322,000 | $ 212,880 | $ 80,000 |
| Flint, MI | 25 | $ 3,557,000 | $ 142,280 | $ 66,000 |
| Mobile, AL | 25 | $ 4,915,000 | $ 196,600 | $ 148,000 |
| Modesto, CA | 25 | $ 4,738,000 | $ 189,520 | $ 67,000 |
| Missoula, MT | 24 | $ 3,555,000 | $ 148,125 | $ 79,000 |
| Fort Worth-Arlington, TX | 23 | $ 5,481,000 | $ 238,304 | $ 167,000 |
| Stamford-Norwalk, CT | 23 | $ 6,992,000 | $ 304,000 | $ 122,000 |
| Danville, VA | 22 | $ 3,028,000 | $ 137,636 | $ 45,000 |
| Grand Junction, CO | 22 | $ 3,151,000 | $ 143,227 | $ 59,000 |
| Grand Rapids-Muskegon-Holland, MI | 22 | $ 3,966,000 | $ 180,272 | $ 171,000 |
| Hagerstown, MD | 22 | $ 2,537,000 | $ 115,318 | $ 65,000 |
| Harrisburg-Lebanon-Carlisle, PA | 22 | $ 3,334,000 | $ 151,545 | $ 62,000 |
| San Antonio, TX | 22 | $ 3,742,000 | $ 170,090 | $ 87,000 |
| Bremerton, WA | 21 | $ 4,298,000 | $ 204,666 | $ 104,000 |
| Chico-Paradise, CA | 21 | $ 4,856,000 | $ 231,238 | $ 101,000 |
| Hartford, CT | 21 | $ 3,264,000 | $ 155,428 | $ 87,000 |
| Springfield, MA | 21 | $ 3,804,000 | $ 181,142 | $ 102,000 |
| Green Bay, WI | 20 | $ 3,953,000 | $ 197,650 | $ 120,000 |
| Topeka, KS | 20 | $ 2,442,000 | $ 122,100 | $ 62,000 |
| Fort Wayne, IN | 19 | $ 1,824,000 | $ 96,000 | $ 63,000 |
| Newark, NJ | 19 | $ 5,555,000 | $ 292,368 | $ 146,000 |
| Lawrence, MA-NH | 18 | $ 5,661,000 | $ 314,500 | $ 139,000 |
| New Haven-Meriden, CT | 18 | $ 3,348,000 | $ 186,000 | $ 89,000 |
| Santa Fe, NM | 18 | $ 4,530,000 | $ 251,666 | $ 166,000 |
| Sheboygan, WI | 18 | $ 2,172,000 | $ 120,666 | $ 75,000 |
| Allentown-Bethlehem-Easton, PA | 17 | $ 1,744,000 | $ 102,588 | $ 76,000 |
| New London-Norwich, CT-RI | 17 | $ 4,928,000 | $ 289,882 | $ 88,000 |
| Rapid City, SD | 17 | $ 2,367,000 | $ 139,235 | $ 58,000 |
| Rochester, NY | 17 | $ 1,952,000 | $ 114,823 | $ 79,000 |
| Salem, OR | 17 | $ 2,782,000 | $ 163,647 | $ 51,000 |
| Columbia, MO | 16 | $ 2,013,000 | $ 125,812 | $ 58,000 |
| Goldsboro, NC | 16 | $ 1,455,000 | $ 90,937 | $ 48,000 |
| Nassau-Suffolk, NY | 16 | $ 4,560,000 | $ 285,000 | $ 158,000 |
| Evansville-Henderson, IN-KY | 15 | $ 2,093,000 | $ 139,533 | $ 72,000 |
| Galveston-Texas City, TX | 15 | $ 1,762,000 | $ 117,466 | $ 93,000 |
| New York, NY | 15 | $ 8,273,000 | $ 551,533 | $ 190,000 |
| Bellingham, WA | 14 | $ 2,325,000 | $ 166,071 | $ 63,000 |
| Kenosha, WI | 14 | $ 2,284,000 | $ 163,142 | $ 57,000 |
| Madison, WI | 14 | $ 2,087,000 | $ 149,071 | $ 57,000 |
| Salinas, CA | 14 | $ 4,176,000 | $ 298,285 | $ 84,000 |
| Cumberland, MD-WV | 13 | $ 919,000 | $ 70,692 | $ 66,000 |
| Akron, OH | 12 | $ 1,407,000 | $ 117,250 | $ 59,000 |
| Bakersfield, CA | 12 | $ 1,734,000 | $ 144,500 | $ 73,000 |
| Canton-Massillon, OH | 12 | $ 1,135,000 | $ 94,583 | $ 62,000 |
| Danbury, CT | 12 | $ 2,921,000 | $ 243,416 | $ 79,000 |
| Fayetteville, NC | 12 | $ 1,129,000 | $ 94,083 | $ 56,000 |
| Jacksonville, NC | 12 | $ 981,000 | $ 81,750 | $ 62,000 |
| Middlesex-Somerset-Hunterdon, NJ | 12 | $ 3,023,000 | $ 251,916 | $ 122,000 |
| Rockford, IL | 12 | $ 1,246,000 | $ 103,833 | $ 43,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 11 | $ 3,376,000 | $ 306,909 | $ 77,000 |
| Barnstable-Yarmouth, MA | 10 | $ 2,445,000 | $ 244,500 | $ 204,000 |
| Bryan-College Station, TX | 10 | $ 1,318,000 | $ 131,800 | $ 90,000 |
| Dayton-Springfield, OH | 10 | $ 1,289,000 | $ 128,900 | $ 104,000 |
| Lansing-East Lansing, MI | 10 | $ 1,298,000 | $ 129,800 | $ 49,000 |
| Lawrence, KS | 10 | $ 2,192,000 | $ 219,200 | $ 134,000 |
| Waterbury, CT | 10 | $ 1,824,000 | $ 182,400 | $ 68,000 |
| Yakima, WA | 10 | $ 1,381,000 | $ 138,100 | $ 73,000 |
| Yolo, CA | 10 | $ 2,881,000 | $ 288,100 | $ 86,000 |
| Yuba City, CA | 10 | $ 1,614,000 | $ 161,400 | $ 70,000 |
| Asheville, NC | 9 | $ 2,338,000 | $ 259,777 | $ 163,000 |
| Bergen-Passaic, NJ | 9 | $ 2,195,000 | $ 243,888 | $ 67,000 |
| Brockton, MA | 9 | $ 1,803,000 | $ 200,333 | $ 60,000 |
| Burlington, VT | 9 | $ 1,288,000 | $ 143,111 | $ 103,000 |
| Flagstaff, AZ-UT | 9 | $ 1,684,000 | $ 187,111 | $ 135,000 |
| Fresno, CA | 9 | $ 1,335,000 | $ 148,333 | $ 70,000 |
| Jackson, MI | 9 | $ 1,751,000 | $ 194,555 | $ 168,000 |
| Redding, CA | 9 | $ 1,716,000 | $ 190,666 | $ 79,000 |
| Richland-Kennewick-Pasco, WA | 9 | $ 969,000 | $ 107,666 | $ 101,000 |
| Rochester, MN | 9 | $ 1,313,000 | $ 145,888 | $ 41,000 |
| Worcester, MA-CT | 9 | $ 1,821,000 | $ 202,333 | $ 99,000 |
| Atlantic-Cape May, NJ | 8 | $ 2,123,000 | $ 265,375 | $ 113,000 |
| Grand Forks, ND-MN | 8 | $ 907,000 | $ 113,375 | $ 51,000 |
| Huntsville, AL | 8 | $ 968,000 | $ 121,000 | $ 135,000 |
| Merced, CA | 8 | $ 1,220,000 | $ 152,500 | $ 47,000 |
| Monmouth-Ocean, NJ | 8 | $ 2,737,000 | $ 342,125 | $ 180,000 |
| Brazoria, TX | 7 | $ 1,105,000 | $ 157,857 | $ 106,000 |
| Dover, DE | 7 | $ 1,071,000 | $ 153,000 | $ 43,000 |
| Fayetteville-Springdale-Rogers, AR | 7 | $ 1,402,000 | $ 200,285 | $ 68,000 |
| Jersey City, NJ | 7 | $ 1,293,000 | $ 184,714 | $ 63,000 |
| Kalamazoo-Battle Creek, MI | 7 | $ 1,075,000 | $ 153,571 | $ 49,000 |
| Trenton, NJ | 7 | $ 2,353,000 | $ 336,142 | $ 173,000 |
| Appleton-Oshkosh-Neenah, WI | 6 | $ 1,136,000 | $ 189,333 | $ 87,000 |
| Cedar Rapids, IA | 6 | $ 933,000 | $ 155,500 | $ 57,000 |
| Clarksville-Hopkinsville, TN-KY | 6 | $ 474,000 | $ 79,000 | $ 78,000 |
| Corvallis, OR | 6 | $ 801,000 | $ 133,500 | $ 80,000 |
| Little Rock-North Little Rock, AR | 6 | $ 965,000 | $ 160,833 | $ 130,000 |
| Portsmouth-Rochester, NH-ME | 6 | $ 1,413,000 | $ 235,500 | $ 71,000 |
| Rocky Mount, NC | 6 | $ 896,000 | $ 149,333 | $ 96,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 6 | $ 1,871,000 | $ 311,833 | $ 92,000 |
| Sioux City, IA-NE | 6 | $ 894,000 | $ 149,000 | $ 105,000 |
| St. Joseph, MO | 6 | $ 599,000 | $ 99,833 | $ 60,000 |
| Lancaster, PA | 5 | $ 457,000 | $ 91,400 | $ 82,000 |
| Nashua, NH | 5 | $ 996,000 | $ 199,200 | $ 59,000 |
| Racine, WI | 5 | $ 614,000 | $ 122,800 | $ 68,000 |
| Reading, PA | 5 | $ 401,000 | $ 80,200 | $ 77,000 |
| Syracuse, NY | 5 | $ 681,000 | $ 136,200 | $ 72,000 |
| Toledo, OH | 5 | $ 763,000 | $ 152,600 | $ 93,000 |
| Tuscaloosa, AL | 5 | $ 420,000 | $ 84,000 | $ 86,000 |
| Billings, MT | 4 | $ 414,000 | $ 103,500 | $ 47,000 |
| Cheyenne, WY | 4 | $ 624,000 | $ 156,000 | $ 99,000 |
| Decatur, AL | 4 | $ 71,000 | $ 17,750 | $ 69,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 327,000 | $ 81,750 | $ 180,000 |
| Joplin, MO | 4 | $ 448,000 | $ 112,000 | $ 75,000 |
| Lowell, MA-NH | 4 | $ 710,000 | $ 177,500 | $ 120,000 |
| Manchester, NH | 4 | $ 676,000 | $ 169,000 | $ 72,000 |
| Muncie, IN | 4 | $ 978,000 | $ 244,500 | $ 100,000 |
| Olympia, WA | 4 | $ 867,000 | $ 216,750 | $ 81,000 |
| Providence-Fall River-Warwick, RI-MA | 4 | $ 1,009,000 | $ 252,250 | $ 97,000 |
| Visalia-Tulare-Porterville, CA | 4 | $ 774,000 | $ 193,500 | $ 139,000 |
| Anniston, AL | 3 | $ 250,000 | $ 83,333 | $ 49,000 |
| Champaign-Urbana, IL | 3 | $ 446,000 | $ 148,666 | $ 78,000 |
| Florence, SC | 3 | $ 216,000 | $ 72,000 | $ 84,000 |
| Newburgh, NY-PA | 3 | $ 664,000 | $ 221,333 | $ 78,000 |
| Owensboro, KY | 3 | $ 416,000 | $ 138,666 | $ 46,000 |
| Peoria-Pekin, IL | 3 | $ 298,000 | $ 99,333 | $ 59,000 |
| Reno, NV | 3 | $ 904,000 | $ 301,333 | $ 106,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 120,000 | $ 40,000 | $ 89,000 |
| State College, PA | 3 | $ 260,000 | $ 86,666 | $ 72,000 |
| Youngstown-Warren, OH | 3 | $ 127,000 | $ 42,333 | $ 81,000 |
| Bloomington-Normal, IL | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| Corpus Christi, TX | 2 | $ 398,000 | $ 199,000 | $ 192,000 |
| Dothan, AL | 2 | $ 151,000 | $ 75,500 | $ 38,000 |
| Duluth-Superior, MN-WI | 2 | $ 238,000 | $ 119,000 | $ 163,000 |
| Dutchess County, NY | 2 | $ 341,000 | $ 170,500 | $ 60,000 |
| Fargo-Moorhead, ND-MN | 2 | $ 278,000 | $ 139,000 | $ 109,000 |
| Fort Smith, AR-OK | 2 | $ 351,000 | $ 175,500 | $ 74,000 |
| Jackson, TN | 2 | $ 80,000 | $ 40,000 | $ 24,000 |
| Lafayette, LA | 2 | $ 215,000 | $ 107,500 | $ 89,000 |
| Lima, OH | 2 | $ 103,000 | $ 51,500 | $ 47,000 |
| New Orleans, LA | 2 | $ 2,418,000 | $ 1,209,000 | $ 1,531,000 |
| Parkersburg-Marietta, WV-OH | 2 | $ 354,000 | $ 177,000 | $ 135,000 |
| Saginaw-Bay City-Midland, MI | 2 | $ 239,000 | $ 119,500 | $ 72,000 |
| Sioux Falls, SD | 2 | $ 206,000 | $ 103,000 | $ 107,000 |
| St. Cloud, MN | 2 | $ 309,000 | $ 154,500 | $ 93,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 41,000 | $ 20,500 | $ 53,000 |
| Williamsport, PA | 2 | $ 163,000 | $ 81,500 | $ 59,000 |
| Yuma, AZ | 2 | $ 382,000 | $ 191,000 | $ 124,000 |
| Bangor, ME | 1 | $ 237,000 | $ 237,000 | $ 148,000 |
| Beaumont-Port Arthur, TX | 1 | $ 133,000 | $ 133,000 | $ 89,000 |
| Benton Harbor, MI | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Binghamton, NY | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Brownsville-Harlingen-San Benito, TX | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Casper, WY | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Charleston, WV | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Elkhart-Goshen, IN | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Enid, OK | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Erie, PA | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Gadsden, AL | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Great Falls, MT | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Hattiesburg, MS | 1 | $ 702,000 | $ 702,000 | $ 248,000 |
| Jackson, MS | 1 | $ 163,000 | $ 163,000 | $ 54,000 |
| Jonesboro, AR | 1 | $ 167,000 | $ 167,000 | $ 171,000 |
| Kokomo, IN | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Lawton, OK | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
| Longview-Marshall, TX | 1 | $ 229,000 | $ 229,000 | $ 51,000 |
| Mansfield, OH | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| New Bedford, MA | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
| San Juan-Bayamon, PR | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Sumter, SC | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Tyler, TX | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Wausau, WI | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Wichita Falls, TX | 1 | $ 218,000 | $ 218,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 29,449 | $5,501,234,000 | $193,857 | $5,200,000 | $91,061 | $9,999,000 |
| Home Purchase (one-to-four family) | 17,617 | $3,279,032,000 | $210,320 | $7,000,000 | $104,380 | $7,800,000 |
| Home Improvement (one-to-four family) | 14,233 | $336,507,000 | $63,034 | $2,200,000 | $85,689 | $3,020,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 147 | $165,985,000 | $966,625 | $23,390,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 32,036 | $7,910,757,000 | $229,551 | $23,390,000 | $105,469 | $9,112,000 |
| White | 17,749 | $911,739,000 | $96,888 | $5,200,000 | $156,694 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 4,625 | $206,379,000 | $67,120 | $1,149,000 | $90,920 | $3,200,000 |
| Black | 3,937 | $120,305,000 | $72,466 | $1,567,000 | $165,066 | $4,240,000 |
| Hispanic | 2,023 | $70,548,000 | $28,153 | $1,000,000 | $45,538 | $1,589,000 |
| Other | 473 | $30,232,000 | $168,153 | $2,600,000 | $182,461 | $1,600,000 |
| Asian or Pacific Islander | 457 | $25,880,000 | $50,000 | $440,000 | $81,000 | $1,080,000 |
| American Indian or Alaskan Native | 146 | $6,918,000 | $50,222 | $1,425,000 | $84,555 | $1,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 59,963 | $9,085,927,000 | $198,340 | $23,390,000 | $107,460 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,478 | $195,983,000 | $137,214 | $330,000 | $44,666 | $360,000 |
| VA-guaranteed (Veterans Administration) | 3 | $228,000 | $98,000 | $165,000 | $69,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $620,000 | $310,000 | $365,000 | $270,000 | $425,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 31,679 | $7,706,788,000 | $218,428 | $7,000,000 | $109,204 | $9,112,000 |
| Loan Originated | 12,700 | $962,344,000 | $357,541 | $23,390,000 | $260,958 | $9,999,000 |
| Application Denied By Financial Institution | 12,685 | $396,225,000 | $46,200 | $1,567,000 | $65,685 | $2,011,000 |
| Application Approved But Not Accepted | 4,242 | $209,758,000 | $39,789 | $700,000 | $76,105 | $3,153,000 |
| Application Withdrawn By Applicant | 111 | $5,962,000 | $52,444 | $355,000 | $78,444 | $1,332,000 |
| File Closed For Incompleteness | 29 | $1,681,000 | $52,142 | $140,000 | $57,857 | $200,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,850 | $203,272,000 | $28,478 | $300,000 | $52,782 | $2,011,000 |
| Debt-To-Income Ratio | 3,337 | $125,354,000 | $57,238 | $1,567,000 | $53,047 | $350,000 |
| Collateral | 559 | $22,569,000 | $57,545 | $358,000 | $74,727 | $877,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 463 | $20,845,000 | $42,928 | $438,000 | $77,285 | $801,000 |
| Other | 200 | $8,893,000 | $54,812 | $1,425,000 | $114,875 | $541,000 |
| Credit Application Incomplete | 189 | $11,938,000 | $52,571 | $350,000 | $75,714 | $807,000 |
| Employment History | 52 | $1,144,000 | $35,000 | $194,000 | $55,500 | $102,000 |
| Unverifiable Information | 35 | $2,210,000 | $65,142 | $225,000 | $85,142 | $325,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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