Teachers Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Teachers Federal Credit Union of Hauppauge, NY reported 5,870 mortgage applications totaling $1.1 billion, down 35% from 2023. The average application was for $187,722, and applicants reported an average income of $167,826. 39% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Nassau County-Suffolk County, NY (2,786), New York-Jersey City-White Plains, NY-NJ (313) and Los Angeles-Long Beach-Glendale, CA (86) (applications in parentheses).
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,870 |
| Total Mortgage Loan Application Amount | $1,101,930,000 |
| Average Mortgage Loan Application Amount | $187,722 |
| Highest Mortgage Loan Application Amount | $5,735,000 |
| Average Applicant Income | $167,826 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Teachers Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 2,354 | $ 429,960,000 | $ 182,650 | $ 166,000 |
| Nassau, New York | 432 | $ 109,020,000 | $ 252,361 | $ 182,000 |
| Queens, New York | 167 | $ 55,805,000 | $ 334,161 | $ 138,000 |
| Los Angeles, California | 86 | $ 34,720,000 | $ 403,720 | $ 233,000 |
| Maricopa, Arizona | 63 | $ 5,435,000 | $ 86,269 | $ 137,000 |
| Orange, California | 56 | $ 42,420,000 | $ 757,500 | $ 290,000 |
| San Diego, California | 38 | $ 9,130,000 | $ 240,263 | $ 248,000 |
| Kings, New York | 36 | $ 12,040,000 | $ 334,444 | $ 179,000 |
| Riverside, California | 35 | $ 3,475,000 | $ 99,285 | $ 153,000 |
| Alameda, California | 34 | $ 24,110,000 | $ 709,117 | $ 317,000 |
| Broward, Florida | 34 | $ 9,750,000 | $ 286,764 | $ 189,000 |
| Hillsborough, Florida | 30 | $ 4,720,000 | $ 157,333 | $ 140,000 |
| Miami-Dade, Florida | 30 | $ 15,300,000 | $ 510,000 | $ 311,000 |
| Palm Beach, Florida | 29 | $ 3,425,000 | $ 118,103 | $ 147,000 |
| Orange, Florida | 28 | $ 6,790,000 | $ 242,500 | $ 165,000 |
| Clark, Nevada | 27 | $ 3,775,000 | $ 139,814 | $ 204,000 |
| Westchester, New York | 27 | $ 8,795,000 | $ 325,740 | $ 478,000 |
| Santa Clara, California | 26 | $ 26,890,000 | $ 1,034,230 | $ 467,000 |
| Cook, Illinois | 23 | $ 1,565,000 | $ 68,043 | $ 138,000 |
| Monmouth, New Jersey | 23 | $ 8,675,000 | $ 377,173 | $ 338,000 |
| King, Washington | 22 | $ 9,860,000 | $ 448,181 | $ 253,000 |
| Cobb, Georgia | 19 | $ 1,855,000 | $ 97,631 | $ 134,000 |
| Contra Costa, California | 18 | $ 14,790,000 | $ 821,666 | $ 298,000 |
| San Bernardino, California | 18 | $ 1,630,000 | $ 90,555 | $ 160,000 |
| Pasco, Florida | 18 | $ 2,890,000 | $ 160,555 | $ 122,000 |
| Gwinnett, Georgia | 18 | $ 1,320,000 | $ 73,333 | $ 147,000 |
| New York, New York | 18 | $ 11,060,000 | $ 614,444 | $ 302,000 |
| Mecklenburg, North Carolina | 18 | $ 1,750,000 | $ 97,222 | $ 139,000 |
| Pinellas, Florida | 17 | $ 2,055,000 | $ 120,882 | $ 110,000 |
| Ocean, New Jersey | 17 | $ 2,525,000 | $ 148,529 | $ 287,000 |
| Sacramento, California | 16 | $ 1,160,000 | $ 72,500 | $ 148,000 |
| Fulton, Georgia | 16 | $ 1,590,000 | $ 99,375 | $ 167,000 |
| St. Louis, Missouri | 16 | $ 730,000 | $ 45,625 | $ 137,000 |
| Bergen, New Jersey | 16 | $ 3,870,000 | $ 241,875 | $ 235,000 |
| Capitol Planning Region, Connecticut | 15 | $ 1,295,000 | $ 86,333 | $ 129,000 |
| Collier, Florida | 15 | $ 3,255,000 | $ 217,000 | $ 174,000 |
| Wake, North Carolina | 15 | $ 2,475,000 | $ 165,000 | $ 198,000 |
| Bronx, New York | 14 | $ 5,210,000 | $ 372,142 | $ 294,000 |
| Monroe, Pennsylvania | 14 | $ 1,870,000 | $ 133,571 | $ 104,000 |
| Pima, Arizona | 13 | $ 795,000 | $ 61,153 | $ 113,000 |
| Western Connecticut Planning Region, Connecticut | 13 | $ 3,515,000 | $ 270,384 | $ 206,000 |
| Sarasota, Florida | 13 | $ 3,405,000 | $ 261,923 | $ 282,000 |
| Hennepin, Minnesota | 13 | $ 965,000 | $ 74,230 | $ 184,000 |
| Montgomery, Pennsylvania | 13 | $ 1,835,000 | $ 141,153 | $ 114,000 |
| Pierce, Washington | 13 | $ 1,305,000 | $ 100,384 | $ 141,000 |
| Snohomish, Washington | 13 | $ 3,735,000 | $ 287,307 | $ 162,000 |
| Essex, New Jersey | 12 | $ 2,200,000 | $ 183,333 | $ 153,000 |
| Middlesex, New Jersey | 12 | $ 2,730,000 | $ 227,500 | $ 212,000 |
| Cuyahoga, Ohio | 12 | $ 870,000 | $ 72,500 | $ 91,000 |
| Fairfax, Virginia | 12 | $ 1,120,000 | $ 93,333 | $ 244,000 |
| Pinal, Arizona | 11 | $ 735,000 | $ 66,818 | $ 98,000 |
| Polk, Florida | 11 | $ 805,000 | $ 73,181 | $ 120,000 |
| Camden, New Jersey | 11 | $ 765,000 | $ 69,545 | $ 138,000 |
| Richmond, New York | 11 | $ 2,405,000 | $ 218,636 | $ 147,000 |
| Salt Lake, Utah | 11 | $ 785,000 | $ 71,363 | $ 149,000 |
| Loudoun, Virginia | 11 | $ 965,000 | $ 87,727 | $ 189,000 |
| Fresno, California | 10 | $ 660,000 | $ 66,000 | $ 165,000 |
| Stanislaus, California | 10 | $ 1,220,000 | $ 122,000 | $ 140,000 |
| Lee, Florida | 10 | $ 1,360,000 | $ 136,000 | $ 102,000 |
| Marion, Florida | 10 | $ 920,000 | $ 92,000 | $ 84,000 |
| St. Johns, Florida | 10 | $ 1,210,000 | $ 121,000 | $ 180,000 |
| Hamilton, Indiana | 10 | $ 690,000 | $ 69,000 | $ 146,000 |
| Worcester, Massachusetts | 10 | $ 830,000 | $ 83,000 | $ 151,000 |
| Burlington, New Jersey | 10 | $ 1,040,000 | $ 104,000 | $ 129,000 |
| Rockland, New York | 10 | $ 1,970,000 | $ 197,000 | $ 211,000 |
| San Joaquin, California | 9 | $ 2,575,000 | $ 286,111 | $ 220,000 |
| Naugatuck Valley Planning Region, Connecticut | 9 | $ 555,000 | $ 61,666 | $ 110,000 |
| Lake, Florida | 9 | $ 1,095,000 | $ 121,666 | $ 131,000 |
| DeKalb, Georgia | 9 | $ 535,000 | $ 59,444 | $ 151,000 |
| Wayne, Michigan | 9 | $ 935,000 | $ 103,888 | $ 140,000 |
| Union, New Jersey | 9 | $ 2,845,000 | $ 316,111 | $ 155,000 |
| Franklin, Ohio | 9 | $ 715,000 | $ 79,444 | $ 157,000 |
| Denton, Texas | 9 | $ 5,015,000 | $ 557,222 | $ 190,000 |
| Solano, California | 8 | $ 720,000 | $ 90,000 | $ 150,000 |
| Greater Bridgeport Planning Region, Connecticut | 8 | $ 1,180,000 | $ 147,500 | $ 173,000 |
| South Central Connecticut Planning Region, Connecticut | 8 | $ 1,390,000 | $ 173,750 | $ 121,000 |
| Osceola, Florida | 8 | $ 880,000 | $ 110,000 | $ 182,000 |
| Forsyth, Georgia | 8 | $ 720,000 | $ 90,000 | $ 160,000 |
| Henry, Georgia | 8 | $ 700,000 | $ 87,500 | $ 140,000 |
| Kane, Illinois | 8 | $ 610,000 | $ 76,250 | $ 166,000 |
| Prince George's, Maryland | 8 | $ 640,000 | $ 80,000 | $ 206,000 |
| Norfolk, Massachusetts | 8 | $ 630,000 | $ 78,750 | $ 190,000 |
| Jackson, Missouri | 8 | $ 650,000 | $ 81,250 | $ 127,000 |
| Washoe, Nevada | 8 | $ 700,000 | $ 87,500 | $ 208,000 |
| Gloucester, New Jersey | 8 | $ 950,000 | $ 118,750 | $ 260,000 |
| Bernalillo, New Mexico | 8 | $ 910,000 | $ 113,750 | $ 235,000 |
| Orange, New York | 8 | $ 1,810,000 | $ 226,250 | $ 152,000 |
| Horry, South Carolina | 8 | $ 790,000 | $ 98,750 | $ 110,000 |
| Collin, Texas | 8 | $ 1,520,000 | $ 190,000 | $ 148,000 |
| Harris, Texas | 8 | $ 770,000 | $ 96,250 | $ 170,000 |
| Kern, California | 7 | $ 505,000 | $ 72,142 | $ 131,000 |
| Placer, California | 7 | $ 495,000 | $ 70,714 | $ 227,000 |
| Sonoma, California | 7 | $ 485,000 | $ 69,285 | $ 213,000 |
| Douglas, Colorado | 7 | $ 325,000 | $ 46,428 | $ 154,000 |
| Jefferson, Colorado | 7 | $ 455,000 | $ 65,000 | $ 138,000 |
| Weld, Colorado | 7 | $ 395,000 | $ 56,428 | $ 157,000 |
| Brevard, Florida | 7 | $ 415,000 | $ 59,285 | $ 90,000 |
| DuPage, Illinois | 7 | $ 555,000 | $ 79,285 | $ 204,000 |
| Lake, Indiana | 7 | $ 295,000 | $ 42,142 | $ 72,000 |
| Bristol, Massachusetts | 7 | $ 595,000 | $ 85,000 | $ 146,000 |
| Middlesex, Massachusetts | 7 | $ 1,405,000 | $ 200,714 | $ 211,000 |
| Oakland, Michigan | 7 | $ 605,000 | $ 86,428 | $ 189,000 |
| Morris, New Jersey | 7 | $ 1,675,000 | $ 239,285 | $ 163,000 |
| Sussex, New Jersey | 7 | $ 605,000 | $ 86,428 | $ 154,000 |
| Dutchess, New York | 7 | $ 2,725,000 | $ 389,285 | $ 594,000 |
| Lake, Ohio | 7 | $ 365,000 | $ 52,142 | $ 107,000 |
| Multnomah, Oregon | 7 | $ 495,000 | $ 70,714 | $ 146,000 |
| Washington, Oregon | 7 | $ 385,000 | $ 55,000 | $ 173,000 |
| Allegheny, Pennsylvania | 7 | $ 485,000 | $ 69,285 | $ 156,000 |
| York, South Carolina | 7 | $ 455,000 | $ 65,000 | $ 130,000 |
| Williamson, Tennessee | 7 | $ 685,000 | $ 97,857 | $ 165,000 |
| Pulaski, Arkansas | 6 | $ 370,000 | $ 61,666 | $ 146,000 |
| Southeastern Connecticut Planning Region, Connecticut | 6 | $ 1,040,000 | $ 173,333 | $ 114,000 |
| Manatee, Florida | 6 | $ 1,080,000 | $ 180,000 | $ 132,000 |
| Seminole, Florida | 6 | $ 440,000 | $ 73,333 | $ 127,000 |
| Hendricks, Indiana | 6 | $ 430,000 | $ 71,666 | $ 102,000 |
| Marion, Indiana | 6 | $ 390,000 | $ 65,000 | $ 102,000 |
| St. Joseph, Indiana | 6 | $ 460,000 | $ 76,666 | $ 89,000 |
| Anne Arundel, Maryland | 6 | $ 330,000 | $ 55,000 | $ 82,000 |
| Essex, Massachusetts | 6 | $ 500,000 | $ 83,333 | $ 219,000 |
| Jefferson, Missouri | 6 | $ 350,000 | $ 58,333 | $ 99,000 |
| St. Charles, Missouri | 6 | $ 340,000 | $ 56,666 | $ 116,000 |
| Hudson, New Jersey | 6 | $ 1,140,000 | $ 190,000 | $ 138,000 |
| Lorain, Ohio | 6 | $ 600,000 | $ 100,000 | $ 206,000 |
| Stark, Ohio | 6 | $ 270,000 | $ 45,000 | $ 120,000 |
| Warren, Ohio | 6 | $ 310,000 | $ 51,666 | $ 104,000 |
| Tulsa, Oklahoma | 6 | $ 250,000 | $ 41,666 | $ 115,000 |
| Clackamas, Oregon | 6 | $ 310,000 | $ 51,666 | $ 113,000 |
| Dallas, Texas | 6 | $ 3,470,000 | $ 578,333 | $ 353,000 |
| Utah, Utah | 6 | $ 330,000 | $ 55,000 | $ 104,000 |
| Henrico, Virginia | 6 | $ 480,000 | $ 80,000 | $ 143,000 |
| Marin, California | 5 | $ 685,000 | $ 137,000 | $ 240,000 |
| San Mateo, California | 5 | $ 1,935,000 | $ 387,000 | $ 296,000 |
| Denver, Colorado | 5 | $ 485,000 | $ 97,000 | $ 118,000 |
| District of Columbia, District Of Columbia | 5 | $ 1,225,000 | $ 245,000 | $ 221,000 |
| Duval, Florida | 5 | $ 585,000 | $ 117,000 | $ 129,000 |
| St. Lucie, Florida | 5 | $ 395,000 | $ 79,000 | $ 97,000 |
| Cherokee, Georgia | 5 | $ 335,000 | $ 67,000 | $ 125,000 |
| Muscogee, Georgia | 5 | $ 285,000 | $ 57,000 | $ 109,000 |
| Will, Illinois | 5 | $ 335,000 | $ 67,000 | $ 142,000 |
| Johnson, Kansas | 5 | $ 305,000 | $ 61,000 | $ 156,000 |
| Hampden, Massachusetts | 5 | $ 495,000 | $ 99,000 | $ 133,000 |
| Plymouth, Massachusetts | 5 | $ 385,000 | $ 77,000 | $ 126,000 |
| Saginaw, Michigan | 5 | $ 205,000 | $ 41,000 | $ 100,000 |
| Carver, Minnesota | 5 | $ 975,000 | $ 195,000 | $ 175,000 |
| Douglas, Nebraska | 5 | $ 245,000 | $ 49,000 | $ 76,000 |
| Hillsborough, New Hampshire | 5 | $ 575,000 | $ 115,000 | $ 142,000 |
| Rockingham, New Hampshire | 5 | $ 405,000 | $ 81,000 | $ 179,000 |
| Mercer, New Jersey | 5 | $ 1,015,000 | $ 203,000 | $ 224,000 |
| Sullivan, New York | 5 | $ 865,000 | $ 173,000 | $ 126,000 |
| Cabarrus, North Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 158,000 |
| Iredell, North Carolina | 5 | $ 485,000 | $ 97,000 | $ 118,000 |
| Hamilton, Ohio | 5 | $ 615,000 | $ 123,000 | $ 118,000 |
| Medina, Ohio | 5 | $ 165,000 | $ 33,000 | $ 85,000 |
| Pickaway, Ohio | 5 | $ 265,000 | $ 53,000 | $ 137,000 |
| Delaware, Pennsylvania | 5 | $ 305,000 | $ 61,000 | $ 83,000 |
| Lehigh, Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 86,000 |
| Charleston, South Carolina | 5 | $ 4,465,000 | $ 893,000 | $ 176,000 |
| Lexington, South Carolina | 5 | $ 675,000 | $ 135,000 | $ 130,000 |
| Davidson, Tennessee | 5 | $ 775,000 | $ 155,000 | $ 118,000 |
| Hamilton, Tennessee | 5 | $ 385,000 | $ 77,000 | $ 156,000 |
| Knox, Tennessee | 5 | $ 215,000 | $ 43,000 | $ 92,000 |
| Shelby, Tennessee | 5 | $ 365,000 | $ 73,000 | $ 140,000 |
| Chesterfield, Virginia | 5 | $ 335,000 | $ 67,000 | $ 158,000 |
| Skagit, Washington | 5 | $ 345,000 | $ 69,000 | $ 79,000 |
| Baldwin, Alabama | 4 | $ 200,000 | $ 50,000 | $ 129,000 |
| Jefferson, Alabama | 4 | $ 770,000 | $ 192,500 | $ 191,000 |
| Shelby, Alabama | 4 | $ 120,000 | $ 30,000 | $ 119,000 |
| Washington, Arkansas | 4 | $ 370,000 | $ 92,500 | $ 104,000 |
| Monterey, California | 4 | $ 420,000 | $ 105,000 | $ 111,000 |
| Santa Barbara, California | 4 | $ 330,000 | $ 82,500 | $ 190,000 |
| Tulare, California | 4 | $ 230,000 | $ 57,500 | $ 155,000 |
| Adams, Colorado | 4 | $ 240,000 | $ 60,000 | $ 126,000 |
| Arapahoe, Colorado | 4 | $ 310,000 | $ 77,500 | $ 150,000 |
| Flagler, Florida | 4 | $ 910,000 | $ 227,500 | $ 170,000 |
| Martin, Florida | 4 | $ 470,000 | $ 117,500 | $ 166,000 |
| Chatham, Georgia | 4 | $ 320,000 | $ 80,000 | $ 133,000 |
| McHenry, Illinois | 4 | $ 310,000 | $ 77,500 | $ 139,000 |
| Allen, Indiana | 4 | $ 230,000 | $ 57,500 | $ 159,000 |
| Johnson, Indiana | 4 | $ 540,000 | $ 135,000 | $ 208,000 |
| Porter, Indiana | 4 | $ 160,000 | $ 40,000 | $ 122,000 |
| Vanderburgh, Indiana | 4 | $ 310,000 | $ 77,500 | $ 99,000 |
| Sedgwick, Kansas | 4 | $ 210,000 | $ 52,500 | $ 130,000 |
| Shawnee, Kansas | 4 | $ 160,000 | $ 40,000 | $ 118,000 |
| Genesee, Michigan | 4 | $ 190,000 | $ 47,500 | $ 327,000 |
| Sarpy, Nebraska | 4 | $ 170,000 | $ 42,500 | $ 122,000 |
| Hunterdon, New Jersey | 4 | $ 860,000 | $ 215,000 | $ 253,000 |
| Passaic, New Jersey | 4 | $ 330,000 | $ 82,500 | $ 781,000 |
| Erie, New York | 4 | $ 670,000 | $ 167,500 | $ 254,000 |
| Putnam, New York | 4 | $ 1,670,000 | $ 417,500 | $ 149,000 |
| Brunswick, North Carolina | 4 | $ 160,000 | $ 40,000 | $ 113,000 |
| Forsyth, North Carolina | 4 | $ 220,000 | $ 55,000 | $ 81,000 |
| Guilford, North Carolina | 4 | $ 230,000 | $ 57,500 | $ 137,000 |
| Union, North Carolina | 4 | $ 310,000 | $ 77,500 | $ 123,000 |
| Delaware, Ohio | 4 | $ 660,000 | $ 165,000 | $ 269,000 |
| Summit, Ohio | 4 | $ 110,000 | $ 27,500 | $ 127,000 |
| Oklahoma, Oklahoma | 4 | $ 330,000 | $ 82,500 | $ 109,000 |
| Jackson, Oregon | 4 | $ 440,000 | $ 110,000 | $ 154,000 |
| Erie, Pennsylvania | 4 | $ 180,000 | $ 45,000 | $ 72,000 |
| York, Pennsylvania | 4 | $ 310,000 | $ 77,500 | $ 84,000 |
| Greenville, South Carolina | 4 | $ 620,000 | $ 155,000 | $ 114,000 |
| Rutherford, Tennessee | 4 | $ 240,000 | $ 60,000 | $ 116,000 |
| Sumner, Tennessee | 4 | $ 150,000 | $ 37,500 | $ 166,000 |
| Prince William, Virginia | 4 | $ 170,000 | $ 42,500 | $ 158,000 |
| Stafford, Virginia | 4 | $ 260,000 | $ 65,000 | $ 168,000 |
| Clark, Washington | 4 | $ 470,000 | $ 117,500 | $ 204,000 |
| Milwaukee, Wisconsin | 4 | $ 130,000 | $ 32,500 | $ 86,000 |
| Mobile, Alabama | 3 | $ 225,000 | $ 75,000 | $ 183,000 |
| Anchorage, Alaska | 3 | $ 185,000 | $ 61,666 | $ 115,000 |
| Yavapai, Arizona | 3 | $ 245,000 | $ 81,666 | $ 133,000 |
| Butte, California | 3 | $ 385,000 | $ 128,333 | $ 148,000 |
| El Dorado, California | 3 | $ 115,000 | $ 38,333 | $ 165,000 |
| Shasta, California | 3 | $ 195,000 | $ 65,000 | $ 98,000 |
| Ventura, California | 3 | $ 285,000 | $ 95,000 | $ 150,000 |
| Larimer, Colorado | 3 | $ 485,000 | $ 161,666 | $ 175,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 3 | $ 145,000 | $ 48,333 | $ 102,000 |
| Bay, Florida | 3 | $ 155,000 | $ 51,666 | $ 101,000 |
| Hernando, Florida | 3 | $ 75,000 | $ 25,000 | $ 98,000 |
| Okaloosa, Florida | 3 | $ 245,000 | $ 81,666 | $ 133,000 |
| Sumter, Florida | 3 | $ 115,000 | $ 38,333 | $ 94,000 |
| Volusia, Florida | 3 | $ 365,000 | $ 121,666 | $ 89,000 |
| Barrow, Georgia | 3 | $ 155,000 | $ 51,666 | $ 77,000 |
| Carroll, Georgia | 3 | $ 225,000 | $ 75,000 | $ 90,000 |
| Clayton, Georgia | 3 | $ 115,000 | $ 38,333 | $ 91,000 |
| Columbia, Georgia | 3 | $ 395,000 | $ 131,666 | $ 105,000 |
| Fayette, Georgia | 3 | $ 135,000 | $ 45,000 | $ 82,000 |
| Floyd, Georgia | 3 | $ 175,000 | $ 58,333 | $ 109,000 |
| Jackson, Georgia | 3 | $ 225,000 | $ 75,000 | $ 169,000 |
| Madison, Illinois | 3 | $ 255,000 | $ 85,000 | $ 152,000 |
| Ogle, Illinois | 3 | $ 115,000 | $ 38,333 | $ 97,000 |
| Sangamon, Illinois | 3 | $ 215,000 | $ 71,666 | $ 134,000 |
| Wyandotte, Kansas | 3 | $ 195,000 | $ 65,000 | $ 74,000 |
| Baltimore, Maryland | 3 | $ 245,000 | $ 81,666 | $ 146,000 |
| Frederick, Maryland | 3 | $ 245,000 | $ 81,666 | $ 149,000 |
| Montgomery, Maryland | 3 | $ 465,000 | $ 155,000 | $ 181,000 |
| Kalamazoo, Michigan | 3 | $ 275,000 | $ 91,666 | $ 131,000 |
| Kent, Michigan | 3 | $ 175,000 | $ 58,333 | $ 90,000 |
| Macomb, Michigan | 3 | $ 105,000 | $ 35,000 | $ 78,000 |
| Muskegon, Michigan | 3 | $ 95,000 | $ 31,666 | $ 88,000 |
| DeSoto, Mississippi | 3 | $ 165,000 | $ 55,000 | $ 95,000 |
| Harrison, Mississippi | 3 | $ 125,000 | $ 41,666 | $ 103,000 |
| Pettis, Missouri | 3 | $ 135,000 | $ 45,000 | $ 104,000 |
| St. Louis City, Missouri | 3 | $ 265,000 | $ 88,333 | $ 79,000 |
| Cass, Nebraska | 3 | $ 175,000 | $ 58,333 | $ 145,000 |
| Somerset, New Jersey | 3 | $ 1,275,000 | $ 425,000 | $ 234,000 |
| Essex, New York | 3 | $ 625,000 | $ 208,333 | $ 306,000 |
| Craven, North Carolina | 3 | $ 285,000 | $ 95,000 | $ 175,000 |
| Davidson, North Carolina | 3 | $ 125,000 | $ 41,666 | $ 89,000 |
| Franklin, North Carolina | 3 | $ 185,000 | $ 61,666 | $ 92,000 |
| Johnston, North Carolina | 3 | $ 325,000 | $ 108,333 | $ 98,000 |
| Wayne, North Carolina | 3 | $ 205,000 | $ 68,333 | $ 68,000 |
| Mahoning, Ohio | 3 | $ 185,000 | $ 61,666 | $ 89,000 |
| Montgomery, Ohio | 3 | $ 145,000 | $ 48,333 | $ 79,000 |
| Berks, Pennsylvania | 3 | $ 215,000 | $ 71,666 | $ 90,000 |
| Bucks, Pennsylvania | 3 | $ 145,000 | $ 48,333 | $ 141,000 |
| Philadelphia, Pennsylvania | 3 | $ 655,000 | $ 218,333 | $ 126,000 |
| Pike, Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 137,000 |
| Anderson, South Carolina | 3 | $ 125,000 | $ 41,666 | $ 78,000 |
| Beaufort, South Carolina | 3 | $ 295,000 | $ 98,333 | $ 98,000 |
| Dorchester, South Carolina | 3 | $ 175,000 | $ 58,333 | $ 107,000 |
| Sumter, South Carolina | 3 | $ 525,000 | $ 175,000 | $ 102,000 |
| Blount, Tennessee | 3 | $ 135,000 | $ 45,000 | $ 95,000 |
| Sevier, Tennessee | 3 | $ 1,045,000 | $ 348,333 | $ 320,000 |
| Sullivan, Tennessee | 3 | $ 195,000 | $ 65,000 | $ 79,000 |
| Tarrant, Texas | 3 | $ 715,000 | $ 238,333 | $ 137,000 |
| Davis, Utah | 3 | $ 275,000 | $ 91,666 | $ 117,000 |
| Benton, Washington | 3 | $ 205,000 | $ 68,333 | $ 112,000 |
| Thurston, Washington | 3 | $ 525,000 | $ 175,000 | $ 216,000 |
| Whatcom, Washington | 3 | $ 205,000 | $ 68,333 | $ 128,000 |
| Kenosha, Wisconsin | 3 | $ 205,000 | $ 68,333 | $ 176,000 |
| Natrona, Wyoming | 3 | $ 165,000 | $ 55,000 | $ 180,000 |
| Lauderdale, Alabama | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Limestone, Alabama | 2 | $ 140,000 | $ 70,000 | $ 105,000 |
| Madison, Alabama | 2 | $ 100,000 | $ 50,000 | $ 175,000 |
| St. Clair, Alabama | 2 | $ 110,000 | $ 55,000 | $ 97,000 |
| Mohave, Arizona | 2 | $ 120,000 | $ 60,000 | $ 129,000 |
| Navajo, Arizona | 2 | $ 280,000 | $ 140,000 | $ 254,000 |
| Benton, Arkansas | 2 | $ 180,000 | $ 90,000 | $ 116,000 |
| Garland, Arkansas | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Lonoke, Arkansas | 2 | $ 90,000 | $ 45,000 | $ 81,000 |
| Saline, Arkansas | 2 | $ 110,000 | $ 55,000 | $ 136,000 |
| Nevada, California | 2 | $ 190,000 | $ 95,000 | $ 196,000 |
| San Francisco, California | 2 | $ 70,000 | $ 35,000 | $ 146,000 |
| Santa Cruz, California | 2 | $ 150,000 | $ 75,000 | $ 241,000 |
| Sutter, California | 2 | $ 280,000 | $ 140,000 | $ 143,000 |
| Yolo, California | 2 | $ 300,000 | $ 150,000 | $ 289,000 |
| Yuba, California | 2 | $ 130,000 | $ 65,000 | $ 170,000 |
| Broomfield, Colorado | 2 | $ 100,000 | $ 50,000 | $ 210,000 |
| El Paso, Colorado | 2 | $ 110,000 | $ 55,000 | $ 89,000 |
| Mesa, Colorado | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| Alachua, Florida | 2 | $ 290,000 | $ 145,000 | $ 137,000 |
| Charlotte, Florida | 2 | $ 250,000 | $ 125,000 | $ 166,000 |
| Citrus, Florida | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Escambia, Florida | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Gadsden, Florida | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Highlands, Florida | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Walton, Florida | 2 | $ 220,000 | $ 110,000 | $ 163,000 |
| Camden, Georgia | 2 | $ 140,000 | $ 70,000 | $ 112,000 |
| Clarke, Georgia | 2 | $ 260,000 | $ 130,000 | $ 286,000 |
| Coweta, Georgia | 2 | $ 140,000 | $ 70,000 | $ 113,000 |
| Hall, Georgia | 2 | $ 110,000 | $ 55,000 | $ 89,000 |
| Houston, Georgia | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Lowndes, Georgia | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| Murray, Georgia | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| Oconee, Georgia | 2 | $ 290,000 | $ 145,000 | $ 197,000 |
| Paulding, Georgia | 2 | $ 190,000 | $ 95,000 | $ 169,000 |
| Pickens, Georgia | 2 | $ 80,000 | $ 40,000 | $ 68,000 |
| Rockdale, Georgia | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Walton, Georgia | 2 | $ 60,000 | $ 30,000 | $ 74,000 |
| Kootenai, Idaho | 2 | $ 590,000 | $ 295,000 | $ 172,000 |
| Lake, Illinois | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| LaSalle, Illinois | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Delaware, Indiana | 2 | $ 100,000 | $ 50,000 | $ 114,000 |
| Elkhart, Indiana | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| Hancock, Indiana | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Madison, Indiana | 2 | $ 130,000 | $ 65,000 | $ 117,000 |
| Monroe, Indiana | 2 | $ 200,000 | $ 100,000 | $ 120,000 |
| Ripley, Indiana | 2 | $ 110,000 | $ 55,000 | $ 156,000 |
| Dallas, Iowa | 2 | $ 150,000 | $ 75,000 | $ 155,000 |
| Polk, Iowa | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Scott, Iowa | 2 | $ 100,000 | $ 50,000 | $ 83,000 |
| Calcasieu, Louisiana | 2 | $ 230,000 | $ 115,000 | $ 92,000 |
| East Baton Rouge, Louisiana | 2 | $ 70,000 | $ 35,000 | $ 172,000 |
| Jefferson, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 131,000 |
| Orleans, Louisiana | 2 | $ 330,000 | $ 165,000 | $ 153,000 |
| St. Tammany, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 129,000 |
| Cumberland, Maine | 2 | $ 150,000 | $ 75,000 | $ 159,000 |
| York, Maine | 2 | $ 160,000 | $ 80,000 | $ 150,000 |
| Baltimore City, Maryland | 2 | $ 100,000 | $ 50,000 | $ 98,000 |
| Harford, Maryland | 2 | $ 230,000 | $ 115,000 | $ 224,000 |
| Howard, Maryland | 2 | $ 150,000 | $ 75,000 | $ 108,000 |
| Barnstable, Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 206,000 |
| Franklin, Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 138,000 |
| Suffolk, Massachusetts | 2 | $ 220,000 | $ 110,000 | $ 127,000 |
| Berrien, Michigan | 2 | $ 60,000 | $ 30,000 | $ 67,000 |
| Ingham, Michigan | 2 | $ 50,000 | $ 25,000 | $ 63,000 |
| St. Clair, Michigan | 2 | $ 80,000 | $ 40,000 | $ 75,000 |
| Sherburne, Minnesota | 2 | $ 150,000 | $ 75,000 | $ 122,000 |
| Washington, Minnesota | 2 | $ 90,000 | $ 45,000 | $ 107,000 |
| Lee, Mississippi | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Christian, Missouri | 2 | $ 120,000 | $ 60,000 | $ 94,000 |
| Clay, Missouri | 2 | $ 80,000 | $ 40,000 | $ 111,000 |
| Lafayette, Missouri | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Platte, Missouri | 2 | $ 140,000 | $ 70,000 | $ 160,000 |
| Flathead, Montana | 2 | $ 970,000 | $ 485,000 | $ 232,000 |
| Merrimack, New Hampshire | 2 | $ 110,000 | $ 55,000 | $ 86,000 |
| Atlantic, New Jersey | 2 | $ 90,000 | $ 45,000 | $ 99,000 |
| Dona Ana, New Mexico | 2 | $ 60,000 | $ 30,000 | $ 87,000 |
| Monroe, New York | 2 | $ 410,000 | $ 205,000 | $ 122,000 |
| Onondaga, New York | 2 | $ 300,000 | $ 150,000 | $ 171,000 |
| Otsego, New York | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Saratoga, New York | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Ulster, New York | 2 | $ 350,000 | $ 175,000 | $ 46,000 |
| Warren, New York | 2 | $ 560,000 | $ 280,000 | $ 153,000 |
| Catawba, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Chatham, North Carolina | 2 | $ 200,000 | $ 100,000 | $ 147,000 |
| Cleveland, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| Durham, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 203,000 |
| Harnett, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 118,000 |
| Hoke, North Carolina | 2 | $ 70,000 | $ 35,000 | $ 56,000 |
| New Hanover, North Carolina | 2 | $ 340,000 | $ 170,000 | $ 187,000 |
| Onslow, North Carolina | 2 | $ 70,000 | $ 35,000 | $ 73,000 |
| Pitt, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 229,000 |
| Randolph, North Carolina | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Cass, North Dakota | 2 | $ 70,000 | $ 35,000 | $ 76,000 |
| Allen, Ohio | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Champaign, Ohio | 2 | $ 100,000 | $ 50,000 | $ 111,000 |
| Clermont, Ohio | 2 | $ 70,000 | $ 35,000 | $ 115,000 |
| Fairfield, Ohio | 2 | $ 100,000 | $ 50,000 | $ 115,000 |
| Licking, Ohio | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Lucas, Ohio | 2 | $ 90,000 | $ 45,000 | $ 108,000 |
| Trumbull, Ohio | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Cleveland, Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 120,000 |
| Creek, Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 139,000 |
| Deschutes, Oregon | 2 | $ 140,000 | $ 70,000 | $ 128,000 |
| Douglas, Oregon | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| Linn, Oregon | 2 | $ 60,000 | $ 30,000 | $ 93,000 |
| Adams, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Beaver, Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 81,000 |
| Chester, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 165,000 |
| Lackawanna, Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 86,000 |
| Lancaster, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 134,000 |
| Luzerne, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Northampton, Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 122,000 |
| Florence, South Carolina | 2 | $ 90,000 | $ 45,000 | $ 31,000 |
| Lincoln, South Dakota | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Greene, Tennessee | 2 | $ 200,000 | $ 100,000 | $ 150,000 |
| Lincoln, Tennessee | 2 | $ 120,000 | $ 60,000 | $ 69,000 |
| Maury, Tennessee | 2 | $ 60,000 | $ 30,000 | $ 90,000 |
| Washington, Tennessee | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Wilson, Tennessee | 2 | $ 190,000 | $ 95,000 | $ 137,000 |
| Bexar, Texas | 2 | $ 410,000 | $ 205,000 | $ 501,000 |
| El Paso, Texas | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Caroline, Virginia | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Frederick, Virginia | 2 | $ 60,000 | $ 30,000 | $ 174,000 |
| Hanover, Virginia | 2 | $ 60,000 | $ 30,000 | $ 112,000 |
| James City, Virginia | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Roanoke, Virginia | 2 | $ 370,000 | $ 185,000 | $ 126,000 |
| Roanoke City, Virginia | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Virginia Beach, Virginia | 2 | $ 220,000 | $ 110,000 | $ 285,000 |
| Clallam, Washington | 2 | $ 750,000 | $ 375,000 | $ 346,000 |
| Grant, Washington | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Mason, Washington | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Berkeley, West Virginia | 2 | $ 1,350,000 | $ 675,000 | $ 204,000 |
| Dane, Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 101,000 |
| Outagamie, Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 188,000 |
| Pierce, Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 152,000 |
| Winnebago, Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 115,000 |
| Blount, Alabama | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Cleburne, Alabama | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Coffee, Alabama | 1 | $ 125,000 | $ 125,000 | $ 230,000 |
| Dallas, Alabama | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Henry, Alabama | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Houston, Alabama | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Morgan, Alabama | 1 | $ 125,000 | $ 125,000 | $ 209,000 |
| Russell, Alabama | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Talladega, Alabama | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Tallapoosa, Alabama | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Fairbanks North Star, Alaska | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Matanuska-Susitna, Alaska | 1 | $ 75,000 | $ 75,000 | $ 210,000 |
| Cochise, Arizona | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Coconino, Arizona | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Gila, Arizona | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Yuma, Arizona | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Carroll, Arkansas | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Conway, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 162,000 |
| Craighead, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Crawford, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Faulkner, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Grant, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Jackson, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Logan, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Sharp, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| White, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Amador, California | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Glenn, California | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Lake, California | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Madera, California | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Merced, California | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Mono, California | 1 | $ 65,000 | $ 65,000 | $ 275,000 |
| San Benito, California | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| San Luis Obispo, California | 1 | $ 255,000 | $ 255,000 | $ 225,000 |
| Tuolumne, California | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Custer, Colorado | 1 | $ 45,000 | $ 45,000 | $ 240,000 |
| Delta, Colorado | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Garfield, Colorado | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Grand, Colorado | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Montrose, Colorado | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Pueblo, Colorado | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| Rio Grande, Colorado | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Summit, Colorado | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Sussex, Delaware | 1 | $ 535,000 | $ 535,000 | $ 211,000 |
| Franklin, Florida | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Gilchrist, Florida | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Gulf, Florida | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Hendry, Florida | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Indian River, Florida | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Leon, Florida | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Santa Rosa, Florida | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Wakulla, Florida | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Washington, Florida | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Bartow, Georgia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Bibb, Georgia | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Bleckley, Georgia | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Brantley, Georgia | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Bryan, Georgia | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Bulloch, Georgia | 1 | $ 25,000 | $ 25,000 | $ 215,000 |
| Catoosa, Georgia | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Coffee, Georgia | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Douglas, Georgia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Effingham, Georgia | 1 | $ 45,000 | $ 45,000 | $ 230,000 |
| Glynn, Georgia | 1 | $ 105,000 | $ 105,000 | $ 280,000 |
| Haralson, Georgia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Harris, Georgia | 1 | $ 75,000 | $ 75,000 | $ 183,000 |
| Heard, Georgia | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Jones, Georgia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Lamar, Georgia | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Madison, Georgia | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| Newton, Georgia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Pierce, Georgia | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Polk, Georgia | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Tift, Georgia | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Union, Georgia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Walker, Georgia | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| White, Georgia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Whitfield, Georgia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Hawaii, Hawaii | 1 | $ 1,125,000 | $ 1,125,000 | $ 477,000 |
| Honolulu, Hawaii | 1 | $ 455,000 | $ 455,000 | $ 314,000 |
| Kauai, Hawaii | 1 | $ 865,000 | $ 865,000 | $ 546,000 |
| Ada, Idaho | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Bannock, Idaho | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Bonneville, Idaho | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Twin Falls, Idaho | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Champaign, Illinois | 1 | $ 75,000 | $ 75,000 | $ 220,000 |
| Douglas, Illinois | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Franklin, Illinois | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Grundy, Illinois | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Henry, Illinois | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Jackson, Illinois | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Jefferson, Illinois | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,671 | $304,265,000 | $113,000 | $1,005,000 | $167,000 | $9,600,000 |
| Cash-out Refinancing | 1,434 | $234,310,000 | $163,000 | $5,505,000 | $148,000 | $7,533,000 |
| Home Improvement | 796 | $73,100,000 | $91,000 | $505,000 | $152,000 | $1,500,000 |
| Home Purchase | 752 | $445,510,000 | $592,000 | $5,735,000 | $227,000 | $3,218,000 |
| Refinancing | 217 | $44,745,000 | $206,000 | $1,275,000 | $162,000 | $2,136,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,537 | $612,815,000 | $173,000 | $5,735,000 | $171,000 | $9,600,000 |
| Hispanic | 810 | $145,880,000 | $180,000 | $5,005,000 | $153,000 | $7,533,000 |
| Not Provided | 698 | $126,290,000 | $180,000 | $4,585,000 | $161,000 | $1,641,000 |
| Asian | 416 | $161,260,000 | $387,000 | $5,005,000 | $213,000 | $3,307,000 |
| Black or African American | 365 | $50,535,000 | $138,000 | $1,115,000 | $136,000 | $580,000 |
| American Indian or Alaskan Native | 28 | $3,260,000 | $116,000 | $555,000 | $135,000 | $591,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $1,890,000 | $118,000 | $405,000 | $100,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,860 | $1,091,620,000 | $186,000 | $5,735,000 | $167,000 | $9,600,000 |
| VA-guaranteed (Veterans Administration) | 10 | $10,310,000 | $1,031,000 | $4,505,000 | $420,000 | $2,300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,288 | $526,890,000 | $230,000 | $5,735,000 | $167,000 | $2,021,000 |
| Loan Purchased By The Institution | 2,152 | $168,120,000 | $78,000 | $405,000 | $146,000 | $1,500,000 |
| Application Withdrawn By Applicant | 633 | $167,785,000 | $265,000 | $3,835,000 | $222,000 | $9,600,000 |
| File Closed For Incompleteness | 361 | $80,975,000 | $224,000 | $2,245,000 | $248,000 | $7,982,000 |
| Application Denied By Financial Institution | 235 | $74,125,000 | $315,000 | $5,505,000 | $122,000 | $2,300,000 |
| Preapproval Approved but not Accepted | 103 | $56,865,000 | $552,000 | $4,585,000 | $173,000 | $626,000 |
| Application Approved But Not Accepted | 77 | $17,875,000 | $232,000 | $1,845,000 | $142,000 | $481,000 |
| Preapproval Denied by Financial Institution | 21 | $9,295,000 | $442,000 | $1,145,000 | $116,000 | $326,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,614 | $1,018,510,000 | $181,000 | $5,735,000 | $170,000 | $9,600,000 |
| Debt-To-Income Ratio | 146 | $49,830,000 | $341,000 | $4,315,000 | $92,000 | $469,000 |
| Credit History | 70 | $13,960,000 | $199,000 | $5,505,000 | $131,000 | $615,000 |
| Other | 13 | $8,435,000 | $648,000 | $4,505,000 | $312,000 | $2,300,000 |
| Collateral | 13 | $7,375,000 | $567,000 | $1,905,000 | $217,000 | $546,000 |
| Unverifiable Information | 8 | $1,500,000 | $187,000 | $355,000 | $105,000 | $179,000 |
| Mortgage Insurance Denied | 3 | $1,115,000 | $371,000 | $575,000 | $85,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $990,000 | $495,000 | $505,000 | $193,000 | $218,000 |
| Employment History | 1 | $215,000 | $215,000 | $215,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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