Texas Capital Bank, National Association Mortgage Lending & HMDA Data, 2019

In 2019, Texas Capital Bank, National Association of Dallas, TX reported 35,244 mortgage applications totaling $10.1 billion, up 43% from 2018. The average application was for $285,633, and applicants reported an average income of $122,244. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,206), Denver-Aurora-Lakewood, CO (1,239) and Chicago-Naperville, IL (1,020) (applications in parentheses).

Mortgage Company & Address Texas Capital Bank, National Association
2000 McKinney Ave Suite 700
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 35,244
Total Mortgage Loan Application Amount $10,066,880,000
Average Mortgage Loan Application Amount $285,633
Highest Mortgage Loan Application Amount $25,205,000
Average Applicant Income $122,244
Highest Applicant Income $4,556,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Capital Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texas Capital Bank, National Association by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,060 $ 601,260,000 $ 291,873 $ 119,000
Los Angeles, California 912 $ 388,680,000 $ 426,184 $ 134,000
Pima, Arizona 759 $ 189,565,000 $ 249,756 $ 114,000
Cook, Illinois 622 $ 174,190,000 $ 280,048 $ 133,000
Riverside, California 445 $ 145,495,000 $ 326,955 $ 132,000
Harris, Texas 441 $ 102,825,000 $ 233,163 $ 128,000
San Diego, California 390 $ 165,130,000 $ 423,410 $ 140,000
Oakland, Michigan 373 $ 99,885,000 $ 267,788 $ 130,000
Tarrant, Texas 341 $ 71,315,000 $ 209,134 $ 99,000
Orange, California 334 $ 150,670,000 $ 451,107 $ 145,000
St. Louis, Missouri 326 $ 70,190,000 $ 215,306 $ 116,000
San Bernardino, California 313 $ 99,185,000 $ 316,884 $ 119,000
Clark, Nevada 311 $ 85,545,000 $ 275,064 $ 112,000
Salt Lake, Utah 296 $ 93,190,000 $ 314,831 $ 115,000
Jefferson, Colorado 292 $ 102,170,000 $ 349,897 $ 123,000
Hennepin, Minnesota 289 $ 84,955,000 $ 293,961 $ 135,000
Utah, Utah 283 $ 85,415,000 $ 301,819 $ 96,000
Dallas, Texas 262 $ 77,690,000 $ 296,526 $ 163,000
Denver, Colorado 256 $ 86,160,000 $ 336,562 $ 127,000
Bexar, Texas 256 $ 76,840,000 $ 300,156 $ 113,000
Arapahoe, Colorado 253 $ 82,525,000 $ 326,185 $ 122,000
Franklin, Ohio 239 $ 55,975,000 $ 234,205 $ 117,000
King, Washington 239 $ 98,375,000 $ 411,610 $ 132,000
Denton, Texas 231 $ 63,275,000 $ 273,917 $ 127,000
Sacramento, California 217 $ 70,555,000 $ 325,138 $ 119,000
Douglas, Colorado 211 $ 78,555,000 $ 372,298 $ 140,000
Macomb, Michigan 207 $ 43,215,000 $ 208,768 $ 98,000
Collin, Texas 206 $ 77,510,000 $ 376,262 $ 135,000
DuPage, Illinois 198 $ 57,440,000 $ 290,101 $ 136,000
Contra Costa, California 195 $ 86,105,000 $ 441,564 $ 151,000
El Paso, Colorado 191 $ 54,645,000 $ 286,099 $ 105,000
Travis, Texas 191 $ 84,485,000 $ 442,329 $ 260,000
Fairfax, Virginia 188 $ 80,960,000 $ 430,638 $ 151,000
Wake, North Carolina 180 $ 53,540,000 $ 297,444 $ 125,000
Adams, Colorado 175 $ 54,055,000 $ 308,885 $ 102,000
Baltimore, Maryland 174 $ 50,030,000 $ 287,528 $ 123,000
St. Charles, Missouri 172 $ 36,250,000 $ 210,755 $ 108,000
Davidson, Tennessee 172 $ 49,250,000 $ 286,337 $ 121,000
Montgomery, Maryland 168 $ 75,920,000 $ 451,904 $ 167,000
Monmouth, New Jersey 166 $ 57,800,000 $ 348,192 $ 148,000
Broward, Florida 164 $ 49,770,000 $ 303,475 $ 137,000
Wayne, Michigan 154 $ 31,440,000 $ 204,155 $ 103,000
Weld, Colorado 153 $ 47,035,000 $ 307,418 $ 110,000
Multnomah, Oregon 153 $ 54,385,000 $ 355,457 $ 132,000
Erie, New York 149 $ 30,565,000 $ 205,134 $ 106,000
Miami-Dade, Florida 148 $ 40,100,000 $ 270,945 $ 111,000
Pinal, Arizona 146 $ 34,440,000 $ 235,890 $ 94,000
Fulton, Georgia 142 $ 47,200,000 $ 332,394 $ 170,000
Will, Illinois 138 $ 36,280,000 $ 262,898 $ 124,000
Pierce, Washington 134 $ 42,500,000 $ 317,164 $ 112,000
Williamson, Texas 133 $ 32,855,000 $ 247,030 $ 128,000
San Joaquin, California 132 $ 43,500,000 $ 329,545 $ 115,000
Anne Arundel, Maryland 132 $ 44,940,000 $ 340,454 $ 129,000
Cobb, Georgia 130 $ 36,700,000 $ 282,307 $ 131,000
Gwinnett, Georgia 130 $ 30,600,000 $ 235,384 $ 104,000
Clark, Washington 127 $ 40,535,000 $ 319,173 $ 119,000
Ocean, New Jersey 122 $ 32,820,000 $ 269,016 $ 147,000
Washington, Oregon 120 $ 41,830,000 $ 348,583 $ 133,000
Kern, California 119 $ 26,435,000 $ 222,142 $ 105,000
Snohomish, Washington 117 $ 46,215,000 $ 395,000 $ 129,000
Larimer, Colorado 115 $ 35,335,000 $ 307,260 $ 125,000
Mecklenburg, North Carolina 113 $ 29,795,000 $ 263,672 $ 126,000
Bergen, New Jersey 112 $ 45,020,000 $ 401,964 $ 163,000
Alameda, California 111 $ 56,605,000 $ 509,954 $ 152,000
Fresno, California 111 $ 32,065,000 $ 288,873 $ 115,000
Allegheny, Pennsylvania 111 $ 18,935,000 $ 170,585 $ 112,000
Howard, Maryland 108 $ 38,810,000 $ 359,351 $ 142,000
Pulaski, Arkansas 107 $ 23,365,000 $ 218,364 $ 116,000
Ventura, California 107 $ 48,115,000 $ 449,672 $ 143,000
Hernando, Florida 106 $ 15,190,000 $ 143,301 $ 73,000
Harford, Maryland 105 $ 30,265,000 $ 288,238 $ 120,000
Fort Bend, Texas 102 $ 24,380,000 $ 239,019 $ 118,000
Jefferson, Alabama 101 $ 22,835,000 $ 226,089 $ 129,000
Sonoma, California 101 $ 46,885,000 $ 464,207 $ 146,000
Lake, Illinois 101 $ 30,675,000 $ 303,712 $ 172,000
Baltimore City, Maryland 101 $ 26,835,000 $ 265,693 $ 129,000
Williamson, Tennessee 99 $ 36,045,000 $ 364,090 $ 151,000
Loudoun, Virginia 99 $ 44,785,000 $ 452,373 $ 165,000
Placer, California 98 $ 36,860,000 $ 376,122 $ 145,000
St. Louis City, Missouri 97 $ 15,795,000 $ 162,835 $ 90,000
Cuyahoga, Ohio 97 $ 20,735,000 $ 213,762 $ 118,000
Tulsa, Oklahoma 97 $ 17,135,000 $ 176,649 $ 102,000
Prince George's, Maryland 96 $ 27,810,000 $ 289,687 $ 102,000
Stanislaus, California 95 $ 27,865,000 $ 293,315 $ 109,000
Clackamas, Oregon 95 $ 31,545,000 $ 332,052 $ 133,000
Hillsborough, Florida 94 $ 23,760,000 $ 252,765 $ 114,000
Palm Beach, Florida 94 $ 24,950,000 $ 265,425 $ 140,000
Middlesex, Massachusetts 94 $ 37,680,000 $ 400,851 $ 145,000
Montgomery, Texas 94 $ 22,450,000 $ 238,829 $ 126,000
Middlesex, New Jersey 93 $ 27,385,000 $ 294,462 $ 126,000
Honolulu, Hawaii 91 $ 40,375,000 $ 443,681 $ 114,000
Lake, Indiana 91 $ 21,955,000 $ 241,263 $ 102,000
Davis, Utah 90 $ 25,900,000 $ 287,777 $ 98,000
Orange, Florida 89 $ 23,725,000 $ 266,573 $ 129,000
Washtenaw, Michigan 87 $ 23,415,000 $ 269,137 $ 118,000
Kane, Illinois 85 $ 21,805,000 $ 256,529 $ 128,000
Morris, New Jersey 83 $ 28,085,000 $ 338,373 $ 149,000
Delaware, Ohio 79 $ 22,105,000 $ 279,810 $ 146,000
New Haven, Connecticut 78 $ 18,960,000 $ 243,076 $ 120,000
Solano, California 77 $ 27,115,000 $ 352,142 $ 114,000
Ramsey, Minnesota 77 $ 18,645,000 $ 242,142 $ 113,000
Yavapai, Arizona 76 $ 20,550,000 $ 270,394 $ 102,000
Santa Clara, California 76 $ 38,480,000 $ 506,315 $ 156,000
Frederick, Maryland 76 $ 28,880,000 $ 380,000 $ 138,000
Dakota, Minnesota 76 $ 19,050,000 $ 250,657 $ 112,000
Jefferson, Louisiana 74 $ 16,310,000 $ 220,405 $ 100,000
Onondaga, New York 74 $ 13,200,000 $ 178,378 $ 114,000
Pinellas, Florida 73 $ 18,155,000 $ 248,698 $ 139,000
Orleans, Louisiana 73 $ 20,535,000 $ 281,301 $ 176,000
Essex, Massachusetts 73 $ 26,695,000 $ 365,684 $ 127,000
Tuscaloosa, Alabama 71 $ 13,575,000 $ 191,197 $ 94,000
Waukesha, Wisconsin 71 $ 19,135,000 $ 269,507 $ 117,000
Cherokee, Georgia 70 $ 18,110,000 $ 258,714 $ 113,000
Lane, Oregon 70 $ 20,200,000 $ 288,571 $ 120,000
Pasco, Florida 69 $ 11,735,000 $ 170,072 $ 84,000
Livingston, Michigan 68 $ 17,160,000 $ 252,352 $ 119,000
Marion, Indiana 67 $ 13,205,000 $ 197,089 $ 94,000
Nassau, New York 67 $ 23,335,000 $ 348,283 $ 141,000
Jefferson, Missouri 66 $ 13,210,000 $ 200,151 $ 90,000
Essex, New Jersey 66 $ 22,900,000 $ 346,969 $ 159,000
Suffolk, New York 66 $ 21,010,000 $ 318,333 $ 124,000
Hamilton, Indiana 65 $ 17,945,000 $ 276,076 $ 129,000
Johnson, Kansas 65 $ 16,705,000 $ 257,000 $ 111,000
Shelby, Tennessee 65 $ 12,495,000 $ 192,230 $ 136,000
Weber, Utah 65 $ 17,295,000 $ 266,076 $ 126,000
DeKalb, Georgia 64 $ 20,680,000 $ 323,125 $ 139,000
Ada, Idaho 64 $ 17,580,000 $ 274,687 $ 114,000
Washoe, Nevada 64 $ 19,530,000 $ 305,156 $ 119,000
Bristol, Massachusetts 63 $ 15,025,000 $ 238,492 $ 95,000
Norfolk, Massachusetts 63 $ 22,345,000 $ 354,682 $ 127,000
Mesa, Colorado 61 $ 18,045,000 $ 295,819 $ 108,000
Forsyth, Georgia 61 $ 18,945,000 $ 310,573 $ 126,000
Plymouth, Massachusetts 61 $ 18,345,000 $ 300,737 $ 118,000
Oklahoma, Oklahoma 61 $ 12,475,000 $ 204,508 $ 122,000
Milwaukee, Wisconsin 61 $ 13,595,000 $ 222,868 $ 125,000
Boulder, Colorado 60 $ 23,450,000 $ 390,833 $ 173,000
Kootenai, Idaho 60 $ 15,840,000 $ 264,000 $ 102,000
Anoka, Minnesota 60 $ 15,630,000 $ 260,500 $ 99,000
Coconino, Arizona 59 $ 18,725,000 $ 317,372 $ 141,000
Monterey, California 59 $ 40,475,000 $ 686,016 $ 140,000
Worcester, Massachusetts 59 $ 15,155,000 $ 256,864 $ 113,000
Sarasota, Florida 58 $ 13,230,000 $ 228,103 $ 112,000
Douglas, Nebraska 58 $ 13,370,000 $ 230,517 $ 108,000
Lubbock, Texas 58 $ 7,110,000 $ 122,586 $ 136,000
District of Columbia, District Of Columbia 57 $ 25,215,000 $ 442,368 $ 139,000
Brevard, Florida 57 $ 13,595,000 $ 238,508 $ 119,000
Baldwin, Alabama 56 $ 11,050,000 $ 197,321 $ 124,000
Monroe, New York 56 $ 11,990,000 $ 214,107 $ 124,000
Prince William, Virginia 56 $ 20,420,000 $ 364,642 $ 130,000
Benton, Arkansas 55 $ 11,475,000 $ 208,636 $ 115,000
Jackson, Missouri 55 $ 11,095,000 $ 201,727 $ 145,000
Montgomery, Pennsylvania 55 $ 15,005,000 $ 272,818 $ 134,000
Greenville, South Carolina 55 $ 12,975,000 $ 235,909 $ 96,000
Lee, Florida 54 $ 11,350,000 $ 210,185 $ 148,000
Vanderburgh, Indiana 54 $ 6,600,000 $ 122,222 $ 64,000
Gallatin, Montana 54 $ 18,580,000 $ 344,074 $ 123,000
Deschutes, Oregon 54 $ 17,250,000 $ 319,444 $ 127,000
St. Tammany, Louisiana 53 $ 12,745,000 $ 240,471 $ 161,000
San Luis Obispo, California 52 $ 23,240,000 $ 446,923 $ 159,000
Santa Cruz, California 52 $ 27,050,000 $ 520,192 $ 153,000
Bucks, Pennsylvania 52 $ 15,610,000 $ 300,192 $ 131,000
Hamilton, Tennessee 52 $ 10,030,000 $ 192,884 $ 104,000
New Castle, Delaware 51 $ 13,495,000 $ 264,607 $ 113,000
Shelby, Alabama 50 $ 12,060,000 $ 241,200 $ 98,000
El Dorado, California 50 $ 18,640,000 $ 372,800 $ 132,000
Rutherford, Tennessee 50 $ 12,480,000 $ 249,600 $ 87,000
Madison, Alabama 49 $ 9,105,000 $ 185,816 $ 107,000
Sumner, Tennessee 49 $ 13,415,000 $ 273,775 $ 107,000
Merced, California 48 $ 12,230,000 $ 254,791 $ 107,000
Duval, Florida 48 $ 9,410,000 $ 196,041 $ 134,000
McHenry, Illinois 48 $ 11,350,000 $ 236,458 $ 139,000
Jefferson, Kentucky 48 $ 10,650,000 $ 221,875 $ 92,000
Montgomery, Ohio 48 $ 7,190,000 $ 149,791 $ 88,000
East Baton Rouge, Louisiana 47 $ 11,055,000 $ 235,212 $ 125,000
Philadelphia, Pennsylvania 47 $ 9,735,000 $ 207,127 $ 94,000
Providence, Rhode Island 47 $ 10,635,000 $ 226,276 $ 103,000
Citrus, Florida 46 $ 6,590,000 $ 143,260 $ 72,000
Lancaster, Nebraska 46 $ 11,140,000 $ 242,173 $ 101,000
Shasta, California 45 $ 13,745,000 $ 305,444 $ 116,000
Greene, Missouri 45 $ 7,805,000 $ 173,444 $ 83,000
Union, New Jersey 45 $ 15,225,000 $ 338,333 $ 141,000
Durham, North Carolina 45 $ 11,835,000 $ 263,000 $ 124,000
Yamhill, Oregon 45 $ 12,025,000 $ 267,222 $ 105,000
Spokane, Washington 45 $ 13,065,000 $ 290,333 $ 125,000
Mohave, Arizona 44 $ 11,140,000 $ 253,181 $ 115,000
Rockingham, New Hampshire 44 $ 14,760,000 $ 335,454 $ 153,000
Hudson, New Jersey 44 $ 15,700,000 $ 356,818 $ 144,000
Sussex, New Jersey 44 $ 12,350,000 $ 280,681 $ 128,000
Bernalillo, New Mexico 44 $ 11,600,000 $ 263,636 $ 148,000
Hamilton, Ohio 44 $ 11,310,000 $ 257,045 $ 132,000
Chester, Pennsylvania 44 $ 14,240,000 $ 323,636 $ 129,000
Butte, California 43 $ 13,225,000 $ 307,558 $ 115,000
Berks, Pennsylvania 43 $ 6,485,000 $ 150,813 $ 77,000
Richland, South Carolina 43 $ 9,005,000 $ 209,418 $ 113,000
Washington, Utah 43 $ 12,835,000 $ 298,488 $ 133,000
Henrico, Virginia 42 $ 12,200,000 $ 290,476 $ 114,000
Faulkner, Arkansas 41 $ 7,945,000 $ 193,780 $ 82,000
Santa Barbara, California 41 $ 16,115,000 $ 393,048 $ 132,000
Carroll, Maryland 41 $ 13,345,000 $ 325,487 $ 134,000
Lexington, South Carolina 41 $ 8,055,000 $ 196,463 $ 100,000
Ellis, Texas 41 $ 9,915,000 $ 241,829 $ 112,000
Atlantic, New Jersey 40 $ 9,370,000 $ 234,250 $ 159,000
Butler, Ohio 40 $ 8,310,000 $ 207,750 $ 89,000
Chesterfield, Virginia 40 $ 11,640,000 $ 291,000 $ 125,000
Kitsap, Washington 40 $ 12,710,000 $ 317,750 $ 109,000
Genesee, Michigan 39 $ 7,685,000 $ 197,051 $ 86,000
Summit, Ohio 39 $ 8,075,000 $ 207,051 $ 108,000
Porter, Indiana 38 $ 9,390,000 $ 247,105 $ 106,000
New Hanover, North Carolina 38 $ 10,250,000 $ 269,736 $ 113,000
Comal, Texas 38 $ 9,560,000 $ 251,578 $ 99,000
Cochise, Arizona 37 $ 7,795,000 $ 210,675 $ 108,000
Polk, Florida 37 $ 6,425,000 $ 173,648 $ 85,000
Madison, Illinois 37 $ 6,865,000 $ 185,540 $ 146,000
Washington, Minnesota 37 $ 10,065,000 $ 272,027 $ 130,000
Passaic, New Jersey 37 $ 12,305,000 $ 332,567 $ 153,000
Somerset, New Jersey 37 $ 12,945,000 $ 349,864 $ 144,000
Marion, Oregon 37 $ 9,955,000 $ 269,054 $ 108,000
Horry, South Carolina 37 $ 7,905,000 $ 213,648 $ 114,000
Wilson, Tennessee 37 $ 11,805,000 $ 319,054 $ 120,000
Galveston, Texas 37 $ 7,725,000 $ 208,783 $ 133,000
Thurston, Washington 37 $ 10,965,000 $ 296,351 $ 108,000
Missoula, Montana 36 $ 9,920,000 $ 275,555 $ 106,000
Lorain, Ohio 36 $ 7,430,000 $ 206,388 $ 104,000
Hillsborough, New Hampshire 35 $ 9,425,000 $ 269,285 $ 126,000
Westchester, New York 35 $ 13,185,000 $ 376,714 $ 138,000
Jackson, Oregon 35 $ 9,825,000 $ 280,714 $ 124,000
St. Lucie, Florida 34 $ 6,500,000 $ 191,176 $ 89,000
Barnstable, Massachusetts 34 $ 9,970,000 $ 293,235 $ 115,000
Charleston, South Carolina 34 $ 11,440,000 $ 336,470 $ 121,000
Dane, Wisconsin 34 $ 9,290,000 $ 273,235 $ 127,000
Navajo, Arizona 33 $ 7,145,000 $ 216,515 $ 151,000
San Mateo, California 33 $ 16,975,000 $ 514,393 $ 156,000
Tulare, California 33 $ 8,275,000 $ 250,757 $ 101,000
Lake, Florida 33 $ 6,985,000 $ 211,666 $ 103,000
St. Johns, Florida 33 $ 8,295,000 $ 251,363 $ 131,000
Kent, Michigan 33 $ 7,455,000 $ 225,909 $ 101,000
St. Clair, Michigan 33 $ 7,055,000 $ 213,787 $ 85,000
Wright, Minnesota 33 $ 9,005,000 $ 272,878 $ 119,000
Washington, Arkansas 32 $ 6,230,000 $ 194,687 $ 93,000
Fairfield, Connecticut 32 $ 10,160,000 $ 317,500 $ 140,000
Fayette, Kentucky 32 $ 8,410,000 $ 262,812 $ 141,000
Flathead, Montana 32 $ 10,620,000 $ 331,875 $ 112,000
Johnson, Texas 32 $ 6,370,000 $ 199,062 $ 99,000
Virginia Beach, Virginia 32 $ 8,880,000 $ 277,500 $ 107,000
Manatee, Florida 31 $ 8,255,000 $ 266,290 $ 146,000
Santa Rosa, Florida 31 $ 7,345,000 $ 236,935 $ 113,000
Volusia, Florida 31 $ 5,275,000 $ 170,161 $ 84,000
Coweta, Georgia 31 $ 8,965,000 $ 289,193 $ 125,000
Hall, Georgia 31 $ 8,325,000 $ 268,548 $ 105,000
McLean, Illinois 31 $ 6,905,000 $ 222,741 $ 140,000
Boone, Missouri 31 $ 4,865,000 $ 156,935 $ 74,000
Union, North Carolina 31 $ 9,165,000 $ 295,645 $ 116,000
Hartford, Connecticut 30 $ 7,090,000 $ 236,333 $ 125,000
Paulding, Georgia 30 $ 6,500,000 $ 216,666 $ 86,000
Johnson, Indiana 30 $ 6,450,000 $ 215,000 $ 97,000
Burlington, New Jersey 30 $ 7,360,000 $ 245,333 $ 133,000
Brazoria, Texas 30 $ 29,300,000 $ 976,666 $ 129,000
Arlington, Virginia 30 $ 15,340,000 $ 511,333 $ 162,000
Collier, Florida 29 $ 8,605,000 $ 296,724 $ 145,000
Rockwall, Texas 29 $ 7,045,000 $ 242,931 $ 133,000
Chesapeake, Virginia 29 $ 8,725,000 $ 300,862 $ 130,000
Okaloosa, Florida 28 $ 4,740,000 $ 169,285 $ 103,000
Hendricks, Indiana 28 $ 6,760,000 $ 241,428 $ 115,000
Carver, Minnesota 28 $ 7,720,000 $ 275,714 $ 146,000
Madison, Mississippi 28 $ 7,570,000 $ 270,357 $ 124,000
Kent, Rhode Island 28 $ 6,240,000 $ 222,857 $ 103,000
Guadalupe, Texas 28 $ 5,600,000 $ 200,000 $ 111,000
Parker, Texas 28 $ 7,290,000 $ 260,357 $ 120,000
Yuma, Arizona 27 $ 5,315,000 $ 196,851 $ 91,000
Alachua, Florida 27 $ 5,715,000 $ 211,666 $ 128,000
Charlotte, Florida 27 $ 5,695,000 $ 210,925 $ 117,000
Leon, Florida 27 $ 7,105,000 $ 263,148 $ 101,000
Kendall, Illinois 27 $ 6,625,000 $ 245,370 $ 119,000
Christian, Missouri 27 $ 5,465,000 $ 202,407 $ 93,000
Buncombe, North Carolina 27 $ 7,095,000 $ 262,777 $ 110,000
Licking, Ohio 27 $ 5,825,000 $ 215,740 $ 100,000
Marin, California 26 $ 13,490,000 $ 518,846 $ 173,000
Nevada, California 26 $ 8,870,000 $ 341,153 $ 147,000
Marion, Florida 26 $ 4,460,000 $ 171,538 $ 83,000
Scott, Iowa 26 $ 3,750,000 $ 144,230 $ 96,000
Sedgwick, Kansas 26 $ 5,740,000 $ 220,769 $ 104,000
Yellowstone, Montana 26 $ 6,730,000 $ 258,846 $ 91,000
Iredell, North Carolina 26 $ 7,840,000 $ 301,538 $ 125,000
Hays, Texas 26 $ 7,380,000 $ 283,846 $ 136,000
Osceola, Florida 25 $ 5,575,000 $ 223,000 $ 101,000
Niagara, New York 25 $ 5,215,000 $ 208,600 $ 96,000
Kaufman, Texas 25 $ 5,785,000 $ 231,400 $ 98,000
Limestone, Alabama 24 $ 4,570,000 $ 190,416 $ 90,000
Saline, Arkansas 24 $ 4,780,000 $ 199,166 $ 96,000
Yolo, California 24 $ 8,490,000 $ 353,750 $ 136,000
Seminole, Florida 24 $ 6,590,000 $ 274,583 $ 139,000
Scott, Minnesota 24 $ 6,400,000 $ 266,666 $ 100,000
Guilford, North Carolina 24 $ 5,970,000 $ 248,750 $ 127,000
Linn, Oregon 24 $ 5,770,000 $ 240,416 $ 81,000
Lehigh, Pennsylvania 24 $ 5,250,000 $ 218,750 $ 124,000
York, South Carolina 24 $ 6,360,000 $ 265,000 $ 116,000
McLennan, Texas 24 $ 4,550,000 $ 189,583 $ 110,000
Nueces, Texas 24 $ 5,510,000 $ 229,583 $ 103,000
Craighead, Arkansas 23 $ 5,015,000 $ 218,043 $ 112,000
Chatham, Georgia 23 $ 5,285,000 $ 229,782 $ 102,000
Hawaii, Hawaii 23 $ 7,885,000 $ 342,826 $ 120,000
Polk, Iowa 23 $ 5,325,000 $ 231,521 $ 105,000
St. Mary's, Maryland 23 $ 6,805,000 $ 295,869 $ 124,000
Clermont, Ohio 23 $ 4,295,000 $ 186,739 $ 87,000
Hidalgo, Texas 23 $ 3,485,000 $ 151,521 $ 77,000
Alexandria, Virginia 23 $ 11,945,000 $ 519,347 $ 244,000
Lee, Alabama 22 $ 5,190,000 $ 235,909 $ 124,000
Mobile, Alabama 22 $ 4,450,000 $ 202,272 $ 105,000
Humboldt, California 22 $ 5,810,000 $ 264,090 $ 92,000
Napa, California 22 $ 10,540,000 $ 479,090 $ 172,000
San Francisco, California 22 $ 11,830,000 $ 537,727 $ 143,000
Escambia, Florida 22 $ 4,390,000 $ 199,545 $ 103,000
St. Clair, Illinois 22 $ 4,170,000 $ 189,545 $ 100,000
Mercer, New Jersey 22 $ 5,750,000 $ 261,363 $ 127,000
Warren, Ohio 22 $ 4,990,000 $ 226,818 $ 107,000
Northampton, Pennsylvania 22 $ 4,170,000 $ 189,545 $ 111,000
Broomfield, Colorado 21 $ 7,385,000 $ 351,666 $ 123,000
Rapides, Louisiana 21 $ 3,795,000 $ 180,714 $ 70,000
Lewis and Clark, Montana 21 $ 5,605,000 $ 266,904 $ 143,000
Sarpy, Nebraska 21 $ 4,755,000 $ 226,428 $ 114,000
Cape May, New Jersey 21 $ 5,505,000 $ 262,142 $ 148,000
Warren, New Jersey 21 $ 4,305,000 $ 205,000 $ 103,000
Medina, Ohio 21 $ 5,555,000 $ 264,523 $ 112,000
Delaware, Pennsylvania 21 $ 6,145,000 $ 292,619 $ 144,000
Erie, Pennsylvania 21 $ 3,465,000 $ 165,000 $ 79,000
Madison, Tennessee 21 $ 3,515,000 $ 167,380 $ 97,000
Hood, Texas 21 $ 5,705,000 $ 271,666 $ 132,000
Gila, Arizona 20 $ 5,770,000 $ 288,500 $ 244,000
La Plata, Colorado 20 $ 6,640,000 $ 332,000 $ 124,000
Martin, Florida 20 $ 5,110,000 $ 255,500 $ 127,000
Cabarrus, North Carolina 20 $ 4,170,000 $ 208,500 $ 110,000
Knox, Tennessee 20 $ 4,440,000 $ 222,000 $ 108,000
Fauquier, Virginia 20 $ 7,950,000 $ 397,500 $ 137,000
Richmond City, Virginia 20 $ 6,120,000 $ 306,000 $ 124,000
Stafford, Virginia 20 $ 6,050,000 $ 302,500 $ 115,000
Houston, Alabama 19 $ 3,085,000 $ 162,368 $ 90,000
Teller, Colorado 19 $ 5,525,000 $ 290,789 $ 98,000
Jackson, Georgia 19 $ 4,455,000 $ 234,473 $ 104,000
Jackson, Michigan 19 $ 3,935,000 $ 207,105 $ 101,000
Rankin, Mississippi 19 $ 4,385,000 $ 230,789 $ 101,000
Gloucester, New Jersey 19 $ 4,325,000 $ 227,631 $ 104,000
Queens, New York 19 $ 7,645,000 $ 402,368 $ 104,000
Lancaster, Pennsylvania 19 $ 4,095,000 $ 215,526 $ 106,000
York, Pennsylvania 19 $ 4,325,000 $ 227,631 $ 104,000
Robertson, Tennessee 19 $ 3,685,000 $ 193,947 $ 65,000
Cullman, Alabama 18 $ 4,190,000 $ 232,777 $ 117,000
Lauderdale, Alabama 18 $ 3,650,000 $ 202,777 $ 127,000
St. Clair, Alabama 18 $ 3,740,000 $ 207,777 $ 97,000
Sussex, Delaware 18 $ 4,660,000 $ 258,888 $ 208,000
Fayette, Georgia 18 $ 5,680,000 $ 315,555 $ 136,000
Muscogee, Georgia 18 $ 3,280,000 $ 182,222 $ 139,000
Warrick, Indiana 18 $ 2,780,000 $ 154,444 $ 69,000
Worcester, Maryland 18 $ 4,340,000 $ 241,111 $ 167,000
Lapeer, Michigan 18 $ 4,230,000 $ 235,000 $ 115,000
Henderson, North Carolina 18 $ 4,190,000 $ 232,777 $ 86,000
Fairfield, Ohio 18 $ 4,020,000 $ 223,333 $ 98,000
Smith, Texas 18 $ 4,170,000 $ 231,666 $ 133,000
Tom Green, Texas 18 $ 2,880,000 $ 160,000 $ 102,000
Bedford, Virginia 18 $ 5,250,000 $ 291,666 $ 134,000
Benton, Washington 18 $ 5,730,000 $ 318,333 $ 112,000
Elbert, Colorado 17 $ 6,335,000 $ 372,647 $ 109,000
Warren, Kentucky 17 $ 3,425,000 $ 201,470 $ 83,000
Charles, Maryland 17 $ 5,325,000 $ 313,235 $ 118,000
Hampden, Massachusetts 17 $ 3,745,000 $ 220,294 $ 93,000
Clay, Missouri 17 $ 3,875,000 $ 227,941 $ 131,000
Franklin, Missouri 17 $ 3,145,000 $ 185,000 $ 85,000
Ravalli, Montana 17 $ 4,995,000 $ 293,823 $ 100,000
Camden, New Jersey 17 $ 4,195,000 $ 246,764 $ 119,000
Brazos, Texas 17 $ 2,785,000 $ 163,823 $ 134,000
Kent, Delaware 16 $ 4,000,000 $ 250,000 $ 148,000
Walton, Georgia 16 $ 3,550,000 $ 221,875 $ 94,000
Canyon, Idaho 16 $ 3,900,000 $ 243,750 $ 132,000
Rock Island, Illinois 16 $ 1,910,000 $ 119,375 $ 85,000
Ascension, Louisiana 16 $ 4,310,000 $ 269,375 $ 142,000
Kalamazoo, Michigan 16 $ 3,000,000 $ 187,500 $ 81,000
Ottawa, Michigan 16 $ 3,910,000 $ 244,375 $ 126,000
DeSoto, Mississippi 16 $ 3,750,000 $ 234,375 $ 104,000
Hunterdon, New Jersey 16 $ 3,890,000 $ 243,125 $ 164,000
Santa Fe, New Mexico 16 $ 5,210,000 $ 325,625 $ 98,000
Greene, Ohio 16 $ 3,420,000 $ 213,750 $ 95,000
Lucas, Ohio 16 $ 4,080,000 $ 255,000 $ 172,000
Wayne, Ohio 16 $ 3,280,000 $ 205,000 $ 82,000
Cleveland, Oklahoma 16 $ 2,500,000 $ 156,250 $ 81,000
Washington, Rhode Island 16 $ 4,420,000 $ 276,250 $ 144,000
Beaufort, South Carolina 16 $ 4,510,000 $ 281,875 $ 166,000
Maury, Tennessee 16 $ 3,650,000 $ 228,125 $ 74,000
El Paso, Texas 16 $ 3,190,000 $ 199,375 $ 141,000
Grayson, Texas 16 $ 3,280,000 $ 205,000 $ 123,000
Cache, Utah 16 $ 3,870,000 $ 241,875 $ 81,000
Iron, Utah 16 $ 3,880,000 $ 242,500 $ 122,000
Carroll, Georgia 15 $ 2,995,000 $ 199,666 $ 82,000
Suffolk, Massachusetts 15 $ 6,125,000 $ 408,333 $ 156,000
Lamar, Mississippi 15 $ 4,355,000 $ 290,333 $ 108,000
Cass, Missouri 15 $ 3,185,000 $ 212,333 $ 87,000
Sandoval, New Mexico 15 $ 3,875,000 $ 258,333 $ 100,000
Bronx, New York 15 $ 5,245,000 $ 349,666 $ 112,000
Monroe, Pennsylvania 15 $ 2,355,000 $ 157,000 $ 125,000
Walworth, Wisconsin 15 $ 4,005,000 $ 267,000 $ 208,000
Washington, Wisconsin 15 $ 3,825,000 $ 255,000 $ 121,000
Morgan, Alabama 14 $ 1,810,000 $ 129,285 $ 65,000
Anchorage, Alaska 14 $ 4,300,000 $ 307,142 $ 143,000
Grand, Colorado 14 $ 4,600,000 $ 328,571 $ 210,000
Middlesex, Connecticut 14 $ 3,870,000 $ 276,428 $ 127,000
Glynn, Georgia 14 $ 3,350,000 $ 239,285 $ 115,000
Grundy, Illinois 14 $ 3,510,000 $ 250,714 $ 120,000
Allen, Indiana 14 $ 3,240,000 $ 231,428 $ 98,000
Black Hawk, Iowa 14 $ 2,290,000 $ 163,571 $ 74,000
Lafayette, Louisiana 14 $ 3,310,000 $ 236,428 $ 138,000
Tangipahoa, Louisiana 14 $ 2,850,000 $ 203,571 $ 105,000
Forrest, Mississippi 14 $ 3,280,000 $ 234,285 $ 136,000
Platte, Missouri 14 $ 3,100,000 $ 221,428 $ 98,000
Forsyth, North Carolina 14 $ 3,010,000 $ 215,000 $ 96,000
Johnston, North Carolina 14 $ 3,020,000 $ 215,714 $ 99,000
Lake, Ohio 14 $ 2,920,000 $ 208,571 $ 96,000
Anderson, South Carolina 14 $ 2,230,000 $ 159,285 $ 92,000
Midland, Texas 14 $ 3,760,000 $ 268,571 $ 140,000
Tooele, Utah 14 $ 3,570,000 $ 255,000 $ 91,000
Wasatch, Utah 14 $ 4,640,000 $ 331,428 $ 134,000
Rockingham, Virginia 14 $ 3,380,000 $ 241,428 $ 104,000
Spotsylvania, Virginia 14 $ 4,400,000 $ 314,285 $ 129,000
Chilton, Alabama 13 $ 2,155,000 $ 165,769 $ 81,000
Etowah, Alabama 13 $ 1,925,000 $ 148,076 $ 61,000
Garland, Arkansas 13 $ 1,975,000 $ 151,923 $ 75,000
New London, Connecticut 13 $ 2,805,000 $ 215,769 $ 137,000
Sumter, Florida 13 $ 2,445,000 $ 188,076 $ 90,000
Walton, Florida 13 $ 4,825,000 $ 371,153 $ 168,000
Henry, Georgia 13 $ 3,015,000 $ 231,923 $ 122,000
Houston, Georgia 13 $ 2,175,000 $ 167,307 $ 109,000
Lowndes, Georgia 13 $ 2,475,000 $ 190,384 $ 93,000
Bannock, Idaho 13 $ 3,055,000 $ 235,000 $ 105,000
Elkhart, Indiana 13 $ 2,695,000 $ 207,307 $ 90,000
Daviess, Kentucky 13 $ 2,255,000 $ 173,461 $ 75,000
Washington, Maryland 13 $ 3,785,000 $ 291,153 $ 136,000
Chatham, North Carolina 13 $ 3,575,000 $ 275,000 $ 116,000
Geauga, Ohio 13 $ 3,305,000 $ 254,230 $ 139,000
Benton, Oregon 13 $ 3,895,000 $ 299,615 $ 114,000
Polk, Oregon 13 $ 3,255,000 $ 250,384 $ 76,000
Bastrop, Texas 13 $ 3,165,000 $ 243,461 $ 114,000
Hanover, Virginia 13 $ 3,015,000 $ 231,923 $ 75,000
St. Croix, Wisconsin 13 $ 3,665,000 $ 281,923 $ 109,000
Madera, California 12 $ 3,380,000 $ 281,666 $ 128,000
San Benito, California 12 $ 5,570,000 $ 464,166 $ 141,000
Tolland, Connecticut 12 $ 2,690,000 $ 224,166 $ 114,000
Clay, Florida 12 $ 2,330,000 $ 194,166 $ 109,000
Bonner, Idaho 12 $ 3,390,000 $ 282,500 $ 111,000
Bossier, Louisiana 12 $ 2,770,000 $ 230,833 $ 91,000
Calvert, Maryland 12 $ 3,620,000 $ 301,666 $ 105,000
Queen Anne's, Maryland 12 $ 3,970,000 $ 330,833 $ 114,000
Lenawee, Michigan 12 $ 2,730,000 $ 227,500 $ 111,000
Cape Girardeau, Missouri 12 $ 2,710,000 $ 225,833 $ 110,000
Lincoln, Missouri 12 $ 2,280,000 $ 190,000 $ 89,000
Albany, New York 12 $ 2,270,000 $ 189,166 $ 100,000
Richmond, New York 12 $ 4,170,000 $ 347,500 $ 107,000
Brunswick, North Carolina 12 $ 3,040,000 $ 253,333 $ 158,000
Orange, North Carolina 12 $ 3,120,000 $ 260,000 $ 146,000
Cass, North Dakota 12 $ 2,910,000 $ 242,500 $ 102,000
Union, Ohio 12 $ 3,280,000 $ 273,333 $ 140,000
Clatsop, Oregon 12 $ 3,310,000 $ 275,833 $ 131,000
Lancaster, South Carolina 12 $ 3,010,000 $ 250,833 $ 94,000
Spartanburg, South Carolina 12 $ 1,980,000 $ 165,000 $ 91,000
Randall, Texas 12 $ 1,860,000 $ 155,000 $ 87,000
Campbell, Virginia 12 $ 2,930,000 $ 244,166 $ 180,000
Chelan, Washington 12 $ 3,640,000 $ 303,333 $ 116,000
Cowlitz, Washington 12 $ 3,550,000 $ 295,833 $ 108,000
Grays Harbor, Washington 12 $ 2,740,000 $ 228,333 $ 108,000
Santa Cruz, Arizona 11 $ 2,995,000 $ 272,272 $ 139,000
Bay, Florida 11 $ 2,185,000 $ 198,636 $ 105,000
Nassau, Florida 11 $ 2,765,000 $ 251,363 $ 100,000
Newton, Georgia 11 $ 2,375,000 $ 215,909 $ 98,000
Livingston, Louisiana 11 $ 2,355,000 $ 214,090 $ 100,000
Cumberland, Maine 11 $ 2,485,000 $ 225,909 $ 94,000
Chisago, Minnesota 11 $ 2,845,000 $ 258,636 $ 95,000
Clinton, New York 11 $ 2,005,000 $ 182,272 $ 89,000
Kings, New York 11 $ 4,215,000 $ 383,181 $ 96,000
Stark, North Dakota 11 $ 3,215,000 $ 292,272 $ 131,000
Douglas, Oregon 11 $ 2,795,000 $ 254,090 $ 93,000
Beaver, Pennsylvania 11 $ 1,765,000 $ 160,454 $ 81,000
Butler, Pennsylvania 11 $ 2,405,000 $ 218,636 $ 99,000
Westmoreland, Pennsylvania 11 $ 1,615,000 $ 146,818 $ 98,000
Roanoke, Virginia 11 $ 2,615,000 $ 237,727 $ 98,000
Lonoke, Arkansas 10 $ 2,000,000 $ 200,000 $ 100,000
Mendocino, California 10 $ 2,740,000 $ 274,000 $ 114,000
Park, Colorado 10 $ 2,880,000 $ 288,000 $ 164,000
Routt, Colorado 10 $ 2,970,000 $ 297,000 $ 190,000
Oconee, Georgia 10 $ 3,150,000 $ 315,000 $ 127,000
Bonneville, Idaho 10 $ 2,340,000 $ 234,000 $ 90,000
Champaign, Illinois 10 $ 2,810,000 $ 281,000 $ 155,000
Monroe, Illinois 10 $ 1,960,000 $ 196,000 $ 87,000
Hancock, Indiana 10 $ 2,250,000 $ 225,000 $ 102,000
Morgan, Indiana 10 $ 2,310,000 $ 231,000 $ 110,000
York, Maine 10 $ 3,050,000 $ 305,000 $ 167,000
Cecil, Maryland 10 $ 2,550,000 $ 255,000 $ 109,000
Lee, Mississippi 10 $ 1,960,000 $ 196,000 $ 97,000
Camden, Missouri 10 $ 1,710,000 $ 171,000 $ 120,000
Lake, Montana 10 $ 2,900,000 $ 290,000 $ 159,000
Rockland, New York 10 $ 3,670,000 $ 367,000 $ 139,000
Alamance, North Carolina 10 $ 2,350,000 $ 235,000 $ 100,000
Portage, Ohio 10 $ 2,010,000 $ 201,000 $ 95,000
Stark, Ohio 10 $ 1,670,000 $ 167,000 $ 87,000
Berkeley, South Carolina 10 $ 2,290,000 $ 229,000 $ 92,000
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Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,639 $5,319,925,000 $270,000 $6,075,000 $124,000 $3,998,000
Refinancing 9,415 $3,071,695,000 $326,000 $25,205,000 $126,000 $1,717,000
Cash-out Refinancing 5,736 $1,575,370,000 $274,000 $4,985,000 $109,000 $4,556,000
Other Purpose 380 $83,190,000 $218,000 $2,505,000 $133,000 $1,671,000
Home Improvement 74 $16,700,000 $225,000 $485,000 $150,000 $1,188,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,678 $7,146,950,000 $278,000 $6,075,000 $124,000 $4,556,000
Not Provided 3,277 $1,001,875,000 $305,000 $4,105,000 $132,000 $2,583,000
Hispanic 2,987 $804,415,000 $269,000 $1,605,000 $104,000 $1,211,000
Asian 1,954 $650,850,000 $333,000 $2,075,000 $125,000 $1,688,000
Black or African American 1,076 $272,390,000 $253,000 $725,000 $108,000 $1,333,000
American Indian or Alaskan Native 109 $27,555,000 $252,000 $1,555,000 $107,000 $775,000
Native Hawaiian or Other Pacific Islander 57 $19,035,000 $333,000 $725,000 $102,000 $240,000
Not applicable 18 $114,220,000 $6,345,000 $25,205,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,016 $10,015,350,000 $286,000 $25,205,000 $123,000 $4,556,000
FHA-insured (Federal Housing Administration) 157 $33,915,000 $216,000 $485,000 $80,000 $239,000
VA-guaranteed (Veterans Administration) 51 $14,915,000 $292,000 $635,000 $86,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,700,000 $135,000 $265,000 $50,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 35,158 $9,860,330,000 $280,000 $2,065,000 $121,000 $2,606,000
Loan Originated 63 $181,505,000 $2,881,000 $25,205,000 $1,048,000 $4,556,000
Application Withdrawn By Applicant 22 $24,190,000 $1,099,000 $4,105,000 $684,000 $2,583,000
Application Denied By Financial Institution 1 $855,000 $855,000 $855,000 $498,000 $498,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 35,243 $10,066,025,000 $285,000 $25,205,000 $122,000 $4,556,000
Credit Application Incomplete 1 $855,000 $855,000 $855,000 $498,000 $498,000
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texas Capital Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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