Texas Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Texas Capital Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank, National Association 2000 Mckinney Ave Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 24,619 |
| Total Mortgage Loan Application Amount | $6,940,865,000 |
| Average Mortgage Loan Application Amount | $267,800 |
| Highest Mortgage Loan Application Amount | $65,005,000 |
| Average Applicant Income | $117,400 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Texas Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Texas Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank, National Association's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,680 | $ 374,720,000 | $ 216,808 | $ 107,063 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,023 | $ 265,255,000 | $ 259,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 970 | $ 268,430,000 | $ 276,000 | $ 112,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 807 | $ 343,555,000 | $ 425,000 | $ 116,000 |
| DENVER-AURORA-LAKEWOOD, CO | 755 | $ 236,745,000 | $ 313,000 | $ 105,000 |
| DALLAS-PLANO-IRVING, TX | 632 | $ 226,410,000 | $ 358,000 | $ 154,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 612 | $ 159,240,000 | $ 260,000 | $ 120,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 592 | $ 192,770,000 | $ 325,000 | $ 119,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 523 | $ 161,385,000 | $ 308,000 | $ 125,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 482 | $ 153,490,000 | $ 330,000 | $ 117,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 472 | $ 174,980,000 | $ 341,750 | $ 149,000 |
| ST. LOUIS, MO-IL | 454 | $ 75,240,000 | $ 171,000 | $ 88,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 450 | $ 121,570,000 | $ 268,500 | $ 112,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 429 | $ 149,475,000 | $ 348,000 | $ 144,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 424 | $ 103,140,000 | $ 243,000 | $ 110,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 350 | $ 158,430,000 | $ 452,000 | $ 106,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 326 | $ 103,920,000 | $ 317,000 | $ 110,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 267 | $ 124,545,000 | $ 466,000 | $ 127,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 265 | $ 51,015,000 | $ 192,000 | $ 83,000 |
| FORT WORTH-ARLINGTON, TX | 260 | $ 58,360,000 | $ 224,000 | $ 116,000 |
| NEW ORLEANS-METAIRIE, LA | 248 | $ 59,280,000 | $ 239,000 | $ 112,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 242 | $ 80,470,000 | $ 332,000 | $ 119,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 238 | $ 51,230,000 | $ 215,000 | $ 128,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 230 | $ 60,280,000 | $ 270,000 | $ 114,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 229 | $ 31,415,000 | $ 137,000 | $ 74,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 222 | $ 84,550,000 | $ 380,000 | $ 123,000 |
| BIRMINGHAM-HOOVER, AL | 218 | $ 47,440,000 | $ 217,000 | $ 96,000 |
| SAN DIEGO-CARLSBAD, CA | 207 | $ 85,735,000 | $ 414,000 | $ 123,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 191 | $ 69,815,000 | $ 365,000 | $ 100,000 |
| SALT LAKE CITY, UT | 188 | $ 57,600,000 | $ 306,000 | $ 108,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 183 | $ 81,575,000 | $ 445,000 | $ 131,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 177 | $ 51,315,000 | $ 289,000 | $ 129,000 |
| TUCSON, AZ | 168 | $ 41,500,000 | $ 247,000 | $ 115,000 |
| AUSTIN-ROUND ROCK, TX | 166 | $ 138,950,000 | $ 837,000 | $ 269,000 |
| NEWARK, NJ-PA | 166 | $ 47,760,000 | $ 240,500 | $ 147,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 157 | $ 49,385,000 | $ 314,000 | $ 129,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 130 | $ 40,610,000 | $ 312,000 | $ 116,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 124 | $ 27,130,000 | $ 218,000 | $ 105,000 |
| RALEIGH, NC | 122 | $ 31,620,000 | $ 259,000 | $ 121,000 |
| KANSAS CITY, MO-KS | 120 | $ 28,010,000 | $ 235,000 | $ 100,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 119 | $ 30,235,000 | $ 239,500 | $ 139,000 |
| COLUMBUS, OH | 118 | $ 28,060,000 | $ 237,000 | $ 115,000 |
| PROVO-OREM, UT | 116 | $ 33,460,000 | $ 288,000 | $ 118,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 113 | $ 24,905,000 | $ 214,000 | $ 89,000 |
| TACOMA-LAKEWOOD, WA | 113 | $ 35,685,000 | $ 315,000 | $ 118,000 |
| ALBUQUERQUE, NM | 111 | $ 27,875,000 | $ 251,000 | $ 107,000 |
| BATON ROUGE, LA | 110 | $ 26,810,000 | $ 243,000 | $ 112,000 |
| COLORADO SPRINGS, CO | 110 | $ 30,260,000 | $ 275,000 | $ 93,000 |
| GREELEY, CO | 110 | $ 30,700,000 | $ 279,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 110 | $ 35,190,000 | $ 319,000 | $ 142,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 109 | $ 21,275,000 | $ 195,000 | $ 93,000 |
| PHILADELPHIA, PA | 109 | $ 26,345,000 | $ 241,000 | $ 129,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 105 | $ 25,005,000 | $ 238,000 | $ 117,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 104 | $ 37,460,000 | $ 360,000 | $ 126,000 |
| TULSA, OK | 99 | $ 21,025,000 | $ 212,000 | $ 111,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 97 | $ 20,895,000 | $ 215,000 | $ 115,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 97 | $ 28,245,000 | $ 291,000 | $ 127,000 |
| CINCINNATI, OH-KY-IN | 95 | $ 22,525,000 | $ 192,333 | $ 124,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 94 | $ 27,800,000 | $ 295,000 | $ 123,000 |
| OGDEN-CLEARFIELD, UT | 92 | $ 25,830,000 | $ 280,000 | $ 100,000 |
| WILMINGTON, DE-MD-NJ | 92 | $ 24,650,000 | $ 234,666 | $ 107,333 |
| STOCKTON-LODI, CA | 90 | $ 29,630,000 | $ 329,000 | $ 129,000 |
| CLEVELAND-ELYRIA, OH | 86 | $ 18,150,000 | $ 211,000 | $ 111,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 83 | $ 20,315,000 | $ 244,000 | $ 126,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 83 | $ 43,975,000 | $ 529,000 | $ 168,000 |
| GARY, IN | 82 | $ 19,360,000 | $ 236,000 | $ 112,000 |
| JACKSONVILLE, FL | 82 | $ 19,330,000 | $ 235,000 | $ 106,000 |
| SYRACUSE, NY | 82 | $ 13,400,000 | $ 163,000 | $ 96,000 |
| RENO, NV | 80 | $ 25,400,000 | $ 317,000 | $ 133,000 |
| RICHMOND, VA | 79 | $ 22,115,000 | $ 279,000 | $ 131,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 78 | $ 27,100,000 | $ 347,000 | $ 124,000 |
| BAKERSFIELD, CA | 76 | $ 19,220,000 | $ 252,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 76 | $ 14,990,000 | $ 182,000 | $ 74,500 |
| MANCHESTER-NASHUA, NH | 76 | $ 20,470,000 | $ 269,000 | $ 120,000 |
| PROVIDENCE-WARWICK, RI-MA | 75 | $ 19,565,000 | $ 262,000 | $ 105,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 74 | $ 19,440,000 | $ 262,000 | $ 141,000 |
| PITTSBURGH, PA | 73 | $ 15,485,000 | $ 212,000 | $ 114,000 |
| BOSTON, MA | 71 | $ 23,635,000 | $ 332,000 | $ 122,000 |
| URBAN HONOLULU, HI | 70 | $ 27,460,000 | $ 392,000 | $ 103,000 |
| ELGIN, IL | 69 | $ 17,935,000 | $ 259,000 | $ 125,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 68 | $ 14,910,000 | $ 219,000 | $ 115,000 |
| CAMDEN, NJ | 67 | $ 15,415,000 | $ 230,000 | $ 115,000 |
| FRESNO, CA | 67 | $ 18,865,000 | $ 281,000 | $ 105,000 |
| NEW HAVEN-MILFORD, CT | 67 | $ 17,615,000 | $ 262,000 | $ 135,000 |
| SHREVEPORT-BOSSIER CITY, LA | 67 | $ 13,385,000 | $ 199,000 | $ 98,000 |
| ALEXANDRIA, LA | 65 | $ 11,135,000 | $ 171,000 | $ 71,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 63 | $ 18,055,000 | $ 254,000 | $ 132,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 62 | $ 14,420,000 | $ 235,000 | $ 100,000 |
| WORCESTER, MA-CT | 61 | $ 17,135,000 | $ 254,000 | $ 115,000 |
| MODESTO, CA | 60 | $ 16,500,000 | $ 275,000 | $ 104,000 |
| SPRINGFIELD, MO | 60 | $ 8,190,000 | $ 136,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 59 | $ 24,515,000 | $ 415,000 | $ 117,000 |
| VALLEJO-FAIRFIELD, CA | 59 | $ 20,725,000 | $ 351,000 | $ 115,000 |
| HUNTSVILLE, AL | 58 | $ 9,880,000 | $ 170,000 | $ 95,000 |
| MEMPHIS, TN-MS-AR | 58 | $ 12,680,000 | $ 217,500 | $ 104,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 57 | $ 10,855,000 | $ 190,000 | $ 90,000 |
| FLINT, MI | 57 | $ 10,605,000 | $ 186,000 | $ 117,000 |
| GRAND RAPIDS-WYOMING, MI | 55 | $ 10,655,000 | $ 193,000 | $ 97,000 |
| LUBBOCK, TX | 55 | $ 6,905,000 | $ 125,000 | $ 106,000 |
| TUSCALOOSA, AL | 55 | $ 8,395,000 | $ 152,000 | $ 98,000 |
| CAPE CORAL-FORT MYERS, FL | 54 | $ 11,310,000 | $ 209,000 | $ 100,000 |
| JACKSON, MS | 54 | $ 11,650,000 | $ 215,000 | $ 98,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 52 | $ 12,220,000 | $ 235,000 | $ 93,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 50 | $ 11,820,000 | $ 236,000 | $ 95,000 |
| ANN ARBOR, MI | 49 | $ 12,585,000 | $ 256,000 | $ 129,000 |
| COLUMBIA, SC | 49 | $ 10,585,000 | $ 216,000 | $ 110,000 |
| ROCHESTER, NY | 49 | $ 7,235,000 | $ 147,000 | $ 78,000 |
| ST. GEORGE, UT | 49 | $ 12,635,000 | $ 257,000 | $ 97,000 |
| DAYTON, OH | 48 | $ 8,980,000 | $ 187,000 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 48 | $ 11,910,000 | $ 248,000 | $ 141,000 |
| SALISBURY, MD-DE | 48 | $ 12,270,000 | $ 249,500 | $ 137,500 |
| BOISE CITY, ID | 47 | $ 13,205,000 | $ 280,000 | $ 114,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 47 | $ 19,215,000 | $ 408,000 | $ 138,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 45 | $ 8,525,000 | $ 201,500 | $ 82,500 |
| SPOKANE-SPOKANE VALLEY, WA | 45 | $ 10,065,000 | $ 223,000 | $ 97,000 |
| GREENSBORO-HIGH POINT, NC | 43 | $ 9,645,000 | $ 224,000 | $ 98,000 |
| OKLAHOMA CITY, OK | 43 | $ 7,975,000 | $ 185,000 | $ 108,000 |
| PRESCOTT, AZ | 43 | $ 11,645,000 | $ 270,000 | $ 102,000 |
| VISALIA-PORTERVILLE, CA | 43 | $ 10,225,000 | $ 237,000 | $ 149,000 |
| ATHENS-CLARKE COUNTY, GA | 42 | $ 9,470,000 | $ 225,000 | $ 102,000 |
| LAFAYETTE, LA | 42 | $ 9,250,000 | $ 220,000 | $ 96,000 |
| FORT COLLINS, CO | 41 | $ 12,475,000 | $ 304,000 | $ 106,000 |
| HATTIESBURG, MS | 41 | $ 8,815,000 | $ 215,000 | $ 96,000 |
| KNOXVILLE, TN | 40 | $ 8,980,000 | $ 224,000 | $ 98,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 40 | $ 9,630,000 | $ 240,000 | $ 117,000 |
| SAVANNAH, GA | 39 | $ 8,895,000 | $ 228,000 | $ 112,000 |
| WARNER ROBINS, GA | 38 | $ 7,250,000 | $ 190,000 | $ 89,000 |
| COLUMBUS, GA-AL | 37 | $ 7,075,000 | $ 170,500 | $ 83,500 |
| GAINESVILLE, GA | 37 | $ 9,695,000 | $ 262,000 | $ 106,000 |
| COEUR D'ALENE, ID | 35 | $ 9,315,000 | $ 266,000 | $ 120,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 35 | $ 6,105,000 | $ 174,000 | $ 95,000 |
| MOBILE, AL | 34 | $ 5,030,000 | $ 147,000 | $ 72,000 |
| OLYMPIA-TUMWATER, WA | 34 | $ 10,000,000 | $ 294,000 | $ 105,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 33 | $ 10,115,000 | $ 306,000 | $ 118,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 33 | $ 6,285,000 | $ 189,500 | $ 132,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 32 | $ 6,340,000 | $ 198,000 | $ 90,000 |
| SANTA ROSA, CA | 32 | $ 13,570,000 | $ 424,000 | $ 129,000 |
| WILMINGTON, NC | 32 | $ 7,300,000 | $ 228,000 | $ 114,000 |
| WINSTON-SALEM, NC | 32 | $ 5,800,000 | $ 181,000 | $ 80,000 |
| DURHAM-CHAPEL HILL, NC | 31 | $ 8,655,000 | $ 279,000 | $ 113,000 |
| PORT ST. LUCIE, FL | 31 | $ 7,475,000 | $ 241,000 | $ 108,000 |
| GRAND JUNCTION, CO | 30 | $ 7,120,000 | $ 237,000 | $ 78,000 |
| RAPID CITY, SD | 30 | $ 7,500,000 | $ 250,000 | $ 115,000 |
| SALEM, OR | 30 | $ 7,890,000 | $ 263,000 | $ 93,000 |
| LINCOLN, NE | 29 | $ 5,655,000 | $ 195,000 | $ 87,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 29 | $ 7,945,000 | $ 273,000 | $ 108,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 28 | $ 6,930,000 | $ 221,000 | $ 101,500 |
| MADISON, WI | 28 | $ 7,350,000 | $ 262,000 | $ 113,000 |
| SALINAS, CA | 28 | $ 10,950,000 | $ 391,000 | $ 122,000 |
| SIOUX FALLS, SD | 28 | $ 6,260,000 | $ 223,000 | $ 88,000 |
| AKRON, OH | 27 | $ 6,645,000 | $ 246,000 | $ 128,000 |
| BEND-REDMOND, OR | 27 | $ 7,875,000 | $ 291,000 | $ 110,000 |
| ALBANY-SCHENECTADY-TROY, NY | 26 | $ 5,510,000 | $ 211,000 | $ 111,000 |
| BREMERTON-SILVERDALE, WA | 26 | $ 7,680,000 | $ 295,000 | $ 117,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 26 | $ 7,150,000 | $ 275,000 | $ 119,000 |
| MISSOULA, MT | 26 | $ 6,390,000 | $ 245,000 | $ 110,000 |
| ASHEVILLE, NC | 25 | $ 7,075,000 | $ 283,000 | $ 101,000 |
| WICHITA, KS | 25 | $ 4,355,000 | $ 174,000 | $ 80,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 24 | $ 5,260,000 | $ 219,000 | $ 129,000 |
| EUGENE, OR | 24 | $ 5,670,000 | $ 236,000 | $ 139,000 |
| LYNCHBURG, VA | 24 | $ 5,230,000 | $ 217,000 | $ 87,000 |
| SANTA CRUZ-WATSONVILLE, CA | 24 | $ 11,820,000 | $ 492,000 | $ 150,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 5,035,000 | $ 232,500 | $ 103,000 |
| CHARLOTTESVILLE, VA | 23 | $ 6,645,000 | $ 288,000 | $ 148,000 |
| FLORENCE-MUSCLE SHOALS, AL | 23 | $ 3,545,000 | $ 154,000 | $ 75,000 |
| LAKELAND-WINTER HAVEN, FL | 23 | $ 4,245,000 | $ 184,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 23 | $ 4,425,000 | $ 192,000 | $ 90,000 |
| LEXINGTON-FAYETTE, KY | 23 | $ 4,905,000 | $ 213,000 | $ 84,000 |
| MACON-BIBB COUNTY, GA | 22 | $ 3,690,000 | $ 167,000 | $ 81,000 |
| MERCED, CA | 22 | $ 6,030,000 | $ 274,000 | $ 87,000 |
| SANTA MARIA-SANTA BARBARA, CA | 22 | $ 7,590,000 | $ 345,000 | $ 104,000 |
| JONESBORO, AR | 21 | $ 3,675,000 | $ 175,000 | $ 88,000 |
| PUNTA GORDA, FL | 21 | $ 3,475,000 | $ 165,000 | $ 91,000 |
| READING, PA | 21 | $ 3,585,000 | $ 170,000 | $ 89,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 21 | $ 11,705,000 | $ 557,000 | $ 153,000 |
| CORPUS CHRISTI, TX | 20 | $ 4,670,000 | $ 233,000 | $ 159,000 |
| MADERA, CA | 20 | $ 4,960,000 | $ 248,000 | $ 115,000 |
| NAPA, CA | 20 | $ 7,570,000 | $ 378,000 | $ 111,000 |
| TALLAHASSEE, FL | 20 | $ 3,840,000 | $ 192,000 | $ 93,000 |
| BARNSTABLE TOWN, MA | 19 | $ 5,645,000 | $ 297,000 | $ 127,000 |
| BOULDER, CO | 19 | $ 6,605,000 | $ 347,000 | $ 136,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 19 | $ 5,505,000 | $ 289,000 | $ 152,000 |
| COLUMBIA, MO | 19 | $ 2,545,000 | $ 133,000 | $ 74,000 |
| HOMOSASSA SPRINGS, FL | 19 | $ 2,485,000 | $ 130,000 | $ 72,000 |
| OCALA, FL | 19 | $ 2,815,000 | $ 148,000 | $ 65,000 |
| ROANOKE, VA | 18 | $ 3,940,000 | $ 218,000 | $ 108,000 |
| STAUNTON-WAYNESBORO, VA | 18 | $ 3,870,000 | $ 215,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 17 | $ 3,485,000 | $ 205,000 | $ 152,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 17 | $ 2,485,000 | $ 148,000 | $ 79,500 |
| DES MOINES-WEST DES MOINES, IA | 17 | $ 3,285,000 | $ 193,000 | $ 90,000 |
| DOVER, DE | 17 | $ 3,885,000 | $ 228,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 17 | $ 3,525,000 | $ 207,000 | $ 95,000 |
| HARRISONBURG, VA | 17 | $ 3,825,000 | $ 225,000 | $ 78,000 |
| MIDLAND, TX | 17 | $ 4,955,000 | $ 291,000 | $ 134,000 |
| BILLINGS, MT | 16 | $ 3,500,000 | $ 218,000 | $ 108,000 |
| BOWLING GREEN, KY | 16 | $ 3,810,000 | $ 238,000 | $ 86,000 |
| OCEAN CITY, NJ | 16 | $ 3,840,000 | $ 240,000 | $ 157,000 |
| OWENSBORO, KY | 16 | $ 2,590,000 | $ 161,000 | $ 64,000 |
| PANAMA CITY, FL | 16 | $ 3,480,000 | $ 217,000 | $ 139,000 |
| POCATELLO, ID | 16 | $ 2,250,000 | $ 140,000 | $ 58,000 |
| YUMA, AZ | 16 | $ 2,620,000 | $ 163,000 | $ 71,000 |
| AUBURN-OPELIKA, AL | 15 | $ 2,955,000 | $ 197,000 | $ 104,000 |
| BLOOMINGTON, IL | 15 | $ 3,575,000 | $ 238,000 | $ 137,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 15 | $ 5,055,000 | $ 337,000 | $ 174,000 |
| HOT SPRINGS, AR | 15 | $ 3,065,000 | $ 204,000 | $ 80,000 |
| MCALLEN-EDINBURG-MISSION, TX | 15 | $ 3,035,000 | $ 202,000 | $ 86,000 |
| MEDFORD, OR | 15 | $ 3,305,000 | $ 220,000 | $ 88,000 |
| TRENTON, NJ | 15 | $ 3,995,000 | $ 266,000 | $ 92,000 |
| ANCHORAGE, AK | 14 | $ 4,140,000 | $ 295,000 | $ 93,000 |
| BRUNSWICK, GA | 14 | $ 4,220,000 | $ 301,000 | $ 139,000 |
| CHEYENNE, WY | 14 | $ 3,120,000 | $ 222,000 | $ 106,000 |
| CHICO, CA | 14 | $ 4,150,000 | $ 296,000 | $ 116,000 |
| DECATUR, AL | 14 | $ 2,200,000 | $ 157,000 | $ 74,000 |
| KALAMAZOO-PORTAGE, MI | 14 | $ 2,790,000 | $ 199,000 | $ 109,000 |
| KENNEWICK-RICHLAND, WA | 14 | $ 4,480,000 | $ 320,000 | $ 124,000 |
| LAS CRUCES, NM | 14 | $ 2,740,000 | $ 195,000 | $ 104,000 |
| MONTGOMERY, AL | 14 | $ 2,350,000 | $ 167,000 | $ 87,000 |
| CAPE GIRARDEAU, MO-IL | 13 | $ 1,515,000 | $ 116,000 | $ 45,000 |
| GADSDEN, AL | 13 | $ 1,915,000 | $ 147,000 | $ 70,000 |
| GRAND FORKS, ND-MN | 13 | $ 2,525,000 | $ 184,000 | $ 74,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 13 | $ 2,575,000 | $ 198,000 | $ 92,000 |
| LAKE CHARLES, LA | 13 | $ 8,025,000 | $ 617,000 | $ 107,000 |
| LANCASTER, PA | 13 | $ 2,325,000 | $ 178,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND, ME | 13 | $ 3,235,000 | $ 248,000 | $ 95,000 |
| SANTA FE, NM | 13 | $ 3,785,000 | $ 291,000 | $ 122,000 |
| SPARTANBURG, SC | 13 | $ 2,055,000 | $ 158,000 | $ 87,000 |
| SPRINGFIELD, MA | 13 | $ 2,815,000 | $ 216,000 | $ 82,000 |
| ST. CLOUD, MN | 13 | $ 3,025,000 | $ 232,000 | $ 134,000 |
| FLAGSTAFF, AZ | 12 | $ 3,750,000 | $ 312,000 | $ 208,000 |
| MONROE, MI | 12 | $ 2,350,000 | $ 195,000 | $ 117,000 |
| REDDING, CA | 12 | $ 3,430,000 | $ 285,000 | $ 98,000 |
| SAN ANGELO, TX | 12 | $ 2,800,000 | $ 233,000 | $ 131,000 |
| SAN RAFAEL, CA | 12 | $ 6,080,000 | $ 506,000 | $ 175,000 |
| TYLER, TX | 12 | $ 2,800,000 | $ 233,000 | $ 108,000 |
| WINCHESTER, VA-WV | 12 | $ 3,000,000 | $ 206,500 | $ 91,500 |
| ALBANY, OR | 11 | $ 2,645,000 | $ 240,000 | $ 99,000 |
| CANTON-MASSILLON, OH | 11 | $ 2,365,000 | $ 215,000 | $ 105,000 |
| HAMMOND, LA | 11 | $ 2,135,000 | $ 194,000 | $ 98,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 3,025,000 | $ 275,000 | $ 130,000 |
| TOLEDO, OH | 11 | $ 1,795,000 | $ 163,000 | $ 72,000 |
| WALLA WALLA, WA | 11 | $ 2,825,000 | $ 256,000 | $ 151,000 |
| CHARLESTON, WV | 10 | $ 2,210,000 | $ 221,000 | $ 85,000 |
| CORVALLIS, OR | 10 | $ 2,710,000 | $ 271,000 | $ 103,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 10 | $ 2,970,000 | $ 297,000 | $ 189,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,960,000 | $ 195,500 | $ 92,500 |
| JACKSON, TN | 10 | $ 1,600,000 | $ 160,000 | $ 75,000 |
| LONGVIEW, WA | 10 | $ 3,050,000 | $ 305,000 | $ 101,000 |
| PUEBLO, CO | 10 | $ 2,330,000 | $ 233,000 | $ 98,000 |
| THE VILLAGES, FL | 10 | $ 2,000,000 | $ 200,000 | $ 98,000 |
| WACO, TX | 10 | $ 1,970,000 | $ 197,000 | $ 101,000 |
| ALBANY, GA | 9 | $ 1,255,000 | $ 139,000 | $ 74,000 |
| BELLINGHAM, WA | 9 | $ 3,095,000 | $ 343,000 | $ 145,000 |
| BISMARCK, ND | 9 | $ 2,675,000 | $ 297,000 | $ 122,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,895,000 | $ 210,000 | $ 104,000 |
| DOTHAN, AL | 9 | $ 1,675,000 | $ 186,000 | $ 91,000 |
| DULUTH, MN-WI | 9 | $ 1,665,000 | $ 185,000 | $ 80,000 |
| EL CENTRO, CA | 9 | $ 1,955,000 | $ 217,000 | $ 100,000 |
| EVANSVILLE, IN-KY | 9 | $ 1,625,000 | $ 176,500 | $ 85,500 |
| KAHULUI-WAILUKU-LAHAINA, HI | 9 | $ 3,645,000 | $ 405,000 | $ 75,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 1,675,000 | $ 186,000 | $ 129,000 |
| LOGAN, UT-ID | 9 | $ 2,435,000 | $ 322,000 | $ 163,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 9 | $ 1,585,000 | $ 176,000 | $ 97,000 |
| YORK-HANOVER, PA | 9 | $ 1,845,000 | $ 205,000 | $ 87,000 |
| CASPER, WY | 8 | $ 1,840,000 | $ 230,000 | $ 96,000 |
| CLEVELAND, TN | 8 | $ 1,230,000 | $ 153,000 | $ 70,000 |
| DALTON, GA | 8 | $ 1,000,000 | $ 125,000 | $ 63,000 |
| EL PASO, TX | 8 | $ 1,310,000 | $ 163,000 | $ 119,000 |
| GREEN BAY, WI | 8 | $ 1,650,000 | $ 206,000 | $ 123,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 1,690,000 | $ 211,000 | $ 111,000 |
| MUSKEGON, MI | 8 | $ 1,510,000 | $ 188,000 | $ 83,000 |
| SHERMAN-DENISON, TX | 8 | $ 2,860,000 | $ 357,000 | $ 260,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,415,000 | $ 202,000 | $ 122,000 |
| BURLINGTON, NC | 7 | $ 1,845,000 | $ 263,000 | $ 102,000 |
| CARSON CITY, NV | 7 | $ 1,775,000 | $ 253,000 | $ 101,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 7 | $ 1,965,000 | $ 280,000 | $ 123,000 |
| ELKHART-GOSHEN, IN | 7 | $ 1,365,000 | $ 195,000 | $ 81,000 |
| FARGO, ND-MN | 7 | $ 1,555,000 | $ 226,500 | $ 179,000 |
| FAYETTEVILLE, NC | 7 | $ 1,215,000 | $ 173,000 | $ 100,000 |
| GRAND ISLAND, NE | 7 | $ 845,000 | $ 120,000 | $ 70,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,665,000 | $ 237,000 | $ 105,000 |
| MANHATTAN, KS | 7 | $ 1,335,000 | $ 190,000 | $ 94,000 |
| ROCHESTER, MN | 7 | $ 1,615,000 | $ 230,000 | $ 87,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,965,000 | $ 280,000 | $ 124,000 |
| UTICA-ROME, NY | 7 | $ 915,000 | $ 130,000 | $ 74,000 |
| YUBA CITY, CA | 7 | $ 1,905,000 | $ 272,000 | $ 74,000 |
| APPLETON, WI | 6 | $ 1,440,000 | $ 240,000 | $ 105,000 |
| BECKLEY, WV | 6 | $ 1,000,000 | $ 166,000 | $ 110,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 1,190,000 | $ 198,000 | $ 150,000 |
| COLUMBUS, IN | 6 | $ 1,650,000 | $ 275,000 | $ 123,000 |
| JOPLIN, MO | 6 | $ 1,230,000 | $ 205,000 | $ 105,000 |
| RACINE, WI | 6 | $ 1,340,000 | $ 223,000 | $ 103,000 |
| SHEBOYGAN, WI | 6 | $ 1,450,000 | $ 241,000 | $ 114,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 1,070,000 | $ 178,000 | $ 94,000 |
| ST. JOSEPH, MO-KS | 6 | $ 1,390,000 | $ 231,000 | $ 141,000 |
| TWIN FALLS, ID | 6 | $ 1,020,000 | $ 170,000 | $ 70,000 |
| AMARILLO, TX | 5 | $ 1,175,000 | $ 235,000 | $ 121,000 |
| CLARKSVILLE, TN-KY | 5 | $ 1,315,000 | $ 248,500 | $ 110,500 |
| GRANTS PASS, OR | 5 | $ 1,405,000 | $ 281,000 | $ 79,000 |
| HOUMA-THIBODAUX, LA | 5 | $ 995,000 | $ 199,000 | $ 93,000 |
| JACKSON, MI | 5 | $ 955,000 | $ 191,000 | $ 75,000 |
| LAREDO, TX | 5 | $ 985,000 | $ 197,000 | $ 138,000 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 1,375,000 | $ 275,000 | $ 155,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,655,000 | $ 331,000 | $ 107,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 1,015,000 | $ 203,000 | $ 118,000 |
| ROME, GA | 5 | $ 1,255,000 | $ 251,000 | $ 97,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 685,000 | $ 134,000 | $ 77,500 |
| BINGHAMTON, NY | 4 | $ 590,000 | $ 147,000 | $ 116,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 1,050,000 | $ 262,000 | $ 121,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 710,000 | $ 177,000 | $ 72,000 |
| DECATUR, IL | 4 | $ 660,000 | $ 165,000 | $ 81,000 |
| ERIE, PA | 4 | $ 650,000 | $ 162,000 | $ 97,000 |
| FARMINGTON, NM | 4 | $ 850,000 | $ 212,000 | $ 103,000 |
| FORT SMITH, AR-OK | 4 | $ 760,000 | $ 190,000 | $ 91,000 |
| FORT WAYNE, IN | 4 | $ 1,070,000 | $ 267,000 | $ 118,000 |
| GAINESVILLE, FL | 4 | $ 680,000 | $ 170,000 | $ 59,000 |
| KANKAKEE, IL | 4 | $ 630,000 | $ 157,000 | $ 98,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 1,230,000 | $ 307,000 | $ 128,000 |
| LONGVIEW, TX | 4 | $ 650,000 | $ 162,000 | $ 155,000 |
| STATE COLLEGE, PA | 4 | $ 1,330,000 | $ 332,000 | $ 202,000 |
| VICTORIA, TX | 4 | $ 590,000 | $ 147,000 | $ 79,000 |
| WENATCHEE, WA | 4 | $ 1,510,000 | $ 377,000 | $ 184,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 705,000 | $ 235,000 | $ 84,000 |
| BLOOMINGTON, IN | 3 | $ 535,000 | $ 178,000 | $ 54,000 |
| EAST STROUDSBURG, PA | 3 | $ 465,000 | $ 155,000 | $ 208,000 |
| FOND DU LAC, WI | 3 | $ 565,000 | $ 188,000 | $ 113,000 |
| GETTYSBURG, PA | 3 | $ 735,000 | $ 245,000 | $ 121,000 |
| GLENS FALLS, NY | 3 | $ 625,000 | $ 208,000 | $ 105,000 |
| IDAHO FALLS, ID | 3 | $ 795,000 | $ 265,000 | $ 110,000 |
| JEFFERSON CITY, MO | 3 | $ 415,000 | $ 138,000 | $ 71,000 |
| ODESSA, TX | 3 | $ 615,000 | $ 205,000 | $ 76,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 605,000 | $ 201,000 | $ 171,000 |
| ROCKFORD, IL | 3 | $ 575,000 | $ 191,000 | $ 80,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 855,000 | $ 285,000 | $ 257,000 |
| VALDOSTA, GA | 3 | $ 655,000 | $ 218,000 | $ 111,000 |
| BANGOR, ME | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| CEDAR RAPIDS, IA | 2 | $ 340,000 | $ 170,000 | $ 59,000 |
| CUMBERLAND, MD-WV | 2 | $ 420,000 | $ 210,000 | $ 138,000 |
| DUBUQUE, IA | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| ELMIRA, NY | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| GOLDSBORO, NC | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| GREAT FALLS, MT | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| GREENVILLE, NC | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| HINESVILLE, GA | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| IOWA CITY, IA | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| ITHACA, NY | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| JACKSONVILLE, NC | 2 | $ 470,000 | $ 235,000 | $ 137,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 520,000 | $ 260,000 | $ 132,000 |
| KINGSTON, NY | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| KOKOMO, IN | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| MIDLAND, MI | 2 | $ 440,000 | $ 220,000 | $ 94,000 |
| MORGANTOWN, WV | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| SAGINAW, MI | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| TEXARKANA, TX-AR | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| WILLIAMSPORT, PA | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| YAKIMA, WA | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| ABILENE, TX | 1 | $ 215,000 | $ 215,000 | $ 1,017,000 |
| ALTOONA, PA | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| AMES, IA | 1 | $ 175,000 | $ 175,000 | $ 166,000 |
| BATTLE CREEK, MI | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| CARBONDALE-MARION, IL | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| DANVILLE, IL | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| FLORENCE, SC | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| JOHNSTOWN, PA | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| LAWRENCE, KS | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| LAWTON, OK | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| MANSFIELD, OH | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| NEW BERN, NC | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| PINE BLUFF, AR | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| PITTSFIELD, MA | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| ROCKY MOUNT, NC | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| SEBRING, FL | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| SPRINGFIELD, IL | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| SPRINGFIELD, OH | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| SUMTER, SC | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| TERRE HAUTE, IN | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| WHEELING, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,277 | $4,845,155,000 | $280,000 | $43,035,000 | $116,000 | $8,400,000 |
| Cash-out Refinancing | 4,125 | $1,119,175,000 | $271,000 | $4,505,000 | $104,000 | $4,667,000 |
| Refinancing | 2,826 | $880,870,000 | $311,000 | $65,005,000 | $117,000 | $3,735,000 |
| Other Purpose | 302 | $75,360,000 | $249,000 | $3,575,000 | $148,000 | $4,107,000 |
| Home Improvement | 89 | $20,305,000 | $228,000 | $675,000 | $102,000 | $741,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,594 | $4,661,280,000 | $264,000 | $13,335,000 | $115,000 | $5,032,000 |
| Hispanic | 2,382 | $655,920,000 | $275,000 | $2,025,000 | $97,000 | $986,000 |
| Not Provided | 1,891 | $584,045,000 | $308,000 | $15,005,000 | $134,000 | $8,400,000 |
| Asian | 1,707 | $567,045,000 | $332,000 | $2,375,000 | $119,000 | $3,322,000 |
| Black or African American | 861 | $218,665,000 | $253,000 | $655,000 | $102,000 | $950,000 |
| American Indian or Alaskan Native | 86 | $23,390,000 | $271,000 | $785,000 | $110,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $13,380,000 | $304,000 | $625,000 | $101,000 | $246,000 |
| Not applicable | 21 | $205,665,000 | $9,793,000 | $65,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,528 | $6,670,010,000 | $283,000 | $65,005,000 | $116,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 931 | $231,405,000 | $248,000 | $695,000 | $87,000 | $1,017,000 |
| VA-guaranteed (Veterans Administration) | 103 | $31,705,000 | $307,000 | $975,000 | $95,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $7,745,000 | $135,000 | $255,000 | $51,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 24,489 | $6,563,645,000 | $268,000 | $2,075,000 | $111,000 | $3,322,000 |
| Loan Originated | 104 | $313,790,000 | $3,017,000 | $65,005,000 | $825,000 | $5,032,000 |
| Application Denied By Financial Institution | 15 | $27,705,000 | $1,847,000 | $4,005,000 | $612,000 | $1,417,000 |
| Application Withdrawn By Applicant | 10 | $35,420,000 | $3,542,000 | $15,005,000 | $2,359,000 | $8,400,000 |
| File Closed For Incompleteness | 1 | $305,000 | $305,000 | $305,000 | $190,000 | $190,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,604 | $6,913,160,000 | $280,000 | $65,005,000 | $114,000 | $8,400,000 |
| Debt-To-Income Ratio | 7 | $14,445,000 | $2,063,000 | $3,005,000 | $600,000 | $1,300,000 |
| Credit Application Incomplete | 3 | $4,845,000 | $1,615,000 | $1,935,000 | $656,000 | $1,144,000 |
| Collateral | 2 | $2,660,000 | $1,330,000 | $2,605,000 | $328,000 | $604,000 |
| Unverifiable Information | 1 | $4,005,000 | $4,005,000 | $4,005,000 | $323,000 | $323,000 |
| Credit History | 1 | $995,000 | $995,000 | $995,000 | $1,417,000 | $1,417,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $755,000 | $755,000 | $755,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.